बचत आणि गुंतवणूक यातील फरक

Updated on August 1, 2026 , 2969 views

आजच्या जगात, आर्थिक सुरक्षितता मिळवण्यासाठी बचत आणि गुंतवणुकीच्या मूलभूत गोष्टी समजून घेणे आवश्यक आहे. तुमच्या आर्थिक बाबतीत स्मार्ट निर्णय घेऊन तुम्ही तुमचे आणि तुमच्या कुटुंबासाठी एक सुरक्षित भविष्य निर्माण करू शकता. या मार्गदर्शकाचे उद्दिष्ट बचत आणि गुंतवणुकी तसेच काही मूलभूत तत्त्वे सादर करणे आहेआर्थिक नियोजन. आम्ही विविध प्रकारच्या गुंतवणूक वाहनांची चर्चा करू, कसे करावेपैसे वाचवा, बजेट तंत्र,निवृत्ती नियोजन धोरणे, आणि अधिक. हातात योग्य ज्ञान असल्यास, जेव्हा गुंतवणूक करण्याची किंवा निवृत्तीची योजना करण्याची वेळ येते तेव्हा तुम्ही माहितीपूर्ण निर्णय घेऊ शकता.

प्रभावी आर्थिक धोरणासाठी सर्व पैलूंचा विचार करणारा सर्वांगीण दृष्टिकोन आवश्यक आहेवैयक्तिक वित्त, कर आकारणी नियमांसह,विमा धोरणे, इस्टेट नियोजन विचार, कर्ज व्यवस्थापन समस्या आणि कालांतराने शाश्वत संपत्ती निर्माण करण्याशी संबंधित इतर घटक.गुंतवणूक करत आहे हुशारीने आता भविष्यात अधिक परतावा मिळू शकतो, त्यामुळे बचत आणि योग्यरित्या गुंतवणूक करण्याबद्दल जाणून घेण्यासाठी आत्ताच वेळ काढा!

बचत आणि गुंतवणूक यातील प्रमुख फरक

बचत आणि गुंतवणूक या दोन वेगळ्या आर्थिक संज्ञा आहेत ज्यांचा वापर लोक सहसा परस्पर बदलून करतात. तथापि, बचत आणि गुंतवणुकीमधील मुख्य फरक समजून घेणे आवश्यक आहे, कारण ते भिन्न हेतू पूर्ण करतात. बचतीमध्ये भविष्यातील वापरासाठी पैसे सुरक्षित ठिकाणी ठेवून बाजूला ठेवणे समाविष्ट आहे जसे की अबँक खातेमुदत ठेव किंवा इतर सुरक्षित गुंतवणूक. दुसरीकडे, गुंतवणुकीत, सारख्या साधनांमध्ये पैसे घालणे समाविष्ट आहेम्युच्युअल फंड, सोने, साठा,ईटीएफ, इत्यादी, अतिरिक्त निर्माण करण्याच्या उद्दिष्टासहउत्पन्न किंवाभांडवल कालांतराने नफा होतो.

बचत आणि गुंतवणूक यातील महत्त्वाचा फरक म्हणजे बचत केल्याने तुम्हाला खूप कमी परतावा मिळतो आणि कमी जोखीम असते. गुंतवणुकीत जोखीम असू शकते परंतु संभाव्यत: जास्त परतावा मिळू शकतो. या व्यतिरिक्त, बचतींमध्ये सुरक्षिततेची हमी असते, तर गुंतवणुकीत आणखी काही गोष्टींचा समावेश असू शकतोअस्थिरता अवलंबूनबाजार परिस्थिती. शेवटी, तुमच्या गरजा आणि उद्दिष्टांसाठी कोणत्या प्रकारचा क्रियाकलाप सर्वात योग्य आहे हे ठरवताना तुम्ही किती धोका पत्करण्यास तयार आहात हे तुमच्यावर अवलंबून आहे.

बचत	गुंतवणूक करत आहे
तुम्ही तुमची अल्पकालीन उद्दिष्टे पूर्ण करू शकता आणि सर्व अनियोजित खर्च व्यवस्थापित करू शकता	तुम्ही संपत्ती निर्माण करू शकता आणि एपोर्टफोलिओ, तुम्ही गुंतवणूक करत असलेल्या भांडवलाचे कौतुक करा
हे अल्पकालीन नफ्यासाठी आदर्श आहे	हे दीर्घकालीन नफ्यासाठी आदर्श आहे कारण ते सकारात्मक परतावा देते
तुम्हाला उच्च मूल्याचे परतावा देत नाही	तुम्ही योग्य गुंतवणुकीच्या धोरणांचे पालन करत असाल तर ते तुम्हाला प्रचंड परतावा मिळविण्यात मदत करते
पैसे वाचवण्यामध्ये कोणताही धोका नाही	हे बाजाराच्या जोखमीच्या अधीन आहे आणि जर तुम्ही बाजारातील ट्रेंड आणि विश्लेषणाचे पालन करत नसाल तर त्यात नुकसान समाविष्ट असू शकते
तुम्ही ठेवींचे प्रमाणपत्र, पैसे कमावणारी साधने आणि उघडणे वापरून तुमचे पैसे वाचवू शकताबचत खाते	तुम्ही शेअर्समध्ये गुंतवणूक करू शकता,बंध, ETFs आणि म्युच्युअल फंड गुंतवणूक पोर्टफोलिओ तयार करण्यासाठी

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संतुलित आर्थिक योजना तयार करण्यासाठी 50-20-30 नियम वापरा

एक संतुलित तयार करणेआर्थिक योजना बचत विरुद्ध गुंतवणूक गुणोत्तराचा विचार करणे आवश्यक आहे. बचत आणि गुंतवणूक या दोन्ही वैयक्तिक फायनान्सचे अविभाज्य पैलू आहेत आणि दीर्घकालीन आर्थिक स्थैर्य प्राप्त करण्यासाठी दोघांमध्ये समतोल राखणे महत्त्वाचे आहे. दर महिन्याला तुमच्या उत्पन्नातील किती बचत आणि गुंतवणुकीसाठी तुम्ही वाटप केले पाहिजे हे निर्धारित करण्याचा गुणोत्तर हा एक मार्ग आहे.

