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Life Time Free Mutual Funds Investment Account

Updated on December 10, 2025 , 8059 views

Welcome to the World of Fincash.com!

First of all, we would like to thank you for choosing us as your Mutual Fund investment channel.

Are you a beginner? Are you a seasoned investor? Don’t worry, all your needs will be catered. Be Rest Assured as we are always there to guide you at every step whether related to investments, product selection, registration or any other query. So, let’s move ahead to have a better understanding of the features of the Life Time Free Mutual Funds Investment Account along with the registration process.

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Why Fincash.com Investment Account?

Fincash.com always believes in “Customer First” policy. We always ensure to provide top-notch customer service by keeping in mind the client’s requirements and how effectively it can be fulfilled. Our aim is to create value for your money so that you can achieve your goals within the timeframe. Some of the investor-friendly features of Fincash.com include:

  • User-friendly website so that you get maximum information in minimum clicks
  • Lifetime Active & Free Account where investors need not pay any money even if they don’t transact.
  • Easy Registration Process where people need not spend much time.
  • KYC Compliance which can be done within our framework through eKYC and is indeed helpful for first-timers.
  • Safety & Security are always on our priority where; we ensure that client’s data and all their transactions both are kept confidential.
  • Wide Range of Schemes which people can choose as per their requirements.
  • Customized Solutions of Fincash.com that helps investors to ease out their product selection process under the categories of ELSS, SIPs, and Tax Saving Scheme.

Registration Process for Fincash.com

Well, the registration process to open your Life Time Free Mutual Fund Investment Account is quite simple. To complete your registration, you require:

  • An active mobile number
  • PAN number
  • Aadhar Number
  • Scanned Copy/Image of personalized cancelled cheque, Bank statement, Front Page of Passbook
  • Scanned Copy/Image of your Signature

let us look at the registration process:

Step 1: Create Your Login

The First step begins with creating your login. To create your login id, first you need to visit the website of www.fincash.com and click on the SIGN UP button on the top right side of the screen After clicking on this button, you need to enter your email address and password. This login id will be used by you whenever while transacting. So, be sure that you give your correct and valid email address. You can even do social signup using Facebook or Gmail id. The image showing the login button tab and the login screen is shown below.

Step-1-Login

Step 2: Mobile Verification

After creating your login id, the next step deals with verification of mobile number. In other words, post creation of login id, the screen gets redirected to mobile number verification where people need to enter their mobile number. Upon entering the mobile number, they receive a One Time Password (OTP) through SMS which again needs to be entered on the screen. So, be careful that you enter your correct and active mobile number. Also, while entering the OTP, ensure that all the characters are entered correctly. The image for the second step is as follows.

Step-2-Mobile-Verification

Step 3: PAN MF KYC Status Check

The Third step ensures that, whether you are a KYC compliant investor or not. MF KYC or Know-Your-Customer is a one-time process that you need to complete before Investing money in Mutual Funds. The KYC Status is verified using your PAN. If you have already completed your KYC process, then you will get a pop up for the same and can proceed with the registration process.

Step 3 Registration

Step 4: Registration Form

This process needs to be completed by all individuals. For registration purposes, you need to fill in the form, that is spread out into 5 different tabs. These tabs include personal information, address details, bank account, FATCA details, and nominee. By filling all the tabs and uploading the relevant documents, you complete the complete KYC process and can invest up to any amount in Mutual Funds. After filling all the details, you need to click on the check box, to proceed to the next step. The image showing the various tabs of registration form along with the check box is as shown below.

Step-4-Registration

4:1- Fill Personal Information

Fincash Registration Personal Information

When you click on the Personal Information option, you will have to fill details like

  • Name (as on PAN Card)
  • PAN number
  • Father/Spouse name
  • Mobile number
  • Email address
  • Date of Birth (DD/mm/yyyy format)
  • Tax status (options in drop-down)

At the bottom if have to choose your martial status and gender. Click on the save button.

