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ટોપ હાઈ રિસ્ક હાઈ રિટર્ન મ્યુચ્યુઅલ ફંડ્સ 2022

Updated on November 3, 2025 , 28875 views

ની દુનિયામાંરોકાણ, એવા રોકાણકારો છે જેઓ ઉચ્ચ જોખમવાળા ઉચ્ચ વળતરના રોકાણમાં માને છે. આ એવા રોકાણકારો માટે છે કે જેઓ વધુ વળતર મેળવવા માટે ઉચ્ચ જોખમ લેવા તૈયાર છે. ઇક્વિટી કેટલાકમ્યુચ્યુઅલ ફંડ આવી યોજનાઓ માટે સૌથી યોગ્ય છે. જોકે આ ફંડ્સ દ્વારા સૌથી વધુ અસર થાય છેબજાર અસ્થિરતા, પરંતુ તમે જેટલા લાંબા સમય સુધી રોકાણ કરશો, તેટલો સારો નફો કરવાની શક્યતાઓ વધારે છે.

High-risk-high-return

ચાલો સંપત્તિને મહત્તમ કરવા માટે અમારા આ ઉચ્ચ જોખમ ભંડોળ શોધવાની રીતો જોઈએ.

ઉચ્ચ જોખમવાળા મ્યુચ્યુઅલ ફંડ્સમાં રોકાણ કરવાની સ્માર્ટ રીતો

એક વ્યવસ્થિતરોકાણ યોજના (SIP) એ મ્યુચ્યુઅલ ફંડ્સમાં રોકાણનું કાર્યક્ષમ મોડ છે, ખાસ કરીનેઇક્વિટી ફંડ્સ. SIP પરવાનગી આપે છેરોકાણકાર સ્કીમમાં નિયમિતપણે નિશ્ચિત રકમનું રોકાણ કરવું. SIPનો એક મહત્વનો ફાયદો એ છે કે તે રૂપિયાની સરેરાશ કિંમતમાં મદદ કરે છે. જ્યારે તમે બજારની સ્થિતિને ધ્યાનમાં લીધા વિના, સમયાંતરે નિયમિતપણે રોકાણ કરો છો, ત્યારે જ્યારે બજાર ઓછું હોય ત્યારે તમને વધુ એકમો અને જ્યારે બજાર ઊંચું હોય ત્યારે ઓછા એકમો મળશે. આ તમારા મ્યુચ્યુઅલ ફંડ એકમોની ખરીદીની કિંમતને સરેરાશ બનાવે છે.

બીજો ફાયદો છેસંયોજન શક્તિ. જ્યારે તમે લાંબા સમય સુધી રોકાણ કરો છો ત્યારે તમારા પૈસા ચક્રવૃદ્ધિ થવા લાગે છે. સંચિત કોર્પસનું બજારમાં ફરીથી રોકાણ કરવામાં આવે છે અને તમે તમારા રોકાણ દ્વારા મેળવેલા વળતર પર વળતર મેળવો છો. આ એક વિશાળ ભંડોળ બનાવવામાં મદદ કરે છે જે તમને નિયમિત નાના રોકાણો સાથે તમારા લાંબા ગાળાના લક્ષ્યોને પ્રાપ્ત કરવામાં મદદ કરી શકે છે.

SIP ના કેટલાક અન્ય ફાયદાઓ છે:

  • ન્યૂનતમ રોકાણ INR 500 થી શરૂ થાય છે
  • લાંબા ગાળાની બચતની આદત બનાવે છે
  • લાંબા ગાળાના જોખમને ઘટાડે છે
  • લક્ષ્ય મુજબના રોકાણમાં મદદ કરે છે

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નાણાકીય વર્ષ 22 - 23 માં મ્યુચ્યુઅલ ફંડ્સમાં ઉચ્ચ જોખમ ઉચ્ચ લાભનું રોકાણ

1. સેક્ટર ઇક્વિટી ફંડ્સ

ક્ષેત્ર ભંડોળ ઇક્વિટી ફંડનો એક પ્રકાર છે જે બેન્કિંગ, ફાર્મા, ઇન્ફ્રા, વગેરે જેવા ચોક્કસ ક્ષેત્રમાં રોકાણ કરે છે. સેક્ટર-વિશિષ્ટ હોવાને કારણે, આ ફંડ્સને તમામ ઇક્વિટી ફંડ્સ કરતાં અત્યંત જોખમી ગણવામાં આવે છે. સેક્ટર ફંડ્સ તમારા પૈસાને બમણા કરી શકે છે અથવા મુશ્કેલીમાં મૂકી શકે છે, આમ રોકાણકારોજોખમની ભૂખ માત્ર સેક્ટર ફંડ્સમાં રોકાણ કરવાનું પસંદ કરવું જોઈએ. રોકાણ કરવાની યોજના ઘડી રહેલા રોકાણકારોને તેઓ જે ક્ષેત્ર/ઉદ્યોગમાં રોકાણ કરવા ઈચ્છે છે તેની ઊંડાણપૂર્વકની જાણકારી હોવી જોઈએ.

