निवेश के लिए सर्वश्रेष्ठ इक्विटी म्यूचुअल फंड कैसे चुनें

Updated on October 17, 2025 , 2986 views

इक्विटीम्यूचुअल फंड्स के लिए लोकप्रिय उपकरणों में से एक हैंनिवेश. यह मुख्य रूप से आपके पैसे को विभिन्न कंपनियों के शेयरों / शेयरों में निवेश करता है। फंड मैनेजर इन कंपनियों में फंड के निवेश उद्देश्य के आधार पर फंड आवंटित करता है। ये फंड उन निवेशकों के लिए आदर्श रूप से अनुकूल हैं जिनके पास मध्यम से उच्चजोखिम उठाने का माद्दा और लंबी अवधि की तलाश में हैंनिवेश योजना. लेकिन, जब एक आदर्श इक्विटी फंड चुनने की बात आती है तो यह एक मुश्किल काम हो सकता है। सैकड़ों इक्विटी म्यूचुअल फंड और प्रत्येक सर्वश्रेष्ठ रिटर्न का दावा करने के साथ, यह एक पर शून्य करने के लिए काफी उलझन में है। और कार्य तब कठिन हो जाते हैं जब आपको आगे अपने दम पर एक फंड चुनना होता है। आपके लिए प्रक्रिया को आसान और काफी सरल बनाने के लिए, हमने उन महत्वपूर्ण मापदंडों को सूचीबद्ध किया है जो आपको निवेश करने के लिए अच्छे फंडों को सूचीबद्ध करने में मदद करेंगे।

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सर्वश्रेष्ठ इक्विटी फंड चुनने के लिए पैरामीटर

आदर्श को चुनने के लिए गुणात्मक और मात्रात्मक उपाय निम्नलिखित हैं:इक्विटी फ़ंड.

गुणात्मक उपाय

अपने फंड मैनेजर को जानें

म्यूचुअल फंड स्कीम के प्रदर्शन का श्रेय फंड मैनेजर के पास होता है। फंड के पोर्टफोलियो के लिए निवेश निर्णय लेने के लिए एक फंड मैनेजर जिम्मेदार होता है। इसलिए, निवेशकों को विशेष फंड मैनेजर द्वारा प्रबंधित फंड के प्रदर्शन के माध्यम से जाना चाहिए, खासकर कठिन समय के दौरानमंडी चरण साथ ही, निवेशकों को एक ऐसे फंड मैनेजर को अधिक प्राथमिकता देनी चाहिए, जिसके पास समान प्रकार के फंडों के प्रबंधन का अनुभव हो, उदाहरण के लिए- छोटे औरमध्यम दर्जे की कंपनियों के शेयर. एक ऐसे फंड मैनेजर के लिए जाना जो अपने करियर पर लगातार काम कर रहा हो, एक पसंदीदा विकल्प है।

फंड हाउस प्रतिष्ठा

का चयन करते समयसर्वश्रेष्ठ इक्विटी म्युचुअल फंड निवेश करने के लिए, हमेशा फंड हाउस की गुणवत्ता और प्रतिष्ठा को देखें। एक लंबे समय से रिकॉर्ड के साथ एक फंड हाउस, प्रबंधन के तहत बड़ी संपत्ति, स्टार फंड या अच्छा प्रदर्शन करने वाला फंड इत्यादि। आदर्श रूप से पसंद किया जाता है।

मात्रात्मक उपाय

फंड प्रदर्शन

एकइन्वेस्टर समय की अवधि के लिए निधियों के प्रदर्शन का निष्पक्ष मूल्यांकन करना चाहिए। साथ ही, एक ऐसे फंड के लिए जाने का सुझाव दिया जाता है जो लगातार 4-5 वर्षों में अपने बेंचमार्क को पीछे छोड़ता है, साथ ही, प्रत्येक अवधि को देखना चाहिए और देखना चाहिए कि फंड बेंचमार्क को मात देने में सक्षम है या नहीं।

फंड का आकार

निवेशकों को हमेशा ऐसे फंड में जाना चाहिए जो न तो बहुत बड़ा हो और न ही बहुत छोटा हो। जबकि फंड के आकार के बीच कोई सटीक परिभाषा और संबंध नहीं है, यह कहा जाता है कि बहुत छोटा और बहुत बड़ा, दोनों ही फंड के प्रदर्शन में बाधा डाल सकते हैं। इस प्रकार, एक फंड चुनते समय, उसी के लिए जाने की सलाह दी जाती है जिसका एयूएम (एसेट अंडर मैनेजमेंट) लगभग श्रेणी के समान है।

