+91-22-48913909Difference Between Savings and Investment
In today's world, understanding the basics of savings and investment is essential for achieving financial security. By making smart decisions about your finances, you can create a secure future for yourself and your family. The goal of this guide is to introduce savings and investments as well as some basic principles of financial planning. We will discuss different types of investment vehicles, how to save money, budgeting techniques, Retirement planning strategies, and more. With the proper knowledge in hand, you can make informed decisions when it comes time to invest or plan for retirement.
An effective financial strategy requires a holistic approach that considers all aspects of Personal Finance, including taxation rules, insurance policies, estate planning considerations, debt management issues, and other factors related to building sustainable wealth over time. Investing wisely now can lead to greater returns in the future, so take the time now to learn about saving and investing correctly!
Key Differences Between Savings and Investment
Saving and investing are two distinct financial terms that people often use interchangeably. However, it is essential to understand the key differences between savings and investment, as they serve different purposes. Saving involves setting aside money for future use by putting it in a safe place such as a Bank account, Fixed Deposit or other secure investments. Investing, on the other hand, involves putting money in instruments like Mutual Funds, gold, stocks, ETFs, etc., with the goal of generating additional Income or Capital gains over time.
A key difference between saving and investing is that saving gives you very less returns and is low risk. While investing can be riskier but potentially generate higher returns. In addition to this, savings tend to have guaranteed safety, while investments may involve more Volatility depending on Market conditions. Ultimately, it’s up to you how much risk you are willing to take when deciding which type of activity best suits your needs and objectives.
| Savings | Investing |
|---|---|
| You can meet your short-term goals and manage all the unplanned expenses | You can create wealth and a Portfolio, appreciating the capital that you are investing |
| It is ideal for short-term gains | It is ideal for long-term gains as it gives positive returns |
| Doesn’t provide you with high-valued returns | It helps you in gaining huge returns if you are following the right investment strategies |
| There are no risks involved with saving money | This is subjected to market risks and might include losses if you are not following the market trends and analysis |
| You can save your money using certificates of deposits, money-making instruments, and opening a Savings Account | You can invest in stocks, Bonds, ETFs, and mutual funds to create an investment portfolio |
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Use the 50-20-30 rule to Create a Balanced Financial Plan
Creating a balanced Financial plan requires a consideration of the savings vs. investment ratio. Both savings and investment are integral aspects of personal finance, and it's crucial to maintain a balance between the two to achieve long-term financial stability. The ratio is a way to determine how much of your income you should allocate toward savings and investments each month.
The rule suggests that you should divide your after-tax income into three categories:
Needs (50%): This category includes all of the essential expenses that you must pay each month, such as rent, loans, utilities, groceries, transportation, and insurance.
Savings and Debt Reduction (20%): This category includes any money that you set aside for long-term goals, such as retirement savings or paying off debt. This category is also known as your "financial cushion" because it helps you build a safety net in case of emergencies.
Wants (30%): This category includes any discretionary spending that you choose to make, such as eating out, entertainment, traveling or hobbies.
Following the 50-20-30 rule can help you create a balanced financial plan that allows you to meet your essential needs, save for the future, and enjoy some of the things that make life enjoyable without overspending. However, it's important to remember that this is just a guideline, and you should adjust it to fit your own unique financial situation and priorities.
Why Investing is Better than Saving
Investing offers many benefits that traditional savings accounts lack, making it an important aspect of personal finance. One major benefit of investing is the potential for higher returns than savings accounts since assets like stocks, mutual funds, and Real Estate can appreciate in value over time. By investing in these assets, individuals can earn returns that surpass the interest rates offered by savings accounts. Another advantage of investing is the ability to grow wealth through compounding, where returns are reinvested to generate even greater returns.
This helps individuals achieve their long-term Financial goals, like saving for retirement or purchasing a home. Additionally, investing allows for diversification, which can help to reduce risk by spreading investments across various sectors and industries. Overall, by understanding the advantages of investing and making informed investment decisions, individuals can achieve their financial goals and secure their financial future.
