
Welcome to the World of Fincash.com!
First of all, we would like to thank you for choosing us as your Mutual Fund investment channel.
Are you a beginner? Are you a seasoned investor? Don’t worry, all your needs will be catered. Be Rest Assured as we are always there to guide you at every step whether related to investments, product selection, registration or any other query. So, let’s move ahead to have a better understanding of the features of the Life Time Free Mutual Funds Investment Account along with the registration process.
Talk to our investment specialist
Fincash.com always believes in “Customer First” policy. We always ensure to provide top-notch customer service by keeping in mind the client’s requirements and how effectively it can be fulfilled. Our aim is to create value for your money so that you can achieve your goals within the timeframe. Some of the investor-friendly features of Fincash.com include:
Well, the registration process to open your Life Time Free Mutual Fund Investment Account is quite simple. To complete your registration, you require:
let us look at the registration process:
The First step begins with creating your login. To create your login id, first you need to visit the website of www.fincash.com and click on the SIGN UP button on the top right side of the screen After clicking on this button, you need to enter your email address and password. This login id will be used by you whenever while transacting. So, be sure that you give your correct and valid email address. You can even do social signup using Facebook or Gmail id. The image showing the login button tab and the login screen is shown below.

After creating your login id, the next step deals with verification of mobile number. In other words, post creation of login id, the screen gets redirected to mobile number verification where people need to enter their mobile number. Upon entering the mobile number, they receive a One Time Password (OTP) through SMS which again needs to be entered on the screen. So, be careful that you enter your correct and active mobile number. Also, while entering the OTP, ensure that all the characters are entered correctly. The image for the second step is as follows.

The Third step ensures that, whether you are a KYC compliant investor or not. MF KYC or Know-Your-Customer is a one-time process that you need to complete before Investing money in Mutual Funds. The KYC Status is verified using your PAN. If you have already completed your KYC process, then you will get a pop up for the same and can proceed with the registration process.

This process needs to be completed by all individuals. For registration purposes, you need to fill in the form, that is spread out into 5 different tabs. These tabs include personal information, address details, bank account, FATCA details, and nominee. By filling all the tabs and uploading the relevant documents, you complete the complete KYC process and can invest up to any amount in Mutual Funds. After filling all the details, you need to click on the check box, to proceed to the next step. The image showing the various tabs of registration form along with the check box is as shown below.


When you click on the Personal Information option, you will have to fill details like
At the bottom if have to choose your martial status and gender. Click on the save button.

In the address details section, fill the following information:
At the bottom, click on the yellow button and save the details.

For registration, you need to fill your bank details like:
Once you fill all the information, save the details.

In FATCA, following are the information to fill, there are drop-downs given:
At the bottom you need to select if you are politically exposed or politically related.

Adding nominee is optional. If you choose to fill, add the nominee name and choose the relation you share.
Once filled, accept the Terms & Conditions and proceed to upload documents.
This is the final step in your registration process. If you have completed the KYC process, then you just need to upload:
However, if you have not completed the eKYC and you are not KYC compliant then along with the above-mentioned documents, you need to upload
In case of upload documents, the display of the screen is given below as follows.

