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Life Time Free Mutual Funds Investment Account

Updated on September 2, 2026 , 8609 views

Welcome to the World of Fincash.com!

First of all, we would like to thank you for choosing us as your Mutual Fund investment channel.

Are you a beginner? Are you a seasoned investor? Don’t worry, all your needs will be catered. Be Rest Assured as we are always there to guide you at every step whether related to investments, product selection, registration or any other query. So, let’s move ahead to have a better understanding of the features of the Life Time Free Mutual Funds Investment Account along with the registration process.

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Why Fincash.com Investment Account?

Fincash.com always believes in “Customer First” policy. We always ensure to provide top-notch customer service by keeping in mind the client’s requirements and how effectively it can be fulfilled. Our aim is to create value for your money so that you can achieve your goals within the timeframe. Some of the investor-friendly features of Fincash.com include:

  • User-friendly website so that you get maximum information in minimum clicks
  • Lifetime Active & Free Account where investors need not pay any money even if they don’t transact.
  • Easy Registration Process where people need not spend much time.
  • KYC Compliance which can be done within our framework through eKYC and is indeed helpful for first-timers.
  • Safety & Security are always on our priority where; we ensure that client’s data and all their transactions both are kept confidential.
  • Wide Range of Schemes which people can choose as per their requirements.
  • Customized Solutions of Fincash.com that helps investors to ease out their product selection process under the categories of ELSS, SIPs, and Tax Saving Scheme.

Registration Process for Fincash.com

Well, the registration process to open your Life Time Free Mutual Fund Investment Account is quite simple. To complete your registration, you require:

  • An active mobile number
  • PAN number
  • Aadhar Number
  • Scanned Copy/Image of personalized cancelled cheque, Bank statement, Front Page of Passbook
  • Scanned Copy/Image of your Signature

let us look at the registration process:

Step 1: Create Your Login

The First step begins with creating your login. To create your login id, first you need to visit the website of www.fincash.com and click on the SIGN UP button on the top right side of the screen After clicking on this button, you need to enter your email address and password. This login id will be used by you whenever while transacting. So, be sure that you give your correct and valid email address. You can even do social signup using Facebook or Gmail id. The image showing the login button tab and the login screen is shown below.

Step-1-Login

Step 2: Mobile Verification

After creating your login id, the next step deals with verification of mobile number. In other words, post creation of login id, the screen gets redirected to mobile number verification where people need to enter their mobile number. Upon entering the mobile number, they receive a One Time Password (OTP) through SMS which again needs to be entered on the screen. So, be careful that you enter your correct and active mobile number. Also, while entering the OTP, ensure that all the characters are entered correctly. The image for the second step is as follows.

Step-2-Mobile-Verification

Step 3: PAN MF KYC Status Check

The Third step ensures that, whether you are a KYC compliant investor or not. MF KYC or Know-Your-Customer is a one-time process that you need to complete before Investing money in Mutual Funds. The KYC Status is verified using your PAN. If you have already completed your KYC process, then you will get a pop up for the same and can proceed with the registration process.

Step 3 Registration

Step 4: Registration Form

This process needs to be completed by all individuals. For registration purposes, you need to fill in the form, that is spread out into 5 different tabs. These tabs include personal information, address details, bank account, FATCA details, and nominee. By filling all the tabs and uploading the relevant documents, you complete the complete KYC process and can invest up to any amount in Mutual Funds. After filling all the details, you need to click on the check box, to proceed to the next step. The image showing the various tabs of registration form along with the check box is as shown below.

Step-4-Registration

4:1- Fill Personal Information

Fincash Registration Personal Information

When you click on the Personal Information option, you will have to fill details like

  • Name (as on PAN Card)
  • PAN number
  • Father/Spouse name
  • Mobile number
  • Email address
  • Date of Birth (dd/mm/yyyy format)
  • Tax status (options in drop-down)

At the bottom if have to choose your martial status and gender. Click on the save button.

