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All Best Performing Equity Mutual Funds to invest In 2019 | Fincash.com

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Best Equity Mutual Funds To Invest In 2019

Updated on May 19, 2019 , 5184 views

An equity fund is a mutual fund that invests principally in stocks. It can be actively or passively (index fund) managed. Equity Funds are also known as stock funds.

Best Equity Funds

Equity funds should be the vehicle of choice when Investing for long-term goals. Equity funds have created huge profits for investors in the past few years. But as there is a wide choice before investors, choosing the right equity fund becomes critical. But with right qualitative and quantitative measures (discussed below), one can ideally choose the best equity Mutual Funds.

Why to Invest in Equity Funds?

1. Liquidity

Since stocks are actively traded across all major exchanges, every day, this makes equity funds a highly liquid investment. It provides investors, the convenience of buying and selling their stocks depending on the market situation. By investing in equity mutual funds, the money is usually credited to your bank account in 3 days.

2. Dividend Income

Investing into blue-chip companies may help investors earn a steady income in the form of dividends. A majority of such companies usually pay out regular dividends even in volatile market conditions, typically paid quarterly. Having a diversified portfolio can provide investors with a steady dividend income in the year.

3. Portfolio Diversification

With best equity mutual funds investors can diversify their portfolio through regularly investing. It means that they can invest in stocks of different economic sectors. So, even if a particular stock drops in value, the others may help investors make up for that loss depending on the market situation.

4. Ideal Investment Vehicle

In many ways, equity funds are ideal investment vehicles for investors that are not as well-versed in financial investing or do not possess a large amount of capital with which to invest. Equity funds are practical investments for most people.

The attributes that make equity funds most suitable for small individual investors are the reduction of risk resulting from a fund's portfolio diversification and the relatively small amount of capital required to acquire shares of an equity fund. A large amount of investment capital would be required for an individual investor to achieve a similar degree of risk reduction through diversification of a portfolio of direct stock holdings. Pooling small investors capital allows an equity fund to diversify effectively without burdening each investor with large capital requirements.

The price of the equity fund is based on the fund's net asset value (NAV) less its liabilities. A more diversified fund means that there is less negative effect of an individual stock's adverse price movement on the overall portfolio and on the share price of the equity fund.

Equity funds are managed by experienced professional portfolio managers, and their past performance is a matter of public record. Transparency and reporting requirements for equity funds are heavily regulated by the Security Exchange Board of India (SEBI)

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Top Equity Mutual Funds 2019

Best equity mutual funds are categorised according to its types- ELSS, Large cap funds, mid cap funds, Small cap funds, Diversified Funds, sector funds and Balanced Fund.

5 Best Large Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Reliance Large Cap Fund Growth ₹35.2362
↓ -0.47
₹12,7729.47.712.917.414.2-0.2
Indiabulls Blue Chip Fund Growth ₹21.45
↓ -0.19
₹2659.49.48.214.211.7-1.4
ICICI Prudential Bluechip Fund Growth ₹42.3
↓ -0.46
₹21,8467.86.37.514.912.3-0.8
JM Core 11 Fund Growth ₹9.0678
↓ -0.03
₹476.49.66.117.313.6-5
Essel Large Cap Equity Fund Growth ₹23.1472
↓ -0.28
₹1218.39.25.811.811.3-6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 May 19

5 Best Mid Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Kotak Emerging Equity Scheme Growth ₹37.857
↓ -0.24
₹4,0287.95.3-3.312.418.5-11.7
L&T Midcap Fund Growth ₹129.19
↓ -1.06
₹4,5034.9-1-814.517.7-12
Sundaram Mid Cap Fund Growth ₹456.269
↓ -2.99
₹6,02972.9-8.89.915-15.4
Motilal Oswal Midcap 30 Fund  Growth ₹24.8662
↓ -0.20
₹1,39196.6-1.27.616-12.7
Franklin India Prima Fund Growth ₹929.738
↓ -6.38
₹6,8894.93.7-3.411.115.7-9.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 May 19

