2022-ലെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച മ്യൂച്വൽ ഫണ്ടുകൾ

Updated on October 27, 2026 , 16615 views

നിക്ഷേപിക്കാൻ ശരിയായ ഫണ്ട് തിരഞ്ഞെടുക്കുന്നത് എളുപ്പമല്ല! പലതുംനിക്ഷേപകൻ മികച്ച വരുമാനം ലഭിക്കുന്നതിന് മികച്ച പ്രകടനം നടത്തുന്ന ഫണ്ടുകൾക്കായി തിരയുന്നു. എന്നിരുന്നാലും, ഒരു നിക്ഷേപകൻ ഒരു ഫണ്ടിൽ നോക്കേണ്ട ഒരേയൊരു മാനദണ്ഡം വരുമാനം മാത്രമല്ല. AUM, ഫണ്ട് പ്രായം, പിയർ ആവറേജ് റിട്ടേണുകൾ, ഫണ്ട് മാനേജർ, എക്സിറ്റ് ലോഡ് മുതലായവ പോലുള്ള വിവിധ പ്രധാന പാരാമീറ്ററുകൾ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളുടെ സ്ഥിരതയും പ്രകടനവും തീരുമാനിക്കുന്നു. ഏറ്റവും ഉയർന്ന റിട്ടേൺ ഫണ്ടുകൾ നോക്കുന്ന നിക്ഷേപകർക്ക് കഴിഞ്ഞ കുറച്ച് വർഷങ്ങളായി മ്യൂച്വൽ ഫണ്ട് പ്രകടനങ്ങൾ വിശകലനം ചെയ്യാനും ഏറ്റവും സ്ഥിരതയുള്ള റിട്ടേൺ നൽകിയ ഫണ്ടിൽ നിക്ഷേപിക്കാനും കഴിയും. ആദ്യം, നമുക്ക് അടിസ്ഥാനം മനസ്സിലാക്കാംമ്യൂച്വൽ ഫണ്ടുകൾ.

എന്താണ് മ്യൂച്വൽ ഫണ്ടുകൾ?

മ്യൂച്വൽ ഫണ്ടുകൾ ഏറ്റവും ജനപ്രിയമായ മാർഗങ്ങളിലൊന്നാണ്നിക്ഷേപിക്കുന്നു പണം. ഇത് നിക്ഷേപകരിൽ നിന്ന് പണം ശേഖരിക്കുകയും ഓഹരികളിൽ നിക്ഷേപിക്കുകയും ചെയ്യുന്നു,പണ വിപണി ഉപകരണങ്ങൾ,ബോണ്ടുകൾ മറ്റ് തരത്തിലുള്ള സെക്യൂരിറ്റികളും. ഉദാഹരണത്തിന്, ഒരു ഇക്വിറ്റി ഫണ്ട് കമ്പനിയുടെ ഓഹരികളിൽ/ഷെയറുകളിൽ നിക്ഷേപിക്കുന്നു, കൂടാതെ എഡെറ്റ് ഫണ്ട് കടപ്പത്രങ്ങൾ, ബോണ്ടുകൾ മുതലായവയിൽ നിക്ഷേപിക്കുന്നു. ഓരോ മ്യൂച്വൽ ഫണ്ട് തരങ്ങളും ഒരു നിക്ഷേപ ലക്ഷ്യത്തോടെയാണ് വരുന്നത്. ഇന്ത്യയിൽ 42 മ്യൂച്വൽ ഫണ്ട് കമ്പനികളുണ്ട് (വിളിക്കുന്നത്അസറ്റ് മാനേജ്മെന്റ് കമ്പനികൾ അല്ലെങ്കിൽ എഎംസികൾ) മ്യൂച്വൽ ഫണ്ട് സ്കീമുകൾ നൽകുന്നു. ഈ മ്യൂച്വൽ ഫണ്ട് കമ്പനികൾ നിയന്ത്രിക്കുന്നത്സെബി. സെക്യൂരിറ്റീസ് ആൻഡ് എക്സ്ചേഞ്ച് ബോർഡ് ഓഫ് ഇന്ത്യ (സെബി) ഇന്ത്യയിലെ മ്യൂച്വൽ ഫണ്ടുകളുടെ നിയന്ത്രണ സ്ഥാപനമാണ്.

ഏറ്റവും ഉയർന്ന റിട്ടേണോടെ നിക്ഷേപിക്കാൻ മികച്ച മ്യൂച്വൽ ഫണ്ടുകൾ

വിവിധമ്യൂച്വൽ ഫണ്ടുകളുടെ തരങ്ങൾ ആകുന്നുഇക്വിറ്റി ഫണ്ടുകൾ, ഡെറ്റ് ഫണ്ടുകളും ഹൈബ്രിഡ് ഫണ്ടുകളും. ഓരോ ഫണ്ടിനും ചില നിക്ഷേപ ലക്ഷ്യങ്ങളുണ്ട്, നിക്ഷേപകരുടെ നിക്ഷേപ ലക്ഷ്യങ്ങൾ നിറവേറ്റാൻ ലക്ഷ്യമിടുന്നു. അതിനാൽ, ഉയർന്ന വരുമാനം നൽകുന്ന ഫണ്ടുകൾക്കൊപ്പം ഈ സ്കീമുകളും നോക്കാം.

2022-ലെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ

ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ പ്രധാനമായും നിക്ഷേപിക്കുന്നത് ഒരു സ്ഥിരതയിലാണ്വരുമാനം ഗവൺമെന്റ് സെക്യൂരിറ്റികൾ, ട്രഷറി ബില്ലുകൾ, കോർപ്പറേറ്റ് ബോണ്ടുകൾ മുതലായവ പോലുള്ള ഉപകരണം. സ്ഥിരവരുമാനവും പരമ്പരാഗതമായതിനേക്കാൾ ഉയർന്ന വരുമാനവും ആഗ്രഹിക്കുന്നവർക്ക് ഈ ഫണ്ടുകൾ അനുയോജ്യമാണ്.ബാങ്ക് അക്കൗണ്ടുകൾ. ഡെറ്റ് ഫണ്ടുകൾ ഹ്രസ്വകാലത്തേക്ക് ഒപ്റ്റിമൽ റിട്ടേൺസിന് പേരുകേട്ടതാണ്. താൽപ്പര്യം കുറഞ്ഞ വിശപ്പുള്ള നിക്ഷേപകർമ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുക ഡെറ്റ് ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ മുൻഗണന നൽകണം. ഈ ഫണ്ടുകൾ ഇക്വിറ്റികളേക്കാൾ താരതമ്യേന അസ്ഥിരമാണ്. ലിക്വിഡ്, അൾട്രാ ഷോർട്ട് ടേം, ഷോർട്ട് ടേം പോലുള്ള ഡെറ്റ് ഫണ്ടുകൾ ഹ്രസ്വകാല നിക്ഷേപങ്ങൾക്ക് നല്ലൊരു ഓപ്ഷനാണ്. ദീർഘകാല ഡെറ്റ് ഫണ്ടുകൾ അപകടസാധ്യതയുള്ളവയാണ്, ഈ സെക്യൂരിറ്റികളുടെ കാലാവധി 5-7 വർഷം വരെയാകാം, ചില സന്ദർഭങ്ങളിൽ 10 വർഷവും അതിൽ കൂടുതലും. ഡെറ്റ് ഫണ്ടുകളുടെ വിഭാഗങ്ങളും അവയുടെ ഉയർന്ന റിട്ടേണുകളും ഇനിപ്പറയുന്നവയാണ്.

