2022-ലെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച മ്യൂച്വൽ ഫണ്ടുകൾ

Updated on September 17, 2026 , 16530 views

നിക്ഷേപിക്കാൻ ശരിയായ ഫണ്ട് തിരഞ്ഞെടുക്കുന്നത് എളുപ്പമല്ല! പലതുംനിക്ഷേപകൻ മികച്ച വരുമാനം ലഭിക്കുന്നതിന് മികച്ച പ്രകടനം നടത്തുന്ന ഫണ്ടുകൾക്കായി തിരയുന്നു. എന്നിരുന്നാലും, ഒരു നിക്ഷേപകൻ ഒരു ഫണ്ടിൽ നോക്കേണ്ട ഒരേയൊരു മാനദണ്ഡം വരുമാനം മാത്രമല്ല. AUM, ഫണ്ട് പ്രായം, പിയർ ആവറേജ് റിട്ടേണുകൾ, ഫണ്ട് മാനേജർ, എക്സിറ്റ് ലോഡ് മുതലായവ പോലുള്ള വിവിധ പ്രധാന പാരാമീറ്ററുകൾ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളുടെ സ്ഥിരതയും പ്രകടനവും തീരുമാനിക്കുന്നു. ഏറ്റവും ഉയർന്ന റിട്ടേൺ ഫണ്ടുകൾ നോക്കുന്ന നിക്ഷേപകർക്ക് കഴിഞ്ഞ കുറച്ച് വർഷങ്ങളായി മ്യൂച്വൽ ഫണ്ട് പ്രകടനങ്ങൾ വിശകലനം ചെയ്യാനും ഏറ്റവും സ്ഥിരതയുള്ള റിട്ടേൺ നൽകിയ ഫണ്ടിൽ നിക്ഷേപിക്കാനും കഴിയും. ആദ്യം, നമുക്ക് അടിസ്ഥാനം മനസ്സിലാക്കാംമ്യൂച്വൽ ഫണ്ടുകൾ.

എന്താണ് മ്യൂച്വൽ ഫണ്ടുകൾ?

മ്യൂച്വൽ ഫണ്ടുകൾ ഏറ്റവും ജനപ്രിയമായ മാർഗങ്ങളിലൊന്നാണ്നിക്ഷേപിക്കുന്നു പണം. ഇത് നിക്ഷേപകരിൽ നിന്ന് പണം ശേഖരിക്കുകയും ഓഹരികളിൽ നിക്ഷേപിക്കുകയും ചെയ്യുന്നു,പണ വിപണി ഉപകരണങ്ങൾ,ബോണ്ടുകൾ മറ്റ് തരത്തിലുള്ള സെക്യൂരിറ്റികളും. ഉദാഹരണത്തിന്, ഒരു ഇക്വിറ്റി ഫണ്ട് കമ്പനിയുടെ ഓഹരികളിൽ/ഷെയറുകളിൽ നിക്ഷേപിക്കുന്നു, കൂടാതെ എഡെറ്റ് ഫണ്ട് കടപ്പത്രങ്ങൾ, ബോണ്ടുകൾ മുതലായവയിൽ നിക്ഷേപിക്കുന്നു. ഓരോ മ്യൂച്വൽ ഫണ്ട് തരങ്ങളും ഒരു നിക്ഷേപ ലക്ഷ്യത്തോടെയാണ് വരുന്നത്. ഇന്ത്യയിൽ 42 മ്യൂച്വൽ ഫണ്ട് കമ്പനികളുണ്ട് (വിളിക്കുന്നത്അസറ്റ് മാനേജ്മെന്റ് കമ്പനികൾ അല്ലെങ്കിൽ എഎംസികൾ) മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ നൽകുന്നു. ഈ മ്യൂച്വൽ ഫണ്ട് കമ്പനികൾ നിയന്ത്രിക്കുന്നത്സെബി. സെക്യൂരിറ്റീസ് ആൻഡ് എക്സ്ചേഞ്ച് ബോർഡ് ഓഫ് ഇന്ത്യ (സെബി) ഇന്ത്യയിലെ മ്യൂച്വൽ ഫണ്ടുകളുടെ നിയന്ത്രണ സ്ഥാപനമാണ്.

ഏറ്റവും ഉയർന്ന റിട്ടേണോടെ നിക്ഷേപിക്കാൻ മികച്ച മ്യൂച്വൽ ഫണ്ടുകൾ

വിവിധമ്യൂച്വൽ ഫണ്ടുകളുടെ തരങ്ങൾ ആകുന്നുഇക്വിറ്റി ഫണ്ടുകൾ, ഡെറ്റ് ഫണ്ടുകളും ഹൈബ്രിഡ് ഫണ്ടുകളും. ഓരോ ഫണ്ടിനും ചില നിക്ഷേപ ലക്ഷ്യങ്ങളുണ്ട്, നിക്ഷേപകരുടെ നിക്ഷേപ ലക്ഷ്യങ്ങൾ നിറവേറ്റാൻ ലക്ഷ്യമിടുന്നു. അതിനാൽ, ഉയർന്ന വരുമാനം നൽകുന്ന ഫണ്ടുകൾക്കൊപ്പം ഈ സ്കീമുകളും നോക്കാം.

2022-ലെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ

ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ പ്രധാനമായും നിക്ഷേപിക്കുന്നത് ഒരു സ്ഥിരതയിലാണ്വരുമാനം ഗവൺമെന്റ് സെക്യൂരിറ്റികൾ, ട്രഷറി ബില്ലുകൾ, കോർപ്പറേറ്റ് ബോണ്ടുകൾ മുതലായവ പോലുള്ള ഉപകരണം. സ്ഥിരവരുമാനവും പരമ്പരാഗതമായതിനേക്കാൾ ഉയർന്ന വരുമാനവും ആഗ്രഹിക്കുന്നവർക്ക് ഈ ഫണ്ടുകൾ അനുയോജ്യമാണ്.ബാങ്ക് അക്കൗണ്ടുകൾ. ഡെറ്റ് ഫണ്ടുകൾ ഹ്രസ്വകാലത്തേക്ക് ഒപ്റ്റിമൽ റിട്ടേൺസിന് പേരുകേട്ടതാണ്. താൽപ്പര്യം കുറഞ്ഞ വിശപ്പുള്ള നിക്ഷേപകർമ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുക ഡെറ്റ് ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ മുൻഗണന നൽകണം. ഈ ഫണ്ടുകൾ ഇക്വിറ്റികളേക്കാൾ താരതമ്യേന അസ്ഥിരമാണ്. ലിക്വിഡ്, അൾട്രാ ഷോർട്ട് ടേം, ഷോർട്ട് ടേം പോലുള്ള ഡെറ്റ് ഫണ്ടുകൾ ഹ്രസ്വകാല നിക്ഷേപങ്ങൾക്ക് നല്ലൊരു ഓപ്ഷനാണ്. ദീർഘകാല ഡെറ്റ് ഫണ്ടുകൾ അപകടസാധ്യതയുള്ളവയാണ്, ഈ സെക്യൂരിറ്റികളുടെ കാലാവധി 5-7 വർഷം വരെയാകാം, ചില സന്ദർഭങ്ങളിൽ 10 വർഷവും അതിൽ കൂടുതലും. ഡെറ്റ് ഫണ്ടുകളുടെ വിഭാഗങ്ങളും അവയുടെ ഉയർന്ന റിട്ടേണുകളും ഇനിപ്പറയുന്നവയാണ്.

