10 सर्वश्रेष्ठ निप्पॉन/रिलायंस एमएफ एसआईपी म्यूचुअल फंड 2022

Updated on January 26, 2026 , 60324 views

भरोसासिप म्यूचुअल फंड एक आदर्श तरीका हैम्युचुअल फंड में निवेशविशेष रूप से लंबे समय के लिए-टर्म प्लान. एक एसआईपी में, आप एक निर्धारित अंतराल पर एक छोटी राशि का निवेश कर सकते हैं, जिससे वर्षों में पर्याप्त कोष बनाने की संभावना पैदा होती है।

रिलायंस एसआईपी के जरिए आप जिस स्कीम में निवेश करना चाहते हैं, उसमें हर महीने कम से कम 100 रुपये जमा कर सकते हैंनिवेश नियमित रूप से एक छोटी सी राशि, आप भी अपना प्राप्त कर सकते हैंवित्तीय लक्ष्यों समय पर। लक्ष्य जैसेसेवानिवृत्ति योजना, विवाह, घर/कार की खरीद आदि, एक एसआईपी के माध्यम से प्राप्त किया जा सकता है।

रिलायंस एसआईपी फंड में निवेश क्यों करें?

SIP के कुछ प्रमुख लाभ हैं-

यह रुपये की औसत लागत प्रदान करता है
इससे लाभ होता हैकंपाउंडिंग की शक्ति
की कोई आवश्यकता नहीं हैमंडी समय
प्रति यूनिट कम लागत

जो निवेशक यहां निवेश करने के इच्छुक हैं, वे सबसे अच्छे रिलायंस एसआईपी हैंम्यूचुअल फंड्स इक्विटी श्रेणी में। इन फंडों को एयूएम जैसे पैरामीटर लेकर शॉर्टलिस्ट किया जाता है।नहीं हैं, पिछले प्रदर्शन, सहकर्मी औसत रिटर्न, आदि।

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महत्वपूर्ण सूचना

अक्टूबर 2019 से,रिलायंस म्यूचुअल फंड का नाम बदलकर निप्पॉन इंडिया म्यूचुअल फंड कर दिया गया है। निप्पॉन लाइफ ने रिलायंस निप्पॉन एसेट मैनेजमेंट (आरएनएएम) में बहुमत (75%) हिस्सेदारी हासिल कर ली है। कंपनी संरचना और प्रबंधन में कोई बदलाव किए बिना अपना परिचालन जारी रखेगी।

इक्विटी फंड के लिए बेस्ट निप्पॉन या रिलायंस म्यूचुअल फंड एसआईपी

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Power and Infra Fund Growth	₹330.582 ↑ 7.73	₹7,117	100	-7.1	-2.5	6.6	25.2	25.6	-0.5
Nippon India Value Fund Growth	₹227.467 ↑ 3.17	₹9,153	100	-2.5	2	11.6	22.5	21	4.2
Nippon India Multi Cap Fund Growth	₹285.364 ↑ 3.71	₹50,352	100	-6.5	-4	9.4	21	23.9	4.1
Nippon India Small Cap Fund Growth	₹157.628 ↑ 2.23	₹68,287	100	-7.9	-6.5	3.9	20.8	25.8	-4.7
Nippon India Quant Fund Growth	₹73.0153 ↑ 0.92	₹110	100	-0.7	3.6	13.7	20.7	19.5	7.8
Nippon India Pharma Fund Growth	₹487.136 ↑ 0.94	₹8,265	100	-4.9	-8	4.6	20.6	14.4	-3.3
Nippon India US Equity Opportunites Fund Growth	₹39.2977 ↑ 0.13	₹731	100	4.2	9.4	9.8	20.3	13.5	12.1
Nippon India Banking Fund Growth	₹656.577 ↑ 7.12	₹7,778	100	0.5	4.9	21.5	19.1	20.2	17.4
Nippon India Large Cap Fund Growth	₹90.8924 ↑ 0.84	₹50,876	100	-3.3	1.7	11.9	19	19.4	9.2
Nippon India Tax Saver Fund (ELSS) Growth	₹126.896 ↑ 1.42	₹15,260	500	-3.8	-0.6	11.3	17.4	18	6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Nippon India Power and Infra Fund	Nippon India Value Fund	Nippon India Multi Cap Fund	Nippon India Small Cap Fund	Nippon India Quant Fund	Nippon India Pharma Fund	Nippon India US Equity Opportunites Fund	Nippon India Banking Fund	Nippon India Large Cap Fund	Nippon India Tax Saver Fund (ELSS)
Point 1	Bottom quartile AUM (₹7,117 Cr).	Upper mid AUM (₹9,153 Cr).	Upper mid AUM (₹50,352 Cr).	Highest AUM (₹68,287 Cr).	Bottom quartile AUM (₹110 Cr).	Lower mid AUM (₹8,265 Cr).	Bottom quartile AUM (₹731 Cr).	Lower mid AUM (₹7,778 Cr).	Top quartile AUM (₹50,876 Cr).	Upper mid AUM (₹15,260 Cr).
Point 2	Established history (21+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).	Established history (15+ yrs).	Established history (17+ yrs).	Established history (21+ yrs).	Established history (10+ yrs).	Oldest track record among peers (22 yrs).	Established history (18+ yrs).	Established history (20+ yrs).
Point 3	Top rated.	Not Rated.	Rating: 2★ (lower mid).	Rating: 4★ (top quartile).	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Not Rated.	Rating: 3★ (upper mid).	Rating: 4★ (upper mid).	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 25.56% (top quartile).	5Y return: 21.03% (upper mid).	5Y return: 23.91% (upper mid).	5Y return: 25.76% (top quartile).	5Y return: 19.47% (lower mid).	5Y return: 14.44% (bottom quartile).	5Y return: 13.51% (bottom quartile).	5Y return: 20.20% (upper mid).	5Y return: 19.35% (lower mid).	5Y return: 18.03% (bottom quartile).
Point 6	3Y return: 25.16% (top quartile).	3Y return: 22.50% (top quartile).	3Y return: 21.00% (upper mid).	3Y return: 20.75% (upper mid).	3Y return: 20.68% (upper mid).	3Y return: 20.65% (lower mid).	3Y return: 20.27% (lower mid).	3Y return: 19.09% (bottom quartile).	3Y return: 19.03% (bottom quartile).	3Y return: 17.41% (bottom quartile).
Point 7	1Y return: 6.58% (bottom quartile).	1Y return: 11.56% (upper mid).	1Y return: 9.40% (lower mid).	1Y return: 3.93% (bottom quartile).	1Y return: 13.73% (top quartile).	1Y return: 4.58% (bottom quartile).	1Y return: 9.80% (lower mid).	1Y return: 21.54% (top quartile).	1Y return: 11.93% (upper mid).	1Y return: 11.29% (upper mid).
Point 8	Alpha: -15.06 (bottom quartile).	Alpha: -3.34 (bottom quartile).	Alpha: -1.30 (upper mid).	Alpha: -1.23 (upper mid).	Alpha: -1.40 (upper mid).	Alpha: -1.59 (lower mid).	Alpha: -8.07 (bottom quartile).	Alpha: -0.93 (top quartile).	Alpha: -0.94 (top quartile).	Alpha: -1.62 (lower mid).
Point 9	Sharpe: -0.20 (bottom quartile).	Sharpe: -0.07 (lower mid).	Sharpe: -0.05 (lower mid).	Sharpe: -0.42 (bottom quartile).	Sharpe: 0.18 (upper mid).	Sharpe: -0.52 (bottom quartile).	Sharpe: 0.46 (top quartile).	Sharpe: 0.85 (top quartile).	Sharpe: 0.29 (upper mid).	Sharpe: 0.06 (upper mid).
Point 10	Information ratio: 0.34 (lower mid).	Information ratio: 1.54 (top quartile).	Information ratio: 0.64 (upper mid).	Information ratio: -0.02 (bottom quartile).	Information ratio: 1.26 (upper mid).	Information ratio: -0.79 (bottom quartile).	Information ratio: -0.90 (bottom quartile).	Information ratio: 0.56 (upper mid).	Information ratio: 1.37 (top quartile).	Information ratio: 0.13 (lower mid).