खर्चे की दर

जिन निवेशकों के पास म्यूच्यूअल फंड में निवेश है, उन्हें एसेट मैनेजमेंट कंपनी द्वारा लगाए गए कुछ शुल्क जैसे संचालन लागत, प्रबंधन शुल्क आदि का भुगतान करना पड़ता हैएएमसी) आम तौर पर, निष्क्रिय रूप से प्रबंधित योजनाओं की तुलना में सक्रिय रूप से प्रबंधित योजनाओं के लिए व्यय अनुपात अधिक होता है (जैसेइंडेक्स फंड्स याईटीएफ) के अनुसारसेबी नियम, इक्विटी फंड के लिए एक व्यय अनुपात न्यूनतम 2.5% है। हालांकि, व्यय अनुपात कुछ ऐसा है जो अन्य महत्वपूर्ण कारकों जैसे कि फंड प्रदर्शन आदि को प्रभावित नहीं करना चाहिए। यह जानते हुए कि फंड में उच्च व्यय अनुपात का भुगतान करना बेहतर है। प्रतिस्पर्धियों को अच्छे अंतर से मात देगी।

अनुपात विश्लेषण

फंड के प्रदर्शन को मापने के लिए कुछ महत्वपूर्ण अनुपात हैं:

अल्फा-अल्फा यह आपके निवेश की सफलता या बेंचमार्क के मुकाबले बेहतर प्रदर्शन का एक पैमाना है। यह मापता है कि फंड या स्टॉक ने सामान्य बाजार में कितना प्रदर्शन किया है। 1 के सकारात्मक अल्फा का मतलब है कि फंड ने अपने बेंचमार्क इंडेक्स को 1% से बेहतर प्रदर्शन किया है, जबकि -1 का नकारात्मक अल्फा यह दर्शाता है कि फंड ने अपने बाजार बेंचमार्क की तुलना में 1% कम रिटर्न दिया है। इसलिए, मूल रूप से, एक निवेशक की रणनीति सकारात्मक अल्फा के साथ प्रतिभूतियों को खरीदने की होनी चाहिए।
बीटा- यह बेंचमार्क के सापेक्ष स्टॉक की कीमत या फंड में अस्थिरता को मापता है और इसे सकारात्मक या नकारात्मक आंकड़ों में दर्शाया जाता है। एबीटा 1 का मतलब है कि स्टॉक की कीमत बाजार के अनुरूप चलती है, 1 से अधिक का बीटा दर्शाता है कि स्टॉक बाजार की तुलना में जोखिम भरा है, और 1 से कम के बीटा का मतलब है कि स्टॉक बाजार की तुलना में कम जोखिम भरा है। इसलिए, गिरते बाजार में निचला बीटा बेहतर है। बढ़ते बाजार में, हाई-बीटा बेहतर है।
मानक विचलन (एसडी- सरल शब्दों में, एसडी एक सांख्यिकीय उपाय है जो किसी उपकरण में अस्थिरता या जोखिम का प्रतिनिधित्व करता है। एसडी जितना अधिक होगा, रिटर्न में उतार-चढ़ाव उतना ही अधिक होगा।
शार्प भाग-शार्प भाग लिए गए जोखिम के संबंध में रिटर्न (नकारात्मक और सकारात्मक दोनों) को मापता है। यहां जोखिम को मानक विचलन द्वारा परिभाषित किया गया है। ज्यादा शार्प रेशियो का मतलब है ज्यादा जोखिम के बिना ज्यादा रिटर्न। इस प्रकार, निवेश करते समय, निवेशकों को एक ऐसा फंड चुनना चाहिए जो उच्च शार्प अनुपात दिखाता हो।
सॉर्टिनो अनुपात- Theसॉर्टिनो अनुपात शार्प रेशियो का एक रूपांतर है। लेकिन, शार्प अनुपात के विपरीत, सॉर्टिनो अनुपात केवल नकारात्मक या नकारात्मक रिटर्न पर विचार करता है। इस तरह का अनुपात निवेशकों के लिए कुल अस्थिरता के प्रतिफल को देखने के बजाय बेहतर तरीके से जोखिम का आकलन करने में मददगार होता है। अपसाइड कैप्चर रेशियो और डाउनसाइड कैप्चर रेशियो- अपसाइड/डाउनसाइड कैप्चर रेशियो एक निवेशक का मार्गदर्शन करता है- चाहे कोई फंड बेहतर प्रदर्शन कर रहा हो या व्यापक मार्केट बेंचमार्क से कम प्राप्त हुआ हो या कम हुआ हो- मार्केट अपसाइड (मजबूत) या डाउनसाइड (कमजोर) के चरण के दौरान। और इससे भी महत्वपूर्ण बात यह है कि कितना। खैर, 100 से अधिक के अपसाइड रेशियो का मतलब है कि किसी दिए गए फंड ने सकारात्मक रिटर्न की अवधि के दौरान बेंचमार्क को पीछे छोड़ दिया है। और 100 से कम का नकारात्मक अनुपात दर्शाता है कि सुस्त रिटर्न के चरण के दौरान किसी दिए गए फंड ने अपने बेंचमार्क से कम खो दिया है। इसलिए, आम तौर पर, निवेशकों को ऐसे फंड के लिए जाना चाहिए जिसमें कम डाउनसाइड कैप्चर अनुपात और उच्च अपसाइड कैप्चर अनुपात हो।