Best Mutual Funds to Invest in 2025
investing in Mutual Funds is one of the best ways to grow your money over time. As markets rise and fall, having a diversified portfolio that includes investments such as mutual funds can help cushion any losses you may incur during market downturns. The following are some of the top-rated mutual funds for 2025 you must consider to invest:
To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments. Below is the key information for ICICI Prudential Infrastructure Fund Returns up to 1 year are on The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others. Research Highlights for SBI PSU Fund Below is the key information for SBI PSU Fund Returns up to 1 year are on To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure. Research Highlights for HDFC Infrastructure Fund Below is the key information for HDFC Infrastructure Fund Returns up to 1 year are on To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector. Research Highlights for DSP India T.I.G.E.R Fund Below is the key information for DSP India T.I.G.E.R Fund Returns up to 1 year are on To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Research Highlights for Invesco India PSU Equity Fund Below is the key information for Invesco India PSU Equity Fund Returns up to 1 year are on (Erstwhile Reliance Diversified Power Sector Fund) The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector. Research Highlights for Nippon India Power and Infra Fund Below is the key information for Nippon India Power and Infra Fund Returns up to 1 year are on The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for Bandhan Infrastructure Fund Below is the key information for Bandhan Infrastructure Fund Returns up to 1 year are on T o g e n e r a t e income/capital appreciation by investing in equities and equity related instruments of companies in the infrastructure sector. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for Canara Robeco Infrastructure Below is the key information for Canara Robeco Infrastructure Returns up to 1 year are on The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities. Research Highlights for Franklin Build India Fund Below is the key information for Franklin Build India Fund Returns up to 1 year are on The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector. Research Highlights for LIC MF Infrastructure Fund Below is the key information for LIC MF Infrastructure Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms. Research Highlights for Kotak Infrastructure & Economic Reform Fund Below is the key information for Kotak Infrastructure & Economic Reform Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential Infrastructure Fund Growth ₹196.24
↑ 0.13 ₹8,160 100 0.1 1 5.2 26.3 30.8 27.4 SBI PSU Fund Growth ₹33.3222
↓ -0.07 ₹5,763 500 3.4 4.4 7.8 30.6 29.2 23.5 HDFC Infrastructure Fund Growth ₹47.445
↓ -0.11 ₹2,514 300 -0.8 0.2 1.5 27.4 27.9 23 DSP India T.I.G.E.R Fund Growth ₹314.333
↓ -0.98 ₹5,419 500 -0.8 1.4 -2.7 26.1 27.6 32.4 Invesco India PSU Equity Fund Growth ₹65.19
↑ 0.17 ₹1,445 500 1.8 1.6 7.5 30.3 27.6 25.6 Nippon India Power and Infra Fund Growth ₹345.186
↓ -0.73 ₹7,301 100 -1.9 0 -1 27.1 27.4 26.9 Bandhan Infrastructure Fund Growth ₹48.286
↓ -0.02 ₹1,566 100 -3.6 -4 -6.1 26.7 27.3 39.3 Canara Robeco Infrastructure Growth ₹157.86
↓ -0.31 ₹916 1,000 -3.3 -1.2 -0.1 25.3 27.3 35.3 Franklin Build India Fund Growth ₹142.511
↓ -0.62 ₹3,068 500 -0.1 1.7 2.7 27.1 27.1 27.8 LIC MF Infrastructure Fund Growth ₹49.161
↓ -0.14 ₹1,022 1,000 -1.9 -1.1 -4.3 28.4 26.9 47.8 Kotak Infrastructure & Economic Reform Fund Growth ₹65.263
↓ -0.11 ₹2,376 1,000 -0.4 0.5 -3.9 21.7 26.4 32.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Dec 25 Research Highlights & Commentary of 11 Funds showcased