1 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ലിക്വിഡ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
IDBI Liquid Fund Growth	₹2,454.04 ↑ 0.35	₹503	0.5	1.7	3.4	6.6		6.66%	1M 7D	1M 10D
Axis Liquid Fund Growth	₹3,134.16 ↑ 0.47	₹56,438	0.5	1.6	3.5	6.5	6.6	6.47%	2M 5D	2M 5D
BOI AXA Liquid Fund Growth	₹3,242.65 ↑ 1.02	₹1,728	0.6	1.6	3.4	6.5	6.6	6.26%	1M 13D	1M 13D
Edelweiss Liquid Fund Growth	₹3,599.1 ↑ 0.52	₹13,796	0.5	1.6	3.5	6.5	6.5	6.33%	2M 2D	2M 2D
DSP Liquidity Fund Growth	₹4,017.14 ↑ 0.56	₹22,962	0.5	1.6	3.4	6.4	6.5	6.45%	2M 5D	2M 8D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI Liquid Fund	Axis Liquid Fund	BOI AXA Liquid Fund	Edelweiss Liquid Fund	DSP Liquidity Fund
Point 1	Bottom quartile AUM (₹503 Cr).	Highest AUM (₹56,438 Cr).	Bottom quartile AUM (₹1,728 Cr).	Lower mid AUM (₹13,796 Cr).	Upper mid AUM (₹22,962 Cr).
Point 2	Established history (16+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Established history (19+ yrs).	Oldest track record among peers (20 yrs).
Point 3	Rating: 3★ (upper mid).	Top rated.	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 6.55% (top quartile).	1Y return: 6.48% (upper mid).	1Y return: 6.47% (lower mid).	1Y return: 6.46% (bottom quartile).	1Y return: 6.44% (bottom quartile).
Point 6	1M return: 0.53% (upper mid).	1M return: 0.53% (lower mid).	1M return: 0.55% (top quartile).	1M return: 0.52% (bottom quartile).	1M return: 0.52% (bottom quartile).
Point 7	Sharpe: 0.20 (bottom quartile).	Sharpe: 2.57 (upper mid).	Sharpe: 2.77 (top quartile).	Sharpe: 2.51 (lower mid).	Sharpe: 2.50 (bottom quartile).
Point 8	Information ratio: -5.96 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 2.18 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.66% (top quartile).	Yield to maturity (debt): 6.47% (upper mid).	Yield to maturity (debt): 6.26% (bottom quartile).	Yield to maturity (debt): 6.33% (bottom quartile).	Yield to maturity (debt): 6.45% (lower mid).
Point 10	Modified duration: 0.10 yrs (top quartile).	Modified duration: 0.18 yrs (bottom quartile).	Modified duration: 0.12 yrs (upper mid).	Modified duration: 0.17 yrs (lower mid).	Modified duration: 0.18 yrs (bottom quartile).

IDBI Liquid Fund

Bottom quartile AUM (₹503 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.55% (top quartile).
1M return: 0.53% (upper mid).
Sharpe: 0.20 (bottom quartile).
Information ratio: -5.96 (bottom quartile).
Yield to maturity (debt): 6.66% (top quartile).
Modified duration: 0.10 yrs (top quartile).

Axis Liquid Fund

Highest AUM (₹56,438 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.48% (upper mid).
1M return: 0.53% (lower mid).
Sharpe: 2.57 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.47% (upper mid).
Modified duration: 0.18 yrs (bottom quartile).

BOI AXA Liquid Fund

Bottom quartile AUM (₹1,728 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.47% (lower mid).
1M return: 0.55% (top quartile).
Sharpe: 2.77 (top quartile).
Information ratio: 2.18 (top quartile).
Yield to maturity (debt): 6.26% (bottom quartile).
Modified duration: 0.12 yrs (upper mid).

Edelweiss Liquid Fund

Lower mid AUM (₹13,796 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.46% (bottom quartile).
1M return: 0.52% (bottom quartile).
Sharpe: 2.51 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.33% (bottom quartile).
Modified duration: 0.17 yrs (lower mid).

DSP Liquidity Fund

Upper mid AUM (₹22,962 Cr).
Oldest track record among peers (20 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.44% (bottom quartile).
1M return: 0.52% (bottom quartile).
Sharpe: 2.50 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.45% (lower mid).
Modified duration: 0.18 yrs (bottom quartile).

1 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 അൾട്രാ ഹ്രസ്വകാല ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth	₹34.9131 ↑ 0.04	₹297	1.3	5.9	13.7	8.8		0%		1Y 15D
Aditya Birla Sun Life Savings Fund Growth	₹592.1 ↑ 0.24	₹18,189	1.8	3.4	6.4	7.3	7.4	7.45%	5M 26D	6M 18D
IDBI Ultra Short Term Fund Growth	₹2,424.68 ↑ 0.44	₹146	1.6	3.4	6.4	4.8		6.83%	2M 10D	2M 23D
ICICI Prudential Ultra Short Term Fund Growth	₹29.8589 ↑ 0.01	₹15,455	1.7	3.4	6.3	7	7.1	7.17%	5M 8D	6M 18D
SBI Magnum Ultra Short Duration Fund Growth	₹6,435.49 ↑ 0.77	₹11,165	1.7	3.3	6.3	6.9	7	7%	4M 28D	8M 5D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Ultra Short Bond Fund - Super Institutional Plan	Aditya Birla Sun Life Savings Fund	IDBI Ultra Short Term Fund	ICICI Prudential Ultra Short Term Fund	SBI Magnum Ultra Short Duration Fund
Point 1	Bottom quartile AUM (₹297 Cr).	Highest AUM (₹18,189 Cr).	Bottom quartile AUM (₹146 Cr).	Upper mid AUM (₹15,455 Cr).	Lower mid AUM (₹11,165 Cr).
Point 2	Established history (18+ yrs).	Established history (23+ yrs).	Established history (16+ yrs).	Established history (15+ yrs).	Oldest track record among peers (27 yrs).
Point 3	Rating: 1★ (bottom quartile).	Top rated.	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Low.
Point 5	1Y return: 13.69% (top quartile).	1Y return: 6.40% (upper mid).	1Y return: 6.39% (lower mid).	1Y return: 6.30% (bottom quartile).	1Y return: 6.27% (bottom quartile).
Point 6	1M return: 0.59% (top quartile).	1M return: 0.54% (upper mid).	1M return: 0.52% (bottom quartile).	1M return: 0.50% (bottom quartile).	1M return: 0.53% (lower mid).
Point 7	Sharpe: 2.57 (top quartile).	Sharpe: 0.81 (upper mid).	Sharpe: -0.57 (bottom quartile).	Sharpe: 0.81 (lower mid).	Sharpe: 0.71 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.45% (top quartile).	Yield to maturity (debt): 6.83% (bottom quartile).	Yield to maturity (debt): 7.17% (upper mid).	Yield to maturity (debt): 7.00% (lower mid).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 0.49 yrs (bottom quartile).	Modified duration: 0.19 yrs (upper mid).	Modified duration: 0.44 yrs (bottom quartile).	Modified duration: 0.41 yrs (lower mid).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

Bottom quartile AUM (₹297 Cr).
Established history (18+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 13.69% (top quartile).
1M return: 0.59% (top quartile).
Sharpe: 2.57 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

Aditya Birla Sun Life Savings Fund

Highest AUM (₹18,189 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.40% (upper mid).
1M return: 0.54% (upper mid).
Sharpe: 0.81 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.45% (top quartile).
Modified duration: 0.49 yrs (bottom quartile).

IDBI Ultra Short Term Fund

Bottom quartile AUM (₹146 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.39% (lower mid).
1M return: 0.52% (bottom quartile).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.83% (bottom quartile).
Modified duration: 0.19 yrs (upper mid).

ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹15,455 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.30% (bottom quartile).
1M return: 0.50% (bottom quartile).
Sharpe: 0.81 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.17% (upper mid).
Modified duration: 0.44 yrs (bottom quartile).

SBI Magnum Ultra Short Duration Fund

Lower mid AUM (₹11,165 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.27% (bottom quartile).
1M return: 0.53% (lower mid).
Sharpe: 0.71 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.00% (lower mid).
Modified duration: 0.41 yrs (lower mid).

