Table of Contents
Top 6 Funds
An equity fund is a mutual fund that invests principally in stocks. It can be actively or passively (index fund) managed. These are also known as stock funds.
Equity Funds should be the vehicle of choice when Investing for long-term goals as they have created huge profits for investors in the past few years. But as there is a wide choice before investors, choosing the right equity fund becomes critical.
With right qualitative and quantitative measures (discussed below), one can ideally choose the best equity Mutual Funds to invest.
Since stocks are actively traded across all major exchanges, every day, this makes equity funds a highly liquid investment. It provides investors, the convenience of buying and selling their stocks depending on the market situation. By investing in equity mutual funds, the money is usually credited to your Bank account in 3 days.
Investing into blue-chip companies may help investors earn a steady Income in the form of dividends. A majority of such companies usually pay out regular dividends even in volatile market conditions, typically paid quarterly. Having a diversified portfolio can provide investors with a steady dividend income in the year.
With best equity mutual funds investors can diversify their portfolio through regularly investing. It means that they can invest in stocks of different economic sectors. So, even if a particular stock drops in value, the others may help investors make up for that loss depending on the market situation.
In many ways, equity funds are ideal investment vehicles for investors that are not as well-versed in financial investing or do not possess a large amount of Capital with which to invest. They are practical investments for most people.
The attributes that make equity funds most suitable for small individual investors are the reduction of risk resulting from a fund's portfolio diversification and the relatively small amount of capital required to acquire shares of an equity fund. A large amount of investment capital would be required for an individual investor to achieve a similar degree of risk reduction through diversification of a portfolio of direct stock holdings. Pooling small investors capital allows an equity fund to diversify effectively without burdening each investor with large capital requirements.
The price of the equity fund is based on the fund's net asset value (NAV) less its liabilities. A more diversified fund means that there is less negative effect of an individual stock's adverse price movement on the overall portfolio and on the share price of the equity fund.
Equity funds are managed by experienced professional portfolio managers, and their past performance is a matter of public record. Transparency and reporting requirements for equity funds are heavily regulated by the Security Exchange Board of India (SEBI)
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Best equity mutual funds are categorised according to its types- ELSS, Large cap funds, mid cap funds, Small cap funds, Diversified Funds, sector funds and Balanced Fund.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) Canara Robeco Bluechip Equity Fund Growth ₹35.53
↓ -0.07 ₹1,819 3.5 24.3 55.5 16.2 17 23.1 Axis Bluechip Fund Growth ₹39.17
↓ -0.11 ₹23,496 0 21.5 44.5 15.1 16.9 19.7 Kotak Bluechip Fund Growth ₹316.949
↓ -0.29 ₹2,207 4.4 24.7 64.8 12.9 14.3 16.4 BNP Paribas Large Cap Fund Growth ₹118.97
↓ -0.27 ₹1,015 1.4 21.9 49.9 12.7 13.7 16.8 ICICI Prudential Bluechip Fund Growth ₹53.91
↓ -0.19 ₹27,033 2.9 26.2 58.9 10.8 14.8 13.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) PGIM India Midcap Opportunities Fund Growth ₹32.49