बेस्ट इक्विटी म्यूचुअल फंड 2022

उपरोक्त मापदंडों को ध्यान में रखते हुए, हमने 2022 में निवेश करने के लिए कुछ बेहतरीन इक्विटी फंडों को चुना है।

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
DSP World Gold Fund Growth	₹46.7973 ↓ -1.41	₹1,421	57	57.4	100.5	53.3	17.4	15.9
SBI PSU Fund Growth	₹33.0096 ↑ 0.26	₹5,179	1	7	0.1	31.6	33.2	23.5
Invesco India PSU Equity Fund Growth	₹65.13 ↑ 0.38	₹1,341	-0.5	10	-0.3	31	31.2	25.6
Franklin India Opportunities Fund Growth	₹259.861 ↓ -0.12	₹7,509	1.7	11.2	2.8	30.5	28.1	37.3
ICICI Prudential Infrastructure Fund Growth	₹199.09 ↑ 1.09	₹7,645	-0.7	10.1	1	29.1	38	27.4
HDFC Infrastructure Fund Growth	₹48.368 ↑ 0.17	₹2,483	-0.2	8.2	-0.4	28.9	34.9	23
Invesco India Mid Cap Fund Growth	₹186.45 ↑ 0.96	₹8,062	1.2	20	9.8	28.8	28.5	43.1
Nippon India Power and Infra Fund Growth	₹353.45 ↑ 1.93	₹7,175	0	8.9	-4.2	28.7	32.5	26.9
LIC MF Infrastructure Fund Growth	₹50.1939 ↑ 0.15	₹995	-1.5	14.9	-3.5	28.7	31.6	47.8
Franklin Build India Fund Growth	₹144.484 ↑ 0.91	₹2,884	-0.6	9.3	-0.5	28.4	33.6	27.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Oct 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	DSP World Gold Fund	SBI PSU Fund	Invesco India PSU Equity Fund	Franklin India Opportunities Fund	ICICI Prudential Infrastructure Fund	HDFC Infrastructure Fund	Invesco India Mid Cap Fund	Nippon India Power and Infra Fund	LIC MF Infrastructure Fund	Franklin Build India Fund
Point 1	Bottom quartile AUM (₹1,421 Cr).	Upper mid AUM (₹5,179 Cr).	Bottom quartile AUM (₹1,341 Cr).	Upper mid AUM (₹7,509 Cr).	Top quartile AUM (₹7,645 Cr).	Lower mid AUM (₹2,483 Cr).	Highest AUM (₹8,062 Cr).	Upper mid AUM (₹7,175 Cr).	Bottom quartile AUM (₹995 Cr).	Lower mid AUM (₹2,884 Cr).
Point 2	Established history (18+ yrs).	Established history (15+ yrs).	Established history (15+ yrs).	Oldest track record among peers (25 yrs).	Established history (20+ yrs).	Established history (17+ yrs).	Established history (18+ yrs).	Established history (21+ yrs).	Established history (17+ yrs).	Established history (16+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 4★ (top quartile).	Not Rated.	Top rated.
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 17.35% (bottom quartile).	5Y return: 33.16% (upper mid).	5Y return: 31.16% (lower mid).	5Y return: 28.14% (bottom quartile).	5Y return: 37.95% (top quartile).	5Y return: 34.94% (top quartile).	5Y return: 28.47% (bottom quartile).	5Y return: 32.47% (upper mid).	5Y return: 31.58% (lower mid).	5Y return: 33.55% (upper mid).
Point 6	3Y return: 53.30% (top quartile).	3Y return: 31.58% (top quartile).	3Y return: 31.05% (upper mid).	3Y return: 30.46% (upper mid).	3Y return: 29.09% (upper mid).	3Y return: 28.93% (lower mid).	3Y return: 28.83% (lower mid).	3Y return: 28.75% (bottom quartile).	3Y return: 28.70% (bottom quartile).	3Y return: 28.39% (bottom quartile).
Point 7	1Y return: 100.46% (top quartile).	1Y return: 0.15% (upper mid).	1Y return: -0.29% (lower mid).	1Y return: 2.80% (upper mid).	1Y return: 0.98% (upper mid).	1Y return: -0.42% (lower mid).	1Y return: 9.75% (top quartile).	1Y return: -4.20% (bottom quartile).	1Y return: -3.50% (bottom quartile).	1Y return: -0.53% (bottom quartile).
Point 8	Alpha: 3.15 (top quartile).	Alpha: -0.35 (bottom quartile).	Alpha: 5.81 (top quartile).	Alpha: 2.40 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -3.51 (bottom quartile).	Alpha: -1.71 (bottom quartile).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: 1.80 (top quartile).	Sharpe: -0.81 (bottom quartile).	Sharpe: -0.58 (lower mid).	Sharpe: -0.43 (upper mid).	Sharpe: -0.48 (upper mid).	Sharpe: -0.64 (lower mid).	Sharpe: 0.14 (top quartile).	Sharpe: -0.66 (bottom quartile).	Sharpe: -0.46 (upper mid).	Sharpe: -0.64 (bottom quartile).
Point 10	Information ratio: -1.09 (bottom quartile).	Information ratio: -0.37 (bottom quartile).	Information ratio: -0.46 (bottom quartile).	Information ratio: 1.75 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.79 (top quartile).	Information ratio: 0.34 (upper mid).	Information ratio: 0.00 (lower mid).

