Table of Contents
Mutual Fund vs FD (Fixed Deposit)
Mutual Fund vs FD? When thinking of saving money, the first thing that most people consider doing is Investing in fixed deposits (FDs). That’s usually because it is easy to understand and is being done since generations. But is it the most appropriate investment? And does it provide the best returns? Or mutual fund investments can serve the purpose better? To know the answers to these questions, read below!
FD or Fixed Deposit
Fixed Deposit, also known as FD is a popular Bank investment option suitable for both long-term and short-term investments. FD returns are fixed as the FD interest rate is pre-decided by the government of India. The interest rate on Fixed Deposits being fixed, there is no effect of Inflation on these investments.
Also, the FD returns are taxable in the hands of investors. However, FD investments are liable for tax deductions under Section 80C of income tax Act.
Mutual Funds
Mutual Fund is of three types, Debt, Equity and Balanced Mutual Funds. debt mutual fund are those that invest most of the assets in government Bonds, corporate bonds and the rest in equity markets. Contrarily, Equity Mutual Funds invest more than 65% of its assets in equity markets and the rest in government bonds, corporate bonds and securities. While Balanced Mutual Funds are those that invest partially in debt and partially in Equity Funds. Mutual Fund is an inflation beating instrument, so it is more tax efficient and is expected to offer better returns on long-term investments.
Which is a Better Long Term Investment?
Now that we know that Mutual Funds and Fixed Deposits (FDs) are both Tax Saving Investments, the question that arises is - Where should one invest? Though it is a subjective question and the answer to it may vary from person to person, below is a comparison mentioned based on various parameters that might help you choose better.
1. Mutual Fund Returns & FD Returns
The returns on Fixed Deposit is pre-specified and does not change throughout the tenure. While Mutual Funds, being linked to the financial Market, offer better returns on long-term investments.
2. FD Interest Rates & Mutual Fund Returns
The interest rate on FDs are fixed depending on the type of FD or the period of FD, so one cannot expect higher interest rates on Fixed Deposits. On the other hand, the returns on Mutual Funds vary as different kinds of funds offer volatile returns. If the market goes high the returns increase and vice-a-versa.
3. Risk Factors
Fixed Deposits hardly pose any risk as the returns are pre-determined. Also, if the bank gets busted all bank accounts are insured upto INR 1 lakh. On the other hand, Mutual Funds carry a higher risk as they invest their assets in the financial market. Equity Mutual Funds, having most of its assets invested in equity markets, carry a much higher risk. While investing in Debt Mutual Funds is less risky, as very less portion of these funds is invested in stock market.
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4. The Impact of Inflation
The interest rate being pre-decided, there is no effect of inflation on Fixed Deposits. While, for Mutual Funds, the returns are inflation-adjusted that enhances its potential to earn better returns.
5. Capital Gains
There are no Capital gains possible in the case of FDs. For Mutual funds, Capital Gains depend on the holding period. Different Mutual Funds offer varied capital gains.
6. Liquidity
Fixed deposits are Illiquid, as the invested amount is locked for a certain amount of time. If the money is withdrawn before that period, a certain penalty is deducted. While Mutual Funds are liquid as they can be sold in a short period of time without causing much Depreciation in the fund value. However, it is important to keep a check the exit loads applicable on selling a few Mutual Funds.
7. Taxation
The interest on Fixed Deposit is taxed as per the tax slab of the individual. On the other hand, Mutual Fund Taxation majorly depends on the holding period. Both Short Term Capital Gains (STCG) and Long Term Capital Gains (LTCG) are taxed differently.
8. Tax Saving FD's V/S Equity Linked Saving Schemes (ELSS)
For investors who are considering FD's for Tax Saving purpose under section 80c of IT Act. (5 Year Lockin) ELSS Mutual Funds are good alternative as they have lock in of 3 Years and has offered better returns historically.
Which is a Better Investment Plan ?
