10 सर्वश्रेष्ठ निप्पॉन/रिलायंस एमएफ एसआईपी म्यूचुअल फंड 2022

Updated on November 18, 2025 , 60147 views

भरोसासिप म्यूचुअल फंड एक आदर्श तरीका हैम्युचुअल फंड में निवेशविशेष रूप से लंबे समय के लिए-टर्म प्लान. एक एसआईपी में, आप एक निर्धारित अंतराल पर एक छोटी राशि का निवेश कर सकते हैं, जिससे वर्षों में पर्याप्त कोष बनाने की संभावना पैदा होती है।

रिलायंस एसआईपी के जरिए आप जिस स्कीम में निवेश करना चाहते हैं, उसमें हर महीने कम से कम 100 रुपये जमा कर सकते हैंनिवेश नियमित रूप से एक छोटी सी राशि, आप भी अपना प्राप्त कर सकते हैंवित्तीय लक्ष्यों समय पर। लक्ष्य जैसेसेवानिवृत्ति योजना, विवाह, घर/कार की खरीद आदि, एक एसआईपी के माध्यम से प्राप्त किया जा सकता है।

रिलायंस एसआईपी फंड में निवेश क्यों करें?

SIP के कुछ प्रमुख लाभ हैं-

यह रुपये की औसत लागत प्रदान करता है
इससे लाभ होता हैकंपाउंडिंग की शक्ति
की कोई आवश्यकता नहीं हैमंडी समय
प्रति यूनिट कम लागत

जो निवेशक यहां निवेश करने के इच्छुक हैं, वे सबसे अच्छे रिलायंस एसआईपी हैंम्यूचुअल फंड्स इक्विटी श्रेणी में। इन फंडों को एयूएम जैसे पैरामीटर लेकर शॉर्टलिस्ट किया जाता है।नहीं हैं, पिछले प्रदर्शन, सहकर्मी औसत रिटर्न, आदि।

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महत्वपूर्ण सूचना

अक्टूबर 2019 से,रिलायंस म्यूचुअल फंड का नाम बदलकर निप्पॉन इंडिया म्यूचुअल फंड कर दिया गया है। निप्पॉन लाइफ ने रिलायंस निप्पॉन एसेट मैनेजमेंट (आरएनएएम) में बहुमत (75%) हिस्सेदारी हासिल कर ली है। कंपनी संरचना और प्रबंधन में कोई बदलाव किए बिना अपना परिचालन जारी रखेगी।

इक्विटी फंड के लिए बेस्ट निप्पॉन या रिलायंस म्यूचुअल फंड एसआईपी

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Nippon India Power and Infra Fund Growth	₹354.093 ↑ 0.34	₹7,530	100	2.8	4.6	4.8	26.9	29.8	26.9
Nippon India Small Cap Fund Growth	₹170.243 ↑ 0.08	₹68,969	100	0.4	4.5	0.7	22.5	30.4	26.1
Nippon India Multi Cap Fund Growth	₹305.205 ↑ 0.54	₹49,314	100	0.7	6.4	7.4	22.5	27.7	25.8
Nippon India Value Fund Growth	₹235.064 ↑ 0.39	₹9,173	100	4.8	6.7	9.1	22.2	24	22.3
Nippon India Pharma Fund Growth	₹517.418 ↓ -1.10	₹8,346	100	-0.4	4.4	3.7	22	17.7	34
Nippon India Quant Fund Growth	₹74.0389 ↑ 0.33	₹107	100	4.1	6.7	9.7	20.3	21.4	19.9
Nippon India Large Cap Fund Growth	₹94.3971 ↑ 0.41	₹48,871	100	2.7	7.4	11.3	19.4	22.6	18.2
Nippon India US Equity Opportunites Fund Growth	₹35.5763 ↓ -0.07	₹726	100	-0.4	4.7	6.3	18.9	11.5	21.3
Nippon India Banking Fund Growth	₹663.609 ↑ 3.07	₹7,543	100	6.1	8.3	18	18.6	22.2	10.3
Nippon India Tax Saver Fund (ELSS) Growth	₹132.679 ↑ 0.50	₹15,513	500	2.2	6	8	17.6	21.2	17.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Nov 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Nippon India Power and Infra Fund	Nippon India Small Cap Fund	Nippon India Multi Cap Fund	Nippon India Value Fund	Nippon India Pharma Fund	Nippon India Quant Fund	Nippon India Large Cap Fund	Nippon India US Equity Opportunites Fund	Nippon India Banking Fund	Nippon India Tax Saver Fund (ELSS)
Point 1	Bottom quartile AUM (₹7,530 Cr).	Highest AUM (₹68,969 Cr).	Top quartile AUM (₹49,314 Cr).	Upper mid AUM (₹9,173 Cr).	Lower mid AUM (₹8,346 Cr).	Bottom quartile AUM (₹107 Cr).	Upper mid AUM (₹48,871 Cr).	Bottom quartile AUM (₹726 Cr).	Lower mid AUM (₹7,543 Cr).	Upper mid AUM (₹15,513 Cr).
Point 2	Established history (21+ yrs).	Established history (15+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (17+ yrs).	Established history (18+ yrs).	Established history (10+ yrs).	Oldest track record among peers (22 yrs).	Established history (20+ yrs).
Point 3	Top rated.	Rating: 4★ (top quartile).	Rating: 2★ (lower mid).	Not Rated.	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 4★ (upper mid).	Not Rated.	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 29.79% (top quartile).	5Y return: 30.43% (top quartile).	5Y return: 27.65% (upper mid).	5Y return: 24.04% (upper mid).	5Y return: 17.75% (bottom quartile).	5Y return: 21.43% (lower mid).	5Y return: 22.62% (upper mid).	5Y return: 11.53% (bottom quartile).	5Y return: 22.18% (lower mid).	5Y return: 21.18% (bottom quartile).
Point 6	3Y return: 26.88% (top quartile).	3Y return: 22.55% (top quartile).	3Y return: 22.45% (upper mid).	3Y return: 22.21% (upper mid).	3Y return: 21.96% (upper mid).	3Y return: 20.31% (lower mid).	3Y return: 19.44% (lower mid).	3Y return: 18.86% (bottom quartile).	3Y return: 18.61% (bottom quartile).	3Y return: 17.62% (bottom quartile).
Point 7	1Y return: 4.80% (bottom quartile).	1Y return: 0.71% (bottom quartile).	1Y return: 7.36% (lower mid).	1Y return: 9.14% (upper mid).	1Y return: 3.65% (bottom quartile).	1Y return: 9.70% (upper mid).	1Y return: 11.27% (top quartile).	1Y return: 6.29% (lower mid).	1Y return: 18.02% (top quartile).	1Y return: 8.00% (upper mid).
Point 8	Alpha: -7.46 (bottom quartile).	Alpha: -2.66 (lower mid).	Alpha: -0.58 (upper mid).	Alpha: -1.68 (upper mid).	Alpha: -2.97 (bottom quartile).	Alpha: 1.22 (top quartile).	Alpha: 0.46 (top quartile).	Alpha: -8.77 (bottom quartile).	Alpha: -2.56 (lower mid).	Alpha: -1.25 (upper mid).
Point 9	Sharpe: -0.12 (bottom quartile).	Sharpe: -0.35 (bottom quartile).	Sharpe: -0.07 (lower mid).	Sharpe: -0.10 (lower mid).	Sharpe: -0.35 (bottom quartile).	Sharpe: 0.06 (upper mid).	Sharpe: 0.15 (upper mid).	Sharpe: 0.62 (top quartile).	Sharpe: 0.45 (top quartile).	Sharpe: -0.06 (upper mid).
Point 10	Information ratio: 0.57 (lower mid).	Information ratio: -0.11 (bottom quartile).	Information ratio: 0.64 (upper mid).	Information ratio: 1.59 (top quartile).	Information ratio: -0.76 (bottom quartile).	Information ratio: 1.63 (top quartile).	Information ratio: 1.44 (upper mid).	Information ratio: -1.05 (bottom quartile).	Information ratio: 0.64 (upper mid).	Information ratio: 0.49 (lower mid).