Commentary ICICI Prudential Infrastructure Fund SBI PSU Fund HDFC Infrastructure Fund DSP India T.I.G.E.R Fund Invesco India PSU Equity Fund Nippon India Power and Infra Fund Bandhan Infrastructure Fund Canara Robeco Infrastructure Franklin Build India Fund LIC MF Infrastructure Fund Kotak Infrastructure & Economic Reform Fund Point 1 Highest AUM (₹8,160 Cr). Upper mid AUM (₹5,763 Cr). Lower mid AUM (₹2,514 Cr). Upper mid AUM (₹5,419 Cr). Bottom quartile AUM (₹1,445 Cr). Top quartile AUM (₹7,301 Cr). Lower mid AUM (₹1,566 Cr). Bottom quartile AUM (₹916 Cr). Upper mid AUM (₹3,068 Cr). Bottom quartile AUM (₹1,022 Cr). Lower mid AUM (₹2,376 Cr). Point 2 Established history (20+ yrs). Established history (15+ yrs). Established history (17+ yrs). Established history (21+ yrs). Established history (16+ yrs). Oldest track record among peers (21 yrs). Established history (14+ yrs). Established history (20+ yrs). Established history (16+ yrs). Established history (17+ yrs). Established history (17+ yrs). Point 3 Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 5★ (top quartile). Not Rated. Top rated. Not Rated. Rating: 4★ (upper mid). Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 30.79% (top quartile). 5Y return: 29.16% (top quartile). 5Y return: 27.89% (upper mid). 5Y return: 27.59% (upper mid). 5Y return: 27.58% (upper mid). 5Y return: 27.37% (lower mid). 5Y return: 27.25% (lower mid). 5Y return: 27.25% (lower mid). 5Y return: 27.08% (bottom quartile). 5Y return: 26.94% (bottom quartile). 5Y return: 26.39% (bottom quartile). Point 6 3Y return: 26.31% (lower mid). 3Y return: 30.65% (top quartile). 3Y return: 27.40% (upper mid). 3Y return: 26.14% (bottom quartile). 3Y return: 30.33% (top quartile). 3Y return: 27.14% (upper mid). 3Y return: 26.65% (lower mid). 3Y return: 25.28% (bottom quartile). 3Y return: 27.09% (lower mid). 3Y return: 28.42% (upper mid). 3Y return: 21.70% (bottom quartile). Point 7 1Y return: 5.22% (upper mid). 1Y return: 7.79% (top quartile). 1Y return: 1.49% (upper mid). 1Y return: -2.68% (lower mid). 1Y return: 7.49% (top quartile). 1Y return: -1.00% (lower mid). 1Y return: -6.11% (bottom quartile). 1Y return: -0.08% (lower mid). 1Y return: 2.70% (upper mid). 1Y return: -4.31% (bottom quartile). 1Y return: -3.86% (bottom quartile). Point 8 Alpha: 0.00 (top quartile). Alpha: -0.83 (lower mid). Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: -0.45 (lower mid). Alpha: -12.90 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: -13.09 (bottom quartile). Alpha: -13.49 (bottom quartile). Point 9 Sharpe: 0.00 (upper mid). Sharpe: 0.03 (top quartile). Sharpe: -0.15 (upper mid). Sharpe: -0.39 (bottom quartile). Sharpe: 0.06 (top quartile). Sharpe: -0.26 (bottom quartile). Sharpe: -0.40 (bottom quartile). Sharpe: -0.13 (upper mid). Sharpe: -0.16 (lower mid). Sharpe: -0.18 (lower mid). Sharpe: -0.24 (lower mid). Point 10 Information ratio: 0.00 (upper mid). Information ratio: -0.53 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: -0.49 (bottom quartile). Information ratio: 0.42 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.31 (top quartile). Information ratio: -0.15 (bottom quartile). ICICI Prudential Infrastructure Fund
SBI PSU Fund
HDFC Infrastructure Fund
DSP India T.I.G.E.R Fund
Invesco India PSU Equity Fund
Nippon India Power and Infra Fund
Bandhan Infrastructure Fund
Canara Robeco Infrastructure
Franklin Build India Fund
LIC MF Infrastructure Fund
Kotak Infrastructure & Economic Reform Fund
200 Crore in Equity Category of mutual funds ordered based on 5 year calendar year returns.
1. ICICI Prudential Infrastructure Fund
ICICI Prudential Infrastructure Fund
Growth Launch Date 31 Aug 05 NAV (24 Dec 25) ₹196.24 ↑ 0.13 (0.07 %) Net Assets (Cr) ₹8,160 on 30 Nov 25 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 0 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹16,536 30 Nov 22 ₹21,423 30 Nov 23 ₹28,347 30 Nov 24 ₹40,177 30 Nov 25 ₹42,083 Returns for ICICI Prudential Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0% 3 Month 0.1% 6 Month 1% 1 Year 5.2% 3 Year 26.3% 5 Year 30.8% 10 Year 15 Year Since launch 15.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 27.4% 2023 44.6% 2022 28.8% 2021 50.1% 2020 3.6% 2019 2.6% 2018 -14% 2017 40.8% 2016 2% 2015 -3.4% Fund Manager information for ICICI Prudential Infrastructure Fund
Name Since Tenure Ihab Dalwai 3 Jun 17 8.5 Yr. Sharmila D’mello 30 Jun 22 3.42 Yr. Data below for ICICI Prudential Infrastructure Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 40.39% Financial Services 14.64% Basic Materials 12.34% Utility 10.24% Energy 9.18% Real Estate 3.73% Consumer Cyclical 2.03% Communication Services 1.47% Asset Allocation
Asset Class Value Cash 5.66% Equity 94.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT9% ₹715 Cr 1,755,704