DSP World Gold Fund

Bottom quartile AUM (₹1,421 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 17.35% (bottom quartile).
3Y return: 53.30% (top quartile).
1Y return: 100.46% (top quartile).
Alpha: 3.15 (top quartile).
Sharpe: 1.80 (top quartile).
Information ratio: -1.09 (bottom quartile).

SBI PSU Fund

Upper mid AUM (₹5,179 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 33.16% (upper mid).
3Y return: 31.58% (top quartile).
1Y return: 0.15% (upper mid).
Alpha: -0.35 (bottom quartile).
Sharpe: -0.81 (bottom quartile).
Information ratio: -0.37 (bottom quartile).

Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,341 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 31.16% (lower mid).
3Y return: 31.05% (upper mid).
1Y return: -0.29% (lower mid).
Alpha: 5.81 (top quartile).
Sharpe: -0.58 (lower mid).
Information ratio: -0.46 (bottom quartile).

Franklin India Opportunities Fund

Upper mid AUM (₹7,509 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 28.14% (bottom quartile).
3Y return: 30.46% (upper mid).
1Y return: 2.80% (upper mid).
Alpha: 2.40 (upper mid).
Sharpe: -0.43 (upper mid).
Information ratio: 1.75 (top quartile).

ICICI Prudential Infrastructure Fund

Top quartile AUM (₹7,645 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 37.95% (top quartile).
3Y return: 29.09% (upper mid).
1Y return: 0.98% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.48 (upper mid).
Information ratio: 0.00 (upper mid).

HDFC Infrastructure Fund

Lower mid AUM (₹2,483 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 34.94% (top quartile).
3Y return: 28.93% (lower mid).
1Y return: -0.42% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.64 (lower mid).
Information ratio: 0.00 (upper mid).

Invesco India Mid Cap Fund

Highest AUM (₹8,062 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 28.47% (bottom quartile).
3Y return: 28.83% (lower mid).
1Y return: 9.75% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.14 (top quartile).
Information ratio: 0.00 (lower mid).

Nippon India Power and Infra Fund

Upper mid AUM (₹7,175 Cr).
Established history (21+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 32.47% (upper mid).
3Y return: 28.75% (bottom quartile).
1Y return: -4.20% (bottom quartile).
Alpha: -3.51 (bottom quartile).
Sharpe: -0.66 (bottom quartile).
Information ratio: 0.79 (top quartile).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹995 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 31.58% (lower mid).
3Y return: 28.70% (bottom quartile).
1Y return: -3.50% (bottom quartile).
Alpha: -1.71 (bottom quartile).
Sharpe: -0.46 (upper mid).
Information ratio: 0.34 (upper mid).

Franklin Build India Fund

Lower mid AUM (₹2,884 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 33.55% (upper mid).
3Y return: 28.39% (bottom quartile).
1Y return: -0.53% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.00 (lower mid).

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Bottom quartile AUM (₹1,421 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 17.35% (bottom quartile).
3Y return: 53.30% (top quartile).
1Y return: 100.46% (top quartile).
Alpha: 3.15 (top quartile).
Sharpe: 1.80 (top quartile).
Information ratio: -1.09 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding BGF World Gold I2 (~76.6%).
Top-3 holdings concentration ~100.2%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (17 Oct 25)	₹46.7973 ↓ -1.41 (-2.93 %)
Net Assets (Cr)	₹1,421 on 31 Aug 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.8
Information Ratio	-1.09
Alpha Ratio	3.15
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹7,753
30 Sep 22	₹6,406
30 Sep 23	₹7,497
30 Sep 24	₹10,968
30 Sep 25	₹21,899

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	16.7%
3 Month	57%
6 Month	57.4%
1 Year	100.5%
3 Year	53.3%
5 Year	17.4%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	7%
2022	-7.7%
2021	-9%
2020	31.4%
2019	35.1%
2018	-10.7%
2017	-4%
2016	52.7%
2015	-18.5%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.51 Yr.

Data below for DSP World Gold Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Basic Materials	95.55%

Asset Allocation

Asset Class	Value
Cash	1.55%
Equity	95.62%
Debt	0.01%
Other	2.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	77%	₹1,088 Cr	1,545,650 ↓ -32,885
VanEck Gold Miners ETF - \| GDX	22%	₹318 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹18 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹3 Cr

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹5,179 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 33.16% (upper mid).
3Y return: 31.58% (top quartile).
1Y return: 0.15% (upper mid).
Alpha: -0.35 (bottom quartile).
Sharpe: -0.81 (bottom quartile).
Information ratio: -0.37 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~15.4%).