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹62.48
↓ -0.50
₹3,3745.47.112.216.120.18.7
ICICI Prudential Banking and Financial Services Fund Growth ₹136.53
↓ -0.82
₹9,6882.96.210.215.719.611.6
DSP Natural Resources and New Energy Fund Growth ₹96.723
↓ -0.95
₹1,2929.7157.621.727.513.9
Sundaram Rural and Consumption Fund Growth ₹100.741
↓ -0.25
₹1,5994.46.53.416.219.120.1
Franklin Build India Fund Growth ₹144.244
↓ -1.20
₹2,88439.90.526.531.827.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Nov 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Banking And Financial Services FundICICI Prudential Banking and Financial Services FundDSP Natural Resources and New Energy FundSundaram Rural and Consumption FundFranklin Build India Fund
Point 1Upper mid AUM (₹3,374 Cr).Highest AUM (₹9,688 Cr).Bottom quartile AUM (₹1,292 Cr).Bottom quartile AUM (₹1,599 Cr).Lower mid AUM (₹2,884 Cr).
Point 2Established history (11+ yrs).Established history (17+ yrs).Established history (17+ yrs).Oldest track record among peers (19 yrs).Established history (16+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.
Point 55Y return: 20.11% (lower mid).5Y return: 19.65% (bottom quartile).5Y return: 27.45% (upper mid).5Y return: 19.11% (bottom quartile).5Y return: 31.80% (top quartile).
Point 63Y return: 16.07% (bottom quartile).3Y return: 15.73% (bottom quartile).3Y return: 21.74% (upper mid).3Y return: 16.17% (lower mid).3Y return: 26.47% (top quartile).
Point 71Y return: 12.16% (top quartile).1Y return: 10.19% (upper mid).1Y return: 7.63% (lower mid).1Y return: 3.38% (bottom quartile).1Y return: 0.52% (bottom quartile).
Point 8Alpha: -6.06 (bottom quartile).Alpha: -2.57 (lower mid).Alpha: 0.00 (top quartile).Alpha: -2.82 (bottom quartile).Alpha: 0.00 (upper mid).
Point 9Sharpe: -0.18 (upper mid).Sharpe: 0.03 (top quartile).Sharpe: -0.96 (bottom quartile).Sharpe: -0.36 (lower mid).Sharpe: -0.64 (bottom quartile).
Point 10Information ratio: 0.14 (upper mid).Information ratio: 0.32 (top quartile).Information ratio: 0.00 (lower mid).Information ratio: -0.05 (bottom quartile).Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,374 Cr).
  • Established history (11+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 20.11% (lower mid).
  • 3Y return: 16.07% (bottom quartile).
  • 1Y return: 12.16% (top quartile).
  • Alpha: -6.06 (bottom quartile).
  • Sharpe: -0.18 (upper mid).
  • Information ratio: 0.14 (upper mid).

ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹9,688 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 19.65% (bottom quartile).
  • 3Y return: 15.73% (bottom quartile).
  • 1Y return: 10.19% (upper mid).
  • Alpha: -2.57 (lower mid).
  • Sharpe: 0.03 (top quartile).
  • Information ratio: 0.32 (top quartile).

DSP Natural Resources and New Energy Fund

  • Bottom quartile AUM (₹1,292 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: High.
  • 5Y return: 27.45% (upper mid).
  • 3Y return: 21.74% (upper mid).
  • 1Y return: 7.63% (lower mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: -0.96 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Sundaram Rural and Consumption Fund

  • Bottom quartile AUM (₹1,599 Cr).
  • Oldest track record among peers (19 yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.11% (bottom quartile).
  • 3Y return: 16.17% (lower mid).
  • 1Y return: 3.38% (bottom quartile).
  • Alpha: -2.82 (bottom quartile).
  • Sharpe: -0.36 (lower mid).
  • Information ratio: -0.05 (bottom quartile).

Franklin Build India Fund

  • Lower mid AUM (₹2,884 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 31.80% (top quartile).
  • 3Y return: 26.47% (top quartile).
  • 1Y return: 0.52% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.64 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

2. મિડ એન્ડ સ્મોલ કેપ ફંડ્સ

મધ્ય અનેસ્મોલ કેપ ફંડ્સ છેલ્લા કેટલાક વર્ષોમાં ખૂબ જ ધ્યાન ખેંચ્યું છે.મિડ કેપ ફંડ્સ મધ્યમ કદની અને નાની કેપની કંપનીઓમાં રોકાણ કરો જે સ્ટાર્ટ-અપ કંપનીઓ અથવા કદમાં નાની કંપનીઓના શેરોમાં રોકાણ કરો. સામાન્ય રીતે, મિડ-કેપ્સ એવી કંપનીઓમાં રોકાણ કરે છે કે જેની માર્કેટ કેપ INR 500 Cr થી INR 1000 Cr હોય, જ્યારે, સ્મોલ કેપ્સને સામાન્ય રીતે લગભગ INR 500 કરોડની માર્કેટ કેપ ધરાવતી કંપનીઓ તરીકે વ્યાખ્યાયિત કરવામાં આવે છે. આ ફંડ્સને જોખમી ગણવામાં આવે છે, આમ ઉચ્ચ જોખમની ભૂખ ધરાવતા રોકાણકારોએ માત્ર આ ફંડ્સમાં જ રોકાણ કરવું જોઈએ. પરંતુ, આ ફંડ્સ સૌથી વધુ ઉભરતા વ્યવસાયોમાં રોકાણ કરે છે, તેથી તેમની પાસે સારું વળતર આપવાની ક્ષમતા છે. રોકાણકારને આ ફંડ્સમાં લાંબા સમય સુધી રોકાણ કરવાનું સલાહ આપવામાં આવે છે.