Nippon India Power and Infra Fund

Bottom quartile AUM (₹7,117 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 25.56% (top quartile).
3Y return: 25.16% (top quartile).
1Y return: 6.58% (bottom quartile).
Alpha: -15.06 (bottom quartile).
Sharpe: -0.20 (bottom quartile).
Information ratio: 0.34 (lower mid).

Nippon India Value Fund

Upper mid AUM (₹9,153 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 21.03% (upper mid).
3Y return: 22.50% (top quartile).
1Y return: 11.56% (upper mid).
Alpha: -3.34 (bottom quartile).
Sharpe: -0.07 (lower mid).
Information ratio: 1.54 (top quartile).

Nippon India Multi Cap Fund

Upper mid AUM (₹50,352 Cr).
Established history (20+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 23.91% (upper mid).
3Y return: 21.00% (upper mid).
1Y return: 9.40% (lower mid).
Alpha: -1.30 (upper mid).
Sharpe: -0.05 (lower mid).
Information ratio: 0.64 (upper mid).

Nippon India Small Cap Fund

Highest AUM (₹68,287 Cr).
Established history (15+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 25.76% (top quartile).
3Y return: 20.75% (upper mid).
1Y return: 3.93% (bottom quartile).
Alpha: -1.23 (upper mid).
Sharpe: -0.42 (bottom quartile).
Information ratio: -0.02 (bottom quartile).

Nippon India Quant Fund

Bottom quartile AUM (₹110 Cr).
Established history (17+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.47% (lower mid).
3Y return: 20.68% (upper mid).
1Y return: 13.73% (top quartile).
Alpha: -1.40 (upper mid).
Sharpe: 0.18 (upper mid).
Information ratio: 1.26 (upper mid).

Nippon India Pharma Fund

Lower mid AUM (₹8,265 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 14.44% (bottom quartile).
3Y return: 20.65% (lower mid).
1Y return: 4.58% (bottom quartile).
Alpha: -1.59 (lower mid).
Sharpe: -0.52 (bottom quartile).
Information ratio: -0.79 (bottom quartile).

Nippon India US Equity Opportunites Fund

Bottom quartile AUM (₹731 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 13.51% (bottom quartile).
3Y return: 20.27% (lower mid).
1Y return: 9.80% (lower mid).
Alpha: -8.07 (bottom quartile).
Sharpe: 0.46 (top quartile).
Information ratio: -0.90 (bottom quartile).

Nippon India Banking Fund

Lower mid AUM (₹7,778 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 20.20% (upper mid).
3Y return: 19.09% (bottom quartile).
1Y return: 21.54% (top quartile).
Alpha: -0.93 (top quartile).
Sharpe: 0.85 (top quartile).
Information ratio: 0.56 (upper mid).

Nippon India Large Cap Fund

Top quartile AUM (₹50,876 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.35% (lower mid).
3Y return: 19.03% (bottom quartile).
1Y return: 11.93% (upper mid).
Alpha: -0.94 (top quartile).
Sharpe: 0.29 (upper mid).
Information ratio: 1.37 (top quartile).

