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Best Performing Equity Mutual Funds 2021 | Fincash.com

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Best Equity Mutual Funds 2021 - 2022

Updated on June 16, 2021 , 26446 views

An equity fund is a mutual fund that invests principally in stocks. It can be actively or passively (index fund) managed. These are also known as stock funds.

Best Equity Funds

Equity Funds should be the vehicle of choice when Investing for long-term goals as they have created huge profits for investors in the past few years. But as there is a wide choice before investors, choosing the right equity fund becomes critical.

With right qualitative and quantitative measures (discussed below), one can ideally choose the best equity Mutual Funds to invest.

Why to Invest in Equity Funds?

1. Liquidity

Since stocks are actively traded across all major exchanges, every day, this makes equity funds a highly liquid investment. It provides investors, the convenience of buying and selling their stocks depending on the market situation. By investing in equity mutual funds, the money is usually credited to your Bank account in 3 days.

2. Dividend Income

Investing into blue-chip companies may help investors earn a steady Income in the form of dividends. A majority of such companies usually pay out regular dividends even in volatile market conditions, typically paid quarterly. Having a diversified portfolio can provide investors with a steady dividend income in the year.

3. Portfolio Diversification

With best equity mutual funds investors can diversify their portfolio through regularly investing. It means that they can invest in stocks of different economic sectors. So, even if a particular stock drops in value, the others may help investors make up for that loss depending on the market situation.

4. Ideal Investment Vehicle

In many ways, equity funds are ideal investment vehicles for investors that are not as well-versed in financial investing or do not possess a large amount of Capital with which to invest. They are practical investments for most people.

The attributes that make equity funds most suitable for small individual investors are the reduction of risk resulting from a fund's portfolio diversification and the relatively small amount of capital required to acquire shares of an equity fund. A large amount of investment capital would be required for an individual investor to achieve a similar degree of risk reduction through diversification of a portfolio of direct stock holdings. Pooling small investors capital allows an equity fund to diversify effectively without burdening each investor with large capital requirements.

Equity NAV

The price of the equity fund is based on the fund's net asset value (NAV) less its liabilities. A more diversified fund means that there is less negative effect of an individual stock's adverse price movement on the overall portfolio and on the share price of the equity fund.

Equity funds are managed by experienced professional portfolio managers, and their past performance is a matter of public record. Transparency and reporting requirements for equity funds are heavily regulated by the Security Exchange Board of India (SEBI)

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Top Equity Mutual Funds 2021

Best equity mutual funds are categorised according to its types- ELSS, Large cap funds, mid cap funds, Small cap funds, Diversified Funds, sector funds and Balanced Fund.

5 Best Large Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Canara Robeco Bluechip Equity Fund Growth ₹37.66
↓ -0.02
₹2,4778.614.953.217.51723.1
Axis Bluechip Fund Growth ₹41.7
₹25,1838.41148.615.516.619.7
Kotak Bluechip Fund Growth ₹337.854
↓ -0.41
₹2,4119.117.358.614.81416.4
BNP Paribas Large Cap Fund Growth ₹125.44
↓ -0.21
₹1,0307.112.546.814.313.316.8
ICICI Prudential Bluechip Fund Growth ₹57.39
↓ -0.11
₹26,0837.315.653.412.614.213.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jun 21

5 Best Mid Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
PGIM India Midcap Opportunities Fund Growth ₹35.87
↓ -0.30
₹1,32517.335.4102.52219.448.4
TATA Mid Cap Growth Fund Growth ₹212.701
↓ -1.77
₹1,15211.422.366.117.416.324.3
BNP Paribas Mid Cap Fund Growth ₹51.392
↓ -0.34
₹87312.428.473.116.215.123.1
Invesco India Mid Cap Fund Growth ₹74.92
↓ -0.59
₹1,4259.921.761.316.216.924.4
Edelweiss Mid Cap Fund Growth ₹43.828
↓ -0.34
₹1,24613.829.984.816.117.826.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jun 21