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3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ഹ്രസ്വകാല ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Short Term Income Plan - Retail Plan Growth	₹15,041.3 ↑ 0.11	₹13	192.1	192.1	192.1	47.3		0%
IDBI Short Term Bond Fund Growth	₹23.8418 ↓ 0.00	₹26	1.4	3.2	6.2	7.2		6.43%	3M	3M 14D
Bandhan Bond Fund Short Term Plan Growth	₹61.1822 ↑ 0.02	₹9,279	1.4	3.4	5.8	7.2	7.5	7.06%	2Y 9M 18D	4Y 4D
Axis Short Term Fund Growth	₹33.0653 ↑ 0.01	₹8,010	1.2	2.9	5.4	7.2	8.1	7.4%	2Y 6M 22D	3Y 6M 14D
HDFC Short Term Debt Fund Growth	₹34.181 ↑ 0.02	₹15,081	1.1	2.7	5.3	7.2	7.8	7.48%	2Y 6M	3Y 6M 18D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 May 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Short Term Income Plan - Retail Plan	IDBI Short Term Bond Fund	Bandhan Bond Fund Short Term Plan	Axis Short Term Fund	HDFC Short Term Debt Fund
Point 1	Bottom quartile AUM (₹13 Cr).	Bottom quartile AUM (₹26 Cr).	Upper mid AUM (₹9,279 Cr).	Lower mid AUM (₹8,010 Cr).	Highest AUM (₹15,081 Cr).
Point 2	Established history (24+ yrs).	Established history (15+ yrs).	Oldest track record among peers (25 yrs).	Established history (16+ yrs).	Established history (16+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.
Point 5	1Y return: 192.10% (top quartile).	1Y return: 6.21% (upper mid).	1Y return: 5.78% (lower mid).	1Y return: 5.41% (bottom quartile).	1Y return: 5.34% (bottom quartile).
Point 6	1M return: 192.10% (top quartile).	1M return: 0.43% (upper mid).	1M return: 0.11% (lower mid).	1M return: 0.07% (bottom quartile).	1M return: -0.01% (bottom quartile).
Point 7	Sharpe: -90.89 (bottom quartile).	Sharpe: 0.10 (top quartile).	Sharpe: -0.09 (bottom quartile).	Sharpe: -0.05 (upper mid).	Sharpe: -0.06 (lower mid).
Point 8	Information ratio: -2.42 (bottom quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 6.43% (bottom quartile).	Yield to maturity (debt): 7.06% (lower mid).	Yield to maturity (debt): 7.40% (upper mid).	Yield to maturity (debt): 7.48% (top quartile).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 0.25 yrs (upper mid).	Modified duration: 2.80 yrs (bottom quartile).	Modified duration: 2.56 yrs (bottom quartile).	Modified duration: 2.50 yrs (lower mid).

Franklin India Short Term Income Plan - Retail Plan

Bottom quartile AUM (₹13 Cr).
Established history (24+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 192.10% (top quartile).
1M return: 192.10% (top quartile).
Sharpe: -90.89 (bottom quartile).
Information ratio: -2.42 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

IDBI Short Term Bond Fund

Bottom quartile AUM (₹26 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.21% (upper mid).
1M return: 0.43% (upper mid).
Sharpe: 0.10 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.43% (bottom quartile).
Modified duration: 0.25 yrs (upper mid).

Bandhan Bond Fund Short Term Plan

Upper mid AUM (₹9,279 Cr).
Oldest track record among peers (25 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 5.78% (lower mid).
1M return: 0.11% (lower mid).
Sharpe: -0.09 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.06% (lower mid).
Modified duration: 2.80 yrs (bottom quartile).

Axis Short Term Fund

Lower mid AUM (₹8,010 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 5.41% (bottom quartile).
1M return: 0.07% (bottom quartile).
Sharpe: -0.05 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.40% (upper mid).
Modified duration: 2.56 yrs (bottom quartile).

HDFC Short Term Debt Fund

Highest AUM (₹15,081 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately Low.
1Y return: 5.34% (bottom quartile).
1M return: -0.01% (bottom quartile).
Sharpe: -0.06 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.48% (top quartile).
Modified duration: 2.50 yrs (lower mid).

3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ഗിൽറ്റ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Bandhan Government Securities Fund - Investment Plan Growth	₹37.4795 ↑ 0.01	₹1,875	1.1	4.6	7.1	7.3	3.7	7.37%	11Y 5M 5D	27Y 5M 26D
Axis Gilt Fund Growth	₹26.5843 ↑ 0.02	₹405	0.6	2.2	4.1	6.7	5.2	7.13%	8Y 10M 10D	21Y 9M 29D
ICICI Prudential Gilt Fund Growth	₹107.402 ↑ 0.01	₹8,890	0.6	2.2	3.9	6.4	6.8	7.47%	9Y 5M 12D	21Y 5M 1D
UTI Gilt Fund Growth	₹65.7337 ↑ 0.02	₹423	0.6	2.3	5	6.4	5.1	6.12%	3Y 1M 6D	7Y
DSP Government Securities Fund Growth	₹98.6753 ↓ -0.04	₹1,260	1.1	2.5	3.1	6.1	4.5	6.89%	7Y 10M 24D	19Y 2M 16D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Sep 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Bandhan Government Securities Fund - Investment Plan	Axis Gilt Fund	ICICI Prudential Gilt Fund	UTI Gilt Fund	DSP Government Securities Fund
Point 1	Upper mid AUM (₹1,875 Cr).	Bottom quartile AUM (₹405 Cr).	Highest AUM (₹8,890 Cr).	Bottom quartile AUM (₹423 Cr).	Lower mid AUM (₹1,260 Cr).
Point 2	Established history (17+ yrs).	Established history (14+ yrs).	Oldest track record among peers (27 yrs).	Established history (24+ yrs).	Established history (26+ yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 1★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 7.08% (top quartile).	1Y return: 4.08% (lower mid).	1Y return: 3.90% (bottom quartile).	1Y return: 5.01% (upper mid).	1Y return: 3.10% (bottom quartile).
Point 6	1M return: -0.71% (upper mid).	1M return: -0.86% (lower mid).	1M return: -1.43% (bottom quartile).	1M return: -0.62% (top quartile).	1M return: -0.96% (bottom quartile).
Point 7	Sharpe: 0.09 (top quartile).	Sharpe: -0.31 (lower mid).	Sharpe: -0.29 (upper mid).	Sharpe: -0.35 (bottom quartile).	Sharpe: -0.40 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.37% (upper mid).	Yield to maturity (debt): 7.13% (lower mid).	Yield to maturity (debt): 7.47% (top quartile).	Yield to maturity (debt): 6.12% (bottom quartile).	Yield to maturity (debt): 6.89% (bottom quartile).
Point 10	Modified duration: 11.43 yrs (bottom quartile).	Modified duration: 8.86 yrs (lower mid).	Modified duration: 9.45 yrs (bottom quartile).	Modified duration: 3.10 yrs (top quartile).	Modified duration: 7.90 yrs (upper mid).

Bandhan Government Securities Fund - Investment Plan

Upper mid AUM (₹1,875 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 7.08% (top quartile).
1M return: -0.71% (upper mid).
Sharpe: 0.09 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.37% (upper mid).
Modified duration: 11.43 yrs (bottom quartile).

Axis Gilt Fund

Bottom quartile AUM (₹405 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 4.08% (lower mid).
1M return: -0.86% (lower mid).
Sharpe: -0.31 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.13% (lower mid).
Modified duration: 8.86 yrs (lower mid).

ICICI Prudential Gilt Fund

Highest AUM (₹8,890 Cr).
Oldest track record among peers (27 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 3.90% (bottom quartile).
1M return: -1.43% (bottom quartile).
Sharpe: -0.29 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.47% (top quartile).
Modified duration: 9.45 yrs (bottom quartile).

