+91-22-489139092022 માં રોકાણ કરવા માટે શ્રેષ્ઠ વૈવિધ્યસભર મ્યુચ્યુઅલ ફંડ
વૈવિધ્યસભર ભંડોળ, જેને મલ્ટી કેપ ફંડ્સ તરીકે પણ ઓળખવામાં આવે છે તે એક વર્ગ છેઇક્વિટી ફંડ્સ. ઉચ્ચ જોખમની ભૂખ ધરાવતા રોકાણકારો જેઓ ઇક્વિટીમાં એક્સ્પોઝર લેવા ઇચ્છે છે તેઓ સામાન્ય રીતે આ તરફ વલણ ધરાવે છેરોકાણ વૈવિધ્યસભર ભંડોળમાં. જેમ કે, વૈવિધ્યસભર ભંડોળ સમગ્ર રોકાણ કરે છેબજાર કેપ્સ જેમ કે - લાર્જ કેપ, મિડ કેપ અનેનાની ટોપી.
મલ્ટી કેપ, ફ્લેક્સી કેપ અથવા ડાઇવર્સિફાઇડ સ્કીમ્સ ફંડ મેનેજરના દૃષ્ટિકોણના આધારે વિવિધ માર્કેટ કેપિટલાઇઝેશનમાં તમામ શેરોમાં રોકાણ કરવા માટે માનવામાં આવે છે. દરેક માર્કેટ કેપ માટે ફાળવણી યોજના પ્રમાણે અલગ અલગ હોય છે. કેટલીક યોજનાઓમાં નિશ્ચિત પ્રમાણ હોય છે અને કેટલીક બજારની સ્થિતિને આધારે ગતિશીલ રીતે બદલાય છે.
આમ્યુચ્યુઅલ ફંડ દત્તકમૂલ્ય રોકાણ વ્યૂહરચના જ્યાં તેઓ કંપનીઓના શેરો ખરીદે છે જે તેમના પાછલા પ્રદર્શનની તુલનામાં પ્રમાણમાં ઓછા છે,પુસ્તકની કિંમત,કમાણી, અને અન્ય મૂલ્ય પરિમાણો.
માં રોકાણ કરીનેશ્રેષ્ઠ ડાઇવર્સિફાઇડ ઇક્વિટી ફંડ્સ, રોકાણકારો સહેજ વધુ સ્થિર વળતર મેળવી શકે છે, જો કે, બજારની તોફાની સ્થિતિમાં તેઓ ઇક્વિટીની અસ્થિરતાથી હજુ પણ પ્રભાવિત થશે. ડાઇવર્સિફાઇડ ફંડ એવા રોકાણકારો માટે સારું છે જેઓ રોકાણ કરવા માટે વધુ જોખમ લેવા તૈયાર નથીનાના શેરો, પરંતુ તેમ છતાં ઉભરતા શેરોમાંથી વધારાનું ઊંચું વળતર મેળવવા માંગે છે. જો વ્યક્તિ ઓછી થી મધ્યમ હોય તો ડાઇવર્સિફાઇડ ઇક્વિટી ફંડમાં રોકાણ કરવું જોઈએજોખમ પ્રોફાઇલ.
સારા ડાઇવર્સિફાઇડ ઇક્વિટી ફંડની પસંદગીની પ્રક્રિયાને સરળ બનાવવા માટે, અમે કેટલાક પૂર્વ-પસંદ કરેલા ટોચના અને શ્રેષ્ઠ વૈવિધ્યસભર ઇક્વિટી ફંડ્સ સાથે આવશ્યક પરિમાણોને સૂચિબદ્ધ કર્યા છે - જેને રોકાણકારો તેમની રોકાણ યાત્રા દરમિયાન ધ્યાનમાં લઈ શકે છે.
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9 શ્રેષ્ઠ પર્ફોર્મિંગ ડાઇવર્સિફાઇડ ફંડ્સ FY 22 - 23
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Multicap 35 Fund Growth ₹62.5831
↓ 0.00 ₹13,727 4.7 18.6 4.6 22.9 19.6 45.7 Nippon India Multi Cap Fund Growth ₹298.791
↑ 0.19 ₹45,881 1.2 19.1 0 22.7 28.8 25.8 HDFC Equity Fund Growth ₹1,982.84
↓ -3.29 ₹80,642 2 14.3 4.4 22.1 27.1 23.5 JM Multicap Fund Growth ₹96.4176
↓ -0.19 ₹5,957 -0.1 11.5 -10.7 21.6 24.8 33.3 ICICI Prudential Multicap Fund Growth ₹783.18
↑ 1.33 ₹15,523 -0.2 13.9 -3.6 19.9 23.3 20.7 Baroda Pioneer Multi Cap Fund Growth ₹283.285
↑ 0.43 ₹2,953 1.2 15.4 -3 18.8 23.3 31.7 Mahindra Badhat Yojana Growth ₹34.5461
↓ -0.05 ₹5,727 0.8 16.5 -5 18.7 24.3 23.4 Invesco India Multicap Fund Growth ₹128.74
↓ -0.23 ₹4,070 -0.8 15 -4.3 18.2 21.8 29.8 Franklin India Equity Fund Growth ₹1,606.25
↓ -4.21 ₹18,988 -0.9 12.5 -3.3 18 23.1 21.8 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Sep 25 Research Highlights & Commentary of 9 Funds showcased
