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Best Performing Equity Mutual Funds 2022 | Fincash.com

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Best Equity Mutual Funds 2022 - 2023

Updated on January 23, 2022 , 36139 views

An equity fund is a mutual fund that invests principally in stocks. It can be actively or passively (index fund) managed. These are also known as stock funds.

Best Equity Funds

Equity Funds should be the vehicle of choice when Investing for long-term goals as they have created huge profits for investors in the past few years. But as there is a wide choice before investors, choosing the right equity fund becomes critical.

With right qualitative and quantitative measures (discussed below), one can ideally choose the best equity Mutual Funds to invest.

Why to Invest in Equity Funds?

1. Liquidity

Since stocks are actively traded across all major exchanges, every day, this makes equity funds a highly liquid investment. It provides investors, the convenience of buying and selling their stocks depending on the Market situation. By investing in equity mutual funds, the money is usually credited to your Bank account in 3 days.

2. Dividend Income

Investing into blue-chip companies may help investors earn a steady Income in the form of dividends. A majority of such companies usually pay out regular dividends even in volatile market conditions, typically paid quarterly. Having a diversified portfolio can provide investors with a steady dividend income in the year.

3. Portfolio Diversification

With best equity mutual funds investors can diversify their portfolio through regularly investing. It means that they can invest in stocks of different economic sectors. So, even if a particular stock drops in value, the others may help investors make up for that loss depending on the market situation.

4. Ideal Investment Vehicle

In many ways, equity funds are ideal investment vehicles for investors that are not as well-versed in financial investing or do not possess a large amount of Capital with which to invest. They are practical investments for most people.

The attributes that make equity funds most suitable for small individual investors are the reduction of risk resulting from a fund's portfolio diversification and the relatively small amount of capital required to acquire shares of an equity fund. A large amount of investment capital would be required for an individual investor to achieve a similar degree of risk reduction through diversification of a portfolio of direct stock holdings. Pooling small investors capital allows an equity fund to diversify effectively without burdening each investor with large capital requirements.

Equity NAV

The price of the equity fund is based on the fund's net asset value (NAV) less its liabilities. A more diversified fund means that there is less negative effect of an individual stock's adverse price movement on the overall portfolio and on the share price of the equity fund.

Equity funds are managed by experienced professional portfolio managers, and their past performance is a matter of public record. Transparency and reporting requirements for equity funds are heavily regulated by the Security Exchange Board of India (SEBI)

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Top Equity Mutual Funds 2022

Best equity mutual funds are categorised according to its types- ELSS, Large cap funds, mid cap funds, Small cap funds, Diversified Funds, sector funds and Balanced Fund.

5 Best Large Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
Canara Robeco Bluechip Equity Fund Growth ₹41.21
↑ 0.38
₹5,691-3.8721.321.117.424.5
Kotak Bluechip Fund Growth ₹371.084
↑ 3.65
₹3,652-4.46.923.519.81527.7
BNP Paribas Large Cap Fund Growth ₹138.94
↑ 1.20
₹1,245-4.37.920.219.315.322.1
Axis Bluechip Fund Growth ₹44.89
↑ 0.10
₹34,584-5.95.617.218.918.220.6
ICICI Prudential Bluechip Fund Growth ₹65.63
↑ 0.73
₹30,899-2.511.62718.415.329.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jan 22

5 Best Mid Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
PGIM India Midcap Opportunities Fund Growth ₹43.18
↑ 0.10
₹4,0701.712.353.43621.363.8
Edelweiss Mid Cap Fund Growth ₹49.586
↑ 0.41
₹1,865-1.75.340.82618.550.3
SBI Magnum Mid Cap Fund Growth ₹138.591
↑ 0.40
₹6,804410.946.125.915.152.2
Motilal Oswal Midcap 30 Fund  Growth ₹44.9786
↑ 0.25
₹2,6346.121.451.424.814.855.8
UTI Mid Cap Fund Growth ₹185.108
↑ 0.85
₹6,89507.536.724.515.943.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jan 22