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Aditya Birla Sun Life Small Cap Fund Growth ₹87.3528
↓ -0.96
₹4,8243.614.2-0.918.723.621.5
SBI Small Cap Fund Growth ₹172.419
↓ -2.33
₹35,24528.9-4.614.323.424.1
Kotak Emerging Equity Scheme Growth ₹136.81
↓ -1.78
₹56,9882.2156.921.626.833.6
Sundaram Mid Cap Fund Growth ₹1,427.9
↓ -18.18
₹12,5014.813.5423.72632
HDFC Small Cap Fund Growth ₹142.379
↓ -1.82
₹36,2942.517.53.222.830.720.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Nov 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Small Cap FundSBI Small Cap FundKotak Emerging Equity SchemeSundaram Mid Cap FundHDFC Small Cap Fund
Point 1Bottom quartile AUM (₹4,824 Cr).Lower mid AUM (₹35,245 Cr).Highest AUM (₹56,988 Cr).Bottom quartile AUM (₹12,501 Cr).Upper mid AUM (₹36,294 Cr).
Point 2Established history (18+ yrs).Established history (16+ yrs).Established history (18+ yrs).Oldest track record among peers (23 yrs).Established history (17+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 23.56% (bottom quartile).5Y return: 23.41% (bottom quartile).5Y return: 26.83% (upper mid).5Y return: 26.04% (lower mid).5Y return: 30.74% (top quartile).
Point 63Y return: 18.66% (bottom quartile).3Y return: 14.33% (bottom quartile).3Y return: 21.64% (lower mid).3Y return: 23.68% (top quartile).3Y return: 22.81% (upper mid).
Point 71Y return: -0.88% (bottom quartile).1Y return: -4.60% (bottom quartile).1Y return: 6.93% (top quartile).1Y return: 4.01% (upper mid).1Y return: 3.20% (lower mid).
Point 8Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 5.63 (top quartile).Alpha: 2.99 (upper mid).Alpha: 0.00 (bottom quartile).
Point 9Sharpe: -0.56 (bottom quartile).Sharpe: -0.72 (bottom quartile).Sharpe: -0.21 (top quartile).Sharpe: -0.33 (upper mid).Sharpe: -0.33 (lower mid).
Point 10Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: -0.12 (bottom quartile).Information ratio: 0.22 (top quartile).Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Small Cap Fund

  • Bottom quartile AUM (₹4,824 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 23.56% (bottom quartile).
  • 3Y return: 18.66% (bottom quartile).
  • 1Y return: -0.88% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.56 (bottom quartile).
  • Information ratio: 0.00 (upper mid).

SBI Small Cap Fund

  • Lower mid AUM (₹35,245 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.41% (bottom quartile).
  • 3Y return: 14.33% (bottom quartile).
  • 1Y return: -4.60% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.72 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Kotak Emerging Equity Scheme

  • Highest AUM (₹56,988 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 26.83% (upper mid).
  • 3Y return: 21.64% (lower mid).
  • 1Y return: 6.93% (top quartile).
  • Alpha: 5.63 (top quartile).
  • Sharpe: -0.21 (top quartile).
  • Information ratio: -0.12 (bottom quartile).

Sundaram Mid Cap Fund

  • Bottom quartile AUM (₹12,501 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 26.04% (lower mid).
  • 3Y return: 23.68% (top quartile).
  • 1Y return: 4.01% (upper mid).
  • Alpha: 2.99 (upper mid).
  • Sharpe: -0.33 (upper mid).
  • Information ratio: 0.22 (top quartile).

HDFC Small Cap Fund

  • Upper mid AUM (₹36,294 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 30.74% (top quartile).
  • 3Y return: 22.81% (upper mid).
  • 1Y return: 3.20% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.33 (lower mid).
  • Information ratio: 0.00 (bottom quartile).

3. લાર્જ કેપ ફંડ્સ

લાર્જ કેપ ફંડ્સ ઇક્વિટી ફંડ્સમાં સૌથી વધુ લોકપ્રિય છે. આ ભંડોળ કદમાં મોટી હોય તેવી કંપનીઓના શેરોમાં રોકાણ કરે છે. આ એવી પેઢી છે જે બજારમાં સારી રીતે સ્થાપિત છે અને તેમના ઉદ્યોગમાં અગ્રણી છે. ઐતિહાસિક રીતે, લાર્જ-કેપ ફંડ્સે સારું વળતર આપ્યું છે. અને, કારણ કે આ ફંડ્સ મોટી કંપનીઓમાં રોકાણ કરે છે, જોખમ મિડ અને સ્મોલ કેપ ફંડ્સ કરતાં ઓછું હોય છે.

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Nippon India Large Cap Fund Growth ₹92.6954
↓ -0.57
₹45,0123.88.28.11924.618.2
Aditya Birla Sun Life Frontline Equity Fund Growth ₹537.2
↓ -3.36
₹29,8673.56.56.715.41915.6
ICICI Prudential Bluechip Fund Growth ₹112.8
↓ -0.22
₹71,8403.75.95.517.620.716.9
Indiabulls Blue Chip Fund Growth ₹43.76
↓ -0.22
₹1273.695.313.715.812.5
SBI Bluechip Fund Growth ₹94.1111
↓ -0.29
₹52,4213.15.93.713.817.712.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Nov 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryNippon India Large Cap FundAditya Birla Sun Life Frontline Equity FundICICI Prudential Bluechip FundIndiabulls Blue Chip FundSBI Bluechip Fund
Point 1Lower mid AUM (₹45,012 Cr).Bottom quartile AUM (₹29,867 Cr).Highest AUM (₹71,840 Cr).Bottom quartile AUM (₹127 Cr).Upper mid AUM (₹52,421 Cr).
Point 2Established history (18+ yrs).Oldest track record among peers (23 yrs).Established history (17+ yrs).Established history (13+ yrs).Established history (19+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 24.56% (top quartile).5Y return: 19.01% (lower mid).5Y return: 20.68% (upper mid).5Y return: 15.76% (bottom quartile).5Y return: 17.69% (bottom quartile).
Point 63Y return: 18.98% (top quartile).3Y return: 15.39% (lower mid).3Y return: 17.61% (upper mid).3Y return: 13.74% (bottom quartile).3Y return: 13.79% (bottom quartile).
Point 71Y return: 8.12% (top quartile).1Y return: 6.73% (upper mid).1Y return: 5.49% (lower mid).1Y return: 5.32% (bottom quartile).1Y return: 3.67% (bottom quartile).
Point 8Alpha: 2.49 (top quartile).Alpha: 0.89 (bottom quartile).Alpha: 1.67 (upper mid).Alpha: -0.05 (bottom quartile).Alpha: 1.27 (lower mid).
Point 9Sharpe: -0.40 (top quartile).Sharpe: -0.57 (bottom quartile).Sharpe: -0.51 (lower mid).Sharpe: -0.63 (bottom quartile).Sharpe: -0.50 (upper mid).
Point 10Information ratio: 1.96 (top quartile).Information ratio: 0.84 (lower mid).Information ratio: 1.64 (upper mid).Information ratio: 0.12 (bottom quartile).Information ratio: -0.10 (bottom quartile).