Let's look briefly:
| Parameter | Mutual Fund | Fixed Deposit |
|---|---|---|
| Rate of Returns | No Assured Returns | Fixed Returns |
| Inflation Adjusted Returns | Potential for High Inflation Adjusted Returns | Usually Low Inflation Adjusted Returns |
| Risk | Medium to High Risk | Low Risk |
| liquidity | Liquid | Liquid |
| Premature Withdrawal | Allowed with Exit Load/ No Load | Allowed with Penalty |
| Cost of Investment | Management Cost/Expense Ratio | No Cost |
| Tax Status | Favorable Tax Status | As Per Tax Slab |
Best Mutual Funds to Invest in 2024
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) Nippon India Small Cap Fund Growth ₹172.482
↓ -0.30 ₹56,469 15 25.1 52.1 31.2 36.2 48.9 Motilal Oswal Midcap 30 Fund Growth ₹97.1292
↓ -0.05 ₹12,628 18.1 34 66.5 37.9 33.2 41.7 Kotak Small Cap Fund Growth ₹268.234
↓ -0.40 ₹16,707 17.1 22.6 42.4 21.9 32 34.8 Invesco India Infrastructure Fund Growth ₹65.78
↓ -0.67 ₹1,470 16.6 33.5 72.1 32 31.5 51.1 Invesco India PSU Equity Fund Growth ₹67.48
↓ -1.13 ₹1,363 18 40 85.9 39.1 31.2 54.5 BOI AXA Manufacturing and Infrastructure Fund Growth ₹56.33
↓ -0.50 ₹405 12.4 26.8 58.9 29 30.9 44.7 Nippon India Power and Infra Fund Growth ₹367.401
↓ -1.60 ₹6,694 14.6 32.1 72.1 37.6 30.6 58 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jul 24
*Below is the list of 7 best mutual funds having Net Assets/AUM higher than The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities. Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Small Cap Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Midcap 30 Fund Returns up to 1 year are on (Erstwhile Kotak Midcap Scheme) The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities. Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Small Cap Fund Returns up to 1 year are on The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of infrastructure companies. However, there can be no assurance that the investment objective of the Scheme will be achieved. Invesco India Infrastructure Fund is a Equity - Sectoral fund was launched on 21 Nov 07. It is a fund with High risk and has given a Below is the key information for Invesco India Infrastructure Fund Returns up to 1 year are on To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a Below is the key information for Invesco India PSU Equity Fund Returns up to 1 year are on The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns BOI AXA Manufacturing and Infrastructure Fund is a Equity - Sectoral fund was launched on 5 Mar 10. It is a fund with High risk and has given a Below is the key information for BOI AXA Manufacturing and Infrastructure Fund Returns up to 1 year are on (Erstwhile Reliance Diversified Power Sector Fund) The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector. Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a Below is the key information for Nippon India Power and Infra Fund Returns up to 1 year are on 100 Crore. Sorted on 5 year CAGR/Annualized returns.
1. Nippon India Small Cap Fund
CAGR/Annualized return of 22.8% since its launch. Ranked 6 in Small Cap category. Return for 2023 was 48.9% , 2022 was 6.5% and 2021 was 74.3% . Nippon India Small Cap Fund
Growth Launch Date 16 Sep 10 NAV (23 Jul 24) ₹172.482 ↓ -0.30 (-0.17 %) Net Assets (Cr) ₹56,469 on 30 Jun 24 Category Equity - Small Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.82 Sharpe Ratio 2.9 Information Ratio 0.96 Alpha Ratio 7.12 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹8,706 30 Jun 21 ₹18,155 30 Jun 22 ₹19,715 30 Jun 23 ₹27,539 30 Jun 24 ₹42,883 Returns for Nippon India Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jul 24 Duration Returns 1 Month 2.3% 3 Month 15% 6 Month 25.1% 1 Year 52.1% 3 Year 31.2% 5 Year 36.2% 10 Year 15 Year Since launch 22.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 48.9% 2022 6.5% 2021 74.3% 2020 29.2% 2019 -2.5% 2018 -16.7% 2017 63% 2016 5.6% 2015 15.1% 2014 97.6% Fund Manager information for Nippon India Small Cap Fund