Commentary Motilal Oswal Multicap 35 Fund Nippon India Multi Cap Fund HDFC Equity Fund JM Multicap Fund ICICI Prudential Multicap Fund Baroda Pioneer Multi Cap Fund Mahindra Badhat Yojana Invesco India Multicap Fund Franklin India Equity Fund Point 1 Lower mid AUM (₹13,727 Cr). Top quartile AUM (₹45,881 Cr). Highest AUM (₹80,642 Cr). Lower mid AUM (₹5,957 Cr). Upper mid AUM (₹15,523 Cr). Bottom quartile AUM (₹2,953 Cr). Bottom quartile AUM (₹5,727 Cr). Bottom quartile AUM (₹4,070 Cr). Upper mid AUM (₹18,988 Cr). Point 2 Established history (11+ yrs). Established history (20+ yrs). Oldest track record among peers (30 yrs). Established history (16+ yrs). Established history (30+ yrs). Established history (21+ yrs). Established history (8+ yrs). Established history (17+ yrs). Established history (30+ yrs). Point 3 Top rated. Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Rating: 4★ (top quartile). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Not Rated. Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 19.57% (bottom quartile). 5Y return: 28.84% (top quartile). 5Y return: 27.12% (top quartile). 5Y return: 24.78% (upper mid). 5Y return: 23.26% (lower mid). 5Y return: 23.32% (lower mid). 5Y return: 24.33% (upper mid). 5Y return: 21.76% (bottom quartile). 5Y return: 23.13% (bottom quartile). Point 6 3Y return: 22.89% (top quartile). 3Y return: 22.65% (top quartile). 3Y return: 22.05% (upper mid). 3Y return: 21.56% (upper mid). 3Y return: 19.87% (lower mid). 3Y return: 18.80% (lower mid). 3Y return: 18.69% (bottom quartile). 3Y return: 18.24% (bottom quartile). 3Y return: 18.03% (bottom quartile). Point 7 1Y return: 4.60% (top quartile). 1Y return: -0.01% (upper mid). 1Y return: 4.45% (top quartile). 1Y return: -10.70% (bottom quartile). 1Y return: -3.59% (lower mid). 1Y return: -2.98% (upper mid). 1Y return: -4.99% (bottom quartile). 1Y return: -4.33% (bottom quartile). 1Y return: -3.30% (lower mid). Point 8 Alpha: 10.18 (top quartile). Alpha: 2.00 (upper mid). Alpha: 4.65 (top quartile). Alpha: -9.56 (bottom quartile). Alpha: -0.54 (bottom quartile). Alpha: 0.28 (bottom quartile). Alpha: 1.26 (lower mid). Alpha: 2.97 (upper mid). Alpha: 0.62 (lower mid). Point 9 Sharpe: 0.11 (top quartile). Sharpe: -0.27 (upper mid). Sharpe: -0.02 (top quartile). Sharpe: -1.04 (bottom quartile). Sharpe: -0.43 (bottom quartile). Sharpe: -0.37 (lower mid). Sharpe: -0.32 (lower mid). Sharpe: -0.23 (upper mid). Sharpe: -0.39 (bottom quartile). Point 10 Information ratio: 0.80 (lower mid). Information ratio: 0.95 (upper mid). Information ratio: 1.60 (top quartile). Information ratio: 0.94 (upper mid). Information ratio: 0.37 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.35 (bottom quartile). Information ratio: 0.01 (bottom quartile). Information ratio: 1.16 (top quartile). Motilal Oswal Multicap 35 Fund
Nippon India Multi Cap Fund
HDFC Equity Fund
JM Multicap Fund
ICICI Prudential Multicap Fund
Baroda Pioneer Multi Cap Fund
Mahindra Badhat Yojana
Invesco India Multicap Fund
Franklin India Equity Fund
મલ્ટીકેપ એયુએમ/નેટ એસેટ > સાથે મ્યુચ્યુઅલ ફંડ500 કરોડ, પર છટણી3 વર્ષCAGR પરત કરે છે.