↓ -0.05 ₹934 12.7 42.6 109.1 17.6 18.2 48.4 Axis Mid Cap Fund Growth ₹55.56
↑ 0.18 ₹9,757 6.9 30.7 59.9 17 18.9 26 Invesco India Mid Cap Fund Growth ₹69.8
↓ -0.01 ₹1,341 6.2 30.7 68.5 12.9 16.7 24.4 TATA Mid Cap Growth Fund Growth ₹200.101
↑ 0.23 ₹1,090 8.3 35 74.6 12.7 16.2 24.3 BNP Paribas Mid Cap Fund Growth ₹47.834
↑ 0.12 ₹853 12.5 39.3 80.4 11.9 15.1 23.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) Kotak Small Cap Fund Growth ₹122.72
↑ 0.67 ₹3,059 18 53.4 125.6 15 18.8 34.2 SBI Small Cap Fund Growth ₹82.0713
↑ 0.01 ₹7,311 8.9 41.5 90.2 12.2 20.8 33.6 Nippon India Small Cap Fund Growth ₹61.356
↑ 0.24 ₹11,961 17 47.9 108 10.4 19.9 29.2 ICICI Prudential Smallcap Fund Growth ₹37.36
↑ 0.20 ₹1,991 12 42.7 103.9 9.5 14.9 22.8 DSP BlackRock Small Cap Fund Growth ₹82.008
↑ 0.34 ₹6,347 10.4 35.6 98.5 7.6 14.8 33.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) Mirae Asset Emerging Bluechip Fund Growth ₹79.538
↓ -0.21 ₹15,785 8 32.9 76.7 17.1 21.8 22.4 Kotak Equity Opportunities Fund Growth ₹166.591
↓ -0.43 ₹5,177 6.9 29.6 68.5 13.1 16.7 16.5 Tata Large and Midcap Fund Growth ₹279.768
↓ -1.17 ₹2,104 7.9 28.9 66.4 12.7 14.5 15.5 Edelweiss Large and Mid Cap Fund Growth ₹43.357
↓ -0.07 ₹676 7.5 31.5 63.8 12 15.5 17 Canara Robeco Emerging Equities Growth ₹130.95
↓ -0.12 ₹7,906 4.8 28.2 64.2 11.7 18.2 24.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) Canara Robeco Equity Tax Saver Growth ₹95.35
↓ -0.33 ₹1,725 4.6 27.2 63.5 16.8 17.5 27.4 Mirae Asset Tax Saver Fund Growth ₹25.726
↓ -0.04 ₹6,351 7.4 30.6 76.3 16.7 21.9 21.5 Axis Long Term Equity Fund Growth ₹61.9896
↓ -0.18 ₹27,216 1.2 29.5 53.2 13.8 16.6 20.5 Kotak Tax Saver Fund Growth ₹60.09
↓ -0.06 ₹1,679 7.4 29 66.2 13.7 16.1 14.9 DSP BlackRock Tax Saver Fund Growth ₹66.503
↓ -0.15 ₹7,883 7.3 33.5 69 12.9 16.5 15 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) Parag Parikh Long Term Equity Fund Growth ₹39.6809
↑ 0.26 ₹7,452 11.1 24.7 74.9 20.2 19 32.3 UTI Equity Fund Growth ₹217.084
↓ -0.18 ₹15,746 4.2 33.3 76.6 17.6 18 31.5 PGIM India Diversified Equity Fund Growth ₹21.13 ₹676 7.3 34.6 89 17 18 35.9 Canara Robeco Equity Diversified Growth ₹185.79
↓ -0.35 ₹3,470 4.1 23.5 56.1 14.8 17 22.2 DSP BlackRock Equity Fund Growth ₹55.568
↓ -0.16 ₹4,873 5.3 32.7 60.9 13.4 17.1 18.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) ICICI Prudential Technology Fund Growth ₹115.31
↑ 0.83 ₹1,580 10.7 35.3 145.7 31.5 23.1 70.6 Aditya Birla Sun Life Digital India Fund Growth ₹103.08
↑ 0.56 ₹1,016 12 37.2 126.1 30.5 24 59 TATA Digital India Fund Growth ₹27.6154
↑ 0.23 ₹996 11.9 33.4 123.7 31.2 22.1 54.8 DSP BlackRock Natural Resources and New Energy Fund Growth ₹45.819
↑ 1.13 ₹496 15.3 63.3 106.1 9.7 19.7 11.5 Franklin India Technology Fund Growth ₹293.074
↑ 2.99 ₹510 6.7 29.1 104.3 28.1 20.9 56.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) IIFL Focused Equity Fund Growth ₹23.983
↓ -0.16 ₹1,544 2.3 27.6 64.3 18.1 18.9 23.8 Principal Focused Multicap Fund Growth ₹90.19
↓ -0.31 ₹523 5.6 30.6 56.7 14.4 16.2 19.7 Axis Focused 25 Fund Growth ₹38.2
↓ -0.09 ₹14,699 -0.6 25.7 56.4 13.1 18 21 Motilal Oswal Focused 25 Fund Growth ₹29.9749
↓ 0.00 ₹1,586 1.3 23.9 51 12.3 15.5 17.3 ICICI Prudential Focused Equity Fund Growth ₹39.99
↓ -0.06 ₹1,087 5 29.8 62 12.1 13.8 24.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) Principal Dividend Yield Fund Growth ₹72.64
↓ -0.06 ₹194 7.6 29.8 61.4 11.8 17.7 20.2 UTI Dividend Yield Fund Growth ₹86.4822
↑ 0.09 ₹2,564 6 27.6 60.3 11.6 14.4 18.9 Templeton India Equity Income Fund Growth ₹65.0023
↓ -0.02 ₹993 8 37.9 81.4 10.8 15.4 22.9 Aditya Birla Sun Life Dividend Yield Fund Growth ₹203.8