नियम सुचवतो की तुम्ही तुमची कर-पश्चात उत्पन्न तीन श्रेणींमध्ये विभागली पाहिजे:

गरजा (50%): या श्रेणीमध्ये भाडे, कर्ज, उपयुक्तता, किराणा सामान, वाहतूक आणि विमा यासारखे सर्व आवश्यक खर्च समाविष्ट आहेत जे तुम्ही प्रत्येक महिन्याला भरावे लागतील.
बचत आणि कर्ज कपात (२०%): या श्रेणीमध्ये तुम्ही दीर्घकालीन उद्दिष्टांसाठी बाजूला ठेवलेल्या कोणत्याही पैशाचा समावेश होतो, जसे की सेवानिवृत्ती बचत किंवा कर्ज फेडणे. ही श्रेणी तुमची "आर्थिक उशी" म्हणूनही ओळखली जाते कारण ती तुम्हाला आपत्कालीन परिस्थितीत सुरक्षा जाळी तयार करण्यात मदत करते.
पाहिजे (३०%): या वर्गवारीमध्ये तुम्ही निवडलेल्या कोणत्याही विवेकी खर्चाचा समावेश होतो, जसे की बाहेर खाणे, मनोरंजन, प्रवास करणे किंवा छंद.

50-20-30 नियमांचे पालन केल्याने तुम्हाला एक संतुलित आर्थिक योजना तयार करण्यात मदत होऊ शकते जी तुम्हाला तुमच्या अत्यावश्यक गरजा पूर्ण करण्यास, भविष्यासाठी बचत करण्यास आणि जास्त खर्च न करता जीवन आनंददायक बनवणाऱ्या काही गोष्टींचा आनंद घेऊ देते. तथापि, हे लक्षात ठेवणे महत्त्वाचे आहे की ही फक्त एक मार्गदर्शक तत्त्वे आहे आणि तुम्ही ती तुमच्या स्वतःच्या अनन्य आर्थिक परिस्थिती आणि प्राधान्यक्रमांशी जुळण्यासाठी समायोजित केली पाहिजे.

बचत करण्यापेक्षा गुंतवणूक का बरी

गुंतवणुकीमुळे अनेक फायदे मिळतात जे पारंपारिक बचत खात्यांमध्ये नसतात, ज्यामुळे तो वैयक्तिक वित्ताचा एक महत्त्वाचा पैलू बनतो. गुंतवणुकीचा एक मोठा फायदा म्हणजे बचत खात्यांपेक्षा जास्त परतावा मिळण्याची शक्यता आहे कारण स्टॉक, म्युच्युअल फंड आणिरिअल इस्टेट कालांतराने मूल्य वाढू शकते. या मालमत्तेत गुंतवणूक करून, व्यक्ती बचत खात्यांद्वारे ऑफर केलेल्या व्याजदरांपेक्षा जास्त परतावा मिळवू शकतात. गुंतवणुकीचा आणखी एक फायदा म्हणजे संपत्ती वाढवण्याची क्षमताकंपाउंडिंग, जिथे परतावा अधिक परतावा निर्माण करण्यासाठी पुन्हा गुंतवला जातो.

हे व्यक्तींना त्यांचे दीर्घकालीन साध्य करण्यात मदत करतेआर्थिक उद्दिष्टे, जसे निवृत्तीसाठी बचत करणे किंवा घर खरेदी करणे. याव्यतिरिक्त, गुंतवणुकीमुळे वैविध्यता येते, जी विविध क्षेत्रांमध्ये आणि उद्योगांमध्ये गुंतवणुकीचा प्रसार करून जोखीम कमी करण्यास मदत करू शकते. एकूणच, समजून घेऊनगुंतवणुकीचे फायदे आणि माहितीपूर्ण गुंतवणुकीचे निर्णय घेऊन व्यक्ती त्यांचे आर्थिक उद्दिष्ट साध्य करू शकतात आणि त्यांचे आर्थिक भविष्य सुरक्षित करू शकतात.

2023 मध्ये गुंतवणूक करण्यासाठी सर्वोत्तम म्युच्युअल फंड

म्युच्युअल फंडात गुंतवणूक कालांतराने तुमचे पैसे वाढवण्याचा हा एक उत्तम मार्ग आहे. जसजसे बाजार वाढतात आणि घसरतात तसतसे, म्युच्युअल फंडासारख्या गुंतवणुकीचा समावेश असलेल्या वैविध्यपूर्ण पोर्टफोलिओमुळे बाजारातील मंदीच्या काळात तुम्हाला होणारे नुकसान कमी होण्यास मदत होते. 2023 साठी खालील काही टॉप-रेट केलेले म्युच्युअल फंड आहेत ज्यांचा तुम्ही गुंतवणूक करण्यासाठी विचार केला पाहिजे:

