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Life Time Free Mutual Funds Investment Account

Updated on August 8, 2026 , 8554 views

Welcome to the World of Fincash.com!

First of all, we would like to thank you for choosing us as your Mutual Fund investment channel.

Are you a beginner? Are you a seasoned investor? Don’t worry, all your needs will be catered. Be Rest Assured as we are always there to guide you at every step whether related to investments, product selection, registration or any other query. So, let’s move ahead to have a better understanding of the features of the Life Time Free Mutual Funds Investment Account along with the registration process.

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Why Fincash.com Investment Account?

Fincash.com always believes in “Customer First” policy. We always ensure to provide top-notch customer service by keeping in mind the client’s requirements and how effectively it can be fulfilled. Our aim is to create value for your money so that you can achieve your goals within the timeframe. Some of the investor-friendly features of Fincash.com include:

  • User-friendly website so that you get maximum information in minimum clicks
  • Lifetime Active & Free Account where investors need not pay any money even if they don’t transact.
  • Easy Registration Process where people need not spend much time.
  • KYC Compliance which can be done within our framework through eKYC and is indeed helpful for first-timers.
  • Safety & Security are always on our priority where; we ensure that client’s data and all their transactions both are kept confidential.
  • Wide Range of Schemes which people can choose as per their requirements.
  • Customized Solutions of Fincash.com that helps investors to ease out their product selection process under the categories of ELSS, SIPs, and Tax Saving Scheme.

Registration Process for Fincash.com

Well, the registration process to open your Life Time Free Mutual Fund Investment Account is quite simple. To complete your registration, you require:

  • An active mobile number
  • PAN number
  • Aadhar Number
  • Scanned Copy/Image of personalized cancelled cheque, Bank statement, Front Page of Passbook
  • Scanned Copy/Image of your Signature

let us look at the registration process:

Step 1: Create Your Login

The First step begins with creating your login. To create your login id, first you need to visit the website of www.fincash.com and click on the SIGN UP button on the top right side of the screen After clicking on this button, you need to enter your email address and password. This login id will be used by you whenever while transacting. So, be sure that you give your correct and valid email address. You can even do social signup using Facebook or Gmail id. The image showing the login button tab and the login screen is shown below.

Step-1-Login

Step 2: Mobile Verification

After creating your login id, the next step deals with verification of mobile number. In other words, post creation of login id, the screen gets redirected to mobile number verification where people need to enter their mobile number. Upon entering the mobile number, they receive a One Time Password (OTP) through SMS which again needs to be entered on the screen. So, be careful that you enter your correct and active mobile number. Also, while entering the OTP, ensure that all the characters are entered correctly. The image for the second step is as follows.

Step-2-Mobile-Verification

Step 3: PAN MF KYC Status Check

The Third step ensures that, whether you are a KYC compliant investor or not. MF KYC or Know-Your-Customer is a one-time process that you need to complete before Investing money in Mutual Funds. The KYC Status is verified using your PAN. If you have already completed your KYC process, then you will get a pop up for the same and can proceed with the registration process.

Step 3 Registration

Step 4: Registration Form

This process needs to be completed by all individuals. For registration purposes, you need to fill in the form, that is spread out into 5 different tabs. These tabs include personal information, address details, bank account, FATCA details, and nominee. By filling all the tabs and uploading the relevant documents, you complete the complete KYC process and can invest up to any amount in Mutual Funds. After filling all the details, you need to click on the check box, to proceed to the next step. The image showing the various tabs of registration form along with the check box is as shown below.

Step-4-Registration

4:1- Fill Personal Information

Fincash Registration Personal Information

When you click on the Personal Information option, you will have to fill details like

  • Name (as on PAN Card)
  • PAN number
  • Father/Spouse name
  • Mobile number
  • Email address
  • Date of Birth (dd/mm/yyyy format)
  • Tax status (options in drop-down)

At the bottom if have to choose your martial status and gender. Click on the save button.

4:2- Fill Address Details

Fincash Registration Address Details

In the address details section, fill the following information:

  • Address types (the options are given in the drop-down)
  • Address details
  • Pin code
  • Landmark
  • City
  • District
  • State
  • Country

At the bottom, click on the yellow button and save the details.