5 Best Small Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
SBI Small Cap Fund Growth ₹50.4097
↓ -0.38
₹1,99262.1-10.615.924-19.6
L&T Emerging Businesses Fund Growth ₹23.562
↓ -0.15
₹5,9893.3-3.3-12.516.817.3-13.7
Aditya Birla Sun Life Small Cap Fund Growth ₹33.8795
↓ -0.23
₹2,3749.80.9-15.79.714.4-22.6
HDFC Small Cap Fund Growth ₹42.182
↓ -0.23
₹7,6605.50.8-6.517.216.5-8.1
Reliance Small Cap Fund Growth ₹39.2505
↓ -0.22
₹8,0507.9-0.6-9.715.319.6-16.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 May 19

5 Best Large & Mid Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Kotak Equity Opportunities Fund Growth ₹119.07
↓ -0.62
₹2,5368.39.56.314.514.4-5.6
Invesco India Growth Opportunities Fund Growth ₹33.59
↓ -0.35
₹1,3045.95.53.314.914.2-0.2
DSP BlackRock Equity Opportunities Fund Growth ₹216.541
↓ -2.25
₹5,6747.261.814.114.1-9.2
Principal Emerging Bluechip Fund Growth ₹102.71
↓ -0.58
₹2,1907.33.7-3.615.117.6-11
SBI Large and Midcap Fund Growth ₹218.478
↓ -2.16
₹2,5606.65.34.612.614-5.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 May 19

5 Best Equity Linked Savings Schemes (ELSS)

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Tata India Tax Savings Fund Growth ₹18.261
↓ -0.15
₹1,7909.3116.914.9 -8.4
IDFC Tax Advantage (ELSS) Fund Growth ₹55.64
↓ -0.54
₹1,9969.44.6-2.41414.6-9.4
DSP BlackRock Tax Saver Fund Growth ₹47.746
↓ -0.48
₹5,4879.28.76.314.514.5-7.6
Principal Tax Savings Fund Growth ₹206.41
↓ -1.73
₹4067.43.6-0.315.512.6-9.2
Aditya Birla Sun Life Tax Relief '96 Growth ₹30.96
↓ -0.16
₹8,6854.53.6-0.513.216.2-4.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 May 19

5 Best Diversified/Multi Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Mirae Asset India Equity Fund  Growth ₹50.868
↓ -0.52
₹12,3157.77.711.217.315.7-0.6
Kotak Standard Multicap Fund Growth ₹35.662
↓ -0.30
₹24,29710.110.110.616.616.3-0.9
Motilal Oswal Multicap 35 Fund Growth ₹26.068
↓ -0.25
₹13,24787.2-0.614.819.9-7.8
SBI Magnum Multicap Fund Growth ₹48.7017
↓ -0.39
₹7,2288.99.14.313.716.1-5.5
JM Multicap Fund Growth ₹31.4094
↓ -0.09
₹1,9957.77.33.516.413.3-5.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 May 19

5 Best Sector Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
ICICI Prudential Banking and Financial Services Fund Growth ₹66.77
↓ -0.55
₹3,06815.715.213.923.818.2-0.4
Franklin Build India Fund Growth ₹42.2226
↓ -0.68
₹1,25612.59.191517.6-10.7
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹29.55
↓ -0.41
₹1,74113.6136.719.417.2-2.4
Sundaram Rural and Consumption Fund Growth ₹40.9744
↓ -0.19
₹2,3756.23.9-1.912.915.8-7.8
DSP BlackRock Natural Resources and New Energy Fund Growth ₹32.47
↑ 1.00
₹41211.43.5-3.520.515.3-15.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 May 19

5 Best Focused Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Axis Focused 25 Fund Growth ₹27.82
↓ -0.27
₹7,5849.68.23.41715.50.6
Aditya Birla Sun Life Focused Equity Fund Growth ₹59.4845
↓ -0.75
₹4,2798.58.1712.711.7-4.1
Franklin India Focused Equity Fund Growth ₹41.2129
↓ -0.53
₹8,26411.49.610.514.516.4-8.8
Sundaram Select Focus Fund Growth ₹181.532
↓ -1.51
₹9799.911.19.615.810.81.2
Principal Focused Multicap Fund Growth ₹63.99
↓ -0.47
₹32287.26.413.410.9-1.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 May 19