↑ 1.31 ₹714 4.4 24.2 59.5 5.5 10.3 16.1 ICICI Prudential Dividend Yield Equity Fund Growth ₹20.42
↓ -0.07 ₹223 8.2 36.8 73.5 5 12.7 14.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) UTI Value Opportunities Fund Growth ₹83.6037
↓ -0.17 ₹5,441 4.6 29.8 66.6 12.6 14.4 19 ICICI Prudential Value Discovery Fund Growth ₹197.67
↑ 0.45 ₹17,676 7.4 31.4 69.2 11.7 13.1 22.9 Nippon India Value Fund Growth ₹97.0283
↓ -0.39 ₹3,495 5.9 31.8 72.2 10 14.9 16.3 JM Value Fund Growth ₹42.4623
↓ -0.30 ₹137 6.1 35.4 66.5 9.7 16.9 13.4 L&T India Value Fund Growth ₹46.69
↓ -0.06 ₹6,707 8.7 30.3 76.3 7.9 14.6 14.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21
*Below is list of Equity Funds
having AUM >= 50 Crore
having best returns in last 1 Year
.
To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies. ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Technology Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life New Millennium Fund) A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend. Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Digital India Fund Returns up to 1 year are on (Erstwhile Kotak Midcap Scheme) The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities. Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Small Cap Fund Returns up to 1 year are on The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns. TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a Below is the key information for TATA Digital India Fund Returns up to 1 year are on (Erstwhile IDFC Sterling Equity Fund) To generate capital appreciation from a diversified portfolio of equity and equity related instruments.It will predominantly invest in small and midcap equity and equity related instruments. Small and Midcap equity & equity related instruments will be the stocks included in the Nifty Free Float Midcap 100 or equity and equity related instruments of such companies which have a market capitalization lower than the highest components of Nifty Free Float Midcap 100. It may also invest in stocks other than mid cap stocks (i.e. in stocks, which have a market capitalisation of above the market capitalisation range of the defined small - midcap stocks) & derivatives. On defensive consideration,It may also invest in debt and money market instruments. In case of discontinuation /suspension of Nifty Free Float Midcap 100, the AMC reserves the right tomodify the definition of Mid cap and Small cap companies. In case of such amodification, the interest of investors will be of paramount importance. IDFC Sterling Value Fund is a Equity - Value fund was launched on 7 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for IDFC Sterling Value Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized. PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a Below is the key information for PGIM India Midcap Opportunities Fund Returns up to 1 year are on 1. ICICI Prudential Technology Fund
CAGR/Annualized
return of 12.3% since its launch. Ranked 37 in Sectoral
category. Return for 2020 was 70.6% , 2019 was 2.3% and 2018 was 19.1% . ICICI Prudential Technology Fund
Growth Launch Date 3 Mar 00 NAV (09 Apr 21) ₹115.31 ↑ 0.83 (0.73 %) Net Assets (Cr) ₹1,580 on 28 Feb 21 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk High Expense Ratio 2.6 Sharpe Ratio 1.82 Information Ratio -0.28 Alpha Ratio 8.29 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 16 ₹10,000 31 Mar 17 ₹9,648 31 Mar 18 ₹12,119 31 Mar 19 ₹14,262 31 Mar 20 ₹11,267 31 Mar 21 ₹26,130 Returns for ICICI Prudential Technology Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 9 Apr 21 Duration Returns 1 Month 7.7% 3 Month 10.7% 6 Month 35.3% 1 Year 145.7% 3 Year 31.5% 5 Year 23.1% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2020 70.6% 2019 2.3% 2018 19.1% 2017 19.8% 2016 -4% 2015 3.9% 2014 26.3% 2013 62.6% 2012 17.1% 2011 -18.9% Fund Manager information for ICICI Prudential Technology Fund