5 Best Small Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
Kotak Small Cap Fund Growth ₹162.231
↓ -0.88
₹6,7621.39.558.734.32170.9
Nippon India Small Cap Fund Growth ₹85.4721
↑ 0.91
₹18,8327.211.869.23122.174.3
ICICI Prudential Smallcap Fund Growth ₹50.17
↑ 0.14
₹3,4500.46.454.830.517.661
DSP BlackRock Small Cap Fund  Growth ₹111.497
↑ 1.39
₹8,7865.91155.929.216.258.9
SBI Small Cap Fund Growth ₹103.932
↑ 0.98
₹11,2502.49.5442922.547.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jan 22

5 Best Large & Mid Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
Mirae Asset Emerging Bluechip Fund Growth ₹97.45
↑ 1.05
₹21,972-2.38.13325.720.539.1
Canara Robeco Emerging Equities Growth ₹160.87
↑ 1.06
₹12,459-2.47.630.722.718.137
Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03
₹3,1242.913.638.921.919.2
Aditya Birla Sun Life Equity Advantage Fund Growth ₹665.47
↑ 6.35
₹6,232-37.931.2211438.3
Edelweiss Large and Mid Cap Fund  Growth ₹52.088
↑ 0.44
₹1,139-1.86.732.220.917.137
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jan 22

5 Best Equity Linked Savings Schemes (ELSS)

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
BOI AXA Tax Advantage Fund Growth ₹98.08
↑ 0.05
₹552-2.64.133.528.219.941.5
Mirae Asset Tax Saver Fund Growth ₹31.018
↑ 0.30
₹10,660-2.8829.923.920.235.3
Canara Robeco Equity Tax Saver Growth ₹115.59
↑ 1.06
₹3,098-2.58.128.923.719.135.1
IDFC Tax Advantage (ELSS) Fund Growth ₹96.69
↑ 0.82
₹3,533-1.29.942.223.218.249.2
DSP BlackRock Tax Saver Fund Growth ₹80.661
↑ 0.99
₹9,636-3.15.832.122.41635.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jan 22

5 Best Diversified/Multi Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
PGIM India Diversified Equity Fund Growth ₹26.38
↑ 0.29
₹3,302-0.57.737.728.819.643.5
Parag Parikh Long Term Equity Fund Growth ₹49.4092
↑ 0.55
₹19,933-1.98.136.628.321.645.5
Mahindra Badhat Yojana Growth ₹20.5999
↑ 0.40
₹919-1.410.848.626.5 50.8
UTI Equity Fund Growth ₹251.704
↑ 0.18
₹25,541-5.35.624.623.318.934
Baroda Pioneer Multi Cap Fund Growth ₹171.95
↑ 1.76
₹1,182-2.312.842.423.215.947.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jan 22

5 Best Sector Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
IDFC Infrastructure Fund Growth ₹24.17
↑ 0.20
₹6611.7657.920.512.264.8
SBI Magnum COMMA Fund Growth ₹72.3627
↑ 0.79
₹4711.46.754.730.116.852
ICICI Prudential Technology Fund Growth ₹157.17
↓ -0.14
₹7,909-0.815.254.638.732.575.7
ICICI Prudential Infrastructure Fund Growth ₹82.1
↑ 1.32
₹1,399-0.815.253.820.713.650.1
Kotak Infrastructure & Economic Reform Fund Growth ₹32.324
↑ 0.26
₹4931.111.152.120.813.257.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jan 22

5 Best Focused Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
IIFL Focused Equity Fund Growth ₹30.0839
↑ 0.31
₹2,630-2.4930.428.219.236.4
SBI Focused Equity Fund Growth ₹236.82
↑ 0.52
₹23,717-3.31033.822.51943
Principal Focused Multicap Fund Growth ₹108.855
↑ 0.95
₹696-2.57.929.921.816.733.7
Nippon India Focused Equity Fund Growth ₹77.7011
↑ 1.20
₹5,699-3.210.835.521.415.336.6
Franklin India Focused Equity Fund Growth ₹66.5291
↑ 1.01
₹7,746-1.39.637.320.815.839.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jan 22

