কিভাবে বিনিয়োগ করে 10 কোটি পাবেন

Updated on September 21, 2025 , 74400 views

মাসিক মিউচুয়াল ফান্ড এসআইপি-এর মাধ্যমে বিনিয়োগ

বিনিয়োগ একটি মাধ্যমে একটি ইকুইটি মিউচুয়াল ফান্ড স্কিমেচুমুক আপনার দীর্ঘমেয়াদী লক্ষ্য অর্জনের সর্বোত্তম উপায়। এটি অন্যান্য সম্পদ শ্রেণীর তুলনায় উচ্চতর রিটার্ন অফার করার সম্ভাবনা রয়েছে। এটি আপনাকে মারতেও সাহায্য করতে পারেমুদ্রাস্ফীতি যা দীর্ঘমেয়াদী লক্ষ্য অর্জনের জন্য অপরিহার্য। তারা অনুকূল করও উপভোগ করে। এখন, দীর্ঘমেয়াদীমূলধন এক বছরের বেশি সময় ধরে থাকা বিনিয়োগের উপর লাভ কর কর-মুক্ত ছিল (18-19 FY-এর ইউনিয়ন বাজেট থেকে 1st FEB থেকে বছরে 1 লক্ষের বেশি লাভের উপর @ 10% কর দেওয়া হবে অর্থাৎ যদি কেউ দীর্ঘ সময়ে আর্থিক বছরে 1.1 লক্ষ লাভ করে- মেয়াদমূলধন লাভ তাকে ট্যাক্স দিতে হবে:1,10,000 - 1,00,000 = 10,000। 10,000 = 1,000 ইঞ্চিতে 10%করের).

মিউচুয়াল ফান্ডে কীভাবে 10 কোটি টাকা বিনিয়োগ করবেন

কিভাবে বিভিন্ন সময়সীমার মধ্যে 10 কোটি পেতে হয় তার উদাহরণ নিচে দেওয়া হলএসআইপিতে বিনিয়োগ (সিস্টেমেটিকবিনিয়োগ পরিকল্পনা) এরসেরা মিউচুয়াল ফান্ড.

1. কিভাবে 20 বছরে 10 কোটি টাকা পাওয়া যায়

মিউচুয়াল ফান্ড এসআইপি এর মাধ্যমে বিনিয়োগ শুরু করুন Rs. প্রতি মাসে 76,000

আপনি যদি টাকা জমা দিতে পারেন। প্রতি মাসে 76,000, অবিলম্বে একটি SIP শুরু করুনইক্যুইটি মিউচুয়াল ফান্ড. স্কিম নির্বাচন করতে আপনার সাহায্যের প্রয়োজন হলে, আপনি আমাদের প্রস্তাবিত ইক্যুইটি মিউচুয়াল ফান্ড পোর্টফোলিওগুলি পরীক্ষা করতে পারেন এবং আপনার উপর ভিত্তি করে একটি পোর্টফোলিও বেছে নিতে পারেনঝুকিপুন্ন ক্ষুধা এবং এসআইপি পরিমাণ। যদি আপনার পোর্টফোলিওযৌথ পুঁজি 14 শতাংশ বার্ষিক রিটার্ন অফার করতে পরিচালনা করে (যা এর চেয়ে কমসিএজিআর 1979 সালে প্রতিষ্ঠার পর থেকে BSE SENSEX দ্বারা অফার করা হয়েছে), আপনি নীচের দেখানো হিসাবে 20 বছরে 10 কোটি টাকার একটি কর্পাস তৈরি করতে সক্ষম হবেন।

ঐতিহাসিক রিটার্নের উপর ভিত্তি করে মূল অনুমান নিম্নরূপ:

অনুমান	ডেটা
বৃদ্ধির হার	14%
মুদ্রাস্ফীতি	ফ্যাক্টরড নয়
বিনিয়োগের পরিমাণ (pm)	76,000
সময় কাল	20 বছর
বিনিয়োগকৃত পরিমাণ	1,82,40,000
মোট কর্পাস	10,00,42,317
নেট লাভ	৮,১৮,০২,৩১৭