Thus, we can see that the registration process is quite simple. Now the final part that is the customized solutions of Fincash.com. The USP of Fincash.com is its customized solutions that help in easing out the product selection process. 
These three solutions are for general investment need are :
This solution is suitable for people having idle money in their savings bank account and are looking for avenues to augment more income. savingsplus is a bundle of top three Liquid Fund schemes that offer more returns as compared to the Savings Account. Additionally, these funds are considered as a safe investment avenue. Some of the features of SavingsPlus are:
smartsip is a bundle of top three equity fund schemes that are considered to be stable and have earned good returns over a period of time. Its apt for people having long-term investment period. As the name suggests SIP, people can invest small amounts in this schemes to attain their objectives. The features of SmartSIP include:
The third solution taxsaver is a bundle of two Equity Mutual Funds that give the advantages of investing and tax benefits. Through TaxSaver, people can claim a tax Deduction up to INR 1,50,000 under Section 80C of income tax Act, 1961 for a particular Financial Year. Being Tax Saving Investments, they have a lock-in period of three years. Their features include:
Below is the list of best mutual funds once can invest having Net Assets/ AUM above 500 Crore.
 "The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."   Below is the key information for DSP World Gold Fund   Returns up to 1 year are on   The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.   Research Highlights for Franklin India Opportunities Fund   Below is the key information for Franklin India Opportunities Fund   Returns up to 1 year are on   The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.   Research Highlights for SBI PSU Fund   Below is the key information for SBI PSU Fund   Returns up to 1 year are on   To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.   Research Highlights for Invesco India PSU Equity Fund   Below is the key information for Invesco India PSU Equity Fund   Returns up to 1 year are on   The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.   Research Highlights for LIC MF Infrastructure Fund   Below is the key information for LIC MF Infrastructure Fund   Returns up to 1 year are on 1. DSP World Gold Fund
DSP World Gold Fund 
 Growth Launch Date   14 Sep 07  NAV (27 Oct 25)   ₹40.7374  ↓ -1.80   (-4.24 %)  Net Assets (Cr)   ₹1,421 on 31 Aug 25  Category  Equity - Global AMC   DSP BlackRock Invmt Managers Pvt. Ltd.  Rating  ☆☆☆ Risk  High Expense Ratio  1.41 Sharpe Ratio  1.8 Information Ratio  -1.09 Alpha Ratio  3.15 Min Investment   1,000  Min SIP Investment   500  Exit Load   0-12 Months (1%),12 Months and above(NIL)   Growth of 10,000 investment over the years. 
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹7,753 30 Sep 22 ₹6,406 30 Sep 23 ₹7,497 30 Sep 24 ₹10,968 30 Sep 25 ₹21,899  Returns for DSP World Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Oct 25 Duration Returns 1 Month  -5.8%  3 Month  29.6%  6 Month  43.8%  1 Year  72.6%  3 Year  43.5%  5 Year  15%  10 Year    15 Year    Since launch  8.1%   Historical performance (Yearly) on absolute basis 
Year Returns 2024  15.9%  2023  7%  2022  -7.7%  2021  -9%  2020  31.4%  2019  35.1%  2018  -10.7%  2017  -4%  2016  52.7%  2015  -18.5%   Fund Manager information for DSP World Gold Fund 