5 Best Small Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Kotak Small Cap Fund Growth ₹137.787
↓ -0.03
₹3,71217.542.9120.721.519.834.2
SBI Small Cap Fund Growth ₹89.5526
↓ -0.16
₹7,91914.127.788.918.62233.6
ICICI Prudential Smallcap Fund Growth ₹42.79
↓ -0.23
₹2,12318.437.9107.717.516.722.8
Nippon India Small Cap Fund Growth ₹69.6766
↓ -0.61
₹13,08520.241.6108.617.321.329.2
DSP BlackRock Small Cap Fund  Growth ₹91.961
↓ -0.72
₹6,6891830.393.315.114.833.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jun 21

5 Best Large & Mid Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Mirae Asset Emerging Bluechip Fund Growth ₹86.104
↓ -0.22
₹16,60211.523.971.720.521.322.4
Tata Large and Midcap Fund Growth ₹300.209
↓ -0.47
₹2,1378.718.759.416.314.615.5
Kotak Equity Opportunities Fund Growth ₹175.055
↓ -0.41
₹5,78110.218.357.415.416.116.5
Canara Robeco Emerging Equities Growth ₹142.01
↓ -0.49
₹8,38111.22064.915.118.124.5
DSP BlackRock Equity Opportunities Fund Growth ₹326.56
↓ -1.70
₹5,84413.523.463.515.116.314.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jun 21

5 Best Equity Linked Savings Schemes (ELSS)

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Canara Robeco Equity Tax Saver Growth ₹102.8
↓ -0.18
₹2,04410.120.767.719.51827.4
Mirae Asset Tax Saver Fund Growth ₹27.782
↓ -0.05
₹7,25110.822.271.319.221.221.5
DSP BlackRock Tax Saver Fund Growth ₹72.488
↓ -0.27
₹8,17613.323.665.716.816.715
BOI AXA Tax Advantage Fund Growth ₹87.52
↓ -0.62
₹43613.322.371.916.418.931.2
Kotak Tax Saver Fund Growth ₹63.982
↓ -0.09
₹1,8661120.460.816.11614.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jun 21

5 Best Diversified/Multi Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
PGIM India Diversified Equity Fund Growth ₹23
↓ -0.18
₹92915.524.877.320.518.435.9
Parag Parikh Long Term Equity Fund Growth ₹42.1668
↑ 0.05
₹9,17910.621.560.520.219.532.3
UTI Equity Fund Growth ₹228.976
↓ -0.02
₹17,0969.517.970.718.117.531.5
DSP BlackRock Equity Fund Growth ₹60.449
↓ -0.02
₹5,0481220.861.817.217.518.7
Canara Robeco Equity Diversified Growth ₹199.92
↓ -0.30
₹3,81810.617.456.716.817.422.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jun 21

5 Best Sector Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
ICICI Prudential Technology Fund Growth ₹125.43
↓ -0.29
₹2,04217.233.4131.131.224.770.6
Aditya Birla Sun Life Digital India Fund Growth ₹111.32
↓ -0.46
₹1,23816.734.1113.430.424.459
TATA Digital India Fund Growth ₹29.5571
↓ -0.10
₹1,28416.535.2111.327.923.554.8
DSP BlackRock Natural Resources and New Energy Fund Growth ₹51.122
↓ -0.41
₹58923.8409815.320.611.5
SBI Technology Opportunities Fund Growth ₹122.677
↓ -0.04
₹6651630.489.126.221.647.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jun 21

5 Best Focused Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
IIFL Focused Equity Fund Growth ₹25.9118
↓ -0.14
₹1,6759.516.86320.418.723.8
Principal Focused Multicap Fund Growth ₹97.96
↓ -0.16
₹5391120.7601716.319.7
SBI Focused Equity Fund Growth ₹208.043
↓ 0.00
₹14,76712.219.254.515.516.814.5
Franklin India Focused Equity Fund Growth ₹58.1496
↓ -0.28
₹7,36011.425.565.31514.610.9
Axis Focused 25 Fund Growth ₹40.99
↓ -0.10
₹15,5219.111.855.41417.821
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jun 21