UTI Gilt Fund

Bottom quartile AUM (₹423 Cr).
Established history (24+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 5.01% (upper mid).
1M return: -0.62% (top quartile).
Sharpe: -0.35 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.12% (bottom quartile).
Modified duration: 3.10 yrs (top quartile).

DSP Government Securities Fund

Lower mid AUM (₹1,260 Cr).
Established history (26+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 3.10% (bottom quartile).
1M return: -0.96% (bottom quartile).
Sharpe: -0.40 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.89% (bottom quartile).
Modified duration: 7.90 yrs (upper mid).

3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ഡൈനാമിക് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Dynamic Accrual Fund Growth	₹94.788 ↑ 0.84	₹99	2.4	22.4	31.9	11.7		0%		3M 18D
IIFL Dynamic Bond Fund Growth	₹24.1529 ↑ 0.01	₹570	1.2	3	5.4	7.8	8.5	7.36%	4Y 2M 26D	5Y 10M 17D
Axis Dynamic Bond Fund Growth	₹31.5548 ↑ 0.01	₹996	1.3	3.3	6.1	7.1	7.1	7.11%	5Y 9M 4D	13Y 3M 14D
Aditya Birla Sun Life Dynamic Bond Fund Growth	₹49.0497 ↑ 0.05	₹1,441	1.1	2.9	5.2	7	7	8.08%	5Y 3M 18D	11Y 11M 8D
ICICI Prudential Long Term Plan Growth	₹39.0735 ↑ 0.02	₹13,260	1	2.6	4.8	6.9	7.2	7.83%	6Y 5M 5D	14Y 6M
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Dynamic Accrual Fund	IIFL Dynamic Bond Fund	Axis Dynamic Bond Fund	Aditya Birla Sun Life Dynamic Bond Fund	ICICI Prudential Long Term Plan
Point 1	Bottom quartile AUM (₹99 Cr).	Bottom quartile AUM (₹570 Cr).	Lower mid AUM (₹996 Cr).	Upper mid AUM (₹1,441 Cr).	Highest AUM (₹13,260 Cr).
Point 2	Oldest track record among peers (29 yrs).	Established history (13+ yrs).	Established history (15+ yrs).	Established history (21+ yrs).	Established history (16+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Not Rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Top rated.
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 31.90% (top quartile).	1Y return: 5.45% (lower mid).	1Y return: 6.07% (upper mid).	1Y return: 5.18% (bottom quartile).	1Y return: 4.80% (bottom quartile).
Point 6	1M return: 1.43% (top quartile).	1M return: -0.47% (bottom quartile).	1M return: -0.35% (lower mid).	1M return: -0.21% (upper mid).	1M return: -0.60% (bottom quartile).
Point 7	Sharpe: 1.19 (top quartile).	Sharpe: 0.06 (upper mid).	Sharpe: 0.05 (lower mid).	Sharpe: -0.27 (bottom quartile).	Sharpe: -0.22 (bottom quartile).
Point 8	Information ratio: 0.42 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.36% (lower mid).	Yield to maturity (debt): 7.11% (bottom quartile).	Yield to maturity (debt): 8.08% (top quartile).	Yield to maturity (debt): 7.83% (upper mid).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 4.24 yrs (upper mid).	Modified duration: 5.76 yrs (bottom quartile).	Modified duration: 5.30 yrs (lower mid).	Modified duration: 6.43 yrs (bottom quartile).

Franklin India Dynamic Accrual Fund

Bottom quartile AUM (₹99 Cr).
Oldest track record among peers (29 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 31.90% (top quartile).
1M return: 1.43% (top quartile).
Sharpe: 1.19 (top quartile).
Information ratio: 0.42 (top quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

IIFL Dynamic Bond Fund

Bottom quartile AUM (₹570 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 5.45% (lower mid).
1M return: -0.47% (bottom quartile).
Sharpe: 0.06 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.36% (lower mid).
Modified duration: 4.24 yrs (upper mid).

Axis Dynamic Bond Fund

Lower mid AUM (₹996 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.07% (upper mid).
1M return: -0.35% (lower mid).
Sharpe: 0.05 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.11% (bottom quartile).
Modified duration: 5.76 yrs (bottom quartile).

Aditya Birla Sun Life Dynamic Bond Fund

Upper mid AUM (₹1,441 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 5.18% (bottom quartile).
1M return: -0.21% (upper mid).
Sharpe: -0.27 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.08% (top quartile).
Modified duration: 5.30 yrs (lower mid).

ICICI Prudential Long Term Plan

Highest AUM (₹13,260 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 4.80% (bottom quartile).
1M return: -0.60% (bottom quartile).
Sharpe: -0.22 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.83% (upper mid).
Modified duration: 6.43 yrs (bottom quartile).

2022 ലെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ

ഇക്വിറ്റി ഫണ്ടുകൾ പ്രധാനമായും നിക്ഷേപിക്കുന്നത് കമ്പനികളുടെ ഓഹരികളിലോ ഓഹരികളിലോ ആണ്. നേരിട്ട് ഒരു കമ്പനി തുടങ്ങാതെ തന്നെ ഒരു ബിസിനസ് (ചെറിയ അനുപാതത്തിൽ) സ്വന്തമാക്കാനുള്ള ഏറ്റവും നല്ല മാർഗമാണ് ഇക്വിറ്റി ഫണ്ട് വാങ്ങുന്നത്. ഈ ഫണ്ടുകൾ സ്റ്റോക്കുകളിൽ നിക്ഷേപിക്കുന്നതിനാൽ, അവ പ്രകൃതിയിൽ അസ്ഥിരമാണ്. പക്ഷേ, ദീർഘകാലാടിസ്ഥാനത്തിൽ ഉയർന്ന വരുമാനം നൽകാൻ അവർക്ക് വലിയ കഴിവുണ്ട്. എന്നിങ്ങനെ വിവിധ തരത്തിലുള്ള ഇക്വിറ്റി ഫണ്ടുകൾ ഉണ്ട്വലിയ ക്യാപ് ഫണ്ടുകൾ,മിഡ് ക്യാപ് &സ്മോൾ ക്യാപ് ഫണ്ടുകൾ,വൈവിധ്യമാർന്ന ഫണ്ടുകൾ,സെക്ടർ ഫണ്ടുകൾ, മുതലായവ. ഇക്വിറ്റികളിൽ നിക്ഷേപിക്കാൻ ഉദ്ദേശിക്കുന്ന നിക്ഷേപകർക്ക് ഉയർന്ന-റിസ്ക് വിശപ്പ് 5-10 വർഷവും അതിൽ കൂടുതലും ദീർഘകാലത്തേക്ക് നിക്ഷേപം തുടരുകയും വേണം. ഇനിപ്പറയുന്നവമികച്ച ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ ഏറ്റവും ഉയർന്ന വരുമാനം.

