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Life Time Free Mutual Funds Investment Account

Updated on December 31, 2025 , 8094 views

Welcome to the World of Fincash.com!

First of all, we would like to thank you for choosing us as your Mutual Fund investment channel.

Are you a beginner? Are you a seasoned investor? Don’t worry, all your needs will be catered. Be Rest Assured as we are always there to guide you at every step whether related to investments, product selection, registration or any other query. So, let’s move ahead to have a better understanding of the features of the Life Time Free Mutual Funds Investment Account along with the registration process.

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Why Fincash.com Investment Account?

Fincash.com always believes in “Customer First” policy. We always ensure to provide top-notch customer service by keeping in mind the client’s requirements and how effectively it can be fulfilled. Our aim is to create value for your money so that you can achieve your goals within the timeframe. Some of the investor-friendly features of Fincash.com include:

  • User-friendly website so that you get maximum information in minimum clicks
  • Lifetime Active & Free Account where investors need not pay any money even if they don’t transact.
  • Easy Registration Process where people need not spend much time.
  • KYC Compliance which can be done within our framework through eKYC and is indeed helpful for first-timers.
  • Safety & Security are always on our priority where; we ensure that client’s data and all their transactions both are kept confidential.
  • Wide Range of Schemes which people can choose as per their requirements.
  • Customized Solutions of Fincash.com that helps investors to ease out their product selection process under the categories of ELSS, SIPs, and Tax Saving Scheme.

Registration Process for Fincash.com

Well, the registration process to open your Life Time Free Mutual Fund Investment Account is quite simple. To complete your registration, you require:

  • An active mobile number
  • PAN number
  • Aadhar Number
  • Scanned Copy/Image of personalized cancelled cheque, Bank statement, Front Page of Passbook
  • Scanned Copy/Image of your Signature

let us look at the registration process:

Step 1: Create Your Login

The First step begins with creating your login. To create your login id, first you need to visit the website of www.fincash.com and click on the SIGN UP button on the top right side of the screen After clicking on this button, you need to enter your email address and password. This login id will be used by you whenever while transacting. So, be sure that you give your correct and valid email address. You can even do social signup using Facebook or Gmail id. The image showing the login button tab and the login screen is shown below.

Step-1-Login

Step 2: Mobile Verification

After creating your login id, the next step deals with verification of mobile number. In other words, post creation of login id, the screen gets redirected to mobile number verification where people need to enter their mobile number. Upon entering the mobile number, they receive a One Time Password (OTP) through SMS which again needs to be entered on the screen. So, be careful that you enter your correct and active mobile number. Also, while entering the OTP, ensure that all the characters are entered correctly. The image for the second step is as follows.

Step-2-Mobile-Verification

Step 3: PAN MF KYC Status Check

The Third step ensures that, whether you are a KYC compliant investor or not. MF KYC or Know-Your-Customer is a one-time process that you need to complete before Investing money in Mutual Funds. The KYC Status is verified using your PAN. If you have already completed your KYC process, then you will get a pop up for the same and can proceed with the registration process.

Step 3 Registration

Step 4: Registration Form

This process needs to be completed by all individuals. For registration purposes, you need to fill in the form, that is spread out into 5 different tabs. These tabs include personal information, address details, bank account, FATCA details, and nominee. By filling all the tabs and uploading the relevant documents, you complete the complete KYC process and can invest up to any amount in Mutual Funds. After filling all the details, you need to click on the check box, to proceed to the next step. The image showing the various tabs of registration form along with the check box is as shown below.

Step-4-Registration

4:1- Fill Personal Information

Fincash Registration Personal Information

When you click on the Personal Information option, you will have to fill details like

  • Name (as on PAN Card)
  • PAN number
  • Father/Spouse name
  • Mobile number
  • Email address
  • Date of Birth (DD/mm/yyyy format)
  • Tax status (options in drop-down)

At the bottom if have to choose your martial status and gender. Click on the save button.