(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Multicap 35 Fund Below is the key information for Motilal Oswal Multicap 35 Fund Returns up to 1 year are on (Erstwhile Reliance Equity Opportunities Fund) The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities. Research Highlights for Nippon India Multi Cap Fund Below is the key information for Nippon India Multi Cap Fund Returns up to 1 year are on Aims at providing capital appreciation through investments predominantly in equity oriented securities Research Highlights for HDFC Equity Fund Below is the key information for HDFC Equity Fund Returns up to 1 year are on (Erstwhile JM Multi Strategy Fund) The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies. Research Highlights for JM Multicap Fund Below is the key information for JM Multicap Fund Returns up to 1 year are on To generate capital appreciation through investments in equity and equity related securities in core sectors and associated feeder industries. Research Highlights for ICICI Prudential Multicap Fund Below is the key information for ICICI Prudential Multicap Fund Returns up to 1 year are on (Erstwhile Baroda Pioneer Growth Fund) To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments. Research Highlights for Baroda Pioneer Multi Cap Fund Below is the key information for Baroda Pioneer Multi Cap Fund Returns up to 1 year are on The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversification and taking low risk on business quality. The diversified portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved. Research Highlights for Mahindra Badhat Yojana Below is the key information for Mahindra Badhat Yojana Returns up to 1 year are on (Erstwhile Invesco India Mid N Small Cap Fund) The investment objective of the Scheme is to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of mid and small cap companies. Research Highlights for Invesco India Multicap Fund Below is the key information for Invesco India Multicap Fund Returns up to 1 year are on (Erstwhile Franklin India Prima Plus) The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments. Research Highlights for Franklin India Equity Fund Below is the key information for Franklin India Equity Fund Returns up to 1 year are on 1. Motilal Oswal Multicap 35 Fund
Motilal Oswal Multicap 35 Fund
Growth Launch Date 28 Apr 14 NAV (02 Sep 25) ₹62.5831 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹13,727 on 31 Jul 25 Category Equity - Multi Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 0.11 Information Ratio 0.8 Alpha Ratio 10.18 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹14,206 31 Aug 22 ₹13,436 31 Aug 23 ₹15,316 31 Aug 24 ₹23,632 31 Aug 25 ₹24,334 Returns for Motilal Oswal Multicap 35 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 2.5% 3 Month 4.7% 6 Month 18.6% 1 Year 4.6% 3 Year 22.9% 5 Year 19.6% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 45.7% 2023 31% 2022 -3% 2021 15.3% 2020 10.3% 2019 7.9% 2018 -7.8% 2017 43.1% 2016 8.5% 2015 14.6% Fund Manager information for Motilal Oswal Multicap 35 Fund
Name Since Tenure Ajay Khandelwal 1 Oct 24 0.92 Yr. Niket Shah 1 Jul 22 3.17 Yr. Rakesh Shetty 22 Nov 22 2.78 Yr. Atul Mehra 1 Oct 24 0.92 Yr. Sunil Sawant 1 Jul 24 1.17 Yr. Data below for Motilal Oswal Multicap 35 Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Technology 30.71% Industrials 20.55% Consumer Cyclical 16.57% Financial Services 9.39% Communication Services 8.31% Utility 5.9% Health Care 1.82% Asset Allocation
Asset Class Value Cash 6.74% Equity 93.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity Coforge Ltd (Technology)
Equity, Since 31 May 23 | COFORGE10% ₹1,400 Cr 8,005,911
↓ -119,089 Polycab India Ltd (Industrials)
Equity, Since 31 Jan 24 | POLYCAB10% ₹1,364 Cr 2,000,000 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Mar 25 | DIXON10% ₹1,347 Cr 800,000
↑ 175,000 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | KALYANKJIL9% ₹1,189 Cr 20,000,000
↑ 2,000,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Mar 23 | PERSISTENT9% ₹1,187 Cr 2,300,000
↑ 100,000 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jan 23 | 5002517% ₹1,004 Cr 2,000,000 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Jan 25 | 5000937% ₹893 Cr 13,499,862
↑ 1,249,862 Siemens Energy India Ltd (Utilities)
Equity, Since 30 Jun 25 | ENRIN6% ₹809 Cr 2,500,000
↑ 49,500 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | CHOLAFIN5% ₹722 Cr 5,000,000
↑ 500,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Apr 24 | 8901575% ₹720 Cr 4,999,500 2. Nippon India Multi Cap Fund
Nippon India Multi Cap Fund
Growth Launch Date 28 Mar 05 NAV (02 Sep 25) ₹298.791 ↑ 0.19 (0.06 %) Net Assets (Cr) ₹45,881 on 31 Jul 25 Category Equity - Multi Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 1.57 Sharpe Ratio -0.27 Information Ratio 0.95 Alpha Ratio 2 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹16,615 31 Aug 22 ₹19,353 31 Aug 23 ₹25,121 31 Aug 24 ₹36,013 31 Aug 25 ₹35,630 Returns for Nippon India Multi Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 0.6% 3 Month 1.2% 6 Month 19.1% 1 Year 0% 3 Year 22.7% 5 Year 28.8% 10 Year 15 Year Since launch 18.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 25.8% 2023 38.1% 2022 14.1% 2021 48.9% 2020 0% 2019 2.2% 2018 -2.2% 2017 40.9% 2016 -6.7% 2015 0.5% Fund Manager information for Nippon India Multi Cap Fund
