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Best Performing Equity Mutual Funds 2021 | Fincash.com

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Best Equity Mutual Funds 2021 - 2022

Updated on September 22, 2021 , 31355 views

An equity fund is a mutual fund that invests principally in stocks. It can be actively or passively (index fund) managed. These are also known as stock funds.

Best Equity Funds

Equity Funds should be the vehicle of choice when Investing for long-term goals as they have created huge profits for investors in the past few years. But as there is a wide choice before investors, choosing the right equity fund becomes critical.

With right qualitative and quantitative measures (discussed below), one can ideally choose the best equity Mutual Funds to invest.

Why to Invest in Equity Funds?

1. Liquidity

Since stocks are actively traded across all major exchanges, every day, this makes equity funds a highly liquid investment. It provides investors, the convenience of buying and selling their stocks depending on the market situation. By investing in equity mutual funds, the money is usually credited to your Bank account in 3 days.

2. Dividend Income

Investing into blue-chip companies may help investors earn a steady Income in the form of dividends. A majority of such companies usually pay out regular dividends even in volatile market conditions, typically paid quarterly. Having a diversified portfolio can provide investors with a steady dividend income in the year.

3. Portfolio Diversification

With best equity mutual funds investors can diversify their portfolio through regularly investing. It means that they can invest in stocks of different economic sectors. So, even if a particular stock drops in value, the others may help investors make up for that loss depending on the market situation.

4. Ideal Investment Vehicle

In many ways, equity funds are ideal investment vehicles for investors that are not as well-versed in financial investing or do not possess a large amount of Capital with which to invest. They are practical investments for most people.

The attributes that make equity funds most suitable for small individual investors are the reduction of risk resulting from a fund's portfolio diversification and the relatively small amount of capital required to acquire shares of an equity fund. A large amount of investment capital would be required for an individual investor to achieve a similar degree of risk reduction through diversification of a portfolio of direct stock holdings. Pooling small investors capital allows an equity fund to diversify effectively without burdening each investor with large capital requirements.

Equity NAV

The price of the equity fund is based on the fund's net asset value (NAV) less its liabilities. A more diversified fund means that there is less negative effect of an individual stock's adverse price movement on the overall portfolio and on the share price of the equity fund.

Equity funds are managed by experienced professional portfolio managers, and their past performance is a matter of public record. Transparency and reporting requirements for equity funds are heavily regulated by the Security Exchange Board of India (SEBI)

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Top Equity Mutual Funds 2021

Best equity mutual funds are categorised according to its types- ELSS, Large cap funds, mid cap funds, Small cap funds, Diversified Funds, sector funds and Balanced Fund.

5 Best Large Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Canara Robeco Bluechip Equity Fund Growth ₹42.58
↓ -0.03
₹4,27212.422.862.122.117.223.1
Axis Bluechip Fund Growth ₹47.9
↑ 0.04
₹32,2131424.762.221.618.219.7
BNP Paribas Large Cap Fund Growth ₹142.22
↑ 0.06
₹1,21212.521.659.320.314.616.8
Kotak Bluechip Fund Growth ₹384.176
↑ 0.01
₹3,23312.923.665.419.91516.4
SBI Bluechip Fund Growth ₹62.4181
↑ 0.02
₹30,88613.521.969.619.213.816.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 21

5 Best Mid Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
PGIM India Midcap Opportunities Fund Growth ₹42.57
↓ -0.26
₹2,70917.938.799.432.62048.4
UTI Mid Cap Fund Growth ₹187.449
↓ -1.05
₹6,44615.930.478.423.915.232.7
Edelweiss Mid Cap Fund Growth ₹49.411
↓ -0.39
₹1,64311.828.18323.617.826.4
TATA Mid Cap Growth Fund Growth ₹240.511
↓ -2.55
₹1,41012.925.371.823.416.524.3
SBI Magnum Mid Cap Fund Growth ₹133.159
↓ -1.00
₹6,05612.426.486.523.413.430.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 21

