SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-48913909Dashboard

Life Time Free Mutual Funds Investment Account

Updated on July 13, 2026 , 8506 views

Welcome to the World of Fincash.com!

First of all, we would like to thank you for choosing us as your Mutual Fund investment channel.

Are you a beginner? Are you a seasoned investor? Don’t worry, all your needs will be catered. Be Rest Assured as we are always there to guide you at every step whether related to investments, product selection, registration or any other query. So, let’s move ahead to have a better understanding of the features of the Life Time Free Mutual Funds Investment Account along with the registration process.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Why Fincash.com Investment Account?

Fincash.com always believes in “Customer First” policy. We always ensure to provide top-notch customer service by keeping in mind the client’s requirements and how effectively it can be fulfilled. Our aim is to create value for your money so that you can achieve your goals within the timeframe. Some of the investor-friendly features of Fincash.com include:

  • User-friendly website so that you get maximum information in minimum clicks
  • Lifetime Active & Free Account where investors need not pay any money even if they don’t transact.
  • Easy Registration Process where people need not spend much time.
  • KYC Compliance which can be done within our framework through eKYC and is indeed helpful for first-timers.
  • Safety & Security are always on our priority where; we ensure that client’s data and all their transactions both are kept confidential.
  • Wide Range of Schemes which people can choose as per their requirements.
  • Customized Solutions of Fincash.com that helps investors to ease out their product selection process under the categories of ELSS, SIPs, and Tax Saving Scheme.

Registration Process for Fincash.com

Well, the registration process to open your Life Time Free Mutual Fund Investment Account is quite simple. To complete your registration, you require:

  • An active mobile number
  • PAN number
  • Aadhar Number
  • Scanned Copy/Image of personalized cancelled cheque, Bank statement, Front Page of Passbook
  • Scanned Copy/Image of your Signature

let us look at the registration process:

Step 1: Create Your Login

The First step begins with creating your login. To create your login id, first you need to visit the website of www.fincash.com and click on the SIGN UP button on the top right side of the screen After clicking on this button, you need to enter your email address and password. This login id will be used by you whenever while transacting. So, be sure that you give your correct and valid email address. You can even do social signup using Facebook or Gmail id. The image showing the login button tab and the login screen is shown below.

Step-1-Login

Step 2: Mobile Verification

After creating your login id, the next step deals with verification of mobile number. In other words, post creation of login id, the screen gets redirected to mobile number verification where people need to enter their mobile number. Upon entering the mobile number, they receive a One Time Password (OTP) through SMS which again needs to be entered on the screen. So, be careful that you enter your correct and active mobile number. Also, while entering the OTP, ensure that all the characters are entered correctly. The image for the second step is as follows.

Step-2-Mobile-Verification

Step 3: PAN MF KYC Status Check

The Third step ensures that, whether you are a KYC compliant investor or not. MF KYC or Know-Your-Customer is a one-time process that you need to complete before Investing money in Mutual Funds. The KYC Status is verified using your PAN. If you have already completed your KYC process, then you will get a pop up for the same and can proceed with the registration process.

Step 3 Registration

Step 4: Registration Form

This process needs to be completed by all individuals. For registration purposes, you need to fill in the form, that is spread out into 5 different tabs. These tabs include personal information, address details, bank account, FATCA details, and nominee. By filling all the tabs and uploading the relevant documents, you complete the complete KYC process and can invest up to any amount in Mutual Funds. After filling all the details, you need to click on the check box, to proceed to the next step. The image showing the various tabs of registration form along with the check box is as shown below.

Step-4-Registration

4:1- Fill Personal Information

Fincash Registration Personal Information

When you click on the Personal Information option, you will have to fill details like

  • Name (as on PAN Card)
  • PAN number
  • Father/Spouse name
  • Mobile number
  • Email address
  • Date of Birth (dd/mm/yyyy format)
  • Tax status (options in drop-down)

At the bottom if have to choose your martial status and gender. Click on the save button.

