Table of Contents
Top 6 Funds
An equity fund is a mutual fund that invests principally in stocks. It can be actively or passively (index fund) managed. These are also known as stock funds.
Equity Funds should be the vehicle of choice when Investing for long-term goals as they have created huge profits for investors in the past few years. But as there is a wide choice before investors, choosing the right equity fund becomes critical.
With right qualitative and quantitative measures (discussed below), one can ideally choose the best equity Mutual Funds to invest.
Since stocks are actively traded across all major exchanges, every day, this makes equity funds a highly liquid investment. It provides investors, the convenience of buying and selling their stocks depending on the market situation. By investing in equity mutual funds, the money is usually credited to your Bank account in 3 days.
Investing into blue-chip companies may help investors earn a steady Income in the form of dividends. A majority of such companies usually pay out regular dividends even in volatile market conditions, typically paid quarterly. Having a diversified portfolio can provide investors with a steady dividend income in the year.
With best equity mutual funds investors can diversify their portfolio through regularly investing. It means that they can invest in stocks of different economic sectors. So, even if a particular stock drops in value, the others may help investors make up for that loss depending on the market situation.
In many ways, equity funds are ideal investment vehicles for investors that are not as well-versed in financial investing or do not possess a large amount of Capital with which to invest. They are practical investments for most people.
The attributes that make equity funds most suitable for small individual investors are the reduction of risk resulting from a fund's portfolio diversification and the relatively small amount of capital required to acquire shares of an equity fund. A large amount of investment capital would be required for an individual investor to achieve a similar degree of risk reduction through diversification of a portfolio of direct stock holdings. Pooling small investors capital allows an equity fund to diversify effectively without burdening each investor with large capital requirements.
The price of the equity fund is based on the fund's net asset value (NAV) less its liabilities. A more diversified fund means that there is less negative effect of an individual stock's adverse price movement on the overall portfolio and on the share price of the equity fund.
Equity funds are managed by experienced professional portfolio managers, and their past performance is a matter of public record. Transparency and reporting requirements for equity funds are heavily regulated by the Security Exchange Board of India (SEBI)
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Best equity mutual funds are categorised according to its types- ELSS, Large cap funds, mid cap funds, Small cap funds, Diversified Funds, sector funds and Balanced Fund.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) Canara Robeco Bluechip Equity Fund Growth ₹34.68
↓ -1.18 ₹1,506 11.9 24.3 25 15.1 18.4 23.1 Axis Bluechip Fund Growth ₹38.25
↓ -1.36 ₹21,868 8 21.7 17 15.1 17.9 19.7 BNP Paribas Large Cap Fund Growth ₹117.55
↓ -4.20 ₹1,015 11.1 22.9 20.7 11.8 15.1 16.8 Kotak Bluechip Fund Growth ₹309.086
↓ -9.68 ₹2,034 13 25.8 25.2 11.5 15.6 16.4 SBI Bluechip Fund Growth ₹51.7343