5 Best Small Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Kotak Small Cap Fund Growth ₹159.123
↓ -0.12
₹5,64214.736.5108.831.220.134.2
ICICI Prudential Smallcap Fund Growth ₹50.01
↑ 0.23
₹2,9611739101.128.216.822.8
Nippon India Small Cap Fund Growth ₹81.43
↑ 0.22
₹16,63315.739.9101.925.621.929.2
SBI Small Cap Fund Growth ₹99.3841
↓ -0.60
₹9,7149.526.475.824.221.833.6
DSP BlackRock Small Cap Fund  Growth ₹105.357
↑ 0.48
₹8,00013.735.684.924.115.133.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 21

5 Best Large & Mid Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Mirae Asset Emerging Bluechip Fund Growth ₹98.075
↓ -0.42
₹20,61512.726.977.326.12122.4
Canara Robeco Emerging Equities Growth ₹163.83
↓ -0.76
₹10,98514.128.471.622.218.224.5
Tata Large and Midcap Fund Growth ₹331.665
↓ -1.00
₹2,63610.620.463.821.314.615.5
Edelweiss Large and Mid Cap Fund  Growth ₹52.56
↓ -0.10
₹95912.724.770.120.616.317
Kotak Equity Opportunities Fund Growth ₹196.155
↓ -0.97
₹7,82710.822.663.320.615.716.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 21

5 Best Equity Linked Savings Schemes (ELSS)

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
BOI AXA Tax Advantage Fund Growth ₹102.79
↓ -0.26
₹51216.532.977.227.22031.2
Canara Robeco Equity Tax Saver Growth ₹116.85
↓ -0.42
₹2,6801325.869.12418.827.4
Mirae Asset Tax Saver Fund Growth ₹31.372
↓ -0.07
₹9,40111.925.273.123.820.921.5
DSP BlackRock Tax Saver Fund Growth ₹82.271
↑ 0.01
₹9,67512.428.37922.616.415
Axis Long Term Equity Fund Growth ₹77.3124
↓ -0.38
₹33,87116.627.674.922.118.220.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 21

5 Best Diversified/Multi Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
PGIM India Diversified Equity Fund Growth ₹26.76
↑ 0.04
₹2,03115.533.880.928.219.235.9
Parag Parikh Long Term Equity Fund Growth ₹50.2232
↓ -0.06
₹14,59018.431.66826.922.232.3
Mahindra Badhat Yojana Growth ₹20.3677
↓ -0.09
₹72114.234.586.425.6 16.6
UTI Equity Fund Growth ₹269.794
↓ -0.32
₹22,59217.428.781.825.219.331.5
DSP BlackRock Equity Fund Growth ₹68.379
↓ -0.12
₹6,74412.326.775.923.91718.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 21

5 Best Sector Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
ICICI Prudential Technology Fund Growth ₹164.46
↑ 1.37
₹5,03728.952.2111.638.833.670.6
TATA Digital India Fund Growth ₹38.7006
↑ 0.24
₹2,76829.250.2110.435.632.754.8
IDFC Infrastructure Fund Growth ₹23.58
↓ -0.12
₹65510.929.3109.415.9146.3
Aditya Birla Sun Life Digital India Fund Growth ₹140.34
↑ 1.17
₹2,28824.745.3103.737.332.259
Franklin Build India Fund Growth ₹63.8897
↓ -0.26
₹1,07712.928.6102.918.114.15.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 21

5 Best Focused Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
IIFL Focused Equity Fund Growth ₹30.3155
↑ 0.05
₹2,2851628.674.328.218.423.8
SBI Focused Equity Fund Growth ₹241.475
↑ 0.02
₹19,42915.530.575.822.717.714.5
Principal Focused Multicap Fund Growth ₹109.83
↓ -0.26
₹658112670.821.716.119.7
Axis Focused 25 Fund Growth ₹48.42
↓ -0.18
₹19,73617.829.473.521.419.321
Nippon India Focused Equity Fund Growth ₹77.0029
↓ -0.29
₹5,62612.521.880.920.214.616.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 21