5 Best Dividend Yield Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Templeton India Equity Income Fund Growth ₹71.969
↓ -0.21
₹1,02015.328.98014.416.622.9
UTI Dividend Yield Fund Growth ₹93.9629
↓ -0.69
₹2,62414.122.260.51414.818.9
Principal Dividend Yield Fund Growth ₹76.97
↓ -0.24
₹20211.719.657.913.417.320.2
Aditya Birla Sun Life Dividend Yield Fund Growth ₹227.51
↓ -1.95
₹74217.222.160.310.311.416.1
ICICI Prudential Dividend Yield Equity Fund Growth ₹22.39
↓ -0.20
₹23812.525.169.59.312.714.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jun 21

5 Best Value Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
UTI Value Opportunities Fund Growth ₹89.5783
↓ -0.16
₹5,5269.418.560.714.214.219
Nippon India Value Fund Growth ₹106.334
↓ -0.71
₹3,53111.223.469.413.815.416.3
ICICI Prudential Value Discovery Fund Growth ₹212.73
↓ -1.57
₹17,82511.722.961.213.612.822.9
JM Value Fund Growth ₹45.0379
↓ -0.22
₹1358.619.664.41315.813.4
L&T India Value Fund Growth ₹49.863
↓ -0.35
₹6,75911.622.365.711.514.514.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jun 21

*Below is list of Equity Funds having AUM >= 50 Crore having best returns in last 1 Year.

1. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 12.6% since its launch.  Ranked 37 in Sectoral category.  Return for 2020 was 70.6% , 2019 was 2.3% and 2018 was 19.1% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund
Growth
Launch Date 3 Mar 00
NAV (18 Jun 21) ₹125.43 ↓ -0.29   (-0.23 %)
Net Assets (Cr) ₹2,042 on 30 Apr 21
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.6
Sharpe Ratio 3.36
Information Ratio -0.13
Alpha Ratio 23.02
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 16₹10,000
31 May 17₹9,630
31 May 18₹13,004
31 May 19₹14,042
31 May 20₹12,384
31 May 21₹28,194

ICICI Prudential Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 21

DurationReturns
1 Month 11.4%
3 Month 17.2%
6 Month 33.4%
1 Year 131.1%
3 Year 31.2%
5 Year 24.7%
10 Year
15 Year
Since launch 12.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 70.6%
2019 2.3%
2018 19.1%
2017 19.8%
2016 -4%
2015 3.9%
2014 26.3%
2013 62.6%
2012 17.1%
2011 -18.9%
Fund Manager information for ICICI Prudential Technology Fund
NameSinceTenure
Sankaran Naren14 Jul 173.8 Yr.
Priyanka Khandelwal8 Jul 200.81 Yr.
Vaibhav Dusad2 May 201 Yr.

Data below for ICICI Prudential Technology Fund as on 30 Apr 21

Equity Sector Allocation
SectorValue
Technology75.18%
Communication Services11.64%
Industrials7.92%
Consumer Cyclical0.83%
Consumer Defensive0.71%
Asset Allocation
Asset ClassValue
Cash3.71%
Equity96.29%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
22%₹457 Cr3,375,737
↑ 500,000
HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 30 Sep 20 | HCLTECH
8%₹162 Cr1,805,744
↑ 490,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS
7%₹152 Cr499,185
↑ 76,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 532755
6%₹121 Cr1,257,674
Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT
5%₹101 Cr493,071
↑ 78,418
Cyient Ltd (Industrials)
Equity, Since 30 Jun 18 | CYIENT
4%₹71 Cr969,901
↑ 76,843
Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 507685
3%₹68 Cr1,371,450
Coforge Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jul 20 | 532541
3%₹59 Cr206,593
↑ 38,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL
2%₹48 Cr894,821
Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 31 Dec 20 | 542830
2%₹46 Cr255,609
↓ -6,000

2. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.4% since its launch.  Ranked 23 in Small Cap category.  Return for 2020 was 34.2% , 2019 was 5% and 2018 was -17.3% .

