2022-ലെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച മ്യൂച്വൽ ഫണ്ടുകൾ

Updated on February 19, 2026 , 16154 views

നിക്ഷേപിക്കാൻ ശരിയായ ഫണ്ട് തിരഞ്ഞെടുക്കുന്നത് എളുപ്പമല്ല! പലതുംനിക്ഷേപകൻ മികച്ച വരുമാനം ലഭിക്കുന്നതിന് മികച്ച പ്രകടനം നടത്തുന്ന ഫണ്ടുകൾക്കായി തിരയുന്നു. എന്നിരുന്നാലും, ഒരു നിക്ഷേപകൻ ഒരു ഫണ്ടിൽ നോക്കേണ്ട ഒരേയൊരു മാനദണ്ഡം വരുമാനം മാത്രമല്ല. AUM, ഫണ്ട് പ്രായം, പിയർ ആവറേജ് റിട്ടേണുകൾ, ഫണ്ട് മാനേജർ, എക്സിറ്റ് ലോഡ് മുതലായവ പോലുള്ള വിവിധ പ്രധാന പാരാമീറ്ററുകൾ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളുടെ സ്ഥിരതയും പ്രകടനവും തീരുമാനിക്കുന്നു. ഏറ്റവും ഉയർന്ന റിട്ടേൺ ഫണ്ടുകൾ നോക്കുന്ന നിക്ഷേപകർക്ക് കഴിഞ്ഞ കുറച്ച് വർഷങ്ങളായി മ്യൂച്വൽ ഫണ്ട് പ്രകടനങ്ങൾ വിശകലനം ചെയ്യാനും ഏറ്റവും സ്ഥിരതയുള്ള റിട്ടേൺ നൽകിയ ഫണ്ടിൽ നിക്ഷേപിക്കാനും കഴിയും. ആദ്യം, നമുക്ക് അടിസ്ഥാനം മനസ്സിലാക്കാംമ്യൂച്വൽ ഫണ്ടുകൾ.

എന്താണ് മ്യൂച്വൽ ഫണ്ടുകൾ?

മ്യൂച്വൽ ഫണ്ടുകൾ ഏറ്റവും ജനപ്രിയമായ മാർഗങ്ങളിലൊന്നാണ്നിക്ഷേപിക്കുന്നു പണം. ഇത് നിക്ഷേപകരിൽ നിന്ന് പണം ശേഖരിക്കുകയും ഓഹരികളിൽ നിക്ഷേപിക്കുകയും ചെയ്യുന്നു,പണ വിപണി ഉപകരണങ്ങൾ,ബോണ്ടുകൾ മറ്റ് തരത്തിലുള്ള സെക്യൂരിറ്റികളും. ഉദാഹരണത്തിന്, ഒരു ഇക്വിറ്റി ഫണ്ട് കമ്പനിയുടെ ഓഹരികളിൽ/ഷെയറുകളിൽ നിക്ഷേപിക്കുന്നു, കൂടാതെ എഡെറ്റ് ഫണ്ട് കടപ്പത്രങ്ങൾ, ബോണ്ടുകൾ മുതലായവയിൽ നിക്ഷേപിക്കുന്നു. ഓരോ മ്യൂച്വൽ ഫണ്ട് തരങ്ങളും ഒരു നിക്ഷേപ ലക്ഷ്യത്തോടെയാണ് വരുന്നത്. ഇന്ത്യയിൽ 42 മ്യൂച്വൽ ഫണ്ട് കമ്പനികളുണ്ട് (വിളിക്കുന്നത്അസറ്റ് മാനേജ്മെന്റ് കമ്പനികൾ അല്ലെങ്കിൽ എഎംസികൾ) മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ നൽകുന്നു. ഈ മ്യൂച്വൽ ഫണ്ട് കമ്പനികൾ നിയന്ത്രിക്കുന്നത്സെബി. സെക്യൂരിറ്റീസ് ആൻഡ് എക്സ്ചേഞ്ച് ബോർഡ് ഓഫ് ഇന്ത്യ (സെബി) ഇന്ത്യയിലെ മ്യൂച്വൽ ഫണ്ടുകളുടെ നിയന്ത്രണ സ്ഥാപനമാണ്.

ഏറ്റവും ഉയർന്ന റിട്ടേണോടെ നിക്ഷേപിക്കാൻ മികച്ച മ്യൂച്വൽ ഫണ്ടുകൾ

വിവിധമ്യൂച്വൽ ഫണ്ടുകളുടെ തരങ്ങൾ ആകുന്നുഇക്വിറ്റി ഫണ്ടുകൾ, ഡെറ്റ് ഫണ്ടുകളും ഹൈബ്രിഡ് ഫണ്ടുകളും. ഓരോ ഫണ്ടിനും ചില നിക്ഷേപ ലക്ഷ്യങ്ങളുണ്ട്, നിക്ഷേപകരുടെ നിക്ഷേപ ലക്ഷ്യങ്ങൾ നിറവേറ്റാൻ ലക്ഷ്യമിടുന്നു. അതിനാൽ, ഉയർന്ന വരുമാനം നൽകുന്ന ഫണ്ടുകൾക്കൊപ്പം ഈ സ്കീമുകളും നോക്കാം.

2022-ലെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ

ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ പ്രധാനമായും നിക്ഷേപിക്കുന്നത് ഒരു സ്ഥിരതയിലാണ്വരുമാനം ഗവൺമെന്റ് സെക്യൂരിറ്റികൾ, ട്രഷറി ബില്ലുകൾ, കോർപ്പറേറ്റ് ബോണ്ടുകൾ മുതലായവ പോലുള്ള ഉപകരണം. സ്ഥിരവരുമാനവും പരമ്പരാഗതമായതിനേക്കാൾ ഉയർന്ന വരുമാനവും ആഗ്രഹിക്കുന്നവർക്ക് ഈ ഫണ്ടുകൾ അനുയോജ്യമാണ്.ബാങ്ക് അക്കൗണ്ടുകൾ. ഡെറ്റ് ഫണ്ടുകൾ ഹ്രസ്വകാലത്തേക്ക് ഒപ്റ്റിമൽ റിട്ടേൺസിന് പേരുകേട്ടതാണ്. താൽപ്പര്യം കുറഞ്ഞ വിശപ്പുള്ള നിക്ഷേപകർമ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുക ഡെറ്റ് ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ മുൻഗണന നൽകണം. ഈ ഫണ്ടുകൾ ഇക്വിറ്റികളേക്കാൾ താരതമ്യേന അസ്ഥിരമാണ്. ലിക്വിഡ്, അൾട്രാ ഷോർട്ട് ടേം, ഷോർട്ട് ടേം പോലുള്ള ഡെറ്റ് ഫണ്ടുകൾ ഹ്രസ്വകാല നിക്ഷേപങ്ങൾക്ക് നല്ലൊരു ഓപ്ഷനാണ്. ദീർഘകാല ഡെറ്റ് ഫണ്ടുകൾ അപകടസാധ്യതയുള്ളവയാണ്, ഈ സെക്യൂരിറ്റികളുടെ കാലാവധി 5-7 വർഷം വരെയാകാം, ചില സന്ദർഭങ്ങളിൽ 10 വർഷവും അതിൽ കൂടുതലും. ഡെറ്റ് ഫണ്ടുകളുടെ വിഭാഗങ്ങളും അവയുടെ ഉയർന്ന റിട്ടേണുകളും ഇനിപ്പറയുന്നവയാണ്.