5 Best Dividend Yield Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Principal Dividend Yield Fund Growth ₹52.85
↓ -0.44
₹21263.71.517.511.9-5.2
ICICI Prudential Dividend Yield Equity Fund Growth ₹16.64
↓ -0.13
₹1899.63.9-3.41310.4-11.9
Templeton India Equity Income Fund Growth ₹45.6113
↓ -0.15
₹9772.94-4.512.311.1-8.6
UTI Dividend Yield Fund Growth ₹64.0273
↓ -0.70
₹2,52634.61.612.69.50.5
Aditya Birla Sun Life Dividend Yield Fund Growth ₹155.28
↓ -1.53
₹8104.10.6-7.676.8-14.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 May 19

5 Best Value Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
L&T India Value Fund Growth ₹35.691
↓ -0.28
₹8,2348.34.1-0.914.116.4-11.4
Tata Equity PE Fund Growth ₹133.344
↓ -1.15
₹5,4646.64.8-2.416.915.7-7.1
JM Value Fund Growth ₹31.6477
↓ -0.30
₹1317.46.91.215.814-11.2
HDFC Capital Builder Value Fund Growth ₹291.37
↓ -2.93
₹4,54064.31.514.313.1-5.5
Templeton India Value Fund Growth ₹247.245
↓ -2.66
₹5534.43.1-4.311.210.9-12.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 May 19

1. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

SBI Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 26 Feb 15. It is a fund with High risk and has given a CAGR/Annualized return of 16% since its launch.  Return for 2018 was 9.5% , 2017 was 40.7% and 2016 was 17% .

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund
Growth
Launch Date 26 Feb 15
NAV (21 May 19) ₹18.7339 ↓ -0.23   (-1.22 %)
Net Assets (Cr) ₹776 on 30 Apr 19
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk High
Expense Ratio 3.02
Sharpe Ratio 0.57
Information Ratio -0.09
Alpha Ratio -4.24
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹9,542
30 Apr 16₹9,592
30 Apr 17₹13,299
30 Apr 18₹15,826
30 Apr 19₹18,133

SBI Banking & Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 19

DurationReturns
1 Month 4.1%
3 Month 14.8%
6 Month 18.6%
1 Year 19.5%
3 Year 24.4%
5 Year
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2018 9.5%
2017 40.7%
2016 17%
2015
2014
2013
2012
2011
2010
2009
Fund Manager information for SBI Banking & Financial Services Fund
NameSinceTenure
Sohini Andani26 Feb 154.18 Yr.

Data below for SBI Banking & Financial Services Fund as on 30 Apr 19

Equity Sector Allocation
SectorValue
Financial Services94.89%
Asset Allocation
Asset ClassValue
Cash5.11%
Equity94.89%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK
20%₹144 Cr621,000
↑ 312,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK
13%₹94 Cr2,355,814
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | KOTAKBANK
9%₹68 Cr510,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 532215
9%₹68 Cr870,000
ICICI Prudential Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 19 | ICICIPRULI
6%₹42 Cr1,200,000
↑ 1,200,000
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | 540611
6%₹40 Cr678,045
Net Receivable / Payable
CBLO | -
5%₹38 Cr
GRUH Finance Ltd (Financial Services)
Equity, Since 31 Jan 19 | 511288
5%₹37 Cr1,324,990
↓ -1,300,010
State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN
5%₹36 Cr1,115,000
↓ -945,000
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Mar 19 | 504973
5%₹35 Cr720,000
↑ 720,000

2. HDFC Top 100 Fund

(Erstwhile HDFC Top 200)

To generate long term capital appreciation from a portfolio of equity and equity linked instruments. The investment portfolio for equity and equity linked instruments will be primarily drawn from the companies in the BSE 200 Index. Further, the Scheme may also invest in listed companies that would qualify to be in the top 200 by market capitalisation on the BSE even though they may not be listed on the BSE. This includes participation in large Ipos where in the market capitalisation of the company based on issue price would make the company a part of the top 200 companies listed on the BSE based on market capitalisation.