Nippon India Tax Saver Fund (ELSS)

Upper mid AUM (₹15,260 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.03% (bottom quartile).
3Y return: 17.41% (bottom quartile).
1Y return: 11.29% (upper mid).
Alpha: -1.62 (lower mid).
Sharpe: 0.06 (upper mid).
Information ratio: 0.13 (lower mid).

*निधि के आधार पर सूचीसंपत्ति>= 100 करोड़ और क्रमबद्ध किया गया3 सालसीएजीआर रिटर्न.

1. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Bottom quartile AUM (₹7,117 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 25.56% (top quartile).
3Y return: 25.16% (top quartile).
1Y return: 6.58% (bottom quartile).
Alpha: -15.06 (bottom quartile).
Sharpe: -0.20 (bottom quartile).
Information ratio: 0.34 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding Reliance Industries Ltd (~10.0%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (28 Jan 26)	₹330.582 ↑ 7.73 (2.39 %)
Net Assets (Cr)	₹7,117 on 31 Dec 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.2
Information Ratio	0.34
Alpha Ratio	-15.06
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,888
31 Dec 22	₹16,512
31 Dec 23	₹26,089
31 Dec 24	₹33,115
31 Dec 25	₹32,946

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-4.1%
3 Month	-7.1%
6 Month	-2.5%
1 Year	6.6%
3 Year	25.2%
5 Year	25.6%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.5%
2023	26.9%
2022	58%
2021	10.9%
2020	48.9%
2019	10.8%
2018	-2.9%
2017	-21.1%
2016	61.7%
2015	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.61 Yr.
Rahul Modi	19 Aug 24	1.37 Yr.
Lokesh Maru	5 Sep 25	0.32 Yr.
Divya Sharma	5 Sep 25	0.32 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Industrials	32.98%
Utility	23%
Consumer Cyclical	10.79%
Energy	10.36%
Basic Materials	7.3%
Technology	4.55%
Communication Services	3.55%
Financial Services	2.54%
Real Estate	2.43%
Health Care	2.08%

Asset Allocation

Asset Class	Value
Cash	0.43%
Equity	99.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	10%	₹715 Cr	4,550,000 ↑ 125,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	8%	₹560 Cr	17,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	6%	₹435 Cr	1,064,337
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| 500400	4%	₹300 Cr	7,900,789
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	4%	₹253 Cr	1,200,000 ↓ -900,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	3%	₹200 Cr	170,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| 500103	3%	₹198 Cr	6,900,000 ↓ -1,100,838
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| 500093	3%	₹196 Cr	3,020,014
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| 500493	2%	₹173 Cr	1,179,635
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	2%	₹165 Cr	17,497,157 ↑ 350,000

2. Nippon India Value Fund

(Erstwhile Reliance Regular Savings Fund - Equity Plan)

The primary investment objective of this Option is to seek capital appreciation and/or to generate consistent returns by actively investing in equity/equity related securities.

Research Highlights for Nippon India Value Fund

Upper mid AUM (₹9,153 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 21.03% (upper mid).
3Y return: 22.50% (top quartile).
1Y return: 11.56% (upper mid).
Alpha: -3.34 (bottom quartile).
Sharpe: -0.07 (lower mid).
Information ratio: 1.54 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~8.7%).

Below is the key information for Nippon India Value Fund

Nippon India Value Fund Growth
Launch Date	8 Jun 05
NAV (28 Jan 26)	₹227.467 ↑ 3.17 (1.41 %)
Net Assets (Cr)	₹9,153 on 31 Dec 25
Category	Equity - Value
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	-0.07
Information Ratio	1.54
Alpha Ratio	-3.34
Min Investment	500
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,940
31 Dec 22	₹14,606
31 Dec 23	₹20,796
31 Dec 24	₹25,440
31 Dec 25	₹26,500

Nippon India Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Nippon India Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-1.5%
3 Month	-2.5%
6 Month	2%
1 Year	11.6%
3 Year	22.5%
5 Year	21%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.2%
2023	22.3%
2022	42.4%
2021	4.8%
2020	39.4%
2019	16.3%
2018	5.7%
2017	-8.4%
2016	45.7%
2015	-1.6%

Fund Manager information for Nippon India Value Fund

Name	Since	Tenure
Meenakshi Dawar	7 May 18	7.66 Yr.
Dhrumil Shah	1 Jan 23	3 Yr.
Kinjal Desai	25 May 18	7.61 Yr.
Lokesh Maru	5 Sep 25	0.32 Yr.
Divya Sharma	5 Sep 25	0.32 Yr.

Data below for Nippon India Value Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	34.98%
Technology	14.26%
Basic Materials	8.92%
Consumer Cyclical	8.87%
Industrials	8.8%
Energy	7.27%
Utility	5.38%
Health Care	4.14%
Communication Services	3.3%
Consumer Defensive	1.02%
Real Estate	0.36%

Asset Allocation

Asset Class	Value
Cash	2.7%
Equity	97.3%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 13 \| HDFCBANK	9%	₹801 Cr	8,079,200
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	4%	₹363 Cr	6,009,092 ↑ 500,000
Infosys Ltd (Technology) Equity, Since 31 Oct 11 \| INFY	4%	₹327 Cr	2,022,594 ↓ -178,185
State Bank of India (Financial Services) Equity, Since 28 Feb 15 \| SBIN	3%	₹320 Cr	3,261,159
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 18 \| 532174	3%	₹310 Cr	2,304,797
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 18 \| RELIANCE	3%	₹302 Cr	1,920,396
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 25 \| KOTAKBANK	3%	₹293 Cr	1,330,000
NTPC Ltd (Utilities) Equity, Since 31 May 22 \| 532555	3%	₹278 Cr	8,434,650
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 18 \| BHARTIARTL	3%	₹269 Cr	1,277,248
IndusInd Bank Ltd (Financial Services) Equity, Since 31 May 23 \| INDUSINDBK	3%	₹259 Cr	2,994,522

3. Nippon India Multi Cap Fund

(Erstwhile Reliance Equity Opportunities Fund)

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Multi Cap Fund

Upper mid AUM (₹50,352 Cr).
Established history (20+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 23.91% (upper mid).
3Y return: 21.00% (upper mid).
1Y return: 9.40% (lower mid).
Alpha: -1.30 (upper mid).
Sharpe: -0.05 (lower mid).
Information ratio: 0.64 (upper mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~5.4%).