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (20 Oct 25)	₹33.0096 ↑ 0.26 (0.80 %)
Net Assets (Cr)	₹5,179 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.81
Information Ratio	-0.37
Alpha Ratio	-0.35
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,196
30 Sep 22	₹17,561
30 Sep 23	₹25,841
30 Sep 24	₹42,766
30 Sep 25	₹40,703

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	1.8%
3 Month	1%
6 Month	7%
1 Year	0.1%
3 Year	31.6%
5 Year	33.2%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.25 Yr.

Data below for SBI PSU Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	36.11%
Utility	29.04%
Energy	13.5%
Industrials	12.09%
Basic Materials	5.5%

Asset Allocation

Asset Class	Value
Cash	3.77%
Equity	96.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	15%	₹797 Cr	9,927,500 ↑ 700,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹479 Cr	12,975,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| NTPC	9%	₹476 Cr	14,543,244
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| POWERGRID	9%	₹455 Cr	16,535,554
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| GAIL	9%	₹446 Cr	25,750,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| BPCL	6%	₹299 Cr	9,700,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| BANKBARODA	5%	₹256 Cr	11,000,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| NMDC	4%	₹192 Cr	27,900,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| INDIANB	3%	₹159 Cr	2,427,235 ↑ 900,000
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| GICRE	3%	₹151 Cr	4,150,000

3. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,341 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 31.16% (lower mid).
3Y return: 31.05% (upper mid).
1Y return: -0.29% (lower mid).
Alpha: 5.81 (top quartile).
Sharpe: -0.58 (lower mid).
Information ratio: -0.46 (bottom quartile).
Higher exposure to Utility vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Bharat Electronics Ltd (~8.8%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (20 Oct 25)	₹65.13 ↑ 0.38 (0.59 %)
Net Assets (Cr)	₹1,341 on 31 Aug 25
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	-0.58
Information Ratio	-0.46
Alpha Ratio	5.81
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,713
30 Sep 22	₹16,205
30 Sep 23	₹22,862
30 Sep 24	₹38,870
30 Sep 25	₹36,848

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.8%
3 Month	-0.5%
6 Month	10%
1 Year	-0.3%
3 Year	31%
5 Year	31.2%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.6%
2023	54.5%
2022	20.5%
2021	31.1%
2020	6.1%
2019	10.1%
2018	-16.9%
2017	24.3%
2016	17.9%
2015	2.5%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	0.17 Yr.
Sagar Gandhi	1 Jul 25	0.17 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Utility	30.07%
Industrials	27.52%
Financial Services	22.26%
Energy	13.52%
Basic Materials	4.07%

Asset Allocation

Asset Class	Value
Cash	2.56%
Equity	97.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	9%	₹117 Cr	3,178,489
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	9%	₹114 Cr	1,426,314
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| NTPC	8%	₹101 Cr	3,085,790
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| BPCL	7%	₹100 Cr	3,229,041 ↓ -216,920
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 22 \| POWERGRID	7%	₹99 Cr	3,599,413
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	7%	₹98 Cr	226,465
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	7%	₹91 Cr	8,790,786 ↑ 2,879,063
NHPC Ltd (Utilities) Equity, Since 31 Oct 22 \| NHPC	4%	₹59 Cr	7,649,437
GAIL (India) Ltd (Utilities) Equity, Since 28 Feb 23 \| GAIL	4%	₹53 Cr	3,089,630
REC Ltd (Financial Services) Equity, Since 31 Aug 23 \| RECLTD	4%	₹52 Cr	1,485,615

4. Franklin India Opportunities Fund

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Research Highlights for Franklin India Opportunities Fund

Upper mid AUM (₹7,509 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 28.14% (bottom quartile).
3Y return: 30.46% (upper mid).
1Y return: 2.80% (upper mid).
Alpha: 2.40 (upper mid).
Sharpe: -0.43 (upper mid).
Information ratio: 1.75 (top quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.2%).

Below is the key information for Franklin India Opportunities Fund

Franklin India Opportunities Fund Growth
Launch Date	21 Feb 00
NAV (17 Oct 25)	₹259.861 ↓ -0.12 (-0.04 %)
Net Assets (Cr)	₹7,509 on 31 Aug 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	-0.43
Information Ratio	1.75
Alpha Ratio	2.4
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,667
30 Sep 22	₹16,312
30 Sep 23	₹21,669
30 Sep 24	₹35,745
30 Sep 25	₹35,091

Franklin India Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for Franklin India Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	-0.1%
3 Month	1.7%
6 Month	11.2%
1 Year	2.8%
3 Year	30.5%
5 Year	28.1%
10 Year
15 Year
Since launch	13.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	37.3%
2023	53.6%
2022	-1.9%
2021	29.7%
2020	27.3%
2019	5.4%
2018	-10.1%
2017	35.6%
2016	4.2%
2015	2.3%

Fund Manager information for Franklin India Opportunities Fund

Name	Since	Tenure
Kiran Sebastian	7 Feb 22	3.57 Yr.
R. Janakiraman	1 Apr 13	12.43 Yr.
Sandeep Manam	18 Oct 21	3.87 Yr.