5 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ലാർജ് ക്യാപ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
IDBI India Top 100 Equity Fund Growth	₹44.16 ↑ 0.05	₹655	9.2	12.5	15.4	21.9	12.6
Nippon India Large Cap Fund Growth	₹87.443 ↑ 0.32	₹54,225	-2.7	0.5	-6.6	9.3	11.9	9.2
JM Core 11 Fund Growth	₹20.2313 ↑ 0.28	₹289	2.5	11.8	-0.5	10.6	11.8	-1.9
Baroda Pioneer Large Cap Fund Growth	₹20.532 ↑ 0.03	₹51	-5.7	-7.3	5.9	13.8	10.5
ICICI Prudential Bluechip Fund Growth	₹105.33 ↑ 0.54	₹80,962	-2.9	-0.6	-6.5	9.3	10.2	11.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI India Top 100 Equity Fund	Nippon India Large Cap Fund	JM Core 11 Fund	Baroda Pioneer Large Cap Fund	ICICI Prudential Bluechip Fund
Point 1	Lower mid AUM (₹655 Cr).	Upper mid AUM (₹54,225 Cr).	Bottom quartile AUM (₹289 Cr).	Bottom quartile AUM (₹51 Cr).	Highest AUM (₹80,962 Cr).
Point 2	Established history (14+ yrs).	Oldest track record among peers (19 yrs).	Established history (18+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).
Point 3	Rating: 3★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).	Rating: 4★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 12.61% (top quartile).	5Y return: 11.94% (upper mid).	5Y return: 11.84% (lower mid).	5Y return: 10.45% (bottom quartile).	5Y return: 10.23% (bottom quartile).
Point 6	3Y return: 21.88% (top quartile).	3Y return: 9.33% (bottom quartile).	3Y return: 10.62% (lower mid).	3Y return: 13.75% (upper mid).	3Y return: 9.33% (bottom quartile).
Point 7	1Y return: 15.39% (top quartile).	1Y return: -6.57% (bottom quartile).	1Y return: -0.45% (lower mid).	1Y return: 5.94% (upper mid).	1Y return: -6.53% (bottom quartile).
Point 8	Alpha: 2.11 (upper mid).	Alpha: -1.21 (lower mid).	Alpha: 2.22 (top quartile).	Alpha: -3.15 (bottom quartile).	Alpha: -2.08 (bottom quartile).
Point 9	Sharpe: 1.09 (upper mid).	Sharpe: -0.24 (bottom quartile).	Sharpe: 0.05 (lower mid).	Sharpe: 1.53 (top quartile).	Sharpe: -0.30 (bottom quartile).
Point 10	Information ratio: 0.14 (bottom quartile).	Information ratio: 0.58 (upper mid).	Information ratio: 0.16 (lower mid).	Information ratio: -0.52 (bottom quartile).	Information ratio: 0.67 (top quartile).

IDBI India Top 100 Equity Fund

Lower mid AUM (₹655 Cr).
Established history (14+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.61% (top quartile).
3Y return: 21.88% (top quartile).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (upper mid).
Sharpe: 1.09 (upper mid).
Information ratio: 0.14 (bottom quartile).

Nippon India Large Cap Fund

Upper mid AUM (₹54,225 Cr).
Oldest track record among peers (19 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.94% (upper mid).
3Y return: 9.33% (bottom quartile).
1Y return: -6.57% (bottom quartile).
Alpha: -1.21 (lower mid).
Sharpe: -0.24 (bottom quartile).
Information ratio: 0.58 (upper mid).

JM Core 11 Fund

Bottom quartile AUM (₹289 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 11.84% (lower mid).
3Y return: 10.62% (lower mid).
1Y return: -0.45% (lower mid).
Alpha: 2.22 (top quartile).
Sharpe: 0.05 (lower mid).
Information ratio: 0.16 (lower mid).

Baroda Pioneer Large Cap Fund

Bottom quartile AUM (₹51 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 10.45% (bottom quartile).
3Y return: 13.75% (upper mid).
1Y return: 5.94% (upper mid).
Alpha: -3.15 (bottom quartile).
Sharpe: 1.53 (top quartile).
Information ratio: -0.52 (bottom quartile).

ICICI Prudential Bluechip Fund

Highest AUM (₹80,962 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderately High.
5Y return: 10.23% (bottom quartile).
3Y return: 9.33% (bottom quartile).
1Y return: -6.53% (bottom quartile).
Alpha: -2.08 (bottom quartile).
Sharpe: -0.30 (bottom quartile).
Information ratio: 0.67 (top quartile).

5 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 മിഡ് & സ്മോൾ ക്യാപ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Motilal Oswal Midcap 30 Fund Growth	₹103.827 ↑ 1.55	₹40,036	10.1	20.2	-2.8	17.7	20	-12.1
Invesco India Mid Cap Fund Growth	₹197.13 ↑ 2.37	₹14,721	2.5	17.2	6.8	21.9	18.2	6.3
HDFC Mid-Cap Opportunities Fund Growth	₹208.654 ↑ 1.71	₹105,143	2.4	10.1	5.4	16.5	18.1	6.8
Nippon India Small Cap Fund Growth	₹185.235 ↑ 2.55	₹78,957	3.4	19.4	7.5	14.6	17.9	-4.7
DSP Small Cap Fund Growth	₹232.251 ↑ 4.08	₹20,221	8.9	25.9	16.2	16.8	17.3	-2.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Sep 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Motilal Oswal Midcap 30 Fund	Invesco India Mid Cap Fund	HDFC Mid-Cap Opportunities Fund	Nippon India Small Cap Fund	DSP Small Cap Fund
Point 1	Lower mid AUM (₹40,036 Cr).	Bottom quartile AUM (₹14,721 Cr).	Highest AUM (₹105,143 Cr).	Upper mid AUM (₹78,957 Cr).	Bottom quartile AUM (₹20,221 Cr).
Point 2	Established history (12+ yrs).	Oldest track record among peers (19 yrs).	Established history (19+ yrs).	Established history (16+ yrs).	Established history (19+ yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 19.98% (top quartile).	5Y return: 18.17% (upper mid).	5Y return: 18.10% (lower mid).	5Y return: 17.91% (bottom quartile).	5Y return: 17.33% (bottom quartile).
Point 6	3Y return: 17.71% (upper mid).	3Y return: 21.94% (top quartile).	3Y return: 16.50% (bottom quartile).	3Y return: 14.55% (bottom quartile).	3Y return: 16.78% (lower mid).
Point 7	1Y return: -2.79% (bottom quartile).	1Y return: 6.76% (lower mid).	1Y return: 5.35% (bottom quartile).	1Y return: 7.47% (upper mid).	1Y return: 16.17% (top quartile).
Point 8	Alpha: -9.71 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.12 (upper mid).	Alpha: 0.80 (top quartile).	Alpha: 0.00 (bottom quartile).
Point 9	Sharpe: -0.24 (bottom quartile).	Sharpe: 0.29 (upper mid).	Sharpe: 0.25 (lower mid).	Sharpe: 0.12 (bottom quartile).	Sharpe: 0.30 (top quartile).
Point 10	Information ratio: 0.06 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.06 (upper mid).	Information ratio: -0.26 (bottom quartile).	Information ratio: 0.00 (bottom quartile).

Motilal Oswal Midcap 30 Fund

Lower mid AUM (₹40,036 Cr).
Established history (12+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.98% (top quartile).
3Y return: 17.71% (upper mid).
1Y return: -2.79% (bottom quartile).
Alpha: -9.71 (bottom quartile).
Sharpe: -0.24 (bottom quartile).
Information ratio: 0.06 (top quartile).

Invesco India Mid Cap Fund

Bottom quartile AUM (₹14,721 Cr).
Oldest track record among peers (19 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.17% (upper mid).
3Y return: 21.94% (top quartile).
1Y return: 6.76% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.29 (upper mid).
Information ratio: 0.00 (lower mid).

HDFC Mid-Cap Opportunities Fund

Highest AUM (₹105,143 Cr).
Established history (19+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 18.10% (lower mid).
3Y return: 16.50% (bottom quartile).
1Y return: 5.35% (bottom quartile).
Alpha: 0.12 (upper mid).
Sharpe: 0.25 (lower mid).
Information ratio: 0.06 (upper mid).

Nippon India Small Cap Fund

Upper mid AUM (₹78,957 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.91% (bottom quartile).
3Y return: 14.55% (bottom quartile).
1Y return: 7.47% (upper mid).
Alpha: 0.80 (top quartile).
Sharpe: 0.12 (bottom quartile).
Information ratio: -0.26 (bottom quartile).

DSP Small Cap Fund

Bottom quartile AUM (₹20,221 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.33% (bottom quartile).
3Y return: 16.78% (lower mid).
1Y return: 16.17% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.30 (top quartile).
Information ratio: 0.00 (bottom quartile).