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
ICICI Prudential Infrastructure Fund Growth	₹205.52 ↑ 3.01	₹8,550	100	2.6	4.8	7.4	19.7	22.9	6.7
SBI PSU Fund Growth	₹34.5951 ↑ 0.27	₹6,684	500	-3.6	-0.9	11.9	23.8	22.7	11.3
LIC MF Infrastructure Fund Growth	₹55.1872 ↑ 0.62	₹1,137	1,000	6.5	12.2	12.1	24.7	22.2	-3.7
Nippon India Power and Infra Fund Growth	₹385.028 ↑ 3.94	₹8,043	100	1.6	12.7	13.8	21	21.8	-0.5
DSP India T.I.G.E.R Fund Growth	₹362.535 ↑ 3.00	₹6,264	500	5.4	15.2	17.5	22.2	21.5	-2.5
DSP World Gold Fund Growth	₹48.8787 ↓ -1.55	₹1,433	500	-15.4	-20.4	59.7	41.2	21.4	167.1
Invesco India PSU Equity Fund Growth	₹65.41 ↑ 0.50	₹1,473	500	-2.8	-2.7	6.8	21.6	20.3	10.3
BOI AXA Manufacturing and Infrastructure Fund Growth	₹67.15 ↑ 0.55	₹837	1,000	7	14.1	20.5	23.1	20.1	7.8
UTI Transportation & Logistics Fund Growth	₹305.229 ↑ 4.87	₹3,962	500	12.5	5.4	16.6	20	20	19.5
Canara Robeco Infrastructure Growth	₹169.74 ↑ 1.41	₹998	1,000	-0.8	6.3	6.3	20.8	19.7	0.1
Franklin Build India Fund Growth	₹145.917 ↑ 1.52	₹3,256	500	-1	1	4.1	19.4	19.4	3.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Aug 26

Research Highlights & Commentary of 11 Funds showcased

Commentary	ICICI Prudential Infrastructure Fund	SBI PSU Fund	LIC MF Infrastructure Fund	Nippon India Power and Infra Fund	DSP India T.I.G.E.R Fund	DSP World Gold Fund	Invesco India PSU Equity Fund	BOI AXA Manufacturing and Infrastructure Fund	UTI Transportation & Logistics Fund	Canara Robeco Infrastructure	Franklin Build India Fund
Point 1	Highest AUM (₹8,550 Cr).	Upper mid AUM (₹6,684 Cr).	Bottom quartile AUM (₹1,137 Cr).	Top quartile AUM (₹8,043 Cr).	Upper mid AUM (₹6,264 Cr).	Lower mid AUM (₹1,433 Cr).	Lower mid AUM (₹1,473 Cr).	Bottom quartile AUM (₹837 Cr).	Upper mid AUM (₹3,962 Cr).	Bottom quartile AUM (₹998 Cr).	Lower mid AUM (₹3,256 Cr).
Point 2	Established history (20+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Oldest track record among peers (22 yrs).	Established history (22+ yrs).	Established history (18+ yrs).	Established history (16+ yrs).	Established history (16+ yrs).	Established history (22+ yrs).	Established history (20+ yrs).	Established history (16+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Not Rated.	Rating: 4★ (top quartile).	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Not Rated.	Rating: 3★ (upper mid).	Not Rated.	Top rated.
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 22.92% (top quartile).	5Y return: 22.71% (top quartile).	5Y return: 22.18% (upper mid).	5Y return: 21.83% (upper mid).	5Y return: 21.52% (upper mid).	5Y return: 21.39% (lower mid).	5Y return: 20.35% (lower mid).	5Y return: 20.14% (lower mid).	5Y return: 19.95% (bottom quartile).	5Y return: 19.72% (bottom quartile).	5Y return: 19.42% (bottom quartile).
Point 6	3Y return: 19.68% (bottom quartile).	3Y return: 23.75% (upper mid).	3Y return: 24.68% (top quartile).	3Y return: 21.05% (lower mid).	3Y return: 22.21% (upper mid).	3Y return: 41.18% (top quartile).	3Y return: 21.60% (lower mid).	3Y return: 23.14% (upper mid).	3Y return: 20.05% (bottom quartile).	3Y return: 20.82% (lower mid).	3Y return: 19.44% (bottom quartile).
Point 7	1Y return: 7.43% (lower mid).	1Y return: 11.93% (lower mid).	1Y return: 12.08% (lower mid).	1Y return: 13.77% (upper mid).	1Y return: 17.51% (upper mid).	1Y return: 59.69% (top quartile).	1Y return: 6.83% (bottom quartile).	1Y return: 20.47% (top quartile).	1Y return: 16.60% (upper mid).	1Y return: 6.34% (bottom quartile).	1Y return: 4.14% (bottom quartile).
Point 8	Alpha: 0.00 (upper mid).	Alpha: -0.30 (bottom quartile).	Alpha: 8.41 (top quartile).	Alpha: 8.81 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 2.12 (upper mid).	Alpha: -6.88 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 9	Sharpe: -0.07 (bottom quartile).	Sharpe: 0.12 (lower mid).	Sharpe: 0.22 (upper mid).	Sharpe: 0.24 (upper mid).	Sharpe: 0.44 (upper mid).	Sharpe: 1.22 (top quartile).	Sharpe: -0.16 (bottom quartile).	Sharpe: 0.53 (top quartile).	Sharpe: 0.12 (lower mid).	Sharpe: 0.02 (lower mid).	Sharpe: -0.04 (bottom quartile).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: -0.11 (bottom quartile).	Information ratio: 0.58 (top quartile).	Information ratio: 0.56 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.50 (bottom quartile).	Information ratio: -0.57 (bottom quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (upper mid).