5 Best Dividend Yield Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
Templeton India Equity Income Fund Growth ₹82.2262
↑ 1.03
₹1,2301.11140.823.116.943.1
Principal Dividend Yield Fund Growth ₹85.2875
↑ 0.51
₹246-0.96.42719.316.332.5
ICICI Prudential Dividend Yield Equity Fund Growth ₹26.84
↑ 0.33
₹610-0.114.745.619.21447.1
UTI Dividend Yield Fund Growth ₹103.9
↑ 0.76
₹3,137-4.65.330.118.614.938.8
Aditya Birla Sun Life Dividend Yield Fund Growth ₹246.97
↑ 1.62
₹870-2.92.931.117.810.536.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jan 22

5 Best Value Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
IDFC Sterling Value Fund Growth ₹88.99
↑ 0.64
₹4,4373.912.257.223.117.864.5
ICICI Prudential Value Discovery Fund Growth ₹248.97
↑ 4.05
₹22,276-0.814.236.72215.238.5
Nippon India Value Fund Growth ₹122.439
↑ 1.67
₹4,310-28.136.621.316.839.4
UTI Value Opportunities Fund Growth ₹100.099
↑ 1.26
₹6,643-2.76.926.220.515.430.4
JM Value Fund Growth ₹51.2846
↑ 0.57
₹161-1.68.931.120.414.536.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jan 22

*Below is list of Equity Funds having AUM >= 50 Crore having best returns in last 1 Year.

1. L&T Emerging Businesses Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities.

L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a CAGR/Annualized return of 21.8% since its launch.  Ranked 2 in Small Cap category.  Return for 2021 was 77.4% , 2020 was 15.5% and 2019 was -8.1% .

Below is the key information for L&T Emerging Businesses Fund

L&T Emerging Businesses Fund
Growth
Launch Date 12 May 14
NAV (25 Jan 22) ₹45.709 ↑ 0.24   (0.53 %)
Net Assets (Cr) ₹8,190 on 31 Dec 21
Category Equity - Small Cap
AMC L&T Investment Management Ltd
Rating
Risk High
Expense Ratio 1.95
Sharpe Ratio 4.22
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹16,650
31 Dec 18₹14,366
31 Dec 19₹13,195
31 Dec 20₹15,234
31 Dec 21₹27,028

L&T Emerging Businesses Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for L&T Emerging Businesses Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 1.6%
3 Month 7.9%
6 Month 15.8%
1 Year 70.6%
3 Year 24.6%
5 Year 19.4%
10 Year
15 Year
Since launch 21.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 77.4%
2020 15.5%
2019 -8.1%
2018 -13.7%
2017 66.5%
2016 10.2%
2015 12.3%
2014
2013
2012
Fund Manager information for L&T Emerging Businesses Fund
NameSinceTenure
Venugopal Manghat17 Dec 192.04 Yr.
Vihang Naik17 Dec 192.04 Yr.

Data below for L&T Emerging Businesses Fund as on 31 Dec 21

Equity Sector Allocation
SectorValue
Industrials30.83%
Consumer Cyclical21.53%
Basic Materials16.14%
Technology13.09%
Consumer Defensive6.61%
Real Estate6.35%
Health Care2.36%
Financial Services1.73%
Energy0.38%
Asset Allocation
Asset ClassValue
Cash1%
Equity99%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 28 Feb 15 | 532889
8%₹688 Cr10,286,753
Grindwell Norton Ltd (Industrials)
Equity, Since 30 Sep 17 | 506076
4%₹333 Cr1,734,948
Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 31 Jul 19 | 500038
3%₹256 Cr6,974,700
Birlasoft Ltd (Technology)
Equity, Since 31 Aug 20 | 532400
3%₹249 Cr4,572,600
Carborundum Universal Ltd (Industrials)
Equity, Since 31 Jul 16 | 513375
3%₹217 Cr2,209,700
Brigade Enterprises Ltd (Real Estate)
Equity, Since 31 Jul 19 | 532929
3%₹211 Cr4,311,022
Sonata Software Ltd (Technology)
Equity, Since 31 Jul 18 | 532221
3%₹205 Cr2,338,967
KPIT Technologies Ltd (Technology)
Equity, Since 30 Sep 21 | 542651
2%₹195 Cr3,177,000
↑ 393,922
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 18 | PERSISTENT
2%₹189 Cr386,254
↓ -10,000
Finolex Industries Ltd (Industrials)
Equity, Since 28 Feb 18 | FINPIPE
2%₹182 Cr8,769,275

2. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.8% since its launch.  Ranked 6 in Small Cap category.  Return for 2021 was 74.3% , 2020 was 29.2% and 2019 was -2.5% .

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund
Growth
Launch Date 16 Sep 10
NAV (25 Jan 22) ₹85.4721 ↑ 0.91   (1.07 %)
Net Assets (Cr) ₹18,832 on 31 Dec 21
Category Equity - Small Cap
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 1.98
Sharpe Ratio 3.79
Information Ratio 1.11
Alpha Ratio 14.72
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹16,297
31 Dec 18₹13,577
31 Dec 19₹13,235
31 Dec 20₹17,105
31 Dec 21₹29,820

Nippon India Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 1.8%
3 Month 7.2%
6 Month 11.8%
1 Year 69.2%
3 Year 31%
5 Year 22.1%
10 Year
15 Year
Since launch 20.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 74.3%
2020 29.2%
2019 -2.5%
2018 -16.7%
2017 63%
2016 5.6%
2015 15.1%
2014 97.6%
2013 11.9%
2012 41.9%
Fund Manager information for Nippon India Small Cap Fund
NameSinceTenure
Samir Rachh2 Jan 175 Yr.
Kinjal Desai25 May 183.61 Yr.

Data below for Nippon India Small Cap Fund as on 31 Dec 21

Equity Sector Allocation
SectorValue
Industrials21.89%
Basic Materials18.37%
Consumer Cyclical16.37%
Technology13.05%
Consumer Defensive10.68%
Financial Services9.12%
Health Care4.38%
Communication Services2.17%
Real Estate0.6%
Utility0.17%
Asset Allocation
Asset ClassValue
Cash2.13%
Equity97.87%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Dec 16 | 506401
3%₹645 Cr2,590,740
KPIT Technologies Ltd (Technology)
Equity, Since 30 Jun 19 | 542651
3%₹593 Cr9,676,281
Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 30 Apr 18 | 540762
3%₹578 Cr3,296,395
NIIT Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | 500304
2%₹441 Cr9,774,961
↑ 500,000
Navin Fluorine International Ltd (Basic Materials)
Equity, Since 30 Sep 11 | 532504
2%₹424 Cr1,011,721
Birla Corp Ltd (Basic Materials)
Equity, Since 31 May 18 | 500335
2%₹405 Cr2,850,086
Bajaj Electricals Ltd (Consumer Cyclical)
Equity, Since 31 Mar 16 | 500031
2%₹393 Cr3,062,071
Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 31 Jan 15 | 532497
2%₹369 Cr2,988,644
↓ -181,975
Orient Electric Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 May 18 | 541301
2%₹365 Cr9,706,033
Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 28 Feb 19 | 500038
2%₹357 Cr9,703,493

3. IDBI Small Cap Fund

The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related instruments of Small Cap companies. However there can be no assurance that the investment objective under the Scheme will be realized.

IDBI Small Cap Fund is a Equity - Small Cap fund was launched on 21 Jun 17. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.9% since its launch.  Return for 2021 was 64.7% , 2020 was 19% and 2019 was -4.4% .