5 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 വൈവിധ്യമാർന്ന ഫണ്ടുകൾ അല്ലെങ്കിൽ മൾട്ടി ക്യാപ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
HDFC Equity Fund Growth	₹2,035.97 ↑ 14.53	₹110,736	1.7	5.5	-0.8	14.2	16.1	11.4
Nippon India Multi Cap Fund Growth	₹298.167 ↑ 2.62	₹55,587	-1.5	5.3	-3	12	15.8	4.1
Mahindra Badhat Yojana Growth	₹39.5706 ↑ 0.38	₹7,184	4.9	16.3	10.3	15.7	14.3	3.4
Aditya Birla Sun Life Manufacturing Equity Fund Growth	₹39.88 ↑ 0.61	₹1,288	8.3	21.8	19.7	20	14.3	3.5
JM Multicap Fund Growth	₹99.5688 ↑ 1.21	₹5,185	3.1	11.7	-0.7	13.2	14.2	-6.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Sep 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	HDFC Equity Fund	Nippon India Multi Cap Fund	Mahindra Badhat Yojana	Aditya Birla Sun Life Manufacturing Equity Fund	JM Multicap Fund
Point 1	Highest AUM (₹110,736 Cr).	Upper mid AUM (₹55,587 Cr).	Lower mid AUM (₹7,184 Cr).	Bottom quartile AUM (₹1,288 Cr).	Bottom quartile AUM (₹5,185 Cr).
Point 2	Oldest track record among peers (31 yrs).	Established history (21+ yrs).	Established history (9+ yrs).	Established history (11+ yrs).	Established history (18+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Not Rated.	Not Rated.	Top rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 16.14% (top quartile).	5Y return: 15.81% (upper mid).	5Y return: 14.32% (lower mid).	5Y return: 14.27% (bottom quartile).	5Y return: 14.16% (bottom quartile).
Point 6	3Y return: 14.21% (lower mid).	3Y return: 11.98% (bottom quartile).	3Y return: 15.73% (upper mid).	3Y return: 19.96% (top quartile).	3Y return: 13.17% (bottom quartile).
Point 7	1Y return: -0.81% (bottom quartile).	1Y return: -2.98% (bottom quartile).	1Y return: 10.29% (upper mid).	1Y return: 19.69% (top quartile).	1Y return: -0.71% (lower mid).
Point 8	Alpha: 0.80 (upper mid).	Alpha: -3.28 (bottom quartile).	Alpha: 3.91 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: -0.14 (bottom quartile).
Point 9	Sharpe: 0.01 (lower mid).	Sharpe: -0.16 (bottom quartile).	Sharpe: 0.25 (upper mid).	Sharpe: 0.85 (top quartile).	Sharpe: -0.07 (bottom quartile).
Point 10	Information ratio: 0.88 (top quartile).	Information ratio: 0.04 (bottom quartile).	Information ratio: 0.62 (upper mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.40 (lower mid).

HDFC Equity Fund

Highest AUM (₹110,736 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 16.14% (top quartile).
3Y return: 14.21% (lower mid).
1Y return: -0.81% (bottom quartile).
Alpha: 0.80 (upper mid).
Sharpe: 0.01 (lower mid).
Information ratio: 0.88 (top quartile).

Nippon India Multi Cap Fund

Upper mid AUM (₹55,587 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.81% (upper mid).
3Y return: 11.98% (bottom quartile).
1Y return: -2.98% (bottom quartile).
Alpha: -3.28 (bottom quartile).
Sharpe: -0.16 (bottom quartile).
Information ratio: 0.04 (bottom quartile).

Mahindra Badhat Yojana

Lower mid AUM (₹7,184 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 14.32% (lower mid).
3Y return: 15.73% (upper mid).
1Y return: 10.29% (upper mid).
Alpha: 3.91 (top quartile).
Sharpe: 0.25 (upper mid).
Information ratio: 0.62 (upper mid).

Aditya Birla Sun Life Manufacturing Equity Fund

Bottom quartile AUM (₹1,288 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 14.27% (bottom quartile).
3Y return: 19.96% (top quartile).
1Y return: 19.69% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.85 (top quartile).
Information ratio: 0.00 (bottom quartile).

JM Multicap Fund

Bottom quartile AUM (₹5,185 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 14.16% (bottom quartile).
3Y return: 13.17% (bottom quartile).
1Y return: -0.71% (lower mid).
Alpha: -0.14 (bottom quartile).
Sharpe: -0.07 (bottom quartile).
Information ratio: 0.40 (lower mid).

5 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 സെക്ടർ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI PSU Fund Growth	₹33.6026 ↑ 0.29	₹6,678	-5.4	-3	4.4	18.4	21.7	11.3
ICICI Prudential Infrastructure Fund Growth	₹200.47 ↑ 2.96	₹8,523	-2.1	7.8	1.6	16.6	20.6	6.7
LIC MF Infrastructure Fund Growth	₹54.3765 ↑ 0.69	₹1,145	-0.7	13.2	7.5	22.3	20.4	-3.7
DSP India T.I.G.E.R Fund Growth	₹358.337 ↑ 3.44	₹6,325	-0.8	14.8	12.3	19	20.2	-2.5
Nippon India Power and Infra Fund Growth	₹376.46 ↑ 5.12	₹8,042	-2.7	10	6.1	17.3	19.7	-0.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Sep 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI PSU Fund	ICICI Prudential Infrastructure Fund	LIC MF Infrastructure Fund	DSP India T.I.G.E.R Fund	Nippon India Power and Infra Fund
Point 1	Lower mid AUM (₹6,678 Cr).	Highest AUM (₹8,523 Cr).	Bottom quartile AUM (₹1,145 Cr).	Bottom quartile AUM (₹6,325 Cr).	Upper mid AUM (₹8,042 Cr).
Point 2	Established history (16+ yrs).	Established history (21+ yrs).	Established history (18+ yrs).	Oldest track record among peers (22 yrs).	Established history (22+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Not Rated.	Top rated.	Rating: 4★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 21.73% (top quartile).	5Y return: 20.62% (upper mid).	5Y return: 20.38% (lower mid).	5Y return: 20.16% (bottom quartile).	5Y return: 19.73% (bottom quartile).
Point 6	3Y return: 18.45% (lower mid).	3Y return: 16.60% (bottom quartile).	3Y return: 22.29% (top quartile).	3Y return: 19.04% (upper mid).	3Y return: 17.28% (bottom quartile).
Point 7	1Y return: 4.43% (bottom quartile).	1Y return: 1.61% (bottom quartile).	1Y return: 7.52% (upper mid).	1Y return: 12.26% (top quartile).	1Y return: 6.07% (lower mid).
Point 8	Alpha: -0.89 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 5.37 (upper mid).	Alpha: 0.00 (bottom quartile).	Alpha: 6.69 (top quartile).
Point 9	Sharpe: 0.28 (lower mid).	Sharpe: 0.04 (bottom quartile).	Sharpe: 0.28 (bottom quartile).	Sharpe: 0.52 (top quartile).	Sharpe: 0.34 (upper mid).
Point 10	Information ratio: -0.34 (bottom quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.56 (top quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.40 (upper mid).

SBI PSU Fund

Lower mid AUM (₹6,678 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 21.73% (top quartile).
3Y return: 18.45% (lower mid).
1Y return: 4.43% (bottom quartile).
Alpha: -0.89 (bottom quartile).
Sharpe: 0.28 (lower mid).
Information ratio: -0.34 (bottom quartile).

ICICI Prudential Infrastructure Fund

Highest AUM (₹8,523 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 20.62% (upper mid).
3Y return: 16.60% (bottom quartile).
1Y return: 1.61% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.04 (bottom quartile).
Information ratio: 0.00 (lower mid).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,145 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 20.38% (lower mid).
3Y return: 22.29% (top quartile).
1Y return: 7.52% (upper mid).
Alpha: 5.37 (upper mid).
Sharpe: 0.28 (bottom quartile).
Information ratio: 0.56 (top quartile).