আরো বিস্তারিত আমাদের ব্যবহার করে কাজ করা যেতে পারেচুমুক ক্যালকুলেটর নীচের বোতামে ক্লিক করে-

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2. কিভাবে 15 বছরে 10 কোটি পাবেন

মিউচুয়াল ফান্ড এসআইপি এর মাধ্যমে বিনিয়োগ শুরু করুন Rs. 1,63,200 প্রতি মাসে

আপনি যদি প্রতি মাসে 1,63,200 টাকা বাঁচাতে পারেন, তাহলে ইক্যুইটি মিউচুয়াল ফান্ডে অবিলম্বে একটি SIP শুরু করুন। আপনার যদি স্কিম নির্বাচনের জন্য সাহায্যের প্রয়োজন হয়, আপনি আমাদের প্রস্তাবিত ইক্যুইটি মিউচুয়াল ফান্ড পোর্টফোলিওগুলি পরীক্ষা করতে পারেন এবং আপনার ঝুঁকির ক্ষুধা এবং SIP পরিমাণের উপর ভিত্তি করে একটি পোর্টফোলিও বেছে নিতে পারেন। যদি আপনার মিউচুয়াল ফান্ডের পোর্টফোলিও 14 শতাংশ বার্ষিক রিটার্ন অফার করতে পরিচালনা করে (যা 1979 সালে শুরু হওয়ার পর থেকে BSE SENSEX দ্বারা দেওয়া CAGR-এর চেয়ে কম), আপনি নীচের দেখানো হিসাবে 15 বছরে 10 কোটি টাকার একটি কর্পাস তৈরি করতে সক্ষম হবেন .

ঐতিহাসিক রিটার্নের উপর ভিত্তি করে মূল অনুমান নিম্নরূপ-

অনুমান	ডেটা
বৃদ্ধির হার	14%
মুদ্রাস্ফীতি	ফ্যাক্টরড নয়
বিনিয়োগের পরিমাণ (pm)	1,63,200
সময় কাল	15 বছর
বিনিয়োগকৃত পরিমাণ	2,93,76,000
মোট কর্পাস	10,00,17,737
নেট লাভ	7,06,41,737

নীচের বোতামে ক্লিক করে আমাদের এসআইপি ক্যালকুলেটর ব্যবহার করে আরও বিশদে কাজ করা যেতে পারে-

3. কিভাবে 10 বছরে 10 কোটি পাবেন

মিউচুয়াল ফান্ড এসআইপি এর মাধ্যমে বিনিয়োগ শুরু করুন Rs. 3,81,600 প্রতি মাসে

আপনি যদি প্রতি মাসে 3,81,600 টাকা বাঁচাতে পারেন, তাহলে ইক্যুইটি মিউচুয়াল ফান্ডে অবিলম্বে একটি SIP শুরু করুন। আপনার যদি স্কিম নির্বাচনের জন্য সাহায্যের প্রয়োজন হয়, আপনি আমাদের প্রস্তাবিত ইক্যুইটি মিউচুয়াল ফান্ড পোর্টফোলিওগুলি পরীক্ষা করতে পারেন এবং আপনার ঝুঁকির ক্ষুধা এবং SIP পরিমাণের উপর ভিত্তি করে একটি পোর্টফোলিও বেছে নিতে পারেন। যদি আপনার মিউচুয়াল ফান্ডের পোর্টফোলিও 14 শতাংশ বার্ষিক রিটার্ন অফার করতে পরিচালনা করে (যা 1979 সালে শুরু হওয়ার পর থেকে BSE SENSEX দ্বারা দেওয়া CAGR-এর চেয়ে কম), আপনি নীচের দেখানো হিসাবে 10 বছরে 10 কোটি টাকার একটি কর্পাস তৈরি করতে সক্ষম হবেন .

