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8 बेस्ट हाइब्रिड बैलेंस्ड म्यूचुअल फंड 2022
हाइब्रिड फंड को आमतौर पर के रूप में भी जाना जाता हैबैलेंस्ड फंड. हाइब्रिड फंड एक प्रकार के होते हैंम्यूचुअल फंड्स जो इक्विटी और दोनों में निवेश करते हैंडेट म्यूचुअल फंड. दूसरे शब्दों में, यह फंड डेट और इक्विटी दोनों के संयोजन के रूप में कार्य करता है, जहां लगभग 65% पोर्टफोलियो इक्विटी और शेष फिक्स्ड के लिए समर्पित है।आय उपकरण।
हाइब्रिड फंड उन निवेशकों के लिए एक बढ़िया विकल्प हैं जो से डरते हैंनिवेश मेंइक्विटी फ़ंड. यह फंड जोखिम वाले हिस्से को कम करेगा और समय के साथ इष्टतम रिटर्न हासिल करने में भी मदद करेगा। सर्वोत्तम संभव लाभ अर्जित करने के लिए, निवेशकों को सर्वोत्तम हाइब्रिड म्यूचुअल फंड या सर्वोत्तम संतुलित फंड में निवेश करने की सलाह दी जाती है। इस प्रकार, आपके लिए निवेश की प्रक्रिया को आसान बनाने के लिए, हमने नीचे दिए गए लेख में 2022 - 2023 में निवेश करने के लिए कुछ शीर्ष प्रदर्शन करने वाले हाइब्रिड फंडों को शॉर्टलिस्ट किया है।
हाइब्रिड या बैलेंस्ड म्यूचुअल फंड में निवेश क्यों करें?
हाइब्रिड फंड पोर्टफोलियो को संतुलित करने में मदद करते हैं। चूंकि फंड दोनों शेयरों में निवेश करता है औरबांडसंतुलित म्यूचुअल फंड में निवेश करके निवेशक आसानी से एक संतुलित पोर्टफोलियो बना सकते हैं। यह योजना विविधीकरण लाभ भी प्रदान करती है। विविधीकरण स्थिर रिटर्न उत्पन्न करने में मदद करता है; ताकि एक फंड खराब प्रदर्शन करे तो दूसरा पोर्टफोलियो को स्थिर कर सके। यह पोर्टफोलियो के समग्र जोखिम को कम करेगा।
जो लोग अपना इक्विटी निवेश शुरू करना चाहते हैं उनके लिए हाइब्रिड या बैलेंस्ड फंड भी एक प्रवेश द्वार हैं। यह छोटी से मध्य अवधि के भीतर इष्टतम रिटर्न प्राप्त करने में मदद करेगा। यह इक्विटी के बड़े गिरावट को हमेशा बदलते रहने से भी रोकेगामंडी शर्तेँ। इसके अलावा, हाइब्रिड फंड में मध्यम स्तर का जोखिम होता है, जबकि इक्विटी फंड में उच्च स्तर का निवेश जोखिम होता है।
आदर्श रूप से, हाइब्रिड फंड उन निवेशकों के लिए एक अच्छा निवेश विकल्प हो सकता है जो चाहते हैंम्युचुअल फंड में निवेश. इन फंडों में दोनों दुनिया के सर्वश्रेष्ठ हैं: इक्विटी के लाभ जबकि लाभ प्राप्त करना aनिश्चित आय निवेश। इस प्रकार, निवेशक उपरोक्त सूचीबद्ध सर्वश्रेष्ठ हाइब्रिड म्यूचुअल फंड चुन सकते हैं और योजना में निवेश करके अच्छा मुनाफा कमा सकते हैं।
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वित्त वर्ष 22 - 23 में निवेश के लिए शीर्ष 8 हाइब्रिड म्युचुअल फंड
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) JM Equity Hybrid Fund Growth ₹117.736
↓ -0.07 ₹802 5.4 -3 1.5 23.9 28.8 27 HDFC Balanced Advantage Fund Growth ₹513.85
↓ -0.32 ₹97,461 7.5 4.3 8.7 22.7 27.8 16.7 BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹37.64
↑ 0.14 ₹1,095 12.3 1.1 7.6 21.9 29 25.8 ICICI Prudential Equity and Debt Fund Growth ₹387.69
↓ -0.20 ₹42,340 8.7 7 12.4 21.6 28 17.2 UTI Hybrid Equity Fund Growth ₹401.927
↑ 0.68 ₹6,122 7 3.9 12.9 20 24.5 19.7 DSP BlackRock Equity and Bond Fund Growth ₹358.451
↑ 0.41 ₹10,829 8.8 5.6 18 19.7 21.2 17.7 Nippon India Equity Hybrid Fund Growth ₹103.136
↓ -0.11 ₹3,811 8.3 3.6 9.9 18.7 23.3 16.1 Franklin India Equity Hybrid Fund Growth ₹268.223
↓ -0.59 ₹2,131 6.9 3.9 10.2 18.4 21.8 17.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 May 25 संपत्ति> 500 करोड़ पर छाँटा गया3 सालसीएजीआर रिटर्न.