HDFC Top 100 Fund is a Equity - Large Cap fund was launched on 11 Oct 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20% since its launch.  Ranked 43 in Large Cap category.  Return for 2018 was 0.1% , 2017 was 32% and 2016 was 8.5% .

Below is the key information for HDFC Top 100 Fund

HDFC Top 100 Fund
Growth
Launch Date 11 Oct 96
NAV (21 May 19) ₹498.392 ↓ -6.08   (-1.21 %)
Net Assets (Cr) ₹16,705 on 30 Apr 19
Category Equity - Large Cap
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.26
Sharpe Ratio 0.57
Information Ratio 0.16
Alpha Ratio 3.81
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 14₹10,000
30 Apr 15₹13,025
30 Apr 16₹12,364
30 Apr 17₹16,104
30 Apr 18₹17,551
30 Apr 19₹19,590

HDFC Top 100 Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for HDFC Top 100 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 19

DurationReturns
1 Month -0.6%
3 Month 9.9%
6 Month 9.4%
1 Year 14.9%
3 Year 17.1%
5 Year 11.2%
10 Year
15 Year
Since launch 20%
Historical performance (Yearly) on absolute basis
YearReturns
2018 0.1%
2017 32%
2016 8.5%
2015 -6.1%
2014 46.5%
2013 4%
2012 32.4%
2011 -24.3%
2010 25.1%
2009 94.5%
Fund Manager information for HDFC Top 100 Fund
NameSinceTenure
Prashant Jain19 Jun 0315.63 Yr.
Amar Kalkundrikar10 Jan 190.06 Yr.

Data below for HDFC Top 100 Fund as on 30 Apr 19

Equity Sector Allocation
SectorValue
Financial Services37.23%
Technology14.33%
Energy13.63%
Basic Materials9.52%
Utility9.19%
Industrials8.39%
Consumer Defensive4.56%
Health Care2.63%
Asset Allocation
Asset ClassValue
Cash0.48%
Equity99.51%
Other0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 06 | RELIANCE
9%₹1,434 Cr10,293,264
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 05 | ICICIBANK
8%₹1,393 Cr34,174,853
↓ -2,000,000
State Bank of India (Financial Services)
Equity, Since 31 Jan 03 | SBIN
8%₹1,331 Cr42,956,500
↓ -1,038,000
Infosys Ltd (Technology)
Equity, Since 31 Aug 04 | INFY
7%₹1,222 Cr16,259,954
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | HDFCBANK
7%₹1,218 Cr5,257,681
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 06 | LT
6%₹979 Cr7,258,828
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | ITC
5%₹762 Cr25,277,048
NTPC Ltd (Utilities)
Equity, Since 30 Jun 15 | 532555
4%₹740 Cr55,170,537
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 05 | TCS
4%₹733 Cr3,241,062
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | 532215
4%₹641 Cr8,355,405

3. IIFL Focused Equity Fund

(Erstwhile IIFL India Growth Fund)

The investment objective of the scheme is to generate long term capital appreciation for investors from a portfolio of equity and equity related securities. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

IIFL Focused Equity Fund is a Equity - Focused fund was launched on 30 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.3% since its launch.  Return for 2018 was -6.8% , 2017 was 30% and 2016 was 9.9% .