1 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ലിക്വിഡ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
IDBI Liquid Fund Growth	₹2,454.04 ↑ 0.35	₹503	0.5	1.7	3.4	6.6		6.66%	1M 7D	1M 10D
BOI AXA Liquid Fund Growth	₹3,122.57 ↑ 0.51	₹1,843	0.6	1.5	3	6.4	6.6	6.42%	1M 2D	1M 2D
Axis Liquid Fund Growth	₹3,017.3 ↑ 0.55	₹39,028	0.6	1.5	3	6.4	6.6	6.5%	27D	30D
Indiabulls Liquid Fund Growth	₹2,620.18 ↑ 0.45	₹169	0.6	1.5	2.9	6.4	6.6	6.62%	1M	1M
Edelweiss Liquid Fund Growth	₹3,465.36 ↑ 0.61	₹10,125	0.6	1.5	3	6.4	6.5	6.42%	1M 1D	1M 1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI Liquid Fund	BOI AXA Liquid Fund	Axis Liquid Fund	Indiabulls Liquid Fund	Edelweiss Liquid Fund
Point 1	Bottom quartile AUM (₹503 Cr).	Lower mid AUM (₹1,843 Cr).	Highest AUM (₹39,028 Cr).	Bottom quartile AUM (₹169 Cr).	Upper mid AUM (₹10,125 Cr).
Point 2	Established history (15+ yrs).	Established history (17+ yrs).	Established history (16+ yrs).	Established history (14+ yrs).	Oldest track record among peers (18 yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (upper mid).	Top rated.	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 6.55% (top quartile).	1Y return: 6.40% (upper mid).	1Y return: 6.38% (lower mid).	1Y return: 6.37% (bottom quartile).	1Y return: 6.37% (bottom quartile).
Point 6	1M return: 0.53% (bottom quartile).	1M return: 0.56% (top quartile).	1M return: 0.56% (lower mid).	1M return: 0.56% (upper mid).	1M return: 0.56% (bottom quartile).
Point 7	Sharpe: 0.20 (bottom quartile).	Sharpe: 3.73 (top quartile).	Sharpe: 3.16 (lower mid).	Sharpe: 2.72 (bottom quartile).	Sharpe: 3.25 (upper mid).
Point 8	Information ratio: -5.96 (bottom quartile).	Information ratio: 1.44 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.70 (bottom quartile).	Information ratio: 0.00 (lower mid).
Point 9	Yield to maturity (debt): 6.66% (top quartile).	Yield to maturity (debt): 6.42% (bottom quartile).	Yield to maturity (debt): 6.50% (lower mid).	Yield to maturity (debt): 6.62% (upper mid).	Yield to maturity (debt): 6.42% (bottom quartile).
Point 10	Modified duration: 0.10 yrs (bottom quartile).	Modified duration: 0.09 yrs (bottom quartile).	Modified duration: 0.07 yrs (top quartile).	Modified duration: 0.08 yrs (upper mid).	Modified duration: 0.09 yrs (lower mid).

IDBI Liquid Fund

Bottom quartile AUM (₹503 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.55% (top quartile).
1M return: 0.53% (bottom quartile).
Sharpe: 0.20 (bottom quartile).
Information ratio: -5.96 (bottom quartile).
Yield to maturity (debt): 6.66% (top quartile).
Modified duration: 0.10 yrs (bottom quartile).

BOI AXA Liquid Fund

Lower mid AUM (₹1,843 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.40% (upper mid).
1M return: 0.56% (top quartile).
Sharpe: 3.73 (top quartile).
Information ratio: 1.44 (top quartile).
Yield to maturity (debt): 6.42% (bottom quartile).
Modified duration: 0.09 yrs (bottom quartile).

Axis Liquid Fund

Highest AUM (₹39,028 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Low.
1Y return: 6.38% (lower mid).
1M return: 0.56% (lower mid).
Sharpe: 3.16 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.50% (lower mid).
Modified duration: 0.07 yrs (top quartile).

Indiabulls Liquid Fund

Bottom quartile AUM (₹169 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.37% (bottom quartile).
1M return: 0.56% (upper mid).
Sharpe: 2.72 (bottom quartile).
Information ratio: -0.70 (bottom quartile).
Yield to maturity (debt): 6.62% (upper mid).
Modified duration: 0.08 yrs (upper mid).

Edelweiss Liquid Fund

Upper mid AUM (₹10,125 Cr).
Oldest track record among peers (18 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.37% (bottom quartile).
1M return: 0.56% (bottom quartile).
Sharpe: 3.25 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.42% (bottom quartile).
Modified duration: 0.09 yrs (lower mid).

1 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 അൾട്രാ ഹ്രസ്വകാല ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth	₹34.9131 ↑ 0.04	₹297	1.3	5.9	13.7	8.8		0%		1Y 15D
Aditya Birla Sun Life Savings Fund Growth	₹570.457 ↑ 0.16	₹22,857	1.3	3	7.1	7.4	7.4	6.81%	5M 19D	6M 11D
ICICI Prudential Ultra Short Term Fund Growth	₹28.7812 ↑ 0.01	₹17,808	1.3	2.9	6.9	7.1	7.1	7.31%	5M 5D	6M 11D
SBI Magnum Ultra Short Duration Fund Growth	₹6,205.06 ↑ 1.59	₹14,032	1.4	2.9	6.8	7.1	7	6.99%	4M 20D	6M 7D
Kotak Savings Fund Growth	₹44.4877 ↑ 0.01	₹16,788	1.3	2.8	6.6	6.9	6.8	7.12%	5M 16D	6M 11D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Ultra Short Bond Fund - Super Institutional Plan	Aditya Birla Sun Life Savings Fund	ICICI Prudential Ultra Short Term Fund	SBI Magnum Ultra Short Duration Fund	Kotak Savings Fund
Point 1	Bottom quartile AUM (₹297 Cr).	Highest AUM (₹22,857 Cr).	Upper mid AUM (₹17,808 Cr).	Bottom quartile AUM (₹14,032 Cr).	Lower mid AUM (₹16,788 Cr).
Point 2	Established history (18+ yrs).	Established history (22+ yrs).	Established history (14+ yrs).	Oldest track record among peers (26 yrs).	Established history (21+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Low.	Risk profile: Moderately Low.
Point 5	1Y return: 13.69% (top quartile).	1Y return: 7.15% (upper mid).	1Y return: 6.87% (lower mid).	1Y return: 6.75% (bottom quartile).	1Y return: 6.65% (bottom quartile).
Point 6	1M return: 0.59% (bottom quartile).	1M return: 0.66% (top quartile).	1M return: 0.61% (upper mid).	1M return: 0.58% (bottom quartile).	1M return: 0.61% (lower mid).
Point 7	Sharpe: 2.57 (top quartile).	Sharpe: 2.17 (upper mid).	Sharpe: 2.06 (bottom quartile).	Sharpe: 2.11 (lower mid).	Sharpe: 1.52 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 6.81% (bottom quartile).	Yield to maturity (debt): 7.31% (top quartile).	Yield to maturity (debt): 6.99% (lower mid).	Yield to maturity (debt): 7.12% (upper mid).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 0.47 yrs (bottom quartile).	Modified duration: 0.43 yrs (lower mid).	Modified duration: 0.39 yrs (upper mid).	Modified duration: 0.46 yrs (bottom quartile).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

Bottom quartile AUM (₹297 Cr).
Established history (18+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 13.69% (top quartile).
1M return: 0.59% (bottom quartile).
Sharpe: 2.57 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

Aditya Birla Sun Life Savings Fund

Highest AUM (₹22,857 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 7.15% (upper mid).
1M return: 0.66% (top quartile).
Sharpe: 2.17 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.81% (bottom quartile).
Modified duration: 0.47 yrs (bottom quartile).

ICICI Prudential Ultra Short Term Fund

Upper mid AUM (₹17,808 Cr).
Established history (14+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.87% (lower mid).
1M return: 0.61% (upper mid).
Sharpe: 2.06 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.31% (top quartile).
Modified duration: 0.43 yrs (lower mid).

SBI Magnum Ultra Short Duration Fund

Bottom quartile AUM (₹14,032 Cr).
Oldest track record among peers (26 yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.75% (bottom quartile).
1M return: 0.58% (bottom quartile).
Sharpe: 2.11 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.99% (lower mid).
Modified duration: 0.39 yrs (upper mid).

Kotak Savings Fund

Lower mid AUM (₹16,788 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.65% (bottom quartile).
1M return: 0.61% (lower mid).
Sharpe: 1.52 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.12% (upper mid).
Modified duration: 0.46 yrs (bottom quartile).