↓ -87,500 NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | NTPC4% ₹358 Cr 10,976,448 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 24 | ADANIPORTS3% ₹281 Cr 1,854,934 AIA Engineering Ltd (Industrials)
Equity, Since 28 Feb 21 | AIAENG3% ₹259 Cr 669,751
↓ -32,202 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 23 | RELIANCE3% ₹240 Cr 1,529,725
↓ -250,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Jul 24 | VEDL3% ₹231 Cr 4,400,100
↓ -299,900 NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC3% ₹224 Cr 13,053,905 Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | 5222873% ₹216 Cr 1,803,566 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | AXISBANK3% ₹215 Cr 1,683,557
↓ -312,500 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Oct 24 | INDUSINDBK3% ₹208 Cr 2,424,016 2. SBI PSU Fund
SBI PSU Fund
Growth Launch Date 7 Jul 10 NAV (24 Dec 25) ₹33.3222 ↓ -0.07 (-0.21 %) Net Assets (Cr) ₹5,763 on 30 Nov 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 0.03 Information Ratio -0.53 Alpha Ratio -0.83 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,886 30 Nov 22 ₹18,323 30 Nov 23 ₹23,973 30 Nov 24 ₹36,302 30 Nov 25 ₹38,023 Returns for SBI PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month -0.4% 3 Month 3.4% 6 Month 4.4% 1 Year 7.8% 3 Year 30.6% 5 Year 29.2% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 23.5% 2023 54% 2022 29% 2021 32.4% 2020 -10% 2019 6% 2018 -23.8% 2017 21.9% 2016 16.2% 2015 -11.1% Fund Manager information for SBI PSU Fund
Name Since Tenure Rohit Shimpi 1 Jun 24 1.5 Yr. Data below for SBI PSU Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 36.69% Utility 27.73% Energy 13.4% Industrials 12.38% Basic Materials 5.83% Asset Allocation
Asset Class Value Cash 3.88% Equity 96.04% Debt 0.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN17% ₹972 Cr 9,927,500 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL9% ₹534 Cr 12,975,000 NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | NTPC8% ₹475 Cr 14,543,244 GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | GAIL8% ₹453 Cr 25,750,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | POWERGRID8% ₹446 Cr 16,535,554 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | BPCL6% ₹348 Cr 9,700,000 Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | BANKBARODA6% ₹319 Cr 11,000,000 Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | INDIANB4% ₹211 Cr 2,427,235 NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | NMDC4% ₹206 Cr 27,900,000 General Insurance Corp of India (Financial Services)
Equity, Since 31 May 24 | GICRE3% ₹161 Cr 4,150,000 3. HDFC Infrastructure Fund
HDFC Infrastructure Fund
Growth Launch Date 10 Mar 08 NAV (24 Dec 25) ₹47.445 ↓ -0.11 (-0.23 %) Net Assets (Cr) ₹2,514 on 30 Nov 25 Category Equity - Sectoral AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.06 Sharpe Ratio -0.15 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹16,017 30 Nov 22 ₹19,623 30 Nov 23 ₹27,687 30 Nov 24 ₹38,227 30 Nov 25 ₹38,951 Returns for HDFC Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month -0.8% 3 Month -0.8% 6 Month 0.2% 1 Year 1.5% 3 Year 27.4% 5 Year 27.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 23% 2023 55.4% 2022 19.3% 2021 43.2% 2020 -7.5% 2019 -3.4% 2018 -29% 2017 43.3% 2016 -1.9% 2015 -2.5% Fund Manager information for HDFC Infrastructure Fund
Name Since Tenure Dhruv Muchhal 22 Jun 23 2.45 Yr. Ashish Shah 1 Nov 25 0.08 Yr. Data below for HDFC Infrastructure Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 39.35% Financial Services 20.43% Basic Materials 10.2% Energy 6.93% Utility 6.76% Communication Services 4.12% Real Estate 2.48% Health Care 1.75% Technology 1.41% Consumer Cyclical 0.66% Asset Allocation
Asset Class Value Cash 5.91% Equity 94.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT6% ₹155 Cr 380,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹153 Cr 1,100,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | HDFCBANK6% ₹141 Cr 1,400,000 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | 5222874% ₹91 Cr 758,285 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Dec 21 | INDIGO4% ₹89 Cr 150,000 J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL3% ₹82 Cr 1,400,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE3% ₹78 Cr 500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 20 | BHARTIARTL3% ₹74 Cr 350,000 NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | NTPC3% ₹72 Cr 2,200,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 08 | SBIN3% ₹69 Cr 704,361 4. DSP India T.I.G.E.R Fund