हाइब्रिड / बैलेंस्ड म्युचुअल फंड मूल बातें
1. बैलेंस्ड फंड्स को समझना
भारत में, बैलेंस फंड आमतौर पर अपने पोर्टफोलियो का 65% स्टॉक/इक्विटी/शेयरों में और अपने शेष संसाधनों को बॉन्ड और अन्य डेट इंस्ट्रूमेंट्स जैसे कॉरपोरेट बॉन्ड/सरकारी बॉन्ड/इन्फ्रास्ट्रक्चर बॉन्ड में निवेश करते हैं। इसलिए बैलेंस्ड फंड आमतौर पर इक्विटी ओरिएंटेड हाइब्रिड फंड होते हैं। वे पहली बार निवेश करने वाले निवेशकों के लिए एक उपयुक्त विकल्प के रूप में काम करते हैं, जिनके पास कम-जोखिम उठाने का माद्दा. वे उन निवेशकों के लिए हैं जो जोखिम भरे विकल्प नहीं लेना चाहते हैं लेकिन फिर भी चाहते हैंराजधानी सराहना। इसके अलावा 65% और 35% इक्विटी वाले डेट ओरिएंटेड हाइब्रिड/बैलेंस्ड फंड हैं।
2. हाइब्रिड म्यूचुअल फंड के प्रकार
हाल ही में (मार्च-अप्रैल 2018) द्वारा म्युचुअल फंड के वर्गीकरण के आधार परसेबी. हाइब्रिड फंड के प्रकार इस प्रकार हैं।
| प्रकार | विवरण |
|---|---|
| हाइब्रिड इक्विटी | 65% इक्विटी 35% ऋण |
| हाइब्रिड ऋण | 65% ऋण 35% इक्विटी |
| मध्यस्थता करना | 100% इक्विटी आर्बिट्रेज |
| गतिशील आवंटन | मूल्यांकन के आधार पर गतिशील आवंटन |
| इक्विटी बचत | आर्बिट्राज के अवसर, इक्विटी/इक्विटी से संबंधित लिखतों में निवेश और ऋण/मुद्रा बाजार उपकरणों |
| बहु संपत्ति | एकाधिक संपत्ति जैसेअस्थाई दर और फिक्स्ड रेट डेट इंस्ट्रूमेंट्स, इक्विटी, मनी मार्केट इंस्ट्रूमेंट्स और डेरिवेटिव्स |
| संतुलित संकर | 50% इक्विटी 50% ऋण |
3. बैलेंस्ड फंड के फायदे
बैलेंस फंड म्यूचुअल फंड के सिंगल डॉकेट के रूप में विविधीकरण की सुविधा प्रदान करते हैं। एकइन्वेस्टर इस प्रकार निधियों के गुलदस्ते का विश्लेषण और चयन करने की परेशानी से गुजरना पड़ता है। एक पेशेवर रूप से प्रशिक्षित और अनुभवी फंड मैनेजर निवेशक के लिए यह काम करता है। डेट और इक्विटी घटकों का एक परिकलित संयोजन फंड को बाजार की अस्थिरता के प्रति कम संवेदनशील बनाता है। फंड के इक्विटी घटकों का उद्देश्य पूंजी वृद्धि उत्पन्न करना है और उनके ऋण घटक अप्रत्याशित बाजार सुधारों से निवेश को बचाने के लिए प्रतिभूतियों के रूप में कार्य करते हैं।
4. बैलेंस्ड फंड के नुकसान
हालांकि ऐसा लग सकता है कि बैलेंस्ड फंड वस्तुतः जोखिम-मुक्त होते हैं, लेकिन पूरी तरह से ऐसा नहीं है। बैलेंस्ड फंडों में जोखिम का अपना हिस्सा होता है। जबकि कई शेयरों और ऋण साधनों में प्रत्यक्ष निवेश के मामले में, कोई व्यक्ति विभिन्न फंडों के बीच संसाधनों को विविधीकरण के रूप में स्थानांतरित कर सकता हैकर योजना या धन सृजन। हालांकि, बैलेंस फंड में, चूंकि संसाधन आवंटन का निर्णय फंड मैनेजर के पास होता है, इसलिए अनुकूलित विविधीकरण संभव नहीं है।
5. बेहतर जोखिम-आधारित रिटर्न
इक्विटी रिटर्न की तुलना में बैलेंस्ड फंडों ने लंबे समय में बेहतर जोखिम-समायोजित रिटर्न दिया है। नीचे दी गई तुलना कुछ मान्यताओं पर आधारित है जो भविष्य में समय-समय पर बदल सकती है।
| फंड श्रेणी | 5 साल का रोलिंग रिटर्न | जोखिम आधारित Std. विचलन |
|---|---|---|
| बैलेंस्ड फंड | 13.20% | 2.9 |
| लार्ज कैप फंड | 12.90% | 3.47 |
| मध्यम दर्जे की कंपनियों के शेयर और लार्ज कैप फंड | 13.96% | 3.82 |
| विविध निधि | 14.91% | 3.96 |
(Erstwhile JM Balanced Fund) To provide steady current income as well as long term growth of capital. JM Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 1 Apr 95. It is a fund with Moderately High risk and has given a Below is the key information for JM Equity Hybrid Fund Returns up to 1 year are on (Erstwhile HDFC Growth Fund and HDFC Prudence Fund) Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. HDFC Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 11 Sep 00. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Balanced Advantage Fund Returns up to 1 year are on (Erstwhile BOI AXA Mid Cap Equity And Debt Fund) The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized BOI AXA Mid and Small Cap Equity and Debt Fund is a Hybrid - Hybrid Equity fund was launched on 20 Jul 16. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Balanced Fund) To generate long term capital appreciation and current income from a portfolio