ঐতিহাসিক রিটার্নের উপর ভিত্তি করে মূল অনুমান নিম্নরূপ-

অনুমান	ডেটা
বৃদ্ধির হার	14%
মুদ্রাস্ফীতি	ফ্যাক্টরড নয়
বিনিয়োগের পরিমাণ (pm)	৩,৮১,৬০০
সময় কাল	10 বছর
বিনিয়োগকৃত পরিমাণ	৪,৫৭,৯২,০০০
মোট কর্পাস	10,00,14,072
নেট লাভ	৫,৪২,২২,০৭২

নিচের বোতামে ক্লিক করে আমাদের এসআইপি ক্যালকুলেটর ব্যবহার করে আরও বিস্তারিত জানা যাবে-

শীর্ষ 10 পারফর্মিং মিউচুয়াল ফান্ড

*ভিত্তিক তহবিলের তালিকাসম্পদ>= 200 কোটি & সাজানো হয়েছে5 বছরের CAGR রিটার্ন.

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Highest AUM (₹7,645 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 37.45% (top quartile).
3Y return: 28.96% (upper mid).
1Y return: -1.68% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.48 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding Larsen & Toubro Ltd (~9.2%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (24 Sep 25)	₹196.06 ↓ -0.62 (-0.32 %)
Net Assets (Cr)	₹7,645 on 31 Aug 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.48
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹17,110
31 Aug 22	₹20,943
31 Aug 23	₹27,806
31 Aug 24	₹44,803
31 Aug 25	₹43,202

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹756,118.
Net Profit of ₹456,118 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 25

Duration	Returns
1 Month	1.4%
3 Month	1.8%
6 Month	11%
1 Year	-1.7%
3 Year	29%
5 Year	37.5%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.4%
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%
2015	-3.4%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	8.25 Yr.
Sharmila D’mello	30 Jun 22	3.17 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	38.31%
Basic Materials	15.82%
Financial Services	15.42%
Utility	10.35%
Energy	7.15%
Real Estate	2.9%
Consumer Cyclical	1.92%
Communication Services	1.08%

Asset Allocation

Asset Class	Value
Cash	7.04%
Equity	92.96%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹727 Cr	1,998,954 ↑ 18,750
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	5%	₹370 Cr	11,079,473 ↑ 400,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	4%	₹312 Cr	2,268,659
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	4%	₹282 Cr	2,029,725 ↑ 100,000
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	3%	₹273 Cr	12,522,005
Vedanta Ltd (Basic Materials) Equity, Since 31 Jul 24 \| 500295	3%	₹267 Cr	6,279,591 ↑ 120,841
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹207 Cr	660,770
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹207 Cr	1,803,566
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	3%	₹203 Cr	1,896,057
CESC Ltd (Utilities) Equity, Since 30 Jun 23 \| CESC	2%	₹198 Cr	11,700,502 ↓ -300,000

2. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

Research Highlights for HDFC Infrastructure Fund

Lower mid AUM (₹2,483 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 34.70% (top quartile).
3Y return: 28.31% (upper mid).
1Y return: -4.33% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: -0.64 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding ICICI Bank Ltd (~7.6%).

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (24 Sep 25)	₹47.834 ↓ -0.07 (-0.14 %)
Net Assets (Cr)	₹2,483 on 31 Aug 25
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.06
Sharpe Ratio	-0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,545
31 Aug 22	₹19,604
31 Aug 23	₹26,941
31 Aug 24	₹42,708
31 Aug 25	₹39,954

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹705,310.
Net Profit of ₹405,310 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	11.3%
1 Year	-4.3%
3 Year	28.3%
5 Year	34.7%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23%
2023	55.4%
2022	19.3%
2021	43.2%
2020	-7.5%
2019	-3.4%
2018	-29%
2017	43.3%
2016	-1.9%
2015	-2.5%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Srinivasan Ramamurthy	12 Jan 24	1.64 Yr.
Dhruv Muchhal	22 Jun 23	2.2 Yr.