↓ -1.80 ₹24,854 15.1 30 28.6 10.7 15.3 16.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Feb 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) Axis Mid Cap Fund Growth ₹53.44
↓ -0.68 ₹8,608 14.2 25.8 28.6 17.2 20.6 26 PGIM India Midcap Opportunities Fund Growth ₹30.82
↓ -0.38 ₹713 23.5 39.5 54.9 15.7 18.9 48.4 Invesco India Mid Cap Fund Growth ₹68.94
↓ -0.94 ₹1,195 18.2 28.5 28.4 13.1 18.8 24.4 Kotak Emerging Equity Scheme Growth ₹56.228
↓ -0.55 ₹9,162 22 36.2 32.5 12.1 20 21.9 TATA Mid Cap Growth Fund Growth ₹190.598
↓ -2.86 ₹997 16.8 28.8 27 11.1 17.6 24.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Feb 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) Kotak Small Cap Fund Growth ₹115.182
↓ -0.71 ₹2,539 28 46.6 47.4 13.2 20.4 34.2 SBI Small Cap Fund Growth ₹78.3156
↓ -0.52 ₹6,594 19.8 32 38.7 9.6 22 33.6 Nippon India Small Cap Fund Growth ₹56.9128
↓ -0.59 ₹10,637 25 33.2 39 7.3 20.9 29.2 ICICI Prudential Smallcap Fund Growth ₹35.87
↓ -0.35 ₹1,760 24.1 36.7 32.4 6.8 15.7 22.8 DSP BlackRock Small Cap Fund Growth ₹77.618
↓ -0.87 ₹5,812 17.6 28.9 35.5 5.4 16.6 33.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Feb 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) Mirae Asset Emerging Bluechip Fund Growth ₹77.431
↓ -2.09 ₹14,416 17.4 30.6 33.5 15.6 23.4 22.4 Tata Large and Midcap Fund Growth ₹277.243
↓ -6.16 ₹1,886 16.6 27.8 27.7 11.9 16.5 15.5 Edelweiss Large and Mid Cap Fund Growth ₹42.575
↓ -1.03 ₹604 17.8 29.6 27 11.7 16.8 17 Kotak Equity Opportunities Fund Growth ₹159.694
↓ -3.72 ₹4,675 13.5 25.7 23.1 11.4 17.8 16.5 Canara Robeco Emerging Equities Growth ₹128.39
↓ -3.50 ₹7,203 13.9 26.3 25.2 10.8 20.5 24.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Feb 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) Canara Robeco Equity Tax Saver Growth ₹93.84
↓ -2.90 ₹1,534 17.6 30.5 30.1 16.3 19.5 27.4 Mirae Asset Tax Saver Fund Growth ₹25.113
↓ -0.76 ₹5,648 16 30.7 34.2 14.9 23.3 21.5 Axis Long Term Equity Fund Growth ₹60.302
↓ -1.61 ₹25,508 9.8 26.2 19.8 13.7 17.4 20.5 Kotak Tax Saver Fund Growth ₹57.797
↓ -1.47 ₹1,540 14.6 27.5 22.3 11.9 17.3 14.9 BOI AXA Tax Advantage Fund Growth ₹77.02
↓ -1.76 ₹368 14.2 27.1 29.7 11.8 19.1 31.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Feb 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) UTI Equity Fund Growth ₹206.491
↓ -4.90 ₹14,606 13.4 31.4 31.1 16.8 18.6 31.5 Parag Parikh Long Term Equity Fund Growth ₹36.9192
↓ -0.92 ₹6,825 9.7 17.5 37.2 16 18.9 32.3 PGIM India Diversified Equity Fund Growth ₹20.09
↓ -0.42 ₹556 15.5 29.7 42.7 14.4 18.6 35.9 Canara Robeco Equity Diversified Growth ₹180.76
↓ -5.46 ₹3,121 11.5 23.1 22.6 13.5 18.6 22.2 DSP BlackRock Equity Fund Growth ₹54.064
↓ -1.50 ₹4,547 14.4 28 20.5 12.4 18.5 18.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Feb 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) ICICI Prudential Technology Fund Growth ₹102.12
↓ -1.91 ₹1,412 17.2 38.8 67.9 25.5 21.6 70.6 Aditya Birla Sun Life Digital India Fund Growth ₹91.01
↓ -2.13 ₹941 16.9 34.4 57.2 24.3 23.2 59 Franklin India Technology Fund Growth ₹273.464
↓ -0.39 ₹495 15.4 34.2 56 24.1 20.7 56.8 UTI Healthcare Fund Growth ₹134.903
↓ -1.65 ₹617 2.3 8.1 52.6 15.3 9.2 67.4 TATA Digital India Fund Growth ₹24.0682
↓ -0.34 ₹921 17 37.3 52.3 24.7 19.9 54.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Feb 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) IIFL Focused Equity Fund Growth ₹23.7158