Nippon India Large Cap Fund

  • Lower mid AUM (₹45,012 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 24.56% (top quartile).
  • 3Y return: 18.98% (top quartile).
  • 1Y return: 8.12% (top quartile).
  • Alpha: 2.49 (top quartile).
  • Sharpe: -0.40 (top quartile).
  • Information ratio: 1.96 (top quartile).

Aditya Birla Sun Life Frontline Equity Fund

  • Bottom quartile AUM (₹29,867 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 19.01% (lower mid).
  • 3Y return: 15.39% (lower mid).
  • 1Y return: 6.73% (upper mid).
  • Alpha: 0.89 (bottom quartile).
  • Sharpe: -0.57 (bottom quartile).
  • Information ratio: 0.84 (lower mid).

ICICI Prudential Bluechip Fund

  • Highest AUM (₹71,840 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 20.68% (upper mid).
  • 3Y return: 17.61% (upper mid).
  • 1Y return: 5.49% (lower mid).
  • Alpha: 1.67 (upper mid).
  • Sharpe: -0.51 (lower mid).
  • Information ratio: 1.64 (upper mid).

Indiabulls Blue Chip Fund

  • Bottom quartile AUM (₹127 Cr).
  • Established history (13+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.76% (bottom quartile).
  • 3Y return: 13.74% (bottom quartile).
  • 1Y return: 5.32% (bottom quartile).
  • Alpha: -0.05 (bottom quartile).
  • Sharpe: -0.63 (bottom quartile).
  • Information ratio: 0.12 (bottom quartile).

SBI Bluechip Fund

  • Upper mid AUM (₹52,421 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.69% (bottom quartile).
  • 3Y return: 13.79% (bottom quartile).
  • 1Y return: 3.67% (bottom quartile).
  • Alpha: 1.27 (lower mid).
  • Sharpe: -0.50 (upper mid).
  • Information ratio: -0.10 (bottom quartile).

4. ડાઇવર્સિફાઇડ ફંડ્સ/મલ્ટી કેપ ફંડ્સ

વૈવિધ્યસભર ભંડોળ સમગ્ર માર્કેટ કેપિટલાઇઝેશન એટલે કે લાર્જ કેપ, મિડ અને સ્મોલ કેપ શેરોમાં રોકાણ કરો. આ ફંડ્સમાં બજાર અનુસાર તેમના પોર્ટફોલિયોને અનુકૂલિત કરવાની સુગમતા હોય છે. તેઓ સામાન્ય રીતે લાર્જ-કેપ શેરોમાં 40-60%, મિડ-કેપ શેરોમાં 10-40% અને સ્મોલ-કેપ શેરોમાં લગભગ 10% ની વચ્ચે ગમે ત્યાં રોકાણ કરે છે. કેટલીકવાર, સ્મોલ-કેપ્સનું એક્સપોઝર ખૂબ નાનું અથવા બિલકુલ નહીં હોય.

એવું કહેવાય છે કે ડાઇવર્સિફાઇડ ફંડ્સ જોખમને સંતુલિત કરે છે અને સામાન્ય રીતે સ્ટોક રોકાણો સાથે આવતી અસ્થિરતાને ઘટાડે છે. જો પોર્ટફોલિયોમાં એક ફંડ કામગીરી કરવામાં નિષ્ફળ જાય તો અન્યો ત્યાં વળતરને સંતુલિત કરવા માટે હોય છે. પરંતુ તેમ છતાં ઇક્વિટી ફંડ હોવાને કારણે જોખમ હજુ પણ ફંડમાં રહે છે.

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Kotak Standard Multicap Fund Growth ₹85.726
↓ -0.78
₹53,6262.88.39.216.31916.5
Motilal Oswal Multicap 35 Fund Growth ₹61.8969
↓ -0.72
₹13,6790.89.75.421.219.245.7
Mirae Asset India Equity Fund  Growth ₹115.248
↓ -0.39
₹39,4773.874.912.915.912.7
BNP Paribas Multi Cap Fund Growth ₹73.5154
↓ -0.01
₹588-4.6-2.619.317.313.6
Aditya Birla Sun Life Equity Fund Growth ₹1,846.12
↓ -16.67
₹22,9625.498.417.419.918.5
Bandhan Focused Equity Fund Growth ₹89.204
↓ -0.72
₹1,9192.79.85.818.817.530.3
SBI Magnum Multicap Fund Growth ₹111.383
↓ -0.57
₹22,01146.6412.917.714.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Nov 25