Nippon India Power and Infra Fund

Bottom quartile AUM (₹7,530 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 29.79% (top quartile).
3Y return: 26.88% (top quartile).
1Y return: 4.80% (bottom quartile).
Alpha: -7.46 (bottom quartile).
Sharpe: -0.12 (bottom quartile).
Information ratio: 0.57 (lower mid).

Nippon India Small Cap Fund

Highest AUM (₹68,969 Cr).
Established history (15+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 30.43% (top quartile).
3Y return: 22.55% (top quartile).
1Y return: 0.71% (bottom quartile).
Alpha: -2.66 (lower mid).
Sharpe: -0.35 (bottom quartile).
Information ratio: -0.11 (bottom quartile).

Nippon India Multi Cap Fund

Top quartile AUM (₹49,314 Cr).
Established history (20+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 27.65% (upper mid).
3Y return: 22.45% (upper mid).
1Y return: 7.36% (lower mid).
Alpha: -0.58 (upper mid).
Sharpe: -0.07 (lower mid).
Information ratio: 0.64 (upper mid).

Nippon India Value Fund

Upper mid AUM (₹9,173 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 24.04% (upper mid).
3Y return: 22.21% (upper mid).
1Y return: 9.14% (upper mid).
Alpha: -1.68 (upper mid).
Sharpe: -0.10 (lower mid).
Information ratio: 1.59 (top quartile).

Nippon India Pharma Fund

Lower mid AUM (₹8,346 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 17.75% (bottom quartile).
3Y return: 21.96% (upper mid).
1Y return: 3.65% (bottom quartile).
Alpha: -2.97 (bottom quartile).
Sharpe: -0.35 (bottom quartile).
Information ratio: -0.76 (bottom quartile).

Nippon India Quant Fund

Bottom quartile AUM (₹107 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.43% (lower mid).
3Y return: 20.31% (lower mid).
1Y return: 9.70% (upper mid).
Alpha: 1.22 (top quartile).
Sharpe: 0.06 (upper mid).
Information ratio: 1.63 (top quartile).

Nippon India Large Cap Fund

Upper mid AUM (₹48,871 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.62% (upper mid).
3Y return: 19.44% (lower mid).
1Y return: 11.27% (top quartile).
Alpha: 0.46 (top quartile).
Sharpe: 0.15 (upper mid).
Information ratio: 1.44 (upper mid).

Nippon India US Equity Opportunites Fund

Bottom quartile AUM (₹726 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 11.53% (bottom quartile).
3Y return: 18.86% (bottom quartile).
1Y return: 6.29% (lower mid).
Alpha: -8.77 (bottom quartile).
Sharpe: 0.62 (top quartile).
Information ratio: -1.05 (bottom quartile).

Nippon India Banking Fund

Lower mid AUM (₹7,543 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.18% (lower mid).
3Y return: 18.61% (bottom quartile).
1Y return: 18.02% (top quartile).
Alpha: -2.56 (lower mid).
Sharpe: 0.45 (top quartile).
Information ratio: 0.64 (upper mid).