Below is the key information for Nippon India Multi Cap Fund

Nippon India Multi Cap Fund Growth
Launch Date	28 Mar 05
NAV (28 Jan 26)	₹285.364 ↑ 3.71 (1.32 %)
Net Assets (Cr)	₹50,352 on 31 Dec 25
Category	Equity - Multi Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.57
Sharpe Ratio	-0.06
Information Ratio	0.64
Alpha Ratio	-1.3
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,891
31 Dec 22	₹16,994
31 Dec 23	₹23,474
31 Dec 24	₹29,536
31 Dec 25	₹30,734

Nippon India Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Nippon India Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-4.9%
3 Month	-6.5%
6 Month	-4%
1 Year	9.4%
3 Year	21%
5 Year	23.9%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	4.1%
2023	25.8%
2022	38.1%
2021	14.1%
2020	48.9%
2019	0%
2018	2.2%
2017	-2.2%
2016	40.9%
2015	-6.7%

Fund Manager information for Nippon India Multi Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	31 Mar 05	20.77 Yr.
Ashutosh Bhargava	1 Sep 21	4.34 Yr.
Kinjal Desai	25 May 18	7.61 Yr.
Lokesh Maru	5 Sep 25	0.32 Yr.
Divya Sharma	5 Sep 25	0.32 Yr.

Data below for Nippon India Multi Cap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	23.93%
Financial Services	23.31%
Industrials	16.17%
Health Care	9.48%
Basic Materials	5.74%
Utility	5.65%
Consumer Defensive	5.53%
Technology	5.19%
Energy	2.52%
Communication Services	1.44%

Asset Allocation

Asset Class	Value
Cash	1.03%
Equity	98.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	5%	₹2,733 Cr	27,569,796 ↑ 500,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 15 \| 532215	4%	₹1,795 Cr	14,140,351
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	3%	₹1,478 Cr	11,009,000 ↑ 2,500,000
Infosys Ltd (Technology) Equity, Since 30 Apr 09 \| INFY	3%	₹1,444 Cr	8,939,713 ↓ -243,518
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 May 12 \| 522275	3%	₹1,377 Cr	4,395,615 ↓ -401,443
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	3%	₹1,267 Cr	8,068,975 ↓ -1,500,000
Max Financial Services Ltd (Financial Services) Equity, Since 31 Mar 12 \| 500271	2%	₹1,203 Cr	7,196,331 ↓ -84,778
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 10 \| LT	2%	₹1,014 Cr	2,482,390
NTPC Ltd (Utilities) Equity, Since 30 Jun 23 \| 532555	2%	₹981 Cr	29,762,573
ITC Ltd (Consumer Defensive) Equity, Since 31 May 25 \| ITC	2%	₹927 Cr	23,013,819

4. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Small Cap Fund

Highest AUM (₹68,287 Cr).
Established history (15+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 25.76% (top quartile).
3Y return: 20.75% (upper mid).
1Y return: 3.93% (bottom quartile).
Alpha: -1.23 (upper mid).
Sharpe: -0.42 (bottom quartile).
Information ratio: -0.02 (bottom quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Multi Commodity Exchange of India Ltd (~3.0%).

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund Growth
Launch Date	16 Sep 10
NAV (28 Jan 26)	₹157.628 ↑ 2.23 (1.44 %)
Net Assets (Cr)	₹68,287 on 31 Dec 25
Category	Equity - Small Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.44
Sharpe Ratio	-0.42
Information Ratio	-0.02
Alpha Ratio	-1.23
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹17,434
31 Dec 22	₹18,574
31 Dec 23	₹27,661
31 Dec 24	₹34,872
31 Dec 25	₹33,217

Nippon India Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-5%
3 Month	-7.9%
6 Month	-6.5%
1 Year	3.9%
3 Year	20.8%
5 Year	25.8%
10 Year
15 Year
Since launch	19.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-4.7%
2023	26.1%
2022	48.9%
2021	6.5%
2020	74.3%
2019	29.2%
2018	-2.5%
2017	-16.7%
2016	63%
2015	5.6%

Fund Manager information for Nippon India Small Cap Fund

Name	Since	Tenure
Samir Rachh	2 Jan 17	9 Yr.
Kinjal Desai	25 May 18	7.61 Yr.
Lokesh Maru	5 Sep 25	0.32 Yr.
Divya Sharma	5 Sep 25	0.32 Yr.