1 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ലിക്വിഡ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
IDBI Liquid Fund Growth	₹2,454.04 ↑ 0.35	₹503	0.5	1.7	3.4	6.6		6.66%	1M 7D	1M 10D
BOI AXA Liquid Fund Growth	₹3,261.33 ↑ 0.74	₹1,874	0.5	1.5	3.2	6.4	6.6	6.09%	1M 17D	1M 17D
Axis Liquid Fund Growth	₹3,152.94 ↑ 0.67	₹53,470	0.4	1.5	3.2	6.4	6.6	6.37%	1M 19D	1M 19D
Edelweiss Liquid Fund Growth	₹3,620.75 ↑ 0.82	₹11,741	0.4	1.5	3.2	6.4	6.5	6.52%	2M 1D	2M 1D
DSP Liquidity Fund Growth	₹4,040.9 ↑ 0.93	₹24,726	0.4	1.5	3.1	6.4	6.5	6.24%	1M 2D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI Liquid Fund	BOI AXA Liquid Fund	Axis Liquid Fund	Edelweiss Liquid Fund	DSP Liquidity Fund
Point 1	Bottom quartile AUM (₹503 Cr).	Bottom quartile AUM (₹1,874 Cr).	Highest AUM (₹53,470 Cr).	Lower mid AUM (₹11,741 Cr).	Upper mid AUM (₹24,726 Cr).
Point 2	Established history (16+ yrs).	Established history (18+ yrs).	Established history (17+ yrs).	Established history (19+ yrs).	Oldest track record among peers (20 yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Top rated.	Rating: 2★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 6.55% (top quartile).	1Y return: 6.43% (upper mid).	1Y return: 6.43% (lower mid).	1Y return: 6.41% (bottom quartile).	1Y return: 6.39% (bottom quartile).
Point 6	1M return: 0.53% (top quartile).	1M return: 0.46% (upper mid).	1M return: 0.45% (bottom quartile).	1M return: 0.45% (lower mid).	1M return: 0.44% (bottom quartile).
Point 7	Sharpe: 0.20 (bottom quartile).	Sharpe: 3.52 (top quartile).	Sharpe: 3.18 (upper mid).	Sharpe: 3.04 (bottom quartile).	Sharpe: 3.10 (lower mid).
Point 8	Information ratio: -5.96 (bottom quartile).	Information ratio: 2.55 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 6.66% (top quartile).	Yield to maturity (debt): 6.09% (bottom quartile).	Yield to maturity (debt): 6.37% (lower mid).	Yield to maturity (debt): 6.52% (upper mid).	Yield to maturity (debt): 6.24% (bottom quartile).
Point 10	Modified duration: 0.10 yrs (upper mid).	Modified duration: 0.13 yrs (lower mid).	Modified duration: 0.14 yrs (bottom quartile).	Modified duration: 0.17 yrs (bottom quartile).	Modified duration: 0.09 yrs (top quartile).

IDBI Liquid Fund

Bottom quartile AUM (₹503 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.55% (top quartile).
1M return: 0.53% (top quartile).
Sharpe: 0.20 (bottom quartile).
Information ratio: -5.96 (bottom quartile).
Yield to maturity (debt): 6.66% (top quartile).
Modified duration: 0.10 yrs (upper mid).

BOI AXA Liquid Fund

Bottom quartile AUM (₹1,874 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Low.
1Y return: 6.43% (upper mid).
1M return: 0.46% (upper mid).
Sharpe: 3.52 (top quartile).
Information ratio: 2.55 (top quartile).
Yield to maturity (debt): 6.09% (bottom quartile).
Modified duration: 0.13 yrs (lower mid).

Axis Liquid Fund

Highest AUM (₹53,470 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Low.
1Y return: 6.43% (lower mid).
1M return: 0.45% (bottom quartile).
Sharpe: 3.18 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.37% (lower mid).
Modified duration: 0.14 yrs (bottom quartile).

Edelweiss Liquid Fund

Lower mid AUM (₹11,741 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Low.
1Y return: 6.41% (bottom quartile).
1M return: 0.45% (lower mid).
Sharpe: 3.04 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.52% (upper mid).
Modified duration: 0.17 yrs (bottom quartile).

DSP Liquidity Fund

Upper mid AUM (₹24,726 Cr).
Oldest track record among peers (20 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Low.
1Y return: 6.39% (bottom quartile).
1M return: 0.44% (bottom quartile).
Sharpe: 3.10 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.24% (bottom quartile).
Modified duration: 0.09 yrs (top quartile).

1 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 അൾട്രാ ഹ്രസ്വകാല ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth	₹34.9131 ↑ 0.04	₹297	1.3	5.9	13.7	8.8		0%		1Y 15D
IDBI Ultra Short Term Fund Growth	₹2,424.68 ↑ 0.44	₹146	1.6	3.4	6.4	4.8		6.83%	2M 10D	2M 23D
Aditya Birla Sun Life Savings Fund Growth	₹594.689 ↑ 0.15	₹16,279	1.4	3.1	6.1	7.2	7.4	7.61%	6M 7D	7M 13D
SBI Magnum Ultra Short Duration Fund Growth	₹6,467.6 ↑ 1.29	₹11,237	1.4	3.1	6.1	6.9	7	7.03%	3M 14D	5M 23D
Nippon India Ultra Short Duration Fund Growth	₹4,356.33 ↑ 1.18	₹11,551	1.3	3	6	6.7	6.8	0.07%		1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Ultra Short Bond Fund - Super Institutional Plan	IDBI Ultra Short Term Fund	Aditya Birla Sun Life Savings Fund	SBI Magnum Ultra Short Duration Fund	Nippon India Ultra Short Duration Fund
Point 1	Bottom quartile AUM (₹297 Cr).	Bottom quartile AUM (₹146 Cr).	Highest AUM (₹16,279 Cr).	Lower mid AUM (₹11,237 Cr).	Upper mid AUM (₹11,551 Cr).
Point 2	Established history (18+ yrs).	Established history (16+ yrs).	Established history (23+ yrs).	Oldest track record among peers (27 yrs).	Established history (24+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Low.
Point 5	1Y return: 13.69% (top quartile).	1Y return: 6.39% (upper mid).	1Y return: 6.08% (lower mid).	1Y return: 6.05% (bottom quartile).	1Y return: 6.00% (bottom quartile).
Point 6	1M return: 0.59% (top quartile).	1M return: 0.52% (upper mid).	1M return: 0.35% (bottom quartile).	1M return: 0.37% (lower mid).	1M return: 0.33% (bottom quartile).
Point 7	Sharpe: 2.57 (top quartile).	Sharpe: -0.57 (bottom quartile).	Sharpe: 0.96 (lower mid).	Sharpe: 0.94 (bottom quartile).	Sharpe: 0.97 (upper mid).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 6.83% (lower mid).	Yield to maturity (debt): 7.61% (top quartile).	Yield to maturity (debt): 7.03% (upper mid).	Yield to maturity (debt): 0.07% (bottom quartile).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 0.19 yrs (lower mid).	Modified duration: 0.52 yrs (bottom quartile).	Modified duration: 0.29 yrs (bottom quartile).	Modified duration: 0.00 yrs (upper mid).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

Bottom quartile AUM (₹297 Cr).
Established history (18+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 13.69% (top quartile).
1M return: 0.59% (top quartile).
Sharpe: 2.57 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

IDBI Ultra Short Term Fund

Bottom quartile AUM (₹146 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.39% (upper mid).
1M return: 0.52% (upper mid).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.83% (lower mid).
Modified duration: 0.19 yrs (lower mid).

Aditya Birla Sun Life Savings Fund

Highest AUM (₹16,279 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 6.08% (lower mid).
1M return: 0.35% (bottom quartile).
Sharpe: 0.96 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.61% (top quartile).
Modified duration: 0.52 yrs (bottom quartile).

SBI Magnum Ultra Short Duration Fund

Lower mid AUM (₹11,237 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (upper mid).
Risk profile: Low.
1Y return: 6.05% (bottom quartile).
1M return: 0.37% (lower mid).
Sharpe: 0.94 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.03% (upper mid).
Modified duration: 0.29 yrs (bottom quartile).

Nippon India Ultra Short Duration Fund

Upper mid AUM (₹11,551 Cr).
Established history (24+ yrs).
Rating: 2★ (lower mid).
Risk profile: Low.
1Y return: 6.00% (bottom quartile).
1M return: 0.33% (bottom quartile).
Sharpe: 0.97 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 0.07% (bottom quartile).
Modified duration: 0.00 yrs (upper mid).