↓ -0.66 ₹1,422 13.5 28.4 24 17.9 20.6 23.8 Principal Focused Multicap Fund Growth ₹89.12
↓ -2.86 ₹473 16.3 28.9 26 13.3 17.9 19.7 Axis Focused 25 Fund Growth ₹37.44
↓ -1.24 ₹13,660 9.1 24.8 19.3 13.3 19.9 21 SBI Focused Equity Fund Growth ₹185.845
↓ -4.11 ₹12,520 12 22.4 16.2 11.7 17.6 14.5 Sundaram Select Focus Fund Growth ₹228.344
↓ -8.16 ₹1,149 14.5 24 18.7 11.6 16.2 11.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Feb 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) Principal Dividend Yield Fund Growth ₹68.64
↓ -1.75 ₹184 12.9 22.6 26.1 9.3 18.7 20.2 Templeton India Equity Income Fund Growth ₹62.0007
↓ -1.12 ₹919 19.9 32.5 37.8 8.9 16.3 22.9 UTI Dividend Yield Fund Growth ₹81.4047
↓ -1.78 ₹2,474 13.2 19.2 25.5 8.4 15.1 18.9 ICICI Prudential Dividend Yield Equity Fund Growth ₹19.75
↓ -0.39 ₹198 20.4 26.8 32.1 3 14.3 14.1 Aditya Birla Sun Life Dividend Yield Fund Growth ₹191.78
↓ -2.02 ₹695 9.5 14.1 19.9 2.4 10.9 16.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Feb 21
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) UTI Value Opportunities Fund Growth ₹81.9667
↓ -2.23 ₹5,156 14.7 28.4 26.3 11.4 15.7 19 ICICI Prudential Value Discovery Fund Growth ₹189.67
↓ -5.75 ₹17,060 17 26.1 39.5 9.4 14.1 22.9 Nippon India Value Fund Growth ₹95.5324
↓ -2.65 ₹3,218 18.1 30 28 9 16.9 16.3 JM Value Fund Growth ₹41.6544
↓ -1.36 ₹125 17.1 32.6 23.7 8.2 19.1 13.4 Templeton India Value Fund Growth ₹319.463
↓ -11.16 ₹468 26.3 43.7 38.6 5.7 14.9 11.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Feb 21
*Below is list of Equity Funds
having AUM >= 50 Crore
having best returns in last 1 Year
.
To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies. ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Technology Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may
constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. DSP BlackRock World Mining Fund is a Equity - Global fund was launched on 29 Dec 09. It is a fund with High risk and has given a Below is the key information for DSP BlackRock World Mining Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life New Millennium Fund) A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend. Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Digital India Fund Returns up to 1 year are on To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies. Franklin India Technology Fund is a Equity - Sectoral fund was launched on 22 Aug 98. It is a fund with High risk and has given a Below is the key information for Franklin India Technology Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized. PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a Below is the key information for PGIM India Midcap Opportunities Fund Returns up to 1 year are on (Erstwhile UTI Pharma & Healthcare Fund) The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors. UTI Healthcare Fund is a Equity - Sectoral fund was launched on 28 Jun 99. It is a fund with High risk and has given a Below is the key information for UTI Healthcare Fund Returns up to 1 year are on 1. ICICI Prudential Technology Fund
CAGR/Annualized
return of 11.7% since its launch. Ranked 37 in Sectoral
category. Return for 2020 was 70.6% , 2019 was 2.3% and 2018 was 19.1% . ICICI Prudential Technology Fund