4:2- Fill Address Details

Fincash Registration Address Details

In the address details section, fill the following information:

  • Address types (the options are given in the drop-down)
  • Address details
  • Pin code
  • Landmark
  • City
  • District
  • State
  • Country

At the bottom, click on the yellow button and save the details.

4:3- Bank Details

Fincash Registration Bank Details

For registration, you need to fill your bank details like:

  • Name (as on bank cheque)
  • Account type (options in the drop-down)
  • IFSC code
  • Bank account number
  • Confirm bank account number

Once you fill all the information, save the details.

4:4- FATCA

Fincash Registration FATCA

In FATCA, following are the information to fill, there are drop-downs given:

  • Annual Income
  • Occupation
  • Source of wealth
  • Nationality
  • Birth country
  • Birth city
  • Tax residency

At the bottom you need to select if you are politically exposed or politically related.

4:4- Nominee (Optional)

Fincash Registration Nominee Option

Adding nominee is optional. If you choose to fill, add the nominee name and choose the relation you share.

Once filled, accept the Terms & Conditions and proceed to upload documents.

Step 5: Upload Documents

This is the final step in your registration process. If you have completed the KYC process, then you just need to upload:

  • Scanned copy/Image of your signature and
  • Scanned copy/Image of your personalized cheque.

However, if you have not completed the eKYC and you are not KYC compliant then along with the above-mentioned documents, you need to upload

  • Photograph
  • Scanned copy/Image of PAN card and
  • Scanned copy/Image of Address Proof

In case of upload documents, the display of the screen is given below as follows.

Step-5-Upload-Documents

Thus, we can see that the registration process is quite simple. Now the final part that is the customized solutions of Fincash.com. The USP of Fincash.com is its customized solutions that help in easing out the product selection process.

Fincash Solutions

These three solutions are for general investment need are :

SavingsPlus

This solution is suitable for people having idle money in their savings bank account and are looking for avenues to augment more income. savingsplus is a bundle of top three Liquid Fund schemes that offer more returns as compared to the Savings Account. Additionally, these funds are considered as a safe investment avenue. Some of the features of SavingsPlus are:

  • Higher returns
  • Instant Redemption
  • No lock-in or exit load
  • Invest and redeem in a click

Checkout Saving Plus

SmartSIP

smartsip is a bundle of top three equity fund schemes that are considered to be stable and have earned good returns over a period of time. Its apt for people having long-term investment period. As the name suggests SIP, people can invest small amounts in this schemes to attain their objectives. The features of SmartSIP include:

  • Pre-selected top 3 SIP schemes
  • Schemes selected after an analysis of 20,000 schemes
  • Earn healthy returns

Checkout Smart SIP

TaxSaver

The third solution taxsaver is a bundle of two Equity Mutual Funds that give the advantages of investing and tax benefits. Through TaxSaver, people can claim a tax Deduction up to INR 1,50,000 under Section 80C of income tax Act, 1961 for a particular Financial Year. Being Tax Saving Investments, they have a lock-in period of three years. Their features include:

  • Selected after analysis across ELSS category
  • Pre-selected top 2 best Equity Linked Saving Schemes(ELSS)
  • Save tax and earn healthy returns

Checkout Tax Saver

Best Mutual Funds to Start Investments

Below is the list of best mutual funds once can invest having Net Assets/ AUM above 500 Crore.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Lower mid AUM (₹1,689 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 22.73% (bottom quartile).
  • 3Y return: 49.07% (top quartile).
  • 1Y return: 167.10% (top quartile).
  • Alpha: -4.29 (bottom quartile).
  • Sharpe: 2.51 (top quartile).
  • Information ratio: -1.02 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • Largest holding BGF World Gold I2 (~73.8%).
  • Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (31 Dec 25) ₹53.2747 ↓ -0.11   (-0.21 %)
Net Assets (Cr) ₹1,689 on 30 Nov 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.41
Sharpe Ratio 2.51
Information Ratio -1.02
Alpha Ratio -4.29
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹9,101
31 Dec 22₹8,405
31 Dec 23₹8,991
31 Dec 24₹10,424
31 Dec 25₹27,842

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 25

DurationReturns
1 Month 7.5%
3 Month 19.2%
6 Month 78.1%
1 Year 167.1%
3 Year 49.1%
5 Year 22.7%
10 Year
15 Year
Since launch 9.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 167.1%
2023 15.9%
2022 7%
2021 -7.7%
2020 -9%
2019 31.4%
2018 35.1%
2017 -10.7%
2016 -4%
2015 52.7%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Jay Kothari1 Mar 1312.76 Yr.