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3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ഹ്രസ്വകാല ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Short Term Income Plan - Retail Plan Growth	₹15,041.3 ↑ 0.11	₹13	192.1	192.1	192.1	47.3		0%
IDBI Short Term Bond Fund Growth	₹23.8418 ↓ 0.00	₹26	1.4	3.2	6.2	7.2		6.43%	3M	3M 14D
Bandhan Bond Fund Short Term Plan Growth	₹61.1861 ↑ 0.01	₹8,680	0.5	2.8	4.9	7.1	7.5	7.17%	1Y 18D	1Y 2M 19D
Axis Short Term Fund Growth	₹33.0014 ↑ 0.02	₹7,425	0.2	2.3	4.2	7	8.1	7.77%	2Y 4D	2Y 6M 14D
HDFC Short Term Debt Fund Growth	₹34.0444 ↑ 0.02	₹14,219	-0.1	2	3.9	6.9	7.8	7.9%	2Y 3M	2Y 10M 28D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 May 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Short Term Income Plan - Retail Plan	IDBI Short Term Bond Fund	Bandhan Bond Fund Short Term Plan	Axis Short Term Fund	HDFC Short Term Debt Fund
Point 1	Bottom quartile AUM (₹13 Cr).	Bottom quartile AUM (₹26 Cr).	Upper mid AUM (₹8,680 Cr).	Lower mid AUM (₹7,425 Cr).	Highest AUM (₹14,219 Cr).
Point 2	Established history (24+ yrs).	Established history (15+ yrs).	Oldest track record among peers (25 yrs).	Established history (16+ yrs).	Established history (16+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderately Low.
Point 5	1Y return: 192.10% (top quartile).	1Y return: 6.21% (upper mid).	1Y return: 4.95% (lower mid).	1Y return: 4.24% (bottom quartile).	1Y return: 3.90% (bottom quartile).
Point 6	1M return: 192.10% (top quartile).	1M return: 0.43% (upper mid).	1M return: 0.03% (lower mid).	1M return: -0.11% (bottom quartile).	1M return: -0.27% (bottom quartile).
Point 7	Sharpe: -90.89 (bottom quartile).	Sharpe: 0.10 (top quartile).	Sharpe: 0.07 (upper mid).	Sharpe: -0.21 (lower mid).	Sharpe: -0.27 (bottom quartile).
Point 8	Information ratio: -2.42 (bottom quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 6.43% (bottom quartile).	Yield to maturity (debt): 7.17% (lower mid).	Yield to maturity (debt): 7.77% (upper mid).	Yield to maturity (debt): 7.90% (top quartile).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 0.25 yrs (upper mid).	Modified duration: 1.05 yrs (lower mid).	Modified duration: 2.01 yrs (bottom quartile).	Modified duration: 2.25 yrs (bottom quartile).

Franklin India Short Term Income Plan - Retail Plan

Bottom quartile AUM (₹13 Cr).
Established history (24+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderate.
1Y return: 192.10% (top quartile).
1M return: 192.10% (top quartile).
Sharpe: -90.89 (bottom quartile).
Information ratio: -2.42 (bottom quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

IDBI Short Term Bond Fund

Bottom quartile AUM (₹26 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 6.21% (upper mid).
1M return: 0.43% (upper mid).
Sharpe: 0.10 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 6.43% (bottom quartile).
Modified duration: 0.25 yrs (upper mid).

Bandhan Bond Fund Short Term Plan

Upper mid AUM (₹8,680 Cr).
Oldest track record among peers (25 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 4.95% (lower mid).
1M return: 0.03% (lower mid).
Sharpe: 0.07 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.17% (lower mid).
Modified duration: 1.05 yrs (lower mid).

Axis Short Term Fund

Lower mid AUM (₹7,425 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately Low.
1Y return: 4.24% (bottom quartile).
1M return: -0.11% (bottom quartile).
Sharpe: -0.21 (lower mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.77% (upper mid).
Modified duration: 2.01 yrs (bottom quartile).

HDFC Short Term Debt Fund

Highest AUM (₹14,219 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately Low.
1Y return: 3.90% (bottom quartile).
1M return: -0.27% (bottom quartile).
Sharpe: -0.27 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.90% (top quartile).
Modified duration: 2.25 yrs (bottom quartile).

3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ഗിൽറ്റ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Bandhan Government Securities Fund - Investment Plan Growth	₹37.5795 ↑ 0.01	₹1,686	0.5	4.5	6.6	7.7	3.7	5.29%	9M 14D	1Y 9M 25D
Axis Gilt Fund Growth	₹26.4008 ↑ 0.08	₹336	-1.1	2	2.4	6.6	5.2	7.13%	6Y 10M 6D	13Y 6M 22D
SBI Magnum Gilt Fund Growth	₹68.2353 ↑ 0.22	₹8,067	-0.2	2	2.7	6.1	4.5	7.03%	5Y 3M 22D	15Y 5M 1D
UTI Gilt Fund Growth	₹64.822 ↑ 0.22	₹415	-1.5	0.1	2.7	6	5.1	7.38%	9Y 1M 28D	28Y 6M 7D
DSP Government Securities Fund Growth	₹97.1366 ↑ 0.27	₹1,083	-1.7	1.5	0.9	5.8	4.5	6.98%	7Y 7M 6D	19Y 2M 8D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Oct 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Bandhan Government Securities Fund - Investment Plan	Axis Gilt Fund	SBI Magnum Gilt Fund	UTI Gilt Fund	DSP Government Securities Fund
Point 1	Upper mid AUM (₹1,686 Cr).	Bottom quartile AUM (₹336 Cr).	Highest AUM (₹8,067 Cr).	Bottom quartile AUM (₹415 Cr).	Lower mid AUM (₹1,083 Cr).
Point 2	Established history (17+ yrs).	Established history (14+ yrs).	Established history (25+ yrs).	Established history (24+ yrs).	Oldest track record among peers (27 yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 1★ (bottom quartile).	Top rated.	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 6.55% (top quartile).	1Y return: 2.39% (bottom quartile).	1Y return: 2.69% (upper mid).	1Y return: 2.69% (lower mid).	1Y return: 0.87% (bottom quartile).
Point 6	1M return: 0.20% (top quartile).	1M return: -0.44% (lower mid).	1M return: -0.11% (upper mid).	1M return: -1.04% (bottom quartile).	1M return: -1.26% (bottom quartile).
Point 7	Sharpe: 0.36 (top quartile).	Sharpe: -0.41 (lower mid).	Sharpe: -0.74 (bottom quartile).	Sharpe: -0.38 (upper mid).	Sharpe: -0.45 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 5.29% (bottom quartile).	Yield to maturity (debt): 7.13% (upper mid).	Yield to maturity (debt): 7.03% (lower mid).	Yield to maturity (debt): 7.38% (top quartile).	Yield to maturity (debt): 6.98% (bottom quartile).
Point 10	Modified duration: 0.79 yrs (top quartile).	Modified duration: 6.85 yrs (lower mid).	Modified duration: 5.31 yrs (upper mid).	Modified duration: 9.16 yrs (bottom quartile).	Modified duration: 7.60 yrs (bottom quartile).

Bandhan Government Securities Fund - Investment Plan

Upper mid AUM (₹1,686 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 6.55% (top quartile).
1M return: 0.20% (top quartile).
Sharpe: 0.36 (top quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 5.29% (bottom quartile).
Modified duration: 0.79 yrs (top quartile).

Axis Gilt Fund

Bottom quartile AUM (₹336 Cr).
Established history (14+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 2.39% (bottom quartile).
1M return: -0.44% (lower mid).
Sharpe: -0.41 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.13% (upper mid).
Modified duration: 6.85 yrs (lower mid).

SBI Magnum Gilt Fund

Highest AUM (₹8,067 Cr).
Established history (25+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 2.69% (upper mid).
1M return: -0.11% (upper mid).
Sharpe: -0.74 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.03% (lower mid).
Modified duration: 5.31 yrs (upper mid).