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund
Growth
Launch Date 24 Feb 05
NAV (18 Jun 21) ₹137.787 ↓ -0.03   (-0.02 %)
Net Assets (Cr) ₹3,712 on 30 Apr 21
Category Equity - Small Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.11
Sharpe Ratio 3.91
Information Ratio 1.4
Alpha Ratio 7.22
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 16₹10,000
31 May 17₹13,159
31 May 18₹14,263
31 May 19₹13,174
31 May 20₹10,326
31 May 21₹24,317

Kotak Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 21

DurationReturns
1 Month 7.8%
3 Month 17.5%
6 Month 42.9%
1 Year 120.7%
3 Year 21.5%
5 Year 19.8%
10 Year
15 Year
Since launch 17.4%
Historical performance (Yearly) on absolute basis
YearReturns
2020 34.2%
2019 5%
2018 -17.3%
2017 44%
2016 8.9%
2015 7.4%
2014 74%
2013 -4.9%
2012 50.2%
2011 -26.9%
Fund Manager information for Kotak Small Cap Fund
NameSinceTenure
Pankaj Tibrewal21 Jan 1011.28 Yr.

Data below for Kotak Small Cap Fund as on 30 Apr 21

Equity Sector Allocation
SectorValue
Industrials26.18%
Consumer Cyclical25.37%
Basic Materials22.55%
Technology8.48%
Financial Services5.05%
Health Care2.52%
Consumer Defensive1.84%
Real Estate1.11%
Energy0.54%
Communication Services0.28%
Asset Allocation
Asset ClassValue
Cash6.06%
Equity93.94%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Century Plyboards (India) Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | 532548
5%₹173 Cr4,942,108
↑ 61,751
Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | 513375
4%₹143 Cr2,607,438
↑ 96,783
Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | 540203
4%₹137 Cr673,108
↑ 4,872
Supreme Industries Ltd (Consumer Cyclical)
Equity, Since 31 May 14 | 509930
3%₹126 Cr615,948
↑ 13,736
Galaxy Surfactants Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 540935
3%₹122 Cr418,918
↑ 36,559
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT
3%₹111 Cr543,601
Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 520111
3%₹106 Cr549,128
↑ 4,027
Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Sep 17 | 540699
3%₹103 Cr245,425
↓ -13,970
JK Cement Ltd (Basic Materials)
Equity, Since 31 Jul 14 | JKCEMENT
3%₹101 Cr359,562
Blue Star Ltd Shs Dematerialised (Industrials)
Equity, Since 31 May 18 | BLUESTARCO
2%₹92 Cr1,085,307
↑ 175,864

3. Aditya Birla Sun Life Digital India Fund

(Erstwhile Aditya Birla Sun Life New Millennium Fund)

A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a CAGR/Annualized return of 11.9% since its launch.  Ranked 33 in Sectoral category.  Return for 2020 was 59% , 2019 was 9.6% and 2018 was 15.6% .

Below is the key information for Aditya Birla Sun Life Digital India Fund

Aditya Birla Sun Life Digital India Fund
Growth
Launch Date 15 Jan 00
NAV (18 Jun 21) ₹111.32 ↓ -0.46   (-0.41 %)
Net Assets (Cr) ₹1,238 on 30 Apr 21
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 2.6
Sharpe Ratio 3.98
Information Ratio 0.51
Alpha Ratio 25.88
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 16₹10,000
31 May 17₹9,589
31 May 18₹13,515
31 May 19₹14,253
31 May 20₹13,378
31 May 21₹28,417

Aditya Birla Sun Life Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for Aditya Birla Sun Life Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 21

DurationReturns
1 Month 11%
3 Month 16.7%
6 Month 34.1%
1 Year 113.4%
3 Year 30.4%
5 Year 24.4%
10 Year
15 Year
Since launch 11.9%
Historical performance (Yearly) on absolute basis
YearReturns
2020 59%
2019 9.6%
2018 15.6%
2017 22.4%
2016 -3.5%
2015 11.2%
2014 21.1%
2013 50.2%
2012 3.7%
2011 -21.8%
Fund Manager information for Aditya Birla Sun Life Digital India Fund
NameSinceTenure
Kunal Sangoi15 Jan 147.3 Yr.