Nippon India Tax Saver Fund (ELSS)

Upper mid AUM (₹15,513 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.18% (bottom quartile).
3Y return: 17.62% (bottom quartile).
1Y return: 8.00% (upper mid).
Alpha: -1.25 (upper mid).
Sharpe: -0.06 (upper mid).
Information ratio: 0.49 (lower mid).

*निधि के आधार पर सूचीसंपत्ति>= 100 करोड़ और क्रमबद्ध किया गया3 सालसीएजीआर रिटर्न.

1. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Bottom quartile AUM (₹7,530 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 29.79% (top quartile).
3Y return: 26.88% (top quartile).
1Y return: 4.80% (bottom quartile).
Alpha: -7.46 (bottom quartile).
Sharpe: -0.12 (bottom quartile).
Information ratio: 0.57 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~8.0%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (20 Nov 25)	₹354.093 ↑ 0.34 (0.10 %)
Net Assets (Cr)	₹7,530 on 31 Oct 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.12
Information Ratio	0.57
Alpha Ratio	-7.46
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹18,067
31 Oct 22	₹20,069
31 Oct 23	₹26,247
31 Oct 24	₹40,909
31 Oct 25	₹41,433

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Nov 25

Duration	Returns
1 Month	0.2%
3 Month	2.8%
6 Month	4.6%
1 Year	4.8%
3 Year	26.9%
5 Year	29.8%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%
2015	0.3%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.36 Yr.
Rahul Modi	19 Aug 24	1.12 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Industrials	32.83%
Utility	24.03%
Energy	9.35%
Basic Materials	7.89%
Consumer Cyclical	7.49%
Communication Services	5.9%
Technology	4.94%
Real Estate	2.68%
Financial Services	2.23%
Health Care	2.12%

Asset Allocation

Asset Class	Value
Cash	0.53%
Equity	99.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	8%	₹583 Cr	4,275,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	8%	₹579 Cr	17,000,000 ↑ 300,001
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	6%	₹432 Cr	2,300,000 ↓ -250,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	6%	₹415 Cr	1,134,337 ↓ -39,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| 500400	4%	₹307 Cr	7,900,789
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| 500093	3%	₹250 Cr	3,370,014 ↓ -247,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| 500103	3%	₹222 Cr	9,300,838 ↑ 400,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	3%	₹208 Cr	170,000 ↓ -5,000
Kaynes Technology India Ltd (Technology) Equity, Since 30 Nov 22 \| KAYNES	2%	₹176 Cr	250,113 ↓ -86,114
Carborundum Universal Ltd (Industrials) Equity, Since 30 Sep 23 \| CARBORUNIV	2%	₹166 Cr	1,800,000

2. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Small Cap Fund

Highest AUM (₹68,969 Cr).
Established history (15+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 30.43% (top quartile).
3Y return: 22.55% (top quartile).
1Y return: 0.71% (bottom quartile).
Alpha: -2.66 (lower mid).
Sharpe: -0.35 (bottom quartile).
Information ratio: -0.11 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Multi Commodity Exchange of India Ltd (~2.2%).

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund Growth
Launch Date	16 Sep 10
NAV (20 Nov 25)	₹170.243 ↑ 0.08 (0.05 %)
Net Assets (Cr)	₹68,969 on 31 Oct 25
Category	Equity - Small Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.44
Sharpe Ratio	-0.35
Information Ratio	-0.11
Alpha Ratio	-2.66
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹19,480
31 Oct 22	₹22,272
31 Oct 23	₹29,220
31 Oct 24	₹42,673
31 Oct 25	₹41,342

Nippon India Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Nov 25

Duration	Returns
1 Month	0.2%
3 Month	0.4%
6 Month	4.5%
1 Year	0.7%
3 Year	22.5%
5 Year	30.4%
10 Year
15 Year
Since launch	20.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.1%
2023	48.9%
2022	6.5%
2021	74.3%
2020	29.2%
2019	-2.5%
2018	-16.7%
2017	63%
2016	5.6%
2015	15.1%

Fund Manager information for Nippon India Small Cap Fund

Name	Since	Tenure
Samir Rachh	2 Jan 17	8.75 Yr.
Kinjal Desai	25 May 18	7.36 Yr.

Data below for Nippon India Small Cap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Industrials	20.82%
Consumer Cyclical	15.14%
Financial Services	14.81%
Basic Materials	12.07%
Consumer Defensive	9.3%
Health Care	8.98%
Technology	7.7%
Utility	2.67%
Energy	1.51%
Communication Services	1.42%
Real Estate	0.53%

Asset Allocation

Asset Class	Value
Cash	4.9%
Equity	95.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 28 Feb 21 \| MCX	2%	₹1,443 Cr	1,851,010
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 22 \| HDFCBANK	2%	₹1,265 Cr	13,300,000
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Oct 12 \| KIRLOSBROS	1%	₹863 Cr	4,472,130
Karur Vysya Bank Ltd (Financial Services) Equity, Since 28 Feb 17 \| 590003	1%	₹804 Cr	38,140,874
State Bank of India (Financial Services) Equity, Since 31 Oct 19 \| SBIN	1%	₹794 Cr	9,100,000
NLC India Ltd (Utilities) Equity, Since 31 Oct 22 \| NLCINDIA	1%	₹776 Cr	27,190,940
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 30 Apr 18 \| TIINDIA	1%	₹774 Cr	2,499,222
Zydus Wellness Ltd (Consumer Defensive) Equity, Since 31 Aug 16 \| ZYDUSWELL	1%	₹770 Cr	16,848,030
Paradeep Phosphates Ltd (Basic Materials) Equity, Since 31 May 22 \| 543530	1%	₹747 Cr	38,089,109
Apar Industries Ltd (Industrials) Equity, Since 31 Mar 17 \| APARINDS	1%	₹736 Cr	899,271

3. Nippon India Multi Cap Fund

(Erstwhile Reliance Equity Opportunities Fund)

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Multi Cap Fund

Top quartile AUM (₹49,314 Cr).
Established history (20+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 27.65% (upper mid).
3Y return: 22.45% (upper mid).
1Y return: 7.36% (lower mid).
Alpha: -0.58 (upper mid).
Sharpe: -0.07 (lower mid).
Information ratio: 0.64 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~5.0%).