Name Since Tenure Sankaran Naren 14 Jul 17 3.72 Yr. Priyanka Khandelwal 8 Jul 20 0.73 Yr. Vaibhav Dusad 2 May 20 0.91 Yr. Data below for ICICI Prudential Technology Fund as on 28 Feb 21
Equity Sector Allocation
Sector Value Technology 76.82% Communication Services 12.79% Industrials 7.37% Consumer Defensive 0.54% Asset Allocation
Asset Class Value Cash 2.48% Equity 97.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY22% ₹354 Cr 2,825,737
↑ 669,700 HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 30 Sep 20 | HCLTECH8% ₹120 Cr 1,315,744 Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 5327557% ₹116 Cr 1,257,674
↑ 200,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS6% ₹99 Cr 343,185
↑ 223,000 Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT5% ₹79 Cr 476,133
↓ -7,000 Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 5076854% ₹56 Cr 1,371,450
↑ 1,070,000 Coforge Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jul 20 | 5325413% ₹46 Cr 179,593
↓ -7,000 IndiaMART InterMESH Ltd (Communication Services)
Equity, Since 30 Jun 20 | 5427263% ₹46 Cr 53,003
↓ -3,908 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL3% ₹44 Cr 791,840
↓ -350,000 Firstsource Solutions Ltd (Technology)
Equity, Since 31 Aug 20 | 5328093% ₹41 Cr 4,133,666
↓ -115,769 2. Aditya Birla Sun Life Digital India Fund
CAGR/Annualized
return of 11.6% since its launch. Ranked 33 in Sectoral
category. Return for 2020 was 59% , 2019 was 9.6% and 2018 was 15.6% . Aditya Birla Sun Life Digital India Fund
Growth Launch Date 15 Jan 00 NAV (09 Apr 21) ₹103.08 ↑ 0.56 (0.55 %) Net Assets (Cr) ₹1,016 on 28 Feb 21 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆ Risk High Expense Ratio 2.6 Sharpe Ratio 1.69 Information Ratio 0.4 Alpha Ratio 7.56 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 16 ₹10,000 31 Mar 17 ₹9,908 31 Mar 18 ₹13,014 31 Mar 19 ₹14,944 31 Mar 20 ₹12,374 31 Mar 21 ₹27,162 Returns for Aditya Birla Sun Life Digital India Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 9 Apr 21 Duration Returns 1 Month 7.3% 3 Month 12% 6 Month 37.2% 1 Year 126.1% 3 Year 30.5% 5 Year 24% 10 Year 15 Year Since launch 11.6% Historical performance (Yearly) on absolute basis
Year Returns 2020 59% 2019 9.6% 2018 15.6% 2017 22.4% 2016 -3.5% 2015 11.2% 2014 21.1% 2013 50.2% 2012 3.7% 2011 -21.8% Fund Manager information for Aditya Birla Sun Life Digital India Fund
Name Since Tenure Kunal Sangoi 15 Jan 14 7.21 Yr. Data below for Aditya Birla Sun Life Digital India Fund as on 28 Feb 21
Equity Sector Allocation
Sector Value Technology 72.32% Communication Services 15.19% Industrials 10.34% Asset Allocation
Asset Class Value Cash 2.15% Equity 97.85% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY22% ₹220 Cr 1,754,259
↑ 50,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS10% ₹98 Cr 336,987
↑ 10,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 5327559% ₹91 Cr 989,943
↑ 176,000 HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Dec 10 | HCLTECH7% ₹68 Cr 747,931
↑ 38,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL7% ₹67 Cr 1,198,937
↓ -47,970 Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT5% ₹50 Cr 769,609 Just Dial Ltd (Communication Services)
Equity, Since 30 Sep 19 | 5356484% ₹45 Cr 633,953
↑ 30,000 Honeywell Automation India Ltd (Industrials)
