+91-22-48913909Life Time Free Mutual Funds Investment Account
Welcome to the World of Fincash.com!
First of all, we would like to thank you for choosing us as your Mutual Fund investment channel.
Are you a beginner? Are you a seasoned investor? Don’t worry, all your needs will be catered. Be Rest Assured as we are always there to guide you at every step whether related to investments, product selection, registration or any other query. So, let’s move ahead to have a better understanding of the features of the Life Time Free Mutual Funds Investment Account along with the registration process.
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Why Fincash.com Investment Account?
Fincash.com always believes in “Customer First” policy. We always ensure to provide top-notch customer service by keeping in mind the client’s requirements and how effectively it can be fulfilled. Our aim is to create value for your money so that you can achieve your goals within the timeframe. Some of the investor-friendly features of Fincash.com include:
- User-friendly website so that you get maximum information in minimum clicks
- Lifetime Active & Free Account where investors need not pay any money even if they don’t transact.
- Easy Registration Process where people need not spend much time.
- KYC Compliance which can be done within our framework through eKYC and is indeed helpful for first-timers.
- Safety & Security are always on our priority where; we ensure that client’s data and all their transactions both are kept confidential.
- Wide Range of Schemes which people can choose as per their requirements.
- Customized Solutions of Fincash.com that helps investors to ease out their product selection process under the categories of ELSS, SIPs, and Tax Saving Scheme.
Registration Process for Fincash.com
Well, the registration process to open your Life Time Free Mutual Fund Investment Account is quite simple. To complete your registration, you require:
- An active mobile number
- PAN number
- Aadhar Number
- Scanned Copy/Image of personalized cancelled cheque, Bank statement, Front Page of Passbook
- Scanned Copy/Image of your Signature
let us look at the registration process:
Step 1: Create Your Login
The First step begins with creating your login. To create your login id, first you need to visit the website of www.fincash.com and click on the SIGN UP button on the top right side of the screen After clicking on this button, you need to enter your email address and password. This login id will be used by you whenever while transacting. So, be sure that you give your correct and valid email address. You can even do social signup using Facebook or Gmail id. The image showing the login button tab and the login screen is shown below.
Step 2: Mobile Verification
After creating your login id, the next step deals with verification of mobile number. In other words, post creation of login id, the screen gets redirected to mobile number verification where people need to enter their mobile number. Upon entering the mobile number, they receive a One Time Password (OTP) through SMS which again needs to be entered on the screen. So, be careful that you enter your correct and active mobile number. Also, while entering the OTP, ensure that all the characters are entered correctly. The image for the second step is as follows.
Step 3: PAN MF KYC Status Check
The Third step ensures that, whether you are a KYC compliant investor or not. MF KYC or Know-Your-Customer is a one-time process that you need to complete before Investing money in Mutual Funds. The KYC Status is verified using your PAN. If you have already completed your KYC process, then you will get a pop up for the same and can proceed with the registration process.
Step 4: Registration Form
This process needs to be completed by all individuals. For registration purposes, you need to fill in the form, that is spread out into 5 different tabs. These tabs include personal information, address details, bank account, FATCA details, and nominee. By filling all the tabs and uploading the relevant documents, you complete the complete KYC process and can invest up to any amount in Mutual Funds. After filling all the details, you need to click on the check box, to proceed to the next step. The image showing the various tabs of registration form along with the check box is as shown below.
4:1- Fill Personal Information
When you click on the Personal Information option, you will have to fill details like
- Name (as on PAN Card)
- PAN number
- Father/Spouse name
- Mobile number
- Email address
- Date of Birth (dd/mm/yyyy format)
- Tax status (options in drop-down)
At the bottom if have to choose your martial status and gender. Click on the save button.
4:2- Fill Address Details
In the address details section, fill the following information:
- Address types (the options are given in the drop-down)
- Address details
- Pin code
- Landmark
- City
- District
- State
- Country
At the bottom, click on the yellow button and save the details.