Growth Launch Date 3 Mar 00 NAV (26 Feb 21) ₹102.12 ↓ -1.91 (-1.84 %) Net Assets (Cr) ₹1,412 on 31 Jan 21 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk High Expense Ratio 2.6 Sharpe Ratio 1.46 Information Ratio -0.43 Alpha Ratio 1.48 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 16 ₹10,000 31 Jan 17 ₹9,128 31 Jan 18 ₹12,466 31 Jan 19 ₹14,578 31 Jan 20 ₹14,750 31 Jan 21 ₹24,079 Returns for ICICI Prudential Technology Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Feb 21 Duration Returns 1 Month 0.4% 3 Month 17.2% 6 Month 38.8% 1 Year 67.9% 3 Year 25.5% 5 Year 21.6% 10 Year 15 Year Since launch 11.7% Historical performance (Yearly) on absolute basis
Year Returns 2020 70.6% 2019 2.3% 2018 19.1% 2017 19.8% 2016 -4% 2015 3.9% 2014 26.3% 2013 62.6% 2012 17.1% 2011 -18.9% Fund Manager information for ICICI Prudential Technology Fund
Name Since Tenure Sankaran Naren 14 Jul 17 3.55 Yr. Priyanka Khandelwal 8 Jul 20 0.57 Yr. Vaibhav Dusad 2 May 20 0.75 Yr. Data below for ICICI Prudential Technology Fund as on 31 Jan 21
Equity Sector Allocation
Sector Value Technology 70.39% Communication Services 13.8% Industrials 9.05% Consumer Cyclical 0.96% Consumer Defensive 0.41% Health Care 0.35% Asset Allocation
Asset Class Value Cash 5.04% Equity 94.96% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY19% ₹267 Cr 2,156,037
↑ 190,000 HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 30 Sep 20 | HCLTECH9% ₹120 Cr 1,315,744
↑ 276,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 5327557% ₹102 Cr 1,057,674
↑ 308,169 Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT5% ₹74 Cr 483,133
↑ 165,286 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL4% ₹63 Cr 1,141,840
↑ 205,000 Birlasoft Ltd (Technology)
Equity, Since 30 Jun 20 | 5324003% ₹48 Cr 1,909,182
↑ 712,129 Cyient Ltd (Industrials)
Equity, Since 30 Jun 18 | CYIENT3% ₹45 Cr 742,213
↑ 84,839 Coforge Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jul 20 | 5325413% ₹45 Cr 186,593
↑ 67,690 IndiaMART InterMESH Ltd (Communication Services)
Equity, Since 30 Jun 20 | 5427263% ₹44 Cr 56,911
↓ -9,893 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS3% ₹37 Cr 120,185 2. DSP BlackRock World Mining Fund
CAGR/Annualized
return of 3.1% since its launch. Ranked 19 in Global
category. Return for 2020 was 34.9% , 2019 was 21.5% and 2018 was -9.4% . DSP BlackRock World Mining Fund
Growth Launch Date 29 Dec 09 NAV (25 Feb 21) ₹14.0228 ↑ 0.27 (1.96 %) Net Assets (Cr) ₹92 on 31 Jan 21 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.3 Sharpe Ratio 1.1 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 16 ₹10,000 31 Jan 17 ₹17,828 31 Jan 18 ₹20,066 31 Jan 19 ₹19,259 31 Jan 20 ₹19,966 31 Jan 21 ₹28,566 Returns for DSP BlackRock World Mining Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Feb 21 Duration Returns 1 Month 9.6% 3 Month 26.2% 6 Month 35% 1 Year 63.9% 3 Year 18.1% 5 Year 22.7% 10 Year 15 Year Since launch 3.1% Historical performance (Yearly) on absolute basis
Year Returns 2020 34.9% 2019 21.5% 2018 -9.4% 2017 21.1% 2016 49.7% 2015 -36% 2014 -21% 2013 -14.1% 2012 -0.9% 2011 -15.1% Fund Manager information for DSP BlackRock World Mining Fund
Name Since Tenure Jay Kothari 1 Mar 13 7.93 Yr. Data below for DSP BlackRock World Mining Fund as on 31 Jan 21
Equity Sector Allocation
Sector Value Basic Materials 92.61% Financial Services 2.15% Asset Allocation
Asset Class Value Cash 4.98% Equity 94.76% Debt 0.01% Other 0.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Mining I2
Investment Fund | -96% ₹88 Cr 200,803
↑ 37,367 Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -6% ₹6 Cr Net Receivables/Payables
Net Current Assets | -2% -₹2 Cr 3. Aditya Birla Sun Life Digital India Fund
CAGR/Annualized
return of 11% since its launch. Ranked 33 in Sectoral