Data below for Aditya Birla Sun Life Digital India Fund as on 30 Apr 21

Equity Sector Allocation
SectorValue
Technology72.31%
Communication Services15.04%
Industrials9.58%
Asset Allocation
Asset ClassValue
Cash3.07%
Equity96.93%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY
21%₹264 Cr1,950,259
↑ 156,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS
9%₹112 Cr369,487
↑ 12,500
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 532755
9%₹106 Cr1,104,943
↑ 115,000
HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Dec 10 | HCLTECH
6%₹74 Cr818,931
↓ -25,000
Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT
5%₹65 Cr882,609
↑ 113,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL
5%₹57 Cr1,066,937
↑ 18,000
Just Dial Ltd (Communication Services)
Equity, Since 30 Sep 19 | 535648
4%₹56 Cr633,953
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT
3%₹39 Cr191,326
↑ 10,000
Wipro Ltd (Technology)
Equity, Since 31 Jan 21 | 507685
3%₹39 Cr789,307
↑ 475,000
Honeywell Automation India Ltd (Industrials)
Equity, Since 30 Jun 18 | 517174
3%₹35 Cr8,159

4. TATA Digital India Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 21.9% since its launch.  Return for 2020 was 54.8% , 2019 was 7.5% and 2018 was 24.9% .

Below is the key information for TATA Digital India Fund

TATA Digital India Fund
Growth
Launch Date 28 Dec 15
NAV (18 Jun 21) ₹29.5571 ↓ -0.10   (-0.34 %)
Net Assets (Cr) ₹1,284 on 30 Apr 21
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 2.05
Sharpe Ratio 2.9
Information Ratio -0.74
Alpha Ratio 9.76
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 16₹10,000
31 May 17₹8,865
31 May 18₹13,369
31 May 19₹14,475
31 May 20₹12,832
31 May 21₹26,698

TATA Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for TATA Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 21

DurationReturns
1 Month 10.8%
3 Month 16.5%
6 Month 35.2%
1 Year 111.3%
3 Year 27.9%
5 Year 23.5%
10 Year
15 Year
Since launch 21.9%
Historical performance (Yearly) on absolute basis
YearReturns
2020 54.8%
2019 7.5%
2018 24.9%
2017 19.6%
2016 -6%
2015
2014
2013
2012
2011
Fund Manager information for TATA Digital India Fund
NameSinceTenure
Rahul Singh20 Apr 201.03 Yr.
Meeta Shetty20 Apr 201.03 Yr.
Venkat Samala26 Nov 200.43 Yr.

Data below for TATA Digital India Fund as on 30 Apr 21

Equity Sector Allocation
SectorValue
Technology81.13%
Communication Services8.79%
Industrials5.43%
Consumer Cyclical1%
Asset Allocation
Asset ClassValue
Cash3.64%
Equity96.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY
21%₹275 Cr2,030,000
↑ 45,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS
14%₹174 Cr572,126
↑ 151,000
HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jan 16 | HCLTECH
8%₹108 Cr1,199,000
↑ 100,000
Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 532755
6%₹80 Cr835,000
↑ 125,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT
6%₹77 Cr375,363
Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | 507685
5%₹67 Cr1,350,000
Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Aug 20 | NAUKRI
4%₹53 Cr107,330
↑ 26,000
MindTree Ltd (Technology)
Equity, Since 31 Jul 19 | 532819
3%₹38 Cr181,000
↓ -32,000
Cyient Ltd (Industrials)
Equity, Since 28 Feb 21 | CYIENT
3%₹38 Cr517,000
↑ 72,000
Birlasoft Ltd (Technology)
Equity, Since 31 Jul 20 | 532400
3%₹37 Cr1,505,000

5. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.8% since its launch.  Ranked 6 in Small Cap category.  Return for 2020 was 29.2% , 2019 was -2.5% and 2018 was -16.7% .