4:3- Bank Details
For registration, you need to fill your bank details like:
- Name (as on bank cheque)
- Account type (options in the drop-down)
- IFSC code
- Bank account number
- Confirm bank account number
Once you fill all the information, save the details.
4:4- FATCA
In FATCA, following are the information to fill, there are drop-downs given:
- Annual income
- Occupation
- Source of wealth
- Nationality
- Birth country
- Birth city
- Tax residency
At the bottom you need to select if you are politically exposed or politically related.
4:4- Nominee (Optional)
Adding nominee is optional. If you choose to fill, add the nominee name and choose the relation you share.
Once filled, accept the Terms & Conditions and proceed to upload documents.
Step 5: Upload Documents
This is the final step in your registration process. If you have completed the KYC process, then you just need to upload:
- Scanned copy/Image of your signature and
- Scanned copy/Image of your personalized cheque.
However, if you have not completed the eKYC and you are not KYC compliant then along with the above-mentioned documents, you need to upload
- Photograph
- Scanned copy/Image of PAN card and
- Scanned copy/Image of Address Proof
In case of upload documents, the display of the screen is given below as follows.
Thus, we can see that the registration process is quite simple. Now the final part that is the customized solutions of Fincash.com. The USP of Fincash.com is its customized solutions that help in easing out the product selection process.
Fincash Solutions
These three solutions are for general investment need are :
SavingsPlus
This solution is suitable for people having idle money in their savings bank account and are looking for avenues to augment more income. savingsplus is a bundle of top three Liquid Fund schemes that offer more returns as compared to the Savings Account. Additionally, these funds are considered as a safe investment avenue. Some of the features of SavingsPlus are:
- Higher returns
- Instant redemption
- No lock-in or exit load
- Invest and redeem in a click
SmartSIP
smartsip is a bundle of top three equity fund schemes that are considered to be stable and have earned good returns over a period of time. Its apt for people having long-term investment period. As the name suggests SIP, people can invest small amounts in this schemes to attain their objectives. The features of SmartSIP include:
- Pre-selected top 3 SIP schemes
- Schemes selected after an analysis of 20,000 schemes
- Earn healthy returns
TaxSaver
The third solution taxsaver is a bundle of two Equity Mutual Funds that give the advantages of investing and tax benefits. Through TaxSaver, people can claim a tax deduction up to INR 1,50,000 under Section 80C of income tax Act, 1961 for a particular Financial Year. Being Tax Saving Investments, they have a lock-in period of three years. Their features include:
- Selected after analysis across ELSS category
- Pre-selected top 2 best Equity Linked Saving Schemes(ELSS)
- Save tax and earn healthy returns
Fund Selection Methodology used to find 5 funds
Best Mutual Funds to Start Investments
Below is the list of best mutual funds once can invest having Net Assets/ AUM above 500 Crore.