Below is the key information for IIFL Focused Equity Fund

IIFL Focused Equity Fund
Growth
Launch Date 30 Oct 14
NAV (21 May 19) ₹16.275 ↓ -0.19   (-1.15 %)
Net Assets (Cr) ₹177 on 30 Apr 19
Category Equity - Focused
AMC IIFL Asset Management Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 2.6
Sharpe Ratio 0.24
Information Ratio -0.02
Alpha Ratio 1.45
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-2 Months (2%),2 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,587
30 Apr 16₹10,311
30 Apr 17₹13,256
30 Apr 18₹14,819
30 Apr 19₹15,771

IIFL Focused Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for IIFL Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 19

DurationReturns
1 Month 2.2%
3 Month 14.8%
6 Month 17.5%
1 Year 14.8%
3 Year 16%
5 Year
10 Year
15 Year
Since launch 11.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -6.8%
2017 30%
2016 9.9%
2015 1.8%
2014
2013
2012
2011
2010
2009
Fund Manager information for IIFL Focused Equity Fund
NameSinceTenure
Prashastha Seth3 Nov 162.24 Yr.

Data below for IIFL Focused Equity Fund as on 30 Apr 19

Equity Sector Allocation
SectorValue
Financial Services43.11%
Health Care13.74%
Technology11.84%
Consumer Cyclical7.17%
Industrials6.65%
Basic Materials5.57%
Energy2.87%
Consumer Defensive2.85%
Utility1.91%
Asset Allocation
Asset ClassValue
Cash4.29%
Equity95.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 17 | HDFCBANK
10%₹18 Cr78,728
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK
6%₹11 Cr275,249
Procter & Gamble Health Ltd (Healthcare)
Equity, Since 31 Mar 18 | 500126
6%₹11 Cr29,250
↓ -1,950
State Bank of India (Financial Services)
Equity, Since 31 May 17 | SBIN
6%₹11 Cr340,467
Infosys Ltd (Technology)
Equity, Since 28 Feb 18 | INFY
5%₹10 Cr128,522
↓ -10,700
Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 18 | 532755
5%₹8 Cr95,368
↓ -4,532
Tri-Party Repo
CBLO/Reverse Repo | -
4%₹8 Cr
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
4%₹7 Cr21,099
Ipca Laboratories Ltd (Healthcare)
Equity, Since 31 Oct 18 | 524494
4%₹6 Cr65,500
Siemens Ltd (Industrials)
Equity, Since 30 Nov 18 | 500550
3%₹6 Cr51,155

4. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a CAGR/Annualized return of 19.3% since its launch.  Return for 2018 was -0.4% , 2017 was 45.1% and 2016 was 21.1% .

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (21 May 19) ₹66.77 ↓ -0.55   (-0.82 %)
Net Assets (Cr) ₹3,068 on 30 Apr 19
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.52
Sharpe Ratio 0.31
Information Ratio -0.13
Alpha Ratio -10.31
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 14₹10,000
30 Apr 15₹14,675
30 Apr 16₹14,175
30 Apr 17₹22,187
30 Apr 18₹24,492
30 Apr 19₹26,516

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 19

DurationReturns
1 Month 1.2%
3 Month 15.7%
6 Month 15.2%
1 Year 13.9%
3 Year 23.8%
5 Year 18.2%
10 Year
15 Year
Since launch 19.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.4%
2017 45.1%
2016 21.1%
2015 -7.2%
2014 69%
2013 -2.6%
2012 72.2%
2011 -31.6%
2010 32.8%
2009 77.6%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Priyanka Khandelwal15 Jun 171.71 Yr.
Roshan Chutkey29 Jan 181.08 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 30 Apr 19

Equity Sector Allocation
SectorValue
Financial Services89.2%
Asset Allocation
Asset ClassValue
Cash14.13%
Equity85.82%
Other0.05%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK
14%₹414 Cr10,167,356
Treps
CBLO/Reverse Repo | -
10%₹308 Cr
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN
9%₹276 Cr8,913,537
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
9%₹276 Cr1,189,734
Bank of Baroda (Financial Services)
Equity, Since 31 May 17 | 532134
6%₹191 Cr16,333,758
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 13 | 532978
5%₹166 Cr220,497
Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 18 | M&MFIN
4%₹129 Cr3,218,383
↓ -79,092
Net Current Assets
Net Current Assets | -
3%₹101 Cr
Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Apr 14 | 533398
3%₹99 Cr1,662,779
LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | LICHSGFIN
3%₹87 Cr1,745,821

5. Reliance Large Cap Fund

(Erstwhile Reliance Top 200 Fund)

The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities.