Name Since Tenure Jay Kothari 1 Mar 13 12.59 Yr. Data below for DSP World Gold Fund as on 31 Aug 25 
 Equity Sector Allocation 
Sector Value Basic Materials 95.54%  Asset Allocation 
Asset Class Value Cash 1.83% Equity 95.6% Debt 0.01% Other 2.56%  Top Securities Holdings / Portfolio 
Name Holding Value Quantity  BGF World Gold I2  
Investment Fund  | -76% ₹1,268 Cr 1,456,030 
 ↓ -89,620  VanEck Gold Miners ETF  
-  | GDX23% ₹389 Cr 573,719  Treps / Reverse Repo Investments  
CBLO/Reverse Repo  | -1% ₹18 Cr  Net Receivables/Payables  
Net Current Assets  | -0% ₹3 Cr 2. Franklin India Opportunities Fund
Franklin India Opportunities Fund 
 Growth Launch Date   21 Feb 00  NAV (27 Oct 25)   ₹263.665  ↑ 2.48   (0.95 %)  Net Assets (Cr)   ₹7,509 on 31 Aug 25  Category  Equity - Sectoral AMC   Franklin Templeton Asst Mgmt(IND)Pvt Ltd  Rating  ☆☆☆ Risk  Moderately High Expense Ratio  1.83 Sharpe Ratio  -0.43 Information Ratio  1.75 Alpha Ratio  2.4 Min Investment   5,000  Min SIP Investment   500  Exit Load   0-1 Years (1%),1 Years and above(NIL)   Growth of 10,000 investment over the years. 
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹16,667 30 Sep 22 ₹16,312 30 Sep 23 ₹21,669 30 Sep 24 ₹35,745 30 Sep 25 ₹35,091  Returns for Franklin India Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Oct 25 Duration Returns 1 Month  3.9%  3 Month  4.7%  6 Month  12.1%  1 Year  9%  3 Year  30.4%  5 Year  27.7%  10 Year    15 Year    Since launch  13.6%   Historical performance (Yearly) on absolute basis 
Year Returns 2024  37.3%  2023  53.6%  2022  -1.9%  2021  29.7%  2020  27.3%  2019  5.4%  2018  -10.1%  2017  35.6%  2016  4.2%  2015  2.3%   Fund Manager information for Franklin India Opportunities Fund 
Name Since Tenure Kiran Sebastian 7 Feb 22 3.65 Yr. R. Janakiraman 1 Apr 13 12.51 Yr. Sandeep Manam 18 Oct 21 3.96 Yr. Data below for Franklin India Opportunities Fund as on 31 Aug 25 
 Equity Sector Allocation 
Sector Value Consumer Cyclical 20.07% Financial Services 18.85% Health Care 12.76% Technology 11.87% Basic Materials 9.66% Communication Services 5.71% Industrials 4.42% Energy 4.34% Utility 2.78% Consumer Defensive 1.74% Real Estate 0.5%  Asset Allocation 
Asset Class Value Cash 7.28% Equity 92.71%  Top Securities Holdings / Portfolio 
Name Holding Value Quantity  HDFC Bank Ltd (Financial Services) 
Equity, Since 31 May 24 | HDFCBANK5% ₹389 Cr 4,087,942  Reliance Industries Ltd (Energy) 
Equity, Since 30 Apr 22 | RELIANCE4% ₹337 Cr 2,472,229  Axis Bank Ltd (Financial Services) 
Equity, Since 30 Apr 25 | 5322154% ₹334 Cr 2,950,277  Eternal Ltd (Consumer Cyclical) 
Equity, Since 31 Aug 23 | 5433204% ₹311 Cr 9,548,090  Maruti Suzuki India Ltd (Consumer Cyclical) 
Equity, Since 30 Apr 25 | MARUTI4% ₹272 Cr 169,582  Mahindra & Mahindra Ltd (Consumer Cyclical) 
Equity, Since 31 May 24 | M&M3% ₹219 Cr 637,966  Bharti Airtel Ltd (Communication Services) 
Equity, Since 31 Jan 24 | BHARTIARTL3% ₹218 Cr 1,158,502  Mphasis Ltd (Technology) 
Equity, Since 30 Nov 24 | 5262993% ₹216 Cr 814,231  NTPC Ltd (Utilities) 
Equity, Since 31 Aug 22 | 5325553% ₹216 Cr 6,333,312  Lemon Tree Hotels Ltd (Consumer Cyclical) 
Equity, Since 31 Aug 24 | LEMONTREE3% ₹213 Cr 12,833,401 3. SBI PSU Fund
SBI PSU Fund 
 Growth Launch Date   7 Jul 10  NAV (28 Oct 25)   ₹33.2632  ↓ -0.05   (-0.16 %)  Net Assets (Cr)   ₹5,179 on 31 Aug 25  Category  Equity - Sectoral AMC   SBI Funds Management Private Limited  Rating  ☆☆ Risk  High Expense Ratio  1.89 Sharpe Ratio  -0.81 Information Ratio  -0.37 Alpha Ratio  -0.35 Min Investment   5,000  Min SIP Investment   500  Exit Load   0-1 Years (1%),1 Years and above(NIL)   Growth of 10,000 investment over the years. 