Research Highlights & Commentary of 7 Funds showcased

CommentaryKotak Standard Multicap FundMotilal Oswal Multicap 35 FundMirae Asset India Equity Fund BNP Paribas Multi Cap FundAditya Birla Sun Life Equity FundBandhan Focused Equity FundSBI Magnum Multicap Fund
Point 1Highest AUM (₹53,626 Cr).Lower mid AUM (₹13,679 Cr).Upper mid AUM (₹39,477 Cr).Bottom quartile AUM (₹588 Cr).Upper mid AUM (₹22,962 Cr).Bottom quartile AUM (₹1,919 Cr).Lower mid AUM (₹22,011 Cr).
Point 2Established history (16+ yrs).Established history (11+ yrs).Established history (17+ yrs).Established history (20+ yrs).Oldest track record among peers (27 yrs).Established history (19+ yrs).Established history (20+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 19.03% (upper mid).5Y return: 19.22% (upper mid).5Y return: 15.94% (bottom quartile).5Y return: 13.57% (bottom quartile).5Y return: 19.86% (top quartile).5Y return: 17.53% (lower mid).5Y return: 17.72% (lower mid).
Point 63Y return: 16.27% (lower mid).3Y return: 21.23% (top quartile).3Y return: 12.90% (bottom quartile).3Y return: 17.28% (lower mid).3Y return: 17.38% (upper mid).3Y return: 18.77% (upper mid).3Y return: 12.85% (bottom quartile).
Point 71Y return: 9.20% (upper mid).1Y return: 5.45% (lower mid).1Y return: 4.88% (bottom quartile).1Y return: 19.34% (top quartile).1Y return: 8.43% (upper mid).1Y return: 5.83% (lower mid).1Y return: 4.03% (bottom quartile).
Point 8Alpha: 3.91 (upper mid).Alpha: 9.76 (top quartile).Alpha: 1.60 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 2.31 (lower mid).Alpha: 2.56 (upper mid).Alpha: -2.09 (bottom quartile).
Point 9Sharpe: -0.37 (upper mid).Sharpe: -0.06 (upper mid).Sharpe: -0.52 (bottom quartile).Sharpe: 2.86 (top quartile).Sharpe: -0.46 (lower mid).Sharpe: -0.39 (lower mid).Sharpe: -0.79 (bottom quartile).
Point 10Information ratio: 0.19 (lower mid).Information ratio: 0.79 (top quartile).Information ratio: -0.17 (bottom quartile).Information ratio: 0.00 (lower mid).Information ratio: 0.70 (upper mid).Information ratio: 0.25 (upper mid).Information ratio: -0.72 (bottom quartile).

Kotak Standard Multicap Fund

  • Highest AUM (₹53,626 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 19.03% (upper mid).
  • 3Y return: 16.27% (lower mid).
  • 1Y return: 9.20% (upper mid).
  • Alpha: 3.91 (upper mid).
  • Sharpe: -0.37 (upper mid).
  • Information ratio: 0.19 (lower mid).

Motilal Oswal Multicap 35 Fund

  • Lower mid AUM (₹13,679 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 19.22% (upper mid).
  • 3Y return: 21.23% (top quartile).
  • 1Y return: 5.45% (lower mid).
  • Alpha: 9.76 (top quartile).
  • Sharpe: -0.06 (upper mid).
  • Information ratio: 0.79 (top quartile).

Mirae Asset India Equity Fund 

  • Upper mid AUM (₹39,477 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.94% (bottom quartile).
  • 3Y return: 12.90% (bottom quartile).
  • 1Y return: 4.88% (bottom quartile).
  • Alpha: 1.60 (lower mid).
  • Sharpe: -0.52 (bottom quartile).
  • Information ratio: -0.17 (bottom quartile).

BNP Paribas Multi Cap Fund

  • Bottom quartile AUM (₹588 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.57% (bottom quartile).
  • 3Y return: 17.28% (lower mid).
  • 1Y return: 19.34% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.86 (top quartile).
  • Information ratio: 0.00 (lower mid).

Aditya Birla Sun Life Equity Fund

  • Upper mid AUM (₹22,962 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 19.86% (top quartile).
  • 3Y return: 17.38% (upper mid).
  • 1Y return: 8.43% (upper mid).
  • Alpha: 2.31 (lower mid).
  • Sharpe: -0.46 (lower mid).
  • Information ratio: 0.70 (upper mid).

Bandhan Focused Equity Fund

  • Bottom quartile AUM (₹1,919 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.53% (lower mid).
  • 3Y return: 18.77% (upper mid).
  • 1Y return: 5.83% (lower mid).
  • Alpha: 2.56 (upper mid).
  • Sharpe: -0.39 (lower mid).
  • Information ratio: 0.25 (upper mid).

SBI Magnum Multicap Fund

  • Lower mid AUM (₹22,011 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.72% (lower mid).
  • 3Y return: 12.85% (bottom quartile).
  • 1Y return: 4.03% (bottom quartile).
  • Alpha: -2.09 (bottom quartile).
  • Sharpe: -0.79 (bottom quartile).
  • Information ratio: -0.72 (bottom quartile).

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Lower mid AUM (₹1,421 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 14.83% (bottom quartile).
  • 3Y return: 44.51% (top quartile).
  • 1Y return: 80.51% (top quartile).
  • Alpha: 3.15 (upper mid).
  • Sharpe: 1.80 (top quartile).
  • Information ratio: -1.09 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • Largest holding BGF World Gold I2 (~75.6%).
  • Top-3 holdings concentration ~99.8%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (04 Nov 25) ₹41.1982 ↓ -1.56   (-3.65 %)
Net Assets (Cr) ₹1,421 on 31 Aug 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.41
Sharpe Ratio 1.8
Information Ratio -1.09
Alpha Ratio 3.15
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹9,021
31 Oct 22₹6,936
31 Oct 23₹8,194
31 Oct 24₹11,716
31 Oct 25₹21,909

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 25

DurationReturns
1 Month -8.5%
3 Month 29.7%
6 Month 52.7%
1 Year 80.5%
3 Year 44.5%
5 Year 14.8%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.9%
2023 7%
2022 -7.7%
2021 -9%
2020 31.4%
2019 35.1%
2018 -10.7%
2017 -4%
2016 52.7%
2015 -18.5%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Jay Kothari1 Mar 1312.59 Yr.