Name Since Tenure Sailesh Raj Bhan 31 Mar 05 20.44 Yr. Ashutosh Bhargava 1 Sep 21 4 Yr. Kinjal Desai 25 May 18 7.28 Yr. Data below for Nippon India Multi Cap Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 27.12% Consumer Cyclical 20.11% Industrials 19.14% Health Care 8.46% Utility 6.22% Basic Materials 5.33% Consumer Defensive 4.2% Technology 3.19% Energy 2.9% Communication Services 1.33% Real Estate 0.14% Asset Allocation
Asset Class Value Cash 1.84% Equity 98.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 10 | HDFCBANK5% ₹2,422 Cr 12,000,448 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 15 | 5322154% ₹1,720 Cr 16,099,895
↑ 1,000,000 GE Vernova T&D India Ltd (Industrials)
Equity, Since 31 May 12 | 5222754% ₹1,644 Cr 6,027,746
↓ -127,444 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK4% ₹1,627 Cr 10,981,360 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE3% ₹1,330 Cr 9,568,975
↓ -500,000 Max Financial Services Ltd (Financial Services)
Equity, Since 31 Mar 12 | 5002712% ₹1,111 Cr 7,400,000 Linde India Ltd (Basic Materials)
Equity, Since 31 May 13 | 5234572% ₹1,002 Cr 1,524,539 NTPC Ltd (Utilities)
Equity, Since 30 Jun 23 | 5325552% ₹995 Cr 29,762,573 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 May 22 | 5000342% ₹994 Cr 11,281,970 State Bank of India (Financial Services)
Equity, Since 31 Mar 05 | SBIN2% ₹986 Cr 12,376,760
↑ 1,776,760 3. HDFC Equity Fund
HDFC Equity Fund
Growth Launch Date 1 Jan 95 NAV (02 Sep 25) ₹1,982.84 ↓ -3.29 (-0.17 %) Net Assets (Cr) ₹80,642 on 31 Jul 25 Category Equity - Multi Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.44 Sharpe Ratio -0.02 Information Ratio 1.6 Alpha Ratio 4.65 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹15,723 31 Aug 22 ₹18,600 31 Aug 23 ₹22,244 31 Aug 24 ₹32,164 31 Aug 25 ₹33,443 Returns for HDFC Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 1.5% 3 Month 2% 6 Month 14.3% 1 Year 4.4% 3 Year 22.1% 5 Year 27.1% 10 Year 15 Year Since launch 18.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 23.5% 2023 30.6% 2022 18.3% 2021 36.2% 2020 6.4% 2019 6.8% 2018 -3.5% 2017 36.9% 2016 7.3% 2015 -5.1% Fund Manager information for HDFC Equity Fund
Name Since Tenure Roshi Jain 29 Jul 22 3.1 Yr. Dhruv Muchhal 22 Jun 23 2.2 Yr. Data below for HDFC Equity Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 40.06% Consumer Cyclical 16.85% Health Care 9.05% Basic Materials 5.94% Industrials 4.88% Technology 4.85% Communication Services 2.93% Real Estate 2.69% Utility 2.09% Energy 0.93% Consumer Defensive 0.71% Asset Allocation
Asset Class Value Cash 8.39% Equity 90.97% Debt 0.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK10% ₹7,851 Cr 53,000,000
↑ 2,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | HDFCBANK9% ₹7,266 Cr 36,000,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 17 | 5322157% ₹5,556 Cr 52,000,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 21 | SBILIFE5% ₹3,681 Cr 20,000,000 State Bank of India (Financial Services)
Equity, Since 31 Jan 03 | SBIN4% ₹3,425 Cr 43,000,000
↑ 13,000,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 23 | KOTAKBANK4% ₹3,364 Cr 17,000,000
↑ 500,000 Cipla Ltd (Healthcare)
Equity, Since 30 Sep 12 | 5000874% ₹3,265 Cr 21,000,000
↑ 1,000,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 23 | MARUTI4% ₹3,152 Cr 2,500,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH3% ₹2,231 Cr 15,200,000
↑ 2,900,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL3% ₹2,106 Cr 11,000,000 4. JM Multicap Fund
JM Multicap Fund
Growth Launch Date 23 Sep 08 NAV (02 Sep 25) ₹96.4176 ↓ -0.19 (-0.20 %) Net Assets (Cr) ₹5,957 on 31 Jul 25 Category Equity - Multi Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.84 Sharpe Ratio -1.04 Information Ratio 0.94 Alpha Ratio -9.56 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹15,967 31 Aug 22 ₹17,147 31 Aug 23 ₹21,412 31 Aug 24 ₹34,704 31 Aug 25 ₹30,488 Returns for JM Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 1.5% 3 Month -0.1% 6 Month 11.5% 1 Year -10.7% 3 Year 21.6% 5 Year 24.8% 10 Year 15 Year Since launch 14.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 33.3% 2023 40% 2022 7.8% 2021 32.9% 2020 11.4% 2019 16.6% 2018 -5.4% 2017 39.5% 2016 10.5% 2015 -2.8% Fund Manager information for JM Multicap Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 4.04 Yr. Asit Bhandarkar 1 Oct 24 0.92 Yr. Ruchi Fozdar 4 Oct 24 0.91 Yr. Deepak Gupta 11 Apr 25 0.39 Yr. Data below for JM Multicap Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 28.57% Consumer Cyclical 18.04% Industrials 15.66% Technology 11.48% Consumer Defensive 7.15% Energy 5.51% Health Care 5.47% Basic Materials 3.12% Communication Services 2.7% Real Estate 0.78% Asset Allocation
Asset Class Value Cash 1.51% Equity 98.49% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 21 | ICICIBANK5% ₹281 Cr 1,900,000
↓ -50,000 Godfrey Phillips India Ltd (Consumer Defensive)
Equity, Since 28 Feb 25 | GODFRYPHLP4% ₹238 Cr 261,706 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | HDFCBANK4% ₹238 Cr 1,177,626
↓ -147,374 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT4% ₹236 Cr 650,000 One97 Communications Ltd (Technology)
Equity, Since 31 May 25 | 5433963% ₹180 Cr 1,654,322
↑ 289,999 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 25 | RELIANCE3% ₹169 Cr 1,215,516
↓ -684,484 Tech Mahindra Ltd (Technology)
Equity, Since 31 Jul 24 | 5327553% ₹161 Cr 1,100,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹161 Cr 840,000
↓ -160,000 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 31 May 25 | HINDPETRO3% ₹159 Cr 3,799,881