ICICI Prudential Infrastructure Fund

Highest AUM (₹8,550 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.92% (top quartile).
3Y return: 19.68% (bottom quartile).
1Y return: 7.43% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.07 (bottom quartile).
Information ratio: 0.00 (upper mid).

SBI PSU Fund

Upper mid AUM (₹6,684 Cr).
Established history (16+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 22.71% (top quartile).
3Y return: 23.75% (upper mid).
1Y return: 11.93% (lower mid).
Alpha: -0.30 (bottom quartile).
Sharpe: 0.12 (lower mid).
Information ratio: -0.11 (bottom quartile).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,137 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 22.18% (upper mid).
3Y return: 24.68% (top quartile).
1Y return: 12.08% (lower mid).
Alpha: 8.41 (top quartile).
Sharpe: 0.22 (upper mid).
Information ratio: 0.58 (top quartile).

Nippon India Power and Infra Fund

Top quartile AUM (₹8,043 Cr).
Oldest track record among peers (22 yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 21.83% (upper mid).
3Y return: 21.05% (lower mid).
1Y return: 13.77% (upper mid).
Alpha: 8.81 (top quartile).
Sharpe: 0.24 (upper mid).
Information ratio: 0.56 (top quartile).

DSP India T.I.G.E.R Fund

Upper mid AUM (₹6,264 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 21.52% (upper mid).
3Y return: 22.21% (upper mid).
1Y return: 17.51% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.44 (upper mid).
Information ratio: 0.00 (upper mid).

DSP World Gold Fund

Lower mid AUM (₹1,433 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 21.39% (lower mid).
3Y return: 41.18% (top quartile).
1Y return: 59.69% (top quartile).
Alpha: 2.12 (upper mid).
Sharpe: 1.22 (top quartile).
Information ratio: -0.50 (bottom quartile).

Invesco India PSU Equity Fund

Lower mid AUM (₹1,473 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 20.35% (lower mid).
3Y return: 21.60% (lower mid).
1Y return: 6.83% (bottom quartile).
Alpha: -6.88 (bottom quartile).
Sharpe: -0.16 (bottom quartile).
Information ratio: -0.57 (bottom quartile).

BOI AXA Manufacturing and Infrastructure Fund

Bottom quartile AUM (₹837 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: High.
5Y return: 20.14% (lower mid).
3Y return: 23.14% (upper mid).
1Y return: 20.47% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.53 (top quartile).
Information ratio: 0.00 (lower mid).

UTI Transportation & Logistics Fund

Upper mid AUM (₹3,962 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 19.95% (bottom quartile).
3Y return: 20.05% (bottom quartile).
1Y return: 16.60% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.12 (lower mid).
Information ratio: 0.00 (lower mid).

Canara Robeco Infrastructure

Bottom quartile AUM (₹998 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.72% (bottom quartile).
3Y return: 20.82% (lower mid).
1Y return: 6.34% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.02 (lower mid).
Information ratio: 0.00 (lower mid).

Franklin Build India Fund

Lower mid AUM (₹3,256 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 19.42% (bottom quartile).
3Y return: 19.44% (bottom quartile).
1Y return: 4.14% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.04 (bottom quartile).
Information ratio: 0.00 (upper mid).

*यादीसर्वोत्तम म्युच्युअल फंड SIPच्या निव्वळ मालमत्ता/ AUM पेक्षा जास्त आहे200 कोटी म्युच्युअल फंडाच्या इक्विटी श्रेणीमध्ये 5 वर्षांच्या कॅलेंडर वर्षाच्या परताव्याच्या आधारे ऑर्डर केले जाते.

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Highest AUM (₹8,550 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.92% (top quartile).
3Y return: 19.68% (bottom quartile).
1Y return: 7.43% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.07 (bottom quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding InterGlobe Aviation Ltd (~8.2%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (03 Aug 26)	₹205.52 ↑ 3.01 (1.49 %)
Net Assets (Cr)	₹8,550 on 30 Jun 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.07
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹11,961
31 Jul 23	₹16,935
31 Jul 24	₹27,533
31 Jul 25	₹26,878
31 Jul 26	₹28,111

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-0.4%
3 Month	2.6%
6 Month	4.8%
1 Year	7.4%
3 Year	19.7%
5 Year	22.9%
10 Year
15 Year
Since launch	15.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.7%
2024	27.4%
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	9.17 Yr.
Sharmila D’mello	30 Jun 22	4.09 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	45.24%
Basic Materials	11.2%
Financial Services	10.19%
Utility	9.88%
Real Estate	7.96%
Energy	5.46%
Consumer Cyclical	1.98%
Communication Services	0.09%

Asset Allocation

Asset Class	Value
Cash	7.57%
Equity	92.43%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	8%	₹699 Cr	1,301,985 ↓ -390,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	6%	₹526 Cr	1,268,485 ↓ -237,219
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 23 \| OBEROIRLTY	4%	₹379 Cr	2,139,426
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	4%	₹308 Cr	8,626,448
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹282 Cr	555,746 ↓ -16,951
Gujarat Energy Ltd (Utilities) Equity, Since 31 Jan 23 \| GUJENERGY	3%	₹275 Cr	8,407,984 ↓ -74,040
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	3%	₹270 Cr	106,892
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	3%	₹268 Cr	3,357,506
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹256 Cr	1,979,725 ↑ 550,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹251 Cr	1,830,742 ↓ -174,866

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹6,684 Cr).
Established history (16+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 22.71% (top quartile).
3Y return: 23.75% (upper mid).
1Y return: 11.93% (lower mid).
Alpha: -0.30 (bottom quartile).
Sharpe: 0.12 (lower mid).
Information ratio: -0.11 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~16.6%).
Top-3 holdings concentration ~35.3%.