Data below for DSP World Gold Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Basic Materials95.54%
Asset Allocation
Asset ClassValue
Cash1.83%
Equity95.6%
Debt0.01%
Other2.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
76%₹1,268 Cr1,456,030
↓ -89,620
VanEck Gold Miners ETF
- | GDX
23%₹389 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
1%₹18 Cr
Net Receivables/Payables
Net Current Assets | -
0%₹3 Cr

2. Franklin India Opportunities Fund

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Research Highlights for Franklin India Opportunities Fund

  • Upper mid AUM (₹7,509 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 27.52% (bottom quartile).
  • 3Y return: 29.95% (upper mid).
  • 1Y return: 6.59% (lower mid).
  • Alpha: 2.40 (upper mid).
  • Sharpe: -0.43 (upper mid).
  • Information ratio: 1.75 (top quartile).
  • Higher exposure to Consumer Cyclical vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~93%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding HDFC Bank Ltd (~5.0%).

Below is the key information for Franklin India Opportunities Fund

Franklin India Opportunities Fund
Growth
Launch Date 21 Feb 00
NAV (04 Nov 25) ₹262.338 ↓ -1.17   (-0.44 %)
Net Assets (Cr) ₹7,509 on 31 Aug 25
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 1.83
Sharpe Ratio -0.43
Information Ratio 1.75
Alpha Ratio 2.4
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹16,039
31 Oct 22₹15,668
31 Oct 23₹19,891
31 Oct 24₹32,356
31 Oct 25₹34,323

Franklin India Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for Franklin India Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 25

DurationReturns
1 Month 2.4%
3 Month 4.5%
6 Month 11.1%
1 Year 6.6%
3 Year 30%
5 Year 27.5%
10 Year
15 Year
Since launch 13.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 37.3%
2023 53.6%
2022 -1.9%
2021 29.7%
2020 27.3%
2019 5.4%
2018 -10.1%
2017 35.6%
2016 4.2%
2015 2.3%
Fund Manager information for Franklin India Opportunities Fund
NameSinceTenure
Kiran Sebastian7 Feb 223.65 Yr.
R. Janakiraman1 Apr 1312.51 Yr.
Sandeep Manam18 Oct 213.96 Yr.

Data below for Franklin India Opportunities Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Consumer Cyclical20.07%
Financial Services18.85%
Health Care12.76%
Technology11.87%
Basic Materials9.66%
Communication Services5.71%
Industrials4.42%
Energy4.34%
Utility2.78%
Consumer Defensive1.74%
Real Estate0.5%
Asset Allocation
Asset ClassValue
Cash7.28%
Equity92.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 24 | HDFCBANK
5%₹389 Cr4,087,942
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE
4%₹337 Cr2,472,229
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | 532215
4%₹334 Cr2,950,277
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 543320
4%₹311 Cr9,548,090
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 25 | MARUTI
4%₹272 Cr169,582
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | M&M
3%₹219 Cr637,966
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL
3%₹218 Cr1,158,502
Mphasis Ltd (Technology)
Equity, Since 30 Nov 24 | 526299
3%₹216 Cr814,231
NTPC Ltd (Utilities)
Equity, Since 31 Aug 22 | 532555
3%₹216 Cr6,333,312
Lemon Tree Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | LEMONTREE
3%₹213 Cr12,833,401

3. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

  • Bottom quartile AUM (₹1,341 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 31.35% (upper mid).
  • 3Y return: 29.55% (upper mid).
  • 1Y return: 6.86% (upper mid).
  • Alpha: 5.81 (top quartile).
  • Sharpe: -0.58 (lower mid).
  • Information ratio: -0.46 (bottom quartile).
  • Higher exposure to Utility vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding Bharat Electronics Ltd (~9.1%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund
Growth
Launch Date 18 Nov 09
NAV (06 Nov 25) ₹65.65 ↓ -1.05   (-1.57 %)
Net Assets (Cr) ₹1,341 on 31 Aug 25
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.14
Sharpe Ratio -0.58
Information Ratio -0.46
Alpha Ratio 5.81
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹15,830
31 Oct 22₹17,783
31 Oct 23₹22,422
31 Oct 24₹36,974
31 Oct 25₹38,950

Invesco India PSU Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502
Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 25

DurationReturns
1 Month 3.2%
3 Month 7.7%
6 Month 11.7%
1 Year 6.9%
3 Year 29.5%
5 Year 31.3%
10 Year
15 Year
Since launch 12.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 25.6%
2023 54.5%
2022 20.5%
2021 31.1%
2020 6.1%
2019 10.1%
2018 -16.9%
2017 24.3%
2016 17.9%
2015 2.5%
Fund Manager information for Invesco India PSU Equity Fund
NameSinceTenure
Hiten Jain1 Jul 250.25 Yr.
Sagar Gandhi1 Jul 250.25 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Utility29.05%
Industrials28.51%
Financial Services22.69%
Energy14.07%
Basic Materials4.39%
Asset Allocation
Asset ClassValue
Cash1.29%
Equity98.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL
9%₹128 Cr3,178,489
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
9%₹124 Cr1,426,314
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | 500547
8%₹110 Cr3,229,041
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL
8%₹107 Cr226,465
NTPC Ltd (Utilities)
Equity, Since 31 May 19 | 532555
7%₹105 Cr3,085,790
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 22 | 532898
7%₹101 Cr3,599,413
NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN
6%₹85 Cr8,790,786
NHPC Ltd (Utilities)
Equity, Since 31 Oct 22 | NHPC
5%₹66 Cr7,649,437
REC Ltd (Financial Services)
Equity, Since 31 Aug 23 | 532955
4%₹55 Cr1,485,615
GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 23 | 532155
4%₹54 Cr3,089,630

4. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

  • Upper mid AUM (₹5,179 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 32.25% (upper mid).
  • 3Y return: 28.88% (lower mid).
  • 1Y return: 1.83% (bottom quartile).
  • Alpha: -0.35 (bottom quartile).
  • Sharpe: -0.81 (bottom quartile).
  • Information ratio: -0.37 (lower mid).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding State Bank of India (~15.7%).

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (06 Nov 25) ₹33.3388 ↓ -0.36   (-1.08 %)
Net Assets (Cr) ₹5,179 on 31 Aug 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 1.89
Sharpe Ratio -0.81
Information Ratio -0.37
Alpha Ratio -0.35
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹16,381
31 Oct 22₹19,173
31 Oct 23₹24,318
31 Oct 24₹40,047
31 Oct 25₹42,467

SBI PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 25

DurationReturns
1 Month 2.1%
3 Month 7.4%
6 Month 10.3%
1 Year 1.8%
3 Year 28.9%
5 Year 32.3%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.5%
2023 54%
2022 29%
2021 32.4%
2020 -10%
2019 6%
2018 -23.8%
2017 21.9%
2016 16.2%
2015 -11.1%
Fund Manager information for SBI PSU Fund
NameSinceTenure
Rohit Shimpi1 Jun 241.33 Yr.

Data below for SBI PSU Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services36.21%
Utility29.89%
Energy13.58%
Industrials12.34%
Basic Materials5.79%
Asset Allocation
Asset ClassValue
Cash2.18%
Equity97.82%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN
16%₹866 Cr9,927,500
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL
9%₹524 Cr12,975,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 532555
9%₹495 Cr14,543,244
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 532898
8%₹463 Cr16,535,554
GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 532155
8%₹454 Cr25,750,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 500547
6%₹329 Cr9,700,000
Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 532134
5%₹284 Cr11,000,000
NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 526371
4%₹213 Cr27,900,000
Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | 532814
3%₹182 Cr2,427,235
Oil India Ltd (Energy)
Equity, Since 31 Mar 24 | OIL
3%₹159 Cr3,850,000

5. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹995 Cr).
  • Established history (17+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 30.15% (lower mid).
  • 3Y return: 28.59% (lower mid).
  • 1Y return: -2.51% (bottom quartile).
  • Alpha: -1.71 (bottom quartile).
  • Sharpe: -0.46 (lower mid).
  • Information ratio: 0.34 (upper mid).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Shakti Pumps (India) Ltd (~5.5%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund
Growth
Launch Date 29 Feb 08
NAV (06 Nov 25) ₹50.1221 ↓ -0.99   (-1.94 %)
Net Assets (Cr) ₹995 on 31 Aug 25
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.21
Sharpe Ratio -0.47
Information Ratio 0.34
Alpha Ratio -1.71
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹16,982
31 Oct 22₹18,599
31 Oct 23₹23,073
31 Oct 24₹39,075
31 Oct 25₹39,641

LIC MF Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208
Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 25

DurationReturns
1 Month 0.3%
3 Month 3.2%
6 Month 16.8%
1 Year -2.5%
3 Year 28.6%
5 Year 30.2%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 47.8%
2023 44.4%
2022 7.9%
2021 46.6%
2020 -0.1%
2019 13.3%
2018 -14.6%
2017 42.2%
2016 -2.2%
2015 -6.2%
Fund Manager information for LIC MF Infrastructure Fund
NameSinceTenure
Yogesh Patil18 Sep 205.04 Yr.
Mahesh Bendre1 Jul 241.25 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Industrials48.29%
Basic Materials9.85%
Consumer Cyclical8.84%
Financial Services8.09%
Utility6.27%
Technology4.21%
Health Care3.5%
Real Estate3.4%
Communication Services2.81%
Energy0.96%
Asset Allocation
Asset ClassValue
Cash3.77%
Equity96.23%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Shakti Pumps (India) Ltd (Industrials)
Equity, Since 31 Mar 24 | SHAKTIPUMP
6%₹57 Cr693,857
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT
4%₹40 Cr109,584
Afcons Infrastructure Ltd (Industrials)
Equity, Since 31 Oct 24 | AFCONS
3%₹35 Cr769,765
REC Ltd (Financial Services)
Equity, Since 31 Jul 23 | 532955
3%₹34 Cr911,009
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Jun 25 | APOLLOHOSP
3%₹33 Cr44,149
↓ -2,694
Avalon Technologies Ltd (Technology)
Equity, Since 31 Jul 23 | AVALON
3%₹31 Cr310,615
Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 500655
3%₹28 Cr94,287
Schneider Electric Infrastructure Ltd (Industrials)
Equity, Since 31 Dec 23 | SCHNEIDER
3%₹26 Cr319,302
Bharat Bijlee Ltd (Industrials)
Equity, Since 31 Jul 22 | BBL
2%₹25 Cr80,133
↑ 5,212
Cummins India Ltd (Industrials)
Equity, Since 31 May 21 | 500480
2%₹24 Cr62,276
↓ -5,131

6. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

Research Highlights for HDFC Infrastructure Fund

  • Lower mid AUM (₹2,483 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 34.76% (top quartile).
  • 3Y return: 27.53% (bottom quartile).
  • 1Y return: 3.10% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.64 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Higher exposure to Industrials vs peer median.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Equity-heavy allocation (~92%).
  • Largest holding ICICI Bank Ltd (~5.9%).