DSP India T.I.G.E.R Fund

Bottom quartile AUM (₹6,325 Cr).
Oldest track record among peers (22 yrs).
Top rated.
Risk profile: High.
5Y return: 20.16% (bottom quartile).
3Y return: 19.04% (upper mid).
1Y return: 12.26% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.52 (top quartile).
Information ratio: 0.00 (bottom quartile).

Nippon India Power and Infra Fund

Upper mid AUM (₹8,042 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 19.73% (bottom quartile).
3Y return: 17.28% (bottom quartile).
1Y return: 6.07% (lower mid).
Alpha: 6.69 (top quartile).
Sharpe: 0.34 (upper mid).
Information ratio: 0.40 (upper mid).

2022-ലെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച ഹൈബ്രിഡ് മ്യൂച്വൽ ഫണ്ടുകൾ

ഹൈബ്രിഡ് ഫണ്ടുകൾ, എന്നും അറിയപ്പെടുന്നുബാലൻസ്ഡ് ഫണ്ട് കടത്തിന്റെയും ഇക്വിറ്റിയുടെയും സംയോജനത്തിൽ. ഒരു ഡെറ്റ് ഹൈബ്രിഡ് ഫണ്ടിന് ഡെറ്റ് സെക്യൂരിറ്റികളിലെ നിക്ഷേപത്തിന്റെ വലിയൊരു ഭാഗം ഉണ്ടായിരിക്കാം, ഒരു ഇക്വിറ്റി ഹൈബ്രിഡിന് ഇക്വിറ്റി ഉപകരണങ്ങളുടെ വലിയൊരു ഭാഗം ഉണ്ടായിരിക്കും. ബാലൻസ്ഡ് ഫണ്ടുകൾ നിക്ഷേപകരെ ആസ്വദിക്കാൻ മാത്രമല്ല അനുവദിക്കുന്നുമൂലധനം വളർച്ച, മാത്രമല്ല ലഭിക്കുംസ്ഥിര വരുമാനം കൃത്യമായ ഇടവേളകളിൽ.

3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ഹൈബ്രിഡ് ഡെറ്റ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Baroda Pioneer Conservative Hybrid Fund Growth	₹30.2092 ↑ 0.02	₹33	-1.7	-1.2	3.3	9.1	7.8
ICICI Prudential MIP 25 Growth	₹78.682 ↑ 0.05	₹3,356	-0.1	2.3	2.1	7.8	7.6	7.9
DSP Regular Savings Fund Growth	₹60.7027 ↑ 0.04	₹180	0.1	2.2	2.7	7.8	6.6	7.2
SBI Debt Hybrid Fund Growth	₹76.457 ↑ 0.15	₹10,210	0.6	3.6	4.3	7.8	8.1	6.7
Nippon India Hybrid Bond Fund Growth	₹62.1173 ↑ 0.06	₹977	1.4	3.3	5.8	7.8	7.4	9.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Mar 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	Baroda Pioneer Conservative Hybrid Fund	ICICI Prudential MIP 25	DSP Regular Savings Fund	SBI Debt Hybrid Fund	Nippon India Hybrid Bond Fund
Point 1	Bottom quartile AUM (₹33 Cr).	Upper mid AUM (₹3,356 Cr).	Bottom quartile AUM (₹180 Cr).	Highest AUM (₹10,210 Cr).	Lower mid AUM (₹977 Cr).
Point 2	Established history (22+ yrs).	Established history (22+ yrs).	Established history (22+ yrs).	Oldest track record among peers (25 yrs).	Established history (22+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (lower mid).	Rating: 5★ (upper mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	5Y return: 7.83% (upper mid).	5Y return: 7.57% (lower mid).	5Y return: 6.61% (bottom quartile).	5Y return: 8.06% (top quartile).	5Y return: 7.44% (bottom quartile).
Point 6	3Y return: 9.05% (top quartile).	3Y return: 7.85% (upper mid).	3Y return: 7.76% (lower mid).	3Y return: 7.76% (bottom quartile).	3Y return: 7.76% (bottom quartile).
Point 7	1Y return: 3.31% (lower mid).	1Y return: 2.12% (bottom quartile).	1Y return: 2.72% (bottom quartile).	1Y return: 4.27% (upper mid).	1Y return: 5.81% (top quartile).
Point 8	1M return: -1.08% (bottom quartile).	1M return: -0.81% (bottom quartile).	1M return: -0.65% (lower mid).	1M return: -0.65% (upper mid).	1M return: -0.23% (top quartile).
Point 9	Alpha: 0.25 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -0.67 (bottom quartile).	Alpha: 0.00 (bottom quartile).	Alpha: 2.03 (top quartile).
Point 10	Sharpe: 0.85 (top quartile).	Sharpe: -0.28 (bottom quartile).	Sharpe: -0.38 (bottom quartile).	Sharpe: -0.07 (lower mid).	Sharpe: 0.42 (upper mid).

Baroda Pioneer Conservative Hybrid Fund

Bottom quartile AUM (₹33 Cr).
Established history (22+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
5Y return: 7.83% (upper mid).
3Y return: 9.05% (top quartile).
1Y return: 3.31% (lower mid).
1M return: -1.08% (bottom quartile).
Alpha: 0.25 (upper mid).
Sharpe: 0.85 (top quartile).

ICICI Prudential MIP 25

Upper mid AUM (₹3,356 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 7.57% (lower mid).
3Y return: 7.85% (upper mid).
1Y return: 2.12% (bottom quartile).
1M return: -0.81% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.28 (bottom quartile).

DSP Regular Savings Fund

Bottom quartile AUM (₹180 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 6.61% (bottom quartile).
3Y return: 7.76% (lower mid).
1Y return: 2.72% (bottom quartile).
1M return: -0.65% (lower mid).
Alpha: -0.67 (bottom quartile).
Sharpe: -0.38 (bottom quartile).

SBI Debt Hybrid Fund

Highest AUM (₹10,210 Cr).
Oldest track record among peers (25 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderate.
5Y return: 8.06% (top quartile).
3Y return: 7.76% (bottom quartile).
1Y return: 4.27% (upper mid).
1M return: -0.65% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.07 (lower mid).

Nippon India Hybrid Bond Fund

Lower mid AUM (₹977 Cr).
Established history (22+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
5Y return: 7.44% (bottom quartile).
3Y return: 7.76% (bottom quartile).
1Y return: 5.81% (top quartile).
1M return: -0.23% (top quartile).
Alpha: 2.03 (top quartile).
Sharpe: 0.42 (upper mid).

3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ഹൈബ്രിഡ് ഇക്വിറ്റി ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	0.5	10.5	27.1	16	14.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹43.33 ↑ 0.50	₹1,841	4	17	12.8	15.8	13.5	-0.9
IDBI Hybrid Equity Fund Growth	₹17.1253 ↓ -0.01	₹179	7.8	9.8	12.1	14.4	7.1
Baroda Pioneer Hybrid Equity Fund Growth	₹81.2894 ↑ 0.36	₹389	-3.5	-0.8	14.8	14.3	11.2
Bandhan Hybrid Equity Fund Growth	₹27.702 ↑ 0.20	₹2,184	1.5	7.8	4	12.4	10	7.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 5 Funds showcased