Data below for Nippon India Small Cap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Industrials	19.8%
Financial Services	16.77%
Consumer Cyclical	14.25%
Consumer Defensive	11.36%
Basic Materials	10.68%
Health Care	9.29%
Technology	6.96%
Utility	3%
Energy	1.86%
Communication Services	1.26%
Real Estate	0.92%

Asset Allocation

Asset Class	Value
Cash	3.83%
Equity	96.17%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 28 Feb 21 \| MCX	3%	₹2,061 Cr	1,851,010
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 22 \| HDFCBANK	2%	₹1,318 Cr	13,300,000
State Bank of India (Financial Services) Equity, Since 31 Oct 19 \| SBIN	1%	₹1,016 Cr	10,347,848
Karur Vysya Bank Ltd (Financial Services) Equity, Since 28 Feb 17 \| 590003	1%	₹1,006 Cr	38,140,874
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 22 \| 500103	1%	₹848 Cr	29,507,422
Emami Ltd (Consumer Defensive) Equity, Since 31 Jul 23 \| 531162	1%	₹835 Cr	15,798,302 ↑ 2,923,504
eClerx Services Ltd (Technology) Equity, Since 31 Jul 20 \| ECLERX	1%	₹804 Cr	1,712,794
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 24 \| RELIANCE	1%	₹780 Cr	4,964,128
Zydus Wellness Ltd (Consumer Defensive) Equity, Since 31 Aug 16 \| ZYDUSWELL	1%	₹775 Cr	17,048,030 ↑ 200,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| 532215	1%	₹759 Cr	5,977,976

5. Nippon India Quant Fund

(Erstwhile Reliance Quant Plus Fund)

The investment objective of the scheme is to generate capital appreciation through investment in equity and equity related instruments. The scheme will seek to generate capital appreciation by investing in an active portfolio of stocks selected from Nifty 50 on the basis of a mathematical model.

Research Highlights for Nippon India Quant Fund

Bottom quartile AUM (₹110 Cr).
Established history (17+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.47% (lower mid).
3Y return: 20.68% (upper mid).
1Y return: 13.73% (top quartile).
Alpha: -1.40 (upper mid).
Sharpe: 0.18 (upper mid).
Information ratio: 1.26 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~7.5%).

Below is the key information for Nippon India Quant Fund

Nippon India Quant Fund Growth
Launch Date	18 Apr 08
NAV (28 Jan 26)	₹73.0153 ↑ 0.92 (1.28 %)
Net Assets (Cr)	₹110 on 31 Dec 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.97
Sharpe Ratio	0.18
Information Ratio	1.26
Alpha Ratio	-1.4
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,133
31 Dec 22	₹14,107
31 Dec 23	₹19,054
31 Dec 24	₹22,850
31 Dec 25	₹24,641

Nippon India Quant Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Nippon India Quant Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-1%
3 Month	-0.7%
6 Month	3.6%
1 Year	13.7%
3 Year	20.7%
5 Year	19.5%
10 Year
15 Year
Since launch	11.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	19.9%
2022	35.1%
2021	7.4%
2020	31.3%
2019	16.7%
2018	4.9%
2017	-3.1%
2016	30.6%
2015	4.6%

Fund Manager information for Nippon India Quant Fund

Name	Since	Tenure
Ashutosh Bhargava	16 Sep 17	8.3 Yr.
Kinjal Desai	25 May 18	7.61 Yr.
Lokesh Maru	5 Sep 25	0.32 Yr.
Divya Sharma	5 Sep 25	0.32 Yr.

Data below for Nippon India Quant Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	31.64%
Industrials	16.15%
Consumer Cyclical	14.45%
Energy	8.89%
Technology	7.8%
Basic Materials	5.41%
Communication Services	4.21%
Consumer Defensive	3.97%
Health Care	3.93%
Utility	2.4%

Asset Allocation

Asset Class	Value
Cash	1.09%
Equity	98.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	7%	₹8 Cr	83,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 19 \| RELIANCE	7%	₹8 Cr	48,000 ↑ 3,500
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 19 \| 532174	6%	₹7 Cr	50,000
State Bank of India (Financial Services) Equity, Since 30 Sep 20 \| SBIN	5%	₹6 Cr	57,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 21 \| LT	5%	₹6 Cr	13,500
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 24 \| BHARTIARTL	4%	₹5 Cr	22,000
Infosys Ltd (Technology) Equity, Since 31 Jan 20 \| INFY	4%	₹4 Cr	27,571 ↓ -2,429
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| M&M	4%	₹4 Cr	10,500
Bharat Electronics Ltd (Industrials) Equity, Since 31 Aug 24 \| BEL	3%	₹4 Cr	95,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Sep 25 \| MARUTI	3%	₹3 Cr	1,900

6. Nippon India Pharma Fund

The primary investment objective of the scheme is to seek to generate consistent returns by investing in equity and equity related or fixed income securities of Pharma and other associated companies.

Research Highlights for Nippon India Pharma Fund

Lower mid AUM (₹8,265 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 14.44% (bottom quartile).
3Y return: 20.65% (lower mid).
1Y return: 4.58% (bottom quartile).
Alpha: -1.59 (lower mid).
Sharpe: -0.52 (bottom quartile).
Information ratio: -0.79 (bottom quartile).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Sun Pharmaceuticals Industries Ltd (~13.0%).

Below is the key information for Nippon India Pharma Fund

Nippon India Pharma Fund Growth
Launch Date	5 Jun 04
NAV (28 Jan 26)	₹487.136 ↑ 0.94 (0.19 %)
Net Assets (Cr)	₹8,265 on 31 Dec 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	High
Expense Ratio	1.81
Sharpe Ratio	-0.52
Information Ratio	-0.79
Alpha Ratio	-1.59
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,393
31 Dec 22	₹11,166
31 Dec 23	₹15,538
31 Dec 24	₹20,826
31 Dec 25	₹20,130

Nippon India Pharma Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Nippon India Pharma Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-4.3%
3 Month	-4.9%
6 Month	-8%
1 Year	4.6%
3 Year	20.6%
5 Year	14.4%
10 Year
15 Year
Since launch	19.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.3%
2023	34%
2022	39.2%
2021	-9.9%
2020	23.9%
2019	66.4%
2018	1.7%
2017	3.6%
2016	7.6%
2015	-10.6%

Fund Manager information for Nippon India Pharma Fund

Name	Since	Tenure
Sailesh Raj Bhan	1 Apr 05	20.77 Yr.
Kinjal Desai	25 May 18	7.61 Yr.
Lokesh Maru	5 Sep 25	0.32 Yr.
Divya Sharma	5 Sep 25	0.32 Yr.