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3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ഹ്രസ്വകാല ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Short Term Income Plan - Retail Plan Growth	₹15,041.3 ↑ 0.11	₹13	192.1	192.1	192.1	47.3		0%
HDFC Short Term Debt Fund Growth	₹33.2155 ↓ -0.01	₹17,289	1	2.7	7.4	7.7	7.8	7.39%	2Y 4M 2D	3Y 5M 1D
ICICI Prudential Short Term Fund Growth	₹62.4672 ↓ -0.02	₹22,707	1	2.8	7.5	7.6	8	7.51%	2Y 9M 4D	4Y 7M 20D
Nippon India Short Term Fund Growth	₹54.7717 ↓ -0.01	₹8,684	0.9	2.7	7.5	7.6	7.9	7.17%	2Y 8M 1D	3Y 2M 26D
Axis Short Term Fund Growth	₹32.0899 ↓ 0.00	₹11,709	1	2.7	7.6	7.6	8.1	7.39%	2Y 3M 4D	2Y 9M 11D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 May 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Short Term Income Plan - Retail Plan	HDFC Short Term Debt Fund	ICICI Prudential Short Term Fund	Nippon India Short Term Fund	Axis Short Term Fund
Point 1	Bottom quartile AUM (₹13 Cr).	Upper mid AUM (₹17,289 Cr).	Highest AUM (₹22,707 Cr).	Bottom quartile AUM (₹8,684 Cr).	Lower mid AUM (₹11,709 Cr).
Point 2	Oldest track record among peers (24 yrs).	Established history (15+ yrs).	Established history (24+ yrs).	Established history (23+ yrs).	Established history (16+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Rating: 3★ (lower mid).	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.
Point 5	1Y return: 192.10% (top quartile).	1Y return: 7.37% (bottom quartile).	1Y return: 7.48% (bottom quartile).	1Y return: 7.51% (lower mid).	1Y return: 7.63% (upper mid).
Point 6	1M return: 192.10% (top quartile).	1M return: 0.78% (bottom quartile).	1M return: 0.64% (bottom quartile).	1M return: 0.85% (upper mid).	1M return: 0.83% (lower mid).
Point 7	Sharpe: -90.89 (bottom quartile).	Sharpe: 0.79 (lower mid).	Sharpe: 1.17 (top quartile).	Sharpe: 0.76 (bottom quartile).	Sharpe: 0.94 (upper mid).
Point 8	Information ratio: -2.42 (bottom quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.39% (upper mid).	Yield to maturity (debt): 7.51% (top quartile).	Yield to maturity (debt): 7.17% (bottom quartile).	Yield to maturity (debt): 7.39% (lower mid).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 2.34 yrs (lower mid).	Modified duration: 2.76 yrs (bottom quartile).	Modified duration: 2.67 yrs (bottom quartile).	Modified duration: 2.26 yrs (upper mid).

Franklin India Short Term Income Plan - Retail Plan

Bottom quartile AUM (₹13 Cr).
Oldest track record among peers (24 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
1Y return: 192.10% (top quartile).
1M return: 192.10% (top quartile).
Sharpe: -90.89 (bottom quartile).
Information ratio: -2.42 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

HDFC Short Term Debt Fund

Upper mid AUM (₹17,289 Cr).
Established history (15+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately Low.
1Y return: 7.37% (bottom quartile).
1M return: 0.78% (bottom quartile).
Sharpe: 0.79 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.39% (upper mid).
Modified duration: 2.34 yrs (lower mid).

ICICI Prudential Short Term Fund

Highest AUM (₹22,707 Cr).
Established history (24+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 7.48% (bottom quartile).
1M return: 0.64% (bottom quartile).
Sharpe: 1.17 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.51% (top quartile).
Modified duration: 2.76 yrs (bottom quartile).

Nippon India Short Term Fund

Bottom quartile AUM (₹8,684 Cr).
Established history (23+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately Low.
1Y return: 7.51% (lower mid).
1M return: 0.85% (upper mid).
Sharpe: 0.76 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.17% (bottom quartile).
Modified duration: 2.67 yrs (bottom quartile).

Axis Short Term Fund

Lower mid AUM (₹11,709 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 7.63% (upper mid).
1M return: 0.83% (lower mid).
Sharpe: 0.94 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.39% (lower mid).
Modified duration: 2.26 yrs (upper mid).

3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ഗിൽറ്റ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
ICICI Prudential Gilt Fund Growth	₹104.848 ↓ -0.09	₹9,240	0.5	2	5.8	7.4	6.8	7.38%	8Y 3M 7D	20Y 3M 11D
Axis Gilt Fund Growth	₹25.8685 ↓ -0.02	₹637	0.5	1.9	4.7	7.3	5.2	6.75%	6Y 11M 16D	15Y 1M 17D
SBI Magnum Gilt Fund Growth	₹66.7546 ↑ 0.11	₹10,552	0.5	2	4.4	7	4.5	6.45%	5Y 5M 16D	10Y 11M 5D
Bandhan Government Securities Fund - Investment Plan Growth	₹35.6019 ↓ -0.01	₹1,999	0.7	2.5	4	7	3.7	5.76%	1Y 6M	1Y 9M 25D
UTI Gilt Fund Growth	₹63.9148 ↓ -0.10	₹521	0.9	2.6	5.1	6.9	5.1	6.72%	5Y 8M 12D	8Y 3M 25D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Gilt Fund	Axis Gilt Fund	SBI Magnum Gilt Fund	Bandhan Government Securities Fund - Investment Plan	UTI Gilt Fund
Point 1	Upper mid AUM (₹9,240 Cr).	Bottom quartile AUM (₹637 Cr).	Highest AUM (₹10,552 Cr).	Lower mid AUM (₹1,999 Cr).	Bottom quartile AUM (₹521 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (14+ yrs).	Established history (25+ yrs).	Established history (17+ yrs).	Established history (24+ yrs).
Point 3	Top rated.	Rating: 1★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 5.84% (top quartile).	1Y return: 4.74% (lower mid).	1Y return: 4.44% (bottom quartile).	1Y return: 4.05% (bottom quartile).	1Y return: 5.05% (upper mid).
Point 6	1M return: 0.32% (bottom quartile).	1M return: 0.54% (bottom quartile).	1M return: 0.80% (upper mid).	1M return: 0.61% (lower mid).	1M return: 0.84% (top quartile).
Point 7	Sharpe: 0.16 (top quartile).	Sharpe: -0.28 (upper mid).	Sharpe: -0.38 (bottom quartile).	Sharpe: -0.40 (bottom quartile).	Sharpe: -0.28 (lower mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.38% (top quartile).	Yield to maturity (debt): 6.75% (upper mid).	Yield to maturity (debt): 6.45% (bottom quartile).	Yield to maturity (debt): 5.76% (bottom quartile).	Yield to maturity (debt): 6.72% (lower mid).
Point 10	Modified duration: 8.27 yrs (bottom quartile).	Modified duration: 6.96 yrs (bottom quartile).	Modified duration: 5.46 yrs (upper mid).	Modified duration: 1.50 yrs (top quartile).	Modified duration: 5.70 yrs (lower mid).

ICICI Prudential Gilt Fund

Upper mid AUM (₹9,240 Cr).
Oldest track record among peers (26 yrs).
Top rated.
Risk profile: Moderate.
1Y return: 5.84% (top quartile).
1M return: 0.32% (bottom quartile).
Sharpe: 0.16 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.38% (top quartile).
Modified duration: 8.27 yrs (bottom quartile).

Axis Gilt Fund

Bottom quartile AUM (₹637 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 4.74% (lower mid).
1M return: 0.54% (bottom quartile).
Sharpe: -0.28 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.75% (upper mid).
Modified duration: 6.96 yrs (bottom quartile).