Reliance Large Cap Fund is a Equity - Large Cap fund was launched on 8 Aug 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.3% since its launch.  Ranked 20 in Large Cap category.  Return for 2018 was -0.2% , 2017 was 38.4% and 2016 was 2.2% .

Below is the key information for Reliance Large Cap Fund

Reliance Large Cap Fund
Growth
Launch Date 8 Aug 07
NAV (21 May 19) ₹35.2362 ↓ -0.47   (-1.31 %)
Net Assets (Cr) ₹12,772 on 30 Apr 19
Category Equity - Large Cap
AMC Reliance Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 2.49
Sharpe Ratio 0.37
Information Ratio 0.31
Alpha Ratio 0.49
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 14₹10,000
30 Apr 15₹14,423
30 Apr 16₹13,619
30 Apr 17₹17,416
30 Apr 18₹20,108
30 Apr 19₹21,764

Reliance Large Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Reliance Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 19

DurationReturns
1 Month -1.2%
3 Month 9.4%
6 Month 7.7%
1 Year 12.9%
3 Year 17.4%
5 Year 14.2%
10 Year
15 Year
Since launch 11.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.2%
2017 38.4%
2016 2.2%
2015 1.1%
2014 54.6%
2013 4.2%
2012 41%
2011 -26.4%
2010 19.4%
2009 73.4%
Fund Manager information for Reliance Large Cap Fund
NameSinceTenure
Sailesh Raj Bhan8 Aug 0711.49 Yr.
Kinjal Desai25 May 180.69 Yr.

Data below for Reliance Large Cap Fund as on 30 Apr 19

Equity Sector Allocation
SectorValue
Financial Services33.51%
Industrials18.79%
Consumer Cyclical12.08%
Health Care9.48%
Energy6.72%
Technology5.74%
Consumer Defensive4.97%
Basic Materials4.14%
Utility2.88%
Communication Services1.13%
Real Estate0.2%
Asset Allocation
Asset ClassValue
Cash0.11%
Equity99.75%
Other0.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Oct 10 | SBIN
9%₹1,209 Cr39,000,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT
6%₹809 Cr6,000,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | 532215
6%₹767 Cr10,000,000
↓ -500,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
5%₹693 Cr17,000,000
↑ 2,500,000
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 16 | ITC
5%₹634 Cr21,053,000
↑ 1,000,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 08 | HDFCBANK
5%₹626 Cr2,700,611
↓ -900,000
Infosys Ltd (Technology)
Equity, Since 30 Sep 07 | INFY
4%₹489 Cr6,501,752
↓ -1,500,000
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 30 Sep 17 | TATAMOTORS
4%₹450 Cr21,000,000
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jan 17 | TATASTEEL
3%₹446 Cr8,000,316
↑ 1,000,000
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Dec 16 | SUNPHARMA
3%₹412 Cr9,000,000

6. HDFC Equity Fund

Aims at providing capital appreciation through investments predominantly in equity oriented securities

HDFC Equity Fund is a Equity - Multi Cap fund was launched on 1 Jan 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.8% since its launch.  Ranked 34 in Multi Cap category.  Return for 2018 was -3.5% , 2017 was 36.9% and 2016 was 7.3% .

Below is the key information for HDFC Equity Fund

HDFC Equity Fund
Growth
Launch Date 1 Jan 95
NAV (21 May 19) ₹671.093 ↓ -8.47   (-1.25 %)
Net Assets (Cr) ₹22,376 on 30 Apr 19
Category Equity - Multi Cap
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.25
Sharpe Ratio 0.34
Information Ratio 0.24
Alpha Ratio 5.1
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 14₹10,000
30 Apr 15₹13,503
30 Apr 16₹12,585
30 Apr 17₹16,513
30 Apr 18₹18,297
30 Apr 19₹19,783

HDFC Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for HDFC Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 May 19

DurationReturns
1 Month -0.8%
3 Month 10.1%
6 Month 9.2%
1 Year 12.6%
3 Year 17%
5 Year 11.4%
10 Year
15 Year
Since launch 18.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -3.5%
2017 36.9%
2016 7.3%
2015 -5.1%
2014 53.8%
2013 3.8%
2012 34.1%
2011 -26.7%
2010 29.2%
2009 105.6%
Fund Manager information for HDFC Equity Fund
NameSinceTenure
Prashant Jain19 Jun 0315.63 Yr.
Amar Kalkundrikar10 Jan 190.06 Yr.