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (03 Aug 26)	₹34.5951 ↑ 0.27 (0.79 %)
Net Assets (Cr)	₹6,684 on 30 Jun 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.12
Information Ratio	-0.11
Alpha Ratio	-0.3
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,878
31 Jul 23	₹15,287
31 Jul 24	₹28,684
31 Jul 25	₹25,557
31 Jul 26	₹28,011

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.2%
3 Month	-3.6%
6 Month	-0.9%
1 Year	11.9%
3 Year	23.8%
5 Year	22.7%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	11.3%
2024	23.5%
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	2.17 Yr.

Data below for SBI PSU Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	33.03%
Utility	32.22%
Industrials	13.92%
Energy	11.28%
Basic Materials	6.1%

Asset Allocation

Asset Class	Value
Cash	3.39%
Equity	96.54%
Debt	0.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	17%	₹1,112 Cr	10,827,500 ↓ -700,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	10%	₹662 Cr	38,150,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹584 Cr	14,185,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	9%	₹571 Cr	19,935,554
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	8%	₹551 Cr	15,443,244
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	6%	₹391 Cr	14,350,000 ↑ 1,250,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	5%	₹344 Cr	14,655,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	4%	₹294 Cr	9,700,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Jun 25 \| 500103	4%	₹269 Cr	6,500,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹238 Cr	27,900,000

3. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,137 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 22.18% (upper mid).
3Y return: 24.68% (top quartile).
1Y return: 12.08% (lower mid).
Alpha: 8.41 (top quartile).
Sharpe: 0.22 (upper mid).
Information ratio: 0.58 (top quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Tata Motors Passenger Vehicles Ltd (~3.8%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (03 Aug 26)	₹55.1872 ↑ 0.62 (1.14 %)
Net Assets (Cr)	₹1,137 on 30 Jun 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	0.22
Information Ratio	0.58
Alpha Ratio	8.41
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹11,519
31 Jul 23	₹14,236
31 Jul 24	₹26,350
31 Jul 25	₹25,021
31 Jul 26	₹27,470

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.1%
3 Month	6.5%
6 Month	12.2%
1 Year	12.1%
3 Year	24.7%
5 Year	22.2%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.7%
2024	47.8%
2023	44.4%
2022	7.9%
2021	46.6%
2020	-0.1%
2019	13.3%
2018	-14.6%
2017	42.2%
2016	-2.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Mahesh Bendre	1 Jul 24	2.08 Yr.

Data below for LIC MF Infrastructure Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	35.52%
Consumer Cyclical	19.57%
Basic Materials	12.18%
Utility	10.33%
Financial Services	9.93%
Communication Services	3.66%
Real Estate	2.1%
Health Care	1.74%
Technology	0.93%

Asset Allocation

Asset Class	Value
Cash	4.04%
Equity	95.96%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical) Equity, Since 28 Feb 26 \| TMPV	4%	₹43 Cr	1,224,915 ↑ 242,024
JSW Infrastructure Ltd (Industrials) Equity, Since 30 Apr 26 \| JSWINFRA	4%	₹41 Cr	1,266,481 ↑ 132,623
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	4%	₹40 Cr	944,348 ↓ -71,585
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	3%	₹40 Cr	96,023 ↓ -10,945
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	3%	₹38 Cr	57,317 ↓ -8,008
Tata Power Co Ltd (Utilities) Equity, Since 29 Feb 24 \| 500400	3%	₹33 Cr	861,040
KSH International Ltd (Industrials) Equity, Since 31 Dec 25 \| KSHINTL	3%	₹32 Cr	367,501 ↓ -65,315
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 Jan 26 \| BDL	3%	₹30 Cr	222,408 ↓ -20,546
Carraro India Ltd (Consumer Cyclical) Equity, Since 31 Dec 24 \| CARRARO	3%	₹30 Cr	565,917 ↓ -7,074
NTPC Ltd (Utilities) Equity, Since 31 Mar 23 \| 532555	3%	₹30 Cr	834,071 ↑ 125,282

4. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Top quartile AUM (₹8,043 Cr).
Oldest track record among peers (22 yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 21.83% (upper mid).
3Y return: 21.05% (lower mid).
1Y return: 13.77% (upper mid).
Alpha: 8.81 (top quartile).
Sharpe: 0.24 (upper mid).
Information ratio: 0.56 (top quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~7.5%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (03 Aug 26)	₹385.028 ↑ 3.94 (1.03 %)
Net Assets (Cr)	₹8,043 on 30 Jun 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	0.24
Information Ratio	0.56
Alpha Ratio	8.81
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,666
31 Jul 23	₹15,659
31 Jul 24	₹26,918
31 Jul 25	₹24,246
31 Jul 26	₹27,001

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.7%
3 Month	1.6%
6 Month	12.7%
1 Year	13.8%
3 Year	21%
5 Year	21.8%
10 Year
15 Year
Since launch	17.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-0.5%
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	8.19 Yr.
Rahul Modi	19 Aug 24	1.95 Yr.
Amber Singhania	11 Mar 26	0.39 Yr.