Data below for HDFC Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	38.91%
Financial Services	20.57%
Basic Materials	10.46%
Utility	6.9%
Energy	6.37%
Communication Services	3.71%
Real Estate	2.25%
Health Care	1.77%
Technology	1.36%
Consumer Cyclical	0.47%

Asset Allocation

Asset Class	Value
Cash	7.23%
Equity	92.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	8%	₹193 Cr	1,300,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	6%	₹141 Cr	700,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	5%	₹138 Cr	380,000
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	4%	₹99 Cr	1,400,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	3%	₹89 Cr	150,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	3%	₹87 Cr	758,285
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| 532555	3%	₹74 Cr	2,200,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹70 Cr	500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹67 Cr	350,000
G R Infraprojects Ltd (Industrials) Equity, Since 31 Jul 21 \| 543317	2%	₹57 Cr	470,000

3. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Upper mid AUM (₹2,884 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 34.42% (upper mid).
3Y return: 28.08% (lower mid).
1Y return: -3.41% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.64 (lower mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Larsen & Toubro Ltd (~8.2%).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (24 Sep 25)	₹142.712 ↓ -0.26 (-0.18 %)
Net Assets (Cr)	₹2,884 on 31 Aug 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹17,164
31 Aug 22	₹19,308
31 Aug 23	₹25,108
31 Aug 24	₹41,493
31 Aug 25	₹38,961

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹705,310.
Net Profit of ₹405,310 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 25

Duration	Returns
1 Month	1.1%
3 Month	2.6%
6 Month	11.2%
1 Year	-3.4%
3 Year	28.1%
5 Year	34.4%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.8%
2023	51.1%
2022	11.2%
2021	45.9%
2020	5.4%
2019	6%
2018	-10.7%
2017	43.3%
2016	8.4%
2015	2.1%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	3.87 Yr.
Kiran Sebastian	7 Feb 22	3.57 Yr.
Sandeep Manam	18 Oct 21	3.87 Yr.

Data below for Franklin Build India Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	35.65%
Utility	13.57%
Energy	12.61%
Financial Services	11.6%
Communication Services	7.94%
Basic Materials	5.39%
Real Estate	3.3%
Consumer Cyclical	3.01%
Technology	2.56%

Asset Allocation

Asset Class	Value
Cash	4.35%
Equity	95.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	8%	₹242 Cr	665,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| ICICIBANK	6%	₹178 Cr	1,200,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹177 Cr	300,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹167 Cr	1,200,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| 500312	5%	₹154 Cr	6,400,000 ↑ 400,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| 532555	5%	₹138 Cr	4,125,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	5%	₹136 Cr	710,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹107 Cr	1,000,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| 532898	4%	₹105 Cr	3,600,000
Sobha Ltd (Real Estate) Equity, Since 31 Aug 17 \| SOBHA	3%	₹88 Cr	547,553

4. Bandhan Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Bandhan Infrastructure Fund

Bottom quartile AUM (₹1,613 Cr).
Established history (14+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 34.25% (upper mid).
3Y return: 26.97% (lower mid).
1Y return: -10.34% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~91%).
Largest holding Kirloskar Brothers Ltd (~5.2%).

Below is the key information for Bandhan Infrastructure Fund

Bandhan Infrastructure Fund Growth
Launch Date	8 Mar 11
NAV (24 Sep 25)	₹50.081 ↓ -0.24 (-0.48 %)
Net Assets (Cr)	₹1,613 on 31 Aug 25
Category	Equity - Sectoral
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.1
Sharpe Ratio	-0.71
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹19,221
31 Aug 22	₹20,185
31 Aug 23	₹26,032
31 Aug 24	₹45,976
31 Aug 25	₹39,818

Bandhan Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹705,310.
Net Profit of ₹405,310 Invest Now

Returns for Bandhan Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 25

Duration	Returns
1 Month	1.3%
3 Month	0.6%
6 Month	9.8%
1 Year	-10.3%
3 Year	27%
5 Year	34.2%
10 Year
15 Year
Since launch	11.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.3%
2023	50.3%
2022	1.7%
2021	64.8%
2020	6.3%
2019	-5.3%
2018	-25.9%
2017	58.7%
2016	10.7%
2015	-0.2%

Fund Manager information for Bandhan Infrastructure Fund

Name	Since	Tenure
Vishal Biraia	24 Jan 24	1.6 Yr.
Ritika Behera	7 Oct 23	1.9 Yr.
Gaurav Satra	7 Jun 24	1.24 Yr.