Below is the key information for Nippon India Multi Cap Fund

Nippon India Multi Cap Fund Growth
Launch Date	28 Mar 05
NAV (20 Nov 25)	₹305.205 ↑ 0.54 (0.18 %)
Net Assets (Cr)	₹49,314 on 31 Oct 25
Category	Equity - Multi Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.57
Sharpe Ratio	-0.07
Information Ratio	0.64
Alpha Ratio	-0.58
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹18,151
31 Oct 22	₹20,964
31 Oct 23	₹25,629
31 Oct 24	₹36,587
31 Oct 25	₹38,085

Nippon India Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for Nippon India Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Nov 25

Duration	Returns
1 Month	0.1%
3 Month	0.7%
6 Month	6.4%
1 Year	7.4%
3 Year	22.5%
5 Year	27.7%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.8%
2023	38.1%
2022	14.1%
2021	48.9%
2020	0%
2019	2.2%
2018	-2.2%
2017	40.9%
2016	-6.7%
2015	0.5%

Fund Manager information for Nippon India Multi Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	31 Mar 05	20.52 Yr.
Ashutosh Bhargava	1 Sep 21	4.08 Yr.
Kinjal Desai	25 May 18	7.36 Yr.

Data below for Nippon India Multi Cap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	24.02%
Consumer Cyclical	23%
Industrials	17.33%
Health Care	8.97%
Utility	6.19%
Basic Materials	5.68%
Consumer Defensive	5.18%
Technology	4.13%
Energy	2.76%
Communication Services	1.42%

Asset Allocation

Asset Class	Value
Cash	1.33%
Equity	98.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	5%	₹2,378 Cr	25,000,896
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 15 \| 532215	4%	₹1,822 Cr	16,099,895
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 May 12 \| 522275	3%	₹1,420 Cr	4,797,058 ↓ -354,275
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	3%	₹1,305 Cr	9,568,975
Infosys Ltd (Technology) Equity, Since 30 Apr 09 \| INFY	3%	₹1,252 Cr	8,683,231 ↑ 682,727
Max Financial Services Ltd (Financial Services) Equity, Since 31 Mar 12 \| 500271	2%	₹1,166 Cr	7,400,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	2%	₹1,147 Cr	8,509,000 ↓ -2,472,360
State Bank of India (Financial Services) Equity, Since 31 Mar 05 \| SBIN	2%	₹1,080 Cr	12,376,760
NTPC Ltd (Utilities) Equity, Since 30 Jun 23 \| 532555	2%	₹1,013 Cr	29,762,573
Linde India Ltd (Basic Materials) Equity, Since 31 May 13 \| 523457	2%	₹952 Cr	1,524,539

4. Nippon India Value Fund

(Erstwhile Reliance Regular Savings Fund - Equity Plan)

The primary investment objective of this Option is to seek capital appreciation and/or to generate consistent returns by actively investing in equity/equity related securities.

Research Highlights for Nippon India Value Fund

Upper mid AUM (₹9,173 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 24.04% (upper mid).
3Y return: 22.21% (upper mid).
1Y return: 9.14% (upper mid).
Alpha: -1.68 (upper mid).
Sharpe: -0.10 (lower mid).
Information ratio: 1.59 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding HDFC Bank Ltd (~8.7%).

Below is the key information for Nippon India Value Fund

Nippon India Value Fund Growth
Launch Date	8 Jun 05
NAV (20 Nov 25)	₹235.064 ↑ 0.39 (0.17 %)
Net Assets (Cr)	₹9,173 on 31 Oct 25
Category	Equity - Value
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.84
Sharpe Ratio	-0.1
Information Ratio	1.59
Alpha Ratio	-1.68
Min Investment	500
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,080
31 Oct 22	₹17,737
31 Oct 23	₹20,797
31 Oct 24	₹30,933
31 Oct 25	₹32,132

Nippon India Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Nippon India Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Nov 25

Duration	Returns
1 Month	1.3%
3 Month	4.8%
6 Month	6.7%
1 Year	9.1%
3 Year	22.2%
5 Year	24%
10 Year
15 Year
Since launch	16.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.3%
2023	42.4%
2022	4.8%
2021	39.4%
2020	16.3%
2019	5.7%
2018	-8.4%
2017	45.7%
2016	-1.6%
2015	6.1%

Fund Manager information for Nippon India Value Fund

Name	Since	Tenure
Meenakshi Dawar	7 May 18	7.41 Yr.
Dhrumil Shah	1 Jan 23	2.75 Yr.
Kinjal Desai	25 May 18	7.36 Yr.