4:2- Fill Address Details

Fincash Registration Address Details

In the address details section, fill the following information:

  • Address types (the options are given in the drop-down)
  • Address details
  • Pin code
  • Landmark
  • City
  • District
  • State
  • Country

At the bottom, click on the yellow button and save the details.

4:3- Bank Details

Fincash Registration Bank Details

For registration, you need to fill your bank details like:

  • Name (as on bank cheque)
  • Account type (options in the drop-down)
  • IFSC code
  • Bank account number
  • Confirm bank account number

Once you fill all the information, save the details.

4:4- FATCA

Fincash Registration FATCA

In FATCA, following are the information to fill, there are drop-downs given:

  • Annual Income
  • Occupation
  • Source of wealth
  • Nationality
  • Birth country
  • Birth city
  • Tax residency

At the bottom you need to select if you are politically exposed or politically related.

4:4- Nominee (Optional)

Fincash Registration Nominee Option

Adding nominee is optional. If you choose to fill, add the nominee name and choose the relation you share.

Once filled, accept the Terms & Conditions and proceed to upload documents.

Step 5: Upload Documents

This is the final step in your registration process. If you have completed the KYC process, then you just need to upload:

  • Scanned copy/Image of your signature and
  • Scanned copy/Image of your personalized cheque.

However, if you have not completed the eKYC and you are not KYC compliant then along with the above-mentioned documents, you need to upload

  • Photograph
  • Scanned copy/Image of PAN card and
  • Scanned copy/Image of Address Proof

In case of upload documents, the display of the screen is given below as follows.

Step-5-Upload-Documents

Thus, we can see that the registration process is quite simple. Now the final part that is the customized solutions of Fincash.com. The USP of Fincash.com is its customized solutions that help in easing out the product selection process.

Fincash Solutions

These three solutions are for general investment need are :

SavingsPlus

This solution is suitable for people having idle money in their savings bank account and are looking for avenues to augment more income. savingsplus is a bundle of top three Liquid Fund schemes that offer more returns as compared to the Savings Account. Additionally, these funds are considered as a safe investment avenue. Some of the features of SavingsPlus are:

  • Higher returns
  • Instant Redemption
  • No lock-in or exit load
  • Invest and redeem in a click

Checkout Saving Plus

SmartSIP

smartsip is a bundle of top three equity fund schemes that are considered to be stable and have earned good returns over a period of time. Its apt for people having long-term investment period. As the name suggests SIP, people can invest small amounts in this schemes to attain their objectives. The features of SmartSIP include:

  • Pre-selected top 3 SIP schemes
  • Schemes selected after an analysis of 20,000 schemes
  • Earn healthy returns

Checkout Smart SIP

TaxSaver

The third solution taxsaver is a bundle of two Equity Mutual Funds that give the advantages of investing and tax benefits. Through TaxSaver, people can claim a tax Deduction up to INR 1,50,000 under Section 80C of income tax Act, 1961 for a particular Financial Year. Being Tax Saving Investments, they have a lock-in period of three years. Their features include:

  • Selected after analysis across ELSS category
  • Pre-selected top 2 best Equity Linked Saving Schemes(ELSS)
  • Save tax and earn healthy returns

Checkout Tax Saver

Best Mutual Funds to Start Investments

Below is the list of best mutual funds once can invest having Net Assets/ AUM above 500 Crore.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Bottom quartile AUM (₹1,498 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 22.41% (bottom quartile).
  • 3Y return: 47.19% (top quartile).
  • 1Y return: 132.38% (top quartile).
  • Alpha: -4.16 (bottom quartile).
  • Sharpe: 1.83 (top quartile).
  • Information ratio: -1.04 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • Largest holding BGF World Gold I2 (~75.3%).
  • Top-3 holdings concentration ~101.3%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (11 Dec 25) ₹51.4804 ↑ 1.81   (3.64 %)
Net Assets (Cr) ₹1,498 on 31 Oct 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.41
Sharpe Ratio 1.83
Information Ratio -1.04
Alpha Ratio -4.16
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹9,903
30 Nov 22₹8,659
30 Nov 23₹9,599
30 Nov 24₹12,026
30 Nov 25₹27,573

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Dec 25

DurationReturns
1 Month 14%
3 Month 27.4%
6 Month 70%
1 Year 132.4%
3 Year 47.2%
5 Year 22.4%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.9%
2023 7%
2022 -7.7%
2021 -9%
2020 31.4%
2019 35.1%
2018 -10.7%
2017 -4%
2016 52.7%
2015 -18.5%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Jay Kothari1 Mar 1312.68 Yr.