UTI Gilt Fund

Bottom quartile AUM (₹415 Cr).
Established history (24+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 2.69% (lower mid).
1M return: -1.04% (bottom quartile).
Sharpe: -0.38 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.38% (top quartile).
Modified duration: 9.16 yrs (bottom quartile).

DSP Government Securities Fund

Lower mid AUM (₹1,083 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderate.
1Y return: 0.87% (bottom quartile).
1M return: -1.26% (bottom quartile).
Sharpe: -0.45 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.98% (bottom quartile).
Modified duration: 7.60 yrs (bottom quartile).

3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ഡൈനാമിക് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2025 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Franklin India Dynamic Accrual Fund Growth	₹94.788 ↑ 0.84	₹99	2.4	22.4	31.9	11.7		0%		3M 18D
IIFL Dynamic Bond Fund Growth	₹23.8768 ↑ 0.06	₹549	-1.2	1.9	3.1	7.5	8.5	7.52%	4Y 2M 15D	5Y 9M 27D
Bandhan Dynamic Bond Fund Growth	₹35.885 ↑ 0.01	₹1,910	0.6	4	5.7	7.1	3.4	5.88%	4M 22D	7M 20D
Axis Dynamic Bond Fund Growth	₹31.4296 ↑ 0.05	₹969	-0.3	2.6	4.4	7	7.1	6.8%	2Y 9M 14D	5Y 1M 10D
Aditya Birla Sun Life Dynamic Bond Fund Growth	₹48.8847 ↑ 0.06	₹1,370	-0.1	2.3	3.7	7	7	8.12%	3Y 22D	6Y 3M 11D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	Franklin India Dynamic Accrual Fund	IIFL Dynamic Bond Fund	Bandhan Dynamic Bond Fund	Axis Dynamic Bond Fund	Aditya Birla Sun Life Dynamic Bond Fund
Point 1	Bottom quartile AUM (₹99 Cr).	Bottom quartile AUM (₹549 Cr).	Highest AUM (₹1,910 Cr).	Lower mid AUM (₹969 Cr).	Upper mid AUM (₹1,370 Cr).
Point 2	Oldest track record among peers (29 yrs).	Established history (13+ yrs).	Established history (17+ yrs).	Established history (15+ yrs).	Established history (22+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Not Rated.	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderate.
Point 5	1Y return: 31.90% (top quartile).	1Y return: 3.06% (bottom quartile).	1Y return: 5.73% (upper mid).	1Y return: 4.39% (lower mid).	1Y return: 3.73% (bottom quartile).
Point 6	1M return: 1.43% (top quartile).	1M return: -0.81% (bottom quartile).	1M return: 0.21% (upper mid).	1M return: -0.29% (bottom quartile).	1M return: -0.21% (lower mid).
Point 7	Sharpe: 1.19 (top quartile).	Sharpe: -0.22 (bottom quartile).	Sharpe: 0.21 (upper mid).	Sharpe: 0.12 (lower mid).	Sharpe: -0.25 (bottom quartile).
Point 8	Information ratio: 0.42 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 0.00% (bottom quartile).	Yield to maturity (debt): 7.52% (upper mid).	Yield to maturity (debt): 5.88% (bottom quartile).	Yield to maturity (debt): 6.80% (lower mid).	Yield to maturity (debt): 8.12% (top quartile).
Point 10	Modified duration: 0.00 yrs (top quartile).	Modified duration: 4.21 yrs (bottom quartile).	Modified duration: 0.39 yrs (upper mid).	Modified duration: 2.79 yrs (lower mid).	Modified duration: 3.06 yrs (bottom quartile).

Franklin India Dynamic Accrual Fund

Bottom quartile AUM (₹99 Cr).
Oldest track record among peers (29 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderate.
1Y return: 31.90% (top quartile).
1M return: 1.43% (top quartile).
Sharpe: 1.19 (top quartile).
Information ratio: 0.42 (top quartile).
Yield to maturity (debt): 0.00% (bottom quartile).
Modified duration: 0.00 yrs (top quartile).

IIFL Dynamic Bond Fund

Bottom quartile AUM (₹549 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 3.06% (bottom quartile).
1M return: -0.81% (bottom quartile).
Sharpe: -0.22 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.52% (upper mid).
Modified duration: 4.21 yrs (bottom quartile).

Bandhan Dynamic Bond Fund

Highest AUM (₹1,910 Cr).
Established history (17+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 5.73% (upper mid).
1M return: 0.21% (upper mid).
Sharpe: 0.21 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 5.88% (bottom quartile).
Modified duration: 0.39 yrs (upper mid).

Axis Dynamic Bond Fund

Lower mid AUM (₹969 Cr).
Established history (15+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderate.
1Y return: 4.39% (lower mid).
1M return: -0.29% (bottom quartile).
Sharpe: 0.12 (lower mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.80% (lower mid).
Modified duration: 2.79 yrs (lower mid).

Aditya Birla Sun Life Dynamic Bond Fund

Upper mid AUM (₹1,370 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
1Y return: 3.73% (bottom quartile).
1M return: -0.21% (lower mid).
Sharpe: -0.25 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 8.12% (top quartile).
Modified duration: 3.06 yrs (bottom quartile).

2022 ലെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ

ഇക്വിറ്റി ഫണ്ടുകൾ പ്രധാനമായും നിക്ഷേപിക്കുന്നത് കമ്പനികളുടെ ഓഹരികളിലോ ഓഹരികളിലോ ആണ്. നേരിട്ട് ഒരു കമ്പനി തുടങ്ങാതെ തന്നെ ഒരു ബിസിനസ് (ചെറിയ അനുപാതത്തിൽ) സ്വന്തമാക്കാനുള്ള ഏറ്റവും നല്ല മാർഗമാണ് ഇക്വിറ്റി ഫണ്ട് വാങ്ങുന്നത്. ഈ ഫണ്ടുകൾ സ്റ്റോക്കുകളിൽ നിക്ഷേപിക്കുന്നതിനാൽ, അവ പ്രകൃതിയിൽ അസ്ഥിരമാണ്. പക്ഷേ, ദീർഘകാലാടിസ്ഥാനത്തിൽ ഉയർന്ന വരുമാനം നൽകാൻ അവർക്ക് വലിയ കഴിവുണ്ട്. എന്നിങ്ങനെ വിവിധ തരത്തിലുള്ള ഇക്വിറ്റി ഫണ്ടുകൾ ഉണ്ട്വലിയ ക്യാപ് ഫണ്ടുകൾ,മിഡ് ക്യാപ് &സ്മോൾ ക്യാപ് ഫണ്ടുകൾ,വൈവിധ്യമാർന്ന ഫണ്ടുകൾ,സെക്ടർ ഫണ്ടുകൾ, മുതലായവ. ഇക്വിറ്റികളിൽ നിക്ഷേപിക്കാൻ ഉദ്ദേശിക്കുന്ന നിക്ഷേപകർക്ക് ഉയർന്ന-റിസ്ക് വിശപ്പ് 5-10 വർഷവും അതിൽ കൂടുതലും ദീർഘകാലത്തേക്ക് നിക്ഷേപം തുടരുകയും വേണം. ഇനിപ്പറയുന്നവമികച്ച ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ ഏറ്റവും ഉയർന്ന വരുമാനം.