4:2- Fill Address Details

Fincash Registration Address Details

In the address details section, fill the following information:

  • Address types (the options are given in the drop-down)
  • Address details
  • Pin code
  • Landmark
  • City
  • District
  • State
  • Country

At the bottom, click on the yellow button and save the details.

4:3- Bank Details

Fincash Registration Bank Details

For registration, you need to fill your bank details like:

  • Name (as on bank cheque)
  • Account type (options in the drop-down)
  • IFSC code
  • Bank account number
  • Confirm bank account number

Once you fill all the information, save the details.

4:4- FATCA

Fincash Registration FATCA

In FATCA, following are the information to fill, there are drop-downs given:

  • Annual income
  • Occupation
  • Source of wealth
  • Nationality
  • Birth country
  • Birth city
  • Tax residency

At the bottom you need to select if you are politically exposed or politically related.

4:4- Nominee (Optional)

Fincash Registration Nominee Option

Adding nominee is optional. If you choose to fill, add the nominee name and choose the relation you share.

Once filled, accept the Terms & Conditions and proceed to upload documents.

Step 5: Upload Documents

This is the final step in your registration process. If you have completed the KYC process, then you just need to upload:

  • Scanned copy/Image of your signature and
  • Scanned copy/Image of your personalized cheque.

However, if you have not completed the eKYC and you are not KYC compliant then along with the above-mentioned documents, you need to upload

  • Photograph
  • Scanned copy/Image of PAN card and
  • Scanned copy/Image of Address Proof

In case of upload documents, the display of the screen is given below as follows.

Step-5-Upload-Documents

Thus, we can see that the registration process is quite simple. Now the final part that is the customized solutions of Fincash.com. The USP of Fincash.com is its customized solutions that help in easing out the product selection process.

Fincash Solutions

These three solutions are for general investment need are :

SavingsPlus

This solution is suitable for people having idle money in their savings bank account and are looking for avenues to augment more income. savingsplus is a bundle of top three Liquid Fund schemes that offer more returns as compared to the Savings Account. Additionally, these funds are considered as a safe investment avenue. Some of the features of SavingsPlus are:

  • Higher returns
  • Instant redemption
  • No lock-in or exit load
  • Invest and redeem in a click

Checkout Saving Plus

SmartSIP

smartsip is a bundle of top three equity fund schemes that are considered to be stable and have earned good returns over a period of time. Its apt for people having long-term investment period. As the name suggests SIP, people can invest small amounts in this schemes to attain their objectives. The features of SmartSIP include:

  • Pre-selected top 3 SIP schemes
  • Schemes selected after an analysis of 20,000 schemes
  • Earn healthy returns

Checkout Smart SIP

TaxSaver

The third solution taxsaver is a bundle of two Equity Mutual Funds that give the advantages of investing and tax benefits. Through TaxSaver, people can claim a tax deduction up to INR 1,50,000 under Section 80C of income tax Act, 1961 for a particular Financial Year. Being Tax Saving Investments, they have a lock-in period of three years. Their features include:

  • Selected after analysis across ELSS category
  • Pre-selected top 2 best Equity Linked Saving Schemes(ELSS)
  • Save tax and earn healthy returns

Checkout Tax Saver

Fund Selection Methodology used to find 5 funds

  • Category: Equity
  • AUM Range: 500 to 100000 Cr
  • Sorted On : 3-year return (high to low)
  • Tags: fcpro
  • No Of Funds: 5