Data below for Nippon India Power and Infra Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	36.61%
Utility	20.76%
Consumer Cyclical	12.72%
Energy	9.02%
Basic Materials	7.09%
Financial Services	3.86%
Technology	3.69%
Communication Services	2.37%
Real Estate	1.54%
Health Care	1.47%

Asset Allocation

Asset Class	Value
Cash	0.86%
Equity	99.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	7%	₹603 Cr	4,660,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	7%	₹579 Cr	1,396,958 ↑ 30,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	6%	₹449 Cr	12,600,000
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	4%	₹284 Cr	29,697,646 ↑ 1,103,062
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| 500103	3%	₹253 Cr	6,100,000 ↑ 300,000
Triveni Turbine Ltd (Industrials) Equity, Since 30 Jun 25 \| 533655	3%	₹211 Cr	3,053,288 ↓ -140,000
Power Finance Corp Ltd (Financial Services) Equity, Since 31 Oct 24 \| 532810	3%	₹204 Cr	4,800,000 ↑ 180,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	2%	₹191 Cr	1,030,000
Carborundum Universal Ltd (Industrials) Equity, Since 30 Sep 23 \| CARBORUNIV	2%	₹177 Cr	1,501,545
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 20 \| HAL	2%	₹172 Cr	392,000

5. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Upper mid AUM (₹6,264 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 21.52% (upper mid).
3Y return: 22.21% (upper mid).
1Y return: 17.51% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.44 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
Largest holding Reliance Industries Ltd (~6.2%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (03 Aug 26)	₹362.535 ↑ 3.00 (0.83 %)
Net Assets (Cr)	₹6,264 on 30 Jun 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.44
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,886
31 Jul 23	₹14,928
31 Jul 24	₹25,470
31 Jul 25	₹23,115
31 Jul 26	₹26,604

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0%
3 Month	5.4%
6 Month	15.2%
1 Year	17.5%
3 Year	22.2%
5 Year	21.5%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-2.5%
2024	32.4%
2023	49%
2022	13.9%
2021	51.6%
2020	2.7%
2019	6.7%
2018	-17.2%
2017	47%
2016	4.1%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	16.12 Yr.

Data below for DSP India T.I.G.E.R Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	29.71%
Basic Materials	11.64%
Energy	11.48%
Utility	10.31%
Financial Services	8.09%
Health Care	5.66%
Consumer Cyclical	5.47%
Communication Services	2.51%
Real Estate	1.52%
Technology	1.11%
Consumer Defensive	0.76%

Asset Allocation

Asset Class	Value
Cash	7.68%
Equity	92.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 19 \| RELIANCE	6%	₹391 Cr	3,020,622 ↑ 1,036,807
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| 532555	5%	₹330 Cr	9,249,176 ↑ 2,815,428
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	4%	₹262 Cr	301,630
Nifty Jul26 - \| -	4%	₹250 Cr	104,260 ↑ 104,260
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	4%	₹244 Cr	588,665
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Oct 25 \| HAL	3%	₹186 Cr	423,779 ↑ 118,681
Bharat Electronics Ltd (Industrials) Equity, Since 31 May 26 \| BEL	3%	₹168 Cr	4,081,390 ↑ 1,236,361
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹157 Cr	849,969
INOX India Ltd (Industrials) Equity, Since 31 Dec 23 \| INOXINDIA	2%	₹152 Cr	774,594 ↓ -156,835
Coal India Ltd (Energy) Equity, Since 31 Dec 23 \| COALINDIA	2%	₹147 Cr	3,352,298

6. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Lower mid AUM (₹1,433 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 21.39% (lower mid).
3Y return: 41.18% (top quartile).
1Y return: 59.69% (top quartile).
Alpha: 2.12 (upper mid).
Sharpe: 1.22 (top quartile).
Information ratio: -0.50 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~93%).
Largest holding BGF World Gold I2 (~67.0%).
Top-3 holdings concentration ~100.3%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (31 Jul 26)	₹48.8787 ↓ -1.55 (-3.07 %)
Net Assets (Cr)	₹1,433 on 30 Jun 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.22
Information Ratio	-0.5
Alpha Ratio	2.12
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹7,373
31 Jul 23	₹9,366
31 Jul 24	₹11,150
31 Jul 25	₹16,504
31 Jul 26	₹26,355

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-0.8%
3 Month	-15.4%
6 Month	-20.4%
1 Year	59.7%
3 Year	41.2%
5 Year	21.4%
10 Year
15 Year
Since launch	8.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	167.1%
2024	15.9%
2023	7%
2022	-7.7%
2021	-9%
2020	31.4%
2019	35.1%
2018	-10.7%
2017	-4%
2016	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.25 Yr.

Data below for DSP World Gold Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Basic Materials	92.85%

Asset Allocation

Asset Class	Value
Cash	5.2%
Equity	93.02%
Debt	0.01%
Other	1.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	67%	₹960 Cr	983,452 ↓ -21,591
VanEck Gold Miners ETF - \| GDX	29%	₹409 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	5%	₹67 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹4 Cr

7. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Lower mid AUM (₹1,473 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 20.35% (lower mid).
3Y return: 21.60% (lower mid).
1Y return: 6.83% (bottom quartile).
Alpha: -6.88 (bottom quartile).
Sharpe: -0.16 (bottom quartile).
Information ratio: -0.57 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding State Bank of India (~9.2%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (03 Aug 26)	₹65.41 ↑ 0.50 (0.77 %)
Net Assets (Cr)	₹1,473 on 30 Jun 26
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	-0.16
Information Ratio	-0.57
Alpha Ratio	-6.88
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,492
31 Jul 23	₹14,778
31 Jul 24	₹27,721
31 Jul 25	₹24,471
31 Jul 26	₹25,545

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-0.2%
3 Month	-2.8%
6 Month	-2.7%
1 Year	6.8%
3 Year	21.6%
5 Year	20.3%
10 Year
15 Year
Since launch	11.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	10.3%
2024	25.6%
2023	54.5%
2022	20.5%
2021	31.1%
2020	6.1%
2019	10.1%
2018	-16.9%
2017	24.3%
2016	17.9%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	1.08 Yr.
Sagar Gandhi	1 Jul 25	1.08 Yr.