Below is the key information for IDBI Small Cap Fund

IDBI Small Cap Fund
Growth
Launch Date 21 Jun 17
NAV (25 Jan 22) ₹17.48 ↑ 0.12   (0.69 %)
Net Assets (Cr) ₹137 on 31 Dec 21
Category Equity - Small Cap
AMC IDBI Asset Management Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 2.46
Sharpe Ratio 5.2
Information Ratio -0.1
Alpha Ratio 26.68
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 17₹11,149
31 Dec 18₹9,481
31 Dec 19₹9,061
31 Dec 20₹10,779
31 Dec 21₹17,752

IDBI Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for IDBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 1.6%
3 Month 6.8%
6 Month 15.9%
1 Year 60.4%
3 Year 24.5%
5 Year
10 Year
15 Year
Since launch 12.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 64.7%
2020 19%
2019 -4.4%
2018 -15%
2017
2016
2015
2014
2013
2012
Fund Manager information for IDBI Small Cap Fund
NameSinceTenure
Alok Ranjan16 Aug 210.38 Yr.

Data below for IDBI Small Cap Fund as on 31 Dec 21

Equity Sector Allocation
SectorValue
Industrials35.75%
Basic Materials23.05%
Consumer Cyclical22.03%
Technology6.38%
Consumer Defensive3.87%
Financial Services2.94%
Health Care2.78%
Real Estate1.31%
Communication Services1%
Asset Allocation
Asset ClassValue
Cash0.9%
Equity99.1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Elgi Equipments Ltd (Industrials)
Equity, Since 31 Aug 20 | 522074
4%₹6 Cr198,201
Grindwell Norton Ltd (Industrials)
Equity, Since 31 Mar 18 | 506076
4%₹6 Cr30,350
KEI Industries Ltd (Industrials)
Equity, Since 31 Dec 17 | 517569
4%₹5 Cr43,415
Navin Fluorine International Ltd (Basic Materials)
Equity, Since 30 Sep 19 | 532504
4%₹5 Cr12,035
KNR Constructions Ltd (Industrials)
Equity, Since 30 Jun 20 | 532942
4%₹5 Cr165,700
Greenpanel Industries Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 29 Feb 20 | 542857
4%₹5 Cr117,108
Carborundum Universal Ltd (Industrials)
Equity, Since 30 Nov 20 | 513375
4%₹5 Cr49,219
Birlasoft Ltd (Technology)
Equity, Since 30 Nov 20 | 532400
3%₹4 Cr80,543
Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Jul 19 | 540762
3%₹4 Cr24,426
Fine Organic Industries Ltd Ordinary Shares (Basic Materials)
Equity, Since 29 Feb 20 | 541557
3%₹4 Cr10,935

4. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.9% since its launch.  Ranked 23 in Small Cap category.  Return for 2021 was 70.9% , 2020 was 34.2% and 2019 was 5% .

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund
Growth
Launch Date 24 Feb 05
NAV (25 Jan 22) ₹162.231 ↓ -0.88   (-0.54 %)
Net Assets (Cr) ₹6,762 on 31 Dec 21
Category Equity - Small Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.89
Sharpe Ratio 4.09
Information Ratio 1.48
Alpha Ratio 20.01
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹14,402
31 Dec 18₹11,910
31 Dec 19₹12,511
31 Dec 20₹16,791
31 Dec 21₹28,703

Kotak Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month -0.7%
3 Month 1.3%
6 Month 9.5%
1 Year 58.7%
3 Year 34.3%
5 Year 21%
10 Year
15 Year
Since launch 17.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 70.9%
2020 34.2%
2019 5%
2018 -17.3%
2017 44%
2016 8.9%
2015 7.4%
2014 74%
2013 -4.9%
2012 50.2%
Fund Manager information for Kotak Small Cap Fund
NameSinceTenure
Pankaj Tibrewal21 Jan 1011.95 Yr.