4:3- Bank Details

Fincash Registration Bank Details

For registration, you need to fill your bank details like:

  • Name (as on bank cheque)
  • Account type (options in the drop-down)
  • IFSC code
  • Bank account number
  • Confirm bank account number

Once you fill all the information, save the details.

4:4- FATCA

Fincash Registration FATCA

In FATCA, following are the information to fill, there are drop-downs given:

  • Annual income
  • Occupation
  • Source of wealth
  • Nationality
  • Birth country
  • Birth city
  • Tax residency

At the bottom you need to select if you are politically exposed or politically related.

4:4- Nominee (Optional)

Fincash Registration Nominee Option

Adding nominee is optional. If you choose to fill, add the nominee name and choose the relation you share.

Once filled, accept the Terms & Conditions and proceed to upload documents.

Step 5: Upload Documents

This is the final step in your registration process. If you have completed the KYC process, then you just need to upload:

  • Scanned copy/Image of your signature and
  • Scanned copy/Image of your personalized cheque.

However, if you have not completed the eKYC and you are not KYC compliant then along with the above-mentioned documents, you need to upload

  • Photograph
  • Scanned copy/Image of PAN card and
  • Scanned copy/Image of Address Proof

In case of upload documents, the display of the screen is given below as follows.

Step-5-Upload-Documents

Thus, we can see that the registration process is quite simple. Now the final part that is the customized solutions of Fincash.com. The USP of Fincash.com is its customized solutions that help in easing out the product selection process.

Fincash Solutions

These three solutions are for general investment need are :

SavingsPlus

This solution is suitable for people having idle money in their savings bank account and are looking for avenues to augment more income. savingsplus is a bundle of top three Liquid Fund schemes that offer more returns as compared to the Savings Account. Additionally, these funds are considered as a safe investment avenue. Some of the features of SavingsPlus are:

  • Higher returns
  • Instant redemption
  • No lock-in or exit load
  • Invest and redeem in a click

Checkout Saving Plus

SmartSIP

smartsip is a bundle of top three equity fund schemes that are considered to be stable and have earned good returns over a period of time. Its apt for people having long-term investment period. As the name suggests SIP, people can invest small amounts in this schemes to attain their objectives. The features of SmartSIP include:

  • Pre-selected top 3 SIP schemes
  • Schemes selected after an analysis of 20,000 schemes
  • Earn healthy returns

Checkout Smart SIP

TaxSaver

The third solution taxsaver is a bundle of two Equity Mutual Funds that give the advantages of investing and tax benefits. Through TaxSaver, people can claim a tax deduction up to INR 1,50,000 under Section 80C of income tax Act, 1961 for a particular Financial Year. Being Tax Saving Investments, they have a lock-in period of three years. Their features include:

  • Selected after analysis across ELSS category
  • Pre-selected top 2 best Equity Linked Saving Schemes(ELSS)
  • Save tax and earn healthy returns

Checkout Tax Saver

Fund Selection Methodology used to find 5 funds

  • Category: Equity
  • AUM Range: 500 to 100000 Cr
  • Sorted On : 3-year return (high to low)
  • Tags: fcpro
  • No Of Funds: 5

Best Mutual Funds to Start Investments

Below is the list of best mutual funds once can invest having Net Assets/ AUM above 500 Crore.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Lower mid AUM (₹1,433 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 27.17% (top quartile).
  • 3Y return: 52.85% (top quartile).
  • 1Y return: 72.65% (top quartile).
  • Alpha: 2.12 (lower mid).
  • Sharpe: 1.22 (upper mid).
  • Information ratio: -0.50 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Equity-heavy allocation (~93%).
  • Largest holding BGF World Gold I2 (~67.0%).
  • Top-3 holdings concentration ~100.3%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (07 Aug 26) ₹58.7805 ↑ 3.77   (6.85 %)
Net Assets (Cr) ₹1,433 on 30 Jun 26
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.41
Sharpe Ratio 1.22
Information Ratio -0.5
Alpha Ratio 2.12
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹7,373
31 Jul 23₹9,366
31 Jul 24₹11,150
31 Jul 25₹16,504
31 Jul 26₹26,355

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 26

DurationReturns
1 Month 15.3%
3 Month -3.6%
6 Month 0%
1 Year 72.6%
3 Year 52.9%
5 Year 27.2%
10 Year
15 Year
Since launch 9.8%
Historical performance (Yearly) on absolute basis
YearReturns
2025 167.1%
2024 15.9%
2023 7%
2022 -7.7%
2021 -9%
2020 31.4%
2019 35.1%
2018 -10.7%
2017 -4%
2016 52.7%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Kaivalya Nadkarni1 May 251.25 Yr.