Data below for Franklin India Opportunities Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	19.93%
Financial Services	19.13%
Health Care	13.46%
Technology	12.15%
Basic Materials	9.15%
Communication Services	5.85%
Energy	4.47%
Industrials	4.4%
Utility	2.76%
Consumer Defensive	1.9%
Real Estate	0.69%

Asset Allocation

Asset Class	Value
Cash	6.09%
Equity	93.89%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 24 \| HDFCBANK	5%	₹389 Cr	4,087,942
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	4%	₹336 Cr	2,472,229 ↓ -235,050
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| AXISBANK	4%	₹308 Cr	2,950,277
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	4%	₹300 Cr	9,548,090
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| MARUTI	3%	₹251 Cr	169,582
Mphasis Ltd (Technology) Equity, Since 30 Nov 24 \| MPHASIS	3%	₹227 Cr	814,231
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 24 \| BHARTIARTL	3%	₹219 Cr	1,158,502
Sudarshan Chemical Industries Ltd (Basic Materials) Equity, Since 30 Apr 24 \| SUDARSCHEM	3%	₹215 Cr	1,435,340
Lemon Tree Hotels Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| LEMONTREE	3%	₹213 Cr	12,833,401
NTPC Ltd (Utilities) Equity, Since 31 Aug 22 \| NTPC	3%	₹207 Cr	6,333,312

5. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Top quartile AUM (₹7,645 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 37.95% (top quartile).
3Y return: 29.09% (upper mid).
1Y return: 0.98% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.48 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Larsen & Toubro Ltd (~9.4%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (20 Oct 25)	₹199.09 ↑ 1.09 (0.55 %)
Net Assets (Cr)	₹7,645 on 31 Aug 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.48
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹20,062
30 Sep 22	₹22,524
30 Sep 23	₹31,255
30 Sep 24	₹50,301
30 Sep 25	₹48,047

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹756,118.
Net Profit of ₹456,118 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.5%
3 Month	-0.7%
6 Month	10.1%
1 Year	1%
3 Year	29.1%
5 Year	38%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.4%
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%
2015	-3.4%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	8.25 Yr.
Sharmila D’mello	30 Jun 22	3.17 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	38.63%
Basic Materials	15.71%
Financial Services	15.25%
Utility	10.39%
Energy	8.23%
Real Estate	2.98%
Consumer Cyclical	1.94%
Communication Services	1.71%

Asset Allocation

Asset Class	Value
Cash	5.16%
Equity	94.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹720 Cr	1,998,954
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| NTPC	5%	₹363 Cr	11,079,473
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	4%	₹298 Cr	2,268,659
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	4%	₹275 Cr	2,029,725
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	3%	₹267 Cr	13,053,905 ↑ 531,900
Vedanta Ltd (Basic Materials) Equity, Since 31 Jul 24 \| VEDL	3%	₹264 Cr	6,279,591
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹225 Cr	1,803,566
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| AXISBANK	3%	₹209 Cr	1,996,057 ↑ 100,000
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹202 Cr	660,770
CESC Ltd (Utilities) Equity, Since 30 Jun 23 \| CESC	2%	₹178 Cr	11,700,502

6. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

Research Highlights for HDFC Infrastructure Fund

Lower mid AUM (₹2,483 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 34.94% (top quartile).
3Y return: 28.93% (lower mid).
1Y return: -0.42% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.64 (lower mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
Largest holding ICICI Bank Ltd (~7.3%).

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (20 Oct 25)	₹48.368 ↑ 0.17 (0.36 %)
Net Assets (Cr)	₹2,483 on 31 Aug 25
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.06
Sharpe Ratio	-0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹18,908
30 Sep 22	₹20,652
30 Sep 23	₹29,739
30 Sep 24	₹46,335
30 Sep 25	₹43,823

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹705,310.
Net Profit of ₹405,310 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.2%
3 Month	-0.2%
6 Month	8.2%
1 Year	-0.4%
3 Year	28.9%
5 Year	34.9%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23%
2023	55.4%
2022	19.3%
2021	43.2%
2020	-7.5%
2019	-3.4%
2018	-29%
2017	43.3%
2016	-1.9%
2015	-2.5%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Srinivasan Ramamurthy	12 Jan 24	1.64 Yr.
Dhruv Muchhal	22 Jun 23	2.2 Yr.

Data below for HDFC Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	38.25%
Financial Services	20.27%
Basic Materials	10.14%
Utility	6.94%
Energy	6.33%
Communication Services	3.68%
Real Estate	2.29%
Health Care	1.84%
Technology	1.62%
Consumer Cyclical	0.47%

Asset Allocation

Asset Class	Value
Cash	8.17%
Equity	91.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹182 Cr	1,300,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	6%	₹137 Cr	380,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	5%	₹133 Cr	1,400,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	4%	₹95 Cr	758,285
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	3%	₹86 Cr	1,400,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	3%	₹85 Cr	150,000
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| NTPC	3%	₹72 Cr	2,200,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹68 Cr	500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹66 Cr	350,000
G R Infraprojects Ltd (Industrials) Equity, Since 31 Jul 21 \| 543317	2%	₹59 Cr	470,000

7. Invesco India Mid Cap Fund

The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of mid cap companies. However, there can be no assurance that the funds objectives will be achieved.

