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All Best Performing Equity Mutual Funds to invest In 2019 | Fincash.com

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Best Equity Mutual Funds To Invest In 2019

Updated on November 7, 2019 , 7948 views

An equity fund is a mutual fund that invests principally in stocks. It can be actively or passively (index fund) managed. Equity Funds are also known as stock funds.

Best Equity Funds

Equity funds should be the vehicle of choice when Investing for long-term goals. Equity funds have created huge profits for investors in the past few years. But as there is a wide choice before investors, choosing the right equity fund becomes critical. But with right qualitative and quantitative measures (discussed below), one can ideally choose the best equity Mutual Funds.

Why to Invest in Equity Funds?

1. Liquidity

Since stocks are actively traded across all major exchanges, every day, this makes equity funds a highly liquid investment. It provides investors, the convenience of buying and selling their stocks depending on the market situation. By investing in equity mutual funds, the money is usually credited to your bank account in 3 days.

2. Dividend Income

Investing into blue-chip companies may help investors earn a steady income in the form of dividends. A majority of such companies usually pay out regular dividends even in volatile market conditions, typically paid quarterly. Having a diversified portfolio can provide investors with a steady dividend income in the year.

3. Portfolio Diversification

With best equity mutual funds investors can diversify their portfolio through regularly investing. It means that they can invest in stocks of different economic sectors. So, even if a particular stock drops in value, the others may help investors make up for that loss depending on the market situation.

4. Ideal Investment Vehicle

In many ways, equity funds are ideal investment vehicles for investors that are not as well-versed in financial investing or do not possess a large amount of capital with which to invest. Equity funds are practical investments for most people.

The attributes that make equity funds most suitable for small individual investors are the reduction of risk resulting from a fund's portfolio diversification and the relatively small amount of capital required to acquire shares of an equity fund. A large amount of investment capital would be required for an individual investor to achieve a similar degree of risk reduction through diversification of a portfolio of direct stock holdings. Pooling small investors capital allows an equity fund to diversify effectively without burdening each investor with large capital requirements.

The price of the equity fund is based on the fund's net asset value (NAV) less its liabilities. A more diversified fund means that there is less negative effect of an individual stock's adverse price movement on the overall portfolio and on the share price of the equity fund.

Equity funds are managed by experienced professional portfolio managers, and their past performance is a matter of public record. Transparency and reporting requirements for equity funds are heavily regulated by the Security Exchange Board of India (SEBI)

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Top Equity Mutual Funds 2019

Best equity mutual funds are categorised according to its types- ELSS, Large cap funds, mid cap funds, Small cap funds, Diversified Funds, sector funds and Balanced Fund.

5 Best Large Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
JM Core 11 Fund Growth ₹9.4533
↓ -0.04
₹5311.47.41811.810.5-5
Indiabulls Blue Chip Fund Growth ₹22.08
↓ -0.14
₹2099.47.21410.39.4-1.4
SBI Bluechip Fund Growth ₹41.1219
↓ -0.25
₹22,7438.67.113.599.8-4.1
Essel Large Cap Equity Fund Growth ₹23.7258
↓ -0.16
₹1066.95.911.98.98.9-6
ICICI Prudential Bluechip Fund Growth ₹43.54
↓ -0.32
₹23,0197.759.6119-0.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Nov 19

5 Best Mid Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Kotak Emerging Equity Scheme Growth ₹39.04
↓ -0.11
₹4,9608.75.910711.4-11.7
Sundaram Mid Cap Fund Growth ₹452.843
↓ -2.47
₹5,7237.40.72.32.89.2-15.4
L&T Midcap Fund Growth ₹129.5
↓ -0.96
₹5,3807.91.40.47.211-12
Motilal Oswal Midcap 30 Fund  Growth ₹26.1111
↑ 0.09
₹1,57012.28.112.6410.5-12.7
DSP BlackRock Midcap Fund Growth ₹56.12
↓ -0.19
₹6,34810.56.911.57.811.6-10.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Nov 19