Data below for Bandhan Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	52.91%
Utility	12.23%
Basic Materials	7.2%
Communication Services	4.75%
Energy	3.76%
Financial Services	3.28%
Health Care	2.19%
Technology	1.74%
Consumer Cyclical	1.38%
Real Estate	1.08%

Asset Allocation

Asset Class	Value
Cash	9.47%
Equity	90.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Dec 17 \| KIRLOSBROS	5%	₹87 Cr	443,385
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	4%	₹75 Cr	206,262
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 19 \| BHARTIARTL	4%	₹63 Cr	330,018
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 24 \| RELIANCE	4%	₹63 Cr	452,706
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| 532538	4%	₹61 Cr	49,772 ↓ -680
GPT Infraprojects Ltd (Industrials) Equity, Since 30 Nov 17 \| GPTINFRA	4%	₹61 Cr	4,733,244 ↓ -49,289
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 19 \| BEL	3%	₹55 Cr	1,431,700
PTC India Financial Services Ltd (Financial Services) Equity, Since 31 Dec 23 \| PFS	3%	₹52 Cr	12,400,122
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Dec 23 \| ADANIPORTS	3%	₹50 Cr	365,137
Ahluwalia Contracts (India) Ltd (Industrials) Equity, Since 30 Apr 15 \| AHLUCONT	3%	₹47 Cr	462,606

5. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Upper mid AUM (₹5,303 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 34.13% (upper mid).
3Y return: 26.61% (bottom quartile).
1Y return: -8.28% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
Largest holding Larsen & Toubro Ltd (~4.7%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (24 Sep 25)	₹316.809 ↓ -0.68 (-0.21 %)
Net Assets (Cr)	₹5,303 on 31 Aug 25
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.72
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹17,810
31 Aug 22	₹20,079
31 Aug 23	₹26,946
31 Aug 24	₹44,026
31 Aug 25	₹39,306

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹705,310.
Net Profit of ₹405,310 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 25

Duration	Returns
1 Month	1.2%
3 Month	2.7%
6 Month	11.6%
1 Year	-8.3%
3 Year	26.6%
5 Year	34.1%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32.4%
2023	49%
2022	13.9%
2021	51.6%
2020	2.7%
2019	6.7%
2018	-17.2%
2017	47%
2016	4.1%
2015	0.7%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	15.21 Yr.

Data below for DSP India T.I.G.E.R Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	29.21%
Basic Materials	15%
Utility	10.69%
Consumer Cyclical	9.02%
Financial Services	8.65%
Health Care	7.07%
Energy	5.32%
Communication Services	2.54%
Technology	2.17%
Real Estate	1.49%
Consumer Defensive	1.18%

Asset Allocation

Asset Class	Value
Cash	7.67%
Equity	92.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	5%	₹254 Cr	697,669
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| 532555	4%	₹239 Cr	7,145,883
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	3%	₹184 Cr	245,928
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Dec 24 \| AMBER	3%	₹165 Cr	207,277
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jan 25 \| 532898	3%	₹162 Cr	5,567,574
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	3%	₹145 Cr	1,608,534
Rainbow Childrens Medicare Ltd (Healthcare) Equity, Since 31 Jan 25 \| 543524	3%	₹143 Cr	935,870
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	2%	₹132 Cr	688,435
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	2%	₹126 Cr	164,204
Coal India Ltd (Energy) Equity, Since 31 Dec 23 \| COALINDIA	2%	₹125 Cr	3,321,453

6. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹995 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 32.78% (lower mid).
3Y return: 28.72% (upper mid).
1Y return: -1.65% (top quartile).
Alpha: -1.71 (bottom quartile).
Sharpe: -0.46 (top quartile).
Information ratio: 0.34 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Shakti Pumps (India) Ltd (~6.0%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (24 Sep 25)	₹50.1122 ↓ -0.22 (-0.44 %)
Net Assets (Cr)	₹995 on 31 Aug 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	-0.47
Information Ratio	0.34
Alpha Ratio	-1.71
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,396
31 Aug 22	₹18,753
31 Aug 23	₹23,082
31 Aug 24	₹41,121
31 Aug 25	₹37,159

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 25

Duration	Returns
1 Month	3.3%
3 Month	2%
6 Month	14.2%
1 Year	-1.7%
3 Year	28.7%
5 Year	32.8%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	47.8%
2023	44.4%
2022	7.9%
2021	46.6%
2020	-0.1%
2019	13.3%
2018	-14.6%
2017	42.2%
2016	-2.2%
2015	-6.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Yogesh Patil	18 Sep 20	4.96 Yr.
Mahesh Bendre	1 Jul 24	1.17 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	49.62%
Basic Materials	8.63%
Financial Services	8.16%
Consumer Cyclical	6.96%
Utility	6.68%
Technology	4.17%
Health Care	3.87%
Real Estate	3.65%
Communication Services	2.48%
Energy	0.92%

Asset Allocation

Asset Class	Value
Cash	4.87%
Equity	95.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	6%	₹62 Cr	693,857 ↑ 217,865
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹40 Cr	109,584 ↑ 6,093
REC Ltd (Financial Services) Equity, Since 31 Jul 23 \| 532955	3%	₹36 Cr	911,009 ↑ 289,485
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Jun 25 \| APOLLOHOSP	3%	₹35 Cr	46,843 ↑ 6,976
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	3%	₹33 Cr	94,287
Schneider Electric Infrastructure Ltd (Industrials) Equity, Since 31 Dec 23 \| SCHNEIDER	3%	₹32 Cr	319,302
Afcons Infrastructure Ltd (Industrials) Equity, Since 31 Oct 24 \| AFCONS	3%	₹31 Cr	769,765
Tata Power Co Ltd (Utilities) Equity, Since 29 Feb 24 \| 500400	3%	₹29 Cr	724,927
Avalon Technologies Ltd (Technology) Equity, Since 31 Jul 23 \| AVALON	3%	₹26 Cr	310,615 ↓ -6,871
Mahindra Lifespace Developers Ltd (Real Estate) Equity, Since 30 Jun 24 \| MAHLIFE	2%	₹25 Cr	666,245

7. Canara Robeco Infrastructure

T o g e n e r a t e income/capital appreciation by investing in equities and equity related instruments of companies in the infrastructure sector. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Canara Robeco Infrastructure

Bottom quartile AUM (₹889 Cr).
Established history (19+ yrs).
Not Rated.
Risk profile: High.
5Y return: 32.71% (lower mid).
3Y return: 25.49% (bottom quartile).
1Y return: -2.44% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.41 (top quartile).
Information ratio: 0.00 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Larsen & Toubro Ltd (~7.8%).

Below is the key information for Canara Robeco Infrastructure

Canara Robeco Infrastructure Growth
Launch Date	2 Dec 05
NAV (24 Sep 25)	₹163.2 ↓ -0.49 (-0.30 %)
Net Assets (Cr)	₹889 on 31 Aug 25
Category	Equity - Sectoral
AMC	Canara Robeco Asset Management Co. Ltd.
Rating	Not Rated
Risk	High
Expense Ratio	2.32
Sharpe Ratio	-0.41
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹17,138
31 Aug 22	₹20,330
31 Aug 23	₹23,805
31 Aug 24	₹39,908
31 Aug 25	₹38,048

Canara Robeco Infrastructure SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for Canara Robeco Infrastructure

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 25

Duration	Returns
1 Month	2.4%
3 Month	2.9%
6 Month	13.5%
1 Year	-2.4%
3 Year	25.5%
5 Year	32.7%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	35.3%
2023	41.2%
2022	9%
2021	56.1%
2020	9%
2019	2.3%
2018	-19.1%
2017	40.2%
2016	2.1%
2015	6.7%

Fund Manager information for Canara Robeco Infrastructure

Name	Since	Tenure
Vishal Mishra	26 Jun 21	4.19 Yr.
Shridatta Bhandwaldar	29 Sep 18	6.93 Yr.