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹16,196 30 Sep 22 ₹17,561 30 Sep 23 ₹25,841 30 Sep 24 ₹42,766 30 Sep 25 ₹40,703  Returns for SBI PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Oct 25 Duration Returns 1 Month  5.1%  3 Month  5.8%  6 Month  7%  1 Year  6.2%  3 Year  30.1%  5 Year  33.3%  10 Year    15 Year    Since launch  8.2%   Historical performance (Yearly) on absolute basis 
Year Returns 2024  23.5%  2023  54%  2022  29%  2021  32.4%  2020  -10%  2019  6%  2018  -23.8%  2017  21.9%  2016  16.2%  2015  -11.1%   Fund Manager information for SBI PSU Fund 
Name Since Tenure Rohit Shimpi 1 Jun 24 1.33 Yr. Data below for SBI PSU Fund as on 31 Aug 25 
 Equity Sector Allocation 
Sector Value Financial Services 36.21% Utility 29.89% Energy 13.58% Industrials 12.34% Basic Materials 5.79%  Asset Allocation 
Asset Class Value Cash 2.18% Equity 97.82%  Top Securities Holdings / Portfolio 
Name Holding Value Quantity  State Bank of India (Financial Services) 
Equity, Since 31 Jul 10 | SBIN16% ₹866 Cr 9,927,500  Bharat Electronics Ltd (Industrials) 
Equity, Since 30 Jun 24 | BEL9% ₹524 Cr 12,975,000  NTPC Ltd (Utilities) 
Equity, Since 31 Jul 10 | 5325559% ₹495 Cr 14,543,244  Power Grid Corp Of India Ltd (Utilities) 
Equity, Since 31 Jul 10 | 5328988% ₹463 Cr 16,535,554  GAIL (India) Ltd (Utilities) 
Equity, Since 31 May 24 | 5321558% ₹454 Cr 25,750,000  Bharat Petroleum Corp Ltd (Energy) 
Equity, Since 31 Aug 24 | 5005476% ₹329 Cr 9,700,000  Bank of Baroda (Financial Services) 
Equity, Since 31 Aug 24 | 5321345% ₹284 Cr 11,000,000  NMDC Ltd (Basic Materials) 
Equity, Since 31 Oct 23 | 5263714% ₹213 Cr 27,900,000  Indian Bank (Financial Services) 
Equity, Since 30 Jun 21 | 5328143% ₹182 Cr 2,427,235  Oil India Ltd (Energy) 
Equity, Since 31 Mar 24 | OIL3% ₹159 Cr 3,850,000 4. Invesco India PSU Equity Fund
Invesco India PSU Equity Fund 
 Growth Launch Date   18 Nov 09  NAV (28 Oct 25)   ₹65.5  ↓ -0.04   (-0.06 %)  Net Assets (Cr)   ₹1,341 on 31 Aug 25  Category  Equity - Sectoral AMC   Invesco Asset Management (India) Private Ltd  Rating  ☆☆☆ Risk  High Expense Ratio  2.14 Sharpe Ratio  -0.58 Information Ratio  -0.46 Alpha Ratio  5.81 Min Investment   5,000  Min SIP Investment   500  Exit Load   0-1 Years (1%),1 Years and above(NIL)   Growth of 10,000 investment over the years. 
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹15,713 30 Sep 22 ₹16,205 30 Sep 23 ₹22,862 30 Sep 24 ₹38,870 30 Sep 25 ₹36,848  Returns for Invesco India PSU Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Oct 25 Duration Returns 1 Month  4.4%  3 Month  4.8%  6 Month  9%  1 Year  6.3%  3 Year  29.5%  5 Year  31%  10 Year    15 Year    Since launch  12.5%   Historical performance (Yearly) on absolute basis 
Year Returns 2024  25.6%  2023  54.5%  2022  20.5%  2021  31.1%  2020  6.1%  2019  10.1%  2018  -16.9%  2017  24.3%  2016  17.9%  2015  2.5%   Fund Manager information for Invesco India PSU Equity Fund 
Name Since Tenure Hiten Jain 1 Jul 25 0.25 Yr. Sagar Gandhi 1 Jul 25 0.25 Yr. Data below for Invesco India PSU Equity Fund as on 31 Aug 25 
 Equity Sector Allocation 
Sector Value Utility 29.05% Industrials 28.51% Financial Services 22.69% Energy 14.07% Basic Materials 4.39%  Asset Allocation 
Asset Class Value Cash 1.29% Equity 98.71%  Top Securities Holdings / Portfolio 
Name Holding Value Quantity  Bharat Electronics Ltd (Industrials) 