Data below for DSP World Gold Fund as on 30 Jun 26

Equity Sector Allocation
SectorValue
Basic Materials92.85%
Asset Allocation
Asset ClassValue
Cash5.2%
Equity93.02%
Debt0.01%
Other1.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
67%₹960 Cr983,452
↓ -21,591
VanEck Gold Miners ETF
- | GDX
29%₹409 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
5%₹67 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹4 Cr

2. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

  • Bottom quartile AUM (₹1,291 Cr).
  • Established history (14+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 18.29% (bottom quartile).
  • 3Y return: 26.57% (upper mid).
  • 1Y return: 39.75% (upper mid).
  • Alpha: -4.10 (bottom quartile).
  • Sharpe: 1.93 (top quartile).
  • Information ratio: 0.15 (lower mid).
  • Higher exposure to Technology vs peer median.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Equity-heavy allocation (~94%).
  • Largest holding BGF US Flexible Equity I2 (~95.7%).
  • Top-3 holdings concentration ~100.4%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (07 Aug 26) ₹94.0836 ↓ -0.49   (-0.52 %)
Net Assets (Cr) ₹1,291 on 30 Jun 26
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.55
Sharpe Ratio 1.93
Information Ratio 0.15
Alpha Ratio -4.1
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹10,023
31 Jul 23₹11,458
31 Jul 24₹13,332
31 Jul 25₹16,454
31 Jul 26₹22,370

DSP US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 26

DurationReturns
1 Month 1.4%
3 Month 2%
6 Month 21.8%
1 Year 39.8%
3 Year 26.6%
5 Year 18.3%
10 Year
15 Year
Since launch 17.4%
Historical performance (Yearly) on absolute basis
YearReturns
2025 33.8%
2024 17.8%
2023 22%
2022 -5.9%
2021 24.2%
2020 22.6%
2019 27.5%
2018 -1.1%
2017 15.5%
2016 9.8%
Fund Manager information for DSP US Flexible Equity Fund
NameSinceTenure
Kaivalya Nadkarni1 May 251.25 Yr.

Data below for DSP US Flexible Equity Fund as on 30 Jun 26

Equity Sector Allocation
SectorValue
Technology32.18%
Communication Services13.8%
Industrials13.38%
Financial Services12.1%
Consumer Cyclical9.45%
Health Care7.39%
Energy2.14%
Basic Materials2.13%
Utility1.5%
Asset Allocation
Asset ClassValue
Cash5.91%
Equity94.07%
Debt0.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2
Investment Fund | -
96%₹1,236 Cr1,784,131
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
4%₹58 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹3 Cr

3. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,137 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 22.69% (upper mid).
  • 3Y return: 25.15% (lower mid).
  • 1Y return: 15.39% (lower mid).
  • Alpha: 8.41 (top quartile).
  • Sharpe: 0.22 (lower mid).
  • Information ratio: 0.58 (upper mid).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • Largest holding Tata Motors Passenger Vehicles Ltd (~3.8%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund
Growth
Launch Date 29 Feb 08
NAV (10 Aug 26) ₹55.3793 ↓ -0.11   (-0.19 %)
Net Assets (Cr) ₹1,137 on 30 Jun 26
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.21
Sharpe Ratio 0.22
Information Ratio 0.58
Alpha Ratio 8.41
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹11,519
31 Jul 23₹14,236
31 Jul 24₹26,350
31 Jul 25₹25,021
31 Jul 26₹27,470

LIC MF Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 26

DurationReturns
1 Month 0.7%
3 Month 3.8%
6 Month 9.4%
1 Year 15.4%
3 Year 25.1%
5 Year 22.7%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 -3.7%
2024 47.8%
2023 44.4%
2022 7.9%
2021 46.6%
2020 -0.1%
2019 13.3%
2018 -14.6%
2017 42.2%
2016 -2.2%
Fund Manager information for LIC MF Infrastructure Fund
NameSinceTenure
Mahesh Bendre1 Jul 242.08 Yr.