Data below for Canara Robeco Infrastructure as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	45.06%
Utility	12.61%
Basic Materials	10.12%
Energy	8.15%
Financial Services	6.69%
Technology	5.72%
Consumer Cyclical	2.94%
Communication Services	2.85%
Real Estate	1.37%

Asset Allocation

Asset Class	Value
Cash	4.48%
Equity	95.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 11 \| LT	8%	₹72 Cr	197,901 ↑ 5,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	4%	₹39 Cr	279,250 ↑ 15,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 18 \| 532555	4%	₹36 Cr	1,066,480
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Jan 23 \| INDIGO	4%	₹34 Cr	58,250
State Bank of India (Financial Services) Equity, Since 31 Jul 24 \| SBIN	4%	₹34 Cr	430,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 19 \| BEL	4%	₹33 Cr	869,000 ↓ -50,000
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 Jan 24 \| 522275	4%	₹33 Cr	119,833 ↓ -3,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Oct 23 \| DIXON	3%	₹32 Cr	18,950 ↑ 1,750
Tata Power Co Ltd (Utilities) Equity, Since 30 Sep 24 \| 500400	3%	₹31 Cr	785,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Oct 09 \| 532898	3%	₹28 Cr	957,546

8. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Top quartile AUM (₹7,175 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 32.71% (bottom quartile).
3Y return: 29.02% (top quartile).
1Y return: -6.70% (lower mid).
Alpha: -3.51 (bottom quartile).
Sharpe: -0.66 (lower mid).
Information ratio: 0.79 (top quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~8.1%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (24 Sep 25)	₹351.7 ↓ -1.59 (-0.45 %)
Net Assets (Cr)	₹7,175 on 31 Aug 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.66
Information Ratio	0.79
Alpha Ratio	-3.51
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹16,203
31 Aug 22	₹17,964
31 Aug 23	₹24,415
31 Aug 24	₹40,684
31 Aug 25	₹36,526

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 25

Duration	Returns
1 Month	3.2%
3 Month	2.9%
6 Month	11.8%
1 Year	-6.7%
3 Year	29%
5 Year	32.7%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%
2015	0.3%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.28 Yr.
Rahul Modi	19 Aug 24	1.04 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	36.81%
Utility	23.31%
Energy	9.39%
Basic Materials	7.62%
Communication Services	6.62%
Consumer Cyclical	5.95%
Real Estate	2.85%
Financial Services	2.21%
Health Care	2.13%
Technology	1.83%

Asset Allocation

Asset Class	Value
Cash	1.28%
Equity	98.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	8%	₹594 Cr	4,275,000 ↑ 75,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	8%	₹558 Cr	16,699,999
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	7%	₹488 Cr	2,550,000 ↓ -50,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	6%	₹442 Cr	1,214,337 ↓ -100,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| 500400	4%	₹314 Cr	7,900,789
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| 500093	3%	₹239 Cr	3,617,014 ↑ 509,091
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	3%	₹214 Cr	175,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| 500103	3%	₹208 Cr	8,713,730
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Nov 22 \| KAYNES	3%	₹208 Cr	336,227
Carborundum Universal Ltd (Industrials) Equity, Since 30 Sep 23 \| CARBORUNIV	2%	₹168 Cr	1,800,000

9. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹5,179 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 32.43% (bottom quartile).
3Y return: 31.55% (top quartile).
1Y return: -2.32% (upper mid).
Alpha: -0.35 (lower mid).
Sharpe: -0.81 (bottom quartile).
Information ratio: -0.37 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~13.9%).