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund
Growth
Launch Date 16 Sep 10
NAV (18 Jun 21) ₹69.6766 ↓ -0.61   (-0.87 %)
Net Assets (Cr) ₹13,085 on 30 Apr 21
Category Equity - Small Cap
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 2.08
Sharpe Ratio 3.45
Information Ratio 1.09
Alpha Ratio 1.17
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 16₹10,000
31 May 17₹14,095
31 May 18₹16,946
31 May 19₹15,842
31 May 20₹11,809
31 May 21₹26,020

Nippon India Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 21

DurationReturns
1 Month 6.9%
3 Month 20.2%
6 Month 41.6%
1 Year 108.6%
3 Year 17.3%
5 Year 21.3%
10 Year
15 Year
Since launch 19.8%
Historical performance (Yearly) on absolute basis
YearReturns
2020 29.2%
2019 -2.5%
2018 -16.7%
2017 63%
2016 5.6%
2015 15.1%
2014 97.6%
2013 11.9%
2012 41.9%
2011 -25%
Fund Manager information for Nippon India Small Cap Fund
NameSinceTenure
Samir Rachh2 Jan 174.33 Yr.
Kinjal Desai25 May 182.94 Yr.

Data below for Nippon India Small Cap Fund as on 30 Apr 21

Equity Sector Allocation
SectorValue
Industrials22.73%
Basic Materials21.08%
Consumer Cyclical11.57%
Consumer Defensive11.43%
Technology9.71%
Financial Services7.98%
Health Care5.49%
Communication Services4.98%
Utility2.98%
Real Estate0.15%
Asset Allocation
Asset ClassValue
Cash1.86%
Equity98.14%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Dec 16 | 506401
5%₹618 Cr3,310,268
↓ -538,000
Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 30 Apr 18 | 540762
3%₹410 Cr3,321,395
↓ -59,545
Bajaj Electricals Ltd (Utilities)
Equity, Since 31 Mar 16 | 500031
3%₹390 Cr3,390,926
↓ -75,811
Navin Fluorine International Ltd (Basic Materials)
Equity, Since 30 Sep 11 | 532504
3%₹381 Cr1,111,721
↓ -50,000
Orient Electric Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 May 18 | 541301
2%₹289 Cr10,706,033
Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 28 Feb 19 | 500038
2%₹277 Cr9,917,135
↑ 1,080,500
Birla Corp Ltd (Basic Materials)
Equity, Since 31 May 18 | 500335
2%₹262 Cr2,855,300
Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Nov 18 | 540699
2%₹262 Cr623,042
Affle India Ltd (Communication Services)
Equity, Since 31 Jul 19 | 542752
2%₹259 Cr468,383
↓ -15,006
Tata Consumer Products Ltd (Consumer Defensive)
Equity, Since 31 May 19 | 500800
2%₹241 Cr3,600,000

6. ICICI Prudential Smallcap Fund

(Erstwhile ICICI Prudential Indo Asia Equity Fund)

ICICI Prudential Indo Asia Equity Fund is an OE equity scheme that seeks to generate long term capital appreciation by investing in equity, equity related securities and or share classes/units of equity funds of companies, which are incorporated or have their area of primary activity, in the Asia Pacific region. Initially the Scheme will invest in share classes of International Opportunities Fund Asian Equity Fund and thereafter the Fund Manager of the Indo Asia Equity Fund may choose to make investment in listed equity shares, securities in the Asia Pacific region. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Smallcap Fund is a Equity - Small Cap fund was launched on 18 Oct 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.2% since its launch.  Ranked 26 in Small Cap category.  Return for 2020 was 22.8% , 2019 was 10% and 2018 was -22.4% .

Below is the key information for ICICI Prudential Smallcap Fund

ICICI Prudential Smallcap Fund
Growth
Launch Date 18 Oct 07
NAV (18 Jun 21) ₹42.79 ↓ -0.23   (-0.53 %)
Net Assets (Cr) ₹2,123 on 30 Apr 21
Category Equity - Small Cap
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.49
Sharpe Ratio 3.23
Information Ratio 0.71
Alpha Ratio -4.11
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 16₹10,000
31 May 17₹13,339
31 May 18₹14,202
31 May 19₹13,666
31 May 20₹9,636
31 May 21₹21,414

ICICI Prudential Smallcap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for ICICI Prudential Smallcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jun 21

DurationReturns
1 Month 9.4%
3 Month 18.4%
6 Month 37.9%
1 Year 107.7%
3 Year 17.5%
5 Year 16.7%
10 Year
15 Year
Since launch 11.2%
Historical performance (Yearly) on absolute basis
YearReturns
2020 22.8%
2019 10%
2018 -22.4%
2017 42.7%
2016 6%
2015 0.5%
2014 50.6%
2013 8.8%
2012 26%
2011 -15.1%
Fund Manager information for ICICI Prudential Smallcap Fund
NameSinceTenure
Sankaran Naren17 Feb 156.21 Yr.
Priyanka Khandelwal15 Jun 173.88 Yr.
Harish Bihani5 Nov 182.49 Yr.