5 Best Dividend Yield Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Templeton India Equity Income Fund Growth ₹77.576
↓ -0.41
₹1,1696.724.476.419.415.322.9
UTI Dividend Yield Fund Growth ₹109.897
↓ -0.58
₹3,17715.533.272.61916.318.9
Principal Dividend Yield Fund Growth ₹87.05
↓ -0.35
₹23811.925.766.517.916.820.2
Aditya Birla Sun Life Dividend Yield Fund Growth ₹253.81
↓ -0.11
₹86510.131.762.816.211.416.1
ICICI Prudential Dividend Yield Equity Fund Growth ₹25.8
↓ -0.04
₹44614.929.880.214.913.214.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 21

5 Best Value Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Nippon India Value Fund Growth ₹122.216
↓ -0.05
₹4,20013.828.47920.815.716.3
UTI Value Opportunities Fund Growth ₹101.498
↑ 0.25
₹6,54512.324.470.319.414.819
JM Value Fund Growth ₹51.2502
↓ -0.18
₹15512.623.578.919.214.813.4
IDFC Sterling Value Fund Growth ₹84.31
↓ -0.31
₹3,99012.632.898.718.516.415.2
L&T India Value Fund Growth ₹57.295
↑ 0.22
₹7,7571428.171.717.614.714.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Sep 21

*Below is list of Equity Funds having AUM >= 50 Crore having best returns in last 1 Year.

1. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 13.9% since its launch.  Ranked 37 in Sectoral category.  Return for 2020 was 70.6% , 2019 was 2.3% and 2018 was 19.1% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund
Growth
Launch Date 3 Mar 00
NAV (24 Sep 21) ₹164.46 ↑ 1.37   (0.84 %)
Net Assets (Cr) ₹5,037 on 31 Aug 21
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.53
Sharpe Ratio 5.19
Information Ratio 0.39
Alpha Ratio 27.7
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹10,287
31 Aug 18₹15,588
31 Aug 19₹15,401
31 Aug 20₹18,448
31 Aug 21₹38,991

ICICI Prudential Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048
Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 21

DurationReturns
1 Month 10.1%
3 Month 28.9%
6 Month 52.2%
1 Year 111.6%
3 Year 38.8%
5 Year 33.6%
10 Year
15 Year
Since launch 13.9%
Historical performance (Yearly) on absolute basis
YearReturns
2020 70.6%
2019 2.3%
2018 19.1%
2017 19.8%
2016 -4%
2015 3.9%
2014 26.3%
2013 62.6%
2012 17.1%
2011 -18.9%
Fund Manager information for ICICI Prudential Technology Fund
NameSinceTenure
Sankaran Naren14 Jul 174.05 Yr.
Priyanka Khandelwal8 Jul 201.07 Yr.
Vaibhav Dusad2 May 201.25 Yr.

Data below for ICICI Prudential Technology Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Technology76.11%
Communication Services9.58%
Industrials7.65%
Consumer Cyclical1.18%
Consumer Defensive1.04%
Asset Allocation
Asset ClassValue
Cash4.44%
Equity95.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
20%₹829 Cr5,147,218
↓ -223,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 532755
9%₹359 Cr2,968,698
↑ 472,591
HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 30 Sep 20 | HCLTECH
8%₹324 Cr3,165,807
↑ 360,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS
7%₹271 Cr854,884
↑ 129,699
Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT
5%₹205 Cr652,793
↑ 154,488
Cyient Ltd (Industrials)
Equity, Since 30 Jun 18 | CYIENT
3%₹126 Cr1,278,458
↑ 368,478
Cognizant Technology Solutions Corp A (Technology)
Equity, Since 31 Jul 21 | CTSH
3%₹115 Cr210,000
↑ 210,000
Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 31 Dec 20 | 542830
3%₹114 Cr490,609
↓ -23,000
Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 507685
3%₹107 Cr1,821,450
Coforge Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jul 20 | 532541
2%₹98 Cr192,594
↓ -53,375

2. TATA Digital India Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 26.6% since its launch.  Return for 2020 was 54.8% , 2019 was 7.5% and 2018 was 24.9% .

