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Best Performing Equity Mutual Funds 2021 | Fincash.com

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Best Equity Mutual Funds 2021 - 2022

Updated on April 7, 2021 , 24195 views

An equity fund is a mutual fund that invests principally in stocks. It can be actively or passively (index fund) managed. These are also known as stock funds.

Best Equity Funds

Equity Funds should be the vehicle of choice when Investing for long-term goals as they have created huge profits for investors in the past few years. But as there is a wide choice before investors, choosing the right equity fund becomes critical.

With right qualitative and quantitative measures (discussed below), one can ideally choose the best equity Mutual Funds to invest.

Why to Invest in Equity Funds?

1. Liquidity

Since stocks are actively traded across all major exchanges, every day, this makes equity funds a highly liquid investment. It provides investors, the convenience of buying and selling their stocks depending on the market situation. By investing in equity mutual funds, the money is usually credited to your Bank account in 3 days.

2. Dividend Income

Investing into blue-chip companies may help investors earn a steady Income in the form of dividends. A majority of such companies usually pay out regular dividends even in volatile market conditions, typically paid quarterly. Having a diversified portfolio can provide investors with a steady dividend income in the year.

3. Portfolio Diversification

With best equity mutual funds investors can diversify their portfolio through regularly investing. It means that they can invest in stocks of different economic sectors. So, even if a particular stock drops in value, the others may help investors make up for that loss depending on the market situation.

4. Ideal Investment Vehicle

In many ways, equity funds are ideal investment vehicles for investors that are not as well-versed in financial investing or do not possess a large amount of Capital with which to invest. They are practical investments for most people.

The attributes that make equity funds most suitable for small individual investors are the reduction of risk resulting from a fund's portfolio diversification and the relatively small amount of capital required to acquire shares of an equity fund. A large amount of investment capital would be required for an individual investor to achieve a similar degree of risk reduction through diversification of a portfolio of direct stock holdings. Pooling small investors capital allows an equity fund to diversify effectively without burdening each investor with large capital requirements.

Equity NAV

The price of the equity fund is based on the fund's net asset value (NAV) less its liabilities. A more diversified fund means that there is less negative effect of an individual stock's adverse price movement on the overall portfolio and on the share price of the equity fund.

Equity funds are managed by experienced professional portfolio managers, and their past performance is a matter of public record. Transparency and reporting requirements for equity funds are heavily regulated by the Security Exchange Board of India (SEBI)

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Top Equity Mutual Funds 2021

Best equity mutual funds are categorised according to its types- ELSS, Large cap funds, mid cap funds, Small cap funds, Diversified Funds, sector funds and Balanced Fund.

5 Best Large Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Canara Robeco Bluechip Equity Fund Growth ₹35.53
↓ -0.07
₹1,8193.524.355.516.21723.1
Axis Bluechip Fund Growth ₹39.17
↓ -0.11
₹23,496021.544.515.116.919.7
Kotak Bluechip Fund Growth ₹316.949
↓ -0.29
₹2,2074.424.764.812.914.316.4
BNP Paribas Large Cap Fund Growth ₹118.97
↓ -0.27
₹1,0151.421.949.912.713.716.8
ICICI Prudential Bluechip Fund Growth ₹53.91
↓ -0.19
₹27,0332.926.258.910.814.813.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21

5 Best Mid Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
PGIM India Midcap Opportunities Fund Growth ₹32.49
↓ -0.05
₹93412.742.6109.117.618.248.4
Axis Mid Cap Fund Growth ₹55.56
↑ 0.18
₹9,7576.930.759.91718.926
Invesco India Mid Cap Fund Growth ₹69.8
↓ -0.01
₹1,3416.230.768.512.916.724.4
TATA Mid Cap Growth Fund Growth ₹200.101
↑ 0.23
₹1,0908.33574.612.716.224.3
BNP Paribas Mid Cap Fund Growth ₹47.834
↑ 0.12
₹85312.539.380.411.915.123.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21