Data below for HDFC Equity Fund as on 30 Apr 19

Equity Sector Allocation
SectorValue
Financial Services38.48%
Technology14.71%
Utility11.93%
Industrials11.8%
Basic Materials8.17%
Energy6.86%
Consumer Defensive3.79%
Health Care3.27%
Consumer Cyclical0.39%
Asset Allocation
Asset ClassValue
Cash0.58%
Equity99.41%
Other0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
10%₹2,272 Cr55,759,189
State Bank of India (Financial Services)
Equity, Since 31 Jan 03 | SBIN
10%₹2,171 Cr70,030,851
Infosys Ltd (Technology)
Equity, Since 31 Oct 08 | INFY
9%₹2,003 Cr26,661,859
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 12 | LT
8%₹1,740 Cr12,900,103
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 13 | RELIANCE
5%₹1,175 Cr8,438,767
↓ -1,756,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | HDFCBANK
5%₹1,055 Cr4,551,672
NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 532555
5%₹1,031 Cr76,882,235
↑ 4,466,000
ITC Ltd (Consumer Defensive)
Equity, Since 28 Feb 18 | ITC
4%₹848 Cr28,147,261
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 15 | TCS
3%₹682 Cr3,018,498
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 17 | 532215
3%₹634 Cr8,269,992

Smart Tips to Choose Best Equity Funds for 2019

A perfect way to invest in the best equity mutual funds is by looking at its both qualitative and quantitative measures.

1. Qualitative Measures

a. Know Your Fund Manager

The credit of performance of a Mutual Fund scheme lies with the fund manager. A fund manager is responsible for making investment decisions for the fund’s portfolio. So, investors should go through the performance of the funds managed by the particular fund manager, especially during the tough market phases. Also, investors should give more priority to a fund manager who has an experience of managing a similar kind of funds, for example- small and mid caps. Going for a fund manager who has been consistent over his career is a preferred choice.

b. Fund House Reputation

While choosing the best equity mutual funds to invest, always look at the quality & reputation of the fund house. A fund house with a long-standing record, large assets under management, star funds or good performing fund etc., is the one to invest in. Hence a fund house having a strong presence in the financial industry with a consistent track record should be ideally preferred.

2. Quantitative Measures

a. Fund Performance

An investor should do a fair assessment of the funds’ performances for over a period of time. Also, it is suggested to go for a fund that consistently beats its benchmark over 4-5 years, additionally, one should see each period and see if the fund is able to beat the benchmark or not.

b. Size of the Fund

Investors should always go for a fund that is neither too big nor too small in size. While there is no perfect definition and relation between the size of the fund, it is said that both too small and too large, can hinder a fund’s performance. Thus, while choosing a fund, it is advisable to go for the one whose AUM (Asset Under Management) is approximately same as the category.

3. Additional Quantitative Measures

a. Expense Ratio

Investors who have Mutual Fund Investments have to bear certain charges like operation costs, management fees, etc., charged by the Asset Management Company (AMC). Generally, the expense ratio is higher for schemes that are actively managed than it is for passively managed schemes (such as Index Funds or ETFs). As per the SEBI rules, an expense ratio for equity funds are a minimum of 2.5%.However, the expense ratio is something which should not supersede other important factors such as fund performance etc. It is better to pay a higher expense ratio in a fund knowing that it will beat it competitors by a good margin.