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund
Growth
Launch Date 10 Mar 08
NAV (06 Nov 25) ₹48.355 ↓ -0.46   (-0.95 %)
Net Assets (Cr) ₹2,483 on 31 Aug 25
Category Equity - Sectoral
AMC HDFC Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.06
Sharpe Ratio -0.64
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹19,027
31 Oct 22₹21,626
31 Oct 23₹29,679
31 Oct 24₹44,661
31 Oct 25₹45,504

HDFC Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹705,310.
Net Profit of ₹405,310
Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 25

DurationReturns
1 Month 2.2%
3 Month 3.2%
6 Month 10%
1 Year 3.1%
3 Year 27.5%
5 Year 34.8%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 23%
2023 55.4%
2022 19.3%
2021 43.2%
2020 -7.5%
2019 -3.4%
2018 -29%
2017 43.3%
2016 -1.9%
2015 -2.5%
Fund Manager information for HDFC Infrastructure Fund
NameSinceTenure
Srinivasan Ramamurthy12 Jan 241.72 Yr.
Dhruv Muchhal22 Jun 232.28 Yr.

Data below for HDFC Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Industrials38.53%
Financial Services19.18%
Basic Materials10.34%
Utility7.05%
Energy6.49%
Communication Services3.63%
Real Estate2.48%
Health Care1.76%
Technology1.57%
Consumer Cyclical0.49%
Asset Allocation
Asset ClassValue
Cash8.47%
Equity91.53%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 532174
6%₹148 Cr1,100,000
↓ -200,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT
6%₹139 Cr380,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | HDFCBANK
5%₹133 Cr1,400,000
Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | 522287
4%₹95 Cr758,557
↑ 272
J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL
4%₹89 Cr1,403,084
↑ 3,084
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Dec 21 | INDIGO
3%₹84 Cr150,000
NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | 532555
3%₹75 Cr2,200,646
↑ 646
Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE
3%₹68 Cr500,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 20 | BHARTIARTL
3%₹66 Cr350,000
State Bank of India (Financial Services)
Equity, Since 31 Mar 08 | SBIN
2%₹61 Cr704,361

7. Invesco India Mid Cap Fund

The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of mid cap companies. However, there can be no assurance that the funds objectives will be achieved.

Research Highlights for Invesco India Mid Cap Fund

  • Highest AUM (₹8,062 Cr).
  • Established history (18+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 28.00% (lower mid).
  • 3Y return: 27.26% (bottom quartile).
  • 1Y return: 14.68% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.14 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~100%).
  • Largest holding Swiggy Ltd (~5.1%).

Below is the key information for Invesco India Mid Cap Fund

Invesco India Mid Cap Fund
Growth
Launch Date 19 Apr 07
NAV (06 Nov 25) ₹183.99 ↓ -1.27   (-0.69 %)
Net Assets (Cr) ₹8,062 on 31 Aug 25
Category Equity - Mid Cap
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio 0.14
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹16,521
31 Oct 22₹16,892
31 Oct 23₹19,784
31 Oct 24₹30,612
31 Oct 25₹34,834

Invesco India Mid Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Returns for Invesco India Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 25

DurationReturns
1 Month 3.6%
3 Month 3.5%
6 Month 17.9%
1 Year 14.7%
3 Year 27.3%
5 Year 28%
10 Year
15 Year
Since launch 17%
Historical performance (Yearly) on absolute basis
YearReturns
2024 43.1%
2023 34.1%
2022 0.5%
2021 43.1%
2020 24.4%
2019 3.8%
2018 -5.3%
2017 44.3%
2016 1.1%
2015 6.4%
Fund Manager information for Invesco India Mid Cap Fund
NameSinceTenure
Aditya Khemani9 Nov 231.9 Yr.
Amit Ganatra1 Sep 232.08 Yr.

Data below for Invesco India Mid Cap Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services31.64%
Health Care18.35%
Consumer Cyclical17.8%
Industrials9.75%
Technology8.7%
Real Estate7.62%
Basic Materials4.47%
Communication Services1.35%
Asset Allocation
Asset ClassValue
Cash0.32%
Equity99.68%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Swiggy Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | SWIGGY
5%₹438 Cr10,362,004
↑ 598,276
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Jul 25 | 540611
5%₹434 Cr5,936,790
↑ 2,043,536
L&T Finance Ltd (Financial Services)
Equity, Since 31 Dec 23 | LTF
5%₹420 Cr16,854,973
Prestige Estates Projects Ltd (Real Estate)
Equity, Since 30 Nov 23 | PRESTIGE
4%₹365 Cr2,418,811
↑ 239,266
Max Financial Services Ltd (Financial Services)
Equity, Since 30 Nov 23 | 500271
4%₹331 Cr2,098,631
↑ 67,332
Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Mar 24 | 532296
4%₹327 Cr1,676,417
BSE Ltd (Financial Services)
Equity, Since 31 Dec 23 | BSE
4%₹310 Cr1,519,233
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 22 | JKCEMENT
4%₹301 Cr477,753
↑ 14,476
Global Health Ltd (Healthcare)
Equity, Since 30 Nov 23 | MEDANTA
3%₹289 Cr2,201,928
↑ 412,603
The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 22 | FEDERALBNK
3%₹282 Cr14,592,638

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