"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized." Below is the key information for DSP World Gold Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF. Research Highlights for DSP US Flexible Equity Fund Below is the key information for DSP US Flexible Equity Fund Returns up to 1 year are on The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets. Research Highlights for Kotak Global Emerging Market Fund Below is the key information for Kotak Global Emerging Market Fund Returns up to 1 year are on The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America. Research Highlights for Franklin India Feeder - Franklin U S Opportunities Fund Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund Returns up to 1 year are on The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related Instruments of Large Cap companies. However
there can be no assurance that the investment objective under the Scheme will be realized. Research Highlights for IDBI India Top 100 Equity Fund Below is the key information for IDBI India Top 100 Equity Fund Returns up to 1 year are on 1. DSP World Gold Fund
DSP World Gold Fund
Growth Launch Date 14 Sep 07 NAV (13 Oct 26) ₹57.4955 ↓ -0.96 (-1.64 %) Net Assets (Cr) ₹1,828 on 31 Aug 26 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.41 Sharpe Ratio 1.25 Information Ratio -1.01 Alpha Ratio 4.18 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹8,263 30 Sep 23 ₹9,670 30 Sep 24 ₹14,147 30 Sep 25 ₹28,247 30 Sep 26 ₹37,014 Returns for DSP World Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Oct 26 Duration Returns 1 Month -10.2% 3 Month 17.1% 6 Month -8.9% 1 Year 26.3% 3 Year 53.3% 5 Year 26.8% 10 Year 15 Year Since launch 9.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 167.1% 2024 15.9% 2023 7% 2022 -7.7% 2021 -9% 2020 31.4% 2019 35.1% 2018 -10.7% 2017 -4% 2016 52.7% Fund Manager information for DSP World Gold Fund
Name Since Tenure Kaivalya Nadkarni 1 May 25 1.34 Yr. Data below for DSP World Gold Fund as on 31 Aug 26
Equity Sector Allocation
Sector Value Basic Materials 92.97% Asset Allocation
Asset Class Value Cash 4.49% Equity 93.67% Debt 0% Other 1.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Gold I2
Investment Fund | -67% ₹1,220 Cr 958,135
↓ -25,317 VanEck Gold Miners ETF
- | GDX30% ₹539 Cr 573,719 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -4% ₹74 Cr Net Receivables/Payables
Net Current Assets | -0% -₹5 Cr 2. DSP US Flexible Equity Fund
DSP US Flexible Equity Fund
Growth Launch Date 3 Aug 12 NAV (13 Oct 26) ₹94.0675 ↓ -1.28 (-1.34 %) Net Assets (Cr) ₹1,270 on 31 Aug 26 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk High Expense Ratio 1.55 Sharpe Ratio 1.42 Information Ratio -0.07 Alpha Ratio -7.01 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹9,295 30 Sep 23 ₹11,197 30 Sep 24 ₹13,853 30 Sep 25 ₹17,875 30 Sep 26 ₹23,358 Returns for DSP US Flexible Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Oct 26 Duration Returns 1 Month 0.8% 3 Month 0.1% 6 Month 14.4% 1 Year 31.6% 3 Year 27.9% 5 Year 18.4% 10 Year 15 Year Since launch 17.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 33.8% 2024 17.8% 2023 22% 2022 -5.9% 2021 24.2% 2020 22.6% 2019 27.5% 2018 -1.1% 2017 15.5% 2016 9.8% Fund Manager information for DSP US Flexible Equity Fund
Name Since Tenure Kaivalya Nadkarni 1 May 25 1.34 Yr. Data below for DSP US Flexible Equity Fund as on 31 Aug 26
Equity Sector Allocation
Sector Value Technology 32.91% Industrials 12.97% Communication Services 11.37% Consumer Cyclical 9.78% Financial Services 9.58% Health Care 9.41% Energy 2.81% Basic Materials 2.31% Utility 2.1% Consumer Defensive 0.65% Asset Allocation
Asset Class Value Cash 6.12% Equity 93.87% Debt 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF US Flexible Equity I2
Investment Fund | -96% ₹1,220 Cr 1,784,131 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -4% ₹52 Cr Net Receivables/Payables
Net Current Assets | -0% -₹2 Cr 3. Kotak Global Emerging Market Fund
Kotak Global Emerging Market Fund