Data below for Nippon India Value Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	33.15%
Technology	13.12%
Industrials	9.5%
Consumer Cyclical	9.21%
Energy	7.63%
Basic Materials	6.79%
Utility	6.18%
Health Care	4.39%
Communication Services	3.04%
Consumer Defensive	1.41%
Real Estate	0.32%

Asset Allocation

Asset Class	Value
Cash	5.26%
Equity	94.74%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 13 \| HDFCBANK	9%	₹768 Cr	8,079,200
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 18 \| ICICIBANK	4%	₹392 Cr	2,904,797
Infosys Ltd (Technology) Equity, Since 31 Oct 11 \| INFY	4%	₹317 Cr	2,200,779
NTPC Ltd (Utilities) Equity, Since 31 May 22 \| 532555	3%	₹287 Cr	8,434,650 ↑ 1,000,000
State Bank of India (Financial Services) Equity, Since 28 Feb 15 \| SBIN	3%	₹285 Cr	3,261,159 ↑ 200,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 18 \| RELIANCE	3%	₹262 Cr	1,920,396
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 18 \| BHARTIARTL	3%	₹240 Cr	1,277,248
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	3%	₹230 Cr	628,547
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Jan 23 \| 500312	2%	₹214 Cr	8,924,956
IndusInd Bank Ltd (Financial Services) Equity, Since 31 May 23 \| INDUSINDBK	2%	₹202 Cr	2,744,522

5. Nippon India Pharma Fund

The primary investment objective of the scheme is to seek to generate consistent returns by investing in equity and equity related or fixed income securities of Pharma and other associated companies.

Research Highlights for Nippon India Pharma Fund

Lower mid AUM (₹8,346 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 17.75% (bottom quartile).
3Y return: 21.96% (upper mid).
1Y return: 3.65% (bottom quartile).
Alpha: -2.97 (bottom quartile).
Sharpe: -0.35 (bottom quartile).
Information ratio: -0.76 (bottom quartile).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Sun Pharmaceuticals Industries Ltd (~12.3%).

Below is the key information for Nippon India Pharma Fund

Nippon India Pharma Fund Growth
Launch Date	5 Jun 04
NAV (20 Nov 25)	₹517.418 ↓ -1.10 (-0.21 %)
Net Assets (Cr)	₹8,346 on 31 Oct 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	High
Expense Ratio	1.81
Sharpe Ratio	-0.35
Information Ratio	-0.76
Alpha Ratio	-2.97
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹13,485
31 Oct 22	₹13,065
31 Oct 23	₹15,358
31 Oct 24	₹23,207
31 Oct 25	₹23,085

Nippon India Pharma Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Nippon India Pharma Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Nov 25

Duration	Returns
1 Month	0.1%
3 Month	-0.4%
6 Month	4.4%
1 Year	3.7%
3 Year	22%
5 Year	17.7%
10 Year
15 Year
Since launch	20.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	34%
2023	39.2%
2022	-9.9%
2021	23.9%
2020	66.4%
2019	1.7%
2018	3.6%
2017	7.6%
2016	-10.6%
2015	19.4%

Fund Manager information for Nippon India Pharma Fund

Name	Since	Tenure
Sailesh Raj Bhan	1 Apr 05	20.51 Yr.
Kinjal Desai	25 May 18	7.36 Yr.

Data below for Nippon India Pharma Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Health Care	99.47%

Asset Allocation

Asset Class	Value
Cash	0.53%
Equity	99.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 09 \| SUNPHARMA	12%	₹997 Cr	6,256,349
Lupin Ltd (Healthcare) Equity, Since 31 Aug 08 \| 500257	7%	₹589 Cr	3,083,991 ↑ 400,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	7%	₹569 Cr	1,000,031
Cipla Ltd (Healthcare) Equity, Since 31 May 08 \| 500087	6%	₹525 Cr	3,495,054 ↑ 295,054
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Sep 20 \| APOLLOHOSP	6%	₹481 Cr	648,795
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 30 Jun 11 \| 500124	6%	₹479 Cr	3,916,074
Vijaya Diagnostic Centre Ltd (Healthcare) Equity, Since 30 Sep 21 \| 543350	4%	₹289 Cr	2,886,684
Medplus Health Services Ltd (Healthcare) Equity, Since 30 Nov 22 \| 543427	3%	₹275 Cr	3,627,277
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	3%	₹263 Cr	1,320,549
GlaxoSmithKline Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Aug 22 \| GLAXO	3%	₹243 Cr	913,226

6. Nippon India Quant Fund

(Erstwhile Reliance Quant Plus Fund)

The investment objective of the scheme is to generate capital appreciation through investment in equity and equity related instruments. The scheme will seek to generate capital appreciation by investing in an active portfolio of stocks selected from Nifty 50 on the basis of a mathematical model.

Research Highlights for Nippon India Quant Fund

Bottom quartile AUM (₹107 Cr).
Established history (17+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.43% (lower mid).
3Y return: 20.31% (lower mid).
1Y return: 9.70% (upper mid).
Alpha: 1.22 (top quartile).
Sharpe: 0.06 (upper mid).
Information ratio: 1.63 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding ICICI Bank Ltd (~7.7%).

Below is the key information for Nippon India Quant Fund

Nippon India Quant Fund Growth
Launch Date	18 Apr 08
NAV (20 Nov 25)	₹74.0389 ↑ 0.33 (0.45 %)
Net Assets (Cr)	₹107 on 31 Oct 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.97
Sharpe Ratio	0.06
Information Ratio	1.63
Alpha Ratio	1.22
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,369
31 Oct 22	₹16,253
31 Oct 23	₹18,573
31 Oct 24	₹26,327
31 Oct 25	₹27,950

Nippon India Quant Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Nippon India Quant Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Nov 25

Duration	Returns
1 Month	0.7%
3 Month	4.1%
6 Month	6.7%
1 Year	9.7%
3 Year	20.3%
5 Year	21.4%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.9%
2023	35.1%
2022	7.4%
2021	31.3%
2020	16.7%
2019	4.9%
2018	-3.1%
2017	30.6%
2016	4.6%
2015	-6.1%

Fund Manager information for Nippon India Quant Fund

Name	Since	Tenure
Ashutosh Bhargava	16 Sep 17	8.05 Yr.
Kinjal Desai	25 May 18	7.36 Yr.