4:2- Fill Address Details

Fincash Registration Address Details

In the address details section, fill the following information:

  • Address types (the options are given in the drop-down)
  • Address details
  • Pin code
  • Landmark
  • City
  • District
  • State
  • Country

At the bottom, click on the yellow button and save the details.

4:3- Bank Details

Fincash Registration Bank Details

For registration, you need to fill your bank details like:

  • Name (as on bank cheque)
  • Account type (options in the drop-down)
  • IFSC code
  • Bank account number
  • Confirm bank account number

Once you fill all the information, save the details.

4:4- FATCA

Fincash Registration FATCA

In FATCA, following are the information to fill, there are drop-downs given:

  • Annual income
  • Occupation
  • Source of wealth
  • Nationality
  • Birth country
  • Birth city
  • Tax residency

At the bottom you need to select if you are politically exposed or politically related.

4:4- Nominee (Optional)

Fincash Registration Nominee Option

Adding nominee is optional. If you choose to fill, add the nominee name and choose the relation you share.

Once filled, accept the Terms & Conditions and proceed to upload documents.

Step 5: Upload Documents

This is the final step in your registration process. If you have completed the KYC process, then you just need to upload:

  • Scanned copy/Image of your signature and
  • Scanned copy/Image of your personalized cheque.

However, if you have not completed the eKYC and you are not KYC compliant then along with the above-mentioned documents, you need to upload

  • Photograph
  • Scanned copy/Image of PAN card and
  • Scanned copy/Image of Address Proof

In case of upload documents, the display of the screen is given below as follows.

Step-5-Upload-Documents

Thus, we can see that the registration process is quite simple. Now the final part that is the customized solutions of Fincash.com. The USP of Fincash.com is its customized solutions that help in easing out the product selection process.

Fincash Solutions

These three solutions are for general investment need are :

SavingsPlus

This solution is suitable for people having idle money in their savings bank account and are looking for avenues to augment more income. savingsplus is a bundle of top three Liquid Fund schemes that offer more returns as compared to the Savings Account. Additionally, these funds are considered as a safe investment avenue. Some of the features of SavingsPlus are:

  • Higher returns
  • Instant redemption
  • No lock-in or exit load
  • Invest and redeem in a click

Checkout Saving Plus

SmartSIP

smartsip is a bundle of top three equity fund schemes that are considered to be stable and have earned good returns over a period of time. Its apt for people having long-term investment period. As the name suggests SIP, people can invest small amounts in this schemes to attain their objectives. The features of SmartSIP include:

  • Pre-selected top 3 SIP schemes
  • Schemes selected after an analysis of 20,000 schemes
  • Earn healthy returns

Checkout Smart SIP

TaxSaver

The third solution taxsaver is a bundle of two Equity Mutual Funds that give the advantages of investing and tax benefits. Through TaxSaver, people can claim a tax deduction up to INR 1,50,000 under Section 80C of income tax Act, 1961 for a particular Financial Year. Being Tax Saving Investments, they have a lock-in period of three years. Their features include:

  • Selected after analysis across ELSS category
  • Pre-selected top 2 best Equity Linked Saving Schemes(ELSS)
  • Save tax and earn healthy returns

Checkout Tax Saver

Fund Selection Methodology used to find 5 funds

  • Category: Equity
  • AUM Range: 500 to 100000 Cr
  • Sorted On : 3-year return (high to low)
  • Tags: fcpro
  • No Of Funds: 5

Best Mutual Funds to Start Investments

Below is the list of best mutual funds once can invest having Net Assets/ AUM above 500 Crore.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Upper mid AUM (₹1,679 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 22.26% (lower mid).
  • 3Y return: 41.28% (top quartile).
  • 1Y return: 62.26% (top quartile).
  • Alpha: -0.46 (bottom quartile).
  • Sharpe: 1.77 (upper mid).
  • Information ratio: -0.78 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • Largest holding BGF World Gold I2 (~68.0%).
  • Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (14 Jul 26) ₹50.3205 ↑ 1.24   (2.53 %)
Net Assets (Cr) ₹1,679 on 31 May 26
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.41
Sharpe Ratio 1.77
Information Ratio -0.78
Alpha Ratio -0.46
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹8,181
30 Jun 23₹9,294
30 Jun 24₹10,640
30 Jun 25₹16,808
30 Jun 26₹27,693