that is invested in equity and equity related securities as well as in fixed income
securities. ICICI Prudential Equity and Debt Fund is a Hybrid - Hybrid Equity fund was launched on 3 Nov 99. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Equity and Debt Fund Returns up to 1 year are on (Erstwhile UTI Balanced Fund) The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation. UTI Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 2 Jan 95. It is a fund with Moderately High risk and has given a Below is the key information for UTI Hybrid Equity Fund Returns up to 1 year are on Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities. DSP BlackRock Equity and Bond Fund is a Hybrid - Hybrid Equity fund was launched on 27 May 99. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Equity and Bond Fund Returns up to 1 year are on (Erstwhile Reliance Regular Savings Fund - Balanced Plan) The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments. Nippon India Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 8 Jun 05. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Equity Hybrid Fund Returns up to 1 year are on (Erstwhile Franklin India Balanced Fund) The fund aims to provide long term capital appreciation and current income by investing in equity and equity related securities and high quality fixed income instruments. Franklin India Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 10 Dec 99. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Equity Hybrid Fund Returns up to 1 year are on 1. JM Equity Hybrid Fund
CAGR/Annualized return of 12.5% since its launch. Ranked 35 in Hybrid Equity category. Return for 2024 was 27% , 2023 was 33.8% and 2022 was 8.1% . JM Equity Hybrid Fund
Growth Launch Date 1 Apr 95 NAV (19 May 25) ₹117.736 ↓ -0.07 (-0.06 %) Net Assets (Cr) ₹802 on 30 Apr 25 Category Hybrid - Hybrid Equity AMC JM Financial Asset Management Limited Rating ☆ Risk Moderately High Expense Ratio 2.36 Sharpe Ratio -0.31 Information Ratio 1.06 Alpha Ratio -6.43 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹16,558 30 Apr 22 ₹18,463 30 Apr 23 ₹20,318 30 Apr 24 ₹31,756 30 Apr 25 ₹32,281 Returns for JM Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 1.9% 3 Month 5.4% 6 Month -3% 1 Year 1.5% 3 Year 23.9% 5 Year 28.8% 10 Year 15 Year Since launch 12.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 27% 2023 33.8% 2022 8.1% 2021 22.9% 2020 30.5% 2019 -8.1% 2018 1.7% 2017 18.5% 2016 3% 2015 -0.2% Fund Manager information for JM Equity Hybrid Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0.58 Yr. Asit Bhandarkar 31 Dec 21 3.33 Yr. Ruchi Fozdar 4 Oct 24 0.57 Yr. Deepak Gupta 11 Apr 25 0.05 Yr. Data below for JM Equity Hybrid Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 5.88% Equity 74.19% Debt 19.94% Equity Sector Allocation
Sector Value Financial Services 23.42% Health Care 9.25% Technology 9.08% Consumer Cyclical 8.65% Basic Materials 6.54% Consumer Defensive 5.38% Communication Services 4.65% Utility 3.83% Industrials 3.4% Debt Sector Allocation
Sector Value Government 12.27% Corporate 8.26% Cash Equivalent 5.28% Credit Quality
Rating Value AA 0.67% AAA 99.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -5% ₹43 Cr 4,150,000
↑ 2,075,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 25 | 5000345% ₹38 Cr 43,504
↓ -9,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIARTL5% ₹37 Cr 200,000
↑ 50,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | HDFCBANK5% ₹37 Cr 192,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Mar 25 | 5328984% ₹31 Cr 1,000,000 REC Ltd (Financial Services)