Data below for LIC MF Infrastructure Fund as on 30 Jun 26

Equity Sector Allocation
SectorValue
Industrials35.52%
Consumer Cyclical19.57%
Basic Materials12.18%
Utility10.33%
Financial Services9.93%
Communication Services3.66%
Real Estate2.1%
Health Care1.74%
Technology0.93%
Asset Allocation
Asset ClassValue
Cash4.04%
Equity95.96%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical)
Equity, Since 28 Feb 26 | TMPV
4%₹43 Cr1,224,915
↑ 242,024
JSW Infrastructure Ltd (Industrials)
Equity, Since 30 Apr 26 | JSWINFRA
4%₹41 Cr1,266,481
↑ 132,623
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | TMCV
4%₹40 Cr944,348
↓ -71,585
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT
3%₹40 Cr96,023
↓ -10,945
Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 500655
3%₹38 Cr57,317
↓ -8,008
Tata Power Co Ltd (Utilities)
Equity, Since 29 Feb 24 | 500400
3%₹33 Cr861,040
KSH International Ltd (Industrials)
Equity, Since 31 Dec 25 | KSHINTL
3%₹32 Cr367,501
↓ -65,315
Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jan 26 | BDL
3%₹30 Cr222,408
↓ -20,546
Carraro India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 24 | CARRARO
3%₹30 Cr565,917
↓ -7,074
NTPC Ltd (Utilities)
Equity, Since 31 Mar 23 | 532555
3%₹30 Cr834,071
↑ 125,282

4. Invesco India Mid Cap Fund

The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of mid cap companies. However, there can be no assurance that the funds objectives will be achieved.

Research Highlights for Invesco India Mid Cap Fund

  • Highest AUM (₹13,767 Cr).
  • Oldest track record among peers (19 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.97% (lower mid).
  • 3Y return: 24.61% (bottom quartile).
  • 1Y return: 13.57% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.19 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding Prestige Estates Projects Ltd (~7.1%).

Below is the key information for Invesco India Mid Cap Fund

Invesco India Mid Cap Fund
Growth
Launch Date 19 Apr 07
NAV (10 Aug 26) ₹200.69 ↑ 0.61   (0.30 %)
Net Assets (Cr) ₹13,767 on 30 Jun 26
Category Equity - Mid Cap
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio 0.19
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹10,219
31 Jul 23₹12,600
31 Jul 24₹19,551
31 Jul 25₹21,829
31 Jul 26₹24,059

Invesco India Mid Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Invesco India Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 26

DurationReturns
1 Month 0.2%
3 Month 6.9%
6 Month 9.6%
1 Year 13.6%
3 Year 24.6%
5 Year 20%
10 Year
15 Year
Since launch 16.8%
Historical performance (Yearly) on absolute basis
YearReturns
2025 6.3%
2024 43.1%
2023 34.1%
2022 0.5%
2021 43.1%
2020 24.4%
2019 3.8%
2018 -5.3%
2017 44.3%
2016 1.1%
Fund Manager information for Invesco India Mid Cap Fund
NameSinceTenure
Aditya Khemani9 Nov 232.73 Yr.