Equity, Since 30 Jun 18 | 5171744% ₹37 Cr 8,159 Firstsource Solutions Ltd (Technology)
Equity, Since 31 Aug 20 | 5328093% ₹30 Cr 2,978,652
↑ 644,150 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT3% ₹26 Cr 156,326 3. Kotak Small Cap Fund
CAGR/Annualized
return of 16.8% since its launch. Ranked 23 in Small Cap
category. Return for 2020 was 34.2% , 2019 was 5% and 2018 was -17.3% . Kotak Small Cap Fund
Growth Launch Date 24 Feb 05 NAV (09 Apr 21) ₹122.72 ↑ 0.67 (0.55 %) Net Assets (Cr) ₹3,059 on 28 Feb 21 Category Equity - Small Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.11 Sharpe Ratio 1.13 Information Ratio 1.53 Alpha Ratio 8.47 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 16 ₹10,000 31 Mar 17 ₹13,370 31 Mar 18 ₹14,836 31 Mar 19 ₹13,842 31 Mar 20 ₹10,093 31 Mar 21 ₹22,989 Returns for Kotak Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 9 Apr 21 Duration Returns 1 Month 3.2% 3 Month 18% 6 Month 53.4% 1 Year 125.6% 3 Year 15% 5 Year 18.8% 10 Year 15 Year Since launch 16.8% Historical performance (Yearly) on absolute basis
Year Returns 2020 34.2% 2019 5% 2018 -17.3% 2017 44% 2016 8.9% 2015 7.4% 2014 74% 2013 -4.9% 2012 50.2% 2011 -26.9% Fund Manager information for Kotak Small Cap Fund
Name Since Tenure Pankaj Tibrewal 21 Jan 10 11.2 Yr. Data below for Kotak Small Cap Fund as on 28 Feb 21
Equity Sector Allocation
Sector Value Industrials 26.95% Consumer Cyclical 26.07% Basic Materials 21.53% Technology 9.67% Financial Services 6.17% Consumer Defensive 2.29% Health Care 2.13% Real Estate 1.31% Energy 0.63% Asset Allocation
Asset Class Value Cash 3.26% Equity 96.74% Top Securities Holdings / Portfolio
Name Holding Value Quantity Century Plyboards (India) Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | 5325485% ₹138 Cr 4,507,411
↑ 61,180 Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | 5402034% ₹124 Cr 611,455
↑ 52,947 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | 5133754% ₹118 Cr 2,317,967
↑ 134,184 Supreme Industries Ltd (Consumer Cyclical)
Equity, Since 31 May 14 | 5099304% ₹116 Cr 572,212
↑ 10,394 Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Sep 17 | 5406994% ₹109 Cr 54,779
↓ -3,000 Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 5201113% ₹99 Cr 521,821
↑ 31,118 JK Cement Ltd (Basic Materials)
Equity, Since 31 Jul 14 | JKCEMENT3% ₹97 Cr 359,562 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT3% ₹93 Cr 558,601 Hawkins Cookers Ltd (Consumer Cyclical)
Equity, Since 31 Aug 11 | 5084863% ₹85 Cr 152,218
↑ 8,854 Blue Dart Express Ltd (Industrials)
Equity, Since 31 Oct 19 | 5266123% ₹81 Cr 172,920
↑ 1,789 4. TATA Digital India Fund
CAGR/Annualized
return of 21.2% since its launch. Return for 2020 was 54.8% , 2019 was 7.5% and 2018 was 24.9% . TATA Digital India Fund
Growth Launch Date 28 Dec 15 NAV (09 Apr 21) ₹27.6154 ↑ 0.23 (0.83 %) Net Assets (Cr) ₹996 on 28 Feb 21 Category Equity - Sectoral AMC Tata Asset Management Limited Rating Risk High Expense Ratio 2.05 Sharpe Ratio 1.59 Information Ratio -0.47 Alpha Ratio -0.87 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Months (0.25%),3 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 16 ₹10,000 31 Mar 17 ₹9,025 31 Mar 18 ₹11,644 31 Mar 19 ₹14,392 31 Mar 20 ₹12,005 31 Mar 21 ₹24,921 Returns for TATA Digital India Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 9 Apr 21 Duration Returns 1 Month 8.5% 3 Month 11.9% 6 Month 33.4% 1 Year 123.7% 3 Year 31.2% 5 Year 22.1% 10 Year 15 Year Since launch 21.2% Historical performance (Yearly) on absolute basis
Year Returns 2020 54.8% 2019 7.5% 2018 24.9% 2017 19.6% 2016 -6% 2015 2014 2013 2012 2011 Fund Manager information for TATA Digital India Fund