Name Since Tenure Samir Rachh 2 Jan 17 7.5 Yr. Kinjal Desai 25 May 18 6.11 Yr. Data below for Nippon India Small Cap Fund as on 30 Jun 24
Equity Sector Allocation
Sector Value Industrials 31.35% Financial Services 13.39% Consumer Cyclical 11.98% Basic Materials 10.72% Technology 9.83% Consumer Defensive 6.72% Health Care 6.64% Communication Services 1.51% Utility 1.32% Energy 0.91% Real Estate 0.36% Asset Allocation
Asset Class Value Cash 4.15% Equity 95.85% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK2% ₹1,120 Cr 6,650,000
↑ 500,000 Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 30 Apr 18 | TIINDIA2% ₹1,064 Cr 2,499,222 Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Oct 12 | KIRLOSBROS2% ₹930 Cr 4,384,076 Voltamp Transformers Ltd (Industrials)
Equity, Since 30 Sep 16 | VOLTAMP2% ₹873 Cr 793,529
↓ -50,869 Apar Industries Ltd (Industrials)
Equity, Since 31 Mar 17 | APARINDS1% ₹818 Cr 965,116 Tejas Networks Ltd (Technology)
Equity, Since 30 Jun 17 | TEJASNET1% ₹814 Cr 5,763,697 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Sep 22 | BHEL1% ₹752 Cr 25,000,000 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 28 Feb 21 | MCX1% ₹726 Cr 1,851,010 ELANTAS Beck India Ltd (Basic Materials)
Equity, Since 28 Feb 13 | 5001231% ₹711 Cr 614,625 State Bank of India (Financial Services)
Equity, Since 31 Oct 19 | SBIN1% ₹688 Cr 8,100,000 2. Motilal Oswal Midcap 30 Fund
CAGR/Annualized return of 24.4% since its launch. Ranked 27 in Mid Cap category. Return for 2023 was 41.7% , 2022 was 10.7% and 2021 was 55.8% . Motilal Oswal Midcap 30 Fund
Growth Launch Date 24 Feb 14 NAV (23 Jul 24) ₹97.1292 ↓ -0.05 (-0.05 %) Net Assets (Cr) ₹12,628 on 30 Jun 24 Category Equity - Mid Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.45 Sharpe Ratio 2.97 Information Ratio 1.3 Alpha Ratio 13.91 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹8,692 30 Jun 21 ₹14,156 30 Jun 22 ₹16,857 30 Jun 23 ₹23,241 30 Jun 24 ₹38,133 Returns for Motilal Oswal Midcap 30 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jul 24 Duration Returns 1 Month 4.1% 3 Month 18.1% 6 Month 34% 1 Year 66.5% 3 Year 37.9% 5 Year 33.2% 10 Year 15 Year Since launch 24.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 41.7% 2022 10.7% 2021 55.8% 2020 9.3% 2019 9.7% 2018 -12.7% 2017 30.8% 2016 5.2% 2015 16.5% 2014 Fund Manager information for Motilal Oswal Midcap 30 Fund
Name Since Tenure Niket Shah 1 Jul 20 4 Yr. Rakesh Shetty 22 Nov 22 1.61 Yr. Sunil Sawant 1 Jul 24 0 Yr. Data below for Motilal Oswal Midcap 30 Fund as on 30 Jun 24
Equity Sector Allocation
Sector Value Industrials 20.44% Technology 19.88% Consumer Cyclical 18.37% Communication Services 10.98% Financial Services 10.48% Health Care 5.26% Real Estate 4.79% Basic Materials 4.65% Asset Allocation
Asset Class Value Cash 5.15% Equity 94.85% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jio Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 23 | 54394010% ₹1,200 Cr 33,500,000
↑ 3,500,000 Vodafone Idea Ltd (Communication Services)
Equity, Since 30 Apr 24 | IDEA9% ₹1,199 Cr 670,000,000
↑ 15,000,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT9% ₹1,153 Cr 2,717,757
↑ 579,865 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL8% ₹965 Cr 19,250,000
↓ -750,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Apr 23 | 5433207% ₹903 Cr 45,000,000
↓ -2,500,000 Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 20 | TIINDIA7% ₹892 Cr 2,094,862