Data below for Nippon India Pharma Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Health Care	97.37%

Asset Allocation

Asset Class	Value
Cash	2.63%
Equity	97.37%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 09 \| SUNPHARMA	13%	₹1,076 Cr	6,256,349
Lupin Ltd (Healthcare) Equity, Since 31 Aug 08 \| 500257	7%	₹608 Cr	2,883,991 ↓ -200,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	7%	₹544 Cr	850,754 ↓ -50,000
Cipla Ltd (Healthcare) Equity, Since 31 May 08 \| 500087	6%	₹528 Cr	3,495,054
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 30 Jun 11 \| DRREDDY	6%	₹498 Cr	3,916,074
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Sep 20 \| APOLLOHOSP	6%	₹457 Cr	648,795
Vijaya Diagnostic Centre Ltd (Healthcare) Equity, Since 30 Sep 21 \| 543350	4%	₹306 Cr	2,886,684
Medplus Health Services Ltd (Healthcare) Equity, Since 30 Nov 22 \| 543427	4%	₹293 Cr	3,627,277
Ajanta Pharma Ltd (Healthcare) Equity, Since 30 Apr 22 \| 532331	3%	₹266 Cr	959,323
Sai Life Sciences Ltd (Healthcare) Equity, Since 31 Dec 24 \| SAILIFE	3%	₹232 Cr	2,555,745

7. Nippon India US Equity Opportunites Fund

The primary investment objective of Reliance US Equity Opportunities Fund is to provide long term capital appreciation to investors by primarily investing in equity and equity related securities of companies listed on recognized stock exchanges in the US and the secondary objective is to generate consistent returns by investing in debt and money market securities in India. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.

Research Highlights for Nippon India US Equity Opportunites Fund

Bottom quartile AUM (₹731 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 13.51% (bottom quartile).
3Y return: 20.27% (lower mid).
1Y return: 9.80% (lower mid).
Alpha: -8.07 (bottom quartile).
Sharpe: 0.46 (top quartile).
Information ratio: -0.90 (bottom quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Alphabet Inc Class A (~7.7%).

Below is the key information for Nippon India US Equity Opportunites Fund

Nippon India US Equity Opportunites Fund Growth
Launch Date	23 Jul 15
NAV (27 Jan 26)	₹39.2977 ↑ 0.13 (0.34 %)
Net Assets (Cr)	₹731 on 31 Dec 25
Category	Equity - Global
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	High
Expense Ratio	2.4
Sharpe Ratio	0.46
Information Ratio	-0.9
Alpha Ratio	-8.07
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,216
31 Dec 22	₹9,894
31 Dec 23	₹13,098
31 Dec 24	₹15,881
31 Dec 25	₹17,796

Nippon India US Equity Opportunites Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Nippon India US Equity Opportunites Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	2.7%
3 Month	4.2%
6 Month	9.4%
1 Year	9.8%
3 Year	20.3%
5 Year	13.5%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.1%
2023	21.3%
2022	32.4%
2021	-19%
2020	22.2%
2019	22.4%
2018	31.8%
2017	7.7%
2016	16.9%
2015	8.2%

Fund Manager information for Nippon India US Equity Opportunites Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.61 Yr.
Lokesh Maru	5 Sep 25	0.32 Yr.
Divya Sharma	5 Sep 25	0.32 Yr.

Data below for Nippon India US Equity Opportunites Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Technology	28.48%
Communication Services	17.8%
Consumer Cyclical	15.73%
Financial Services	14.02%
Health Care	13.58%
Basic Materials	3.03%
Consumer Defensive	2.04%

Asset Allocation

Asset Class	Value
Cash	5.32%
Equity	94.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Alphabet Inc Class A (Communication Services) Equity, Since 31 Jul 15 \| GOOGL	8%	₹56 Cr	19,979
Taiwan Semiconductor Manufacturing Co Ltd ADR (Technology) Equity, Since 31 Jan 23 \| TSM	7%	₹54 Cr	19,701
Amazon.com Inc (Consumer Cyclical) Equity, Since 31 Mar 19 \| AMZN	7%	₹49 Cr	23,439
Meta Platforms Inc Class A (Communication Services) Equity, Since 31 Oct 16 \| META	6%	₹48 Cr	8,008
Microsoft Corp (Technology) Equity, Since 30 Nov 18 \| MSFT	6%	₹41 Cr	9,433
Charles Schwab Corp (Financial Services) Equity, Since 31 Jul 22 \| SCHW	5%	₹39 Cr	43,625
Booking Holdings Inc (Consumer Cyclical) Equity, Since 31 Jul 15 \| BKNG	5%	₹38 Cr	785
Mastercard Inc Class A (Financial Services) Equity, Since 31 Jul 15 \| MA	5%	₹34 Cr	6,571
IQVIA Holdings Inc (Healthcare) Equity, Since 28 Feb 17 \| IQV	4%	₹32 Cr	15,940
Visa Inc Class A (Financial Services) Equity, Since 31 Jan 17 \| V	4%	₹30 Cr	9,396

8. Nippon India Banking Fund

The primary investment objective of the Scheme is to seek to generate continuous returns by actively investing in equity and equity related securities of companies in the Banking Sector and companies engaged in allied activities related to Banking Sector. The AMC will have the discretion to completely or partially invest in any of the type of securities stated above with a view to maximize the returns or on defensive considerations. However, there can be no assurance that the investment objective of the Scheme will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Nippon India Banking Fund

Lower mid AUM (₹7,778 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 20.20% (upper mid).
3Y return: 19.09% (bottom quartile).
1Y return: 21.54% (top quartile).
Alpha: -0.93 (top quartile).
Sharpe: 0.85 (top quartile).
Information ratio: 0.56 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~15.4%).
Top-3 holdings concentration ~38.7%.