Data below for DSP World Gold Fund as on 31 Oct 25

Equity Sector Allocation
SectorValue
Basic Materials95.15%
Asset Allocation
Asset ClassValue
Cash2.29%
Equity95.15%
Debt0.02%
Other2.54%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
75%₹1,127 Cr1,347,933
↓ -108,097
VanEck Gold Miners ETF
- | GDX
24%₹367 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
2%₹23 Cr
Net Receivables/Payables
Net Current Assets | -
1%-₹20 Cr

2. Franklin India Opportunities Fund

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Research Highlights for Franklin India Opportunities Fund

  • Upper mid AUM (₹8,189 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.53% (bottom quartile).
  • 3Y return: 27.50% (upper mid).
  • 1Y return: -0.71% (bottom quartile).
  • Alpha: 0.68 (top quartile).
  • Sharpe: 0.06 (bottom quartile).
  • Information ratio: 1.78 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Axis Bank Ltd (~5.9%).

Below is the key information for Franklin India Opportunities Fund

Franklin India Opportunities Fund
Growth
Launch Date 21 Feb 00
NAV (11 Dec 25) ₹256.218 ↑ 1.00   (0.39 %)
Net Assets (Cr) ₹8,189 on 31 Oct 25
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 1.83
Sharpe Ratio 0.06
Information Ratio 1.78
Alpha Ratio 0.68
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹13,952
30 Nov 22₹14,394
30 Nov 23₹19,801
30 Nov 24₹29,167
30 Nov 25₹30,396

Franklin India Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for Franklin India Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Dec 25

DurationReturns
1 Month -1.5%
3 Month -1%
6 Month 2.2%
1 Year -0.7%
3 Year 27.5%
5 Year 23.5%
10 Year
15 Year
Since launch 13.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 37.3%
2023 53.6%
2022 -1.9%
2021 29.7%
2020 27.3%
2019 5.4%
2018 -10.1%
2017 35.6%
2016 4.2%
2015 2.3%
Fund Manager information for Franklin India Opportunities Fund
NameSinceTenure
Kiran Sebastian7 Feb 223.73 Yr.
R. Janakiraman1 Apr 1312.59 Yr.
Sandeep Manam18 Oct 214.04 Yr.

Data below for Franklin India Opportunities Fund as on 31 Oct 25

Equity Sector Allocation
SectorValue
Financial Services24.53%
Consumer Cyclical16.82%
Health Care13%
Technology12.83%
Basic Materials8.66%
Communication Services5.45%
Industrials4.35%
Energy3.02%
Utility2.61%
Consumer Defensive1.62%
Real Estate0.55%
Asset Allocation
Asset ClassValue
Cash6.34%
Equity93.64%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | 532215
6%₹487 Cr3,948,707
↑ 998,430
State Bank of India (Financial Services)
Equity, Since 31 Oct 25 | SBIN
6%₹467 Cr4,981,006
↑ 4,981,006
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 543320
4%₹303 Cr9,548,090
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 25 | MARUTI
3%₹274 Cr169,582
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE
3%₹247 Cr1,661,519
↓ -810,710
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL
3%₹238 Cr1,158,502
Mphasis Ltd (Technology)
Equity, Since 30 Nov 24 | 526299
3%₹225 Cr814,231
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | M&M
3%₹222 Cr637,966
NTPC Ltd (Utilities)
Equity, Since 31 Aug 22 | 532555
3%₹213 Cr6,333,312
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 24 | HDFCBANK
3%₹213 Cr2,153,280
↓ -1,934,662

3. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

  • Bottom quartile AUM (₹1,466 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 26.77% (upper mid).
  • 3Y return: 26.53% (lower mid).
  • 1Y return: -0.23% (bottom quartile).
  • Alpha: -0.54 (lower mid).
  • Sharpe: 0.09 (lower mid).
  • Information ratio: -0.60 (bottom quartile).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • Largest holding State Bank of India (~9.1%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund
Growth
Launch Date 18 Nov 09
NAV (12 Dec 25) ₹64.24 ↑ 0.61   (0.96 %)
Net Assets (Cr) ₹1,466 on 31 Oct 25
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.14
Sharpe Ratio 0.09
Information Ratio -0.6
Alpha Ratio -0.54
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹13,532
30 Nov 22₹16,574
30 Nov 23₹21,911
30 Nov 24₹33,100
30 Nov 25₹34,463

Invesco India PSU Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Dec 25

DurationReturns
1 Month -3.9%
3 Month 2%
6 Month 0.5%
1 Year -0.2%
3 Year 26.5%
5 Year 26.8%
10 Year
15 Year
Since launch 12.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 25.6%
2023 54.5%
2022 20.5%
2021 31.1%
2020 6.1%
2019 10.1%
2018 -16.9%
2017 24.3%
2016 17.9%
2015 2.5%
Fund Manager information for Invesco India PSU Equity Fund
NameSinceTenure
Hiten Jain1 Jul 250.34 Yr.
Sagar Gandhi1 Jul 250.34 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Oct 25

Equity Sector Allocation
SectorValue
Industrials31.05%
Financial Services28.47%
Utility20.98%
Energy13.32%
Basic Materials2.59%
Asset Allocation
Asset ClassValue
Cash3.6%
Equity96.4%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
9%₹134 Cr1,426,314
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL
9%₹128 Cr2,997,692
↓ -180,797
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | 500547
7%₹104 Cr2,901,565
↓ -327,476
Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | 532814
6%₹93 Cr1,080,618
↑ 527,920
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL
6%₹92 Cr196,158
↓ -30,307
NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN
6%₹91 Cr8,790,786
NTPC Ltd (Utilities)
Equity, Since 31 May 19 | 532555
5%₹68 Cr2,024,963
↓ -1,060,827
Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | 541143
4%₹65 Cr424,045
↑ 93,217
Bank of Baroda (Financial Services)
Equity, Since 30 Jun 21 | 532134
4%₹59 Cr2,116,392
↑ 894,585
GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 23 | 532155
4%₹56 Cr3,089,630

4. Invesco India Mid Cap Fund

The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of mid cap companies. However, there can be no assurance that the funds objectives will be achieved.

Research Highlights for Invesco India Mid Cap Fund

  • Highest AUM (₹9,320 Cr).
  • Established history (18+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 25.04% (lower mid).
  • 3Y return: 26.36% (bottom quartile).
  • 1Y return: 5.76% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.43 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding AU Small Finance Bank Ltd (~5.6%).

Below is the key information for Invesco India Mid Cap Fund

Invesco India Mid Cap Fund
Growth
Launch Date 19 Apr 07
NAV (12 Dec 25) ₹184.76 ↑ 1.81   (0.99 %)
Net Assets (Cr) ₹9,320 on 31 Oct 25
Category Equity - Mid Cap
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio 0.43
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹14,577
30 Nov 22₹15,346
30 Nov 23₹19,288
30 Nov 24₹28,186
30 Nov 25₹31,678

Invesco India Mid Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for Invesco India Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Dec 25

DurationReturns
1 Month -0.1%
3 Month 1.8%
6 Month 6%
1 Year 5.8%
3 Year 26.4%
5 Year 25%
10 Year
15 Year
Since launch 16.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 43.1%
2023 34.1%
2022 0.5%
2021 43.1%
2020 24.4%
2019 3.8%
2018 -5.3%
2017 44.3%
2016 1.1%
2015 6.4%
Fund Manager information for Invesco India Mid Cap Fund
NameSinceTenure
Aditya Khemani9 Nov 231.98 Yr.
Amit Ganatra1 Sep 232.17 Yr.