Data below for DSP World Gold Fund as on 30 Nov 25

Equity Sector Allocation
SectorValue
Basic Materials93.58%
Asset Allocation
Asset ClassValue
Cash3.5%
Equity93.84%
Debt0.01%
Other2.64%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
74%₹1,246 Cr1,278,985
↓ -68,948
VanEck Gold Miners ETF
- | GDX
25%₹427 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
1%₹24 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹8 Cr

2. Franklin India Opportunities Fund

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Research Highlights for Franklin India Opportunities Fund

  • Highest AUM (₹8,304 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 22.53% (bottom quartile).
  • 3Y return: 29.66% (upper mid).
  • 1Y return: 2.89% (bottom quartile).
  • Alpha: -2.06 (lower mid).
  • Sharpe: -0.04 (bottom quartile).
  • Information ratio: 1.67 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Axis Bank Ltd (~6.1%).

Below is the key information for Franklin India Opportunities Fund

Franklin India Opportunities Fund
Growth
Launch Date 21 Feb 00
NAV (01 Jan 26) ₹259.654 ↑ 0.62   (0.24 %)
Net Assets (Cr) ₹8,304 on 30 Nov 25
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 1.83
Sharpe Ratio -0.04
Information Ratio 1.67
Alpha Ratio -2.06
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹12,966
31 Dec 22₹12,725
31 Dec 23₹19,540
31 Dec 24₹26,826
31 Dec 25₹27,668

Franklin India Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for Franklin India Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 25

DurationReturns
1 Month -0.7%
3 Month 1.7%
6 Month 2.7%
1 Year 2.9%
3 Year 29.7%
5 Year 22.5%
10 Year
15 Year
Since launch 13.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 3.1%
2023 37.3%
2022 53.6%
2021 -1.9%
2020 29.7%
2019 27.3%
2018 5.4%
2017 -10.1%
2016 35.6%
2015 4.2%
Fund Manager information for Franklin India Opportunities Fund
NameSinceTenure
Kiran Sebastian7 Feb 223.82 Yr.
R. Janakiraman1 Apr 1312.68 Yr.
Sandeep Manam18 Oct 214.12 Yr.

Data below for Franklin India Opportunities Fund as on 30 Nov 25

Equity Sector Allocation
SectorValue
Financial Services22.81%
Technology16.14%
Consumer Cyclical15.05%
Health Care12.45%
Basic Materials8.58%
Industrials8.2%
Communication Services6.02%
Energy3.14%
Utility2.49%
Real Estate0.47%
Asset Allocation
Asset ClassValue
Cash4.65%
Equity95.34%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | AXISBANK
6%₹505 Cr3,948,707
State Bank of India (Financial Services)
Equity, Since 31 Oct 25 | SBIN
6%₹488 Cr4,981,006
Amphenol Corp Class A (Technology)
Equity, Since 31 Jul 25 | APH
4%₹295 Cr234,384
↑ 78,643
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE
3%₹260 Cr1,661,519
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL
3%₹243 Cr1,158,502
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 30 Nov 25 | HAL
3%₹241 Cr531,519
↑ 531,519
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | M&M
3%₹240 Cr637,966
Mphasis Ltd (Technology)
Equity, Since 30 Nov 24 | MPHASIS
3%₹229 Cr814,231
APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 31 Oct 24 | APLAPOLLO
3%₹222 Cr1,289,735
↑ 258,433
NTPC Ltd (Utilities)
Equity, Since 31 Aug 22 | NTPC
2%₹207 Cr6,333,312

3. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

  • Bottom quartile AUM (₹1,445 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 27.87% (upper mid).
  • 3Y return: 29.25% (lower mid).
  • 1Y return: 10.88% (lower mid).
  • Alpha: -0.45 (top quartile).
  • Sharpe: 0.06 (upper mid).
  • Information ratio: -0.49 (lower mid).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • Largest holding State Bank of India (~9.7%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund
Growth
Launch Date 18 Nov 09
NAV (02 Jan 26) ₹67.34 ↑ 0.98   (1.48 %)
Net Assets (Cr) ₹1,445 on 30 Nov 25
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.14
Sharpe Ratio 0.06
Information Ratio -0.49
Alpha Ratio -0.45
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹13,105
31 Dec 22₹15,797
31 Dec 23₹24,402
31 Dec 24₹30,659
31 Dec 25₹33,810

Invesco India PSU Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 25

DurationReturns
1 Month 3.1%
3 Month 5.4%
6 Month 3.2%
1 Year 10.9%
3 Year 29.2%
5 Year 27.9%
10 Year
15 Year
Since launch 12.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.3%
2023 25.6%
2022 54.5%
2021 20.5%
2020 31.1%
2019 6.1%
2018 10.1%
2017 -16.9%
2016 24.3%
2015 17.9%
Fund Manager information for Invesco India PSU Equity Fund
NameSinceTenure
Hiten Jain1 Jul 250.42 Yr.
Sagar Gandhi1 Jul 250.42 Yr.

Data below for Invesco India PSU Equity Fund as on 30 Nov 25

Equity Sector Allocation
SectorValue
Industrials31.46%
Financial Services29.47%
Utility20.02%
Energy13.28%
Basic Materials2.92%
Asset Allocation
Asset ClassValue
Cash2.85%
Equity97.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
10%₹140 Cr1,426,314
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL
9%₹123 Cr2,997,692
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | BPCL
7%₹104 Cr2,901,565
Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | INDIANB
7%₹94 Cr1,080,618
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL
6%₹89 Cr196,158
NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN
6%₹83 Cr8,790,786
NTPC Ltd (Utilities)
Equity, Since 31 May 19 | NTPC
5%₹66 Cr2,024,963
Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | BDL
4%₹64 Cr424,045
Bank of Baroda (Financial Services)
Equity, Since 30 Jun 21 | BANKBARODA
4%₹61 Cr2,116,392
Dredging Corp of India Ltd (Industrials)
Equity, Since 31 Jul 25 | DREDGECORP
4%₹55 Cr646,300
↑ 174,490

4. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

  • Upper mid AUM (₹5,763 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 29.64% (top quartile).
  • 3Y return: 28.82% (bottom quartile).
  • 1Y return: 12.07% (upper mid).
  • Alpha: -0.83 (upper mid).
  • Sharpe: 0.03 (lower mid).
  • Information ratio: -0.53 (bottom quartile).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding State Bank of India (~16.9%).

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (02 Jan 26) ₹34.6031 ↑ 0.60   (1.76 %)
Net Assets (Cr) ₹5,763 on 30 Nov 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 1.89
Sharpe Ratio 0.03
Information Ratio -0.53
Alpha Ratio -0.83
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹13,241
31 Dec 22₹17,083
31 Dec 23₹26,314
31 Dec 24₹32,485
31 Dec 25₹36,147

SBI PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 25

DurationReturns
1 Month 3.1%
3 Month 7.2%
6 Month 6.8%
1 Year 12.1%
3 Year 28.8%
5 Year 29.6%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.3%
2023 23.5%
2022 54%
2021 29%
2020 32.4%
2019 -10%
2018 6%
2017 -23.8%
2016 21.9%
2015 16.2%
Fund Manager information for SBI PSU Fund
NameSinceTenure
Rohit Shimpi1 Jun 241.5 Yr.