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jul 26

DurationReturns
1 Month -3.7%
3 Month -20.3%
6 Month -15%
1 Year 62.3%
3 Year 41.3%
5 Year 22.3%
10 Year
15 Year
Since launch 9%
Historical performance (Yearly) on absolute basis
YearReturns
2025 167.1%
2024 15.9%
2023 7%
2022 -7.7%
2021 -9%
2020 31.4%
2019 35.1%
2018 -10.7%
2017 -4%
2016 52.7%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Kaivalya Nadkarni1 May 251.17 Yr.

Data below for DSP World Gold Fund as on 31 May 26

Equity Sector Allocation
SectorValue
Basic Materials94.47%
Asset Allocation
Asset ClassValue
Cash3.62%
Equity94.47%
Debt0%
Other1.91%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
68%₹1,141 Cr1,005,044
VanEck Gold Miners ETF
- | GDX
29%₹490 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
3%₹54 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹6 Cr

2. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

  • Lower mid AUM (₹1,323 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 18.20% (bottom quartile).
  • 3Y return: 27.00% (upper mid).
  • 1Y return: 48.88% (upper mid).
  • Alpha: -3.23 (bottom quartile).
  • Sharpe: 2.57 (top quartile).
  • Information ratio: 0.13 (upper mid).
  • Higher exposure to Technology vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~93%).
  • Largest holding BGF US Flexible Equity I2 (~95.7%).
  • Top-3 holdings concentration ~100.2%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (14 Jul 26) ₹94.3323 ↑ 0.32   (0.34 %)
Net Assets (Cr) ₹1,323 on 31 May 26
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.55
Sharpe Ratio 2.57
Information Ratio 0.13
Alpha Ratio -3.23
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹9,273
30 Jun 23₹11,265
30 Jun 24₹13,557
30 Jun 25₹15,785
30 Jun 26₹23,371

DSP US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jul 26

DurationReturns
1 Month 2.3%
3 Month 14.8%
6 Month 20.9%
1 Year 48.9%
3 Year 27%
5 Year 18.2%
10 Year
15 Year
Since launch 17.5%
Historical performance (Yearly) on absolute basis
YearReturns
2025 33.8%
2024 17.8%
2023 22%
2022 -5.9%
2021 24.2%
2020 22.6%
2019 27.5%
2018 -1.1%
2017 15.5%
2016 9.8%
Fund Manager information for DSP US Flexible Equity Fund
NameSinceTenure
Kaivalya Nadkarni1 May 251.17 Yr.

Data below for DSP US Flexible Equity Fund as on 31 May 26

Equity Sector Allocation
SectorValue
Technology33.05%
Industrials13.62%
Financial Services12.17%
Communication Services12.05%
Consumer Cyclical9.62%
Health Care7.65%
Basic Materials2.45%
Energy2.43%
Asset Allocation
Asset ClassValue
Cash6.96%
Equity93.02%
Debt0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2
Investment Fund | -
96%₹1,265 Cr1,784,131
↓ -32,921
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
4%₹59 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹2 Cr

3. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

  • Bottom quartile AUM (₹1,217 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 14.56% (bottom quartile).
  • 3Y return: 25.80% (lower mid).
  • 1Y return: 13.59% (lower mid).
  • Alpha: 0.91 (upper mid).
  • Sharpe: 0.42 (lower mid).
  • Information ratio: 0.08 (lower mid).
  • Higher exposure to Health Care vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • Largest holding Sun Pharmaceuticals Industries Ltd (~8.9%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund
Growth
Launch Date 28 Jun 99
NAV (15 Jul 26) ₹333.939 ↑ 1.66   (0.50 %)
Net Assets (Cr) ₹1,217 on 31 May 26
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.26
Sharpe Ratio 0.42
Information Ratio 0.08
Alpha Ratio 0.91
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹8,478
30 Jun 23₹10,006
30 Jun 24₹14,264
30 Jun 25₹17,337
30 Jun 26₹19,764