5 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ലാർജ് ക്യാപ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
IDBI India Top 100 Equity Fund Growth	₹44.16 ↑ 0.05	₹655	9.2	12.5	15.4	21.9	12.6
Nippon India Large Cap Fund Growth	₹84.9849 ↑ 0.74	₹51,296	-5.8	-5	-10.2	10.1	11	9.2
Baroda Pioneer Large Cap Fund Growth	₹20.532 ↑ 0.03	₹51	-5.7	-7.3	5.9	13.8	10.5
Taurus Largecap Equity Fund Growth	₹167.98 ↑ 2.24	₹62	1.8	6.2	2.8	14.2	10.1	5.3
JM Core 11 Fund Growth	₹18.9327 ↑ 0.27	₹274	-6.3	-1.5	-8.9	9.7	9.5	-1.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

Commentary	IDBI India Top 100 Equity Fund	Nippon India Large Cap Fund	Baroda Pioneer Large Cap Fund	Taurus Largecap Equity Fund	JM Core 11 Fund
Point 1	Upper mid AUM (₹655 Cr).	Highest AUM (₹51,296 Cr).	Bottom quartile AUM (₹51 Cr).	Bottom quartile AUM (₹62 Cr).	Lower mid AUM (₹274 Cr).
Point 2	Established history (14+ yrs).	Established history (19+ yrs).	Established history (16+ yrs).	Oldest track record among peers (31 yrs).	Established history (18+ yrs).
Point 3	Rating: 3★ (lower mid).	Top rated.	Rating: 2★ (bottom quartile).	Rating: 2★ (bottom quartile).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 12.61% (top quartile).	5Y return: 10.98% (upper mid).	5Y return: 10.45% (lower mid).	5Y return: 10.12% (bottom quartile).	5Y return: 9.47% (bottom quartile).
Point 6	3Y return: 21.88% (top quartile).	3Y return: 10.07% (bottom quartile).	3Y return: 13.75% (lower mid).	3Y return: 14.22% (upper mid).	3Y return: 9.70% (bottom quartile).
Point 7	1Y return: 15.39% (top quartile).	1Y return: -10.18% (bottom quartile).	1Y return: 5.94% (upper mid).	1Y return: 2.76% (lower mid).	1Y return: -8.89% (bottom quartile).
Point 8	Alpha: 2.11 (upper mid).	Alpha: -1.77 (bottom quartile).	Alpha: -3.15 (bottom quartile).	Alpha: 11.22 (top quartile).	Alpha: 2.04 (lower mid).
Point 9	Sharpe: 1.09 (upper mid).	Sharpe: -0.62 (bottom quartile).	Sharpe: 1.53 (top quartile).	Sharpe: 0.17 (lower mid).	Sharpe: -0.24 (bottom quartile).
Point 10	Information ratio: 0.14 (lower mid).	Information ratio: 0.42 (upper mid).	Information ratio: -0.52 (bottom quartile).	Information ratio: 0.80 (top quartile).	Information ratio: 0.06 (bottom quartile).

IDBI India Top 100 Equity Fund

Upper mid AUM (₹655 Cr).
Established history (14+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 12.61% (top quartile).
3Y return: 21.88% (top quartile).
1Y return: 15.39% (top quartile).
Alpha: 2.11 (upper mid).
Sharpe: 1.09 (upper mid).
Information ratio: 0.14 (lower mid).

Nippon India Large Cap Fund

Highest AUM (₹51,296 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 10.98% (upper mid).
3Y return: 10.07% (bottom quartile).
1Y return: -10.18% (bottom quartile).
Alpha: -1.77 (bottom quartile).
Sharpe: -0.62 (bottom quartile).
Information ratio: 0.42 (upper mid).

Baroda Pioneer Large Cap Fund

Bottom quartile AUM (₹51 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 10.45% (lower mid).
3Y return: 13.75% (lower mid).
1Y return: 5.94% (upper mid).
Alpha: -3.15 (bottom quartile).
Sharpe: 1.53 (top quartile).
Information ratio: -0.52 (bottom quartile).

Taurus Largecap Equity Fund

Bottom quartile AUM (₹62 Cr).
Oldest track record among peers (31 yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 10.12% (bottom quartile).
3Y return: 14.22% (upper mid).
1Y return: 2.76% (lower mid).
Alpha: 11.22 (top quartile).
Sharpe: 0.17 (lower mid).
Information ratio: 0.80 (top quartile).

JM Core 11 Fund

Lower mid AUM (₹274 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 9.47% (bottom quartile).
3Y return: 9.70% (bottom quartile).
1Y return: -8.89% (bottom quartile).
Alpha: 2.04 (lower mid).
Sharpe: -0.24 (bottom quartile).
Information ratio: 0.06 (bottom quartile).

5 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 മിഡ് & സ്മോൾ ക്യാപ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Motilal Oswal Midcap 30 Fund Growth	₹97.0037 ↑ 0.95	₹40,208	-3.3	5.6	-7.6	16.2	17.6	-12.1
Nippon India Small Cap Fund Growth	₹173.309 ↑ 1.16	₹80,906	-3.6	1.1	0.6	12.9	16.5	-4.7
HDFC Mid-Cap Opportunities Fund Growth	₹196.113 ↑ 1.31	₹101,856	-6.6	-1.2	-2.8	15.3	16.5	6.8
Invesco India Mid Cap Fund Growth	₹184.39 ↑ 1.44	₹15,749	-7.3	2.2	-1.3	20.6	16	6.3
Baroda Pioneer Mid-Cap Fund Growth	₹16.5124 ↑ 0.15	₹97	-8.1	0.1	26.2	22.5	15.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Oct 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Motilal Oswal Midcap 30 Fund	Nippon India Small Cap Fund	HDFC Mid-Cap Opportunities Fund	Invesco India Mid Cap Fund	Baroda Pioneer Mid-Cap Fund
Point 1	Lower mid AUM (₹40,208 Cr).	Upper mid AUM (₹80,906 Cr).	Highest AUM (₹101,856 Cr).	Bottom quartile AUM (₹15,749 Cr).	Bottom quartile AUM (₹97 Cr).
Point 2	Established history (12+ yrs).	Established history (16+ yrs).	Oldest track record among peers (19 yrs).	Established history (19+ yrs).	Established history (16+ yrs).
Point 3	Rating: 3★ (upper mid).	Top rated.	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 17.55% (top quartile).	5Y return: 16.53% (upper mid).	5Y return: 16.50% (lower mid).	5Y return: 16.01% (bottom quartile).	5Y return: 15.89% (bottom quartile).
Point 6	3Y return: 16.19% (lower mid).	3Y return: 12.86% (bottom quartile).	3Y return: 15.25% (bottom quartile).	3Y return: 20.56% (upper mid).	3Y return: 22.51% (top quartile).
Point 7	1Y return: -7.65% (bottom quartile).	1Y return: 0.61% (upper mid).	1Y return: -2.77% (bottom quartile).	1Y return: -1.28% (lower mid).	1Y return: 26.24% (top quartile).
Point 8	Alpha: -3.81 (bottom quartile).	Alpha: 1.80 (top quartile).	Alpha: -1.28 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: -0.12 (bottom quartile).	Sharpe: 0.25 (upper mid).	Sharpe: -0.02 (bottom quartile).	Sharpe: 0.17 (lower mid).	Sharpe: 3.23 (top quartile).
Point 10	Information ratio: 0.24 (top quartile).	Information ratio: -0.03 (bottom quartile).	Information ratio: 0.21 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).

Motilal Oswal Midcap 30 Fund

Lower mid AUM (₹40,208 Cr).
Established history (12+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.55% (top quartile).
3Y return: 16.19% (lower mid).
1Y return: -7.65% (bottom quartile).
Alpha: -3.81 (bottom quartile).
Sharpe: -0.12 (bottom quartile).
Information ratio: 0.24 (top quartile).

Nippon India Small Cap Fund

Upper mid AUM (₹80,906 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 16.53% (upper mid).
3Y return: 12.86% (bottom quartile).
1Y return: 0.61% (upper mid).
Alpha: 1.80 (top quartile).
Sharpe: 0.25 (upper mid).
Information ratio: -0.03 (bottom quartile).

HDFC Mid-Cap Opportunities Fund

Highest AUM (₹101,856 Cr).
Oldest track record among peers (19 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.50% (lower mid).
3Y return: 15.25% (bottom quartile).
1Y return: -2.77% (bottom quartile).
Alpha: -1.28 (bottom quartile).
Sharpe: -0.02 (bottom quartile).
Information ratio: 0.21 (upper mid).

Invesco India Mid Cap Fund

Bottom quartile AUM (₹15,749 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 16.01% (bottom quartile).
3Y return: 20.56% (upper mid).
1Y return: -1.28% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.17 (lower mid).
Information ratio: 0.00 (lower mid).