Data below for Kotak Small Cap Fund as on 31 Dec 21

Equity Sector Allocation
SectorValue
Industrials31.64%
Consumer Cyclical28.82%
Basic Materials18.69%
Technology5.32%
Financial Services4.4%
Consumer Defensive1.57%
Health Care1.47%
Real Estate0.95%
Energy0.53%
Asset Allocation
Asset ClassValue
Cash6.15%
Equity93.85%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Century Plyboards (India) Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | 532548
6%₹376 Cr6,296,109
↑ 146,824
Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | 540203
5%₹313 Cr969,087
Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | 513375
4%₹302 Cr3,071,994
↑ 44,440
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT
3%₹233 Cr474,169
↓ -55,779
Supreme Industries Ltd (Industrials)
Equity, Since 31 May 14 | 509930
3%₹214 Cr959,804
↑ 18,450
Somany Ceramics Ltd (Industrials)
Equity, Since 31 Jan 21 | 531548
3%₹211 Cr2,485,910
↑ 97,290
Galaxy Surfactants Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 540935
3%₹211 Cr670,823
↑ 8,522
Blue Star Ltd (Industrials)
Equity, Since 31 May 18 | BLUESTARCO
3%₹200 Cr1,978,982
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Jan 18 | AMBER
3%₹183 Cr551,590
↑ 8,761
Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 520111
3%₹176 Cr904,561

5. HDFC Small Cap Fund

To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies.

HDFC Small Cap Fund is a Equity - Small Cap fund was launched on 3 Apr 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.7% since its launch.  Ranked 9 in Small Cap category.  Return for 2021 was 64.9% , 2020 was 20.2% and 2019 was -9.5% .

Below is the key information for HDFC Small Cap Fund

HDFC Small Cap Fund
Growth
Launch Date 3 Apr 08
NAV (25 Jan 22) ₹74.695 ↑ 1.11   (1.50 %)
Net Assets (Cr) ₹13,649 on 31 Dec 21
Category Equity - Small Cap
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.92
Sharpe Ratio 2.97
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹16,075
31 Dec 18₹14,777
31 Dec 19₹13,374
31 Dec 20₹16,071
31 Dec 21₹26,499

HDFC Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for HDFC Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.6%
3 Month 3.1%
6 Month 6.8%
1 Year 58.5%
3 Year 21.9%
5 Year 19.7%
10 Year
15 Year
Since launch 15.7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 64.9%
2020 20.2%
2019 -9.5%
2018 -8.1%
2017 60.8%
2016 5.4%
2015 6.4%
2014 51.5%
2013 7.5%
2012 31.6%
Fund Manager information for HDFC Small Cap Fund
NameSinceTenure
Chirag Setalvad28 Jun 147.52 Yr.
Sankalp Baid22 Jan 210.94 Yr.

Data below for HDFC Small Cap Fund as on 31 Dec 21

Equity Sector Allocation
SectorValue
Consumer Cyclical21.53%
Industrials20.47%
Technology19.75%
Basic Materials11.69%
Financial Services7.14%
Health Care5.7%
Consumer Defensive5.27%
Communication Services2.79%
Asset Allocation
Asset ClassValue
Cash5.14%
Equity94.86%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Firstsource Solutions Ltd (Technology)
Equity, Since 31 Mar 18 | 532809
6%₹884 Cr48,300,000
↑ 658,495
Bajaj Electricals Ltd (Consumer Cyclical)
Equity, Since 31 Mar 19 | 500031
5%₹719 Cr5,600,801
↓ -38,269
Sonata Software Ltd (Technology)
Equity, Since 31 Oct 17 | 532221
5%₹666 Cr7,600,000
Chambal Fertilisers & Chemicals Ltd (Basic Materials)
Equity, Since 28 Feb 18 | 500085
4%₹513 Cr13,000,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Oct 19 | PERSISTENT
4%₹486 Cr990,000
↓ -94,000
eClerx Services Ltd (Technology)
Equity, Since 31 Mar 18 | 532927
3%₹464 Cr1,774,887
Vardhman Textiles Ltd (Consumer Cyclical)
Equity, Since 30 Nov 16 | 502986
3%₹436 Cr1,881,566
Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 31 Mar 20 | 532497
3%₹414 Cr3,348,406
Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Oct 19 | 542812
2%₹320 Cr1,326,575
↓ -33,039
PNC Infratech Ltd (Industrials)
Equity, Since 31 Oct 15 | PNCINFRA
2%₹310 Cr11,772,819

6. IDFC Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a CAGR/Annualized return of 8.4% since its launch.  Ranked 1 in Sectoral category.  Return for 2021 was 64.8% , 2020 was 6.3% and 2019 was -5.3% .