UTI Healthcare Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jul 26

DurationReturns
1 Month 7.2%
3 Month 17.5%
6 Month 19%
1 Year 13.6%
3 Year 25.8%
5 Year 14.6%
10 Year
15 Year
Since launch 15%
Historical performance (Yearly) on absolute basis
YearReturns
2025 -3.1%
2024 42.9%
2023 38.2%
2022 -12.3%
2021 19.1%
2020 67.4%
2019 1.2%
2018 -7.5%
2017 6.2%
2016 -9.7%
Fund Manager information for UTI Healthcare Fund
NameSinceTenure
Kamal Gada2 May 224.17 Yr.

Data below for UTI Healthcare Fund as on 31 May 26

Equity Sector Allocation
SectorValue
Health Care94.45%
Asset Allocation
Asset ClassValue
Cash5.55%
Equity94.45%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 06 | SUNPHARMA
9%₹108 Cr600,000
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 17 | DIVISLAB
5%₹59 Cr88,814
↑ 28,076
Ajanta Pharma Ltd (Healthcare)
Equity, Since 31 Jul 17 | AJANTPHARM
5%₹57 Cr195,295
↓ -41,216
Gland Pharma Ltd (Healthcare)
Equity, Since 30 Nov 20 | GLAND
4%₹48 Cr215,251
Lupin Ltd (Healthcare)
Equity, Since 28 Feb 25 | LUPIN
4%₹46 Cr203,834
↓ -6,166
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Apr 21 | APOLLOHOSP
4%₹43 Cr53,000
Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 28 Feb 18 | DRREDDY
3%₹38 Cr290,000
Caplin Point Laboratories Ltd (Healthcare)
Equity, Since 31 Dec 23 | CAPLIPOINT
3%₹37 Cr185,000
↑ 39,847
Alkem Laboratories Ltd (Healthcare)
Equity, Since 31 May 21 | ALKEM
3%₹37 Cr68,000
Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Dec 20 | FORTIS
3%₹37 Cr400,000

4. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

  • Highest AUM (₹6,594 Cr).
  • Established history (16+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 23.12% (top quartile).
  • 3Y return: 25.60% (bottom quartile).
  • 1Y return: 6.60% (bottom quartile).
  • Alpha: 0.16 (lower mid).
  • Sharpe: 0.26 (bottom quartile).
  • Information ratio: -0.02 (bottom quartile).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding State Bank of India (~16.9%).
  • Top-3 holdings concentration ~35.4%.

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (15 Jul 26) ₹34.4616 ↑ 0.11   (0.31 %)
Net Assets (Cr) ₹6,594 on 31 May 26
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 1.89
Sharpe Ratio 0.26
Information Ratio -0.02
Alpha Ratio 0.16
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹9,973
30 Jun 23₹13,609
30 Jun 24₹26,792
30 Jun 25₹26,602
30 Jun 26₹28,255

SBI PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jul 26

DurationReturns
1 Month -1.2%
3 Month -3.5%
6 Month 0.6%
1 Year 6.6%
3 Year 25.6%
5 Year 23.1%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2025 11.3%
2024 23.5%
2023 54%
2022 29%
2021 32.4%
2020 -10%
2019 6%
2018 -23.8%
2017 21.9%
2016 16.2%
Fund Manager information for SBI PSU Fund
NameSinceTenure
Rohit Shimpi1 Jun 242.08 Yr.