5 Best Small Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Kotak Small Cap Fund Growth ₹122.72
↑ 0.67
₹3,0591853.4125.61518.834.2
SBI Small Cap Fund Growth ₹82.0713
↑ 0.01
₹7,3118.941.590.212.220.833.6
Nippon India Small Cap Fund Growth ₹61.356
↑ 0.24
₹11,9611747.910810.419.929.2
ICICI Prudential Smallcap Fund Growth ₹37.36
↑ 0.20
₹1,9911242.7103.99.514.922.8
DSP BlackRock Small Cap Fund  Growth ₹82.008
↑ 0.34
₹6,34710.435.698.57.614.833.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21

5 Best Large & Mid Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Mirae Asset Emerging Bluechip Fund Growth ₹79.538
↓ -0.21
₹15,785832.976.717.121.822.4
Kotak Equity Opportunities Fund Growth ₹166.591
↓ -0.43
₹5,1776.929.668.513.116.716.5
Tata Large and Midcap Fund Growth ₹279.768
↓ -1.17
₹2,1047.928.966.412.714.515.5
Edelweiss Large and Mid Cap Fund  Growth ₹43.357
↓ -0.07
₹6767.531.563.81215.517
Canara Robeco Emerging Equities Growth ₹130.95
↓ -0.12
₹7,9064.828.264.211.718.224.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21

5 Best Equity Linked Savings Schemes (ELSS)

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Canara Robeco Equity Tax Saver Growth ₹95.35
↓ -0.33
₹1,7254.627.263.516.817.527.4
Mirae Asset Tax Saver Fund Growth ₹25.726
↓ -0.04
₹6,3517.430.676.316.721.921.5
Axis Long Term Equity Fund Growth ₹61.9896
↓ -0.18
₹27,2161.229.553.213.816.620.5
Kotak Tax Saver Fund Growth ₹60.09
↓ -0.06
₹1,6797.42966.213.716.114.9
DSP BlackRock Tax Saver Fund Growth ₹66.503
↓ -0.15
₹7,8837.333.56912.916.515
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21

5 Best Diversified/Multi Cap Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Parag Parikh Long Term Equity Fund Growth ₹39.6809
↑ 0.26
₹7,45211.124.774.920.21932.3
UTI Equity Fund Growth ₹217.084
↓ -0.18
₹15,7464.233.376.617.61831.5
PGIM India Diversified Equity Fund Growth ₹21.13
₹6767.334.689171835.9
Canara Robeco Equity Diversified Growth ₹185.79
↓ -0.35
₹3,4704.123.556.114.81722.2
DSP BlackRock Equity Fund Growth ₹55.568
↓ -0.16
₹4,8735.332.760.913.417.118.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21

5 Best Sector Equity Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
ICICI Prudential Technology Fund Growth ₹115.31
↑ 0.83
₹1,58010.735.3145.731.523.170.6
Aditya Birla Sun Life Digital India Fund Growth ₹103.08
↑ 0.56
₹1,0161237.2126.130.52459
TATA Digital India Fund Growth ₹27.6154
↑ 0.23
₹99611.933.4123.731.222.154.8
DSP BlackRock Natural Resources and New Energy Fund Growth ₹45.819
↑ 1.13
₹49615.363.3106.19.719.711.5
Franklin India Technology Fund Growth ₹293.074
↑ 2.99
₹5106.729.1104.328.120.956.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21

5 Best Focused Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
IIFL Focused Equity Fund Growth ₹23.983
↓ -0.16
₹1,5442.327.664.318.118.923.8
Principal Focused Multicap Fund Growth ₹90.19
↓ -0.31
₹5235.630.656.714.416.219.7
Axis Focused 25 Fund Growth ₹38.2
↓ -0.09
₹14,699-0.625.756.413.11821
Motilal Oswal Focused 25 Fund  Growth ₹29.9749
↓ 0.00
₹1,5861.323.95112.315.517.3
ICICI Prudential Focused Equity Fund Growth ₹39.99
↓ -0.06
₹1,087529.86212.113.824.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21