5 Best Small Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
SBI Small Cap Fund Growth ₹53.244
↓ -0.42
₹2,70411.768.411.317.1-19.6
L&T Emerging Businesses Fund Growth ₹22.652
↓ -0.18
₹5,9856-3.7-6.86.711.3-13.7
Aditya Birla Sun Life Small Cap Fund Growth ₹30.3409
↓ -0.22
₹2,2371.4-8.5-9.7-1.17.2-22.6
DSP BlackRock Small Cap Fund  Growth ₹52.279
↓ -0.18
₹4,7736.8-1.8-1.2-0.48.9-25.5
Reliance Small Cap Fund Growth ₹38.1484
↓ -0.07
₹8,1147.8-1.3-3.66.910.7-16.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Nov 19

5 Best Large & Mid Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Kotak Equity Opportunities Fund Growth ₹124.171
↓ -0.34
₹2,6149714.59.610.3-5.6
DSP BlackRock Equity Opportunities Fund Growth ₹230.378
↓ -1.21
₹5,48910.38.2149.410.8-9.2
Invesco India Growth Opportunities Fund Growth ₹35.75
↓ -0.22
₹1,8229.78.713.71310.9-0.2
Principal Emerging Bluechip Fund Growth ₹105.3
↓ -0.69
₹2,19910.25.26.88.811.7-11
Edelweiss Large and Mid Cap Fund  Growth ₹32.279
↓ -0.17
₹45687.712.510.38.9-3.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Nov 19

5 Best Equity Linked Savings Schemes (ELSS)

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Tata India Tax Savings Fund Growth ₹18.8651
↓ -0.12
₹1,9198.47.716.41112.5-8.4
IDFC Tax Advantage (ELSS) Fund Growth ₹54.11
↓ -0.14
₹1,9946.4-0.82.58.89.5-9.4
DSP BlackRock Tax Saver Fund Growth ₹51
↓ -0.41
₹5,8419.78.618.210.111.2-7.6
Aditya Birla Sun Life Tax Relief '96 Growth ₹31.63
↓ -0.26
₹9,12910.13.27.19.911.2-4.5
Principal Tax Savings Fund Growth ₹204.67
↓ -1.16
₹3895.51.53.28.18.4-9.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Nov 19

5 Best Diversified/Multi Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Kotak Standard Multicap Fund Growth ₹36.757
↓ -0.10
₹26,9918.86.314.511.511.5-0.9
Mirae Asset India Equity Fund  Growth ₹53.19
↓ -0.31
₹14,9178.46.814.21311.9-0.6
Motilal Oswal Multicap 35 Fund Growth ₹26.7395
↓ -0.28
₹13,2358.35.912.39.413.8-7.8
JM Multicap Fund Growth ₹34.678
↓ -0.22
₹13911.211.921.312.511-5.4
SBI Magnum Multicap Fund Growth ₹50.545
↓ -0.26
₹8,0736.46.214.710.111.6-5.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Nov 19

5 Best Sector Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹30.3
↓ -0.04
₹1,80610.58.418.81215-2.4
ICICI Prudential Banking and Financial Services Fund Growth ₹66.8
↓ -0.27
₹3,2908.45.117.413.114.5-0.4
Sundaram Rural and Consumption Fund Growth ₹42.1811
↓ -0.36
₹2,12110.16.38.86.812.1-7.8
Franklin Build India Fund Growth ₹41.0441
↓ -0.25
₹1,2225.6-0.27.97.79.9-10.7
DSP BlackRock Natural Resources and New Energy Fund Growth ₹32.609
↓ -0.07
₹36417.3-0.12.38.111.6-15.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Nov 19

5 Best Focused Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Axis Focused 25 Fund Growth ₹30.38
↓ -0.23
₹8,38410.713.71915.813.50.6
Aditya Birla Sun Life Focused Equity Fund Growth ₹61.6059
↓ -0.28
₹4,1928.66.112.19.28.5-4.1
Motilal Oswal Focused 25 Fund  Growth ₹23.587
↓ -0.16
₹1,14012.111.419.610.410.5-4.2
DSP BlackRock Focus Fund Growth ₹25.115
↓ -0.09
₹1,8951411.819.19.39.4-5.6
Sundaram Select Focus Fund Growth ₹189.267
↓ -1.16
₹1,0067.47.916.213.88.61.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Nov 19