Below is the key information for Nippon India Banking Fund

Nippon India Banking Fund Growth
Launch Date	26 May 03
NAV (28 Jan 26)	₹656.577 ↑ 7.12 (1.10 %)
Net Assets (Cr)	₹7,778 on 31 Dec 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.85
Information Ratio	0.56
Alpha Ratio	-0.93
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,973
31 Dec 22	₹15,658
31 Dec 23	₹19,441
31 Dec 24	₹21,453
31 Dec 25	₹25,182

Nippon India Banking Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Nippon India Banking Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	0%
3 Month	0.5%
6 Month	4.9%
1 Year	21.5%
3 Year	19.1%
5 Year	20.2%
10 Year
15 Year
Since launch	20.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.4%
2023	10.3%
2022	24.2%
2021	20.7%
2020	29.7%
2019	-10.6%
2018	10.7%
2017	-1.2%
2016	44.1%
2015	11.5%

Fund Manager information for Nippon India Banking Fund

Name	Since	Tenure
Vinay Sharma	9 Apr 18	7.74 Yr.
Kinjal Desai	25 May 18	7.61 Yr.
Bhavik Dave	18 Jun 21	4.54 Yr.
Lokesh Maru	5 Sep 25	0.32 Yr.
Divya Sharma	5 Sep 25	0.32 Yr.

Data below for Nippon India Banking Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	95.79%
Technology	2.66%

Asset Allocation

Asset Class	Value
Cash	1.55%
Equity	98.45%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	15%	₹1,196 Cr	12,069,320
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	14%	₹1,106 Cr	8,238,887 ↑ 364,300
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| 532215	9%	₹707 Cr	5,571,983
State Bank of India (Financial Services) Equity, Since 31 Mar 14 \| SBIN	7%	₹547 Cr	5,565,352 ↓ -92,719
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jul 20 \| 543066	4%	₹336 Cr	3,893,792 ↑ 256,668
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Nov 20 \| SBILIFE	4%	₹299 Cr	1,470,199
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Oct 23 \| 532978	3%	₹260 Cr	1,275,773
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 04 \| FEDERALBNK	3%	₹251 Cr	9,405,824 ↓ -3,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| KOTAKBANK	3%	₹223 Cr	1,014,574
Max Financial Services Ltd (Financial Services) Equity, Since 31 Oct 12 \| 500271	3%	₹203 Cr	1,211,634

9. Nippon India Large Cap Fund

(Erstwhile Reliance Top 200 Fund)

The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Large Cap Fund

Top quartile AUM (₹50,876 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.35% (lower mid).
3Y return: 19.03% (bottom quartile).
1Y return: 11.93% (upper mid).
Alpha: -0.94 (top quartile).
Sharpe: 0.29 (upper mid).
Information ratio: 1.37 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~8.8%).

Below is the key information for Nippon India Large Cap Fund

Nippon India Large Cap Fund Growth
Launch Date	8 Aug 07
NAV (28 Jan 26)	₹90.8924 ↑ 0.84 (0.94 %)
Net Assets (Cr)	₹50,876 on 31 Dec 25
Category	Equity - Large Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	0.29
Information Ratio	1.37
Alpha Ratio	-0.94
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,237
31 Dec 22	₹14,736
31 Dec 23	₹19,474
31 Dec 24	₹23,025
31 Dec 25	₹25,133

Nippon India Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Nippon India Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-3.1%
3 Month	-3.3%
6 Month	1.7%
1 Year	11.9%
3 Year	19%
5 Year	19.4%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.2%
2023	18.2%
2022	32.1%
2021	11.3%
2020	32.4%
2019	4.9%
2018	7.3%
2017	-0.2%
2016	38.4%
2015	2.2%

Fund Manager information for Nippon India Large Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	8 Aug 07	18.41 Yr.
Kinjal Desai	25 May 18	7.61 Yr.
Bhavik Dave	19 Aug 24	1.37 Yr.
Lokesh Maru	5 Sep 25	0.32 Yr.
Divya Sharma	5 Sep 25	0.32 Yr.

Data below for Nippon India Large Cap Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	33.32%
Consumer Cyclical	16.11%
Consumer Defensive	9.76%
Industrials	9.5%
Technology	7.66%
Energy	6.03%
Health Care	5.93%
Basic Materials	5.55%
Utility	5.23%
Communication Services	0.19%

Asset Allocation

Asset Class	Value
Cash	0.68%
Equity	99.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	9%	₹4,498 Cr	45,380,734
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 19 \| RELIANCE	6%	₹3,068 Cr	19,537,539
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	6%	₹2,978 Cr	22,177,945 ↑ 2,098,100
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| 532215	4%	₹1,982 Cr	15,615,542
State Bank of India (Financial Services) Equity, Since 31 Oct 10 \| SBIN	4%	₹1,923 Cr	19,582,107
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	4%	₹1,797 Cr	4,400,529
Infosys Ltd (Technology) Equity, Since 30 Sep 07 \| INFY	3%	₹1,549 Cr	9,590,806 ↓ -409,688
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Jun 24 \| TCS	3%	₹1,507 Cr	4,700,000 ↑ 700,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Dec 21 \| 500034	3%	₹1,446 Cr	14,648,655
ITC Ltd (Consumer Defensive) Equity, Since 31 Jan 16 \| ITC	3%	₹1,424 Cr	35,329,812

10. Nippon India Tax Saver Fund (ELSS)

The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. However, there can be no assurance that the scheme’s investment objective shall be achieved.