Data below for ICICI Prudential Smallcap Fund as on 30 Apr 21

Equity Sector Allocation
SectorValue
Industrials17.45%
Financial Services15.15%
Basic Materials14.26%
Consumer Cyclical13.37%
Technology9.08%
Health Care7.54%
Real Estate6.79%
Consumer Defensive6.15%
Communication Services6.08%
Utility0.48%
Asset Allocation
Asset ClassValue
Cash3.65%
Equity96.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Mahindra Lifespace Developers Ltd (Real Estate)
Equity, Since 31 Aug 19 | 532313
4%₹89 Cr1,770,765
Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Nov 18 | 540699
4%₹77 Cr182,250
↓ -5,000
V-Mart Retail Ltd (Consumer Cyclical)
Equity, Since 31 Jul 19 | 534976
4%₹76 Cr287,225
INOX Leisure Ltd (Communication Services)
Equity, Since 31 Oct 18 | 532706
3%₹71 Cr2,615,551
Sudarshan Chemical Industries Ltd (Basic Materials)
Equity, Since 31 Aug 20 | 506655
3%₹63 Cr951,717
↓ -5,635
Birlasoft Ltd (Technology)
Equity, Since 31 Dec 20 | 532400
3%₹62 Cr2,516,039
Camlin Fine Sciences Ltd (Basic Materials)
Equity, Since 30 Nov 17 | 532834
3%₹56 Cr3,618,093
↑ 18,553
Brigade Enterprises Ltd (Real Estate)
Equity, Since 30 Sep 16 | 532929
3%₹56 Cr2,218,316
Minda Industries Ltd (Consumer Cyclical)
Equity, Since 30 Nov 19 | 532539
3%₹55 Cr1,043,161
↑ 52,088
Persistent Systems Ltd (Technology)
Equity, Since 29 Feb 20 | PERSISTENT
3%₹54 Cr266,931

Smart Tips to Choose Best Equity Funds for 2021

A perfect way to invest in the best equity mutual funds is by looking at its both qualitative and quantitative measures.

1. Qualitative Measures

a. Know Your Fund Manager

The credit of performance of a Mutual Fund scheme lies with the fund manager. A fund manager is responsible for making investment decisions for the fund’s portfolio. So, investors should go through the performance of the funds managed by the particular fund manager, especially during the tough market phases. Also, investors should give more priority to a fund manager who has an experience of managing a similar kind of funds, for example- small and mid caps. Going for a fund manager who has been consistent over his career is a preferred choice.

b. Fund House Reputation

While choosing the best equity mutual funds to invest, always look at the quality & reputation of the fund house. A fund house with a long-standing record, large assets under management, star funds or good performing fund etc., is the one to invest in. Hence a fund house having a strong presence in the financial industry with a consistent track record should be ideally preferred.

2. Quantitative Measures

a. Fund Performance

An investor should do a fair assessment of the funds’ performances for over a period of time. Also, it is suggested to go for a fund that consistently beats its benchmark over 4-5 years, additionally, one should see each period and see if the fund is able to beat the benchmark or not.

b. Size of the Fund

Investors should always go for a fund that is neither too big nor too small in size. While there is no perfect definition and relation between the size of the fund, it is said that both too small and too large, can hinder a fund’s performance. Thus, while choosing a fund, it is advisable to go for the one whose AUM (Asset Under Management) is approximately same as the category.