Baroda Pioneer Mid-Cap Fund

Bottom quartile AUM (₹97 Cr).
Established history (16+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 15.89% (bottom quartile).
3Y return: 22.51% (top quartile).
1Y return: 26.24% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 3.23 (top quartile).
Information ratio: 0.00 (bottom quartile).

5 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 വൈവിധ്യമാർന്ന ഫണ്ടുകൾ അല്ലെങ്കിൽ മൾട്ടി ക്യാപ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
HDFC Equity Fund Growth	₹1,978.12 ↑ 12.86	₹108,547	-3.8	1	-5.4	15	14.7	11.4
Nippon India Multi Cap Fund Growth	₹280.857 ↑ 1.53	₹53,767	-7.1	-5.8	-8.6	11.3	14.2	4.1
BNP Paribas Multi Cap Fund Growth	₹73.5154 ↓ -0.01	₹588	-4.6	-2.6	19.3	17.3	13.6
Aditya Birla Sun Life Manufacturing Equity Fund Growth	₹37.37 ↑ 0.19	₹1,386	-1.6	5.2	10.2	19.1	13.4	3.5
JM Multicap Fund Growth	₹94.5326 ↑ 0.61	₹5,036	-3.4	0.9	-5.7	12	12.8	-6.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Oct 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	HDFC Equity Fund	Nippon India Multi Cap Fund	BNP Paribas Multi Cap Fund	Aditya Birla Sun Life Manufacturing Equity Fund	JM Multicap Fund
Point 1	Highest AUM (₹108,547 Cr).	Upper mid AUM (₹53,767 Cr).	Bottom quartile AUM (₹588 Cr).	Bottom quartile AUM (₹1,386 Cr).	Lower mid AUM (₹5,036 Cr).
Point 2	Oldest track record among peers (31 yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Established history (11+ yrs).	Established history (18+ yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Top rated.	Not Rated.	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 14.70% (top quartile).	5Y return: 14.15% (upper mid).	5Y return: 13.57% (lower mid).	5Y return: 13.40% (bottom quartile).	5Y return: 12.84% (bottom quartile).
Point 6	3Y return: 15.01% (lower mid).	3Y return: 11.34% (bottom quartile).	3Y return: 17.28% (upper mid).	3Y return: 19.10% (top quartile).	3Y return: 12.05% (bottom quartile).
Point 7	1Y return: -5.41% (lower mid).	1Y return: -8.65% (bottom quartile).	1Y return: 19.34% (top quartile).	1Y return: 10.17% (upper mid).	1Y return: -5.69% (bottom quartile).
Point 8	Alpha: -0.68 (bottom quartile).	Alpha: -3.54 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 2.92 (top quartile).
Point 9	Sharpe: -0.35 (bottom quartile).	Sharpe: -0.36 (bottom quartile).	Sharpe: 2.86 (top quartile).	Sharpe: 0.81 (upper mid).	Sharpe: -0.17 (lower mid).
Point 10	Information ratio: 0.94 (top quartile).	Information ratio: 0.04 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.48 (upper mid).

HDFC Equity Fund

Highest AUM (₹108,547 Cr).
Oldest track record among peers (31 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.70% (top quartile).
3Y return: 15.01% (lower mid).
1Y return: -5.41% (lower mid).
Alpha: -0.68 (bottom quartile).
Sharpe: -0.35 (bottom quartile).
Information ratio: 0.94 (top quartile).

Nippon India Multi Cap Fund

Upper mid AUM (₹53,767 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.15% (upper mid).
3Y return: 11.34% (bottom quartile).
1Y return: -8.65% (bottom quartile).
Alpha: -3.54 (bottom quartile).
Sharpe: -0.36 (bottom quartile).
Information ratio: 0.04 (lower mid).

BNP Paribas Multi Cap Fund

Bottom quartile AUM (₹588 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.57% (lower mid).
3Y return: 17.28% (upper mid).
1Y return: 19.34% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 2.86 (top quartile).
Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Manufacturing Equity Fund

Bottom quartile AUM (₹1,386 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 13.40% (bottom quartile).
3Y return: 19.10% (top quartile).
1Y return: 10.17% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.81 (upper mid).
Information ratio: 0.00 (bottom quartile).

JM Multicap Fund

Lower mid AUM (₹5,036 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 12.84% (bottom quartile).
3Y return: 12.05% (bottom quartile).
1Y return: -5.69% (bottom quartile).
Alpha: 2.92 (top quartile).
Sharpe: -0.17 (lower mid).
Information ratio: 0.48 (upper mid).

5 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 സെക്ടർ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
SBI PSU Fund Growth	₹31.9318 ↑ 0.44	₹6,354	-6.2	-12.2	-5.3	18.4	19.7	11.3
LIC MF Infrastructure Fund Growth	₹51.1649 ↑ 0.30	₹1,153	-4.8	-1.8	0.2	19.9	18.5	-3.7
DSP India T.I.G.E.R Fund Growth	₹332.933 ↑ 2.28	₹6,265	-6.8	-4	3.8	17.9	18.5	-2.5
BOI AXA Manufacturing and Infrastructure Fund Growth	₹64.04 ↑ 0.87	₹984	-3.7	1.8	8.2	19.6	18.1	7.8
ICICI Prudential Infrastructure Fund Growth	₹184.22 ↑ 1.45	₹8,227	-8.9	-8.7	-9.1	14.7	17.9	6.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Oct 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI PSU Fund	LIC MF Infrastructure Fund	DSP India T.I.G.E.R Fund	BOI AXA Manufacturing and Infrastructure Fund	ICICI Prudential Infrastructure Fund
Point 1	Upper mid AUM (₹6,354 Cr).	Bottom quartile AUM (₹1,153 Cr).	Lower mid AUM (₹6,265 Cr).	Bottom quartile AUM (₹984 Cr).	Highest AUM (₹8,227 Cr).
Point 2	Established history (16+ yrs).	Established history (18+ yrs).	Oldest track record among peers (22 yrs).	Established history (16+ yrs).	Established history (21+ yrs).
Point 3	Rating: 2★ (lower mid).	Not Rated.	Top rated.	Not Rated.	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 19.71% (top quartile).	5Y return: 18.51% (upper mid).	5Y return: 18.50% (lower mid).	5Y return: 18.12% (bottom quartile).	5Y return: 17.87% (bottom quartile).
Point 6	3Y return: 18.39% (lower mid).	3Y return: 19.93% (top quartile).	3Y return: 17.93% (bottom quartile).	3Y return: 19.65% (upper mid).	3Y return: 14.68% (bottom quartile).
Point 7	1Y return: -5.27% (bottom quartile).	1Y return: 0.24% (lower mid).	1Y return: 3.82% (upper mid).	1Y return: 8.21% (top quartile).	1Y return: -9.12% (bottom quartile).
Point 8	Alpha: -0.21 (bottom quartile).	Alpha: 12.01 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 9	Sharpe: -0.14 (bottom quartile).	Sharpe: 0.27 (lower mid).	Sharpe: 0.38 (upper mid).	Sharpe: 0.70 (top quartile).	Sharpe: -0.15 (bottom quartile).
Point 10	Information ratio: -0.42 (bottom quartile).	Information ratio: 0.62 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).

SBI PSU Fund

Upper mid AUM (₹6,354 Cr).
Established history (16+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 19.71% (top quartile).
3Y return: 18.39% (lower mid).
1Y return: -5.27% (bottom quartile).
Alpha: -0.21 (bottom quartile).
Sharpe: -0.14 (bottom quartile).
Information ratio: -0.42 (bottom quartile).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,153 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 18.51% (upper mid).
3Y return: 19.93% (top quartile).
1Y return: 0.24% (lower mid).
Alpha: 12.01 (top quartile).
Sharpe: 0.27 (lower mid).
Information ratio: 0.62 (top quartile).

DSP India T.I.G.E.R Fund

Lower mid AUM (₹6,265 Cr).
Oldest track record among peers (22 yrs).
Top rated.
Risk profile: High.
5Y return: 18.50% (lower mid).
3Y return: 17.93% (bottom quartile).
1Y return: 3.82% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.38 (upper mid).
Information ratio: 0.00 (upper mid).