Name Since Tenure Rahul Singh 20 Apr 20 0.95 Yr. Meeta Shetty 20 Apr 20 0.95 Yr. Data below for TATA Digital India Fund as on 28 Feb 21
Equity Sector Allocation
Sector Value Technology 85.03% Industrials 6.04% Communication Services 5.81% Asset Allocation
Asset Class Value Cash 3.12% Equity 96.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY24% ₹238 Cr 1,900,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS10% ₹101 Cr 349,126
↑ 67,000 HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jan 16 | HCLTECH9% ₹94 Cr 1,039,000
↑ 55,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT7% ₹72 Cr 435,363
↓ -85,000 Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | 5076857% ₹65 Cr 1,596,000 Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 5327557% ₹65 Cr 710,000
↑ 100,000 MindTree Ltd (Technology)
Equity, Since 31 Jul 19 | 5328194% ₹39 Cr 245,000 Birlasoft Ltd (Technology)
Equity, Since 31 Jul 20 | 5324003% ₹34 Cr 1,505,000 Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 31 Dec 20 | 5428303% ₹31 Cr 179,000
↑ 30,000 Tata Elxsi Ltd (Technology)
Equity, Since 31 May 20 | 5004083% ₹29 Cr 109,000
↓ -15,000 5. IDFC Sterling Value Fund
CAGR/Annualized
return of 15.7% since its launch. Ranked 21 in Value
category. Return for 2020 was 15.2% , 2019 was -6.2% and 2018 was -13% . IDFC Sterling Value Fund
Growth Launch Date 7 Mar 08 NAV (09 Apr 21) ₹67.6 ↑ 0.17 (0.25 %) Net Assets (Cr) ₹3,169 on 28 Feb 21 Category Equity - Value AMC IDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.05 Sharpe Ratio 0.86 Information Ratio -0.31 Alpha Ratio -7.69 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 16 ₹10,000 31 Mar 17 ₹13,720 31 Mar 18 ₹16,881 31 Mar 19 ₹16,155 31 Mar 20 ₹9,289 31 Mar 21 ₹20,057 Returns for IDFC Sterling Value Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 9 Apr 21 Duration Returns 1 Month 3.4% 3 Month 16.4% 6 Month 50.4% 1 Year 112.9% 3 Year 6% 5 Year 15.9% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2020 15.2% 2019 -6.2% 2018 -13% 2017 61.3% 2016 1.1% 2015 -0.3% 2014 57.3% 2013 4.9% 2012 45% 2011 -22.4% Fund Manager information for IDFC Sterling Value Fund
Name Since Tenure Anoop Bhaskar 30 Apr 16 4.92 Yr. Daylynn Pinto 20 Oct 16 4.45 Yr. Data below for IDFC Sterling Value Fund as on 28 Feb 21
Equity Sector Allocation
Sector Value Consumer Cyclical 24.5% Industrials 20.45% Basic Materials 19.52% Financial Services 12.66% Consumer Defensive 6.33% Technology 5.92% Health Care 4.33% Utility 3.27% Energy 1.63% Asset Allocation
Asset Class Value Cash 1.38% Equity 98.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Mar 17 | 5064014% ₹132 Cr 962,075
↓ -120,095 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK4% ₹132 Cr 2,200,000 KEC International Ltd (Industrials)
Equity, Since 31 Jul 15 | 5327143% ₹108 Cr 2,500,000
↓ -23,821 JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 17 | JKCEMENT3% ₹103 Cr 382,929
↓ -17,071 Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 30 Apr 17 | 5322863% ₹101 Cr 3,000,000 NCC Ltd (Industrials)
Equity, Since 31 Jan 16 | NCC3% ₹98 Cr 11,000,000
↓ -100,000 Gujarat Gas Ltd (Utilities)
Equity, Since 31 May 15 | 5393363% ₹96 Cr 1,950,000 Minda Industries Ltd (Consumer Cyclical)
Equity, Since 31 Aug 16 | 5325393% ₹85 Cr 1,500,000
↓ -16,447 Voltas Ltd Shs Dematerialised (Industrials)
Equity, Since 30 Sep 15 | VOLTAS3% ₹81 Cr 800,000
↓ -25,000 Emami Ltd (Consumer Defensive)
Equity, Since 31 Jul 18 | 5311622% ₹77 Cr 1,700,000 6. PGIM India Midcap Opportunities Fund
CAGR/Annualized
return of 17.4% since its launch. Ranked 40 in Mid Cap