5 Best Dividend Yield Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Principal Dividend Yield Fund Growth ₹54.04
↓ -0.46
₹1949.13.36.410.68.7-5.2
Templeton India Equity Income Fund Growth ₹46.1681
↓ -0.42
₹9014.80.76.26.86.8-8.6
ICICI Prudential Dividend Yield Equity Fund Growth ₹15.85
↓ -0.25
₹1713.5-3.8-1.74.65.2-11.9
UTI Dividend Yield Fund Growth ₹65.878
↓ -0.90
₹2,4006.53.26.296.50.5
Aditya Birla Sun Life Dividend Yield Fund Growth ₹158.54
↓ -1.00
₹7427.92.32.62.22.9-14.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Nov 19

5 Best Value Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Tata Equity PE Fund Growth ₹136.869
↓ -0.65
₹5,3788.15.68.49.110.9-7.1
L&T India Value Fund Growth ₹35.402
↓ -0.25
₹7,8535.82.33.96.510.4-11.4
JM Value Fund Growth ₹33.3951
↓ -0.15
₹12411.58.513.91010.7-11.2
Templeton India Value Fund Growth ₹240.865
↓ -1.66
₹4956.2-1.82.43.85.5-12.8
HDFC Capital Builder Value Fund Growth ₹282.049
↓ -2.02
₹4,4555.7-1.62.48.18-5.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Nov 19

1. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

TATA Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 20.5% since its launch.  Return for 2018 was -0.1% , 2017 was 45% and 2016 was 17.8% .

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund
Growth
Launch Date 28 Dec 15
NAV (08 Nov 19) ₹20.5306 ↓ -0.01   (-0.07 %)
Net Assets (Cr) ₹351 on 30 Sep 19
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 2.5
Sharpe Ratio 1.13
Information Ratio -0.42
Alpha Ratio 1.07
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 16₹13,182
31 Oct 17₹17,114
31 Oct 18₹15,449
31 Oct 19₹20,098

TATA Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 19

DurationReturns
1 Month 7.3%
3 Month 10.2%
6 Month 12.4%
1 Year 29.7%
3 Year 16.3%
5 Year
10 Year
15 Year
Since launch 20.5%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.1%
2017 45%
2016 17.8%
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for TATA Banking and Financial Services Fund
NameSinceTenure
Sonam Udasi1 Apr 162.84 Yr.
Amey Sathe18 Jun 180.62 Yr.

Data below for TATA Banking and Financial Services Fund as on 30 Sep 19

Equity Sector Allocation
SectorValue
Financial Services98.54%
Asset Allocation
Asset ClassValue
Cash2.22%
Equity98.54%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | HDFCBANK
22%₹78 Cr638,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
15%₹51 Cr1,177,000
↑ 14,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK
11%₹40 Cr242,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFC
9%₹33 Cr166,800
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 532215
9%₹31 Cr450,000
↑ 53,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
5%₹16 Cr40,500
Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Jun 16 | 533398
3%₹12 Cr180,000
DCB Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | 532772
3%₹12 Cr595,000
ICICI Prudential Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 16 | ICICIPRULI
3%₹12 Cr250,000
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jul 19 | 540777
3%₹11 Cr190,000

2. Sundaram Financial Services Opportunities Fund

Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services.

Sundaram Financial Services Opportunities Fund is a Equity - Sectoral fund was launched on 10 Jun 08. It is a fund with High risk and has given a CAGR/Annualized return of 14.4% since its launch.  Ranked 23 in Sectoral category.  Return for 2018 was -3.7% , 2017 was 33.3% and 2016 was 12.8% .

Below is the key information for Sundaram Financial Services Opportunities Fund

Sundaram Financial Services Opportunities Fund
Growth
Launch Date 10 Jun 08
NAV (08 Nov 19) ₹46.2303 ↑ 0.03   (0.06 %)
Net Assets (Cr) ₹193 on 30 Sep 19
Category Equity - Sectoral
AMC Sundaram Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.98
Sharpe Ratio 1.09
Information Ratio -1.8
Alpha Ratio -0.18
Min Investment 100,000
Min SIP Investment 250
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,302
31 Oct 16₹12,236
31 Oct 17₹14,802
31 Oct 18₹13,426
31 Oct 19₹17,059

Sundaram Financial Services Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Sundaram Financial Services Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 19

DurationReturns
1 Month 9.8%
3 Month 11.3%
6 Month 14.4%
1 Year 28.6%
3 Year 13%
5 Year 11.5%
10 Year
15 Year
Since launch 14.4%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -3.7%
2017 33.3%
2016 12.8%
2015 -9%
2014 58%
2013 -12.4%
2012 47.1%
2011 -32.9%
2010 35.5%
2009 71.6%
Fund Manager information for Sundaram Financial Services Opportunities Fund
NameSinceTenure
S Krishnakumar30 Dec 171.58 Yr.
Dwijendra Srivastava30 Dec 171.58 Yr.
Rahul Baijal1 Apr 190.33 Yr.
Rohit Seksaria30 Dec 171.58 Yr.