BOI AXA Manufacturing and Infrastructure Fund

Bottom quartile AUM (₹984 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: High.
5Y return: 18.12% (bottom quartile).
3Y return: 19.65% (upper mid).
1Y return: 8.21% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.70 (top quartile).
Information ratio: 0.00 (lower mid).

ICICI Prudential Infrastructure Fund

Highest AUM (₹8,227 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 17.87% (bottom quartile).
3Y return: 14.68% (bottom quartile).
1Y return: -9.12% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.15 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

2022-ലെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച ഹൈബ്രിഡ് മ്യൂച്വൽ ഫണ്ടുകൾ

ഹൈബ്രിഡ് ഫണ്ടുകൾ, എന്നും അറിയപ്പെടുന്നുബാലൻസ്ഡ് ഫണ്ട് കടത്തിന്റെയും ഇക്വിറ്റിയുടെയും സംയോജനത്തിൽ. ഒരു ഡെറ്റ് ഹൈബ്രിഡ് ഫണ്ടിന് ഡെറ്റ് സെക്യൂരിറ്റികളിലെ നിക്ഷേപത്തിന്റെ വലിയൊരു ഭാഗം ഉണ്ടായിരിക്കാം, ഒരു ഇക്വിറ്റി ഹൈബ്രിഡിന് ഇക്വിറ്റി ഉപകരണങ്ങളുടെ വലിയൊരു ഭാഗം ഉണ്ടായിരിക്കും. ബാലൻസ്ഡ് ഫണ്ടുകൾ നിക്ഷേപകരെ ആസ്വദിക്കാൻ മാത്രമല്ല അനുവദിക്കുന്നുമൂലധനം വളർച്ച, മാത്രമല്ല ലഭിക്കുംസ്ഥിര വരുമാനം കൃത്യമായ ഇടവേളകളിൽ.

3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ഹൈബ്രിഡ് ഡെറ്റ് ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Baroda Pioneer Conservative Hybrid Fund Growth	₹30.2092 ↑ 0.02	₹33	-1.7	-1.2	3.3	9.1	7.8
ICICI Prudential MIP 25 Growth	₹77.8199 ↑ 0.13	₹3,270	-1.9	0.2	0.2	7.7	7.1	7.9
Nippon India Hybrid Bond Fund Growth	₹61.7623 ↑ 0.09	₹977	-0.3	1.9	3.8	7.6	7.2	9.7
SBI Debt Hybrid Fund Growth	₹75.5268 ↑ 0.16	₹10,107	-1.3	0.9	1.7	7.6	7.4	6.7
DSP Regular Savings Fund Growth	₹60.1439 ↑ 0.13	₹175	-1.4	0.4	0.9	7.5	6.7	7.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Mar 22

Research Highlights & Commentary of 5 Funds showcased

Commentary	Baroda Pioneer Conservative Hybrid Fund	ICICI Prudential MIP 25	Nippon India Hybrid Bond Fund	SBI Debt Hybrid Fund	DSP Regular Savings Fund
Point 1	Bottom quartile AUM (₹33 Cr).	Upper mid AUM (₹3,270 Cr).	Lower mid AUM (₹977 Cr).	Highest AUM (₹10,107 Cr).	Bottom quartile AUM (₹175 Cr).
Point 2	Established history (22+ yrs).	Established history (22+ yrs).	Established history (22+ yrs).	Oldest track record among peers (25 yrs).	Established history (22+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (lower mid).	Rating: 5★ (upper mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately High.
Point 5	5Y return: 7.83% (top quartile).	5Y return: 7.11% (bottom quartile).	5Y return: 7.20% (lower mid).	5Y return: 7.45% (upper mid).	5Y return: 6.68% (bottom quartile).
Point 6	3Y return: 9.05% (top quartile).	3Y return: 7.71% (upper mid).	3Y return: 7.63% (lower mid).	3Y return: 7.58% (bottom quartile).	3Y return: 7.53% (bottom quartile).
Point 7	1Y return: 3.31% (upper mid).	1Y return: 0.21% (bottom quartile).	1Y return: 3.79% (top quartile).	1Y return: 1.74% (lower mid).	1Y return: 0.88% (bottom quartile).
Point 8	1M return: -1.08% (bottom quartile).	1M return: -0.50% (lower mid).	1M return: -0.21% (top quartile).	1M return: -0.67% (bottom quartile).	1M return: -0.37% (upper mid).
Point 9	Alpha: 0.25 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 1.70 (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: -0.32 (bottom quartile).
Point 10	Sharpe: 0.85 (top quartile).	Sharpe: -0.76 (bottom quartile).	Sharpe: 0.01 (upper mid).	Sharpe: -0.26 (lower mid).	Sharpe: -0.58 (bottom quartile).

Baroda Pioneer Conservative Hybrid Fund

Bottom quartile AUM (₹33 Cr).
Established history (22+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderate.
5Y return: 7.83% (top quartile).
3Y return: 9.05% (top quartile).
1Y return: 3.31% (upper mid).
1M return: -1.08% (bottom quartile).
Alpha: 0.25 (upper mid).
Sharpe: 0.85 (top quartile).

ICICI Prudential MIP 25

Upper mid AUM (₹3,270 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 7.11% (bottom quartile).
3Y return: 7.71% (upper mid).
1Y return: 0.21% (bottom quartile).
1M return: -0.50% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.76 (bottom quartile).

Nippon India Hybrid Bond Fund

Lower mid AUM (₹977 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderate.
5Y return: 7.20% (lower mid).
3Y return: 7.63% (lower mid).
1Y return: 3.79% (top quartile).
1M return: -0.21% (top quartile).
Alpha: 1.70 (top quartile).
Sharpe: 0.01 (upper mid).

SBI Debt Hybrid Fund

Highest AUM (₹10,107 Cr).
Oldest track record among peers (25 yrs).
Rating: 5★ (upper mid).
Risk profile: Moderate.
5Y return: 7.45% (upper mid).
3Y return: 7.58% (bottom quartile).
1Y return: 1.74% (lower mid).
1M return: -0.67% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.26 (lower mid).

DSP Regular Savings Fund

Bottom quartile AUM (₹175 Cr).
Established history (22+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 6.68% (bottom quartile).
3Y return: 7.53% (bottom quartile).
1Y return: 0.88% (bottom quartile).
1M return: -0.37% (upper mid).
Alpha: -0.32 (bottom quartile).
Sharpe: -0.58 (bottom quartile).

3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച 5 ഹൈബ്രിഡ് ഇക്വിറ്റി ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	0.5	10.5	27.1	16	14.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹41.1 ↑ 0.25	₹2,196	-1.7	1.5	6.8	14.6	12.7	-0.9
IDBI Hybrid Equity Fund Growth	₹17.1253 ↓ -0.01	₹179	7.8	9.8	12.1	14.4	7.1
Baroda Pioneer Hybrid Equity Fund Growth	₹81.2894 ↑ 0.36	₹389	-3.5	-0.8	14.8	14.3	11.2
Bandhan Hybrid Equity Fund Growth	₹27.052 ↑ 0.23	₹2,663	-2.6	1.5	-0.5	12.8	9.4	7.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 5 Funds showcased