SBI Magnum Gilt Fund

Highest AUM (₹10,552 Cr).
Established history (25+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 4.44% (bottom quartile).
1M return: 0.80% (upper mid).
Sharpe: -0.38 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.45% (bottom quartile).
Modified duration: 5.46 yrs (upper mid).

Bandhan Government Securities Fund - Investment Plan

Lower mid AUM (₹1,999 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 4.05% (bottom quartile).
1M return: 0.61% (lower mid).
Sharpe: -0.40 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 5.76% (bottom quartile).
Modified duration: 1.50 yrs (top quartile).

UTI Gilt Fund

Bottom quartile AUM (₹521 Cr).
Established history (24+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
1Y return: 5.05% (upper mid).
1M return: 0.84% (top quartile).
Sharpe: -0.28 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.72% (lower mid).
Modified duration: 5.70 yrs (lower mid).

3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ഡൈനാമിക് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Dynamic Accrual Fund Growth	₹94.788 ↑ 0.84	₹99	2.4	22.4	31.9	11.7		0%		3M 18D
IIFL Dynamic Bond Fund Growth	₹23.4913 ↓ -0.04	₹625	0.8	3.2	8.2	8.4	8.5	7.38%	4Y 8M 19D	6Y 4M 20D
Nippon India Dynamic Bond Fund Growth	₹38.476 ↑ 0.00	₹4,078	1.1	2.5	6.8	7.8	7.1	6.96%	3Y 9M	4Y 6M 11D
ICICI Prudential Long Term Plan Growth	₹37.9768 ↓ -0.03	₹14,826	0.7	2.3	6.5	7.5	7.2	7.82%	5Y 8M 26D	13Y 6M 14D
Aditya Birla Sun Life Dynamic Bond Fund Growth	₹47.5598 ↓ -0.02	₹1,857	0.8	2.3	6.6	7.5	7	7.69%	6Y 11D	12Y 7M 28D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Dynamic Accrual Fund	IIFL Dynamic Bond Fund	Nippon India Dynamic Bond Fund	ICICI Prudential Long Term Plan	Aditya Birla Sun Life Dynamic Bond Fund
Point 1	Bottom quartile AUM (₹99 Cr).	Bottom quartile AUM (₹625 Cr).	Upper mid AUM (₹4,078 Cr).	Highest AUM (₹14,826 Cr).	Lower mid AUM (₹1,857 Cr).
Point 2	Oldest track record among peers (28 yrs).	Established history (12+ yrs).	Established history (21+ yrs).	Established history (16+ yrs).	Established history (21+ yrs).
Point 3	Rating: 1★ (lower mid).	Not Rated.	Not Rated.	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 31.90% (top quartile).	1Y return: 8.22% (upper mid).	1Y return: 6.84% (lower mid).	1Y return: 6.47% (bottom quartile).	1Y return: 6.57% (bottom quartile).
Point 6	1M return: 1.43% (top quartile).	1M return: 0.79% (lower mid).	1M return: 1.17% (upper mid).	1M return: 0.48% (bottom quartile).	1M return: 0.79% (bottom quartile).
Point 7	Sharpe: 1.19 (top quartile).	Sharpe: 0.69 (upper mid).	Sharpe: 0.16 (bottom quartile).	Sharpe: 0.37 (lower mid).	Sharpe: 0.10 (bottom quartile).
Point 8	Information ratio: 0.42 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.38% (lower mid).	Yield to maturity (debt): 6.96% (bottom quartile).	Yield to maturity (debt): 7.82% (top quartile).	Yield to maturity (debt): 7.69% (upper mid).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 4.72 yrs (lower mid).	Modified duration: 3.75 yrs (upper mid).	Modified duration: 5.74 yrs (bottom quartile).	Modified duration: 6.03 yrs (bottom quartile).

Franklin India Dynamic Accrual Fund

Bottom quartile AUM (₹99 Cr).
Oldest track record among peers (28 yrs).
Rating: 1★ (lower mid).
Risk profile: Moderate.
1Y return: 31.90% (top quartile).
1M return: 1.43% (top quartile).
Sharpe: 1.19 (top quartile).
Information ratio: 0.42 (top quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

IIFL Dynamic Bond Fund

Bottom quartile AUM (₹625 Cr).
Established history (12+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 8.22% (upper mid).
1M return: 0.79% (lower mid).
Sharpe: 0.69 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.38% (lower mid).
Modified duration: 4.72 yrs (lower mid).

Nippon India Dynamic Bond Fund

Upper mid AUM (₹4,078 Cr).
Established history (21+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 6.84% (lower mid).
1M return: 1.17% (upper mid).
Sharpe: 0.16 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.96% (bottom quartile).
Modified duration: 3.75 yrs (upper mid).

ICICI Prudential Long Term Plan

Highest AUM (₹14,826 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 6.47% (bottom quartile).
1M return: 0.48% (bottom quartile).
Sharpe: 0.37 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.82% (top quartile).
Modified duration: 5.74 yrs (bottom quartile).

Aditya Birla Sun Life Dynamic Bond Fund

Lower mid AUM (₹1,857 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 6.57% (bottom quartile).
1M return: 0.79% (bottom quartile).
Sharpe: 0.10 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.69% (upper mid).
Modified duration: 6.03 yrs (bottom quartile).

2022 ലെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ

ഇക്വിറ്റി ഫണ്ടുകൾ പ്രധാനമായും നിക്ഷേപിക്കുന്നത് കമ്പനികളുടെ ഓഹരികളിലോ ഓഹരികളിലോ ആണ്. നേരിട്ട് ഒരു കമ്പനി തുടങ്ങാതെ തന്നെ ഒരു ബിസിനസ് (ചെറിയ അനുപാതത്തിൽ) സ്വന്തമാക്കാനുള്ള ഏറ്റവും നല്ല മാർഗമാണ് ഇക്വിറ്റി ഫണ്ട് വാങ്ങുന്നത്. ഈ ഫണ്ടുകൾ സ്റ്റോക്കുകളിൽ നിക്ഷേപിക്കുന്നതിനാൽ, അവ പ്രകൃതിയിൽ അസ്ഥിരമാണ്. പക്ഷേ, ദീർഘകാലാടിസ്ഥാനത്തിൽ ഉയർന്ന വരുമാനം നൽകാൻ അവർക്ക് വലിയ കഴിവുണ്ട്. എന്നിങ്ങനെ വിവിധ തരത്തിലുള്ള ഇക്വിറ്റി ഫണ്ടുകൾ ഉണ്ട്വലിയ ക്യാപ് ഫണ്ടുകൾ,മിഡ് ക്യാപ് &സ്മോൾ ക്യാപ് ഫണ്ടുകൾ,വൈവിധ്യമാർന്ന ഫണ്ടുകൾ,സെക്ടർ ഫണ്ടുകൾ, മുതലായവ. ഇക്വിറ്റികളിൽ നിക്ഷേപിക്കാൻ ഉദ്ദേശിക്കുന്ന നിക്ഷേപകർക്ക് ഉയർന്ന-റിസ്ക് വിശപ്പ് 5-10 വർഷവും അതിൽ കൂടുതലും ദീർഘകാലത്തേക്ക് നിക്ഷേപം തുടരുകയും വേണം. ഇനിപ്പറയുന്നവമികച്ച ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ ഏറ്റവും ഉയർന്ന വരുമാനം.