Data below for SBI PSU Fund as on 30 Nov 25

Equity Sector Allocation
SectorValue
Financial Services36.69%
Utility27.73%
Energy13.4%
Industrials12.38%
Basic Materials5.83%
Asset Allocation
Asset ClassValue
Cash3.88%
Equity96.04%
Debt0.08%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN
17%₹972 Cr9,927,500
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL
9%₹534 Cr12,975,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | NTPC
8%₹475 Cr14,543,244
GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | GAIL
8%₹453 Cr25,750,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | POWERGRID
8%₹446 Cr16,535,554
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | BPCL
6%₹348 Cr9,700,000
Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | BANKBARODA
6%₹319 Cr11,000,000
Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | INDIANB
4%₹211 Cr2,427,235
NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | NMDC
4%₹206 Cr27,900,000
General Insurance Corp of India (Financial Services)
Equity, Since 31 May 24 | GICRE
3%₹161 Cr4,150,000

5. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,022 Cr).
  • Established history (17+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 27.05% (lower mid).
  • 3Y return: 27.67% (bottom quartile).
  • 1Y return: -3.92% (bottom quartile).
  • Alpha: -13.09 (bottom quartile).
  • Sharpe: -0.18 (bottom quartile).
  • Information ratio: 0.31 (upper mid).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~92%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Shakti Pumps (India) Ltd (~4.6%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund
Growth
Launch Date 29 Feb 08
NAV (02 Jan 26) ₹50.2676 ↑ 0.74   (1.49 %)
Net Assets (Cr) ₹1,022 on 30 Nov 25
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.21
Sharpe Ratio -0.18
Information Ratio 0.31
Alpha Ratio -13.09
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 20₹10,000
31 Dec 21₹14,661
31 Dec 22₹15,822
31 Dec 23₹22,850
31 Dec 24₹33,771
31 Dec 25₹32,530

LIC MF Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 25

DurationReturns
1 Month 1.8%
3 Month 1.5%
6 Month -0.7%
1 Year -3.9%
3 Year 27.7%
5 Year 27%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -3.7%
2023 47.8%
2022 44.4%
2021 7.9%
2020 46.6%
2019 -0.1%
2018 13.3%
2017 -14.6%
2016 42.2%
2015 -2.2%
Fund Manager information for LIC MF Infrastructure Fund
NameSinceTenure
Yogesh Patil18 Sep 205.21 Yr.
Mahesh Bendre1 Jul 241.42 Yr.

Data below for LIC MF Infrastructure Fund as on 30 Nov 25

Equity Sector Allocation
SectorValue
Industrials45.19%
Consumer Cyclical12.36%
Basic Materials9.57%
Financial Services6.3%
Utility4.97%
Technology3.89%
Real Estate3.77%
Health Care3.17%
Communication Services3.1%
Asset Allocation
Asset ClassValue
Cash7.68%
Equity92.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Shakti Pumps (India) Ltd (Industrials)
Equity, Since 31 Mar 24 | SHAKTIPUMP
5%₹47 Cr693,857
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT
4%₹45 Cr109,584
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | TMCV
4%₹44 Cr1,247,959
↑ 1,247,959
Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 500655
4%₹37 Cr94,287
REC Ltd (Financial Services)
Equity, Since 31 Jul 23 | RECLTD
3%₹33 Cr911,009
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Jun 25 | APOLLOHOSP
3%₹32 Cr44,149
Afcons Infrastructure Ltd (Industrials)
Equity, Since 31 Oct 24 | AFCONS
3%₹31 Cr769,765
Mahindra Lifespace Developers Ltd (Real Estate)
Equity, Since 30 Jun 24 | MAHLIFE
3%₹28 Cr666,245
Avalon Technologies Ltd (Technology)
Equity, Since 31 Jul 23 | AVALON
3%₹28 Cr286,134
Bharat Bijlee Ltd (Industrials)
Equity, Since 31 Jul 22 | BBL
3%₹27 Cr93,633

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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