↓ -460,489 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 25 | ADANIPORTS3% ₹151 Cr 1,100,000 5. ICICI Prudential Multicap Fund
ICICI Prudential Multicap Fund
Growth Launch Date 1 Oct 94 NAV (02 Sep 25) ₹783.18 ↑ 1.33 (0.17 %) Net Assets (Cr) ₹15,523 on 31 Jul 25 Category Equity - Multi Cap AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.75 Sharpe Ratio -0.43 Information Ratio 0.37 Alpha Ratio -0.54 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-18 Months (1%),18 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹15,932 31 Aug 22 ₹16,867 31 Aug 23 ₹20,159 31 Aug 24 ₹29,961 31 Aug 25 ₹28,628 Returns for ICICI Prudential Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month -0.2% 3 Month -0.2% 6 Month 13.9% 1 Year -3.6% 3 Year 19.9% 5 Year 23.3% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.7% 2023 35.4% 2022 4.7% 2021 36.4% 2020 9.2% 2019 6% 2018 0.2% 2017 28% 2016 10.1% 2015 3.1% Fund Manager information for ICICI Prudential Multicap Fund
Name Since Tenure Lalit Kumar 29 Sep 25 0 Yr. Sharmila D’mello 31 Jul 22 3.09 Yr. Data below for ICICI Prudential Multicap Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 24.17% Industrials 13.71% Consumer Cyclical 9.12% Basic Materials 9.02% Health Care 8.38% Consumer Defensive 6.79% Energy 6.34% Communication Services 4.43% Technology 4.2% Utility 3.47% Real Estate 3.22% Asset Allocation
Asset Class Value Cash 7.15% Equity 92.85% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK6% ₹889 Cr 6,001,508 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE4% ₹638 Cr 4,590,189
↑ 315,195 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 23 | HINDUNILVR3% ₹466 Cr 1,846,845 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Apr 17 | SUNPHARMA3% ₹465 Cr 2,722,644 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | HDFCBANK3% ₹455 Cr 2,252,911 Infosys Ltd (Technology)
Equity, Since 31 Oct 18 | INFY3% ₹419 Cr 2,774,874 NTPC Ltd (Utilities)
Equity, Since 31 Oct 22 | 5325553% ₹413 Cr 12,370,890 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 19 | LT2% ₹385 Cr 1,057,851
↑ 24,368 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 23 | 5322152% ₹334 Cr 3,122,359
↑ 71,067 State Bank of India (Financial Services)
Equity, Since 30 Sep 24 | SBIN2% ₹308 Cr 3,867,187 6. Baroda Pioneer Multi Cap Fund
Baroda Pioneer Multi Cap Fund
Growth Launch Date 12 Sep 03 NAV (02 Sep 25) ₹283.285 ↑ 0.43 (0.15 %) Net Assets (Cr) ₹2,953 on 31 Jul 25 Category Equity - Multi Cap AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 2 Sharpe Ratio -0.37 Information Ratio 0 Alpha Ratio 0.28 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹16,531 31 Aug 22 ₹17,415 31 Aug 23 ₹20,347 31 Aug 24 ₹30,146 31 Aug 25 ₹28,769 Returns for Baroda Pioneer Multi Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 1.5% 3 Month 1.2% 6 Month 15.4% 1 Year -3% 3 Year 18.8% 5 Year 23.3% 10 Year 15 Year Since launch 16.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 31.7% 2023 30.8% 2022 -3% 2021 47.9% 2020 19.5% 2019 8.9% 2018 -11.9% 2017 36.8% 2016 2.3% 2015 -1.6% Fund Manager information for Baroda Pioneer Multi Cap Fund
Name Since Tenure Sanjay Chawla 1 Nov 15 9.84 Yr. Sandeep Jain 14 Mar 22 3.47 Yr. Data below for Baroda Pioneer Multi Cap Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 25.23% Consumer Cyclical 15.29% Industrials 14.46% Health Care 11.05% Technology 8.98% Basic Materials 8.65% Consumer Defensive 5.53% Energy 3.01% Communication Services 1.72% Utility 1.29% Real Estate 0.89% Asset Allocation
Asset Class Value Cash 1.93% Equity 97.41% Debt 0.66% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | HDFCBANK4% ₹128 Cr 634,736
↓ -15,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK4% ₹124 Cr 834,815 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE3% ₹89 Cr 640,000
↓ -110,000 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Sep 20 | RADICO2% ₹71 Cr 261,003
↑ 12,000 Sagility India Ltd (Healthcare)
Equity, Since 30 Nov 24 | SAGILITY2% ₹63 Cr 13,581,677 InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Apr 25 | INDIGO2% ₹61 Cr 104,000 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5900032% ₹60 Cr 2,280,000 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 30 Jun 25 | 5008252% ₹58 Cr 100,100 Rainbow Childrens Medicare Ltd (Healthcare)
Equity, Since 30 Apr 22 | 5435242% ₹57 Cr 374,094 Linde India Ltd (Basic Materials)
Equity, Since 31 Jan 23 | 5234572% ₹55 Cr 83,577 7. Mahindra Badhat Yojana
Mahindra Badhat Yojana
Growth Launch Date 11 May 17 NAV (02 Sep 25) ₹34.5461 ↓ -0.05 (-0.16 %) Net Assets (Cr) ₹5,727 on 31 Jul 25 Category Equity - Multi Cap AMC Mahindra Asset Management Company Pvt. Ltd. Rating Risk Moderately High Expense Ratio 1.96 Sharpe Ratio -0.33 Information Ratio 0.35 Alpha Ratio 1.26 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹17,002 31 Aug 22 ₹18,021 31 Aug 23 ₹21,825 31 Aug 24 ₹31,840 31 Aug 25 ₹29,815 Returns for Mahindra Badhat Yojana
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month -0.7% 3 Month 0.8% 6 Month 16.5% 1 Year -5% 3 Year 18.7% 5 Year 24.3% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 23.4% 2023 34.2% 2022 1.6% 2021 50.8% 2020 16.6% 2019 13.8% 2018 -9.9% 2017 2016 2015 Fund Manager information for Mahindra Badhat Yojana
Name Since Tenure Manish Lodha 21 Dec 20 4.7 Yr. Fatema Pacha 16 Oct 20 4.88 Yr. Data below for Mahindra Badhat Yojana as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 30.62% Industrials 15.39% Health Care 14.58% Consumer Cyclical 11.55% Basic Materials 8.37% Technology 6.49% Communication Services 3.41% Energy 2.49% Utility 2.2% Real Estate 1.52% Consumer Defensive 1.05% Asset Allocation