Growth Launch Date 26 Sep 07 NAV (13 Oct 26) ₹38.256 ↓ -1.79 (-4.46 %) Net Assets (Cr) ₹1,730 on 31 Aug 26 Category Equity - Global AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk High Expense Ratio 1.64 Sharpe Ratio 1.39 Information Ratio -0.83 Alpha Ratio -6.2 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹7,972 30 Sep 23 ₹8,771 30 Sep 24 ₹10,660 30 Sep 25 ₹13,233 30 Sep 26 ₹17,897 Returns for Kotak Global Emerging Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Oct 26 Duration Returns 1 Month -4.6% 3 Month -0.9% 6 Month 9.4% 1 Year 29% 3 Year 25.1% 5 Year 10.8% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2025 39.1% 2024 5.9% 2023 10.8% 2022 -15% 2021 -0.5% 2020 29.1% 2019 21.4% 2018 -14.4% 2017 30.4% 2016 -1.2% Fund Manager information for Kotak Global Emerging Market Fund
Name Since Tenure Arjun Khanna 9 May 19 7.32 Yr. Data below for Kotak Global Emerging Market Fund as on 31 Aug 26
Equity Sector Allocation
Sector Value Technology 38.58% Financial Services 21.65% Consumer Cyclical 8.14% Industrials 8.03% Basic Materials 7.19% Communication Services 5.09% Energy 4.9% Health Care 2.46% Asset Allocation
Asset Class Value Cash 3.97% Equity 96.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity CI Emerging Markets Class I
Investment Fund | -98% ₹1,695 Cr 4,595,108
↑ 4,595,108 Triparty Repo
CBLO/Reverse Repo | -2% ₹37 Cr Net Current Assets/(Liabilities)
Net Current Assets | -0% -₹3 Cr CI Emerging Markets Class A
Investment Fund | -₹0 Cr 00
↓ -4,597,762 4. Franklin India Feeder - Franklin U S Opportunities Fund
Franklin India Feeder - Franklin U S Opportunities Fund
Growth Launch Date 6 Feb 12 NAV (13 Oct 26) ₹94.0944 ↓ -0.58 (-0.61 %) Net Assets (Cr) ₹5,955 on 31 Aug 26 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆ Risk High Expense Ratio 1.54 Sharpe Ratio 0.58 Information Ratio -1.35 Alpha Ratio -3.26 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹7,098 30 Sep 23 ₹8,672 30 Sep 24 ₹12,248 30 Sep 25 ₹14,266 30 Sep 26 ₹16,435 Returns for Franklin India Feeder - Franklin U S Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Oct 26 Duration Returns 1 Month 3.3% 3 Month 2.8% 6 Month 14.5% 1 Year 16.6% 3 Year 23.2% 5 Year 10% 10 Year 15 Year Since launch 16.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 11.4% 2024 27.1% 2023 37.9% 2022 -30.3% 2021 17.9% 2020 45.2% 2019 34.2% 2018 6.5% 2017 18.1% 2016 -0.8% Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund
Name Since Tenure Sandeep Manam 18 Oct 21 4.87 Yr. Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 31 Aug 26
Equity Sector Allocation
Sector Value Technology 44.61% Industrials 11.04% Communication Services 10.62% Consumer Cyclical 9.17% Health Care 8.55% Financial Services 1.81% Basic Materials 1.44% Utility 1% Consumer Defensive 0.64% Asset Allocation
Asset Class Value Cash 5.67% Equity 91.06% Other 3.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity Franklin US Opportunities I(acc)USD
Investment Fund | -96% ₹5,720 Cr 5,402,573
↑ 17,426 Call, Cash & Other Assets
CBLO | -4% ₹234 Cr 5. IDBI India Top 100 Equity Fund
IDBI India Top 100 Equity Fund
Growth Launch Date 15 May 12 NAV (28 Jul 23) ₹44.16 ↑ 0.05 (0.11 %) Net Assets (Cr) ₹655 on 30 Jun 23 Category Equity - Large Cap AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.47 Sharpe Ratio 1.09 Information Ratio 0.14 Alpha Ratio 2.11 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for IDBI India Top 100 Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Oct 26 Duration Returns 1 Month 3% 3 Month 9.2% 6 Month 12.5% 1 Year 15.4% 3 Year 21.9% 5 Year 12.6% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for IDBI India Top 100 Equity Fund
Name Since Tenure Data below for IDBI India Top 100 Equity Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
So, do you want to be a smart investor and make money? Register and invest with Fincash.com and create wealth for your future.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for DSP World Gold Fund