Research Highlights for Invesco India Mid Cap Fund

Highest AUM (₹8,062 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 28.47% (bottom quartile).
3Y return: 28.83% (lower mid).
1Y return: 9.75% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.14 (top quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Swiggy Ltd (~5.0%).

Below is the key information for Invesco India Mid Cap Fund

Invesco India Mid Cap Fund Growth
Launch Date	19 Apr 07
NAV (20 Oct 25)	₹186.45 ↑ 0.96 (0.52 %)
Net Assets (Cr)	₹8,062 on 31 Aug 25
Category	Equity - Mid Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	0.14
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,993
30 Sep 22	₹16,218
30 Sep 23	₹20,052
30 Sep 24	₹32,068
30 Sep 25	₹32,954

Invesco India Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for Invesco India Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.8%
3 Month	1.2%
6 Month	20%
1 Year	9.8%
3 Year	28.8%
5 Year	28.5%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	43.1%
2023	34.1%
2022	0.5%
2021	43.1%
2020	24.4%
2019	3.8%
2018	-5.3%
2017	44.3%
2016	1.1%
2015	6.4%

Fund Manager information for Invesco India Mid Cap Fund

Name	Since	Tenure
Aditya Khemani	9 Nov 23	1.81 Yr.
Amit Ganatra	1 Sep 23	2 Yr.

Data below for Invesco India Mid Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	30.14%
Health Care	18.68%
Consumer Cyclical	17.28%
Industrials	11.33%
Real Estate	7.58%
Technology	7.55%
Basic Materials	5.07%
Communication Services	1.53%

Asset Allocation

Asset Class	Value
Cash	0.84%
Equity	99.16%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Swiggy Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| SWIGGY	5%	₹400 Cr	9,763,728 ↑ 1,008,324
L&T Finance Ltd (Financial Services) Equity, Since 31 Dec 23 \| LTF	5%	₹366 Cr	16,854,973
Prestige Estates Projects Ltd (Real Estate) Equity, Since 30 Nov 23 \| PRESTIGE	4%	₹340 Cr	2,179,545 ↑ 147,923
Max Financial Services Ltd (Financial Services) Equity, Since 30 Nov 23 \| MFSL	4%	₹325 Cr	2,031,299 ↑ 14,403
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| GLENMARK	4%	₹323 Cr	1,676,417
JK Cement Ltd (Basic Materials) Equity, Since 31 Oct 22 \| JKCEMENT	4%	₹322 Cr	463,277
BSE Ltd (Financial Services) Equity, Since 31 Dec 23 \| BSE	4%	₹318 Cr	1,519,233
Trent Ltd (Consumer Cyclical) Equity, Since 30 Apr 21 \| TRENT	4%	₹309 Cr	583,431 ↑ 142,280
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| FEDERALBNK	3%	₹280 Cr	14,592,638
AU Small Finance Bank Ltd (Financial Services) Equity, Since 31 Jul 25 \| AUBANK	3%	₹280 Cr	3,893,254 ↑ 2,304,000

8. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Upper mid AUM (₹7,175 Cr).
Established history (21+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 32.47% (upper mid).
3Y return: 28.75% (bottom quartile).
1Y return: -4.20% (bottom quartile).
Alpha: -3.51 (bottom quartile).
Sharpe: -0.66 (bottom quartile).
Information ratio: 0.79 (top quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~8.1%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (20 Oct 25)	₹353.45 ↑ 1.93 (0.55 %)
Net Assets (Cr)	₹7,175 on 31 Aug 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.66
Information Ratio	0.79
Alpha Ratio	-3.51
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,764
30 Sep 22	₹18,789
30 Sep 23	₹26,697
30 Sep 24	₹43,660
30 Sep 25	₹39,496

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	-1.1%
3 Month	0%
6 Month	8.9%
1 Year	-4.2%
3 Year	28.7%
5 Year	32.5%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%
2015	0.3%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.28 Yr.
Rahul Modi	19 Aug 24	1.04 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	35.97%
Utility	23.04%
Energy	9.45%
Basic Materials	8.32%
Consumer Cyclical	6.72%
Communication Services	6.71%
Real Estate	2.77%
Health Care	2.23%
Financial Services	2.12%
Technology	2.05%