Equity, Since 31 Mar 17 | BEL9% ₹128 Cr 3,178,489  State Bank of India (Financial Services) 
Equity, Since 28 Feb 21 | SBIN9% ₹124 Cr 1,426,314  Bharat Petroleum Corp Ltd (Energy) 
Equity, Since 30 Sep 18 | 5005478% ₹110 Cr 3,229,041  Hindustan Aeronautics Ltd Ordinary Shares (Industrials) 
Equity, Since 31 May 22 | HAL8% ₹107 Cr 226,465  NTPC Ltd (Utilities) 
Equity, Since 31 May 19 | 5325557% ₹105 Cr 3,085,790  Power Grid Corp Of India Ltd (Utilities) 
Equity, Since 28 Feb 22 | 5328987% ₹101 Cr 3,599,413  NTPC Green Energy Ltd (Utilities) 
Equity, Since 30 Nov 24 | NTPCGREEN6% ₹85 Cr 8,790,786  NHPC Ltd (Utilities) 
Equity, Since 31 Oct 22 | NHPC5% ₹66 Cr 7,649,437  REC Ltd (Financial Services) 
Equity, Since 31 Aug 23 | 5329554% ₹55 Cr 1,485,615  GAIL (India) Ltd (Utilities) 
Equity, Since 28 Feb 23 | 5321554% ₹54 Cr 3,089,630 5. LIC MF Infrastructure Fund
LIC MF Infrastructure Fund 
 Growth Launch Date   29 Feb 08  NAV (28 Oct 25)   ₹50.5085  ↑ 0.03   (0.06 %)  Net Assets (Cr)   ₹995 on 31 Aug 25  Category  Equity - Sectoral AMC   LIC Mutual Fund Asset Mgmt Co Ltd  Rating  Risk  High Expense Ratio  2.21 Sharpe Ratio  -0.47 Information Ratio  0.34 Alpha Ratio  -1.71 Min Investment   5,000  Min SIP Investment   1,000  Exit Load   0-1 Years (1%),1 Years and above(NIL)   Growth of 10,000 investment over the years. 
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹17,349 30 Sep 22 ₹19,152 30 Sep 23 ₹24,311 30 Sep 24 ₹42,112 30 Sep 25 ₹39,703  Returns for LIC MF Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Oct 25 Duration Returns 1 Month  3%  3 Month  3.2%  6 Month  14.6%  1 Year  4%  3 Year  28.4%  5 Year  31.4%  10 Year    15 Year    Since launch  9.6%   Historical performance (Yearly) on absolute basis 
Year Returns 2024  47.8%  2023  44.4%  2022  7.9%  2021  46.6%  2020  -0.1%  2019  13.3%  2018  -14.6%  2017  42.2%  2016  -2.2%  2015  -6.2%   Fund Manager information for LIC MF Infrastructure Fund 
Name Since Tenure Yogesh Patil 18 Sep 20 5.04 Yr. Mahesh Bendre 1 Jul 24 1.25 Yr. Data below for LIC MF Infrastructure Fund as on 31 Aug 25 
 Equity Sector Allocation 
Sector Value Industrials 48.29% Basic Materials 9.85% Consumer Cyclical 8.84% Financial Services 8.09% Utility 6.27% Technology 4.21% Health Care 3.5% Real Estate 3.4% Communication Services 2.81% Energy 0.96%  Asset Allocation 
Asset Class Value Cash 3.77% Equity 96.23%  Top Securities Holdings / Portfolio 
Name Holding Value Quantity  Shakti Pumps (India) Ltd (Industrials) 
Equity, Since 31 Mar 24 | SHAKTIPUMP6% ₹57 Cr 693,857  Larsen & Toubro Ltd (Industrials) 
Equity, Since 30 Apr 09 | LT4% ₹40 Cr 109,584  Afcons Infrastructure Ltd (Industrials) 
Equity, Since 31 Oct 24 | AFCONS3% ₹35 Cr 769,765  REC Ltd (Financial Services) 
Equity, Since 31 Jul 23 | 5329553% ₹34 Cr 911,009  Apollo Hospitals Enterprise Ltd (Healthcare) 
Equity, Since 30 Jun 25 | APOLLOHOSP3% ₹33 Cr 44,149 
 ↓ -2,694  Avalon Technologies Ltd (Technology) 
Equity, Since 31 Jul 23 | AVALON3% ₹31 Cr 310,615  Garware Hi-Tech Films Ltd (Basic Materials) 
Equity, Since 31 Aug 23 | 5006553% ₹28 Cr 94,287  Schneider Electric Infrastructure Ltd (Industrials) 
Equity, Since 31 Dec 23 | SCHNEIDER3% ₹26 Cr 319,302  Bharat Bijlee Ltd (Industrials) 
Equity, Since 31 Jul 22 | BBL2% ₹25 Cr 80,133 
 ↑ 5,212  Cummins India Ltd (Industrials) 
Equity, Since 31 May 21 | 5004802% ₹24 Cr 62,276 
 ↓ -5,131 
So, do you want to be a smart investor and make money? Register and invest with Fincash.com and create wealth for your future.
Research Highlights for DSP World Gold Fund