Below is the key information for TATA Digital India Fund

TATA Digital India Fund
Growth
Launch Date 28 Dec 15
NAV (24 Sep 21) ₹38.7006 ↑ 0.24   (0.62 %)
Net Assets (Cr) ₹2,768 on 31 Aug 21
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 1.73
Sharpe Ratio 4.67
Information Ratio -0.16
Alpha Ratio 15.6
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹9,924
31 Aug 18₹16,358
31 Aug 19₹16,028
31 Aug 20₹17,912
31 Aug 21₹37,162

TATA Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113
Invest Now

Returns for TATA Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 21

DurationReturns
1 Month 11.4%
3 Month 29.2%
6 Month 50.2%
1 Year 110.4%
3 Year 35.6%
5 Year 32.7%
10 Year
15 Year
Since launch 26.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 54.8%
2019 7.5%
2018 24.9%
2017 19.6%
2016 -6%
2015
2014
2013
2012
2011
Fund Manager information for TATA Digital India Fund
NameSinceTenure
Meeta Shetty20 Apr 201.28 Yr.
Venkat Samala26 Nov 200.68 Yr.

Data below for TATA Digital India Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Technology75.73%
Communication Services8.13%
Industrials7.41%
Consumer Cyclical2.39%
Asset Allocation
Asset ClassValue
Cash6.33%
Equity93.67%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY
17%₹371 Cr2,305,000
↑ 75,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS
12%₹267 Cr843,126
↑ 30,000
HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jan 16 | HCLTECH
10%₹212 Cr2,064,713
↑ 740,972
Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 532755
7%₹154 Cr1,275,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT
4%₹96 Cr303,963
↓ -71,400
Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 31 Dec 20 | 542830
4%₹79 Cr338,816
↑ 135,000
Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 28 Feb 21 | 540005
4%₹77 Cr163,331
↑ 25,000
Cyient Ltd (Industrials)
Equity, Since 28 Feb 21 | CYIENT
3%₹72 Cr733,339
↓ -50,000
L&T Technology Services Ltd (Technology)
Equity, Since 31 May 18 | LTTS
3%₹61 Cr163,500
↑ 39,000
Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Aug 20 | NAUKRI
3%₹56 Cr107,330

3. IDFC Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a CAGR/Annualized return of 8.5% since its launch.  Ranked 1 in Sectoral category.  Return for 2020 was 6.3% , 2019 was -5.3% and 2018 was -25.9% .

Below is the key information for IDFC Infrastructure Fund

IDFC Infrastructure Fund
Growth
Launch Date 8 Mar 11
NAV (24 Sep 21) ₹23.58 ↓ -0.12   (-0.51 %)
Net Assets (Cr) ₹655 on 31 Aug 21
Category Equity - Sectoral
AMC IDFC Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.51
Sharpe Ratio 2.94
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹13,684
31 Aug 18₹13,631
31 Aug 19₹10,783
31 Aug 20₹9,920
31 Aug 21₹19,067

IDFC Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for IDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 21

DurationReturns
1 Month 4.7%
3 Month 10.9%
6 Month 29.3%
1 Year 109.4%
3 Year 15.9%
5 Year 14%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2020 6.3%
2019 -5.3%
2018 -25.9%
2017 58.7%
2016 10.7%
2015 -0.2%
2014 43.2%
2013 -10.8%
2012 10%
2011
Fund Manager information for IDFC Infrastructure Fund
NameSinceTenure
Sachin Relekar8 Dec 200.65 Yr.