5 Best Dividend Yield Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Principal Dividend Yield Fund Growth ₹72.64
↓ -0.06
₹1947.629.861.411.817.720.2
UTI Dividend Yield Fund Growth ₹86.4822
↑ 0.09
₹2,564627.660.311.614.418.9
Templeton India Equity Income Fund Growth ₹65.0023
↓ -0.02
₹993837.981.410.815.422.9
Aditya Birla Sun Life Dividend Yield Fund Growth ₹203.8
↑ 1.31
₹7144.424.259.55.510.316.1
ICICI Prudential Dividend Yield Equity Fund Growth ₹20.42
↓ -0.07
₹2238.236.873.5512.714.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21

5 Best Value Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
UTI Value Opportunities Fund Growth ₹83.6037
↓ -0.17
₹5,4414.629.866.612.614.419
ICICI Prudential Value Discovery Fund Growth ₹197.67
↑ 0.45
₹17,6767.431.469.211.713.122.9
Nippon India Value Fund Growth ₹97.0283
↓ -0.39
₹3,4955.931.872.21014.916.3
JM Value Fund Growth ₹42.4623
↓ -0.30
₹1376.135.466.59.716.913.4
L&T India Value Fund Growth ₹46.69
↓ -0.06
₹6,7078.730.376.37.914.614.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Apr 21

*Below is list of Equity Funds having AUM >= 50 Crore having best returns in last 1 Year.

1. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 12.3% since its launch.  Ranked 37 in Sectoral category.  Return for 2020 was 70.6% , 2019 was 2.3% and 2018 was 19.1% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund
Growth
Launch Date 3 Mar 00
NAV (09 Apr 21) ₹115.31 ↑ 0.83   (0.73 %)
Net Assets (Cr) ₹1,580 on 28 Feb 21
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.6
Sharpe Ratio 1.82
Information Ratio -0.28
Alpha Ratio 8.29
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 16₹10,000
31 Mar 17₹9,648
31 Mar 18₹12,119
31 Mar 19₹14,262
31 Mar 20₹11,267
31 Mar 21₹26,130

ICICI Prudential Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Apr 21

DurationReturns
1 Month 7.7%
3 Month 10.7%
6 Month 35.3%
1 Year 145.7%
3 Year 31.5%
5 Year 23.1%
10 Year
15 Year
Since launch 12.3%
Historical performance (Yearly) on absolute basis
YearReturns
2020 70.6%
2019 2.3%
2018 19.1%
2017 19.8%
2016 -4%
2015 3.9%
2014 26.3%
2013 62.6%
2012 17.1%
2011 -18.9%
Fund Manager information for ICICI Prudential Technology Fund
NameSinceTenure
Sankaran Naren14 Jul 173.72 Yr.
Priyanka Khandelwal8 Jul 200.73 Yr.
Vaibhav Dusad2 May 200.91 Yr.

Data below for ICICI Prudential Technology Fund as on 28 Feb 21

Equity Sector Allocation
SectorValue
Technology76.82%
Communication Services12.79%
Industrials7.37%
Consumer Defensive0.54%
Asset Allocation
Asset ClassValue
Cash2.48%
Equity97.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
22%₹354 Cr2,825,737
↑ 669,700
HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 30 Sep 20 | HCLTECH
8%₹120 Cr1,315,744
Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 532755
7%₹116 Cr1,257,674
↑ 200,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS
6%₹99 Cr343,185
↑ 223,000
Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT
5%₹79 Cr476,133
↓ -7,000
Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 507685
4%₹56 Cr1,371,450
↑ 1,070,000
Coforge Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jul 20 | 532541
3%₹46 Cr179,593
↓ -7,000
IndiaMART InterMESH Ltd (Communication Services)
Equity, Since 30 Jun 20 | 542726
3%₹46 Cr53,003
↓ -3,908
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL
3%₹44 Cr791,840
↓ -350,000
Firstsource Solutions Ltd (Technology)
Equity, Since 31 Aug 20 | 532809
3%₹41 Cr4,133,666
↓ -115,769

2. Aditya Birla Sun Life Digital India Fund

(Erstwhile Aditya Birla Sun Life New Millennium Fund)

A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a CAGR/Annualized return of 11.6% since its launch.  Ranked 33 in Sectoral category.  Return for 2020 was 59% , 2019 was 9.6% and 2018 was 15.6% .