Data below for Invesco India Mid Cap Fund as on 30 Jun 26

Equity Sector Allocation
SectorValue
Financial Services28.81%
Consumer Cyclical19.95%
Health Care17.65%
Industrials13.86%
Real Estate9.67%
Technology3.8%
Basic Materials3.66%
Utility1.97%
Asset Allocation
Asset ClassValue
Cash0.63%
Equity99.37%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Prestige Estates Projects Ltd (Real Estate)
Equity, Since 30 Nov 23 | PRESTIGE
7%₹976 Cr6,236,588
↑ 939,982
The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 22 | FEDERALBNK
6%₹768 Cr23,278,440
↑ 974,308
BSE Ltd (Financial Services)
Equity, Since 31 Dec 23 | BSE
5%₹699 Cr1,809,521
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Jul 25 | 540611
4%₹616 Cr5,936,790
Meesho Ltd (Consumer Cyclical)
Equity, Since 30 Jun 26 | MEESHO
4%₹615 Cr31,970,414
↑ 31,970,414
Global Health Ltd (Healthcare)
Equity, Since 30 Nov 23 | MEDANTA
4%₹601 Cr4,577,395
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Dec 22 | MAXHEALTH
4%₹592 Cr5,241,044
InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Apr 24 | INDIGO
4%₹575 Cr1,071,057
↓ -115,381
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 25 | ETERNAL
4%₹544 Cr20,552,364
↓ -1,614,338
L&T Finance Ltd (Financial Services)
Equity, Since 31 Dec 23 | LTF
4%₹524 Cr16,854,973

5. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Research Highlights for Invesco India Growth Opportunities Fund

  • Upper mid AUM (₹11,164 Cr).
  • Established history (19+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.58% (bottom quartile).
  • 3Y return: 23.62% (bottom quartile).
  • 1Y return: 12.61% (bottom quartile).
  • Alpha: 6.78 (upper mid).
  • Sharpe: 0.12 (bottom quartile).
  • Information ratio: 1.15 (top quartile).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding Max Healthcare Institute Ltd Ordinary Shares (~7.8%).

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund
Growth
Launch Date 9 Aug 07
NAV (10 Aug 26) ₹111.71 ↑ 0.54   (0.49 %)
Net Assets (Cr) ₹11,164 on 30 Jun 26
Category Equity - Large & Mid Cap
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio 0.12
Information Ratio 1.15
Alpha Ratio 6.78
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 21₹10,000
31 Jul 22₹10,105
31 Jul 23₹11,931
31 Jul 24₹18,404
31 Jul 25₹20,337
31 Jul 26₹22,116

Invesco India Growth Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Aug 26

DurationReturns
1 Month 1.5%
3 Month 9%
6 Month 10.3%
1 Year 12.6%
3 Year 23.6%
5 Year 17.6%
10 Year
15 Year
Since launch 13.5%
Historical performance (Yearly) on absolute basis
YearReturns
2025 4.7%
2024 37.5%
2023 31.6%
2022 -0.4%
2021 29.7%
2020 13.3%
2019 10.7%
2018 -0.2%
2017 39.6%
2016 3.3%
Fund Manager information for Invesco India Growth Opportunities Fund
NameSinceTenure
Aditya Khemani9 Nov 232.73 Yr.

Data below for Invesco India Growth Opportunities Fund as on 30 Jun 26

Equity Sector Allocation
SectorValue
Financial Services25.37%
Consumer Cyclical20.87%
Health Care19.88%
Industrials19.13%
Real Estate7.63%
Basic Materials2.57%
Communication Services1.58%
Utility1.37%
Technology0.79%
Asset Allocation
Asset ClassValue
Cash0.8%
Equity99.19%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Nov 22 | MAXHEALTH
8%₹866 Cr7,668,370
↑ 549,646
Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Jun 23 | ETERNAL
7%₹824 Cr31,143,612
↑ 3,836,133
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Mar 24 | INDIGO
7%₹797 Cr1,484,863
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK
6%₹722 Cr5,248,496
↑ 107,098
Trent Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 500251
5%₹536 Cr1,633,683
Sai Life Sciences Ltd (Healthcare)
Equity, Since 31 Dec 24 | SAILIFE
5%₹529 Cr4,283,799
Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Dec 23 | PRESTIGE
5%₹517 Cr3,304,450
ABB India Ltd (Industrials)
Equity, Since 30 Jun 23 | ABB
4%₹428 Cr608,622
Aditya Infotech Ltd (Industrials)
Equity, Since 31 Aug 25 | CPPLUS
3%₹375 Cr1,028,145
BSE Ltd (Financial Services)
Equity, Since 31 Oct 23 | BSE
3%₹369 Cr955,364

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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