category. Return for 2020 was 59% , 2019 was 9.6% and 2018 was 15.6% . Aditya Birla Sun Life Digital India Fund
Growth Launch Date 15 Jan 00 NAV (26 Feb 21) ₹91.01 ↓ -2.13 (-2.29 %) Net Assets (Cr) ₹941 on 31 Jan 21 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆ Risk High Expense Ratio 2.6 Sharpe Ratio 1.35 Information Ratio 0.27 Alpha Ratio 1.8 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 16 ₹10,000 31 Jan 17 ₹9,373 31 Jan 18 ₹13,318 31 Jan 19 ₹14,494 31 Jan 20 ₹16,130 31 Jan 21 ₹24,673 Returns for Aditya Birla Sun Life Digital India Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Feb 21 Duration Returns 1 Month 0% 3 Month 16.9% 6 Month 34.4% 1 Year 57.2% 3 Year 24.3% 5 Year 23.2% 10 Year 15 Year Since launch 11% Historical performance (Yearly) on absolute basis
Year Returns 2020 59% 2019 9.6% 2018 15.6% 2017 22.4% 2016 -3.5% 2015 11.2% 2014 21.1% 2013 50.2% 2012 3.7% 2011 -21.8% Fund Manager information for Aditya Birla Sun Life Digital India Fund
Name Since Tenure Kunal Sangoi 15 Jan 14 7.05 Yr. Data below for Aditya Birla Sun Life Digital India Fund as on 31 Jan 21
Equity Sector Allocation
Sector Value Technology 72.51% Communication Services 14.16% Industrials 9.9% Asset Allocation
Asset Class Value Cash 3.43% Equity 96.56% Other 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY22% ₹211 Cr 1,704,259
↓ -20,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS11% ₹102 Cr 326,987
↑ 4,911 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 5327558% ₹78 Cr 813,943
↑ 170,951 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL7% ₹69 Cr 1,246,907
↑ 100,000 HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Dec 10 | HCLTECH7% ₹65 Cr 709,931 Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT5% ₹47 Cr 769,609 Just Dial Ltd (Communication Services)
Equity, Since 30 Sep 19 | 5356484% ₹36 Cr 603,953 Honeywell Automation India Ltd (Industrials)
Equity, Since 30 Jun 18 | 5171743% ₹32 Cr 8,159 Apple Inc (Technology)
Equity, Since 30 Nov 18 | AAPL3% ₹24 Cr 24,481 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT3% ₹24 Cr 156,326 4. Franklin India Technology Fund
CAGR/Annualized
return of 19.5% since its launch. Ranked 41 in Sectoral
category. Return for 2020 was 56.8% , 2019 was 12.4% and 2018 was 11.9% . Franklin India Technology Fund
Growth Launch Date 22 Aug 98 NAV (25 Feb 21) ₹273.464 ↓ -0.39 (-0.14 %) Net Assets (Cr) ₹495 on 31 Jan 21 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆ Risk High Expense Ratio 2.46 Sharpe Ratio 1.47 Information Ratio 0.37 Alpha Ratio 4.67 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 16 ₹10,000 31 Jan 17 ₹9,634 31 Jan 18 ₹12,605 31 Jan 19 ₹13,884 31 Jan 20 ₹15,200 31 Jan 21 ₹23,265 Returns for Franklin India Technology Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Feb 21 Duration Returns 1 Month -1.5% 3 Month 15.4% 6 Month 34.2% 1 Year 56% 3 Year 24.1% 5 Year 20.7% 10 Year 15 Year Since launch 19.5% Historical performance (Yearly) on absolute basis
Year Returns 2020 56.8% 2019 12.4% 2018 11.9% 2017 19.1% 2016 -2.6% 2015 3.8% 2014 16.8% 2013 53.3% 2012 0.3% 2011 -15.5% Fund Manager information for Franklin India Technology Fund
Name Since Tenure Anand Radhakrishnan 3 Mar 07 13.93 Yr. Varun Sharma 30 Nov 15 5.18 Yr. Mayank Bukrediwala 24 Aug 20 0.44 Yr. Data below for Franklin India Technology Fund as on 31 Jan 21
Equity Sector Allocation