Data below for Invesco India PSU Equity Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	31.01%
Industrials	30.46%
Utility	18.59%
Energy	13.61%
Basic Materials	2.87%
Consumer Cyclical	1.57%

Asset Allocation

Asset Class	Value
Cash	1.89%
Equity	98.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	9%	₹136 Cr	1,323,094
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	8%	₹114 Cr	261,137
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	7%	₹110 Cr	1,341,970
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	6%	₹93 Cr	3,076,024
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	6%	₹86 Cr	2,078,629
Bank of Baroda (Financial Services) Equity, Since 30 Jun 21 \| 532134	5%	₹71 Cr	2,611,219
Dredging Corp of India Ltd (Industrials) Equity, Since 31 Jul 25 \| DREDGECORP	5%	₹71 Cr	646,300
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	4%	₹65 Cr	6,852,914
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| BDL	4%	₹65 Cr	471,527
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| 532555	4%	₹64 Cr	1,801,543

8. BOI AXA Manufacturing and Infrastructure Fund

The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns

Research Highlights for BOI AXA Manufacturing and Infrastructure Fund

Bottom quartile AUM (₹837 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: High.
5Y return: 20.14% (lower mid).
3Y return: 23.14% (upper mid).
1Y return: 20.47% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.53 (top quartile).
Information ratio: 0.00 (lower mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding Larsen & Toubro Ltd (~6.3%).

Below is the key information for BOI AXA Manufacturing and Infrastructure Fund

BOI AXA Manufacturing and Infrastructure Fund Growth
Launch Date	5 Mar 10
NAV (03 Aug 26)	₹67.15 ↑ 0.55 (0.83 %)
Net Assets (Cr)	₹837 on 30 Jun 26
Category	Equity - Sectoral
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.4
Sharpe Ratio	0.53
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,684
31 Jul 23	₹13,776
31 Jul 24	₹22,241
31 Jul 25	₹21,353
31 Jul 26	₹25,170

BOI AXA Manufacturing and Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for BOI AXA Manufacturing and Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	1.6%
3 Month	7%
6 Month	14.1%
1 Year	20.5%
3 Year	23.1%
5 Year	20.1%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.8%
2024	25.7%
2023	44.7%
2022	3.3%
2021	52.5%
2020	28.1%
2019	2.5%
2018	-22.8%
2017	56%
2016	1%

Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund

Name	Since	Tenure
Nitin Gosar	27 Sep 22	3.85 Yr.

Data below for BOI AXA Manufacturing and Infrastructure Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	26.02%
Basic Materials	13.35%
Consumer Cyclical	12.96%
Health Care	12.24%
Energy	9.98%
Utility	5.33%
Consumer Defensive	4.44%
Communication Services	3.84%
Technology	3.73%
Real Estate	1.1%

Asset Allocation

Asset Class	Value
Cash	6.9%
Equity	93%
Debt	0.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 10 \| LT	6%	₹53 Cr	127,443
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	6%	₹46 Cr	356,510
NTPC Ltd (Utilities) Equity, Since 31 May 21 \| 532555	5%	₹45 Cr	1,250,367
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 22 \| BHARTIARTL	4%	₹32 Cr	173,416
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 26 \| DIXON	4%	₹31 Cr	26,176 ↑ 1,725
Aurobindo Pharma Ltd (Healthcare) Equity, Since 31 May 25 \| AUROPHARMA	4%	₹31 Cr	196,331
Petronet LNG Ltd (Energy) Equity, Since 31 Jan 26 \| 532522	4%	₹31 Cr	1,103,649 ↑ 172,163
Cemindia Projects Ltd (Industrials) Equity, Since 31 Dec 22 \| 509496	3%	₹26 Cr	198,000 ↓ -45,152
Stylam Industries Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| 526951	3%	₹25 Cr	77,697 ↓ -5,675
Quality Power Electrical Equipments Ltd (Industrials) Equity, Since 28 Feb 25 \| QPOWER	3%	₹25 Cr	204,943

9. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹3,962 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 19.95% (bottom quartile).
3Y return: 20.05% (bottom quartile).
1Y return: 16.60% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.12 (lower mid).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~12.5%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (03 Aug 26)	₹305.229 ↑ 4.87 (1.62 %)
Net Assets (Cr)	₹3,962 on 30 Jun 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.12
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹12,359
31 Jul 23	₹15,049
31 Jul 24	₹23,724
31 Jul 25	₹22,056
31 Jul 26	₹25,144

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	6.2%
3 Month	12.5%
6 Month	5.4%
1 Year	16.6%
3 Year	20%
5 Year	20%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	19.5%
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.86 Yr.

Data below for UTI Transportation & Logistics Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	80.49%
Industrials	15.32%

Asset Allocation

Asset Class	Value
Cash	4.02%
Equity	95.81%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	13%	₹496 Cr	1,614,940
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	9%	₹365 Cr	258,455
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| ETERNAL	9%	₹364 Cr	13,773,081 ↑ 500,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	7%	₹296 Cr	419,126
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	6%	₹253 Cr	1,399,964
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹245 Cr	251,657
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹172 Cr	358,832 ↑ 50,000
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	4%	₹152 Cr	438,430
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹150 Cr	786,342
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	3%	₹134 Cr	250,430

10. Canara Robeco Infrastructure

T o g e n e r a t e income/capital appreciation by investing in equities and equity related instruments of companies in the infrastructure sector. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Canara Robeco Infrastructure

Bottom quartile AUM (₹998 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.72% (bottom quartile).
3Y return: 20.82% (lower mid).
1Y return: 6.34% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.02 (lower mid).
Information ratio: 0.00 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Larsen & Toubro Ltd (~10.1%).