5 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ലാർജ് ക്യാപ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Large Cap Fund Growth	₹92.9805 ↑ 0.57	₹50,107	-1.5	1.1	14.4	19.1	17.5	9.2
ICICI Prudential Bluechip Fund Growth	₹113.45 ↑ 0.62	₹76,646	-2.2	1.8	13.3	18	15.6	11.3
HDFC Top 100 Fund Growth	₹1,167.11 ↑ 3.85	₹39,621	-1	2	10.7	15.9	14.4	7.9
Invesco India Largecap Fund Growth	₹69.68 ↑ 0.22	₹1,666	-3.2	0.2	13.5	17.4	14	5.5
JM Core 11 Fund Growth	₹19.8322 ↑ 0.07	₹284	-3.4	0.6	10.3	17.5	13.9	-1.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Large Cap Fund	ICICI Prudential Bluechip Fund	HDFC Top 100 Fund	Invesco India Largecap Fund	JM Core 11 Fund
Point 1	Upper mid AUM (₹50,107 Cr).	Highest AUM (₹76,646 Cr).	Lower mid AUM (₹39,621 Cr).	Bottom quartile AUM (₹1,666 Cr).	Bottom quartile AUM (₹284 Cr).
Point 2	Established history (18+ yrs).	Established history (17+ yrs).	Oldest track record among peers (29 yrs).	Established history (16+ yrs).	Established history (17+ yrs).
Point 3	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 4★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 17.50% (top quartile).	5Y return: 15.64% (upper mid).	5Y return: 14.42% (lower mid).	5Y return: 14.01% (bottom quartile).	5Y return: 13.85% (bottom quartile).
Point 6	3Y return: 19.09% (top quartile).	3Y return: 17.98% (upper mid).	3Y return: 15.87% (bottom quartile).	3Y return: 17.39% (bottom quartile).	3Y return: 17.50% (lower mid).
Point 7	1Y return: 14.41% (top quartile).	1Y return: 13.29% (lower mid).	1Y return: 10.71% (bottom quartile).	1Y return: 13.49% (upper mid).	1Y return: 10.29% (bottom quartile).
Point 8	Alpha: 0.30 (upper mid).	Alpha: 0.35 (top quartile).	Alpha: -1.99 (bottom quartile).	Alpha: -1.06 (lower mid).	Alpha: -7.12 (bottom quartile).
Point 9	Sharpe: 0.30 (top quartile).	Sharpe: 0.30 (upper mid).	Sharpe: 0.09 (bottom quartile).	Sharpe: 0.20 (lower mid).	Sharpe: -0.27 (bottom quartile).
Point 10	Information ratio: 1.22 (top quartile).	Information ratio: 1.01 (upper mid).	Information ratio: 0.24 (bottom quartile).	Information ratio: 0.72 (lower mid).	Information ratio: 0.09 (bottom quartile).

Nippon India Large Cap Fund

Upper mid AUM (₹50,107 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.50% (top quartile).
3Y return: 19.09% (top quartile).
1Y return: 14.41% (top quartile).
Alpha: 0.30 (upper mid).
Sharpe: 0.30 (top quartile).
Information ratio: 1.22 (top quartile).

ICICI Prudential Bluechip Fund

Highest AUM (₹76,646 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.64% (upper mid).
3Y return: 17.98% (upper mid).
1Y return: 13.29% (lower mid).
Alpha: 0.35 (top quartile).
Sharpe: 0.30 (upper mid).
Information ratio: 1.01 (upper mid).

HDFC Top 100 Fund

Lower mid AUM (₹39,621 Cr).
Oldest track record among peers (29 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.42% (lower mid).
3Y return: 15.87% (bottom quartile).
1Y return: 10.71% (bottom quartile).
Alpha: -1.99 (bottom quartile).
Sharpe: 0.09 (bottom quartile).
Information ratio: 0.24 (bottom quartile).

Invesco India Largecap Fund

Bottom quartile AUM (₹1,666 Cr).
Established history (16+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.01% (bottom quartile).
3Y return: 17.39% (bottom quartile).
1Y return: 13.49% (upper mid).
Alpha: -1.06 (lower mid).
Sharpe: 0.20 (lower mid).
Information ratio: 0.72 (lower mid).

JM Core 11 Fund

Bottom quartile AUM (₹284 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 13.85% (bottom quartile).
3Y return: 17.50% (lower mid).
1Y return: 10.29% (bottom quartile).
Alpha: -7.12 (bottom quartile).
Sharpe: -0.27 (bottom quartile).
Information ratio: 0.09 (bottom quartile).

5 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 മിഡ് & സ്മോൾ ക്യാപ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Small Cap Fund Growth	₹162.878 ↑ 0.31	₹65,812	-4.3	-4	10.3	20.8	23.5	-4.7
Motilal Oswal Midcap 30 Fund Growth	₹91.6517 ↑ 0.08	₹34,432	-11.7	-12	-1.7	22.3	23.3	-12.1
HDFC Mid-Cap Opportunities Fund Growth	₹202.734 ↑ 0.46	₹92,187	-0.8	4	18.6	25.9	22.9	6.8
Edelweiss Mid Cap Fund Growth	₹103.196 ↑ 0.47	₹13,802	-1.4	1.3	17.5	25.7	21.5	3.8
Invesco India Mid Cap Fund Growth	₹179.8 ↓ -0.15	₹10,058	-3.5	-2.4	20.1	26.9	21.1	6.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Small Cap Fund	Motilal Oswal Midcap 30 Fund	HDFC Mid-Cap Opportunities Fund	Edelweiss Mid Cap Fund	Invesco India Mid Cap Fund
Point 1	Upper mid AUM (₹65,812 Cr).	Lower mid AUM (₹34,432 Cr).	Highest AUM (₹92,187 Cr).	Bottom quartile AUM (₹13,802 Cr).	Bottom quartile AUM (₹10,058 Cr).
Point 2	Established history (15+ yrs).	Established history (12+ yrs).	Oldest track record among peers (18 yrs).	Established history (18+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 23.53% (top quartile).	5Y return: 23.29% (upper mid).	5Y return: 22.93% (lower mid).	5Y return: 21.49% (bottom quartile).	5Y return: 21.05% (bottom quartile).
Point 6	3Y return: 20.84% (bottom quartile).	3Y return: 22.34% (bottom quartile).	3Y return: 25.90% (upper mid).	3Y return: 25.67% (lower mid).	3Y return: 26.85% (top quartile).
Point 7	1Y return: 10.26% (bottom quartile).	1Y return: -1.72% (bottom quartile).	1Y return: 18.61% (upper mid).	1Y return: 17.53% (lower mid).	1Y return: 20.11% (top quartile).
Point 8	Alpha: -0.64 (bottom quartile).	Alpha: -12.33 (bottom quartile).	Alpha: 3.73 (top quartile).	Alpha: 1.70 (upper mid).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: -0.19 (bottom quartile).	Sharpe: -0.54 (bottom quartile).	Sharpe: 0.49 (top quartile).	Sharpe: 0.33 (lower mid).	Sharpe: 0.35 (upper mid).
Point 10	Information ratio: 0.02 (lower mid).	Information ratio: -0.10 (bottom quartile).	Information ratio: 0.47 (upper mid).	Information ratio: 0.49 (top quartile).	Information ratio: 0.00 (bottom quartile).

Nippon India Small Cap Fund

Upper mid AUM (₹65,812 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 23.53% (top quartile).
3Y return: 20.84% (bottom quartile).
1Y return: 10.26% (bottom quartile).
Alpha: -0.64 (bottom quartile).
Sharpe: -0.19 (bottom quartile).
Information ratio: 0.02 (lower mid).

Motilal Oswal Midcap 30 Fund

Lower mid AUM (₹34,432 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.29% (upper mid).
3Y return: 22.34% (bottom quartile).
1Y return: -1.72% (bottom quartile).
Alpha: -12.33 (bottom quartile).
Sharpe: -0.54 (bottom quartile).
Information ratio: -0.10 (bottom quartile).

HDFC Mid-Cap Opportunities Fund

Highest AUM (₹92,187 Cr).
Oldest track record among peers (18 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.93% (lower mid).
3Y return: 25.90% (upper mid).
1Y return: 18.61% (upper mid).
Alpha: 3.73 (top quartile).
Sharpe: 0.49 (top quartile).
Information ratio: 0.47 (upper mid).

Edelweiss Mid Cap Fund

Bottom quartile AUM (₹13,802 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 21.49% (bottom quartile).
3Y return: 25.67% (lower mid).
1Y return: 17.53% (lower mid).
Alpha: 1.70 (upper mid).
Sharpe: 0.33 (lower mid).
Information ratio: 0.49 (top quartile).