Equity, Since 30 Nov 22 | 5329554% ₹29 Cr 680,500 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | ICICIBANK4% ₹29 Cr 200,114
↑ 20,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Dec 23 | 5327553% ₹28 Cr 185,000
↑ 105,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 21 | LT3% ₹23 Cr 68,520
↑ 40,000 Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jan 25 | UJJIVANSFB3% ₹22 Cr 5,076,466
↑ 800,000 2. HDFC Balanced Advantage Fund
CAGR/Annualized return of 18.3% since its launch. Ranked 23 in Dynamic Allocation category. Return for 2024 was 16.7% , 2023 was 31.3% and 2022 was 18.8% . HDFC Balanced Advantage Fund
Growth Launch Date 11 Sep 00 NAV (19 May 25) ₹513.85 ↓ -0.32 (-0.06 %) Net Assets (Cr) ₹97,461 on 30 Apr 25 Category Hybrid - Dynamic Allocation AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.43 Sharpe Ratio 0.08 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹14,223 30 Apr 22 ₹17,614 30 Apr 23 ₹20,305 30 Apr 24 ₹28,399 30 Apr 25 ₹30,465 Returns for HDFC Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 3.6% 3 Month 7.5% 6 Month 4.3% 1 Year 8.7% 3 Year 22.7% 5 Year 27.8% 10 Year 15 Year Since launch 18.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.7% 2023 31.3% 2022 18.8% 2021 26.4% 2020 7.6% 2019 6.9% 2018 -3.1% 2017 27.9% 2016 9.4% 2015 0.3% Fund Manager information for HDFC Balanced Advantage Fund
Name Since Tenure Anil Bamboli 29 Jul 22 2.76 Yr. Gopal Agrawal 29 Jul 22 2.76 Yr. Arun Agarwal 6 Oct 22 2.57 Yr. Srinivasan Ramamurthy 29 Jul 22 2.76 Yr. Dhruv Muchhal 22 Jun 23 1.86 Yr. Nandita Menezes 29 Mar 25 0.09 Yr. Data below for HDFC Balanced Advantage Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 11.41% Equity 60.64% Debt 27.95% Equity Sector Allocation
Sector Value Financial Services 22.41% Industrials 8.14% Energy 7.38% Technology 6.33% Consumer Cyclical 5.45% Utility 4.67% Health Care 4.28% Communication Services 3% Consumer Defensive 2.77% Basic Materials 2.03% Real Estate 1.47% Debt Sector Allocation
Sector Value Corporate 14.02% Government 13.48% Cash Equivalent 11.86% Credit Quality
Rating Value AA 0.97% AAA 99.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | HDFCBANK5% ₹5,101 Cr 27,904,351
↓ -1,883,200 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK4% ₹3,735 Cr 27,699,224
↓ -311,500 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE3% ₹3,145 Cr 24,664,288 Infosys Ltd (Technology)
Equity, Since 31 Oct 09 | INFY3% ₹3,077 Cr 19,590,088
↑ 1,200,000 State Bank of India (Financial Services)
Equity, Since 31 May 07 | SBIN3% ₹2,963 Cr 38,406,500
↓ -1,048,500 NTPC Ltd (Utilities)
Equity, Since 31 Aug 16 | 5325553% ₹2,515 Cr 70,337,915 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL3% ₹2,510 Cr 14,479,354
↑ 1,300,000 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹2,368 Cr 228,533,300 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT2% ₹2,321 Cr 6,645,683 Coal India Ltd (Energy)
Equity, Since 31 Jan 18 | COALINDIA2% ₹2,224 Cr 55,854,731 3. BOI AXA Mid and Small Cap Equity and Debt Fund
CAGR/Annualized return of 16.2% since its launch. Return for 2024 was 25.8% , 2023 was 33.7% and 2022 was -4.8% . BOI AXA Mid and Small Cap Equity and Debt Fund
Growth Launch Date 20 Jul 16 NAV (19 May 25) ₹37.64 ↑ 0.14 (0.37 %) Net Assets (Cr) ₹1,095 on 30 Apr 25 Category Hybrid - Hybrid Equity AMC BOI AXA Investment Mngrs Private Ltd Rating Risk Moderately High Expense Ratio 2.68 Sharpe Ratio -0.18 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹15,956 30 Apr 22 ₹20,186 30 Apr 23 ₹20,566 30 Apr 24 ₹30,611 30 Apr 25 ₹31,168 Returns for BOI AXA Mid and Small Cap Equity and Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 7.1% 3 Month 12.3% 6 Month 1.1% 1 Year 7.6% 3 Year 21.9% 5 Year 29% 10 Year 15 Year Since launch 16.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 25.8% 2023 33.7% 2022 -4.8% 2021 54.5% 2020 31.1% 2019 -4.7% 2018 -14.2% 2017 47.1% 2016 2015 Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund
Name Since Tenure Alok Singh 16 Feb 17 8.21 Yr. Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 10.69% Equity 74.08% Debt 15.23% Equity Sector Allocation
Sector Value Financial Services 14.25% Basic Materials 14.22% Industrials 10.65% Consumer Cyclical 10.22% Technology 9.72% Health Care 8.01% Consumer Defensive 3.87% Energy 1.9% Utility 1.25% Debt Sector Allocation
Sector Value Government 10.61% Cash Equivalent 7.98% Corporate 7.32% Credit Quality
Rating Value AA 2.22% AAA 97.78% Top Securities Holdings / Portfolio
Name Holding Value Quantity Coforge Ltd (Technology)
Equity, Since 31 May 20 | COFORGE4% ₹43 Cr 52,800 Jindal Stainless Ltd (Basic Materials)
Equity, Since 30 Sep 21 | JSL3% ₹32 Cr 542,000 Housing & Urban Development Corp Ltd (Financial Services)
Equity, Since 31 May 24 | HUDCO3% ₹32 Cr 1,580,000
↑ 80,000 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Dec 23 | DIXON3% ₹28 Cr 21,000 PB Fintech Ltd (Financial Services)
Equity, Since 29 Feb 24 | 5433902% ₹23 Cr 145,000 Lloyds Metals & Energy Ltd (Basic Materials)
Equity, Since 28 Feb 25 | 5124552% ₹23 Cr 178,142
↑ 38,142 Swan Energy Ltd (Industrials)
Equity, Since 31 Dec 23 | SWANENERGY2% ₹20 Cr 475,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹20 Cr 2,000,000 Castrol India Ltd (Energy)
Equity, Since 31 Jan 24 | 5008702% ₹20 Cr 1,001,000 Indian Railway Finance Corporation Limited
Debentures | -2% ₹20 Cr 2,000,000 4. ICICI Prudential Equity and Debt Fund
CAGR/Annualized return of 15.4% since its launch. Ranked 7 in Hybrid Equity category. Return for 2024 was 17.2% , 2023 was 28.2% and 2022 was 11.7% . ICICI Prudential Equity and Debt Fund
Growth Launch Date 3 Nov 99 NAV (19 May 25) ₹387.69 ↓ -0.20 (-0.05 %) Net Assets (Cr) ₹42,340 on 30 Apr 25 Category Hybrid - Hybrid Equity AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.78 Sharpe Ratio 0.33 Information Ratio 1.85 Alpha Ratio 1.74 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹14,713 30 Apr 22 ₹19,245 30 Apr 23 ₹20,896 30 Apr 24 ₹29,366 30 Apr 25 ₹32,408 Returns for ICICI Prudential Equity and Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 3.1% 3 Month 8.7% 6 Month 7% 1 Year 12.4% 3 Year 21.6% 5 Year 28% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.2% 2023 28.2% 2022 11.7% 2021 41.7% 2020 9% 2019 9.3% 2018 -1.9% 2017 24.8% 2016 13.7% 2015 2.1% Fund Manager information for ICICI Prudential Equity and Debt Fund
Name Since Tenure Sankaran Naren 7 Dec 15 9.4 Yr. Manish Banthia 19 Sep 13 11.62 Yr. Mittul Kalawadia 29 Dec 20 4.34 Yr. Akhil Kakkar 22 Jan 24 1.27 Yr. Sri Sharma 30 Apr 21 4 Yr. Sharmila D’mello 31 Jul 22 2.75 Yr. Nitya Mishra 4 Nov 24 0.49 Yr. Data below for ICICI Prudential Equity and Debt Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 10.06% Equity 72.95% Debt 16.47% Equity Sector Allocation
Sector Value Financial Services 21.64% Consumer Cyclical 11.38% Energy 6.61% Utility 6.02% Health Care 5.72% Industrials 5.56% Consumer Defensive 4.55% Communication Services 3.94% Basic Materials 3.39% Technology 2.72% Real Estate 1.42% Debt Sector Allocation
Sector Value Corporate 11.06% Cash Equivalent 7.94% Government 7.32% Securitized 0.74% Credit Quality
Rating Value A 3.6% AA 29.97% AAA 66.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | HDFCBANK7% ₹2,789 Cr 15,255,052 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK7% ₹2,738 Cr 20,309,765 NTPC Ltd (Utilities)
Equity, Since 28 Feb 17 | 5325556% ₹2,375 Cr 66,421,174