Data below for Sundaram Financial Services Opportunities Fund as on 30 Sep 19

Equity Sector Allocation
SectorValue
Financial Services96.74%
Asset Allocation
Asset ClassValue
Cash3.26%
Equity96.74%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 08 | HDFCBANK
25%₹47 Cr385,280
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | ICICIBANK
16%₹30 Cr700,154
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jul 18 | HDFC
12%₹23 Cr116,344
↑ 5,362
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | KOTAKBANK
10%₹20 Cr120,794
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | 532215
7%₹14 Cr202,926
State Bank of India (Financial Services)
Equity, Since 31 Dec 08 | SBIN
5%₹11 Cr388,132
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jul 18 | 500034
5%₹9 Cr22,130
↓ -3,171
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Aug 18 | 532978
3%₹6 Cr6,711
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 28 Feb 18 | 540716
3%₹5 Cr40,481
↑ 14,000
Sundaram Money Dir Gr
Investment Fund | -
2%₹4 Cr982,292
↑ 982,292

3. IIFL Focused Equity Fund

(Erstwhile IIFL India Growth Fund)

The investment objective of the scheme is to generate long term capital appreciation for investors from a portfolio of equity and equity related securities. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

IIFL Focused Equity Fund is a Equity - Focused fund was launched on 30 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.8% since its launch.  Return for 2018 was -6.8% , 2017 was 30% and 2016 was 9.9% .

Below is the key information for IIFL Focused Equity Fund

IIFL Focused Equity Fund
Growth
Launch Date 30 Oct 14
NAV (08 Nov 19) ₹17.5475 ↓ -0.14   (-0.79 %)
Net Assets (Cr) ₹258 on 30 Sep 19
Category Equity - Focused
AMC IIFL Asset Management Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 2.42
Sharpe Ratio 1.16
Information Ratio -0.01
Alpha Ratio 13.86
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-2 Months (2%),2 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,519
31 Oct 16₹12,741
31 Oct 17₹14,679
31 Oct 18₹13,713
31 Oct 19₹17,241

IIFL Focused Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for IIFL Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 19

DurationReturns
1 Month 6.1%
3 Month 9.7%
6 Month 13%
1 Year 26.8%
3 Year 11.7%
5 Year 11.4%
10 Year
15 Year
Since launch 11.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -6.8%
2017 30%
2016 9.9%
2015 1.8%
2014
2013
2012
2011
2010
2009
Fund Manager information for IIFL Focused Equity Fund
NameSinceTenure
Prashastha Seth3 Nov 162.24 Yr.

Data below for IIFL Focused Equity Fund as on 30 Sep 19

Equity Sector Allocation
SectorValue
Financial Services46.85%
Technology11.06%
Industrials10.12%
Health Care8.17%
Basic Materials8.14%
Consumer Cyclical6.12%
Communication Services1.11%
Asset Allocation
Asset ClassValue
Cash8.4%
Equity91.6%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK
9%₹23 Cr532,061
↑ 48,425
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 17 | HDFCBANK
9%₹23 Cr187,588
↑ 34,502
Tri-Party Repo
CBLO/Reverse Repo | -
8%₹21 Cr
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 18 | LT
7%₹17 Cr116,104
↑ 27,235
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | 532215
6%₹16 Cr231,097
↑ 54,252
Procter & Gamble Health Ltd (Healthcare)
Equity, Since 31 Mar 18 | 500126
5%₹14 Cr29,803
↑ 5,223
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
5%₹13 Cr32,334
↑ 7,867
Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 31 May 19 | CROMPTON
4%₹11 Cr453,875
↑ 99,966
Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Oct 18 | 533398
4%₹11 Cr158,866
↑ 43,247
CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Aug 18 | 541770
4%₹10 Cr152,170
↑ 20,826

4. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

SBI Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 26 Feb 15. It is a fund with High risk and has given a CAGR/Annualized return of 14.9% since its launch.  Return for 2018 was 9.5% , 2017 was 40.7% and 2016 was 17% .