Data below for Invesco India Mid Cap Fund as on 31 Oct 25

Equity Sector Allocation
SectorValue
Financial Services34.12%
Health Care18.22%
Consumer Cyclical17%
Industrials9.12%
Real Estate8.42%
Technology7.23%
Basic Materials3.95%
Communication Services1.39%
Asset Allocation
Asset ClassValue
Cash0.56%
Equity99.44%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Jul 25 | 540611
6%₹521 Cr5,936,790
Swiggy Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | SWIGGY
5%₹487 Cr11,879,113
↑ 1,517,109
The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 22 | FEDERALBNK
5%₹472 Cr19,960,984
↑ 5,368,346
L&T Finance Ltd (Financial Services)
Equity, Since 31 Dec 23 | LTF
5%₹456 Cr16,854,973
Prestige Estates Projects Ltd (Real Estate)
Equity, Since 30 Nov 23 | PRESTIGE
5%₹428 Cr2,451,815
↑ 33,004
BSE Ltd (Financial Services)
Equity, Since 31 Dec 23 | BSE
4%₹377 Cr1,519,233
Max Financial Services Ltd (Financial Services)
Equity, Since 30 Nov 23 | 500271
4%₹375 Cr2,422,867
↑ 324,236
Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Mar 24 | 532296
4%₹353 Cr1,864,031
↑ 187,614
Sai Life Sciences Ltd (Healthcare)
Equity, Since 31 Dec 24 | SAILIFE
3%₹308 Cr3,351,338
↑ 116,840
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 22 | JKCEMENT
3%₹297 Cr477,753

5. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

  • Lower mid AUM (₹5,714 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 28.52% (top quartile).
  • 3Y return: 26.25% (bottom quartile).
  • 1Y return: 1.51% (lower mid).
  • Alpha: -0.58 (bottom quartile).
  • Sharpe: 0.09 (bottom quartile).
  • Information ratio: -0.57 (lower mid).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding State Bank of India (~16.3%).

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (12 Dec 25) ₹33.0142 ↑ 0.32   (0.97 %)
Net Assets (Cr) ₹5,714 on 31 Oct 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 1.89
Sharpe Ratio 0.09
Information Ratio -0.57
Alpha Ratio -0.58
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹13,886
30 Nov 22₹18,323
30 Nov 23₹23,973
30 Nov 24₹36,302
30 Nov 25₹38,023

SBI PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Dec 25

DurationReturns
1 Month -2.7%
3 Month 4.4%
6 Month 2.9%
1 Year 1.5%
3 Year 26.2%
5 Year 28.5%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.5%
2023 54%
2022 29%
2021 32.4%
2020 -10%
2019 6%
2018 -23.8%
2017 21.9%
2016 16.2%
2015 -11.1%
Fund Manager information for SBI PSU Fund
NameSinceTenure
Rohit Shimpi1 Jun 241.42 Yr.

Data below for SBI PSU Fund as on 31 Oct 25

Equity Sector Allocation
SectorValue
Financial Services37.03%
Utility29.3%
Energy13.78%
Industrials12.67%
Basic Materials5.75%
Asset Allocation
Asset ClassValue
Cash1.48%
Equity98.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN
16%₹930 Cr9,927,500
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL
10%₹553 Cr12,975,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 532555
9%₹490 Cr14,543,244
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 532898
8%₹476 Cr16,535,554
GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 532155
8%₹471 Cr25,750,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 500547
6%₹346 Cr9,700,000
Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 532134
5%₹306 Cr11,000,000
NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 526371
4%₹211 Cr27,900,000
Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | 532814
4%₹208 Cr2,427,235
Oil India Ltd (Energy)
Equity, Since 31 Mar 24 | OIL
3%₹167 Cr3,850,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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