b. Ratio Analysis

Some of the important ratios to measure fund performance are:

c. Alpha

Alpha is a measure of the success of your investment or rather outperformance against the benchmark. It measures on how much the fund or stock has performed in the general market. A positive alpha of 1 means that the fund has outperformed its benchmark index by 1%, while a negative alpha of -1 would indicate that the fund has produced 1% lower returns than its market benchmark. So, basically, an investor’s strategy should be to buy securities with positive alpha.

d. Beta

It measures volatility in a stock’s price or fund relative to a benchmark and is denoted in positive or negative figures. A Beta of 1 signifies that the stock’s price moves in line with the market, beta of a greater than 1 designates that the stock is riskier than the market, and a beta of less than 1 means that the stock is less risky than the market. So, lower beta is better in a falling market. In a rising market, high-beta is better.

e. Standard Deviation (SD)

In simple terms, SD is a statistical measure representing the volatility or risk in an instrument. The higher the SD, higher will be the fluctuations in the returns.

f. Sharpe Ratio

Sharpe Ratio measures returns (both negative & positive) with respect to the risk taken. Here the risk is defined by the Standard Deviation. A higher Sharpe ratio means, a higher return without too much risk. Thus, while investing, investors should choose a fund that shows a higher Sharpe ratio.

g. Sortino Ratio

The Sortino Ratio is a variation of Sharpe Ratio. But, unlike Sharpe ratio, Sortino ratio considers only the downside or negative return. Such a ratio is helpful for investors to assess risk in a better manner than just looking at the returns to the total volatility.

Upside Capture Ratio & Downside Capture Ratio

Upside/downside capture ratio guide an investor- whether a fund is outperformed i.e. gained more or lost less than a broad market benchmark- during the phase of the market upside (strong) or downside (weak), and more importantly by how much. Well, an upside ratio of over 100 means that a given fund has beaten the benchmark during the period of positive returns. And a downside ratio of less than 100 shows that a given fund has lost less than its benchmark during the phase of dull returns. So, generally, investors should go for a fund that has a lower downside capture ratio and a higher upside capture ratio.

Equity Fund Taxation

As per the Budget 2018 speech, a new Long Term Capital Gains (LTCG) tax on equity oriented mutual funds & stocks will be applicable from 1st April. The Finance Bill 2018 was passed by voice vote in Lok Sabha on 14th March 2018. Here’s how new Income Tax changes will impact the equity investments from 1st April 2018.

1. Long Term Capital Gains

LTCGs exceeding INR 1 lakh arising from redemption of Mutual Fund units or equities on or after 1st April 2018, will be taxed at 10 percent (plus cess) or at 10.4 percent. Long-term capital gains till INR 1 lakh will be exempt. For example, if you earn INR 3 lakhs in combined long-term capital gains from stocks or Mutual Fund investments in a financial year. The taxable LTCGs will be INR 2 lakh (INR 3 lakh - 1 lakh) and tax liability will be INR 20,000 (10 per cent of INR 2 lakh).

Long-term capital gains are the profit arising from selling or redemption of equity funds held more than a year.

2. Short Term Capital Gains

If Mutual Fund units are sold before one year of holding, Short Term Capital Gains (STCGs) tax will apply. The STCGs tax has been kept unchanged at 15 percent.

Equity Schemes Holding Period Tax Rate
Long Term Capital Gains (LTCG) More than 1 Year 10% (with no indexation)*****
Short Term Capital Gains (STCG) Less than or equal to a year 15%
Tax on Distributed Dividend - 10%#

*Gains up to INR 1 lakh are free of tax. Tax at 10% applies to gains above INR 1 lakh. Earlier rate was 0% cost calculated as closing price on Jan 31, 2018. #Dividend tax of 10% + Surcharge 12% + Cess 4% =11.648% Health & Education Cess of 4% introduced. Earlier, education Cess was 3%.

How to Invest in Best Equity Mutual Funds Online?

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Conclusion

While looking for best equity mutual funds, investors should choose equity funds which are doing well in the market. One should know how a fund behaves and performs when the market goes bad. A deep analysis of fund’s last three years’ performances is an ideal way to buy one of the best equity mutual funds.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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