↓ -155,138 Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE5% ₹628 Cr 1,150,000
↑ 324,381 Polycab India Ltd (Industrials)
Equity, Since 30 Sep 23 | POLYCAB5% ₹607 Cr 900,000
↑ 250,000 KPIT Technologies Ltd (Technology)
Equity, Since 31 Jan 23 | KPITTECH4% ₹490 Cr 3,000,000
↑ 1,000,000 Balkrishna Industries Ltd (Consumer Cyclical)
Equity, Since 28 Feb 23 | BALKRISIND4% ₹452 Cr 1,400,000 3. Kotak Small Cap Fund
CAGR/Annualized return of 18.5% since its launch. Ranked 23 in Small Cap category. Return for 2023 was 34.8% , 2022 was -3.1% and 2021 was 70.9% . Kotak Small Cap Fund
Growth Launch Date 24 Feb 05 NAV (23 Jul 24) ₹268.234 ↓ -0.40 (-0.15 %) Net Assets (Cr) ₹16,707 on 30 Jun 24 Category Equity - Small Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.48 Sharpe Ratio 2.17 Information Ratio -0.46 Alpha Ratio 1.12 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹8,955 30 Jun 21 ₹19,659 30 Jun 22 ₹20,657 30 Jun 23 ₹25,804 30 Jun 24 ₹37,103 Returns for Kotak Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jul 24 Duration Returns 1 Month 2.6% 3 Month 17.1% 6 Month 22.6% 1 Year 42.4% 3 Year 21.9% 5 Year 32% 10 Year 15 Year Since launch 18.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 34.8% 2022 -3.1% 2021 70.9% 2020 34.2% 2019 5% 2018 -17.3% 2017 44% 2016 8.9% 2015 7.4% 2014 74% Fund Manager information for Kotak Small Cap Fund
Name Since Tenure Arjun Khanna 30 Apr 22 2.17 Yr. Harish Bihani 20 Oct 23 0.7 Yr. Data below for Kotak Small Cap Fund as on 30 Jun 24
Equity Sector Allocation
Sector Value Industrials 35.91% Consumer Cyclical 22.31% Basic Materials 14.89% Health Care 7.98% Financial Services 3.69% Consumer Defensive 2.88% Technology 2.51% Communication Services 2.23% Real Estate 1.53% Asset Allocation
Asset Class Value Cash 5.57% Equity 94.43% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cyient Ltd (Industrials)
Equity, Since 31 Dec 19 | CYIENT3% ₹583 Cr 3,174,852 Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Dec 18 | TECHNOE3% ₹553 Cr 3,559,792
↓ -158,517 Blue Star Ltd (Industrials)
Equity, Since 31 May 18 | BLUESTARCO3% ₹515 Cr 3,151,576
↓ -100,000 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | CARBORUNIV3% ₹496 Cr 2,968,155
↓ -405,377 Century Plyboards (India) Ltd (Basic Materials)
Equity, Since 31 Oct 18 | CENTURYPLY3% ₹485 Cr 6,353,571 Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | RATNAMANI3% ₹480 Cr 1,328,764 V-Guard Industries Ltd (Industrials)
Equity, Since 31 Oct 18 | VGUARD2% ₹355 Cr 8,244,156 Blue Dart Express Ltd (Industrials)
Equity, Since 31 Oct 19 | BLUEDART2% ₹354 Cr 444,525 Great Eastern Shipping Co Ltd (Industrials)
Equity, Since 31 Aug 18 | GESHIP2% ₹349 Cr 2,851,787 Galaxy Surfactants Ltd (Basic Materials)
Equity, Since 31 Jan 18 | GALAXYSURF2% ₹348 Cr 1,268,161 4. Invesco India Infrastructure Fund
CAGR/Annualized return of 12% since its launch. Ranked 24 in Sectoral category. Return for 2023 was 51.1% , 2022 was 2.3% and 2021 was 55.4% . Invesco India Infrastructure Fund
Growth Launch Date 21 Nov 07 NAV (23 Jul 24) ₹65.78 ↓ -0.67 (-1.01 %) Net Assets (Cr) ₹1,470 on 30 Jun 24 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.49 Sharpe Ratio 3.99 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,452 30 Jun 21 ₹15,391 30 Jun 22 ₹16,138 30 Jun 23 ₹21,209 30 Jun 24 ₹38,363 Returns for Invesco India Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jul 24 Duration Returns 1 Month -1.5% 3 Month 16.6% 6 Month 33.5% 1 Year 72.1% 3 Year 32% 5 Year 31.5% 10 Year 15 Year Since launch 12% Historical performance (Yearly) on absolute basis
Year Returns 2023 51.1% 2022 2.3% 2021 55.4% 2020 16.2% 2019 6.1% 2018 -15.8% 2017 48.1% 2016 0.8% 2015 -2.6% 2014 83.6% Fund Manager information for Invesco India Infrastructure Fund