DSP India T.I.G.E.R Fund
Growth Launch Date 11 Jun 04 NAV (24 Dec 25) ₹314.333 ↓ -0.98 (-0.31 %) Net Assets (Cr) ₹5,419 on 30 Nov 25 Category Equity - Sectoral AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio -0.39 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹16,064 30 Nov 22 ₹18,724 30 Nov 23 ₹25,483 30 Nov 24 ₹37,523 30 Nov 25 ₹35,951 Returns for DSP India T.I.G.E.R Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.1% 3 Month -0.8% 6 Month 1.4% 1 Year -2.7% 3 Year 26.1% 5 Year 27.6% 10 Year 15 Year Since launch 17.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 32.4% 2023 49% 2022 13.9% 2021 51.6% 2020 2.7% 2019 6.7% 2018 -17.2% 2017 47% 2016 4.1% 2015 0.7% Fund Manager information for DSP India T.I.G.E.R Fund
Name Since Tenure Rohit Singhania 21 Jun 10 15.46 Yr. Data below for DSP India T.I.G.E.R Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 31.28% Basic Materials 14.28% Financial Services 11% Utility 10.18% Consumer Cyclical 8.97% Energy 7.34% Health Care 5.54% Communication Services 3.04% Technology 1.8% Real Estate 1.6% Consumer Defensive 1.22% Asset Allocation
Asset Class Value Cash 3.74% Equity 96.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 04 | LT5% ₹284 Cr 697,669 NTPC Ltd (Utilities)
Equity, Since 30 Nov 17 | NTPC4% ₹233 Cr 7,145,883 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 31 Dec 24 | APOLLOHOSP3% ₹180 Cr 245,928 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 18 | BHARTIARTL3% ₹159 Cr 756,154 Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 31 Mar 23 | KIRLOSENG3% ₹159 Cr 1,412,412 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jan 25 | POWERGRID3% ₹150 Cr 5,567,574 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Dec 24 | AMBER3% ₹142 Cr 197,265 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Oct 25 | HAL3% ₹139 Cr 305,098
↑ 112,311 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 May 25 | MCX3% ₹137 Cr 136,165 Coal India Ltd (Energy)
Equity, Since 31 Dec 23 | COALINDIA2% ₹125 Cr 3,321,453 5. Invesco India PSU Equity Fund
Invesco India PSU Equity Fund
Growth Launch Date 18 Nov 09 NAV (24 Dec 25) ₹65.19 ↑ 0.17 (0.26 %) Net Assets (Cr) ₹1,445 on 30 Nov 25 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.14 Sharpe Ratio 0.06 Information Ratio -0.49 Alpha Ratio -0.45 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,532 30 Nov 22 ₹16,574 30 Nov 23 ₹21,911 30 Nov 24 ₹33,100 30 Nov 25 ₹34,463 Returns for Invesco India PSU Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.2% 3 Month 1.8% 6 Month 1.6% 1 Year 7.5% 3 Year 30.3% 5 Year 27.6% 10 Year 15 Year Since launch 12.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 25.6% 2023 54.5% 2022 20.5% 2021 31.1% 2020 6.1% 2019 10.1% 2018 -16.9% 2017 24.3% 2016 17.9% 2015 2.5% Fund Manager information for Invesco India PSU Equity Fund
Name Since Tenure Hiten Jain 1 Jul 25 0.42 Yr. Sagar Gandhi 1 Jul 25 0.42 Yr. Data below for Invesco India PSU Equity Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 31.46% Financial Services 29.47% Utility 20.02% Energy 13.28% Basic Materials 2.92% Asset Allocation
Asset Class Value Cash 2.85% Equity 97.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN10% ₹140 Cr 1,426,314 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL9% ₹123 Cr 2,997,692 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | BPCL7% ₹104 Cr 2,901,565 Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | INDIANB7% ₹94 Cr 1,080,618 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL6% ₹89 Cr 196,158 NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN6% ₹83 Cr 8,790,786 NTPC Ltd (Utilities)
Equity, Since 31 May 19 | NTPC5% ₹66 Cr 2,024,963 Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | BDL4% ₹64 Cr 424,045 Bank of Baroda (Financial Services)
Equity, Since 30 Jun 21 | BANKBARODA4% ₹61 Cr 2,116,392 Dredging Corp of India Ltd (Industrials)
Equity, Since 31 Jul 25 | DREDGECORP4% ₹55 Cr 646,300
↑ 174,490 6. Nippon India Power and Infra Fund
Nippon India Power and Infra Fund