Below is the key information for Aditya Birla Sun Life Digital India Fund

Aditya Birla Sun Life Digital India Fund
Growth
Launch Date 15 Jan 00
NAV (09 Apr 21) ₹103.08 ↑ 0.56   (0.55 %)
Net Assets (Cr) ₹1,016 on 28 Feb 21
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 2.6
Sharpe Ratio 1.69
Information Ratio 0.4
Alpha Ratio 7.56
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 16₹10,000
31 Mar 17₹9,908
31 Mar 18₹13,014
31 Mar 19₹14,944
31 Mar 20₹12,374
31 Mar 21₹27,162

Aditya Birla Sun Life Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for Aditya Birla Sun Life Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Apr 21

DurationReturns
1 Month 7.3%
3 Month 12%
6 Month 37.2%
1 Year 126.1%
3 Year 30.5%
5 Year 24%
10 Year
15 Year
Since launch 11.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 59%
2019 9.6%
2018 15.6%
2017 22.4%
2016 -3.5%
2015 11.2%
2014 21.1%
2013 50.2%
2012 3.7%
2011 -21.8%
Fund Manager information for Aditya Birla Sun Life Digital India Fund
NameSinceTenure
Kunal Sangoi15 Jan 147.21 Yr.

Data below for Aditya Birla Sun Life Digital India Fund as on 28 Feb 21

Equity Sector Allocation
SectorValue
Technology72.32%
Communication Services15.19%
Industrials10.34%
Asset Allocation
Asset ClassValue
Cash2.15%
Equity97.85%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY
22%₹220 Cr1,754,259
↑ 50,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS
10%₹98 Cr336,987
↑ 10,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 532755
9%₹91 Cr989,943
↑ 176,000
HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Dec 10 | HCLTECH
7%₹68 Cr747,931
↑ 38,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL
7%₹67 Cr1,198,937
↓ -47,970
Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT
5%₹50 Cr769,609
Just Dial Ltd (Communication Services)
Equity, Since 30 Sep 19 | 535648
4%₹45 Cr633,953
↑ 30,000
Honeywell Automation India Ltd (Industrials)
Equity, Since 30 Jun 18 | 517174
4%₹37 Cr8,159
Firstsource Solutions Ltd (Technology)
Equity, Since 31 Aug 20 | 532809
3%₹30 Cr2,978,652
↑ 644,150
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT
3%₹26 Cr156,326

3. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.8% since its launch.  Ranked 23 in Small Cap category.  Return for 2020 was 34.2% , 2019 was 5% and 2018 was -17.3% .

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund
Growth
Launch Date 24 Feb 05
NAV (09 Apr 21) ₹122.72 ↑ 0.67   (0.55 %)
Net Assets (Cr) ₹3,059 on 28 Feb 21
Category Equity - Small Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.11
Sharpe Ratio 1.13
Information Ratio 1.53
Alpha Ratio 8.47
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 16₹10,000
31 Mar 17₹13,370
31 Mar 18₹14,836
31 Mar 19₹13,842
31 Mar 20₹10,093
31 Mar 21₹22,989

Kotak Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Apr 21

DurationReturns
1 Month 3.2%
3 Month 18%
6 Month 53.4%
1 Year 125.6%
3 Year 15%
5 Year 18.8%
10 Year
15 Year
Since launch 16.8%
Historical performance (Yearly) on absolute basis
YearReturns
2020 34.2%
2019 5%
2018 -17.3%
2017 44%
2016 8.9%
2015 7.4%
2014 74%
2013 -4.9%
2012 50.2%
2011 -26.9%
Fund Manager information for Kotak Small Cap Fund
NameSinceTenure
Pankaj Tibrewal21 Jan 1011.2 Yr.