Commentary	Sundaram Equity Hybrid Fund	BOI AXA Mid and Small Cap Equity and Debt Fund	IDBI Hybrid Equity Fund	Baroda Pioneer Hybrid Equity Fund	Bandhan Hybrid Equity Fund
Point 1	Lower mid AUM (₹1,954 Cr).	Upper mid AUM (₹2,196 Cr).	Bottom quartile AUM (₹179 Cr).	Bottom quartile AUM (₹389 Cr).	Highest AUM (₹2,663 Cr).
Point 2	Oldest track record among peers (26 yrs).	Established history (10+ yrs).	Established history (10+ yrs).	Established history (23+ yrs).	Established history (9+ yrs).
Point 3	Rating: 2★ (upper mid).	Not Rated.	Not Rated.	Top rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 14.20% (top quartile).	5Y return: 12.66% (upper mid).	5Y return: 7.09% (bottom quartile).	5Y return: 11.17% (lower mid).	5Y return: 9.43% (bottom quartile).
Point 6	3Y return: 16.03% (top quartile).	3Y return: 14.58% (upper mid).	3Y return: 14.43% (lower mid).	3Y return: 14.26% (bottom quartile).	3Y return: 12.81% (bottom quartile).
Point 7	1Y return: 27.10% (top quartile).	1Y return: 6.75% (bottom quartile).	1Y return: 12.06% (lower mid).	1Y return: 14.82% (upper mid).	1Y return: -0.54% (bottom quartile).
Point 8	1M return: 1.80% (upper mid).	1M return: -3.54% (bottom quartile).	1M return: 2.10% (top quartile).	1M return: -2.79% (bottom quartile).	1M return: -0.42% (lower mid).
Point 9	Alpha: 5.81 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: -0.26 (bottom quartile).	Alpha: 6.53 (upper mid).	Alpha: 6.68 (top quartile).
Point 10	Sharpe: 2.64 (top quartile).	Sharpe: 0.54 (bottom quartile).	Sharpe: 1.03 (lower mid).	Sharpe: 2.59 (upper mid).	Sharpe: 0.01 (bottom quartile).

Sundaram Equity Hybrid Fund

Lower mid AUM (₹1,954 Cr).
Oldest track record among peers (26 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.20% (top quartile).
3Y return: 16.03% (top quartile).
1Y return: 27.10% (top quartile).
1M return: 1.80% (upper mid).
Alpha: 5.81 (lower mid).
Sharpe: 2.64 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

Upper mid AUM (₹2,196 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.66% (upper mid).
3Y return: 14.58% (upper mid).
1Y return: 6.75% (bottom quartile).
1M return: -3.54% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.54 (bottom quartile).

IDBI Hybrid Equity Fund

Bottom quartile AUM (₹179 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.09% (bottom quartile).
3Y return: 14.43% (lower mid).
1Y return: 12.06% (lower mid).
1M return: 2.10% (top quartile).
Alpha: -0.26 (bottom quartile).
Sharpe: 1.03 (lower mid).

Baroda Pioneer Hybrid Equity Fund

Bottom quartile AUM (₹389 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 11.17% (lower mid).
3Y return: 14.26% (bottom quartile).
1Y return: 14.82% (upper mid).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (upper mid).
Sharpe: 2.59 (upper mid).

Bandhan Hybrid Equity Fund

Highest AUM (₹2,663 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 9.43% (bottom quartile).
3Y return: 12.81% (bottom quartile).
1Y return: -0.54% (bottom quartile).
1M return: -0.42% (lower mid).
Alpha: 6.68 (top quartile).
Sharpe: 0.01 (bottom quartile).

3 വർഷത്തെ ഏറ്റവും ഉയർന്ന വരുമാനമുള്ള മികച്ച ഗോൾഡ് ഫണ്ടുകൾ 2022

മ്യൂച്വൽ ഫണ്ടുകൾ വഴി സ്വർണത്തിലേക്ക് എക്സ്പോഷർ ചെയ്യാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർക്ക് മുൻഗണന നൽകാംസ്വർണ്ണത്തിൽ നിക്ഷേപിക്കുന്നു ഫണ്ടുകൾ. ഗോൾഡ് മ്യൂച്വൽ ഫണ്ടുകൾ സ്വർണ്ണത്തിൽ നിക്ഷേപിക്കുന്നുഇടിഎഫുകൾ (എക്സ്ചേഞ്ച്-ട്രേഡഡ് ഫണ്ടുകൾ). ഭൗതിക സ്വർണ്ണത്തിൽ നിന്ന് വ്യത്യസ്തമായി, അവ വാങ്ങാനും വീണ്ടെടുക്കാനും എളുപ്പമാണ്. കഴിഞ്ഞ 3 വർഷത്തിനിടയിൽ ഏറ്റവും ഉയർന്ന റിട്ടേൺ ലഭിച്ച ഗോൾഡ് ഫണ്ടുകൾ ഇനിപ്പറയുന്നവയാണ്.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
SBI Gold Fund Growth	₹40.9481 ↓ -0.26	₹17,423	-0.5	-4.5	16.6	30.9	22.7	71.5
ICICI Prudential Regular Gold Savings Fund Growth	₹43.2377 ↓ -0.37	₹7,067	-0.7	-4.6	16.3	30.8	22.5	72
Nippon India Gold Savings Fund Growth	₹53.4905 ↓ -0.35	₹7,353	-0.5	-4.4	16	30.6	22.5	71.2
HDFC Gold Fund Growth	₹41.7362 ↓ -0.26	₹12,013	-0.5	-4.4	16.3	30.6	22.5	71.3
Kotak Gold Fund Growth	₹53.7167 ↓ -0.33	₹6,996	-0.4	-4.4	16.1	30.6	22.2	70.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Oct 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI Gold Fund	ICICI Prudential Regular Gold Savings Fund	Nippon India Gold Savings Fund	HDFC Gold Fund	Kotak Gold Fund
Point 1	Highest AUM (₹17,423 Cr).	Bottom quartile AUM (₹7,067 Cr).	Lower mid AUM (₹7,353 Cr).	Upper mid AUM (₹12,013 Cr).	Bottom quartile AUM (₹6,996 Cr).
Point 2	Oldest track record among peers (15 yrs).	Established history (15+ yrs).	Established history (15+ yrs).	Established history (15+ yrs).	Established history (15+ yrs).
Point 3	Top rated.	Rating: 1★ (lower mid).	Rating: 2★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 22.71% (top quartile).	5Y return: 22.52% (upper mid).	5Y return: 22.46% (bottom quartile).	5Y return: 22.52% (lower mid).	5Y return: 22.23% (bottom quartile).
Point 6	3Y return: 30.92% (top quartile).	3Y return: 30.77% (upper mid).	3Y return: 30.64% (lower mid).	3Y return: 30.57% (bottom quartile).	3Y return: 30.56% (bottom quartile).
Point 7	1Y return: 16.57% (top quartile).	1Y return: 16.30% (upper mid).	1Y return: 16.04% (bottom quartile).	1Y return: 16.29% (lower mid).	1Y return: 16.13% (bottom quartile).
Point 8	1M return: -3.58% (lower mid).	1M return: -3.62% (bottom quartile).	1M return: -3.56% (upper mid).	1M return: -3.66% (bottom quartile).	1M return: -3.54% (top quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.79 (upper mid).	Sharpe: 0.75 (bottom quartile).	Sharpe: 0.74 (bottom quartile).	Sharpe: 0.78 (lower mid).	Sharpe: 0.85 (top quartile).

SBI Gold Fund

Highest AUM (₹17,423 Cr).
Oldest track record among peers (15 yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 22.71% (top quartile).
3Y return: 30.92% (top quartile).
1Y return: 16.57% (top quartile).
1M return: -3.58% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.79 (upper mid).

ICICI Prudential Regular Gold Savings Fund

Bottom quartile AUM (₹7,067 Cr).
Established history (15+ yrs).
Rating: 1★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.52% (upper mid).
3Y return: 30.77% (upper mid).
1Y return: 16.30% (upper mid).
1M return: -3.62% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.75 (bottom quartile).

Nippon India Gold Savings Fund

Lower mid AUM (₹7,353 Cr).
Established history (15+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.46% (bottom quartile).
3Y return: 30.64% (lower mid).
1Y return: 16.04% (bottom quartile).
1M return: -3.56% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.74 (bottom quartile).

HDFC Gold Fund

Upper mid AUM (₹12,013 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.52% (lower mid).
3Y return: 30.57% (bottom quartile).
1Y return: 16.29% (lower mid).
1M return: -3.66% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.78 (lower mid).

Kotak Gold Fund

Bottom quartile AUM (₹6,996 Cr).
Established history (15+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.23% (bottom quartile).
3Y return: 30.56% (bottom quartile).
1Y return: 16.13% (bottom quartile).
1M return: -3.54% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.85 (top quartile).

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.