Asset Class Value Cash 2.32% Equity 97.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 24 | ICICIBANK4% ₹208 Cr 1,403,000
↑ 720,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Apr 23 | DIVISLAB4% ₹201 Cr 305,000
↑ 18,000 Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Jun 25 | 5322963% ₹200 Cr 935,000
↑ 90,000 Laurus Labs Ltd (Healthcare)
Equity, Since 31 Dec 24 | 5402223% ₹196 Cr 2,240,000
↑ 135,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | HDFCBANK3% ₹180 Cr 890,000
↓ -135,000 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 31 Jan 25 | 5348163% ₹163 Cr 4,490,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 28 Feb 25 | 5325383% ₹153 Cr 125,000
↑ 13,500 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 24 | RELIANCE2% ₹142 Cr 1,025,000
↓ -90,000 PI Industries Ltd (Basic Materials)
Equity, Since 30 Jun 24 | PIIND2% ₹118 Cr 278,000 Mphasis Ltd (Technology)
Equity, Since 31 Mar 25 | 5262992% ₹110 Cr 395,000
↑ 45,000 8. Invesco India Multicap Fund
Invesco India Multicap Fund
Growth Launch Date 17 Mar 08 NAV (02 Sep 25) ₹128.74 ↓ -0.23 (-0.18 %) Net Assets (Cr) ₹4,070 on 31 Jul 25 Category Equity - Multi Cap AMC Invesco Asset Management (India) Private Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.9 Sharpe Ratio -0.23 Information Ratio 0.01 Alpha Ratio 2.97 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹16,491 31 Aug 22 ₹16,625 31 Aug 23 ₹19,407 31 Aug 24 ₹28,705 31 Aug 25 ₹27,097 Returns for Invesco India Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month 0.3% 3 Month -0.8% 6 Month 15% 1 Year -4.3% 3 Year 18.2% 5 Year 21.8% 10 Year 15 Year Since launch 15.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 29.8% 2023 31.8% 2022 -2.2% 2021 40.7% 2020 18.8% 2019 4.6% 2018 -12.5% 2017 46.2% 2016 0.7% 2015 6.7% Fund Manager information for Invesco India Multicap Fund
Name Since Tenure Amit Nigam 3 Sep 20 5 Yr. Taher Badshah 1 Jul 25 0.17 Yr. Manish Poddar 1 Jul 25 0.17 Yr. Data below for Invesco India Multicap Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 27.17% Consumer Cyclical 18.15% Industrials 15.91% Health Care 11.49% Technology 9.35% Basic Materials 7.01% Consumer Defensive 3.13% Real Estate 2.9% Communication Services 2.64% Asset Allocation
Asset Class Value Cash 2.24% Equity 97.76% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK5% ₹204 Cr 1,378,847
↓ -129,805 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Jun 24 | 5002514% ₹154 Cr 307,294
↑ 51,767 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | HDFCBANK4% ₹153 Cr 756,747
↓ -141,044 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Apr 21 | CHOLAFIN3% ₹135 Cr 933,414
↑ 244,521 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | 5433203% ₹120 Cr 3,907,652
↑ 1,239,480 Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Apr 24 | DIXON3% ₹110 Cr 65,189
↑ 23,034 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Apr 24 | 8901573% ₹107 Cr 746,084 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 May 23 | MCX2% ₹94 Cr 122,043 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jan 25 | M&M2% ₹86 Cr 267,885
↑ 59,158 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 25 | LT2% ₹85 Cr 232,910
↑ 232,910 9. Franklin India Equity Fund
Franklin India Equity Fund
Growth Launch Date 29 Sep 94 NAV (02 Sep 25) ₹1,606.25 ↓ -4.21 (-0.26 %) Net Assets (Cr) ₹18,988 on 31 Jul 25 Category Equity - Multi Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.72 Sharpe Ratio -0.39 Information Ratio 1.16 Alpha Ratio 0.62 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹16,181 31 Aug 22 ₹17,564 31 Aug 23 ₹20,516 31 Aug 24 ₹29,776 31 Aug 25 ₹28,598 Returns for Franklin India Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25 Duration Returns 1 Month -0.4% 3 Month -0.9% 6 Month 12.5% 1 Year -3.3% 3 Year 18% 5 Year 23.1% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.8% 2023 30.8% 2022 5.3% 2021 40.3% 2020 16% 2019 3.3% 2018 -4.4% 2017 30.6% 2016 5% 2015 4.4% Fund Manager information for Franklin India Equity Fund
Name Since Tenure R. Janakiraman 1 Feb 11 14.59 Yr. Sandeep Manam 18 Oct 21 3.87 Yr. Rajasa Kakulavarapu 1 Dec 23 1.75 Yr. Data below for Franklin India Equity Fund as on 31 Jul 25
Equity Sector Allocation
Sector Value Financial Services 28.9% Consumer Cyclical 12.09% Industrials 11.1% Health Care 7.87% Technology 7.57% Utility 5.56% Basic Materials 5.4% Communication Services 5.35% Consumer Defensive 4.69% Energy 4.07% Real Estate 1.92% Asset Allocation
Asset Class Value Cash 5.48% Equity 94.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK9% ₹1,702 Cr 8,434,642 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | ICICIBANK9% ₹1,616 Cr 10,908,206 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 06 | BHARTIARTL4% ₹821 Cr 4,286,537 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 13 | LT4% ₹775 Cr 2,131,779 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 5322154% ₹722 Cr 6,761,448 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY4% ₹698 Cr 4,627,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE3% ₹582 Cr 4,184,430 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5433203% ₹578 Cr 18,783,160 HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 13 | HCLTECH3% ₹522 Cr 3,555,589 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | KOTAKBANK3% ₹481 Cr 2,429,027
ડાયવર્સિફાઈડ ફંડમાં ઓનલાઈન કેવી રીતે રોકાણ કરવું?