Data below for Nippon India Quant Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	32.23%
Consumer Cyclical	15.29%
Industrials	12.75%
Technology	9.26%
Energy	7.14%
Health Care	5.11%
Basic Materials	4.63%
Consumer Defensive	4.42%
Communication Services	4.01%
Utility	2.64%
Real Estate	1.59%

Asset Allocation

Asset Class	Value
Cash	0.89%
Equity	99.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 19 \| ICICIBANK	8%	₹8 Cr	59,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	8%	₹8 Cr	83,000 ↑ 2,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 19 \| RELIANCE	6%	₹6 Cr	42,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 21 \| LT	5%	₹5 Cr	13,500
State Bank of India (Financial Services) Equity, Since 30 Sep 20 \| SBIN	4%	₹5 Cr	53,000
Infosys Ltd (Technology) Equity, Since 31 Jan 20 \| INFY	4%	₹4 Cr	30,000 ↑ 4,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 24 \| BHARTIARTL	4%	₹4 Cr	22,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Aug 24 \| BEL	4%	₹4 Cr	95,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| M&M	4%	₹4 Cr	11,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	3%	₹3 Cr	32,000

7. Nippon India Large Cap Fund

(Erstwhile Reliance Top 200 Fund)

The primary investment objective of the scheme is to seek to generate long term capital appreciation by investing in equity and equity related instruments of companies whose market capitalization is within the range of highest & lowest market capitalization of S&P BSE 200 Index. The secondary objective is to generate consistent returns by investing in debt and money market securities.

Research Highlights for Nippon India Large Cap Fund

Upper mid AUM (₹48,871 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.62% (upper mid).
3Y return: 19.44% (lower mid).
1Y return: 11.27% (top quartile).
Alpha: 0.46 (top quartile).
Sharpe: 0.15 (upper mid).
Information ratio: 1.44 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.0%).

Below is the key information for Nippon India Large Cap Fund

Nippon India Large Cap Fund Growth
Launch Date	8 Aug 07
NAV (20 Nov 25)	₹94.3971 ↑ 0.41 (0.44 %)
Net Assets (Cr)	₹48,871 on 31 Oct 25
Category	Equity - Large Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	0.15
Information Ratio	1.44
Alpha Ratio	0.46
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,663
31 Oct 22	₹18,199
31 Oct 23	₹21,056
31 Oct 24	₹28,695
31 Oct 25	₹30,850

Nippon India Large Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Nippon India Large Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Nov 25

Duration	Returns
1 Month	0.6%
3 Month	2.7%
6 Month	7.4%
1 Year	11.3%
3 Year	19.4%
5 Year	22.6%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.2%
2023	32.1%
2022	11.3%
2021	32.4%
2020	4.9%
2019	7.3%
2018	-0.2%
2017	38.4%
2016	2.2%
2015	1.1%

Fund Manager information for Nippon India Large Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	8 Aug 07	18.16 Yr.
Kinjal Desai	25 May 18	7.36 Yr.
Bhavik Dave	19 Aug 24	1.12 Yr.

Data below for Nippon India Large Cap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	31.97%
Consumer Cyclical	15.91%
Industrials	10.31%
Consumer Defensive	10.3%
Technology	7.32%
Basic Materials	6.09%
Energy	6.03%
Utility	5.96%
Health Care	4.98%
Communication Services	0.22%

Asset Allocation

Asset Class	Value
Cash	0.91%
Equity	99.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	8%	₹3,717 Cr	39,080,734
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 19 \| RELIANCE	6%	₹2,801 Cr	20,537,539
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	5%	₹2,224 Cr	16,500,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 15 \| 532215	4%	₹2,036 Cr	17,989,098
State Bank of India (Financial Services) Equity, Since 31 Oct 10 \| SBIN	4%	₹2,029 Cr	23,254,164 ↑ 500,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	3%	₹1,610 Cr	4,400,529
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Dec 21 \| 500034	3%	₹1,463 Cr	14,648,655 ↓ -908,455
Infosys Ltd (Technology) Equity, Since 30 Sep 07 \| INFY	3%	₹1,442 Cr	10,000,494 ↑ 2,000,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Jan 16 \| ITC	3%	₹1,419 Cr	35,329,812
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Jun 12 \| 522275	3%	₹1,347 Cr	4,550,000 ↓ -100,000

8. Nippon India US Equity Opportunites Fund

The primary investment objective of Reliance US Equity Opportunities Fund is to provide long term capital appreciation to investors by primarily investing in equity and equity related securities of companies listed on recognized stock exchanges in the US and the secondary objective is to generate consistent returns by investing in debt and money market securities in India. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.

Research Highlights for Nippon India US Equity Opportunites Fund

Bottom quartile AUM (₹726 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 11.53% (bottom quartile).
3Y return: 18.86% (bottom quartile).
1Y return: 6.29% (lower mid).
Alpha: -8.77 (bottom quartile).
Sharpe: 0.62 (top quartile).
Information ratio: -1.05 (bottom quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding Alphabet Inc Class A (~7.4%).