Name Since Tenure Amit Nigam 3 Sep 20 3.83 Yr. Data below for Invesco India Infrastructure Fund as on 30 Jun 24
Equity Sector Allocation
Sector Value Industrials 52.28% Utility 16.59% Basic Materials 8.32% Health Care 6.54% Consumer Cyclical 5.69% Energy 2.79% Financial Services 2.16% Technology 1.49% Real Estate 1.18% Communication Services 0.99% Asset Allocation
Asset Class Value Cash 1.97% Equity 98.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Apr 22 | POWERGRID7% ₹101 Cr 3,063,301
↑ 223,259 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT5% ₹71 Cr 200,808
↑ 31,048 Jyoti CNC Automation Ltd (Industrials)
Equity, Since 31 Jan 24 | JYOTICNC4% ₹55 Cr 407,748
↑ 110,440 NTPC Ltd (Utilities)
Equity, Since 31 Dec 23 | NTPC3% ₹49 Cr 1,299,723 Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 30 Apr 24 | IRCTC3% ₹47 Cr 474,239
↑ 174,315 Thermax Ltd (Industrials)
Equity, Since 30 Jun 21 | THERMAX3% ₹46 Cr 85,320
↑ 9,076 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Nov 17 | BEL3% ₹45 Cr 1,472,052
↓ -151,172 Tata Power Co Ltd (Utilities)
Equity, Since 31 Jan 21 | TATAPOWER3% ₹45 Cr 1,019,084 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Jan 23 | BPCL3% ₹41 Cr 1,351,085
↑ 245,435 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Dec 23 | SOLARINDS3% ₹40 Cr 40,188 5. Invesco India PSU Equity Fund
CAGR/Annualized return of 13.9% since its launch. Ranked 33 in Sectoral category. Return for 2023 was 54.5% , 2022 was 20.5% and 2021 was 31.1% . Invesco India PSU Equity Fund
Growth Launch Date 18 Nov 09 NAV (23 Jul 24) ₹67.48 ↓ -1.13 (-1.65 %) Net Assets (Cr) ₹1,363 on 30 Jun 24 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.46 Sharpe Ratio 3.34 Information Ratio -0.8 Alpha Ratio 6.33 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,836 30 Jun 21 ₹13,587 30 Jun 22 ₹13,209 30 Jun 23 ₹18,874 30 Jun 24 ₹36,818 Returns for Invesco India PSU Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jul 24 Duration Returns 1 Month 1.5% 3 Month 18% 6 Month 40% 1 Year 85.9% 3 Year 39.1% 5 Year 31.2% 10 Year 15 Year Since launch 13.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 54.5% 2022 20.5% 2021 31.1% 2020 6.1% 2019 10.1% 2018 -16.9% 2017 24.3% 2016 17.9% 2015 2.5% 2014 54.5% Fund Manager information for Invesco India PSU Equity Fund
Name Since Tenure Dhimant Kothari 19 May 20 4.12 Yr. Data below for Invesco India PSU Equity Fund as on 30 Jun 24
Equity Sector Allocation
Sector Value Industrials 36.61% Financial Services 23.51% Utility 22.33% Energy 14.56% Asset Allocation
Asset Class Value Cash 2.99% Equity 97.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 22 | POWERGRID9% ₹118 Cr 3,556,510
↑ 897,947 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL9% ₹117 Cr 221,859 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL8% ₹114 Cr 3,715,873 NTPC Ltd (Utilities)
Equity, Since 31 May 19 | NTPC8% ₹104 Cr 2,741,416
↑ 223,921 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN7% ₹101 Cr 1,189,110
↑ 114,962 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | BPCL6% ₹84 Cr 2,775,528
↑ 1,220,272 Coal India Ltd (Energy)
Equity, Since 31 Aug 23 | COALINDIA6% ₹81 Cr 1,711,852 Bank of Baroda (Financial Services)
Equity, Since 30 Jun 21 | BANKBARODA5% ₹71 Cr 2,560,301
↑ 1,092,411 Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | BDL5% ₹70 Cr 439,050
↑ 16,813 BEML Ltd (Industrials)
Equity, Since 31 Aug 23 | BEML4% ₹55 Cr 124,817 6. BOI AXA Manufacturing and Infrastructure Fund
CAGR/Annualized return of 12.8% since its launch. Return for 2023 was 44.7% , 2022 was 3.3% and 2021 was 52.5% . BOI AXA Manufacturing and Infrastructure Fund