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund
Growth
Launch Date 26 Feb 15
NAV (08 Nov 19) ₹19.1992 ↓ -0.02   (-0.09 %)
Net Assets (Cr) ₹1,128 on 30 Sep 19
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk High
Expense Ratio 3.02
Sharpe Ratio 1.01
Information Ratio -0.4
Alpha Ratio -0.76
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 15₹9,313
31 Oct 16₹12,138
31 Oct 17₹14,761
31 Oct 18₹15,064
31 Oct 19₹18,995

SBI Banking & Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 19

DurationReturns
1 Month 8.4%
3 Month 10%
6 Month 7.7%
1 Year 25.1%
3 Year 16.6%
5 Year
10 Year
15 Year
Since launch 14.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 9.5%
2017 40.7%
2016 17%
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for SBI Banking & Financial Services Fund
NameSinceTenure
Milind Agrawal1 Aug 190.17 Yr.

Data below for SBI Banking & Financial Services Fund as on 30 Sep 19

Equity Sector Allocation
SectorValue
Financial Services99.36%
Asset Allocation
Asset ClassValue
Cash0.64%
Equity99.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK
24%₹274 Cr2,233,860
↑ 127,860
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK
13%₹149 Cr3,445,814
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | KOTAKBANK
9%₹105 Cr636,000
↑ 66,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 532215
8%₹95 Cr1,390,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN
8%₹92 Cr3,385,000
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | 540611
8%₹88 Cr1,331,324
↓ -46,721
ICICI Prudential Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 19 | ICICIPRULI
5%₹56 Cr1,200,000
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Mar 19 | 504973
4%₹45 Cr925,072
↓ -143,283
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 17 | 500034
3%₹37 Cr92,000
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | 540716
3%₹34 Cr285,000
↑ 285,000

5. DSP BlackRock World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

DSP BlackRock World Gold Fund is a Equity - Global fund was launched on 14 Sep 07. It is a fund with High risk and has given a CAGR/Annualized return of 2.5% since its launch.  Ranked 11 in Global category.  Return for 2018 was -10.7% , 2017 was -4% and 2016 was 52.7% .

Below is the key information for DSP BlackRock World Gold Fund

DSP BlackRock World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (07 Nov 19) ₹13.4656 ↓ -0.05   (-0.37 %)
Net Assets (Cr) ₹323 on 30 Sep 19
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.83
Sharpe Ratio 1.03
Information Ratio -0.82
Alpha Ratio -6.04
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹9,400
31 Oct 16₹14,586
31 Oct 17₹12,825
31 Oct 18₹11,473
31 Oct 19₹14,973

DSP BlackRock World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for DSP BlackRock World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 19

DurationReturns
1 Month -3.6%
3 Month -10.3%
6 Month 27.4%
1 Year 25%
3 Year -0.2%
5 Year 7.2%
10 Year
15 Year
Since launch 2.5%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -10.7%
2017 -4%
2016 52.7%
2015 -18.5%
2014 -3%
2013 -41.5%
2012 -5.8%
2011 -2.6%
2010 29%
2009 41.5%
Fund Manager information for DSP BlackRock World Gold Fund
NameSinceTenure
Jay Kothari1 Mar 136.25 Yr.

Data below for DSP BlackRock World Gold Fund as on 30 Sep 19

Equity Sector Allocation
SectorValue
Basic Materials92.84%
Industrials0.42%
Asset Allocation
Asset ClassValue
Cash4.98%
Equity94.04%
Debt0.03%
Other0.94%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
97%₹314 Cr1,257,723
↑ 79,968
Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -
3%₹10 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹1 Cr

6. Invesco India Financial Services Fund

(Erstwhile Invesco India Banking Fund)

The investment objective of the Scheme is to generate long-term capital growth from a portfolio of equity and equity-related securities of companies engaged in the business of banking and financial services.

Invesco India Financial Services Fund is a Equity - Sectoral fund was launched on 14 Jul 08. It is a fund with High risk and has given a CAGR/Annualized return of 17.3% since its launch.  Ranked 5 in Sectoral category.  Return for 2018 was -0.3% , 2017 was 45.2% and 2016 was 10.4% .