Below is the key information for Nippon India US Equity Opportunites Fund

Nippon India US Equity Opportunites Fund Growth
Launch Date	23 Jul 15
NAV (19 Nov 25)	₹35.5763 ↓ -0.07 (-0.19 %)
Net Assets (Cr)	₹726 on 31 Oct 25
Category	Equity - Global
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	High
Expense Ratio	2.4
Sharpe Ratio	0.62
Information Ratio	-1.05
Alpha Ratio	-8.77
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹13,859
31 Oct 22	₹11,538
31 Oct 23	₹13,072
31 Oct 24	₹17,276
31 Oct 25	₹19,943

Nippon India US Equity Opportunites Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Nippon India US Equity Opportunites Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Nov 25

Duration	Returns
1 Month	-2.5%
3 Month	-0.4%
6 Month	4.7%
1 Year	6.3%
3 Year	18.9%
5 Year	11.5%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21.3%
2023	32.4%
2022	-19%
2021	22.2%
2020	22.4%
2019	31.8%
2018	7.7%
2017	16.9%
2016	8.2%
2015

Fund Manager information for Nippon India US Equity Opportunites Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.36 Yr.

Data below for Nippon India US Equity Opportunites Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Technology	28.46%
Communication Services	18.21%
Consumer Cyclical	15.64%
Financial Services	13.62%
Health Care	12.82%
Basic Materials	3.25%
Consumer Defensive	2.25%

Asset Allocation

Asset Class	Value
Cash	5.76%
Equity	94.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Alphabet Inc Class A (Communication Services) Equity, Since 31 Jul 15 \| GOOGL	7%	₹53 Cr	24,753
Meta Platforms Inc Class A (Communication Services) Equity, Since 31 Oct 16 \| META	7%	₹52 Cr	8,008
Taiwan Semiconductor Manufacturing Co Ltd ADR (Technology) Equity, Since 31 Jan 23 \| TSM	7%	₹49 Cr	19,701
Amazon.com Inc (Consumer Cyclical) Equity, Since 31 Mar 19 \| AMZN	6%	₹46 Cr	23,439
Microsoft Corp (Technology) Equity, Since 30 Nov 18 \| MSFT	6%	₹43 Cr	9,433
Booking Holdings Inc (Consumer Cyclical) Equity, Since 31 Jul 15 \| BKNG	5%	₹38 Cr	785
Charles Schwab Corp (Financial Services) Equity, Since 31 Jul 22 \| SCHW	5%	₹37 Cr	43,625
Mastercard Inc Class A (Financial Services) Equity, Since 31 Jul 15 \| MA	5%	₹33 Cr	6,571
Visa Inc Class A (Financial Services) Equity, Since 31 Jan 17 \| V	4%	₹28 Cr	9,396
IQVIA Holdings Inc (Healthcare) Equity, Since 28 Feb 17 \| IQV	4%	₹27 Cr	15,940

9. Nippon India Banking Fund

The primary investment objective of the Scheme is to seek to generate continuous returns by actively investing in equity and equity related securities of companies in the Banking Sector and companies engaged in allied activities related to Banking Sector. The AMC will have the discretion to completely or partially invest in any of the type of securities stated above with a view to maximize the returns or on defensive considerations. However, there can be no assurance that the investment objective of the Scheme will be realized, as actual market movements may be at variance with anticipated trends.

Research Highlights for Nippon India Banking Fund

Lower mid AUM (₹7,543 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.18% (lower mid).
3Y return: 18.61% (bottom quartile).
1Y return: 18.02% (top quartile).
Alpha: -2.56 (lower mid).
Sharpe: 0.45 (top quartile).
Information ratio: 0.64 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~16.0%).
Top-3 holdings concentration ~40.4%.

Below is the key information for Nippon India Banking Fund

Nippon India Banking Fund Growth
Launch Date	26 May 03
NAV (20 Nov 25)	₹663.609 ↑ 3.07 (0.46 %)
Net Assets (Cr)	₹7,543 on 31 Oct 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.45
Information Ratio	0.64
Alpha Ratio	-2.56
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,950
31 Oct 22	₹19,165
31 Oct 23	₹22,246
31 Oct 24	₹28,090
31 Oct 25	₹31,408

Nippon India Banking Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Nippon India Banking Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Nov 25

Duration	Returns
1 Month	2.2%
3 Month	6.1%
6 Month	8.3%
1 Year	18%
3 Year	18.6%
5 Year	22.2%
10 Year
15 Year
Since launch	20.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	24.2%
2022	20.7%
2021	29.7%
2020	-10.6%
2019	10.7%
2018	-1.2%
2017	44.1%
2016	11.5%
2015	-6%

Fund Manager information for Nippon India Banking Fund

Name	Since	Tenure
Vinay Sharma	9 Apr 18	7.48 Yr.
Kinjal Desai	25 May 18	7.36 Yr.
Bhavik Dave	18 Jun 21	4.29 Yr.

Data below for Nippon India Banking Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	94.94%
Technology	3.08%

Asset Allocation

Asset Class	Value
Cash	1.97%
Equity	98.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	16%	₹1,148 Cr	12,069,320 ↓ -360,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	15%	₹1,061 Cr	7,874,587
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| 532215	10%	₹690 Cr	6,100,228
State Bank of India (Financial Services) Equity, Since 31 Mar 14 \| SBIN	8%	₹541 Cr	6,201,466 ↑ 108,802
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Nov 20 \| SBILIFE	4%	₹263 Cr	1,470,199 ↓ -214,832
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jul 20 \| SBICARD	4%	₹260 Cr	2,962,545
The Federal Bank Ltd (Financial Services) Equity, Since 30 Nov 04 \| FEDERALBNK	3%	₹239 Cr	12,405,824 ↑ 1,000,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Oct 23 \| 532978	3%	₹230 Cr	1,146,038
Bank of Baroda (Financial Services) Equity, Since 30 Apr 25 \| 532134	3%	₹209 Cr	8,093,554
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| KOTAKBANK	3%	₹192 Cr	964,574 ↑ 159,574

10. Nippon India Tax Saver Fund (ELSS)

The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. However, there can be no assurance that the scheme’s investment objective shall be achieved.