Below is the key information for Canara Robeco Infrastructure

Canara Robeco Infrastructure Growth
Launch Date	2 Dec 05
NAV (03 Aug 26)	₹169.74 ↑ 1.41 (0.84 %)
Net Assets (Cr)	₹998 on 30 Jun 26
Category	Equity - Sectoral
AMC	Canara Robeco Asset Management Co. Ltd.
Rating	Not Rated
Risk	High
Expense Ratio	2.32
Sharpe Ratio	0.02
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹11,530
31 Jul 23	₹14,492
31 Jul 24	₹24,387
31 Jul 25	₹23,552
31 Jul 26	₹24,696

Canara Robeco Infrastructure SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Canara Robeco Infrastructure

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	0.3%
3 Month	-0.8%
6 Month	6.3%
1 Year	6.3%
3 Year	20.8%
5 Year	19.7%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	0.1%
2024	35.3%
2023	41.2%
2022	9%
2021	56.1%
2020	9%
2019	2.3%
2018	-19.1%
2017	40.2%
2016	2.1%

Fund Manager information for Canara Robeco Infrastructure

Name	Since	Tenure
Vishal Mishra	26 Jun 21	5.1 Yr.
Shridatta Bhandwaldar	29 Sep 18	7.84 Yr.

Data below for Canara Robeco Infrastructure as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	47.94%
Utility	11.54%
Basic Materials	10.78%
Energy	7.38%
Financial Services	6.99%
Communication Services	4.48%
Technology	3.71%
Consumer Cyclical	2.27%
Real Estate	0.92%

Asset Allocation

Asset Class	Value
Cash	3.99%
Equity	96.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 11 \| LT	10%	₹100 Cr	242,151
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Oct 23 \| 500093	5%	₹50 Cr	525,650
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	5%	₹50 Cr	383,750 ↑ 10,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 24 \| BHARTIARTL	4%	₹45 Cr	241,600 ↑ 25,000
State Bank of India (Financial Services) Equity, Since 31 Jul 24 \| SBIN	4%	₹42 Cr	406,500
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 19 \| BEL	4%	₹40 Cr	979,000 ↑ 50,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 18 \| 532555	4%	₹38 Cr	1,066,480
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Jan 23 \| INDIGO	4%	₹38 Cr	70,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Sep 24 \| 500400	3%	₹34 Cr	870,000
Cummins India Ltd (Industrials) Equity, Since 31 Jul 24 \| 500480	3%	₹32 Cr	56,000

11. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Lower mid AUM (₹3,256 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 19.42% (bottom quartile).
3Y return: 19.44% (bottom quartile).
1Y return: 4.14% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.04 (bottom quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Larsen & Toubro Ltd (~9.2%).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (03 Aug 26)	₹145.917 ↑ 1.52 (1.05 %)
Net Assets (Cr)	₹3,256 on 30 Jun 26
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.04
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,937
31 Jul 23	₹14,923
31 Jul 24	₹25,030
31 Jul 25	₹24,095
31 Jul 26	₹24,551

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Aug 26

Duration	Returns
1 Month	-1.3%
3 Month	-1%
6 Month	1%
1 Year	4.1%
3 Year	19.4%
5 Year	19.4%
10 Year
15 Year
Since launch	17.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	3.7%
2024	27.8%
2023	51.1%
2022	11.2%
2021	45.9%
2020	5.4%
2019	6%
2018	-10.7%
2017	43.3%
2016	8.4%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	4.79 Yr.
Kiran Sebastian	7 Feb 22	4.48 Yr.
Sandeep Manam	18 Oct 21	4.79 Yr.

Data below for Franklin Build India Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	39.49%
Utility	16.59%
Financial Services	13.87%
Energy	11.35%
Basic Materials	5.96%
Communication Services	4.95%
Real Estate	2.32%
Technology	1.24%
Consumer Cyclical	1.16%

Asset Allocation

Asset Class	Value
Cash	3.07%
Equity	96.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹300 Cr	725,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	7%	₹225 Cr	420,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	5%	₹168 Cr	1,300,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| 532555	5%	₹164 Cr	4,600,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| 500312	5%	₹160 Cr	6,825,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹135 Cr	1,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	4%	₹131 Cr	710,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	4%	₹130 Cr	1,625,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| 532898	4%	₹125 Cr	4,350,000
Tata Power Co Ltd (Utilities) Equity, Since 31 Jan 25 \| 500400	4%	₹120 Cr	3,100,000

निष्कर्ष

गुंतवणुकीचे निर्णय घेताना, तुमच्यासाठी उपलब्ध पर्यायांची ठोस माहिती असणे महत्त्वाचे आहे. ईटीएफ आणि म्युच्युअल फंडांमध्ये गुंतवणूक केल्याने वैविध्यपूर्ण पोर्टफोलिओ मिळू शकतो, परंतु तुमच्या आर्थिक उद्दिष्टांचे मूल्यांकन करणे महत्त्वाचे आहे,धोका सहनशीलता, आणि गुंतवणुकीचे कोणतेही निर्णय घेण्यापूर्वी वेळ क्षितिज. योग्य मार्गदर्शन किंवा व्यावसायिक समर्थनाशिवाय, गुंतवणुकीच्या जटिल जगात नेव्हिगेट करणे आव्हानात्मक असू शकते.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.