Data below for IDFC Infrastructure Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Industrials52.99%
Basic Materials25.12%
Utility13.18%
Communication Services3.7%
Energy0.99%
Asset Allocation
Asset ClassValue
Cash4.02%
Equity95.98%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd Shs Dematerialised (Industrials)
Equity, Since 29 Feb 12 | LT
9%₹62 Cr385,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO
8%₹55 Cr72,000
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 17 | JKCEMENT
7%₹46 Cr142,284
Gujarat Gas Ltd (Utilities)
Equity, Since 28 Feb 17 | 539336
6%₹40 Cr554,168
↓ -37,000
PNC Infratech Ltd (Industrials)
Equity, Since 31 Oct 15 | PNCINFRA
5%₹34 Cr1,071,125
↓ -160,000
Transport Corp of India Ltd (Industrials)
Equity, Since 31 Mar 18 | TCI
5%₹31 Cr728,540
Sagar Cements Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 502090
4%₹27 Cr202,533
Torrent Power Ltd (Utilities)
Equity, Since 31 Mar 18 | 532779
4%₹26 Cr564,800
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL
4%₹24 Cr433,700
↓ -121,000
H.G. Infra Engineering Ltd Ordinary Shares (Industrials)
Equity, Since 28 Feb 18 | 541019
4%₹24 Cr461,127

4. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.2% since its launch.  Ranked 23 in Small Cap category.  Return for 2020 was 34.2% , 2019 was 5% and 2018 was -17.3% .

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund
Growth
Launch Date 24 Feb 05
NAV (24 Sep 21) ₹159.123 ↓ -0.12   (-0.07 %)
Net Assets (Cr) ₹5,642 on 31 Aug 21
Category Equity - Small Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.89
Sharpe Ratio 4.75
Information Ratio 1.63
Alpha Ratio 21.51
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹11,617
31 Aug 18₹12,269
31 Aug 19₹10,393
31 Aug 20₹12,116
31 Aug 21₹24,390

Kotak Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 21

DurationReturns
1 Month 8.1%
3 Month 14.7%
6 Month 36.5%
1 Year 108.8%
3 Year 31.2%
5 Year 20.1%
10 Year
15 Year
Since launch 18.2%
Historical performance (Yearly) on absolute basis
YearReturns
2020 34.2%
2019 5%
2018 -17.3%
2017 44%
2016 8.9%
2015 7.4%
2014 74%
2013 -4.9%
2012 50.2%
2011 -26.9%
Fund Manager information for Kotak Small Cap Fund
NameSinceTenure
Pankaj Tibrewal21 Jan 1011.53 Yr.

Data below for Kotak Small Cap Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Industrials28.73%
Consumer Cyclical25.59%
Basic Materials20.8%
Technology7.71%
Financial Services4.64%
Health Care1.92%
Consumer Defensive1.88%
Real Estate1.21%
Energy0.46%
Communication Services0.21%
Asset Allocation
Asset ClassValue
Cash6.85%
Equity93.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Century Plyboards (India) Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | 532548
5%₹247 Cr5,853,559
↑ 465,053
Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | 513375
4%₹198 Cr2,946,347
↑ 123,529
Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | 540203
4%₹193 Cr809,756
↑ 39,686
Lux Industries Ltd (Consumer Cyclical)
Equity, Since 31 Jan 18 | LUXIND
3%₹170 Cr408,916
↓ -25,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT
3%₹170 Cr540,794
Galaxy Surfactants Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 540935
3%₹162 Cr518,979
↑ 35,425
Blue Star Ltd Shs Dematerialised (Industrials)
Equity, Since 31 May 18 | BLUESTARCO
3%₹160 Cr1,899,687
↑ 233,769
Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 520111
3%₹158 Cr736,769
↑ 98,713
Somany Ceramics Ltd (Industrials)
Equity, Since 31 Jan 21 | 531548
3%₹152 Cr2,141,770
↑ 202,141
Cyient Ltd (Industrials)
Equity, Since 31 Dec 19 | CYIENT
3%₹134 Cr1,356,753

5. L&T Emerging Businesses Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities.

L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a CAGR/Annualized return of 21.9% since its launch.  Ranked 2 in Small Cap category.  Return for 2020 was 15.5% , 2019 was -8.1% and 2018 was -13.7% .