Best Mutual Funds to Start Investments

Below is the list of best mutual funds once can invest having Net Assets/ AUM above 500 Crore.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Lower mid AUM (₹1,441 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 29.87% (top quartile).
  • 3Y return: 57.30% (top quartile).
  • 1Y return: 67.66% (top quartile).
  • Alpha: 2.59 (upper mid).
  • Sharpe: 1.14 (lower mid).
  • Information ratio: -0.56 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Equity-heavy allocation (~92%).
  • Largest holding BGF World Gold I2 (~66.2%).
  • Top-3 holdings concentration ~98.4%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (03 Sep 26) ₹64.2579 ↑ 1.19   (1.88 %)
Net Assets (Cr) ₹1,441 on 31 Jul 26
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.41
Sharpe Ratio 1.14
Information Ratio -0.56
Alpha Ratio 2.59
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹7,679
31 Aug 23₹9,692
31 Aug 24₹12,678
31 Aug 25₹21,230
31 Aug 26₹37,198

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

DurationReturns
1 Month 29.6%
3 Month 14%
6 Month -9.1%
1 Year 67.7%
3 Year 57.3%
5 Year 29.9%
10 Year
15 Year
Since launch 10.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 167.1%
2023 15.9%
2022 7%
2021 -7.7%
2020 -9%
2019 31.4%
2018 35.1%
2017 -10.7%
2016 -4%
2015 52.7%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Kaivalya Nadkarni1 May 251.25 Yr.

Data below for DSP World Gold Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Basic Materials91.57%
Asset Allocation
Asset ClassValue
Cash6.38%
Equity91.78%
Debt0.01%
Other1.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
66%₹954 Cr983,452
VanEck Gold Miners ETF
- | GDX
28%₹405 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
4%₹58 Cr
Net Receivables/Payables
Net Current Assets | -
2%₹23 Cr

2. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

  • Bottom quartile AUM (₹1,296 Cr).
  • Established history (14+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 17.94% (upper mid).
  • 3Y return: 25.92% (upper mid).
  • 1Y return: 36.31% (lower mid).
  • Alpha: -7.66 (bottom quartile).
  • Sharpe: 1.40 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Top sector: Technology.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Equity-heavy allocation (~91%).
  • Largest holding BGF US Flexible Equity I2 (~92.6%).
  • Top-3 holdings concentration ~100.0%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (03 Sep 26) ₹92.216 ↑ 0.39   (0.42 %)
Net Assets (Cr) ₹1,296 on 31 Jul 26
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.55
Sharpe Ratio 1.4
Information Ratio 0
Alpha Ratio -7.66
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹9,952
31 Aug 23₹11,469
31 Aug 24₹13,675
31 Aug 25₹16,798
31 Aug 26₹22,926

DSP US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

DurationReturns
1 Month 0%
3 Month -3.9%
6 Month 17.6%
1 Year 36.3%
3 Year 25.9%
5 Year 17.9%
10 Year
15 Year
Since launch 17.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 33.8%
2023 17.8%
2022 22%
2021 -5.9%
2020 24.2%
2019 22.6%
2018 27.5%
2017 -1.1%
2016 15.5%
2015 9.8%
Fund Manager information for DSP US Flexible Equity Fund
NameSinceTenure
Kaivalya Nadkarni1 May 251.25 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Technology33.48%
Industrials12.71%
Communication Services12.2%
Health Care9.04%
Financial Services9.01%
Consumer Cyclical8.16%
Basic Materials2.16%
Utility2.12%
Energy2.05%
Asset Allocation
Asset ClassValue
Cash9.05%
Equity90.94%
Debt0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2
Investment Fund | -
93%₹1,200 Cr1,784,131
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
4%₹54 Cr
Net Receivables/Payables
Net Current Assets | -
3%₹42 Cr

3. Kotak Global Emerging Market Fund

The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets.

Research Highlights for Kotak Global Emerging Market Fund

  • Upper mid AUM (₹1,663 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 11.29% (bottom quartile).
  • 3Y return: 24.73% (lower mid).
  • 1Y return: 43.45% (upper mid).
  • Alpha: -4.91 (bottom quartile).
  • Sharpe: 1.39 (upper mid).
  • Information ratio: -0.62 (bottom quartile).
  • Top sector: Technology.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • Largest holding CI Emerging Markets Class A (~98.4%).
  • Top-3 holdings concentration ~101.8%.