Sector Value Technology 66.98% Communication Services 16.13% Consumer Cyclical 4.9% Industrials 2.48% Financial Services 0.67% Real Estate 0.19% Health Care 0.12% Consumer Defensive 0.04% Asset Allocation
Asset Class Value Cash 8.26% Equity 91.55% Other 0.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY24% ₹117 Cr 945,647 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 04 | TCS11% ₹52 Cr 167,936
↓ -2,064 HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 30 Jun 14 | HCLTECH9% ₹43 Cr 470,000
↑ 20,000 Franklin Technology I Acc USD
Investment Fund | -8% ₹38 Cr 91,868 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 18 | BHARTIARTL7% ₹33 Cr 600,000 Tech Mahindra Ltd Ordinary Shares (Technology)
Equity, Since 28 Feb 14 | 5327554% ₹22 Cr 230,000
↑ 10,000 Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 17 | NAUKRI4% ₹20 Cr 46,300 Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 30 Nov 18 | 23303% ₹14 Cr 88,000 MakeMyTrip Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | MMYT3% ₹13 Cr 60,135 Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 30 Apr 19 | 5400052% ₹12 Cr 31,000 5. PGIM India Midcap Opportunities Fund
CAGR/Annualized
return of 16.8% since its launch. Ranked 40 in Mid Cap
category. Return for 2020 was 48.4% , 2019 was 3.6% and 2018 was -16.1% . PGIM India Midcap Opportunities Fund
Growth Launch Date 2 Dec 13 NAV (26 Feb 21) ₹30.82 ↓ -0.38 (-1.22 %) Net Assets (Cr) ₹713 on 31 Jan 21 Category Equity - Mid Cap AMC Pramerica Asset Managers Private Limited Rating ☆ Risk High Expense Ratio 2.52 Sharpe Ratio 1.03 Information Ratio 1.24 Alpha Ratio 19.95 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 16 ₹10,000 31 Jan 17 ₹11,319 31 Jan 18 ₹14,067 31 Jan 19 ₹11,846 31 Jan 20 ₹13,560 31 Jan 21 ₹19,188 Returns for PGIM India Midcap Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Feb 21 Duration Returns 1 Month 9.5% 3 Month 23.5% 6 Month 39.5% 1 Year 54.9% 3 Year 15.7% 5 Year 18.9% 10 Year 15 Year Since launch 16.8% Historical performance (Yearly) on absolute basis
Year Returns 2020 48.4% 2019 3.6% 2018 -16.1% 2017 37% 2016 -1.3% 2015 7.9% 2014 42.8% 2013 2012 2011 Fund Manager information for PGIM India Midcap Opportunities Fund
Name Since Tenure Aniruddha Naha 5 Apr 18 2.83 Yr. Data below for PGIM India Midcap Opportunities Fund as on 31 Jan 21
Equity Sector Allocation
Sector Value Industrials 20.59% Basic Materials 18.97% Financial Services 17.4% Technology 14.81% Consumer Cyclical 9.77% Health Care 7.6% Consumer Defensive 2.53% Utility 2.33% Real Estate 1.78% Communication Services 0.33% Asset Allocation
Asset Class Value Cash 3.9% Equity 96.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity Voltas Ltd Shs Dematerialised (Industrials)
Equity, Since 31 Jul 19 | VOLTAS4% ₹25 Cr 275,000
↑ 50,000 Whirlpool of India Ltd (Technology)
Equity, Since 31 Jul 18 | 5002383% ₹24 Cr 95,000
↑ 15,000 Coforge Ltd Shs Dematerialised (Technology)
Equity, Since 30 Jun 20 | 5325413% ₹24 Cr 100,000 Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 5002713% ₹24 Cr 350,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | HDFCBANK3% ₹24 Cr 170,000
↑ 170,000 The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | FEDERALBNK3% ₹23 Cr 3,116,434
↑ 150,000 Ashok Leyland Ltd (Consumer Cyclical)
Equity, Since 30 Apr 20 | 5004773% ₹22 Cr 2,000,000
↑ 500,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Oct 20 | PERSISTENT3% ₹21 Cr 140,000
↑ 40,000 Kajaria Ceramics Ltd (Industrials)
Equity, Since 31 Jan 20 | 5002333% ₹21 Cr 250,000
↑ 50,000 Bharat Forge Ltd Shs Dematerialised (Consumer Cyclical)