↓ -1,495,571 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | MARUTI5% ₹1,977 Cr 1,715,417
↑ 68,828 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 16 | SUNPHARMA4% ₹1,596 Cr 9,199,438
↓ -876,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 16 | BHARTIARTL4% ₹1,539 Cr 8,878,180
↓ -2,042,500 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Jan 23 | 5403763% ₹1,304 Cr 3,193,968
↓ -2,599 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 22 | RELIANCE3% ₹1,301 Cr 10,201,366
↑ 802,680 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 21 | 5322153% ₹1,154 Cr 10,468,090
↑ 342,630 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Apr 17 | 5003123% ₹1,087 Cr 44,137,574
↓ -10,310,300 5. UTI Hybrid Equity Fund
CAGR/Annualized return of 15.1% since its launch. Ranked 12 in Hybrid Equity category. Return for 2024 was 19.7% , 2023 was 25.5% and 2022 was 5.6% . UTI Hybrid Equity Fund
Growth Launch Date 2 Jan 95 NAV (19 May 25) ₹401.927 ↑ 0.68 (0.17 %) Net Assets (Cr) ₹6,122 on 30 Apr 25 Category Hybrid - Hybrid Equity AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.91 Sharpe Ratio 0.33 Information Ratio 1.74 Alpha Ratio 1.81 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹14,667 30 Apr 22 ₹17,136 30 Apr 23 ₹18,808 30 Apr 24 ₹24,855 30 Apr 25 ₹27,464 Returns for UTI Hybrid Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 4% 3 Month 7% 6 Month 3.9% 1 Year 12.9% 3 Year 20% 5 Year 24.5% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.7% 2023 25.5% 2022 5.6% 2021 30.5% 2020 13.2% 2019 2.5% 2018 -5.6% 2017 25.7% 2016 8.8% 2015 2.4% Fund Manager information for UTI Hybrid Equity Fund
Name Since Tenure V Srivatsa 24 Sep 09 15.61 Yr. Sunil Patil 5 Feb 18 7.24 Yr. Data below for UTI Hybrid Equity Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 2.73% Equity 68.58% Debt 28.68% Equity Sector Allocation
Sector Value Financial Services 23.1% Consumer Cyclical 7.8% Technology 6.07% Energy 5.25% Basic Materials 5.17% Communication Services 4.95% Consumer Defensive 4.92% Industrials 4.74% Health Care 3.99% Utility 1.72% Real Estate 0.87% Debt Sector Allocation
Sector Value Government 22.12% Corporate 6.56% Cash Equivalent 2.73% Credit Quality
Rating Value AA 1.09% AAA 98.91% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 20 | HDFCBANK7% ₹428 Cr 2,223,431 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 10 | ICICIBANK6% ₹345 Cr 2,418,644 6.92% Govt Stock 2039
Sovereign Bonds | -4% ₹261 Cr 2,500,000,000
↑ 1,250,000,000 7.23% Govt Stock 2039
Sovereign Bonds | -4% ₹246 Cr 2,300,000,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Aug 06 | ITC3% ₹185 Cr 4,343,319 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY3% ₹176 Cr 1,174,984 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹151 Cr 1,425,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 19 | RELIANCE2% ₹142 Cr 1,013,325
↑ 114,966 7.32% Govt Stock 2030
Sovereign Bonds | -2% ₹127 Cr 1,200,000,000 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5002952% ₹118 Cr 2,820,574
↓ -103,776 6. DSP BlackRock Equity and Bond Fund
CAGR/Annualized return of 14.8% since its launch. Ranked 9 in Hybrid Equity category. Return for 2024 was 17.7% , 2023 was 25.3% and 2022 was -2.7% . DSP BlackRock Equity and Bond Fund
Growth Launch Date 27 May 99 NAV (19 May 25) ₹358.451 ↑ 0.41 (0.11 %) Net Assets (Cr) ₹10,829 on 30 Apr 25 Category Hybrid - Hybrid Equity AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.79 Sharpe Ratio 0.79 Information Ratio 0.9 Alpha Ratio 7.16 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹13,994 30 Apr 22 ₹15,335 30 Apr 23 ₹16,086 30 Apr 24 ₹20,685 30 Apr 25 ₹24,098 Returns for DSP BlackRock Equity and Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 3.3% 3 Month 8.8% 6 Month 5.6% 1 Year 18% 3 Year 19.7% 5 Year 21.2% 10 Year 15 Year Since launch 14.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.7% 2023 25.3% 2022 -2.7% 2021 24.2% 2020 17% 2019 14.2% 2018 -5.1% 2017 27.6% 2016 8.3% 2015 4.8% Fund Manager information for DSP BlackRock Equity and Bond Fund