Below is the key information for L&T Emerging Businesses Fund

L&T Emerging Businesses Fund
Growth
Launch Date 12 May 14
NAV (24 Sep 21) ₹43.126 ↑ 0.31   (0.73 %)
Net Assets (Cr) ₹7,248 on 31 Aug 21
Category Equity - Small Cap
AMC L&T Investment Management Ltd
Rating
Risk High
Expense Ratio 1.95
Sharpe Ratio 4.05
Information Ratio -0.64
Alpha Ratio 2
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹13,849
31 Aug 18₹15,383
31 Aug 19₹12,095
31 Aug 20₹11,893
31 Aug 21₹22,645

L&T Emerging Businesses Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for L&T Emerging Businesses Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 21

DurationReturns
1 Month 10.7%
3 Month 18%
6 Month 45.6%
1 Year 104.2%
3 Year 19.7%
5 Year 18.9%
10 Year
15 Year
Since launch 21.9%
Historical performance (Yearly) on absolute basis
YearReturns
2020 15.5%
2019 -8.1%
2018 -13.7%
2017 66.5%
2016 10.2%
2015 12.3%
2014
2013
2012
2011
Fund Manager information for L&T Emerging Businesses Fund
NameSinceTenure
Venugopal Manghat17 Dec 191.62 Yr.
Vihang Naik17 Dec 191.62 Yr.

Data below for L&T Emerging Businesses Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Industrials28.52%
Basic Materials21.46%
Consumer Cyclical16.14%
Technology12.79%
Consumer Defensive8.04%
Real Estate5.01%
Health Care4.2%
Financial Services2.07%
Energy0.61%
Asset Allocation
Asset ClassValue
Cash1.04%
Equity98.96%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 28 Feb 15 | 532889
5%₹398 Cr2,112,579
Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 31 Jul 19 | 500038
4%₹266 Cr6,974,700
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 18 | PERSISTENT
3%₹252 Cr802,672
↓ -47,398
Grindwell Norton Ltd (Industrials)
Equity, Since 30 Sep 17 | 506076
3%₹217 Cr1,734,948
Sonata Software Ltd (Technology)
Equity, Since 31 Jul 18 | 532221
2%₹181 Cr2,338,967
Deepak Nitrite Ltd (Basic Materials)
Equity, Since 29 Feb 20 | 506401
2%₹156 Cr765,500
Finolex Industries Ltd Shs Dematerialised (Industrials)
Equity, Since 28 Feb 18 | FINPIPE
2%₹155 Cr8,769,275
JK Lakshmi Cement Ltd (Basic Materials)
Equity, Since 31 Oct 20 | JKLAKSHMI
2%₹155 Cr2,240,200
↑ 164,700
Welspun India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 18 | 514162
2%₹154 Cr11,571,791
↓ -558,706
E I D Parry India Ltd (Consumer Defensive)
Equity, Since 31 Jan 20 | 500125
2%₹151 Cr3,457,200
↑ 381,900

6. Aditya Birla Sun Life Digital India Fund

(Erstwhile Aditya Birla Sun Life New Millennium Fund)

A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a CAGR/Annualized return of 12.9% since its launch.  Ranked 33 in Sectoral category.  Return for 2020 was 59% , 2019 was 9.6% and 2018 was 15.6% .