Below is the key information for IDFC Infrastructure Fund

IDFC Infrastructure Fund
Growth
Launch Date 8 Mar 11
NAV (25 Jan 22) ₹24.17 ↑ 0.20   (0.83 %)
Net Assets (Cr) ₹661 on 31 Dec 21
Category Equity - Sectoral
AMC IDFC Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.51
Sharpe Ratio 2.4
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹15,867
31 Dec 18₹11,758
31 Dec 19₹11,140
31 Dec 20₹11,838
31 Dec 21₹19,514

IDFC Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for IDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month 6%
1 Year 57.9%
3 Year 20.5%
5 Year 12.2%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 64.8%
2020 6.3%
2019 -5.3%
2018 -25.9%
2017 58.7%
2016 10.7%
2015 -0.2%
2014 43.2%
2013 -10.8%
2012 10%
Fund Manager information for IDFC Infrastructure Fund
NameSinceTenure
Sachin Relekar8 Dec 201.07 Yr.

Data below for IDFC Infrastructure Fund as on 31 Dec 21

Equity Sector Allocation
SectorValue
Industrials55.02%
Basic Materials25.36%
Utility11.59%
Communication Services4.39%
Energy1.11%
Real Estate0.51%
Asset Allocation
Asset ClassValue
Cash2.02%
Equity97.98%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
10%₹69 Cr365,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO
8%₹55 Cr72,000
Transport Corp of India Ltd (Industrials)
Equity, Since 31 Mar 18 | TCI
8%₹51 Cr681,424
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 17 | JKCEMENT
7%₹48 Cr142,284
Torrent Power Ltd (Utilities)
Equity, Since 31 Mar 18 | 532779
5%₹31 Cr564,800
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL
4%₹28 Cr408,700
↑ 30,000
Sagar Cements Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 502090
4%₹27 Cr1,012,665
Gujarat Gas Ltd (Utilities)
Equity, Since 28 Feb 17 | 539336
4%₹27 Cr425,668
H.G. Infra Engineering Ltd Ordinary Shares (Industrials)
Equity, Since 28 Feb 18 | 541019
4%₹26 Cr461,127
Thermax Ltd (Industrials)
Equity, Since 30 Sep 19 | THERMAX
3%₹22 Cr124,395

Smart Tips to Choose Best Equity Funds for 2022

A perfect way to invest in the best equity mutual funds is by looking at its both qualitative and quantitative measures.

1. Qualitative Measures

a. Know Your Fund Manager

The credit of performance of a Mutual Fund scheme lies with the fund manager. A fund manager is responsible for making investment decisions for the fund’s portfolio. So, investors should go through the performance of the funds managed by the particular fund manager, especially during the tough market phases. Also, investors should give more priority to a fund manager who has an experience of managing a similar kind of funds, for example- small and mid caps. Going for a fund manager who has been consistent over his career is a preferred choice.

b. Fund House Reputation

While choosing the best equity mutual funds to invest, always look at the quality & reputation of the fund house. A fund house with a long-standing record, large assets under management, star funds or good performing fund etc., is the one to invest in. Hence a fund house having a strong presence in the financial industry with a consistent track record should be ideally preferred.

2. Quantitative Measures

a. Fund Performance

An investor should do a fair assessment of the funds’ performances for over a period of time. Also, it is suggested to go for a fund that consistently beats its benchmark over 4-5 years, additionally, one should see each period and see if the fund is able to beat the benchmark or not.

b. Size of the Fund

Investors should always go for a fund that is neither too big nor too small in size. While there is no perfect definition and relation between the size of the fund, it is said that both too small and too large, can hinder a fund’s performance. Thus, while choosing a fund, it is advisable to go for the one whose AUM (Asset Under Management) is approximately same as the category.