Data below for SBI PSU Fund as on 31 May 26

Equity Sector Allocation
SectorValue
Financial Services32.54%
Utility31.22%
Industrials14.07%
Energy11.97%
Basic Materials6.94%
Asset Allocation
Asset ClassValue
Cash3.18%
Equity96.74%
Debt0.07%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN
17%₹1,112 Cr11,527,500
↑ 1,000,000
GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | GAIL
10%₹628 Cr38,150,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | NTPC
9%₹597 Cr15,443,244
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL
9%₹583 Cr14,185,000
↑ 800,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | POWERGRID
9%₹579 Cr19,935,554
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | ONGC
6%₹389 Cr14,655,000
Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | BANKBARODA
5%₹352 Cr13,100,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | BPCL
4%₹289 Cr9,700,000
Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Jun 25 | BHEL
4%₹271 Cr6,500,000
NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | NMDC
4%₹245 Cr27,900,000

5. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,099 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 22.85% (upper mid).
  • 3Y return: 25.50% (bottom quartile).
  • 1Y return: 7.66% (bottom quartile).
  • Alpha: 4.51 (top quartile).
  • Sharpe: 0.26 (bottom quartile).
  • Information ratio: 0.55 (top quartile).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • Largest holding Larsen & Toubro Ltd (~4.0%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund
Growth
Launch Date 29 Feb 08
NAV (15 Jul 26) ₹54.4288 ↑ 0.08   (0.15 %)
Net Assets (Cr) ₹1,099 on 31 May 26
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.21
Sharpe Ratio 0.26
Information Ratio 0.55
Alpha Ratio 4.51
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 21₹10,000
30 Jun 22₹11,137
30 Jun 23₹14,179
30 Jun 24₹26,268
30 Jun 25₹26,896
30 Jun 26₹29,151

LIC MF Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Jul 26

DurationReturns
1 Month 1%
3 Month 7.8%
6 Month 13.3%
1 Year 7.7%
3 Year 25.5%
5 Year 22.8%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2025 -3.7%
2024 47.8%
2023 44.4%
2022 7.9%
2021 46.6%
2020 -0.1%
2019 13.3%
2018 -14.6%
2017 42.2%
2016 -2.2%
Fund Manager information for LIC MF Infrastructure Fund
NameSinceTenure
Sumit Bhatnagar7 Apr 260.23 Yr.
Mahesh Bendre1 Jul 242 Yr.

Data below for LIC MF Infrastructure Fund as on 31 May 26

Equity Sector Allocation
SectorValue
Industrials37.05%
Consumer Cyclical20.88%
Basic Materials12.42%
Utility11.88%
Communication Services5.02%
Financial Services3.98%
Real Estate1.97%
Health Care1.89%
Technology1.08%
Asset Allocation
Asset ClassValue
Cash3.82%
Equity96.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT
4%₹44 Cr106,968
↓ -10,884
Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 500655
4%₹40 Cr65,325
↓ -7,684
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical)
Equity, Since 28 Feb 26 | TMPV
4%₹39 Cr982,891
↓ -332,760
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | TMCV
4%₹39 Cr1,015,933
↑ 26,983
Tata Power Co Ltd (Utilities)
Equity, Since 29 Feb 24 | TATAPOWER
3%₹36 Cr861,040
↑ 524,312
KSH International Ltd (Industrials)
Equity, Since 31 Dec 25 | KSHINTL
3%₹34 Cr432,816
↑ 6,280
Siemens Energy India Ltd (Utilities)
Equity, Since 31 Aug 25 | ENRIN
3%₹34 Cr87,106
↑ 24,800
JSW Infrastructure Ltd (Industrials)
Equity, Since 30 Apr 26 | JSWINFRA
3%₹31 Cr1,133,858
↑ 745,681
Carraro India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 24 | CARRARO
3%₹31 Cr572,991
Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jan 26 | BDL
3%₹29 Cr242,954
↑ 157,744

So, do you want to be a smart investor and make money? Register and invest with Fincash.com and create wealth for your future.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 3.6, based on 7 reviews.
POST A COMMENT