Equity, Since 31 Dec 20 | 5004933% ₹20 Cr 340,000
↑ 140,000 6. UTI Healthcare Fund
CAGR/Annualized
return of 14.2% since its launch. Ranked 40 in Sectoral
category. Return for 2020 was 67.4% , 2019 was 1.2% and 2018 was -7.5% . UTI Healthcare Fund
Growth Launch Date 28 Jun 99 NAV (26 Feb 21) ₹134.903 ↓ -1.65 (-1.21 %) Net Assets (Cr) ₹617 on 31 Jan 21 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆ Risk High Expense Ratio 2.59 Sharpe Ratio 1.47 Information Ratio 0.38 Alpha Ratio 6.61 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 16 ₹10,000 31 Jan 17 ₹9,225 31 Jan 18 ₹9,651 31 Jan 19 ₹9,061 31 Jan 20 ₹9,481 31 Jan 21 ₹14,654 Returns for UTI Healthcare Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Feb 21 Duration Returns 1 Month -4.6% 3 Month 2.3% 6 Month 8.1% 1 Year 52.6% 3 Year 15.3% 5 Year 9.2% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2020 67.4% 2019 1.2% 2018 -7.5% 2017 6.2% 2016 -9.7% 2015 12.4% 2014 43.7% 2013 23.3% 2012 24.8% 2011 -9.6% Fund Manager information for UTI Healthcare Fund
Name Since Tenure V Srivatsa 3 Mar 17 3.92 Yr. Data below for UTI Healthcare Fund as on 31 Jan 21
Equity Sector Allocation
Sector Value Health Care 96.01% Basic Materials 2.21% Asset Allocation
Asset Class Value Cash 1.78% Equity 98.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 06 | SUNPHARMA10% ₹64 Cr 1,094,387
↓ -38,171 Cipla Ltd (Healthcare)
Equity, Since 31 Jan 03 | 50008710% ₹60 Cr 730,312
↑ 76,085 Aurobindo Pharma Ltd (Healthcare)
Equity, Since 31 Oct 13 | AUROPHARMA9% ₹57 Cr 624,369 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 28 Feb 18 | 5001248% ₹50 Cr 108,375
↓ -2,407 Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 17 | DIVISLAB6% ₹37 Cr 108,683
↓ -2,866 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Mar 19 | 5405966% ₹35 Cr 578,554 Cadila Healthcare Ltd (Healthcare)
Equity, Since 31 Jan 03 | 5323215% ₹29 Cr 636,049
↓ -30,996 Narayana Hrudayalaya Ltd (Healthcare)
Equity, Since 31 Jan 20 | NH4% ₹26 Cr 580,716 Ajanta Pharma Ltd (Healthcare)
Equity, Since 31 Jul 17 | 5323314% ₹24 Cr 137,818 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Dec 20 | 5328433% ₹21 Cr 1,281,363
↑ 101,312
A perfect way to invest in the best equity mutual funds is by looking at its both qualitative and quantitative measures.
The credit of performance of a Mutual Fund scheme lies with the fund manager. A fund manager is responsible for making investment decisions for the fund’s portfolio. So, investors should go through the performance of the funds managed by the particular fund manager, especially during the tough market phases. Also, investors should give more priority to a fund manager who has an experience of managing a similar kind of funds, for example- small and mid caps. Going for a fund manager who has been consistent over his career is a preferred choice.
While choosing the best equity mutual funds to invest, always look at the quality & reputation of the fund house. A fund house with a long-standing record, large assets under management, star funds or good performing fund etc., is the one to invest in. Hence a fund house having a strong presence in the financial industry with a consistent track record should be ideally preferred.
An investor should do a fair assessment of the funds’ performances for over a period of time. Also, it is suggested to go for a fund that consistently beats its benchmark over 4-5 years, additionally, one should see each period and see if the fund is able to beat the benchmark or not.