Growth Launch Date 5 Mar 10 NAV (23 Jul 24) ₹56.33 ↓ -0.50 (-0.88 %) Net Assets (Cr) ₹405 on 30 Jun 24 Category Equity - Sectoral AMC BOI AXA Investment Mngrs Private Ltd Rating Risk High Expense Ratio 2.55 Sharpe Ratio 3.7 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹9,196 30 Jun 21 ₹16,133 30 Jun 22 ₹16,241 30 Jun 23 ₹21,921 30 Jun 24 ₹36,152 Returns for BOI AXA Manufacturing and Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jul 24 Duration Returns 1 Month 1.2% 3 Month 12.4% 6 Month 26.8% 1 Year 58.9% 3 Year 29% 5 Year 30.9% 10 Year 15 Year Since launch 12.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 44.7% 2022 3.3% 2021 52.5% 2020 28.1% 2019 2.5% 2018 -22.8% 2017 56% 2016 1% 2015 0.3% 2014 54.1% Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund
Name Since Tenure Nitin Gosar 27 Sep 22 1.76 Yr. Data below for BOI AXA Manufacturing and Infrastructure Fund as on 30 Jun 24
Equity Sector Allocation
Sector Value Industrials 29.07% Basic Materials 17.02% Consumer Cyclical 12.34% Energy 10.21% Communication Services 7.9% Utility 5.08% Health Care 4.23% Technology 3.19% Consumer Defensive 3.06% Real Estate 2.55% Asset Allocation
Asset Class Value Cash 5.34% Equity 94.64% Debt 0.02% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE6% ₹24 Cr 78,082
↑ 4,519 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 10 | LT5% ₹20 Cr 55,054 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 31 Jan 24 | INDUSTOWER4% ₹16 Cr 434,782
↑ 159,000 NTPC Ltd (Utilities)
Equity, Since 31 May 21 | NTPC3% ₹14 Cr 370,539 ITD Cementation India Ltd (Industrials)
Equity, Since 31 Dec 22 | ITDCEM3% ₹12 Cr 227,425
↓ -18,430 Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 5002953% ₹12 Cr 259,273
↑ 71,707 Vodafone Idea Ltd (Communication Services)
Equity, Since 30 Apr 24 | IDEA3% ₹12 Cr 6,521,694
↑ 684,376 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | HEROMOTOCO3% ₹11 Cr 20,363 Titagarh Rail Systems Ltd (Industrials)
Equity, Since 31 May 24 | TITAGARH2% ₹10 Cr 53,523
↑ 9,855 Ashok Leyland Ltd (Industrials)
Equity, Since 31 Dec 22 | ASHOKLEY2% ₹10 Cr 396,982 7. Nippon India Power and Infra Fund
CAGR/Annualized return of 19.5% since its launch. Ranked 13 in Sectoral category. Return for 2023 was 58% , 2022 was 10.9% and 2021 was 48.9% . Nippon India Power and Infra Fund
Growth Launch Date 8 May 04 NAV (23 Jul 24) ₹367.401 ↓ -1.60 (-0.43 %) Net Assets (Cr) ₹6,694 on 30 Jun 24 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 2.23 Sharpe Ratio 4.16 Information Ratio 1.69 Alpha Ratio 19.54 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 19 ₹10,000 30 Jun 20 ₹8,161 30 Jun 21 ₹13,274 30 Jun 22 ₹13,569 30 Jun 23 ₹19,915 30 Jun 24 ₹36,330 Returns for Nippon India Power and Infra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Jul 24 Duration Returns 1 Month 1.7% 3 Month 14.6% 6 Month 32.1% 1 Year 72.1% 3 Year 37.6% 5 Year 30.6% 10 Year 15 Year Since launch 19.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 58% 2022 10.9% 2021 48.9% 2020 10.8% 2019 -2.9% 2018 -21.1% 2017 61.7% 2016 0.1% 2015 0.3% 2014 50.8% Fund Manager information for Nippon India Power and Infra Fund
Name Since Tenure Sanjay Doshi 2 Jan 17 7.5 Yr. Kinjal Desai 25 May 18 6.11 Yr. Data below for Nippon India Power and Infra Fund as on 30 Jun 24
Equity Sector Allocation
Sector Value Industrials 39.27% Utility 14.61% Basic Materials 10.47% Energy 7.48% Communication Services 7.27% Real Estate 5.03% Consumer Cyclical 4.68% Technology 4.41% Health Care 2.31% Asset Allocation
Asset Class Value Cash 4.47% Equity 95.53% Top Securities Holdings / Portfolio
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Great Read. Clarified my doubts.