3. Additional Quantitative Measures

a. Expense Ratio

Investors who have Mutual Fund Investments have to bear certain charges like operation costs, management fees, etc., charged by the Asset Management Company (AMC). Generally, the expense ratio is higher for schemes that are actively managed than it is for passively managed schemes (such as Index Funds or ETFs). As per the SEBI rules, an expense ratio for equity funds are a minimum of 2.5%.However, the expense ratio is something which should not supersede other important factors such as fund performance etc. It is better to pay a higher expense ratio in a fund knowing that it will beat it competitors by a good margin.

b. Ratio Analysis

Some of the important ratios to measure fund performance are:

c. Alpha

Alpha is a measure of the success of your investment or rather outperformance against the benchmark. It measures on how much the fund or stock has performed in the general market. A positive alpha of 1 means that the fund has outperformed its benchmark index by 1%, while a negative alpha of -1 would indicate that the fund has produced 1% lower returns than its market benchmark. So, basically, an investor’s strategy should be to buy securities with positive alpha.

d. Beta

It measures volatility in a stock’s price or fund relative to a benchmark and is denoted in positive or negative figures. A Beta of 1 signifies that the stock’s price moves in line with the market, beta of a greater than 1 designates that the stock is riskier than the market, and a beta of less than 1 means that the stock is less risky than the market. So, lower beta is better in a falling market. In a rising market, high-beta is better.

e. Standard Deviation (SD)

In simple terms, SD is a statistical measure representing the volatility or risk in an instrument. The higher the SD, higher will be the fluctuations in the returns.

f. Sharpe Ratio

Sharpe Ratio measures returns (both negative & positive) with respect to the risk taken. Here the risk is defined by the Standard Deviation. A higher Sharpe ratio means, a higher return without too much risk. Thus, while investing, investors should choose a fund that shows a higher Sharpe ratio.

g. Sortino Ratio

The Sortino Ratio is a variation of Sharpe Ratio. But, unlike Sharpe ratio, Sortino ratio considers only the downside or negative return. Such a ratio is helpful for investors to assess risk in a better manner than just looking at the returns to the total volatility.

Upside Capture Ratio & Downside Capture Ratio

Upside/downside capture ratio guide an investor- whether a fund is outperformed i.e. gained more or lost less than a broad market benchmark- during the phase of the market upside (strong) or downside (weak), and more importantly by how much.

Well, an upside ratio of over 100 means that a given fund has beaten the benchmark during the period of positive returns. And a downside ratio of less than 100 shows that a given fund has lost less than its benchmark during the phase of dull returns. So, generally, investors should go for a fund that has a lower downside capture ratio and a higher upside capture ratio.

Equity Fund Taxation

1. Long Term Capital Gains

LTCGs exceeding INR 1 lakh arising from Redemption of Mutual Fund units or equities will be taxed at 10 percent (plus cess) or at 10.4 percent. Long-term Capital Gains till INR 1 lakh will be exempt.

For example, if you earn INR 3 lakhs in combined long-term capital gains from stocks or Mutual Fund investments in a financial year. The taxable LTCGs will be INR 2 lakh (INR 3 lakh - 1 lakh) and Tax Liability will be INR 20,000 (10 per cent of INR 2 lakh).

Long-term capital gains are the profit arising from selling or redemption of equity funds held more than a year.

2. Short Term Capital Gains

If Mutual Fund units are sold before one year of holding, Short Term Capital Gains (STCGs) tax will apply. The STCGs tax has been kept unchanged at 15 percent.

Equity Schemes Holding Period Tax Rate
Long Term Capital Gains (LTCG) More than 1 Year 10% (with no indexation)*****
Short Term Capital Gains (STCG) Less than or equal to a year 15%
Tax on Distributed Dividend - 10%#

*Gains up to INR 1 lakh are free of tax. Tax at 10% applies to gains above INR 1 lakh.
#Dividend tax of 10% + Surcharge 12% + Cess 4% =11.648% Health & Education Cess of 4% introduced. Earlier, education Cess was 3%.

How to Invest in Best Equity Mutual Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

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Conclusion

While looking for best equity mutual funds, investors should choose equity funds which are doing well in the market. One should know how a fund behaves and performs when the market goes bad. A deep analysis of fund’s last three years’ performances is an ideal way to buy one of the best equity mutual funds.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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samtani, posted on 1 Mar 21 1:12 PM

very informative

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