3. Additional Quantitative Measures

a. Expense Ratio

Investors who have Mutual Fund Investments have to bear certain charges like operation costs, management fees, etc., charged by the Asset Management Company (AMC). Generally, the expense ratio is higher for schemes that are actively managed than it is for passively managed schemes (such as Index Funds or ETFs). As per the SEBI rules, an expense ratio for equity funds are a minimum of 2.5%.However, the expense ratio is something which should not supersede other important factors such as fund performance etc. It is better to pay a higher expense ratio in a fund knowing that it will beat it competitors by a good margin.

b. Ratio Analysis

Some of the important ratios to measure fund performance are:

c. Alpha

Alpha is a measure of the success of your investment or rather outperformance against the benchmark. It measures on how much the fund or stock has performed in the general market. A positive alpha of 1 means that the fund has outperformed its benchmark index by 1%, while a negative alpha of -1 would indicate that the fund has produced 1% lower returns than its market benchmark. So, basically, an investor’s strategy should be to buy securities with positive alpha.

d. Beta

It measures volatility in a stock’s price or fund relative to a benchmark and is denoted in positive or negative figures. A Beta of 1 signifies that the stock’s price moves in line with the market, beta of a greater than 1 designates that the stock is riskier than the market, and a beta of less than 1 means that the stock is less risky than the market. So, lower beta is better in a falling market. In a rising market, high-beta is better.

e. Standard Deviation (SD)

In simple terms, SD is a statistical measure representing the volatility or risk in an instrument. The higher the SD, higher will be the fluctuations in the returns.

f. Sharpe Ratio

Sharpe Ratio measures returns (both negative & positive) with respect to the risk taken. Here the risk is defined by the Standard Deviation. A higher Sharpe ratio means, a higher return without too much risk. Thus, while investing, investors should choose a fund that shows a higher Sharpe ratio.

g. Sortino Ratio

The Sortino Ratio is a variation of Sharpe Ratio. But, unlike Sharpe ratio, Sortino ratio considers only the downside or negative return. Such a ratio is helpful for investors to assess risk in a better manner than just looking at the returns to the total volatility.

Upside Capture Ratio & Downside Capture Ratio

Upside/downside capture ratio guide an investor- whether a fund is outperformed i.e. gained more or lost less than a broad market benchmark- during the phase of the market upside (strong) or downside (weak), and more importantly by how much.

Well, an upside ratio of over 100 means that a given fund has beaten the benchmark during the period of positive returns. And a downside ratio of less than 100 shows that a given fund has lost less than its benchmark during the phase of dull returns. So, generally, investors should go for a fund that has a lower downside capture ratio and a higher upside capture ratio.

Equity Fund Taxation

1. Long Term Capital Gains

LTCGs exceeding INR 1 lakh arising from redemption of Mutual Fund units or equities will be taxed at 10 percent (plus cess) or at 10.4 percent. Long-term Capital Gains till INR 1 lakh will be exempt.

For example, if you earn INR 3 lakhs in combined long-term capital gains from stocks or Mutual Fund investments in a financial year. The taxable LTCGs will be INR 2 lakh (INR 3 lakh - 1 lakh) and tax liability will be INR 20,000 (10 per cent of INR 2 lakh).

Long-term capital gains are the profit arising from selling or redemption of equity funds held more than a year.

2. Short Term Capital Gains

If Mutual Fund units are sold before one year of holding, Short Term Capital Gains (STCGs) tax will apply. The STCGs tax has been kept unchanged at 15 percent.

Equity Schemes Holding Period Tax Rate
Long Term Capital Gains (LTCG) More than 1 Year 10% (with no indexation)*****
Short Term Capital Gains (STCG) Less than or equal to a year 15%
Tax on Distributed Dividend - 10%#

*Gains up to INR 1 lakh are free of tax. Tax at 10% applies to gains above INR 1 lakh.
#Dividend tax of 10% + Surcharge 12% + Cess 4% =11.648% Health & Education Cess of 4% introduced. Earlier, education Cess was 3%.

How to Invest in Best Equity Mutual Funds Online?

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  2. Complete your Registration and KYC Process

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Conclusion

While looking for best equity mutual funds, investors should choose equity funds which are doing well in the market. One should know how a fund behaves and performs when the market goes bad. A deep analysis of fund’s last three years’ performances is an ideal way to buy one of the best equity mutual funds.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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samtani, posted on 1 Mar 21 1:12 PM

very informative

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