+91-22-48913909Difference Between Savings and Investment
In today's world, understanding the basics of savings and investment is essential for achieving financial security. By making smart decisions about your finances, you can create a secure future for yourself and your family. The goal of this guide is to introduce savings and investments as well as some basic principles of financial planning. We will discuss different types of investment vehicles, how to save money, budgeting techniques, Retirement planning strategies, and more. With the proper knowledge in hand, you can make informed decisions when it comes time to invest or plan for retirement.
An effective financial strategy requires a holistic approach that considers all aspects of Personal Finance, including taxation rules, insurance policies, estate planning considerations, debt management issues, and other factors related to building sustainable wealth over time. Investing wisely now can lead to greater returns in the future, so take the time now to learn about saving and investing correctly!
Key Differences Between Savings and Investment
Saving and investing are two distinct financial terms that people often use interchangeably. However, it is essential to understand the key differences between savings and investment, as they serve different purposes. Saving involves setting aside money for future use by putting it in a safe place such as a Bank account, Fixed Deposit or other secure investments. Investing, on the other hand, involves putting money in instruments like Mutual Funds, gold, stocks, ETFs, etc., with the goal of generating additional Income or Capital gains over time.
A key difference between saving and investing is that saving gives you very less returns and is low risk. While investing can be riskier but potentially generate higher returns. In addition to this, savings tend to have guaranteed safety, while investments may involve more Volatility depending on Market conditions. Ultimately, it’s up to you how much risk you are willing to take when deciding which type of activity best suits your needs and objectives.
| Savings | Investing |
|---|---|
| You can meet your short-term goals and manage all the unplanned expenses | You can create wealth and a Portfolio, appreciating the capital that you are investing |
| It is ideal for short-term gains | It is ideal for long-term gains as it gives positive returns |
| Doesn’t provide you with high-valued returns | It helps you in gaining huge returns if you are following the right investment strategies |
| There are no risks involved with saving money | This is subjected to market risks and might include losses if you are not following the market trends and analysis |
| You can save your money using certificates of deposits, money-making instruments, and opening a Savings Account | You can invest in stocks, Bonds, ETFs, and mutual funds to create an investment portfolio |
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Use the 50-20-30 rule to Create a Balanced Financial Plan
Creating a balanced Financial plan requires a consideration of the savings vs. investment ratio. Both savings and investment are integral aspects of personal finance, and it's crucial to maintain a balance between the two to achieve long-term financial stability. The ratio is a way to determine how much of your income you should allocate toward savings and investments each month.
The rule suggests that you should divide your after-tax income into three categories:
Needs (50%): This category includes all of the essential expenses that you must pay each month, such as rent, loans, utilities, groceries, transportation, and insurance.
Savings and Debt Reduction (20%): This category includes any money that you set aside for long-term goals, such as retirement savings or paying off debt. This category is also known as your "financial cushion" because it helps you build a safety net in case of emergencies.
Wants (30%): This category includes any discretionary spending that you choose to make, such as eating out, entertainment, traveling or hobbies.
Following the 50-20-30 rule can help you create a balanced financial plan that allows you to meet your essential needs, save for the future, and enjoy some of the things that make life enjoyable without overspending. However, it's important to remember that this is just a guideline, and you should adjust it to fit your own unique financial situation and priorities.
Why Investing is Better than Saving
Investing offers many benefits that traditional savings accounts lack, making it an important aspect of personal finance. One major benefit of investing is the potential for higher returns than savings accounts since assets like stocks, mutual funds, and Real Estate can appreciate in value over time. By investing in these assets, individuals can earn returns that surpass the interest rates offered by savings accounts. Another advantage of investing is the ability to grow wealth through compounding, where returns are reinvested to generate even greater returns.
This helps individuals achieve their long-term Financial goals, like saving for retirement or purchasing a home. Additionally, investing allows for diversification, which can help to reduce risk by spreading investments across various sectors and industries. Overall, by understanding the advantages of investing and making informed investment decisions, individuals can achieve their financial goals and secure their financial future.