Growth Launch Date 8 May 04 NAV (24 Dec 25) ₹345.186 ↓ -0.73 (-0.21 %) Net Assets (Cr) ₹7,301 on 30 Nov 25 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 1.85 Sharpe Ratio -0.26 Information Ratio 0.42 Alpha Ratio -12.9 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹15,847 30 Nov 22 ₹18,308 30 Nov 23 ₹25,579 30 Nov 24 ₹36,521 30 Nov 25 ₹35,852 Returns for Nippon India Power and Infra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month -0.5% 3 Month -1.9% 6 Month 0% 1 Year -1% 3 Year 27.1% 5 Year 27.4% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 26.9% 2023 58% 2022 10.9% 2021 48.9% 2020 10.8% 2019 -2.9% 2018 -21.1% 2017 61.7% 2016 0.1% 2015 0.3% Fund Manager information for Nippon India Power and Infra Fund
Name Since Tenure Kinjal Desai 25 May 18 7.53 Yr. Rahul Modi 19 Aug 24 1.28 Yr. Lokesh Maru 5 Sep 25 0.24 Yr. Divya Sharma 5 Sep 25 0.24 Yr. Data below for Nippon India Power and Infra Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 32.74% Utility 22.88% Energy 9.92% Consumer Cyclical 9.2% Basic Materials 6.97% Communication Services 6.04% Technology 4.89% Real Estate 2.32% Financial Services 2.26% Health Care 2.11% Asset Allocation
Asset Class Value Cash 0.65% Equity 99.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE10% ₹694 Cr 4,425,000
↑ 150,000 NTPC Ltd (Utilities)
Equity, Since 31 May 09 | NTPC8% ₹555 Cr 17,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 18 | BHARTIARTL6% ₹441 Cr 2,100,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT6% ₹433 Cr 1,064,337
↓ -50,000 Tata Power Co Ltd (Utilities)
Equity, Since 30 Apr 23 | TATAPOWER4% ₹308 Cr 7,900,789 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Sep 24 | BHEL3% ₹233 Cr 8,000,838
↓ -1,300,000 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 30 Sep 24 | CGPOWER3% ₹203 Cr 3,020,014 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | ULTRACEMCO3% ₹197 Cr 170,000 Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | BHARATFORG2% ₹169 Cr 1,179,635 Kaynes Technology India Ltd (Technology)
Equity, Since 30 Nov 22 | KAYNES2% ₹165 Cr 300,113
↑ 50,000 7. Bandhan Infrastructure Fund
Bandhan Infrastructure Fund
Growth Launch Date 8 Mar 11 NAV (24 Dec 25) ₹48.286 ↓ -0.02 (-0.05 %) Net Assets (Cr) ₹1,566 on 30 Nov 25 Category Equity - Sectoral AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.1 Sharpe Ratio -0.4 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹17,586 30 Nov 22 ₹18,616 30 Nov 23 ₹25,550 30 Nov 24 ₹38,310 30 Nov 25 ₹35,897 Returns for Bandhan Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month -0.8% 3 Month -3.6% 6 Month -4% 1 Year -6.1% 3 Year 26.7% 5 Year 27.3% 10 Year 15 Year Since launch 11.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 39.3% 2023 50.3% 2022 1.7% 2021 64.8% 2020 6.3% 2019 -5.3% 2018 -25.9% 2017 58.7% 2016 10.7% 2015 -0.2% Fund Manager information for Bandhan Infrastructure Fund
Name Since Tenure Vishal Biraia 24 Jan 24 1.85 Yr. Ritika Behera 7 Oct 23 2.15 Yr. Gaurav Satra 7 Jun 24 1.48 Yr. Data below for Bandhan Infrastructure Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 53.33% Utility 12.43% Basic Materials 7.51% Communication Services 4.68% Energy 4.48% Technology 4.12% Financial Services 2.76% Health Care 2.6% Real Estate 1.38% Consumer Cyclical 0.97% Asset Allocation
Asset Class Value Cash 5.75% Equity 94.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT5% ₹83 Cr 204,050 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL5% ₹73 Cr 348,551 Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Dec 17 | KIRLOSBROS5% ₹72 Cr 426,772 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 24 | RELIANCE4% ₹70 Cr 447,851 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Oct 19 | BEL4% ₹58 Cr 1,416,343 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO4% ₹57 Cr 49,239 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Aug 24 | INDIGO3% ₹53 Cr 89,351
↑ 6,363 GPT Infraprojects Ltd (Industrials)
Equity, Since 30 Nov 17 | GPTINFRA3% ₹51 Cr 4,733,244 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 Dec 23 | ADANIPORTS3% ₹46 Cr 303,494 Ahluwalia Contracts (India) Ltd (Industrials)
Equity, Since 30 Apr 15 | AHLUCONT3% ₹46 Cr 457,644 8. Canara Robeco Infrastructure
Canara Robeco Infrastructure
Growth Launch Date 2 Dec 05 NAV (24 Dec 25) ₹157.86 ↓ -0.31 (-0.20 %) Net Assets (Cr) ₹916 on 30 Nov 25 Category Equity - Sectoral AMC Canara Robeco Asset Management Co. Ltd. Rating Risk High Expense Ratio 2.32 Sharpe Ratio -0.13 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹16,180 30 Nov 22 ₹18,616 30 Nov 23 ₹23,198 30 Nov 24 ₹35,257 30 Nov 25 ₹35,720 Returns for Canara Robeco Infrastructure