Research Highlights for Nippon India Tax Saver Fund (ELSS)

Upper mid AUM (₹15,513 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.18% (bottom quartile).
3Y return: 17.62% (bottom quartile).
1Y return: 8.00% (upper mid).
Alpha: -1.25 (upper mid).
Sharpe: -0.06 (upper mid).
Information ratio: 0.49 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding ICICI Bank Ltd (~7.7%).

Below is the key information for Nippon India Tax Saver Fund (ELSS)

Nippon India Tax Saver Fund (ELSS) Growth
Launch Date	21 Sep 05
NAV (20 Nov 25)	₹132.679 ↑ 0.50 (0.38 %)
Net Assets (Cr)	₹15,513 on 31 Oct 25
Category	Equity - ELSS
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.7
Sharpe Ratio	-0.06
Information Ratio	0.49
Alpha Ratio	-1.25
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,982
31 Oct 22	₹17,588
31 Oct 23	₹19,774
31 Oct 24	₹27,565
31 Oct 25	₹28,719

Nippon India Tax Saver Fund (ELSS) SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Nippon India Tax Saver Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Nov 25

Duration	Returns
1 Month	0.8%
3 Month	2.2%
6 Month	6%
1 Year	8%
3 Year	17.6%
5 Year	21.2%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.6%
2023	28.6%
2022	6.9%
2021	37.6%
2020	-0.4%
2019	1.5%
2018	-20.7%
2017	46%
2016	4.2%
2015	-2.9%

Fund Manager information for Nippon India Tax Saver Fund (ELSS)

Name	Since	Tenure
Rupesh Patel	1 Jul 21	4.25 Yr.
Ritesh Rathod	19 Aug 24	1.12 Yr.
Kinjal Desai	25 May 18	7.36 Yr.

Data below for Nippon India Tax Saver Fund (ELSS) as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	37.67%
Consumer Cyclical	11.26%
Consumer Defensive	10.41%
Industrials	10.26%
Utility	6.97%
Health Care	5.66%
Technology	4.74%
Energy	4.49%
Basic Materials	4.15%
Communication Services	3.76%

Asset Allocation

Asset Class	Value
Cash	0.62%
Equity	99.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| ICICIBANK	8%	₹1,159 Cr	8,600,000
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	7%	₹1,065 Cr	11,200,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 20 \| 532215	4%	₹634 Cr	5,600,000
Infosys Ltd (Technology) Equity, Since 31 Mar 20 \| INFY	4%	₹591 Cr	4,100,000 ↓ -260,420
State Bank of India (Financial Services) Equity, Since 31 Dec 13 \| SBIN	3%	₹489 Cr	5,600,000
NTPC Ltd (Utilities) Equity, Since 28 Feb 19 \| 532555	3%	₹477 Cr	14,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 20 \| RELIANCE	3%	₹412 Cr	3,018,247
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| MOTHERSON	3%	₹405 Cr	38,319,861
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Nov 22 \| 532810	2%	₹374 Cr	9,111,111
TVS Holdings Ltd (Consumer Cyclical) Equity, Since 30 Jun 13 \| 520056	2%	₹369 Cr	289,148

एसआईपी निवेश कैसे बढ़ता है?

जानना चाहते हैं कि कैसे आपकाएसआईपी निवेश यदि आप एक निश्चित अवधि के लिए मासिक रूप से एक निश्चित राशि का निवेश करते हैं तो वृद्धि होगी? हम आपको एक उदाहरण के साथ समझाएंगे।

एसआईपी कैलकुलेटर या एसआईपी रिटर्न कैलकुलेटर

एसआईपी कैलकुलेटर आमतौर पर एसआईपी निवेश राशि (लक्ष्य) जैसे इनपुट लेते हैं, जो निवेश करना चाहता है, निवेश के वर्षों की संख्या, अपेक्षितमुद्रास्फीति दरों (इसके लिए एक खाते की जरूरत है!) और अपेक्षित रिटर्न। इसलिए, कोई लक्ष्य प्राप्त करने के लिए आवश्यक एसआईपी रिटर्न की गणना कर सकता है!

मान लीजिए, यदि आप INR 10 का निवेश करते हैं,000 10 साल के लिए देखें आपका SIP निवेश कैसे बढ़ता है-

मासिक निवेश: INR 10,000

निवेश अवधि: 10 वर्ष

निवेश की गई कुल राशि: INR 12,00,000

दीर्घकालिक विकास दर (लगभग): 15%

के अनुसार अपेक्षित रिटर्नघूंट कैलकुलेटर: INR 27,86,573

शुद्ध लाभ: INR 15,86,573 (निरपेक्ष रिटर्न= 132.2%)

उपरोक्त गणनाओं से पता चलता है कि यदि आप 10 वर्षों के लिए 10,000 रुपये मासिक निवेश करते हैं (कुल INR12,00,000) आप कामाएंगेINR 27,86,573, जिसका अर्थ है कि आप जो शुद्ध लाभ कमाते हैं वह हैINR 15,86,573. बढ़िया है ना!

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