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દસ્તાવેજો અપલોડ કરો (PAN, આધાર, વગેરે).અને, તમે રોકાણ કરવા માટે તૈયાર છો!
શ્રેષ્ઠ વૈવિધ્યસભર મ્યુચ્યુઅલ ફંડ્સ પસંદ કરવા માટે સ્માર્ટ ટિપ્સ
એક આદર્શ વૈવિધ્યસભર ફંડ નીચેના પરિમાણોમાંથી પસાર થવું જોઈએ:
1. સમાન કેટેગરીમાં વિવિધ પ્રકારના ભંડોળના વળતરની તુલના કરો
બેન્ચમાર્કિંગના સૌથી મૂળભૂત સ્વરૂપોમાંના એકમાં સમાન કેટેગરીમાં ફંડની તુલના કરવાનો સમાવેશ થાય છે. મૂલ્યાંકન કરતી વખતે એલાર્જ કેપ ફંડ, તમારે તેના વળતરની તુલના અન્ય મેચિંગ લાર્જ કેપ ડાઈવર્સિફાઈડ ઈક્વિટી ફંડ્સ સાથે કરવી જોઈએ. મિડ-કેપ ડાઇવર્સિફાઇડ ઇક્વિટી ફંડ્સ સાથે તેની સરખામણી કરવાથી લાર્જ કેપ અને બંને વચ્ચે જોખમ અને પુરસ્કાર સંબંધ હોવાથી ચોક્કસ પરિણામ નહીં મળે.મિડ કેપ ફંડ્સ તુલનાત્મક નથી. ડાઇવર્સિફાઇડ ફંડ્સ, કારણ કે તે જ રીતે સમગ્ર માર્કેટ કેપમાં રોકાણ કરે છે અને તેથી એક સમાન આદેશ ધરાવતા ફંડ્સ સાથે તેની સરખામણી કરવી જોઈએ.
એક વધારાનુંપરિબળ વૈવિધ્યસભર ફંડનું મૂલ્યાંકન કરવાની સમયમર્યાદા છે. ઇક્વિટી લાંબા સમયની ફ્રેમમાં (5 વર્ષથી વધુ) વળતર આપવા માટે સજ્જ હોવાથી, વૈવિધ્યસભર ફંડ્સમાં રોકાણ લાંબા ગાળા માટે કરવું જોઈએ. લાંબા સમય સુધી ડાઇવર્સિફાઇડ ફંડનું મૂલ્યાંકન કરવાથી તમને તેજી-અને-બસ્ટ સાઇકલ દરમિયાન તેના પ્રભાવને માપવામાં મદદ મળશે. રોકાણકારો કેટેગરી એવરેજ સાથે વિવિધ બજાર તબક્કાઓ દરમિયાન તેના પ્રદર્શનની સમીક્ષા કરીને વૈવિધ્યસભર ફંડના વળતરની સુસંગતતાનું વિશ્લેષણ કરી શકે છે. આ કહીને, સાચા પીઅર જૂથની સ્થાપના મહત્વપૂર્ણ છે, આ રચના કરે છેઆધાર વળતર, અસ્થિરતાની સરખામણી માટે અને આ રીતે અંતિમ ભંડોળની પસંદગીમાં મદદ કરે છે.
2. બેન્ચમાર્ક ઇન્ડેક્સ સામે ડાઇવર્સિફાઇડ ફંડ રિટર્ન તપાસો
દરેક ડાઇવર્સિફાઇડ ફંડ માટે તેના ઓફર ડોક્યુમેન્ટમાં બેન્ચમાર્ક ઇન્ડેક્સનો ઉલ્લેખ કરવો ફરજિયાત છે. આ બેન્ચમાર્ક ઇન્ડેક્સ એ નક્કી કરવા માટેનું સૂચક છે કે શું ડાઇવર્સિફાઇડ ફંડે સારું પ્રદર્શન કર્યું છે. વૈવિધ્યસભર ફંડની કામગીરીનું મૂલ્યાંકન કરતી વખતે, રોકાણકારોએ 3 વર્ષ, 5 વર્ષ અથવા તો 10 વર્ષ સુધીના લાંબા સમયના ચક્રને ધ્યાનમાં લેવું જોઈએ. તે ફંડ્સ કે જેઓ તેમના બેન્ચમાર્ક સૂચકાંકોને સતત આગળ કરે છે, તેમને રોકાણ માટે ધ્યાનમાં લેવા જોઈએ.