Data below for Kotak Small Cap Fund as on 28 Feb 21

Equity Sector Allocation
SectorValue
Industrials26.95%
Consumer Cyclical26.07%
Basic Materials21.53%
Technology9.67%
Financial Services6.17%
Consumer Defensive2.29%
Health Care2.13%
Real Estate1.31%
Energy0.63%
Asset Allocation
Asset ClassValue
Cash3.26%
Equity96.74%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Century Plyboards (India) Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | 532548
5%₹138 Cr4,507,411
↑ 61,180
Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | 540203
4%₹124 Cr611,455
↑ 52,947
Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | 513375
4%₹118 Cr2,317,967
↑ 134,184
Supreme Industries Ltd (Consumer Cyclical)
Equity, Since 31 May 14 | 509930
4%₹116 Cr572,212
↑ 10,394
Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Sep 17 | 540699
4%₹109 Cr54,779
↓ -3,000
Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 520111
3%₹99 Cr521,821
↑ 31,118
JK Cement Ltd (Basic Materials)
Equity, Since 31 Jul 14 | JKCEMENT
3%₹97 Cr359,562
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT
3%₹93 Cr558,601
Hawkins Cookers Ltd (Consumer Cyclical)
Equity, Since 31 Aug 11 | 508486
3%₹85 Cr152,218
↑ 8,854
Blue Dart Express Ltd (Industrials)
Equity, Since 31 Oct 19 | 526612
3%₹81 Cr172,920
↑ 1,789

4. TATA Digital India Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 21.2% since its launch.  Return for 2020 was 54.8% , 2019 was 7.5% and 2018 was 24.9% .

Below is the key information for TATA Digital India Fund

TATA Digital India Fund
Growth
Launch Date 28 Dec 15
NAV (09 Apr 21) ₹27.6154 ↑ 0.23   (0.83 %)
Net Assets (Cr) ₹996 on 28 Feb 21
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 2.05
Sharpe Ratio 1.59
Information Ratio -0.47
Alpha Ratio -0.87
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 16₹10,000
31 Mar 17₹9,025
31 Mar 18₹11,644
31 Mar 19₹14,392
31 Mar 20₹12,005
31 Mar 21₹24,921

TATA Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for TATA Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Apr 21

DurationReturns
1 Month 8.5%
3 Month 11.9%
6 Month 33.4%
1 Year 123.7%
3 Year 31.2%
5 Year 22.1%
10 Year
15 Year
Since launch 21.2%
Historical performance (Yearly) on absolute basis
YearReturns
2020 54.8%
2019 7.5%
2018 24.9%
2017 19.6%
2016 -6%
2015
2014
2013
2012
2011
Fund Manager information for TATA Digital India Fund
NameSinceTenure
Rahul Singh20 Apr 200.95 Yr.
Meeta Shetty20 Apr 200.95 Yr.

Data below for TATA Digital India Fund as on 28 Feb 21

Equity Sector Allocation
SectorValue
Technology85.03%
Industrials6.04%
Communication Services5.81%
Asset Allocation
Asset ClassValue
Cash3.12%
Equity96.88%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY
24%₹238 Cr1,900,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS
10%₹101 Cr349,126
↑ 67,000
HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jan 16 | HCLTECH
9%₹94 Cr1,039,000
↑ 55,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT
7%₹72 Cr435,363
↓ -85,000
Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | 507685
7%₹65 Cr1,596,000
Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 532755
7%₹65 Cr710,000
↑ 100,000
MindTree Ltd (Technology)
Equity, Since 31 Jul 19 | 532819
4%₹39 Cr245,000
Birlasoft Ltd (Technology)
Equity, Since 31 Jul 20 | 532400
3%₹34 Cr1,505,000
Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 31 Dec 20 | 542830
3%₹31 Cr179,000
↑ 30,000
Tata Elxsi Ltd (Technology)
Equity, Since 31 May 20 | 500408
3%₹29 Cr109,000
↓ -15,000

5. IDFC Sterling Value Fund

(Erstwhile IDFC Sterling Equity Fund)

To generate capital appreciation from a diversified portfolio of equity and equity related instruments.It will predominantly invest in small and midcap equity and equity related instruments. Small and Midcap equity & equity related instruments will be the stocks included in the Nifty Free Float Midcap 100 or equity and equity related instruments of such companies which have a market capitalization lower than the highest components of Nifty Free Float Midcap 100. It may also invest in stocks other than mid cap stocks (i.e. in stocks, which have a market capitalisation of above the market capitalisation range of the defined small - midcap stocks) & derivatives. On defensive consideration,It may also invest in debt and money market instruments. In case of discontinuation /suspension of Nifty Free Float Midcap 100, the AMC reserves the right tomodify the definition of Mid cap and Small cap companies. In case of such amodification, the interest of investors will be of paramount importance.