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (24 Sep 25)	₹32.223 ↓ -0.07 (-0.21 %)
Net Assets (Cr)	₹5,179 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.81
Information Ratio	-0.37
Alpha Ratio	-0.35
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹14,312
31 Aug 22	₹16,867
31 Aug 23	₹22,201
31 Aug 24	₹40,343
31 Aug 25	₹35,635

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 25

Duration	Returns
1 Month	3.9%
3 Month	1.4%
6 Month	9.3%
1 Year	-2.3%
3 Year	31.5%
5 Year	32.4%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.25 Yr.

Data below for SBI PSU Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	34.8%
Utility	29.58%
Energy	15.36%
Industrials	12.07%
Basic Materials	5.49%

Asset Allocation

Asset Class	Value
Cash	2.6%
Equity	97.31%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	14%	₹735 Cr	9,227,500 ↑ 650,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹497 Cr	12,975,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	9%	₹486 Cr	14,543,244 ↑ 2,400,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	9%	₹481 Cr	16,535,554 ↑ 1,400,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹458 Cr	25,750,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹319 Cr	9,700,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	5%	₹262 Cr	11,000,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹198 Cr	27,900,000
Oil India Ltd (Energy) Equity, Since 31 Mar 24 \| OIL	3%	₹169 Cr	3,850,000
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| 540755	3%	₹163 Cr	4,150,000

10. Kotak Infrastructure & Economic Reform Fund

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms.

Research Highlights for Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,313 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 31.24% (bottom quartile).
3Y return: 22.11% (bottom quartile).
1Y return: -8.69% (bottom quartile).
Alpha: -1.88 (bottom quartile).
Sharpe: -0.52 (upper mid).
Information ratio: -0.04 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Bharti Airtel Ltd (~7.4%).

Below is the key information for Kotak Infrastructure & Economic Reform Fund

Kotak Infrastructure & Economic Reform Fund Growth
Launch Date	25 Feb 08
NAV (24 Sep 25)	₹65.498 ↓ -0.43 (-0.64 %)
Net Assets (Cr)	₹2,313 on 31 Aug 25
Category	Equity - Sectoral
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.52
Information Ratio	-0.04
Alpha Ratio	-1.88
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹17,231
31 Aug 22	₹20,526
31 Aug 23	₹25,737
31 Aug 24	₹39,858
31 Aug 25	₹35,926

Kotak Infrastructure & Economic Reform Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for Kotak Infrastructure & Economic Reform Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Sep 25

Duration	Returns
1 Month	1.2%
3 Month	2.1%
6 Month	14.5%
1 Year	-8.7%
3 Year	22.1%
5 Year	31.2%
10 Year
15 Year
Since launch	11.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32.4%
2023	37.3%
2022	15.6%
2021	57.3%
2020	3.4%
2019	3.6%
2018	-19.6%
2017	45.3%
2016	9.2%
2015	-0.2%

Fund Manager information for Kotak Infrastructure & Economic Reform Fund

Name	Since	Tenure
Nalin Bhatt	1 Oct 23	1.92 Yr.

Data below for Kotak Infrastructure & Economic Reform Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	44.55%
Basic Materials	14.91%
Communication Services	10.97%
Consumer Cyclical	10.29%
Energy	8.35%
Utility	4.88%
Real Estate	2.05%
Financial Services	1.72%
Technology	1.21%

Asset Allocation

Asset Class	Value
Cash	0.97%
Equity	99.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	7%	₹177 Cr	927,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	5%	₹125 Cr	900,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	5%	₹113 Cr	310,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Dec 11 \| 500387	5%	₹108 Cr	35,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 15 \| SOLARINDS	3%	₹77 Cr	54,000 ↓ -18,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 15 \| 532538	3%	₹73 Cr	60,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Aug 17 \| KPIL	3%	₹73 Cr	639,927
Bosch Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| 500530	3%	₹71 Cr	17,500
Kajaria Ceramics Ltd (Industrials) Equity, Since 31 Oct 16 \| 500233	3%	₹60 Cr	510,000 ↓ -90,000
VST Tillers Tractors Ltd (Industrials) Equity, Since 30 Apr 24 \| VSTTILLERS	3%	₹60 Cr	130,659

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