Asset Allocation

Asset Class	Value
Cash	0.62%
Equity	99.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	8%	₹580 Cr	4,275,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| NTPC	8%	₹547 Cr	16,699,999
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	7%	₹482 Cr	2,550,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	6%	₹423 Cr	1,173,337 ↓ -41,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| TATAPOWER	4%	₹296 Cr	7,900,789
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| CGPOWER	3%	₹251 Cr	3,617,014
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| ULTRACEMCO	3%	₹221 Cr	175,000
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Nov 22 \| KAYNES	3%	₹206 Cr	336,227
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| BHEL	3%	₹185 Cr	8,900,838 ↑ 187,108
Carborundum Universal Ltd (Industrials) Equity, Since 30 Sep 23 \| CARBORUNIV	2%	₹164 Cr	1,800,000

9. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹995 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 31.58% (lower mid).
3Y return: 28.70% (bottom quartile).
1Y return: -3.50% (bottom quartile).
Alpha: -1.71 (bottom quartile).
Sharpe: -0.46 (upper mid).
Information ratio: 0.34 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Shakti Pumps (India) Ltd (~5.6%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (20 Oct 25)	₹50.1939 ↑ 0.15 (0.30 %)
Net Assets (Cr)	₹995 on 31 Aug 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	-0.47
Information Ratio	0.34
Alpha Ratio	-1.71
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,349
30 Sep 22	₹19,152
30 Sep 23	₹24,311
30 Sep 24	₹42,112
30 Sep 25	₹39,703

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	-1.3%
3 Month	-1.5%
6 Month	14.9%
1 Year	-3.5%
3 Year	28.7%
5 Year	31.6%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	47.8%
2023	44.4%
2022	7.9%
2021	46.6%
2020	-0.1%
2019	13.3%
2018	-14.6%
2017	42.2%
2016	-2.2%
2015	-6.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Yogesh Patil	18 Sep 20	4.96 Yr.
Mahesh Bendre	1 Jul 24	1.17 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	50.96%
Basic Materials	9.62%
Financial Services	7.78%
Consumer Cyclical	6.93%
Utility	5.82%
Technology	4.2%
Health Care	4.07%
Real Estate	3.47%
Communication Services	2.94%
Energy	0.9%

Asset Allocation

Asset Class	Value
Cash	3.31%
Equity	96.69%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	6%	₹56 Cr	693,857
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹39 Cr	109,584
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Jun 25 \| APOLLOHOSP	4%	₹36 Cr	46,843
Afcons Infrastructure Ltd (Industrials) Equity, Since 31 Oct 24 \| AFCONS	3%	₹32 Cr	769,765
REC Ltd (Financial Services) Equity, Since 31 Jul 23 \| RECLTD	3%	₹32 Cr	911,009
Schneider Electric Infrastructure Ltd (Industrials) Equity, Since 31 Dec 23 \| SCHNEIDER	3%	₹27 Cr	319,302
Avalon Technologies Ltd (Technology) Equity, Since 31 Jul 23 \| AVALON	3%	₹26 Cr	310,615
Cummins India Ltd (Industrials) Equity, Since 31 May 21 \| CUMMINSIND	3%	₹26 Cr	67,407
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	3%	₹25 Cr	94,287
Mahindra Lifespace Developers Ltd (Real Estate) Equity, Since 30 Jun 24 \| MAHLIFE	2%	₹23 Cr	666,245

10. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Lower mid AUM (₹2,884 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 33.55% (upper mid).
3Y return: 28.39% (bottom quartile).
1Y return: -0.53% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.64 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Larsen & Toubro Ltd (~8.3%).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (20 Oct 25)	₹144.484 ↑ 0.91 (0.63 %)
Net Assets (Cr)	₹2,884 on 31 Aug 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹19,616
30 Sep 22	₹20,506
30 Sep 23	₹28,515
30 Sep 24	₹45,123
30 Sep 25	₹42,883

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Oct 25

Duration	Returns
1 Month	0.1%
3 Month	-0.6%
6 Month	9.3%
1 Year	-0.5%
3 Year	28.4%
5 Year	33.6%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.8%
2023	51.1%
2022	11.2%
2021	45.9%
2020	5.4%
2019	6%
2018	-10.7%
2017	43.3%
2016	8.4%
2015	2.1%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	3.87 Yr.
Kiran Sebastian	7 Feb 22	3.57 Yr.
Sandeep Manam	18 Oct 21	3.87 Yr.

Data below for Franklin Build India Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	35.76%
Utility	13.85%
Energy	12.84%
Financial Services	12.22%
Communication Services	7.94%
Basic Materials	4.92%
Real Estate	3.03%
Consumer Cyclical	2.89%
Technology	2.35%

Asset Allocation

Asset Class	Value
Cash	4.2%
Equity	95.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	8%	₹239 Cr	665,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹169 Cr	300,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| ICICIBANK	6%	₹168 Cr	1,200,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹163 Cr	1,200,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| ONGC	6%	₹160 Cr	6,825,000 ↑ 425,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| NTPC	5%	₹142 Cr	4,350,000 ↑ 225,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	5%	₹134 Cr	710,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| AXISBANK	4%	₹105 Cr	1,000,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| POWERGRID	3%	₹99 Cr	3,600,000
Delhivery Ltd (Industrials) Equity, Since 31 Mar 24 \| 543529	3%	₹84 Cr	1,800,000

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।