Below is the key information for Invesco India Financial Services Fund

Invesco India Financial Services Fund
Growth
Launch Date 14 Jul 08
NAV (08 Nov 19) ₹61.15 ↓ -0.19   (-0.31 %)
Net Assets (Cr) ₹163 on 30 Sep 19
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.6
Sharpe Ratio 0.79
Information Ratio -1.18
Alpha Ratio -5.4
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,925
31 Oct 16₹12,919
31 Oct 17₹16,795
31 Oct 18₹15,873
31 Oct 19₹19,590

Invesco India Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Invesco India Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Nov 19

DurationReturns
1 Month 9.4%
3 Month 11.1%
6 Month 11.3%
1 Year 23.6%
3 Year 15.9%
5 Year 14.4%
10 Year
15 Year
Since launch 17.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.3%
2017 45.2%
2016 10.4%
2015 -2.1%
2014 55.8%
2013 -9.5%
2012 58.1%
2011 -29.9%
2010 38.5%
2009 70.7%
Fund Manager information for Invesco India Financial Services Fund
NameSinceTenure
Amit Ganatra9 Nov 108.4 Yr.
Dhimant Kothari1 Jun 180.83 Yr.

Data below for Invesco India Financial Services Fund as on 30 Sep 19

Equity Sector Allocation
SectorValue
Financial Services95.24%
Asset Allocation
Asset ClassValue
Cash4.76%
Equity95.24%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK
27%₹44 Cr355,472
↑ 7,670
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
14%₹23 Cr521,023
↑ 7,465
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Dec 17 | HDFC
12%₹20 Cr100,347
↑ 10,691
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | KOTAKBANK
10%₹16 Cr97,710
↓ -3,969
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 532215
8%₹13 Cr185,739
↑ 5,383
Triparty Repo
CBLO/Reverse Repo | -
6%₹10 Cr
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
6%₹10 Cr24,296
↓ -1,116
State Bank of India (Financial Services)
Equity, Since 31 Mar 17 | SBIN
4%₹7 Cr254,779
↑ 24,987
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Jul 17 | CHOLAFIN
3%₹5 Cr168,569
↑ 24,698
Reliance Nippon Life Asset Management Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Aug 19 | 540767
3%₹4 Cr169,395
↑ 109,538

Smart Tips to Choose Best Equity Funds for 2019

A perfect way to invest in the best equity mutual funds is by looking at its both qualitative and quantitative measures.

1. Qualitative Measures

a. Know Your Fund Manager

The credit of performance of a Mutual Fund scheme lies with the fund manager. A fund manager is responsible for making investment decisions for the fund’s portfolio. So, investors should go through the performance of the funds managed by the particular fund manager, especially during the tough market phases. Also, investors should give more priority to a fund manager who has an experience of managing a similar kind of funds, for example- small and mid caps. Going for a fund manager who has been consistent over his career is a preferred choice.

b. Fund House Reputation

While choosing the best equity mutual funds to invest, always look at the quality & reputation of the fund house. A fund house with a long-standing record, large assets under management, star funds or good performing fund etc., is the one to invest in. Hence a fund house having a strong presence in the financial industry with a consistent track record should be ideally preferred.

2. Quantitative Measures

a. Fund Performance

An investor should do a fair assessment of the funds’ performances for over a period of time. Also, it is suggested to go for a fund that consistently beats its benchmark over 4-5 years, additionally, one should see each period and see if the fund is able to beat the benchmark or not.

b. Size of the Fund

Investors should always go for a fund that is neither too big nor too small in size. While there is no perfect definition and relation between the size of the fund, it is said that both too small and too large, can hinder a fund’s performance. Thus, while choosing a fund, it is advisable to go for the one whose AUM (Asset Under Management) is approximately same as the category.