Below is the key information for Aditya Birla Sun Life Digital India Fund

Aditya Birla Sun Life Digital India Fund
Growth
Launch Date 15 Jan 00
NAV (24 Sep 21) ₹140.34 ↑ 1.17   (0.84 %)
Net Assets (Cr) ₹2,288 on 31 Aug 21
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 2.56
Sharpe Ratio 6.14
Information Ratio 0.87
Alpha Ratio 30.67
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 16₹10,000
31 Aug 17₹10,447
31 Aug 18₹15,844
31 Aug 19₹15,374
31 Aug 20₹18,971
31 Aug 21₹37,429

Aditya Birla Sun Life Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113
Invest Now

Returns for Aditya Birla Sun Life Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 21

DurationReturns
1 Month 9.5%
3 Month 24.7%
6 Month 45.3%
1 Year 103.7%
3 Year 37.3%
5 Year 32.2%
10 Year
15 Year
Since launch 12.9%
Historical performance (Yearly) on absolute basis
YearReturns
2020 59%
2019 9.6%
2018 15.6%
2017 22.4%
2016 -3.5%
2015 11.2%
2014 21.1%
2013 50.2%
2012 3.7%
2011 -21.8%
Fund Manager information for Aditya Birla Sun Life Digital India Fund
NameSinceTenure
Kunal Sangoi15 Jan 147.55 Yr.

Data below for Aditya Birla Sun Life Digital India Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Technology70.66%
Communication Services14.02%
Industrials7.59%
Consumer Cyclical0.88%
Asset Allocation
Asset ClassValue
Cash6.85%
Equity93.15%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY
18%₹360 Cr2,235,259
HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Dec 10 | HCLTECH
10%₹189 Cr1,843,931
↑ 700,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS
9%₹180 Cr569,487
↑ 70,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 532755
9%₹178 Cr1,469,943
↑ 50,000
Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT
5%₹89 Cr901,179
↑ 18,570
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL
4%₹86 Cr1,526,670
↑ 459,733
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT
4%₹73 Cr231,326
Just Dial Ltd (Communication Services)
Equity, Since 30 Sep 19 | 535648
3%₹64 Cr658,953
Firstsource Solutions Ltd (Technology)
Equity, Since 31 Aug 20 | 532809
3%₹51 Cr2,605,109
Wipro Ltd (Technology)
Equity, Since 31 Jan 21 | 507685
2%₹46 Cr789,307

Smart Tips to Choose Best Equity Funds for 2021

A perfect way to invest in the best equity mutual funds is by looking at its both qualitative and quantitative measures.

1. Qualitative Measures

a. Know Your Fund Manager

The credit of performance of a Mutual Fund scheme lies with the fund manager. A fund manager is responsible for making investment decisions for the fund’s portfolio. So, investors should go through the performance of the funds managed by the particular fund manager, especially during the tough market phases. Also, investors should give more priority to a fund manager who has an experience of managing a similar kind of funds, for example- small and mid caps. Going for a fund manager who has been consistent over his career is a preferred choice.

b. Fund House Reputation

While choosing the best equity mutual funds to invest, always look at the quality & reputation of the fund house. A fund house with a long-standing record, large assets under management, star funds or good performing fund etc., is the one to invest in. Hence a fund house having a strong presence in the financial industry with a consistent track record should be ideally preferred.

2. Quantitative Measures

a. Fund Performance

An investor should do a fair assessment of the funds’ performances for over a period of time. Also, it is suggested to go for a fund that consistently beats its benchmark over 4-5 years, additionally, one should see each period and see if the fund is able to beat the benchmark or not.

b. Size of the Fund

Investors should always go for a fund that is neither too big nor too small in size. While there is no perfect definition and relation between the size of the fund, it is said that both too small and too large, can hinder a fund’s performance. Thus, while choosing a fund, it is advisable to go for the one whose AUM (Asset Under Management) is approximately same as the category.