IDFC Sterling Value Fund is a Equity - Value fund was launched on 7 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.7% since its launch.  Ranked 21 in Value category.  Return for 2020 was 15.2% , 2019 was -6.2% and 2018 was -13% .

Below is the key information for IDFC Sterling Value Fund

IDFC Sterling Value Fund
Growth
Launch Date 7 Mar 08
NAV (09 Apr 21) ₹67.6 ↑ 0.17   (0.25 %)
Net Assets (Cr) ₹3,169 on 28 Feb 21
Category Equity - Value
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.05
Sharpe Ratio 0.86
Information Ratio -0.31
Alpha Ratio -7.69
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 16₹10,000
31 Mar 17₹13,720
31 Mar 18₹16,881
31 Mar 19₹16,155
31 Mar 20₹9,289
31 Mar 21₹20,057

IDFC Sterling Value Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for IDFC Sterling Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Apr 21

DurationReturns
1 Month 3.4%
3 Month 16.4%
6 Month 50.4%
1 Year 112.9%
3 Year 6%
5 Year 15.9%
10 Year
15 Year
Since launch 15.7%
Historical performance (Yearly) on absolute basis
YearReturns
2020 15.2%
2019 -6.2%
2018 -13%
2017 61.3%
2016 1.1%
2015 -0.3%
2014 57.3%
2013 4.9%
2012 45%
2011 -22.4%
Fund Manager information for IDFC Sterling Value Fund
NameSinceTenure
Anoop Bhaskar30 Apr 164.92 Yr.
Daylynn Pinto20 Oct 164.45 Yr.

Data below for IDFC Sterling Value Fund as on 28 Feb 21

Equity Sector Allocation
SectorValue
Consumer Cyclical24.5%
Industrials20.45%
Basic Materials19.52%
Financial Services12.66%
Consumer Defensive6.33%
Technology5.92%
Health Care4.33%
Utility3.27%
Energy1.63%
Asset Allocation
Asset ClassValue
Cash1.38%
Equity98.62%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Mar 17 | 506401
4%₹132 Cr962,075
↓ -120,095
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
4%₹132 Cr2,200,000
KEC International Ltd (Industrials)
Equity, Since 31 Jul 15 | 532714
3%₹108 Cr2,500,000
↓ -23,821
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 17 | JKCEMENT
3%₹103 Cr382,929
↓ -17,071
Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 30 Apr 17 | 532286
3%₹101 Cr3,000,000
NCC Ltd (Industrials)
Equity, Since 31 Jan 16 | NCC
3%₹98 Cr11,000,000
↓ -100,000
Gujarat Gas Ltd (Utilities)
Equity, Since 31 May 15 | 539336
3%₹96 Cr1,950,000
Minda Industries Ltd (Consumer Cyclical)
Equity, Since 31 Aug 16 | 532539
3%₹85 Cr1,500,000
↓ -16,447
Voltas Ltd Shs Dematerialised (Industrials)
Equity, Since 30 Sep 15 | VOLTAS
3%₹81 Cr800,000
↓ -25,000
Emami Ltd (Consumer Defensive)
Equity, Since 31 Jul 18 | 531162
2%₹77 Cr1,700,000

6. PGIM India Midcap Opportunities Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized.

PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 17.4% since its launch.  Ranked 40 in Mid Cap category.  Return for 2020 was 48.4% , 2019 was 3.6% and 2018 was -16.1% .