Name Since Tenure Abhishek Singh 1 Mar 24 1.17 Yr. Shantanu Godambe 1 Aug 24 0.75 Yr. Data below for DSP BlackRock Equity and Bond Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 4.65% Equity 66.37% Debt 28.97% Other 0.01% Equity Sector Allocation
Sector Value Financial Services 30.97% Consumer Cyclical 8.46% Health Care 7.9% Consumer Defensive 6.42% Basic Materials 3.8% Technology 3.53% Utility 1.48% Industrials 1.41% Communication Services 1.4% Energy 0.98% Debt Sector Allocation
Sector Value Government 20.14% Corporate 8.9% Cash Equivalent 4.59% Credit Quality
Rating Value AA 8.75% AAA 91.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 14 | HDFCBANK7% ₹781 Cr 4,270,582 8.17% Govt Stock 2044
Sovereign Bonds | -6% ₹645 Cr 55,000,000
↑ 40,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 15 | ICICIBANK5% ₹497 Cr 3,688,426 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 5322153% ₹356 Cr 3,227,520 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | M&M3% ₹351 Cr 1,317,286 7.09% Govt Stock 2054
Sovereign Bonds | -3% ₹335 Cr 32,500,000
↑ 27,500,000 Cipla Ltd (Healthcare)
Equity, Since 31 May 24 | 5000873% ₹311 Cr 2,156,479 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Apr 24 | SBILIFE3% ₹307 Cr 1,984,938 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 24 | ITC3% ₹295 Cr 7,193,074
↑ 857,160 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 24 | KOTAKBANK3% ₹275 Cr 1,268,082 7. Nippon India Equity Hybrid Fund
CAGR/Annualized return of 12.4% since its launch. Ranked 8 in Hybrid Equity category. Return for 2024 was 16.1% , 2023 was 24.1% and 2022 was 6.6% . Nippon India Equity Hybrid Fund
Growth Launch Date 8 Jun 05 NAV (19 May 25) ₹103.136 ↓ -0.11 (-0.10 %) Net Assets (Cr) ₹3,811 on 30 Apr 25 Category Hybrid - Hybrid Equity AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.02 Sharpe Ratio 0.12 Information Ratio 1.05 Alpha Ratio -0.77 Min Investment 500 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹14,677 30 Apr 22 ₹16,942 30 Apr 23 ₹18,339 30 Apr 24 ₹24,016 30 Apr 25 ₹25,858 Returns for Nippon India Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 4.1% 3 Month 8.3% 6 Month 3.6% 1 Year 9.9% 3 Year 18.7% 5 Year 23.3% 10 Year 15 Year Since launch 12.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.1% 2023 24.1% 2022 6.6% 2021 27.8% 2020 -5.3% 2019 3% 2018 -4.9% 2017 29.5% 2016 4.2% 2015 8.7% Fund Manager information for Nippon India Equity Hybrid Fund
Name Since Tenure Meenakshi Dawar 10 Sep 21 3.64 Yr. Kinjal Desai 25 May 18 6.94 Yr. Sushil Budhia 1 Feb 20 5.25 Yr. Data below for Nippon India Equity Hybrid Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 5.01% Equity 77.51% Debt 17.49% Equity Sector Allocation
Sector Value Financial Services 25.51% Industrials 9.43% Consumer Cyclical 7.85% Technology 7.26% Health Care 5.69% Energy 3.92% Communication Services 3.79% Utility 3.71% Real Estate 3.71% Consumer Defensive 3.69% Basic Materials 2.65% Debt Sector Allocation
Sector Value Corporate 11.78% Government 5.71% Cash Equivalent 5.01% Credit Quality