3. Additional Quantitative Measures

a. Expense Ratio

Investors who have Mutual Fund Investments have to bear certain charges like operation costs, management fees, etc., charged by the Asset Management Company (AMC). Generally, the expense ratio is higher for schemes that are actively managed than it is for passively managed schemes (such as Index Funds or ETFs). As per the SEBI rules, an expense ratio for equity funds are a minimum of 2.5%.However, the expense ratio is something which should not supersede other important factors such as fund performance etc. It is better to pay a higher expense ratio in a fund knowing that it will beat it competitors by a good margin.

b. Ratio Analysis

Some of the important ratios to measure fund performance are:

c. Alpha

Alpha is a measure of the success of your investment or rather outperformance against the benchmark. It measures on how much the fund or stock has performed in the general market. A positive alpha of 1 means that the fund has outperformed its benchmark index by 1%, while a negative alpha of -1 would indicate that the fund has produced 1% lower returns than its market benchmark. So, basically, an investor’s strategy should be to buy securities with positive alpha.

d. Beta

It measures volatility in a stock’s price or fund relative to a benchmark and is denoted in positive or negative figures. A Beta of 1 signifies that the stock’s price moves in line with the market, beta of a greater than 1 designates that the stock is riskier than the market, and a beta of less than 1 means that the stock is less risky than the market. So, lower beta is better in a falling market. In a rising market, high-beta is better.

e. Standard Deviation (SD)

In simple terms, SD is a statistical measure representing the volatility or risk in an instrument. The higher the SD, higher will be the fluctuations in the returns.

f. Sharpe Ratio

Sharpe Ratio measures returns (both negative & positive) with respect to the risk taken. Here the risk is defined by the Standard Deviation. A higher Sharpe ratio means, a higher return without too much risk. Thus, while investing, investors should choose a fund that shows a higher Sharpe ratio.

g. Sortino Ratio

The Sortino Ratio is a variation of Sharpe Ratio. But, unlike Sharpe ratio, Sortino ratio considers only the downside or negative return. Such a ratio is helpful for investors to assess risk in a better manner than just looking at the returns to the total volatility.

Upside Capture Ratio & Downside Capture Ratio

Upside/downside capture ratio guide an investor- whether a fund is outperformed i.e. gained more or lost less than a broad market benchmark- during the phase of the market upside (strong) or downside (weak), and more importantly by how much.

Well, an upside ratio of over 100 means that a given fund has beaten the benchmark during the period of positive returns. And a downside ratio of less than 100 shows that a given fund has lost less than its benchmark during the phase of dull returns. So, generally, investors should go for a fund that has a lower downside capture ratio and a higher upside capture ratio.

Equity Fund Taxation

1. Long Term Capital Gains

LTCGs exceeding INR 1 lakh arising from redemption of Mutual Fund units or equities will be taxed at 10 percent (plus cess) or at 10.4 percent. Long-term Capital Gains till INR 1 lakh will be exempt.

For example, if you earn INR 3 lakhs in combined long-term capital gains from stocks or Mutual Fund investments in a financial year. The taxable LTCGs will be INR 2 lakh (INR 3 lakh - 1 lakh) and tax liability will be INR 20,000 (10 per cent of INR 2 lakh).

Long-term capital gains are the profit arising from selling or redemption of equity funds held more than a year.

2. Short Term Capital Gains

If Mutual Fund units are sold before one year of holding, Short Term Capital Gains (STCGs) tax will apply. The STCGs tax has been kept unchanged at 15 percent.

Equity Schemes Holding Period Tax Rate
Long Term Capital Gains (LTCG) More than 1 Year 10% (with no indexation)*****
Short Term Capital Gains (STCG) Less than or equal to a year 15%
Tax on Distributed Dividend - 10%#

*Gains up to INR 1 lakh are free of tax. Tax at 10% applies to gains above INR 1 lakh.
#Dividend tax of 10% + Surcharge 12% + Cess 4% =11.648% Health & Education Cess of 4% introduced. Earlier, education Cess was 3%.

How to Invest in Best Equity Mutual Funds Online?

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Conclusion

While looking for best equity mutual funds, investors should choose equity funds which are doing well in the market. One should know how a fund behaves and performs when the market goes bad. A deep analysis of fund’s last three years’ performances is an ideal way to buy one of the best equity mutual funds.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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samtani, posted on 1 Mar 21 1:12 PM

very informative

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