Invesco India Mid Cap Fund

Bottom quartile AUM (₹10,058 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.05% (bottom quartile).
3Y return: 26.85% (top quartile).
1Y return: 20.11% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.35 (upper mid).
Information ratio: 0.00 (bottom quartile).

5 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 വൈവിധ്യമാർന്ന ഫണ്ടുകൾ അല്ലെങ്കിൽ മൾട്ടി ക്യാപ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Multi Cap Fund Growth	₹299.26 ↑ 2.08	₹48,809	-1.9	-1.3	15	21.9	21.8	4.1
HDFC Equity Fund Growth	₹2,079.89 ↑ 8.72	₹97,452	-0.4	3.5	15.9	22.2	20.4	11.4
Mahindra Badhat Yojana Growth	₹35.9116 ↑ 0.09	₹6,046	-1.3	1.3	15	20.9	18.7	3.4
Parag Parikh Long Term Equity Fund Growth	₹84.5642 ↓ -0.82	₹133,970	-2.1	-0.2	7.2	19.8	17.4	7.8
JM Multicap Fund Growth	₹95.3837 ↑ 0.21	₹5,152	-3.5	-2.9	4.6	19.9	17.4	-6.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Nippon India Multi Cap Fund	HDFC Equity Fund	Mahindra Badhat Yojana	Parag Parikh Long Term Equity Fund	JM Multicap Fund
Point 1	Lower mid AUM (₹48,809 Cr).	Upper mid AUM (₹97,452 Cr).	Bottom quartile AUM (₹6,046 Cr).	Highest AUM (₹133,970 Cr).	Bottom quartile AUM (₹5,152 Cr).
Point 2	Established history (20+ yrs).	Oldest track record among peers (31 yrs).	Established history (8+ yrs).	Established history (12+ yrs).	Established history (17+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Not Rated.	Rating: 3★ (lower mid).	Top rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 21.80% (top quartile).	5Y return: 20.44% (upper mid).	5Y return: 18.68% (lower mid).	5Y return: 17.40% (bottom quartile).	5Y return: 17.39% (bottom quartile).
Point 6	3Y return: 21.87% (upper mid).	3Y return: 22.19% (top quartile).	3Y return: 20.86% (lower mid).	3Y return: 19.77% (bottom quartile).	3Y return: 19.92% (bottom quartile).
Point 7	1Y return: 14.96% (lower mid).	1Y return: 15.91% (top quartile).	1Y return: 14.98% (upper mid).	1Y return: 7.18% (bottom quartile).	1Y return: 4.57% (bottom quartile).
Point 8	Alpha: -0.46 (lower mid).	Alpha: 4.79 (top quartile).	Alpha: 2.62 (upper mid).	Alpha: -0.94 (bottom quartile).	Alpha: -10.70 (bottom quartile).
Point 9	Sharpe: 0.09 (lower mid).	Sharpe: 0.67 (top quartile).	Sharpe: 0.29 (upper mid).	Sharpe: 0.08 (bottom quartile).	Sharpe: -0.56 (bottom quartile).
Point 10	Information ratio: 0.49 (bottom quartile).	Information ratio: 1.25 (top quartile).	Information ratio: 0.45 (bottom quartile).	Information ratio: 0.64 (upper mid).	Information ratio: 0.52 (lower mid).

Nippon India Multi Cap Fund

Lower mid AUM (₹48,809 Cr).
Established history (20+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.80% (top quartile).
3Y return: 21.87% (upper mid).
1Y return: 14.96% (lower mid).
Alpha: -0.46 (lower mid).
Sharpe: 0.09 (lower mid).
Information ratio: 0.49 (bottom quartile).

HDFC Equity Fund

Upper mid AUM (₹97,452 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.44% (upper mid).
3Y return: 22.19% (top quartile).
1Y return: 15.91% (top quartile).
Alpha: 4.79 (top quartile).
Sharpe: 0.67 (top quartile).
Information ratio: 1.25 (top quartile).

Mahindra Badhat Yojana

Bottom quartile AUM (₹6,046 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.68% (lower mid).
3Y return: 20.86% (lower mid).
1Y return: 14.98% (upper mid).
Alpha: 2.62 (upper mid).
Sharpe: 0.29 (upper mid).
Information ratio: 0.45 (bottom quartile).

Parag Parikh Long Term Equity Fund

Highest AUM (₹133,970 Cr).
Established history (12+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 17.40% (bottom quartile).
3Y return: 19.77% (bottom quartile).
1Y return: 7.18% (bottom quartile).
Alpha: -0.94 (bottom quartile).
Sharpe: 0.08 (bottom quartile).
Information ratio: 0.64 (upper mid).

JM Multicap Fund

Bottom quartile AUM (₹5,152 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.39% (bottom quartile).
3Y return: 19.92% (bottom quartile).
1Y return: 4.57% (bottom quartile).
Alpha: -10.70 (bottom quartile).
Sharpe: -0.56 (bottom quartile).
Information ratio: 0.52 (lower mid).

5 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 സെക്ടർ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI PSU Fund Growth	₹36.6508 ↑ 0.35	₹5,980	7.6	16.8	29.9	34.6	28	11.3
ICICI Prudential Infrastructure Fund Growth	₹197.5 ↑ 1.28	₹8,077	-0.5	1.5	15.5	25.3	26.7	6.7
Invesco India PSU Equity Fund Growth	₹68.35 ↑ 0.53	₹1,492	2.2	10	28.4	32	26	10.3
DSP India T.I.G.E.R Fund Growth	₹325.034 ↑ 2.22	₹5,184	1.7	3.3	19.2	25.9	24.5	-2.5
HDFC Infrastructure Fund Growth	₹47.605 ↑ 0.28	₹2,366	-1.8	-0.3	15.9	27.3	23.9	2.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI PSU Fund	ICICI Prudential Infrastructure Fund	Invesco India PSU Equity Fund	DSP India T.I.G.E.R Fund	HDFC Infrastructure Fund
Point 1	Upper mid AUM (₹5,980 Cr).	Highest AUM (₹8,077 Cr).	Bottom quartile AUM (₹1,492 Cr).	Lower mid AUM (₹5,184 Cr).	Bottom quartile AUM (₹2,366 Cr).
Point 2	Established history (15+ yrs).	Established history (20+ yrs).	Established history (16+ yrs).	Oldest track record among peers (21 yrs).	Established history (17+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Top rated.	Rating: 3★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 27.99% (top quartile).	5Y return: 26.69% (upper mid).	5Y return: 26.01% (lower mid).	5Y return: 24.55% (bottom quartile).	5Y return: 23.94% (bottom quartile).
Point 6	3Y return: 34.56% (top quartile).	3Y return: 25.34% (bottom quartile).	3Y return: 32.03% (upper mid).	3Y return: 25.89% (bottom quartile).	3Y return: 27.29% (lower mid).
Point 7	1Y return: 29.87% (top quartile).	1Y return: 15.50% (bottom quartile).	1Y return: 28.36% (upper mid).	1Y return: 19.24% (lower mid).	1Y return: 15.86% (bottom quartile).
Point 8	Alpha: 0.05 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -2.70 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 9	Sharpe: 0.63 (top quartile).	Sharpe: 0.15 (lower mid).	Sharpe: 0.53 (upper mid).	Sharpe: 0.08 (bottom quartile).	Sharpe: 0.06 (bottom quartile).
Point 10	Information ratio: -0.63 (bottom quartile).	Information ratio: 0.00 (top quartile).	Information ratio: -0.50 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).

SBI PSU Fund

Upper mid AUM (₹5,980 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 27.99% (top quartile).
3Y return: 34.56% (top quartile).
1Y return: 29.87% (top quartile).
Alpha: 0.05 (top quartile).
Sharpe: 0.63 (top quartile).
Information ratio: -0.63 (bottom quartile).

ICICI Prudential Infrastructure Fund

Highest AUM (₹8,077 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 26.69% (upper mid).
3Y return: 25.34% (bottom quartile).
1Y return: 15.50% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.15 (lower mid).
Information ratio: 0.00 (top quartile).

Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,492 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 26.01% (lower mid).
3Y return: 32.03% (upper mid).
1Y return: 28.36% (upper mid).
Alpha: -2.70 (bottom quartile).
Sharpe: 0.53 (upper mid).
Information ratio: -0.50 (bottom quartile).

DSP India T.I.G.E.R Fund

Lower mid AUM (₹5,184 Cr).
Oldest track record among peers (21 yrs).
Top rated.
Risk profile: High.
5Y return: 24.55% (bottom quartile).
3Y return: 25.89% (bottom quartile).
1Y return: 19.24% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.08 (bottom quartile).
Information ratio: 0.00 (upper mid).

HDFC Infrastructure Fund

Bottom quartile AUM (₹2,366 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 23.94% (bottom quartile).
3Y return: 27.29% (lower mid).
1Y return: 15.86% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.06 (bottom quartile).
Information ratio: 0.00 (lower mid).

2022-ലെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച ഹൈബ്രിഡ് മ്യൂച്വൽ ഫണ്ടുകൾ

ഹൈബ്രിഡ് ഫണ്ടുകൾ, എന്നും അറിയപ്പെടുന്നുബാലൻസ്ഡ് ഫണ്ട് കടത്തിന്റെയും ഇക്വിറ്റിയുടെയും സംയോജനത്തിൽ. ഒരു ഡെറ്റ് ഹൈബ്രിഡ് ഫണ്ടിന് ഡെറ്റ് സെക്യൂരിറ്റികളിലെ നിക്ഷേപത്തിന്റെ വലിയൊരു ഭാഗം ഉണ്ടായിരിക്കാം, ഒരു ഇക്വിറ്റി ഹൈബ്രിഡിന് ഇക്വിറ്റി ഉപകരണങ്ങളുടെ വലിയൊരു ഭാഗം ഉണ്ടായിരിക്കും. ബാലൻസ്ഡ് ഫണ്ടുകൾ നിക്ഷേപകരെ ആസ്വദിക്കാൻ മാത്രമല്ല അനുവദിക്കുന്നുമൂലധനം വളർച്ച, മാത്രമല്ല ലഭിക്കുംസ്ഥിര വരുമാനം കൃത്യമായ ഇടവേളകളിൽ.

3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ഹൈബ്രിഡ് ഡെറ്റ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential MIP 25 Growth	₹77.8477 ↓ -0.19	₹3,334	0	1.8	8.4	10.2	8.7	7.9
Kotak Debt Hybrid Fund Growth	₹59.383 ↓ -0.23	₹3,044	-0.1	2	6.2	10	8.9	5.3
SBI Debt Hybrid Fund Growth	₹74.674 ↓ -0.17	₹9,761	0.3	2.4	8.7	10	9.2	6.7
HDFC Hybrid Debt Fund Growth	₹83.6798 ↓ -0.22	₹3,332	0.2	2.3	6.5	9.9	9.2	5.5
DSP Regular Savings Fund Growth	₹59.974 ↓ -0.16	₹183	0.2	2	7.5	9.9	8	7.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential MIP 25	Kotak Debt Hybrid Fund	SBI Debt Hybrid Fund	HDFC Hybrid Debt Fund	DSP Regular Savings Fund
Point 1	Upper mid AUM (₹3,334 Cr).	Bottom quartile AUM (₹3,044 Cr).	Highest AUM (₹9,761 Cr).	Lower mid AUM (₹3,332 Cr).	Bottom quartile AUM (₹183 Cr).
Point 2	Established history (21+ yrs).	Established history (22+ yrs).	Oldest track record among peers (24 yrs).	Established history (22+ yrs).	Established history (21+ yrs).
Point 3	Top rated.	Rating: 4★ (lower mid).	Rating: 5★ (upper mid).	Rating: 4★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 8.73% (bottom quartile).	5Y return: 8.92% (lower mid).	5Y return: 9.21% (top quartile).	5Y return: 9.16% (upper mid).	5Y return: 7.96% (bottom quartile).
Point 6	3Y return: 10.22% (top quartile).	3Y return: 10.01% (upper mid).	3Y return: 10.00% (lower mid).	3Y return: 9.91% (bottom quartile).	3Y return: 9.87% (bottom quartile).
Point 7	1Y return: 8.40% (upper mid).	1Y return: 6.23% (bottom quartile).	1Y return: 8.71% (top quartile).	1Y return: 6.53% (bottom quartile).	1Y return: 7.54% (lower mid).
Point 8	1M return: 0.69% (bottom quartile).	1M return: 0.82% (lower mid).	1M return: 1.39% (top quartile).	1M return: 1.14% (upper mid).	1M return: 0.40% (bottom quartile).
Point 9	Alpha: 0.00 (upper mid).	Alpha: -1.88 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.55 (top quartile).
Point 10	Sharpe: 0.50 (top quartile).	Sharpe: -0.21 (bottom quartile).	Sharpe: 0.16 (lower mid).	Sharpe: -0.15 (bottom quartile).	Sharpe: 0.29 (upper mid).

ICICI Prudential MIP 25

Upper mid AUM (₹3,334 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 8.73% (bottom quartile).
3Y return: 10.22% (top quartile).
1Y return: 8.40% (upper mid).
1M return: 0.69% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.50 (top quartile).

Kotak Debt Hybrid Fund

Bottom quartile AUM (₹3,044 Cr).
Established history (22+ yrs).
Rating: 4★ (lower mid).
Risk profile: Moderate.
5Y return: 8.92% (lower mid).
3Y return: 10.01% (upper mid).
1Y return: 6.23% (bottom quartile).
1M return: 0.82% (lower mid).
Alpha: -1.88 (bottom quartile).
Sharpe: -0.21 (bottom quartile).

SBI Debt Hybrid Fund

Highest AUM (₹9,761 Cr).
Oldest track record among peers (24 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderate.
5Y return: 9.21% (top quartile).
3Y return: 10.00% (lower mid).
1Y return: 8.71% (top quartile).
1M return: 1.39% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.16 (lower mid).

HDFC Hybrid Debt Fund

Lower mid AUM (₹3,332 Cr).
Established history (22+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.16% (upper mid).
3Y return: 9.91% (bottom quartile).
1Y return: 6.53% (bottom quartile).
1M return: 1.14% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.15 (bottom quartile).

DSP Regular Savings Fund

Bottom quartile AUM (₹183 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 7.96% (bottom quartile).
3Y return: 9.87% (bottom quartile).
1Y return: 7.54% (lower mid).
1M return: 0.40% (bottom quartile).
Alpha: 0.55 (top quartile).
Sharpe: 0.29 (upper mid).