category. Return for 2020 was 48.4% , 2019 was 3.6% and 2018 was -16.1% . PGIM India Midcap Opportunities Fund
Growth Launch Date 2 Dec 13 NAV (09 Apr 21) ₹32.49 ↓ -0.05 (-0.15 %) Net Assets (Cr) ₹934 on 28 Feb 21 Category Equity - Mid Cap AMC Pramerica Asset Managers Private Limited Rating ☆ Risk High Expense Ratio 2.52 Sharpe Ratio 1.37 Information Ratio 1.15 Alpha Ratio 16.89 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 16 ₹10,000 31 Mar 17 ₹12,849 31 Mar 18 ₹13,484 31 Mar 19 ₹12,955 31 Mar 20 ₹10,148 31 Mar 21 ₹22,066 Returns for PGIM India Midcap Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 9 Apr 21 Duration Returns 1 Month 3.5% 3 Month 12.7% 6 Month 42.6% 1 Year 109.1% 3 Year 17.6% 5 Year 18.2% 10 Year 15 Year Since launch 17.4% Historical performance (Yearly) on absolute basis
Year Returns 2020 48.4% 2019 3.6% 2018 -16.1% 2017 37% 2016 -1.3% 2015 7.9% 2014 42.8% 2013 2012 2011 Fund Manager information for PGIM India Midcap Opportunities Fund
Name Since Tenure Aniruddha Naha 5 Apr 18 2.99 Yr. Data below for PGIM India Midcap Opportunities Fund as on 28 Feb 21
Equity Sector Allocation
Sector Value Industrials 21.13% Financial Services 20.19% Basic Materials 19.62% Technology 16.47% Consumer Cyclical 11% Health Care 5.94% Real Estate 1.29% Asset Allocation
Asset Class Value Cash 4.36% Equity 95.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity MindTree Ltd (Technology)
Equity, Since 30 Jun 20 | 5328194% ₹38 Cr 240,000
↑ 125,000 Coforge Ltd Shs Dematerialised (Technology)
Equity, Since 30 Jun 20 | 5325414% ₹38 Cr 148,312
↑ 48,312 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Oct 18 | CHOLAFIN4% ₹35 Cr 668,809
↑ 218,809 Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 5002714% ₹35 Cr 400,000
↑ 50,000 The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | FEDERALBNK4% ₹34 Cr 4,116,434
↑ 1,000,000 Ashok Leyland Ltd (Consumer Cyclical)
Equity, Since 30 Apr 20 | 5004774% ₹34 Cr 2,650,000
↑ 650,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | HDFCBANK3% ₹31 Cr 200,000
↑ 30,000 Voltas Ltd Shs Dematerialised (Industrials)
Equity, Since 31 Jul 19 | VOLTAS3% ₹28 Cr 275,000 Greenply Industries Ltd (Basic Materials)
Equity, Since 31 Dec 20 | 5267973% ₹28 Cr 1,600,000
↑ 327,259 Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 31 Oct 19 | 5428303% ₹26 Cr 150,000
↑ 50,000
A perfect way to invest in the best equity mutual funds is by looking at its both qualitative and quantitative measures.
The credit of performance of a Mutual Fund scheme lies with the fund manager. A fund manager is responsible for making investment decisions for the fund’s portfolio. So, investors should go through the performance of the funds managed by the particular fund manager, especially during the tough market phases. Also, investors should give more priority to a fund manager who has an experience of managing a similar kind of funds, for example- small and mid caps. Going for a fund manager who has been consistent over his career is a preferred choice.
While choosing the best equity mutual funds to invest, always look at the quality & reputation of the fund house. A fund house with a long-standing record, large assets under management, star funds or good performing fund etc., is the one to invest in. Hence a fund house having a strong presence in the financial industry with a consistent track record should be ideally preferred.
An investor should do a fair assessment of the funds’ performances for over a period of time. Also, it is suggested to go for a fund that consistently beats its benchmark over 4-5 years, additionally, one should see each period and see if the fund is able to beat the benchmark or not.