Commentary	Sundaram Equity Hybrid Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	IDBI Hybrid Equity Fund	Baroda Pioneer Hybrid Equity Fund	Bandhan Hybrid Equity Fund
Point 1	Upper mid AUM (₹1,954 Cr).	Lower mid AUM (₹1,841 Cr).	Bottom quartile AUM (₹179 Cr).	Bottom quartile AUM (₹389 Cr).	Highest AUM (₹2,184 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (10+ yrs).	Established history (9+ yrs).	Established history (23+ yrs).	Established history (9+ yrs).
Point 3	Rating: 2★ (upper mid).	Not Rated.	Not Rated.	Top rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 14.20% (top quartile).	5Y return: 13.52% (upper mid).	5Y return: 7.09% (bottom quartile).	5Y return: 11.17% (lower mid).	5Y return: 10.01% (bottom quartile).
Point 6	3Y return: 16.03% (top quartile).	3Y return: 15.85% (upper mid).	3Y return: 14.43% (lower mid).	3Y return: 14.26% (bottom quartile).	3Y return: 12.40% (bottom quartile).
Point 7	1Y return: 27.10% (top quartile).	1Y return: 12.75% (lower mid).	1Y return: 12.06% (bottom quartile).	1Y return: 14.82% (upper mid).	1Y return: 3.96% (bottom quartile).
Point 8	1M return: 1.80% (upper mid).	1M return: 0.74% (lower mid).	1M return: 2.10% (top quartile).	1M return: -2.79% (bottom quartile).	1M return: -1.78% (bottom quartile).
Point 9	Alpha: 5.81 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: -0.26 (bottom quartile).	Alpha: 6.53 (top quartile).	Alpha: 5.97 (upper mid).
Point 10	Sharpe: 2.64 (top quartile).	Sharpe: 0.32 (bottom quartile).	Sharpe: 1.03 (lower mid).	Sharpe: 2.59 (upper mid).	Sharpe: 0.05 (bottom quartile).

Sundaram Equity Hybrid Fund

Upper mid AUM (₹1,954 Cr).
Oldest track record among peers (26 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.20% (top quartile).
3Y return: 16.03% (top quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (upper mid).
Alpha: 5.81 (lower mid).
Sharpe: 2.64 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Lower mid AUM (₹1,841 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.52% (upper mid).
3Y return: 15.85% (upper mid).
1Y return: 12.75% (lower mid).
1M return: 0.74% (lower mid).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.32 (bottom quartile).

IDBI Hybrid Equity Fund

Bottom quartile AUM (₹179 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.09% (bottom quartile).
3Y return: 14.43% (lower mid).
1Y return: 12.06% (bottom quartile).
1M return: 2.10% (top quartile).
Alpha: -0.26 (bottom quartile).
Sharpe: 1.03 (lower mid).

Baroda Pioneer Hybrid Equity Fund

Bottom quartile AUM (₹389 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.17% (lower mid).
3Y return: 14.26% (bottom quartile).
1Y return: 14.82% (upper mid).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (top quartile).
Sharpe: 2.59 (upper mid).

Bandhan Hybrid Equity Fund

Highest AUM (₹2,184 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.01% (bottom quartile).
3Y return: 12.40% (bottom quartile).
1Y return: 3.96% (bottom quartile).
1M return: -1.78% (bottom quartile).
Alpha: 5.97 (upper mid).
Sharpe: 0.05 (bottom quartile).

3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച ഗോൾഡ് ഫണ്ടുകൾ 2022

മ്യൂച്വൽ ഫണ്ടുകൾ വഴി സ്വർണത്തിലേക്ക് എക്സ്പോഷർ ചെയ്യാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർക്ക് മുൻഗണന നൽകാംസ്വർണ്ണത്തിൽ നിക്ഷേപിക്കുന്നു ഫണ്ടുകൾ. ഗോൾഡ് മ്യൂച്വൽ ഫണ്ടുകൾ സ്വർണ്ണത്തിൽ നിക്ഷേപിക്കുന്നുഇടിഎഫുകൾ (എക്സ്ചേഞ്ച്-ട്രേഡഡ് ഫണ്ടുകൾ). ഭൗതിക സ്വർണ്ണത്തിൽ നിന്ന് വ്യത്യസ്തമായി, അവ വാങ്ങാനും വീണ്ടെടുക്കാനും എളുപ്പമാണ്. കഴിഞ്ഞ 3 വർഷത്തിനിടയിൽ ഏറ്റവും ഉയർന്ന റിട്ടേൺ ലഭിച്ച ഗോൾഡ് ഫണ്ടുകൾ ഇനിപ്പറയുന്നവയാണ്.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI Gold Fund Growth	₹44.5508 ↑ 0.73	₹15,812	3.5	-1.2	38	35.7	25.5	71.5
ICICI Prudential Regular Gold Savings Fund Growth	₹47.1007 ↑ 0.78	₹6,398	3.6	-1	38	35.7	25.4	72
Nippon India Gold Savings Fund Growth	₹58.1525 ↑ 0.94	₹6,959	3.5	-1.3	37.6	35.4	25.3	71.2
Aditya Birla Sun Life Gold Fund Growth	₹44.1794 ↑ 0.64	₹1,665	3.4	-1.2	37.6	35.4	25.3	72
IDBI Gold Fund Growth	₹39.3366 ↑ 0.67	₹775	2.8	-1.3	37	35.4	25.4	79
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Sep 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI Gold Fund	ICICI Prudential Regular Gold Savings Fund	Nippon India Gold Savings Fund	Aditya Birla Sun Life Gold Fund	IDBI Gold Fund
Point 1	Highest AUM (₹15,812 Cr).	Lower mid AUM (₹6,398 Cr).	Upper mid AUM (₹6,959 Cr).	Bottom quartile AUM (₹1,665 Cr).	Bottom quartile AUM (₹775 Cr).
Point 2	Oldest track record among peers (15 yrs).	Established history (14+ yrs).	Established history (15+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).
Point 3	Rating: 2★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).	Top rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 25.54% (top quartile).	5Y return: 25.45% (upper mid).	5Y return: 25.30% (bottom quartile).	5Y return: 25.30% (bottom quartile).	5Y return: 25.39% (lower mid).
Point 6	3Y return: 35.66% (top quartile).	3Y return: 35.65% (upper mid).	3Y return: 35.37% (lower mid).	3Y return: 35.36% (bottom quartile).	3Y return: 35.36% (bottom quartile).
Point 7	1Y return: 37.97% (upper mid).	1Y return: 38.03% (top quartile).	1Y return: 37.58% (bottom quartile).	1Y return: 37.58% (lower mid).	1Y return: 37.02% (bottom quartile).
Point 8	1M return: 0.07% (lower mid).	1M return: 0.11% (upper mid).	1M return: 0.02% (bottom quartile).	1M return: -0.15% (bottom quartile).	1M return: 0.15% (top quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 1.22 (top quartile).	Sharpe: 1.16 (lower mid).	Sharpe: 1.13 (bottom quartile).	Sharpe: 1.13 (bottom quartile).	Sharpe: 1.17 (upper mid).

SBI Gold Fund

Highest AUM (₹15,812 Cr).
Oldest track record among peers (15 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.54% (top quartile).
3Y return: 35.66% (top quartile).
1Y return: 37.97% (upper mid).
1M return: 0.07% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: 1.22 (top quartile).

ICICI Prudential Regular Gold Savings Fund

Lower mid AUM (₹6,398 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.45% (upper mid).
3Y return: 35.65% (upper mid).
1Y return: 38.03% (top quartile).
1M return: 0.11% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.16 (lower mid).

Nippon India Gold Savings Fund

Upper mid AUM (₹6,959 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 25.30% (bottom quartile).
3Y return: 35.37% (lower mid).
1Y return: 37.58% (bottom quartile).
1M return: 0.02% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.13 (bottom quartile).

Aditya Birla Sun Life Gold Fund

Bottom quartile AUM (₹1,665 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 25.30% (bottom quartile).
3Y return: 35.36% (bottom quartile).
1Y return: 37.58% (lower mid).
1M return: -0.15% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.13 (bottom quartile).

IDBI Gold Fund

Bottom quartile AUM (₹775 Cr).
Established history (14+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 25.39% (lower mid).
3Y return: 35.36% (bottom quartile).
1Y return: 37.02% (bottom quartile).
1M return: 0.15% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.17 (upper mid).

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.