Below is the key information for PGIM India Midcap Opportunities Fund

PGIM India Midcap Opportunities Fund
Growth
Launch Date 2 Dec 13
NAV (09 Apr 21) ₹32.49 ↓ -0.05   (-0.15 %)
Net Assets (Cr) ₹934 on 28 Feb 21
Category Equity - Mid Cap
AMC Pramerica Asset Managers Private Limited
Rating
Risk High
Expense Ratio 2.52
Sharpe Ratio 1.37
Information Ratio 1.15
Alpha Ratio 16.89
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Mar 16₹10,000
31 Mar 17₹12,849
31 Mar 18₹13,484
31 Mar 19₹12,955
31 Mar 20₹10,148
31 Mar 21₹22,066

PGIM India Midcap Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for PGIM India Midcap Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Apr 21

DurationReturns
1 Month 3.5%
3 Month 12.7%
6 Month 42.6%
1 Year 109.1%
3 Year 17.6%
5 Year 18.2%
10 Year
15 Year
Since launch 17.4%
Historical performance (Yearly) on absolute basis
YearReturns
2020 48.4%
2019 3.6%
2018 -16.1%
2017 37%
2016 -1.3%
2015 7.9%
2014 42.8%
2013
2012
2011
Fund Manager information for PGIM India Midcap Opportunities Fund
NameSinceTenure
Aniruddha Naha5 Apr 182.99 Yr.

Data below for PGIM India Midcap Opportunities Fund as on 28 Feb 21

Equity Sector Allocation
SectorValue
Industrials21.13%
Financial Services20.19%
Basic Materials19.62%
Technology16.47%
Consumer Cyclical11%
Health Care5.94%
Real Estate1.29%
Asset Allocation
Asset ClassValue
Cash4.36%
Equity95.64%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
MindTree Ltd (Technology)
Equity, Since 30 Jun 20 | 532819
4%₹38 Cr240,000
↑ 125,000
Coforge Ltd Shs Dematerialised (Technology)
Equity, Since 30 Jun 20 | 532541
4%₹38 Cr148,312
↑ 48,312
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Oct 18 | CHOLAFIN
4%₹35 Cr668,809
↑ 218,809
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 500271
4%₹35 Cr400,000
↑ 50,000
The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | FEDERALBNK
4%₹34 Cr4,116,434
↑ 1,000,000
Ashok Leyland Ltd (Consumer Cyclical)
Equity, Since 30 Apr 20 | 500477
4%₹34 Cr2,650,000
↑ 650,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | HDFCBANK
3%₹31 Cr200,000
↑ 30,000
Voltas Ltd Shs Dematerialised (Industrials)
Equity, Since 31 Jul 19 | VOLTAS
3%₹28 Cr275,000
Greenply Industries Ltd (Basic Materials)
Equity, Since 31 Dec 20 | 526797
3%₹28 Cr1,600,000
↑ 327,259
Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 31 Oct 19 | 542830
3%₹26 Cr150,000
↑ 50,000

Smart Tips to Choose Best Equity Funds for 2021

A perfect way to invest in the best equity mutual funds is by looking at its both qualitative and quantitative measures.

1. Qualitative Measures

a. Know Your Fund Manager

The credit of performance of a Mutual Fund scheme lies with the fund manager. A fund manager is responsible for making investment decisions for the fund’s portfolio. So, investors should go through the performance of the funds managed by the particular fund manager, especially during the tough market phases. Also, investors should give more priority to a fund manager who has an experience of managing a similar kind of funds, for example- small and mid caps. Going for a fund manager who has been consistent over his career is a preferred choice.

b. Fund House Reputation

While choosing the best equity mutual funds to invest, always look at the quality & reputation of the fund house. A fund house with a long-standing record, large assets under management, star funds or good performing fund etc., is the one to invest in. Hence a fund house having a strong presence in the financial industry with a consistent track record should be ideally preferred.

2. Quantitative Measures

a. Fund Performance

An investor should do a fair assessment of the funds’ performances for over a period of time. Also, it is suggested to go for a fund that consistently beats its benchmark over 4-5 years, additionally, one should see each period and see if the fund is able to beat the benchmark or not.

b. Size of the Fund

Investors should always go for a fund that is neither too big nor too small in size. While there is no perfect definition and relation between the size of the fund, it is said that both too small and too large, can hinder a fund’s performance. Thus, while choosing a fund, it is advisable to go for the one whose AUM (Asset Under Management) is approximately same as the category.