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month -1.7% 3 Month -3.3% 6 Month -1.2% 1 Year -0.1% 3 Year 25.3% 5 Year 27.3% 10 Year 15 Year Since launch 14.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 35.3% 2023 41.2% 2022 9% 2021 56.1% 2020 9% 2019 2.3% 2018 -19.1% 2017 40.2% 2016 2.1% 2015 6.7% Fund Manager information for Canara Robeco Infrastructure
Name Since Tenure Vishal Mishra 26 Jun 21 4.44 Yr. Shridatta Bhandwaldar 29 Sep 18 7.18 Yr. Data below for Canara Robeco Infrastructure as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 45.45% Utility 11.55% Energy 8.72% Basic Materials 8.65% Financial Services 7.34% Technology 6.43% Communication Services 3.13% Consumer Cyclical 2.94% Real Estate 1.22% Asset Allocation
Asset Class Value Cash 4.57% Equity 95.43% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 11 | LT10% ₹91 Cr 222,901
↓ -5,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE5% ₹44 Cr 279,250 State Bank of India (Financial Services)
Equity, Since 31 Jul 24 | SBIN5% ₹43 Cr 442,500 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Jul 19 | BEL4% ₹36 Cr 869,000 NTPC Ltd (Utilities)
Equity, Since 30 Nov 18 | NTPC4% ₹35 Cr 1,066,480 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Jan 23 | INDIGO4% ₹34 Cr 58,250 Tata Power Co Ltd (Utilities)
Equity, Since 30 Sep 24 | TATAPOWER3% ₹31 Cr 785,000 GE Vernova T&D India Ltd (Industrials)
Equity, Since 31 Jan 24 | GVT&D3% ₹30 Cr 105,185 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 24 | BHARTIARTL3% ₹29 Cr 136,600 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Oct 23 | CGPOWER3% ₹28 Cr 413,150 9. Franklin Build India Fund
Franklin Build India Fund
Growth Launch Date 4 Sep 09 NAV (24 Dec 25) ₹142.511 ↓ -0.62 (-0.43 %) Net Assets (Cr) ₹3,068 on 30 Nov 25 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.01 Sharpe Ratio -0.16 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹15,956 30 Nov 22 ₹18,300 30 Nov 23 ₹24,926 30 Nov 24 ₹35,517 30 Nov 25 ₹36,139 Returns for Franklin Build India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month -1% 3 Month -0.1% 6 Month 1.7% 1 Year 2.7% 3 Year 27.1% 5 Year 27.1% 10 Year 15 Year Since launch 17.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 27.8% 2023 51.1% 2022 11.2% 2021 45.9% 2020 5.4% 2019 6% 2018 -10.7% 2017 43.3% 2016 8.4% 2015 2.1% Fund Manager information for Franklin Build India Fund
Name Since Tenure Ajay Argal 18 Oct 21 4.12 Yr. Kiran Sebastian 7 Feb 22 3.82 Yr. Sandeep Manam 18 Oct 21 4.12 Yr. Data below for Franklin Build India Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 34.75% Financial Services 14.64% Utility 14.11% Energy 13.36% Communication Services 8.08% Basic Materials 4.77% Real Estate 3.03% Consumer Cyclical 1.76% Technology 1.66% Asset Allocation
Asset Class Value Cash 3.86% Equity 96.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | LT9% ₹271 Cr 665,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE6% ₹188 Cr 1,200,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 29 Feb 20 | INDIGO6% ₹186 Cr 315,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 19 | 5003125% ₹166 Cr 6,825,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 25 | HDFCBANK5% ₹151 Cr 1,500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL5% ₹149 Cr 710,000 NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | NTPC5% ₹142 Cr 4,350,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | AXISBANK4% ₹128 Cr 1,000,000 GAIL (India) Ltd (Utilities)
Equity, Since 31 Jan 25 | GAIL3% ₹99 Cr 5,600,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 14 | SBIN3% ₹98 Cr 1,000,000 10. LIC MF Infrastructure Fund
LIC MF Infrastructure Fund
Growth Launch Date 29 Feb 08 NAV (24 Dec 25) ₹49.161 ↓ -0.14 (-0.29 %) Net Assets (Cr) ₹1,022 on 30 Nov 25 Category Equity - Sectoral AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating Risk High Expense Ratio 2.21 Sharpe Ratio -0.18 Information Ratio 0.31 Alpha Ratio -13.09 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹15,227 30 Nov 22 ₹17,048 30 Nov 23 ₹22,071 30 Nov 24 ₹35,282 30 Nov 25 ₹34,336 Returns for LIC MF Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.5% 3 Month -1.9% 6 Month -1.1% 1 Year -4.3% 3 Year 28.4% 5 Year 26.9% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 47.8% 2023 44.4% 2022 7.9% 2021 46.6% 2020 -0.1% 2019 13.3% 2018 -14.6% 2017 42.2% 2016 -2.2% 2015 -6.2% Fund Manager information for LIC MF Infrastructure Fund