Rating Value A 3.5% AA 55.42% AAA 41.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 10 | HDFCBANK6% ₹228 Cr 1,182,356 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 12 | ICICIBANK6% ₹224 Cr 1,570,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL3% ₹124 Cr 665,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 13 | LT3% ₹119 Cr 354,838 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 14 | RELIANCE3% ₹113 Cr 806,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 5322153% ₹111 Cr 933,200 Infosys Ltd (Technology)
Equity, Since 28 Feb 11 | INFY3% ₹110 Cr 730,000 NTPC Ltd (Utilities)
Equity, Since 31 Aug 20 | 5325553% ₹99 Cr 2,800,620 State Bank of India (Financial Services)
Equity, Since 31 Jul 16 | SBIN2% ₹80 Cr 1,010,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 11 | SUNPHARMA2% ₹73 Cr 400,000 8. Franklin India Equity Hybrid Fund
CAGR/Annualized return of 13.8% since its launch. Ranked 16 in Hybrid Equity category. Return for 2024 was 17.7% , 2023 was 22.5% and 2022 was 4.7% . Franklin India Equity Hybrid Fund
Growth Launch Date 10 Dec 99 NAV (19 May 25) ₹268.223 ↓ -0.59 (-0.22 %) Net Assets (Cr) ₹2,131 on 30 Apr 25 Category Hybrid - Hybrid Equity AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.15 Sharpe Ratio 0.2 Information Ratio 0.98 Alpha Ratio 0.25 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹14,399 30 Apr 22 ₹16,143 30 Apr 23 ₹17,129 30 Apr 24 ₹22,749 30 Apr 25 ₹24,723 Returns for Franklin India Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 25 Duration Returns 1 Month 3.4% 3 Month 6.9% 6 Month 3.9% 1 Year 10.2% 3 Year 18.4% 5 Year 21.8% 10 Year 15 Year Since launch 13.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.7% 2023 22.5% 2022 4.7% 2021 23.8% 2020 13.7% 2019 7.9% 2018 -1.6% 2017 21% 2016 7.6% 2015 4.8% Fund Manager information for Franklin India Equity Hybrid Fund
Name Since Tenure Ajay Argal 4 Oct 24 0.57 Yr. Anuj Tagra 7 Mar 24 1.15 Yr. Chandni Gupta 7 Mar 24 1.15 Yr. Sandeep Manam 18 Oct 21 3.54 Yr. Rajasa Kakulavarapu 6 Sep 21 3.65 Yr. Data below for Franklin India Equity Hybrid Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 1.48% Equity 67.21% Debt 31.31% Equity Sector Allocation
Sector Value Financial Services 21.86% Consumer Cyclical 9.82% Industrials 7.03% Technology 6.4% Health Care 4.4% Communication Services 3.65% Basic Materials 3.38% Consumer Defensive 3.28% Utility 3.15% Energy 3.02% Real Estate 0.63% Debt Sector Allocation
Sector Value Corporate 26.05% Government 5.26% Cash Equivalent 1.48% Credit Quality
Rating Value AA 33.09% AAA 66.91% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK7% ₹151 Cr 827,500 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK6% ₹121 Cr 900,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT4% ₹73 Cr 210,000 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY3% ₹66 Cr 422,900
↑ 30,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 05 | BHARTIARTL3% ₹61 Cr 353,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 5322153% ₹61 Cr 550,000 Mankind Pharma Ltd
Debentures | -3% ₹52 Cr 5,000 Bharti Telecom Limited 8.65%
Debentures | -3% ₹52 Cr 5,000 Bajaj Finance Limited
Debentures | -2% ₹51 Cr 5,000 ICICI Home Finance Company Limited
Debentures | -2% ₹51 Cr 5,000
कर निहितार्थ
औसतन 65% या उससे अधिक के इक्विटी एक्सपोजर वाले सभी म्यूचुअल फंड को कराधान उद्देश्य के लिए इक्विटी एसेट क्लास के रूप में माना जाता है। तो अल्पावधिपूंजीगत लाभ यानी एक साल के इक्विटी-ओरिएंटेड बैलेंस के साथ बुक किए गए गेन पर 15% टैक्स लगता है। यदि इन फंडों को 12 महीने से अधिक की अवधि के लिए रखा जाता है, तो उनके दीर्घकालिक पूंजीगत लाभ पर 10% कर लगाया जाता है, यदि बुक किए गए लाभ रु। 1 लाख (2018 के नवीनतम बजट के अनुसार)।
ऋण उन्मुख के लिए हाइब्रिड फंड टैक्स 20% है, इंडेक्सेशन लाभ के साथ किसी भी अन्य ऋण साधन के रूप में यदि होल्डिंग 3 साल या उससे अधिक के लिए है। शॉर्ट टर्म पर कर की सीमांत दर (टैक्स स्लैब के अनुसार) पर कर लगाया जाता है।
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