3. Additional Quantitative Measures

a. Expense Ratio

Investors who have Mutual Fund Investments have to bear certain charges like operation costs, management fees, etc., charged by the Asset Management Company (AMC). Generally, the expense ratio is higher for schemes that are actively managed than it is for passively managed schemes (such as Index Funds or ETFs). As per the SEBI rules, an expense ratio for equity funds are a minimum of 2.5%.However, the expense ratio is something which should not supersede other important factors such as fund performance etc. It is better to pay a higher expense ratio in a fund knowing that it will beat it competitors by a good margin.

b. Ratio Analysis

Some of the important ratios to measure fund performance are:

c. Alpha

Alpha is a measure of the success of your investment or rather outperformance against the benchmark. It measures on how much the fund or stock has performed in the general market. A positive alpha of 1 means that the fund has outperformed its benchmark index by 1%, while a negative alpha of -1 would indicate that the fund has produced 1% lower returns than its market benchmark. So, basically, an investor’s strategy should be to buy securities with positive alpha.

d. Beta

It measures volatility in a stock’s price or fund relative to a benchmark and is denoted in positive or negative figures. A Beta of 1 signifies that the stock’s price moves in line with the market, beta of a greater than 1 designates that the stock is riskier than the market, and a beta of less than 1 means that the stock is less risky than the market. So, lower beta is better in a falling market. In a rising market, high-beta is better.

e. Standard Deviation (SD)

In simple terms, SD is a statistical measure representing the volatility or risk in an instrument. The higher the SD, higher will be the fluctuations in the returns.

f. Sharpe Ratio

Sharpe Ratio measures returns (both negative & positive) with respect to the risk taken. Here the risk is defined by the Standard Deviation. A higher Sharpe ratio means, a higher return without too much risk. Thus, while investing, investors should choose a fund that shows a higher Sharpe ratio.

g. Sortino Ratio

The Sortino Ratio is a variation of Sharpe Ratio. But, unlike Sharpe ratio, Sortino ratio considers only the downside or negative return. Such a ratio is helpful for investors to assess risk in a better manner than just looking at the returns to the total volatility.

Upside Capture Ratio & Downside Capture Ratio

Upside/downside capture ratio guide an investor- whether a fund is outperformed i.e. gained more or lost less than a broad market benchmark- during the phase of the market upside (strong) or downside (weak), and more importantly by how much.

Well, an upside ratio of over 100 means that a given fund has beaten the benchmark during the period of positive returns. And a downside ratio of less than 100 shows that a given fund has lost less than its benchmark during the phase of dull returns. So, generally, investors should go for a fund that has a lower downside capture ratio and a higher upside capture ratio.

Equity Fund Taxation

1. Long Term Capital Gains

LTCGs exceeding INR 1 lakh arising from redemption of Mutual Fund units or equities will be taxed at 10 percent (plus cess) or at 10.4 percent. Long-term Capital Gains till INR 1 lakh will be exempt.

For example, if you earn INR 3 lakhs in combined long-term capital gains from stocks or Mutual Fund investments in a financial year. The taxable LTCGs will be INR 2 lakh (INR 3 lakh - 1 lakh) and tax liability will be INR 20,000 (10 per cent of INR 2 lakh).

Long-term capital gains are the profit arising from selling or redemption of equity funds held more than a year.

2. Short Term Capital Gains

If Mutual Fund units are sold before one year of holding, Short Term Capital Gains (STCGs) tax will apply. The STCGs tax has been kept unchanged at 15 percent.

Equity Schemes Holding Period Tax Rate
Long Term Capital Gains (LTCG) More than 1 Year 10% (with no indexation)*****
Short Term Capital Gains (STCG) Less than or equal to a year 15%
Tax on Distributed Dividend - 10%#

*Gains up to INR 1 lakh are free of tax. Tax at 10% applies to gains above INR 1 lakh.
#Dividend tax of 10% + Surcharge 12% + Cess 4% =11.648% Health & Education Cess of 4% introduced. Earlier, education Cess was 3%.

How to Invest in Best Equity Mutual Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

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Conclusion

While looking for best equity mutual funds, investors should choose equity funds which are doing well in the market. One should know how a fund behaves and performs when the market goes bad. A deep analysis of fund’s last three years’ performances is an ideal way to buy one of the best equity mutual funds.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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samtani, posted on 1 Mar 21 1:12 PM

very informative

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