Below is the key information for Kotak Global Emerging Market Fund

Kotak Global Emerging Market Fund
Growth
Launch Date 26 Sep 07
NAV (03 Sep 26) ₹39.244 ↓ -0.08   (-0.20 %)
Net Assets (Cr) ₹1,663 on 31 Jul 26
Category Equity - Global
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk High
Expense Ratio 1.64
Sharpe Ratio 1.39
Information Ratio -0.62
Alpha Ratio -4.91
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹8,424
31 Aug 23₹8,826
31 Aug 24₹9,981
31 Aug 25₹11,941
31 Aug 26₹17,531

Kotak Global Emerging Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Kotak Global Emerging Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

DurationReturns
1 Month 1.8%
3 Month -7.6%
6 Month 11%
1 Year 43.4%
3 Year 24.7%
5 Year 11.3%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 39.1%
2023 5.9%
2022 10.8%
2021 -15%
2020 -0.5%
2019 29.1%
2018 21.4%
2017 -14.4%
2016 30.4%
2015 -1.2%
Fund Manager information for Kotak Global Emerging Market Fund
NameSinceTenure
Arjun Khanna9 May 197.24 Yr.

Data below for Kotak Global Emerging Market Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Technology36.55%
Financial Services24.43%
Consumer Cyclical8.32%
Industrials7.31%
Communication Services6.71%
Basic Materials5.98%
Energy5.74%
Health Care0.99%
Consumer Defensive0.09%
Utility0.04%
Real Estate0.01%
Asset Allocation
Asset ClassValue
Cash3.82%
Equity96.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
CI Emerging Markets Class A
Investment Fund | -
98%₹1,636 Cr4,597,762
↑ 10,928
Triparty Repo
CBLO/Reverse Repo | -
3%₹42 Cr
Net Current Assets/(Liabilities)
Net Current Assets | -
1%-₹15 Cr

4. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

  • Bottom quartile AUM (₹1,371 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 15.01% (bottom quartile).
  • 3Y return: 23.91% (bottom quartile).
  • 1Y return: 17.20% (bottom quartile).
  • Alpha: 0.66 (lower mid).
  • Sharpe: 0.51 (bottom quartile).
  • Information ratio: 0.05 (top quartile).
  • Higher exposure to Health Care vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • Largest holding Sun Pharmaceuticals Industries Ltd (~8.7%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund
Growth
Launch Date 28 Jun 99
NAV (04 Sep 26) ₹342.841 ↓ -1.33   (-0.39 %)
Net Assets (Cr) ₹1,371 on 31 Jul 26
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.26
Sharpe Ratio 0.51
Information Ratio 0.05
Alpha Ratio 0.66
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹8,732
31 Aug 23₹10,641
31 Aug 24₹16,559
31 Aug 25₹16,996
31 Aug 26₹20,298

UTI Healthcare Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

DurationReturns
1 Month 1.8%
3 Month 12.1%
6 Month 23.2%
1 Year 17.2%
3 Year 23.9%
5 Year 15%
10 Year
15 Year
Since launch 15.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -3.1%
2023 42.9%
2022 38.2%
2021 -12.3%
2020 19.1%
2019 67.4%
2018 1.2%
2017 -7.5%
2016 6.2%
2015 -9.7%
Fund Manager information for UTI Healthcare Fund
NameSinceTenure
Kamal Gada2 May 224.25 Yr.