Name Since Tenure Yogesh Patil 18 Sep 20 5.21 Yr. Mahesh Bendre 1 Jul 24 1.42 Yr. Data below for LIC MF Infrastructure Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 45.19% Consumer Cyclical 12.36% Basic Materials 9.57% Financial Services 6.3% Utility 4.97% Technology 3.89% Real Estate 3.77% Health Care 3.17% Communication Services 3.1% Asset Allocation
Asset Class Value Cash 7.68% Equity 92.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shakti Pumps (India) Ltd (Industrials)
Equity, Since 31 Mar 24 | SHAKTIPUMP5% ₹47 Cr 693,857 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT4% ₹45 Cr 109,584 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | TMCV4% ₹44 Cr 1,247,959
↑ 1,247,959 Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 5006554% ₹37 Cr 94,287 REC Ltd (Financial Services)
Equity, Since 31 Jul 23 | RECLTD3% ₹33 Cr 911,009 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Jun 25 | APOLLOHOSP3% ₹32 Cr 44,149 Afcons Infrastructure Ltd (Industrials)
Equity, Since 31 Oct 24 | AFCONS3% ₹31 Cr 769,765 Mahindra Lifespace Developers Ltd (Real Estate)
Equity, Since 30 Jun 24 | MAHLIFE3% ₹28 Cr 666,245 Avalon Technologies Ltd (Technology)
Equity, Since 31 Jul 23 | AVALON3% ₹28 Cr 286,134 Bharat Bijlee Ltd (Industrials)
Equity, Since 31 Jul 22 | BBL3% ₹27 Cr 93,633 11. Kotak Infrastructure & Economic Reform Fund
Kotak Infrastructure & Economic Reform Fund
Growth Launch Date 25 Feb 08 NAV (24 Dec 25) ₹65.263 ↓ -0.11 (-0.16 %) Net Assets (Cr) ₹2,376 on 30 Nov 25 Category Equity - Sectoral AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk High Expense Ratio 2.01 Sharpe Ratio -0.24 Information Ratio -0.15 Alpha Ratio -13.49 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹16,684 30 Nov 22 ₹19,580 30 Nov 23 ₹24,691 30 Nov 24 ₹35,092 30 Nov 25 ₹34,077 Returns for Kotak Infrastructure & Economic Reform Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.2% 3 Month -0.4% 6 Month 0.5% 1 Year -3.9% 3 Year 21.7% 5 Year 26.4% 10 Year 15 Year Since launch 11.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 32.4% 2023 37.3% 2022 15.6% 2021 57.3% 2020 3.4% 2019 3.6% 2018 -19.6% 2017 45.3% 2016 9.2% 2015 -0.2% Fund Manager information for Kotak Infrastructure & Economic Reform Fund
Name Since Tenure Nalin Bhatt 1 Oct 23 2.17 Yr. Data below for Kotak Infrastructure & Economic Reform Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 46.68% Basic Materials 12.46% Consumer Cyclical 10.96% Communication Services 10.26% Energy 7.97% Utility 3.54% Financial Services 2.71% Technology 2.3% Real Estate 2.15% Asset Allocation
Asset Class Value Cash 0.96% Equity 99.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 15 | LT8% ₹187 Cr 459,000
↑ 135,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL7% ₹168 Cr 800,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 25 | RELIANCE6% ₹135 Cr 864,000 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 31 Jul 25 | 5348163% ₹76 Cr 1,890,000
↑ 990,000 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Aug 17 | 5222873% ₹76 Cr 630,000
↓ -9,927 VST Tillers Tractors Ltd (Industrials)
Equity, Since 30 Apr 24 | VSTTILLERS3% ₹73 Cr 130,659 Cummins India Ltd (Industrials)
Equity, Since 30 Sep 12 | CUMMINSIND3% ₹72 Cr 160,000 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Oct 15 | SOLARINDS3% ₹72 Cr 54,000 Shree Cement Ltd (Basic Materials)
Equity, Since 31 Dec 11 | SHREECEM3% ₹71 Cr 27,000
↓ -8,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 15 | ULTRACEMCO3% ₹70 Cr 60,000
Conclusion
When it comes to making investment decisions, it's important to have a solid understanding of the options available to you. Investing in ETFs and mutual funds can offer a diversified portfolio, but it's crucial to assess your financial goals, risk tolerance, and time horizon before making any investment decisions. Without proper guidance or professional support, it can be challenging to navigate the complex world of investing.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for ICICI Prudential Infrastructure Fund