3. ફંડની સુસંગતતાનું વજન કરો
બેન્ચમાર્ક ઇન્ડેક્સ મૂલ્યાંકન ઉપરાંત, રોકાણકારોએ ફંડની ઐતિહાસિક કામગીરીનું પણ મૂલ્યાંકન કરવું જોઈએ. લાંબા ગાળામાં, ઘણા ડાઇવર્સિફાઇડ ફંડ્સ બજારની મંદી દરમિયાન અને તેમના બેન્ચમાર્ક સૂચકાંકો અને કેટેગરીની સરેરાશથી પણ નીચે ડૂબકી મારવાનું વલણ ધરાવે છે. માત્ર થોડા જ લોકો બજારની તમામ પરિસ્થિતિઓમાં તેમનું પ્રદર્શન જાળવી રાખે છે. અપટર્ન અને ડાઉનટર્ન્સમાં સારું પર્ફોર્મન્સ આપતું ફંડ પસંદ કરવું અગત્યનું છે, અન્યથા તમારી પાસે એવું ફંડ હશે કે જે સારું કરી શકે, પરંતુ માત્ર પછીથી જોવાનું છે કે મંદીમાં તમામ વળતર નાશ પામે છે. આમ, એકરોકાણકાર ખાતરી કરવી જોઈએ કે તેઓ તેમના પોર્ટફોલિયોમાં સૌથી વધુ સુસંગત પર્ફોર્મર્સનો સમાવેશ કરે છે.
4. ફંડમાં રહેલા જોખમોથી વાકેફ રહો
રોકાણ કરતા પહેલા, વ્યક્તિએ ડાઇવર્સિફાઇડ ફંડનું જોખમ-વળતર વિશ્લેષણ કરવું આવશ્યક છે. આમ કરવા માટે, વ્યક્તિએ કેટલાક મહત્વપૂર્ણ ગુણોત્તર જોવું જોઈએ, જેમ કે:
a આલ્ફા
આલ્ફા જોખમ-સમાયોજિત ધોરણે વૈવિધ્યસભર ફંડની કામગીરીનું માપ છે. તે જોખમ સમાયોજિત ધોરણે સામાન્ય બજારમાં ફંડ અથવા શેરે કેટલું પ્રદર્શન કર્યું છે તેનું માપ કાઢે છે. 1 ના પોઝિટિવ આલ્ફાનો અર્થ એ છે કે ફંડે તેના બેન્ચમાર્ક ઇન્ડેક્સને 1% કરતા આગળ કર્યો છે, જ્યારે -1 નો નકારાત્મક આલ્ફા સૂચવે છે કે ફંડે તેના બજાર બેન્ચમાર્ક કરતાં 1% ઓછું વળતર આપ્યું છે. તેથી, મૂળભૂત રીતે, રોકાણકારની વ્યૂહરચના હકારાત્મક આલ્ફા સાથે સિક્યોરિટીઝ અથવા મ્યુચ્યુઅલ ફંડ ખરીદવાની હોવી જોઈએ.
b બેટા
બેટા તેના બેન્ચમાર્ક ઇન્ડેક્સની સરખામણીમાં ડાઇવર્સિફાઇડ ફંડની વોલેટિલિટીને માપે છે. બીટા સકારાત્મક અથવા નકારાત્મક આંકડાઓમાં સૂચવવામાં આવે છે. 1 નો બીટા સૂચવે છે કે સ્ટોકની કિંમત અથવા મ્યુચ્યુઅલ ફંડનથી બજારને અનુરૂપ આગળ વધે છે. 1 કરતાં વધુનો બીટા સૂચવે છે કે સ્ટોક બજાર કરતાં જોખમી છે, અને 1 કરતાં ઓછા બીટાનો અર્થ છે કે સ્ટોક બજાર કરતાં ઓછો જોખમી છે. તેથી, ઘટી રહેલા બજારમાં નીચું બીટા વધુ સારું છે. વધતા બજારમાં, ઉચ્ચ-બીટા વધુ સારું છે.
c માનક વિચલન (SD)
SD એ ફંડમાં અસ્થિરતા અથવા જોખમનું પ્રતિનિધિત્વ કરતું આંકડાકીય માપ છે. SD જેટલું ઊંચું હશે, વળતરમાં વધઘટ વધારે હશે. આદર્શરીતે, રોકાણકારો નીચા સાથે ભંડોળ શોધે છેપ્રમાણભૂત વિચલન.
ડી. શાર્પ રેશિયો (SR)
શાર્પ રેશિયો લીધેલા જોખમના સંદર્ભમાં વળતર (નકારાત્મક અને હકારાત્મક બંને) માપે છે. અહીં જોખમ પ્રમાણભૂત વિચલન દ્વારા વ્યાખ્યાયિત થયેલ છે. ઉચ્ચ શાર્પ રેશિયોનો અર્થ છે, વધારે જોખમ વિના ઊંચું વળતર. આમ, રોકાણ કરતી વખતે, રોકાણકારોએ વૈવિધ્યસભર ફંડ પસંદ કરવું જોઈએ જે ઉચ્ચ શાર્પ રેશિયો દર્શાવે છે. ફરીથી, રોકાણકારને ઐતિહાસિક ધોરણે ડાઇવર્સિફાઇડ ફંડના SD અને SRનું મૂલ્યાંકન કરવાની સલાહ આપવામાં આવે છે જેથી કરીને સૌથી વધુ સુસંગત પ્રદર્શન કરનારાઓને પસંદ કરી શકાય.
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.
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