3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ഹൈബ്രിഡ് ഇക്വിറ്റി ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Equity and Debt Fund Growth	₹409.05 ↑ 1.60	₹49,257	-0.7	2.9	14.5	19.1	19.1	13.3
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹38.23 ↑ 0.10	₹1,329	-0.3	0.6	12.6	18.6	18.5	-0.9
JM Equity Hybrid Fund Growth	₹117.781 ↑ 0.37	₹753	-3.6	-2	4.8	17.3	15	-3.1
Bandhan Hybrid Equity Fund Growth	₹26.995 ↑ 0.06	₹1,632	-0.3	3	17	16.4	13.7	7.7
UTI Hybrid Equity Fund Growth	₹413.808 ↑ 0.36	₹6,654	-0.6	2.6	10	16.3	14.8	6.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Equity and Debt Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	JM Equity Hybrid Fund	Bandhan Hybrid Equity Fund	UTI Hybrid Equity Fund
Point 1	Highest AUM (₹49,257 Cr).	Bottom quartile AUM (₹1,329 Cr).	Bottom quartile AUM (₹753 Cr).	Lower mid AUM (₹1,632 Cr).	Upper mid AUM (₹6,654 Cr).
Point 2	Established history (26+ yrs).	Established history (9+ yrs).	Established history (30+ yrs).	Established history (9+ yrs).	Oldest track record among peers (31 yrs).
Point 3	Top rated.	Not Rated.	Rating: 1★ (lower mid).	Not Rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 19.12% (top quartile).	5Y return: 18.47% (upper mid).	5Y return: 14.99% (lower mid).	5Y return: 13.71% (bottom quartile).	5Y return: 14.80% (bottom quartile).
Point 6	3Y return: 19.10% (top quartile).	3Y return: 18.59% (upper mid).	3Y return: 17.32% (lower mid).	3Y return: 16.37% (bottom quartile).	3Y return: 16.34% (bottom quartile).
Point 7	1Y return: 14.53% (upper mid).	1Y return: 12.64% (lower mid).	1Y return: 4.81% (bottom quartile).	1Y return: 17.00% (top quartile).	1Y return: 9.96% (bottom quartile).
Point 8	1M return: 2.19% (lower mid).	1M return: 3.86% (top quartile).	1M return: 0.84% (bottom quartile).	1M return: 2.86% (upper mid).	1M return: 1.23% (bottom quartile).
Point 9	Alpha: 3.54 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -6.31 (bottom quartile).	Alpha: 4.01 (top quartile).	Alpha: -0.75 (bottom quartile).
Point 10	Sharpe: 0.62 (top quartile).	Sharpe: 0.08 (bottom quartile).	Sharpe: -0.36 (bottom quartile).	Sharpe: 0.57 (upper mid).	Sharpe: 0.15 (lower mid).

ICICI Prudential Equity and Debt Fund

Highest AUM (₹49,257 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 19.12% (top quartile).
3Y return: 19.10% (top quartile).
1Y return: 14.53% (upper mid).
1M return: 2.19% (lower mid).
Alpha: 3.54 (upper mid).
Sharpe: 0.62 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,329 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.47% (upper mid).
3Y return: 18.59% (upper mid).
1Y return: 12.64% (lower mid).
1M return: 3.86% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.08 (bottom quartile).

JM Equity Hybrid Fund

Bottom quartile AUM (₹753 Cr).
Established history (30+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.99% (lower mid).
3Y return: 17.32% (lower mid).
1Y return: 4.81% (bottom quartile).
1M return: 0.84% (bottom quartile).
Alpha: -6.31 (bottom quartile).
Sharpe: -0.36 (bottom quartile).

Bandhan Hybrid Equity Fund

Lower mid AUM (₹1,632 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 13.71% (bottom quartile).
3Y return: 16.37% (bottom quartile).
1Y return: 17.00% (top quartile).
1M return: 2.86% (upper mid).
Alpha: 4.01 (top quartile).
Sharpe: 0.57 (upper mid).

UTI Hybrid Equity Fund

Upper mid AUM (₹6,654 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.80% (bottom quartile).
3Y return: 16.34% (bottom quartile).
1Y return: 9.96% (bottom quartile).
1M return: 1.23% (bottom quartile).
Alpha: -0.75 (bottom quartile).
Sharpe: 0.15 (lower mid).

3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച ഗോൾഡ് ഫണ്ടുകൾ 2022

മ്യൂച്വൽ ഫണ്ടുകൾ വഴി സ്വർണത്തിലേക്ക് എക്സ്പോഷർ ചെയ്യാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർക്ക് മുൻഗണന നൽകാംസ്വർണ്ണത്തിൽ നിക്ഷേപിക്കുന്നു ഫണ്ടുകൾ. ഗോൾഡ് മ്യൂച്വൽ ഫണ്ടുകൾ സ്വർണ്ണത്തിൽ നിക്ഷേപിക്കുന്നുഇടിഎഫുകൾ (എക്സ്ചേഞ്ച്-ട്രേഡഡ് ഫണ്ടുകൾ). ഭൗതിക സ്വർണ്ണത്തിൽ നിന്ന് വ്യത്യസ്തമായി, അവ വാങ്ങാനും വീണ്ടെടുക്കാനും എളുപ്പമാണ്. കഴിഞ്ഞ 3 വർഷത്തിനിടയിൽ ഏറ്റവും ഉയർന്ന റിട്ടേൺ ലഭിച്ച ഗോൾഡ് ഫണ്ടുകൾ ഇനിപ്പറയുന്നവയാണ്.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI Gold Fund Growth	₹44.9826 ↑ 1.10	₹15,024	25.6	55.4	75.6	38	25.5	71.5
ICICI Prudential Regular Gold Savings Fund Growth	₹47.5707 ↑ 1.14	₹6,338	25.6	55.3	75.7	37.8	25.4	72
HDFC Gold Fund Growth	₹45.8562 ↑ 0.23	₹11,458	25.3	55	75.2	37.8	25.6	71.3
Axis Gold Fund Growth	₹44.6398 ↑ 0.07	₹2,835	25.8	55	74.6	37.7	25.7	69.8
Nippon India Gold Savings Fund Growth	₹58.736 ↑ 0.21	₹7,160	25.4	55	75.2	37.6	25.6	71.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI Gold Fund	ICICI Prudential Regular Gold Savings Fund	HDFC Gold Fund	Axis Gold Fund	Nippon India Gold Savings Fund
Point 1	Highest AUM (₹15,024 Cr).	Bottom quartile AUM (₹6,338 Cr).	Upper mid AUM (₹11,458 Cr).	Bottom quartile AUM (₹2,835 Cr).	Lower mid AUM (₹7,160 Cr).
Point 2	Oldest track record among peers (14 yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).	Established history (14+ yrs).
Point 3	Top rated.	Rating: 1★ (lower mid).	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).	Rating: 2★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 25.54% (bottom quartile).	5Y return: 25.44% (bottom quartile).	5Y return: 25.57% (upper mid).	5Y return: 25.66% (top quartile).	5Y return: 25.56% (lower mid).
Point 6	3Y return: 38.00% (top quartile).	3Y return: 37.81% (upper mid).	3Y return: 37.80% (lower mid).	3Y return: 37.71% (bottom quartile).	3Y return: 37.64% (bottom quartile).
Point 7	1Y return: 75.65% (upper mid).	1Y return: 75.70% (top quartile).	1Y return: 75.15% (bottom quartile).	1Y return: 74.58% (bottom quartile).	1Y return: 75.24% (lower mid).
Point 8	1M return: 1.67% (bottom quartile).	1M return: 2.86% (upper mid).	1M return: 1.70% (lower mid).	1M return: 1.31% (bottom quartile).	1M return: 4.79% (top quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 3.25 (lower mid).	Sharpe: 3.10 (bottom quartile).	Sharpe: 3.29 (upper mid).	Sharpe: 3.44 (top quartile).	Sharpe: 3.01 (bottom quartile).

SBI Gold Fund

Highest AUM (₹15,024 Cr).
Oldest track record among peers (14 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 25.54% (bottom quartile).
3Y return: 38.00% (top quartile).
1Y return: 75.65% (upper mid).
1M return: 1.67% (bottom quartile).
Alpha: 0.00 (top quartile).
Sharpe: 3.25 (lower mid).

ICICI Prudential Regular Gold Savings Fund

Bottom quartile AUM (₹6,338 Cr).
Established history (14+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 25.44% (bottom quartile).
3Y return: 37.81% (upper mid).
1Y return: 75.70% (top quartile).
1M return: 2.86% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 3.10 (bottom quartile).

HDFC Gold Fund

Upper mid AUM (₹11,458 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.57% (upper mid).
3Y return: 37.80% (lower mid).
1Y return: 75.15% (bottom quartile).
1M return: 1.70% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 3.29 (upper mid).

Axis Gold Fund

Bottom quartile AUM (₹2,835 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.66% (top quartile).
3Y return: 37.71% (bottom quartile).
1Y return: 74.58% (bottom quartile).
1M return: 1.31% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 3.44 (top quartile).

Nippon India Gold Savings Fund

Lower mid AUM (₹7,160 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.56% (lower mid).
3Y return: 37.64% (bottom quartile).
1Y return: 75.24% (lower mid).
1M return: 4.79% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 3.01 (bottom quartile).

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.