3. Additional Quantitative Measures

a. Expense Ratio

Investors who have Mutual Fund Investments have to bear certain charges like operation costs, management fees, etc., charged by the Asset Management Company (AMC). Generally, the expense ratio is higher for schemes that are actively managed than it is for passively managed schemes (such as Index Funds or ETFs). As per the SEBI rules, an expense ratio for equity funds are a minimum of 2.5%.However, the expense ratio is something which should not supersede other important factors such as fund performance etc. It is better to pay a higher expense ratio in a fund knowing that it will beat it competitors by a good margin.

b. Ratio Analysis

Some of the important ratios to measure fund performance are:

c. Alpha

Alpha is a measure of the success of your investment or rather outperformance against the benchmark. It measures on how much the fund or stock has performed in the general market. A positive alpha of 1 means that the fund has outperformed its benchmark index by 1%, while a negative alpha of -1 would indicate that the fund has produced 1% lower returns than its market benchmark. So, basically, an investor’s strategy should be to buy securities with positive alpha.

d. Beta

It measures volatility in a stock’s price or fund relative to a benchmark and is denoted in positive or negative figures. A Beta of 1 signifies that the stock’s price moves in line with the market, beta of a greater than 1 designates that the stock is riskier than the market, and a beta of less than 1 means that the stock is less risky than the market. So, lower beta is better in a falling market. In a rising market, high-beta is better.

e. Standard Deviation (SD)

In simple terms, SD is a statistical measure representing the volatility or risk in an instrument. The higher the SD, higher will be the fluctuations in the returns.

f. Sharpe Ratio

Sharpe Ratio measures returns (both negative & positive) with respect to the risk taken. Here the risk is defined by the Standard Deviation. A higher Sharpe ratio means, a higher return without too much risk. Thus, while investing, investors should choose a fund that shows a higher Sharpe ratio.

g. Sortino Ratio

The Sortino Ratio is a variation of Sharpe Ratio. But, unlike Sharpe ratio, Sortino ratio considers only the downside or negative return. Such a ratio is helpful for investors to assess risk in a better manner than just looking at the returns to the total volatility.

Upside Capture Ratio & Downside Capture Ratio

Upside/downside capture ratio guide an investor- whether a fund is outperformed i.e. gained more or lost less than a broad market benchmark- during the phase of the market upside (strong) or downside (weak), and more importantly by how much. Well, an upside ratio of over 100 means that a given fund has beaten the benchmark during the period of positive returns. And a downside ratio of less than 100 shows that a given fund has lost less than its benchmark during the phase of dull returns. So, generally, investors should go for a fund that has a lower downside capture ratio and a higher upside capture ratio.

Equity Fund Taxation

As per the Budget 2018 speech, a new Long Term Capital Gains (LTCG) tax on equity oriented mutual funds & stocks will be applicable from 1st April. The Finance Bill 2018 was passed by voice vote in Lok Sabha on 14th March 2018. Here’s how new Income Tax changes will impact the equity investments from 1st April 2018.

1. Long Term Capital Gains

LTCGs exceeding INR 1 lakh arising from redemption of Mutual Fund units or equities on or after 1st April 2018, will be taxed at 10 percent (plus cess) or at 10.4 percent. Long-term capital gains till INR 1 lakh will be exempt. For example, if you earn INR 3 lakhs in combined long-term capital gains from stocks or Mutual Fund investments in a financial year. The taxable LTCGs will be INR 2 lakh (INR 3 lakh - 1 lakh) and tax liability will be INR 20,000 (10 per cent of INR 2 lakh).

Long-term capital gains are the profit arising from selling or redemption of equity funds held more than a year.

2. Short Term Capital Gains

If Mutual Fund units are sold before one year of holding, Short Term Capital Gains (STCGs) tax will apply. The STCGs tax has been kept unchanged at 15 percent.

Equity Schemes Holding Period Tax Rate
Long Term Capital Gains (LTCG) More than 1 Year 10% (with no indexation)*****
Short Term Capital Gains (STCG) Less than or equal to a year 15%
Tax on Distributed Dividend - 10%#

*Gains up to INR 1 lakh are free of tax. Tax at 10% applies to gains above INR 1 lakh. Earlier rate was 0% cost calculated as closing price on Jan 31, 2018. #Dividend tax of 10% + Surcharge 12% + Cess 4% =11.648% Health & Education Cess of 4% introduced. Earlier, education Cess was 3%.

How to Invest in Best Equity Mutual Funds Online?

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Conclusion

While looking for best equity mutual funds, investors should choose equity funds which are doing well in the market. One should know how a fund behaves and performs when the market goes bad. A deep analysis of fund’s last three years’ performances is an ideal way to buy one of the best equity mutual funds.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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