Research Highlights for Nippon India Tax Saver Fund (ELSS)

Upper mid AUM (₹15,260 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.03% (bottom quartile).
3Y return: 17.41% (bottom quartile).
1Y return: 11.29% (upper mid).
Alpha: -1.62 (lower mid).
Sharpe: 0.06 (upper mid).
Information ratio: 0.13 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~7.3%).

Below is the key information for Nippon India Tax Saver Fund (ELSS)

Nippon India Tax Saver Fund (ELSS) Growth
Launch Date	21 Sep 05
NAV (28 Jan 26)	₹126.896 ↑ 1.42 (1.13 %)
Net Assets (Cr)	₹15,260 on 31 Dec 25
Category	Equity - ELSS
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	0.06
Information Ratio	0.13
Alpha Ratio	-1.62
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,759
31 Dec 22	₹14,710
31 Dec 23	₹18,921
31 Dec 24	₹22,258
31 Dec 25	₹23,593

Nippon India Tax Saver Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Nippon India Tax Saver Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	-2.8%
3 Month	-3.8%
6 Month	-0.6%
1 Year	11.3%
3 Year	17.4%
5 Year	18%
10 Year
15 Year
Since launch	13.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6%
2023	17.6%
2022	28.6%
2021	6.9%
2020	37.6%
2019	-0.4%
2018	1.5%
2017	-20.7%
2016	46%
2015	4.2%

Fund Manager information for Nippon India Tax Saver Fund (ELSS)

Name	Since	Tenure
Rupesh Patel	1 Jul 21	4.5 Yr.
Ritesh Rathod	19 Aug 24	1.37 Yr.
Kinjal Desai	25 May 18	7.61 Yr.
Lokesh Maru	5 Sep 25	0.32 Yr.
Divya Sharma	5 Sep 25	0.32 Yr.

Data below for Nippon India Tax Saver Fund (ELSS) as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	36.38%
Consumer Cyclical	11.89%
Consumer Defensive	10.62%
Industrials	10.12%
Utility	6.59%
Health Care	6.32%
Energy	5.53%
Technology	4.86%
Communication Services	4.08%
Basic Materials	3.29%

Asset Allocation

Asset Class	Value
Cash	0.33%
Equity	99.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	7%	₹1,110 Cr	11,200,000
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| 532174	7%	₹1,061 Cr	7,900,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 20 \| 532215	5%	₹711 Cr	5,600,000
Infosys Ltd (Technology) Equity, Since 31 Mar 20 \| INFY	4%	₹609 Cr	3,768,044 ↓ -331,956
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 20 \| RELIANCE	4%	₹573 Cr	3,650,000
State Bank of India (Financial Services) Equity, Since 31 Dec 13 \| SBIN	4%	₹550 Cr	5,600,000
NTPC Ltd (Utilities) Equity, Since 28 Feb 19 \| 532555	3%	₹461 Cr	14,000,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| MOTHERSON	3%	₹460 Cr	38,319,861
TVS Holdings Ltd (Consumer Cyclical) Equity, Since 30 Jun 13 \| 520056	3%	₹392 Cr	284,148 ↓ -5,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 31 Oct 21 \| 890157	3%	₹387 Cr	2,290,000

एसआईपी निवेश कैसे बढ़ता है?

जानना चाहते हैं कि कैसे आपकाएसआईपी निवेश यदि आप एक निश्चित अवधि के लिए मासिक रूप से एक निश्चित राशि का निवेश करते हैं तो वृद्धि होगी? हम आपको एक उदाहरण के साथ समझाएंगे।

एसआईपी कैलकुलेटर या एसआईपी रिटर्न कैलकुलेटर

एसआईपी कैलकुलेटर आमतौर पर एसआईपी निवेश राशि (लक्ष्य) जैसे इनपुट लेते हैं, जो निवेश करना चाहता है, निवेश के वर्षों की संख्या, अपेक्षितमुद्रास्फीति दरों (इसके लिए एक खाते की जरूरत है!) और अपेक्षित रिटर्न। इसलिए, कोई लक्ष्य प्राप्त करने के लिए आवश्यक एसआईपी रिटर्न की गणना कर सकता है!

मान लीजिए, यदि आप INR 10 का निवेश करते हैं,000 10 साल के लिए देखें आपका SIP निवेश कैसे बढ़ता है-

मासिक निवेश: INR 10,000

निवेश अवधि: 10 वर्ष

निवेश की गई कुल राशि: INR 12,00,000

दीर्घकालिक विकास दर (लगभग): 15%

के अनुसार अपेक्षित रिटर्नघूंट कैलकुलेटर: INR 27,86,573

शुद्ध लाभ: INR 15,86,573 (निरपेक्ष रिटर्न= 132.2%)

उपरोक्त गणनाओं से पता चलता है कि यदि आप 10 वर्षों के लिए 10,000 रुपये मासिक निवेश करते हैं (कुल INR12,00,000) आप कामाएंगेINR 27,86,573, जिसका अर्थ है कि आप जो शुद्ध लाभ कमाते हैं वह हैINR 15,86,573. बढ़िया है ना!

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