Data below for UTI Healthcare Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Health Care96.17%
Asset Allocation
Asset ClassValue
Cash2.92%
Equity97.08%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 06 | SUNPHARMA
9%₹119 Cr600,000
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 17 | DIVISLAB
6%₹76 Cr94,707
↑ 465
Ajanta Pharma Ltd (Healthcare)
Equity, Since 31 Jul 17 | 532331
5%₹66 Cr190,000
↓ -4,021
Caplin Point Laboratories Ltd (Healthcare)
Equity, Since 31 Dec 23 | CAPLIPOINT
4%₹54 Cr215,000
↑ 15,000
Lupin Ltd (Healthcare)
Equity, Since 28 Feb 25 | 500257
4%₹49 Cr203,834
Gland Pharma Ltd (Healthcare)
Equity, Since 30 Nov 20 | GLAND
4%₹49 Cr195,000
↓ -20,251
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Apr 21 | APOLLOHOSP
3%₹47 Cr53,000
Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 28 Feb 18 | DRREDDY
3%₹42 Cr370,000
↑ 80,000
Alkem Laboratories Ltd (Healthcare)
Equity, Since 31 May 21 | ALKEM
3%₹42 Cr73,830
Global Health Ltd (Healthcare)
Equity, Since 31 Oct 24 | MEDANTA
3%₹39 Cr274,290
↑ 14,290

5. SBI Healthcare Opportunities Fund

(Erstwhile SBI Pharma Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Healthcare Opportunities Fund

  • Highest AUM (₹5,400 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 17.10% (lower mid).
  • 3Y return: 23.44% (bottom quartile).
  • 1Y return: 20.05% (bottom quartile).
  • Alpha: 3.75 (top quartile).
  • Sharpe: 0.71 (bottom quartile).
  • Information ratio: 0.02 (upper mid).
  • Higher exposure to Health Care vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Sun Pharmaceuticals Industries Ltd (~12.7%).

Below is the key information for SBI Healthcare Opportunities Fund

SBI Healthcare Opportunities Fund
Growth
Launch Date 31 Dec 04
NAV (04 Sep 26) ₹519.215 ↓ -3.84   (-0.73 %)
Net Assets (Cr) ₹5,400 on 31 Jul 26
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 1.97
Sharpe Ratio 0.71
Information Ratio 0.02
Alpha Ratio 3.75
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Aug 21₹10,000
31 Aug 22₹9,106
31 Aug 23₹11,887
31 Aug 24₹17,431
31 Aug 25₹18,250
31 Aug 26₹22,516

SBI Healthcare Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for SBI Healthcare Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Sep 26

DurationReturns
1 Month 0.6%
3 Month 12.6%
6 Month 22.4%
1 Year 20.1%
3 Year 23.4%
5 Year 17.1%
10 Year
15 Year
Since launch 15.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -3.5%
2023 42.2%
2022 38.2%
2021 -6%
2020 20.1%
2019 65.8%
2018 -0.5%
2017 -9.9%
2016 2.1%
2015 -14%
Fund Manager information for SBI Healthcare Opportunities Fund
NameSinceTenure
Tanmaya Desai1 Jun 1115.18 Yr.

Data below for SBI Healthcare Opportunities Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Health Care90.84%
Basic Materials7.46%
Asset Allocation
Asset ClassValue
Cash1.65%
Equity98.29%
Debt0.05%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Dec 17 | SUNPHARMA
13%₹687 Cr3,450,000
↑ 450,000
Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB
7%₹403 Cr500,000
↑ 50,000
Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 543349
5%₹279 Cr900,000
Cipla Ltd (Healthcare)
Equity, Since 31 May 26 | 500087
5%₹274 Cr1,860,000
↑ 660,000
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 31 Jan 26 | APOLLOHOSP
5%₹269 Cr300,000
Torrent Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Jun 21 | TORNTPHARM
5%₹256 Cr500,000
↑ 140,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Mar 21 | MAXHEALTH
5%₹247 Cr2,250,000
Laurus Labs Ltd (Healthcare)
Equity, Since 31 Aug 23 | 540222
4%₹218 Cr1,200,000
Aurobindo Pharma Ltd (Healthcare)
Equity, Since 31 Mar 26 | AUROPHARMA
4%₹209 Cr1,320,000
Aster DM Quality Care Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Mar 24 | ASTERDM
4%₹197 Cr2,400,000

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