Investors should always go for a fund that is neither too big nor too small in size. While there is no perfect definition and relation between the size of the fund, it is said that both too small and too large, can hinder a fund’s performance. Thus, while choosing a fund, it is advisable to go for the one whose AUM (Asset Under Management) is approximately same as the category.
Investors who have Mutual Fund Investments have to bear certain charges like operation costs, management fees, etc., charged by the Asset Management Company (AMC). Generally, the expense ratio is higher for schemes that are actively managed than it is for passively managed schemes (such as Index Funds or ETFs). As per the SEBI rules, an expense ratio for equity funds are a minimum of 2.5%.However, the expense ratio is something which should not supersede other important factors such as fund performance etc. It is better to pay a higher expense ratio in a fund knowing that it will beat it competitors by a good margin.
Some of the important ratios to measure fund performance are:
Alpha is a measure of the success of your investment or rather outperformance against the benchmark. It measures on how much the fund or stock has performed in the general market. A positive alpha of 1 means that the fund has outperformed its benchmark index by 1%, while a negative alpha of -1 would indicate that the fund has produced 1% lower returns than its market benchmark. So, basically, an investor’s strategy should be to buy securities with positive alpha.
It measures volatility in a stock’s price or fund relative to a benchmark and is denoted in positive or negative figures. A Beta of 1 signifies that the stock’s price moves in line with the market, beta of a greater than 1 designates that the stock is riskier than the market, and a beta of less than 1 means that the stock is less risky than the market. So, lower beta is better in a falling market. In a rising market, high-beta is better.
In simple terms, SD is a statistical measure representing the volatility or risk in an instrument. The higher the SD, higher will be the fluctuations in the returns.
Sharpe Ratio measures returns (both negative & positive) with respect to the risk taken. Here the risk is defined by the Standard Deviation. A higher Sharpe ratio means, a higher return without too much risk. Thus, while investing, investors should choose a fund that shows a higher Sharpe ratio.
The Sortino Ratio is a variation of Sharpe Ratio. But, unlike Sharpe ratio, Sortino ratio considers only the downside or negative return. Such a ratio is helpful for investors to assess risk in a better manner than just looking at the returns to the total volatility.
Upside/downside capture ratio guide an investor- whether a fund is outperformed i.e. gained more or lost less than a broad market benchmark- during the phase of the market upside (strong) or downside (weak), and more importantly by how much.
Well, an upside ratio of over 100 means that a given fund has beaten the benchmark during the period of positive returns. And a downside ratio of less than 100 shows that a given fund has lost less than its benchmark during the phase of dull returns. So, generally, investors should go for a fund that has a lower downside capture ratio and a higher upside capture ratio.
LTCGs exceeding INR 1 lakh arising from redemption of Mutual Fund units or equities will be taxed at 10 percent (plus cess) or at 10.4 percent. Long-term Capital Gains till INR 1 lakh will be exempt.
For example, if you earn INR 3 lakhs in combined long-term capital gains from stocks or Mutual Fund investments in a financial year. The taxable LTCGs will be INR 2 lakh (INR 3 lakh - 1 lakh) and tax liability will be INR 20,000 (10 per cent of INR 2 lakh).
Long-term capital gains are the profit arising from selling or redemption of equity funds held more than a year.
If Mutual Fund units are sold before one year of holding, Short Term Capital Gains (STCGs) tax will apply. The STCGs tax has been kept unchanged at 15 percent.
Equity Schemes | Holding Period | Tax Rate |
---|---|---|
Long Term Capital Gains (LTCG) | More than 1 Year | 10% (with no indexation)***** |
Short Term Capital Gains (STCG) | Less than or equal to a year | 15% |
Tax on Distributed Dividend | - | 10%# |
*Gains up to INR 1 lakh are free of tax. Tax at 10% applies to gains above INR 1 lakh.
#Dividend tax of 10% + Surcharge 12% + Cess 4% =11.648% Health & Education Cess of 4% introduced. Earlier, education Cess was 3%.
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While looking for best equity mutual funds, investors should choose equity funds which are doing well in the market. One should know how a fund behaves and performs when the market goes bad. A deep analysis of fund’s last three years’ performances is an ideal way to buy one of the best equity mutual funds.