Investors should always go for a fund that is neither too big nor too small in size. While there is no perfect definition and relation between the size of the fund, it is said that both too small and too large, can hinder a fund’s performance. Thus, while choosing a fund, it is advisable to go for the one whose AUM (Asset Under Management) is approximately same as the category.
Investors who have Mutual Fund Investments have to bear certain charges like operation costs, management fees, etc., charged by the Asset Management Company (AMC). Generally, the expense ratio is higher for schemes that are actively managed than it is for passively managed schemes (such as Index Funds or ETFs). As per the SEBI rules, an expense ratio for equity funds are a minimum of 2.5%.However, the expense ratio is something which should not supersede other important factors such as fund performance etc. It is better to pay a higher expense ratio in a fund knowing that it will beat it competitors by a good margin.
Some of the important ratios to measure fund performance are:
Alpha is a measure of the success of your investment or rather outperformance against the benchmark. It measures on how much the fund or stock has performed in the general market. A positive alpha of 1 means that the fund has outperformed its benchmark index by 1%, while a negative alpha of -1 would indicate that the fund has produced 1% lower returns than its market benchmark. So, basically, an investor’s strategy should be to buy securities with positive alpha.
It measures volatility in a stock’s price or fund relative to a benchmark and is denoted in positive or negative figures. A Beta of 1 signifies that the stock’s price moves in line with the market, beta of a greater than 1 designates that the stock is riskier than the market, and a beta of less than 1 means that the stock is less risky than the market. So, lower beta is better in a falling market. In a rising market, high-beta is better.
In simple terms, SD is a statistical measure representing the volatility or risk in an instrument. The higher the SD, higher will be the fluctuations in the returns.
Sharpe Ratio measures returns (both negative & positive) with respect to the risk taken. Here the risk is defined by the Standard Deviation. A higher Sharpe ratio means, a higher return without too much risk. Thus, while investing, investors should choose a fund that shows a higher Sharpe ratio.
The Sortino Ratio is a variation of Sharpe Ratio. But, unlike Sharpe ratio, Sortino ratio considers only the downside or negative return. Such a ratio is helpful for investors to assess risk in a better manner than just looking at the returns to the total volatility.
Upside/downside capture ratio guide an investor- whether a fund is outperformed i.e. gained more or lost less than a broad market benchmark- during the phase of the market upside (strong) or downside (weak), and more importantly by how much.
Well, an upside ratio of over 100 means that a given fund has beaten the benchmark during the period of positive returns. And a downside ratio of less than 100 shows that a given fund has lost less than its benchmark during the phase of dull returns. So, generally, investors should go for a fund that has a lower downside capture ratio and a higher upside capture ratio.
LTCGs exceeding INR 1 lakh arising from redemption of Mutual Fund units or equities will be taxed at 10 percent (plus cess) or at 10.4 percent. Long-term Capital Gains till INR 1 lakh will be exempt.
For example, if you earn INR 3 lakhs in combined long-term capital gains from stocks or Mutual Fund investments in a financial year. The taxable LTCGs will be INR 2 lakh (INR 3 lakh - 1 lakh) and tax liability will be INR 20,000 (10 per cent of INR 2 lakh).
Long-term capital gains are the profit arising from selling or redemption of equity funds held more than a year.
If Mutual Fund units are sold before one year of holding, Short Term Capital Gains (STCGs) tax will apply. The STCGs tax has been kept unchanged at 15 percent.
Equity Schemes | Holding Period | Tax Rate |
---|---|---|
Long Term Capital Gains (LTCG) | More than 1 Year | 10% (with no indexation)***** |
Short Term Capital Gains (STCG) | Less than or equal to a year | 15% |
Tax on Distributed Dividend | - | 10%# |
*Gains up to INR 1 lakh are free of tax. Tax at 10% applies to gains above INR 1 lakh.
#Dividend tax of 10% + Surcharge 12% + Cess 4% =11.648% Health & Education Cess of 4% introduced. Earlier, education Cess was 3%.
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While looking for best equity mutual funds, investors should choose equity funds which are doing well in the market. One should know how a fund behaves and performs when the market goes bad. A deep analysis of fund’s last three years’ performances is an ideal way to buy one of the best equity mutual funds.
very informative