Best Mutual Funds to Invest in 2025
investing in Mutual Funds is one of the best ways to grow your money over time. As markets rise and fall, having a diversified portfolio that includes investments such as mutual funds can help cushion any losses you may incur during market downturns. The following are some of the top-rated mutual funds for 2025 you must consider to invest:
The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others. Below is the key information for SBI PSU Fund Returns up to 1 year are on To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments. Research Highlights for ICICI Prudential Infrastructure Fund Below is the key information for ICICI Prudential Infrastructure Fund Returns up to 1 year are on To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Research Highlights for Invesco India PSU Equity Fund Below is the key information for Invesco India PSU Equity Fund Returns up to 1 year are on "The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized." Research Highlights for DSP World Gold Fund Below is the key information for DSP World Gold Fund Returns up to 1 year are on To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure. Research Highlights for HDFC Infrastructure Fund Below is the key information for HDFC Infrastructure Fund Returns up to 1 year are on To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector. Research Highlights for DSP India T.I.G.E.R Fund Below is the key information for DSP India T.I.G.E.R Fund Returns up to 1 year are on (Erstwhile Reliance Diversified Power Sector Fund) The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector. Research Highlights for Nippon India Power and Infra Fund Below is the key information for Nippon India Power and Infra Fund Returns up to 1 year are on The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities. Research Highlights for Franklin Build India Fund Below is the key information for Franklin Build India Fund Returns up to 1 year are on The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector. Research Highlights for LIC MF Infrastructure Fund Below is the key information for LIC MF Infrastructure Fund Returns up to 1 year are on The investment objective of ICICI Prudential Dividend Yield Equity Fund is to provide medium to long term capital gains and/or dividend distribution by investing in a well diversified portfolio of predominantly equity and equity related instruments, which offer attractive dividend yield Research Highlights for ICICI Prudential Dividend Yield Equity Fund Below is the key information for ICICI Prudential Dividend Yield Equity Fund Returns up to 1 year are on T o g e n e r a t e income/capital appreciation by investing in equities and equity related instruments of companies in the infrastructure sector. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for Canara Robeco Infrastructure Below is the key information for Canara Robeco Infrastructure Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) SBI PSU Fund Growth ₹34.8997
↑ 0.75 ₹5,817 500 1.4 10.5 15.4 31.4 28.6 11.3 ICICI Prudential Infrastructure Fund Growth ₹196.17
↑ 5.64 ₹8,134 100 -5.2 -0.4 6.3 24.4 27.8 6.7 Invesco India PSU Equity Fund Growth ₹67.23
↑ 1.16 ₹1,449 500 -0.5 7.9 13.9 31.4 27.1 10.3 DSP World Gold Fund Growth ₹58.2187
↓ -3.16 ₹1,756 500 36.4 88.8 150.7 48.6 26.2 167.1 HDFC Infrastructure Fund Growth ₹47.317
↑ 1.17 ₹2,452 300 -5.5 -1.8 4.8 25.7 24.6 2.2 DSP India T.I.G.E.R Fund Growth ₹314.765
↑ 10.29 ₹5,323 500 -4.6 -1.3 4.5 23.8 24.2 -2.5 Nippon India Power and Infra Fund Growth ₹341.572
↑ 10.76 ₹7,117 100 -7.4 -2.3 2.2 24.9 24 -0.5 Franklin Build India Fund Growth ₹144.492
↑ 3.94 ₹3,036 500 -3.8 0.3 7.4 25.9 23.7 3.7 LIC MF Infrastructure Fund Growth ₹49.1668
↑ 1.89 ₹1,003 1,000 -7.5 -4 2.6 26.7 23.5 -3.7 ICICI Prudential Dividend Yield Equity Fund Growth ₹54.62
↑ 1.22 ₹6,400 100 -2.2 3.6 9.5 22.4 23.4 11.8 Canara Robeco Infrastructure Growth ₹159.62
↑ 4.79 ₹894 1,000 -6.1 -3 6 24.2 23.2 0.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Feb 26 Research Highlights & Commentary of 11 Funds showcased
Commentary SBI PSU Fund ICICI Prudential Infrastructure Fund Invesco India PSU Equity Fund DSP World Gold Fund HDFC Infrastructure Fund DSP India T.I.G.E.R Fund Nippon India Power and Infra Fund Franklin Build India Fund LIC MF Infrastructure Fund ICICI Prudential Dividend Yield Equity Fund Canara Robeco Infrastructure Point 1 Upper mid AUM (₹5,817 Cr). Highest AUM (₹8,134 Cr). Bottom quartile AUM (₹1,449 Cr). Lower mid AUM (₹1,756 Cr). Lower mid AUM (₹2,452 Cr). Upper mid AUM (₹5,323 Cr). Top quartile AUM (₹7,117 Cr). Lower mid AUM (₹3,036 Cr). Bottom quartile AUM (₹1,003 Cr). Upper mid AUM (₹6,400 Cr). Bottom quartile AUM (₹894 Cr). Point 2 Established history (15+ yrs). Established history (20+ yrs). Established history (16+ yrs). Established history (18+ yrs). Established history (17+ yrs). Oldest track record among peers (21 yrs). Established history (21+ yrs). Established history (16+ yrs). Established history (17+ yrs). Established history (11+ yrs). Established history (20+ yrs). Point 3 Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 4★ (top quartile). Rating: 4★ (upper mid). Top rated. Not Rated. Rating: 3★ (lower mid). Not Rated. Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Point 5 5Y return: 28.65% (top quartile). 5Y return: 27.85% (top quartile). 5Y return: 27.10% (upper mid). 5Y return: 26.23% (upper mid). 5Y return: 24.56% (upper mid). 5Y return: 24.16% (lower mid). 5Y return: 24.00% (lower mid). 5Y return: 23.73% (lower mid). 5Y return: 23.48% (bottom quartile). 5Y return: 23.44% (bottom quartile). 5Y return: 23.23% (bottom quartile). Point 6 3Y return: 31.38% (top quartile). 3Y return: 24.45% (lower mid). 3Y return: 31.37% (upper mid). 3Y return: 48.62% (top quartile). 3Y return: 25.69% (lower mid). 3Y return: 23.77% (bottom quartile). 3Y return: 24.94% (lower mid). 3Y return: 25.88% (upper mid). 3Y return: 26.66% (upper mid). 3Y return: 22.40% (bottom quartile). 3Y return: 24.24% (bottom quartile). Point 7 1Y return: 15.35% (top quartile). 1Y return: 6.33% (lower mid). 1Y return: 13.89% (upper mid). 1Y return: 150.75% (top quartile). 1Y return: 4.82% (lower mid). 1Y return: 4.52% (bottom quartile). 1Y return: 2.15% (bottom quartile). 1Y return: 7.43% (upper mid). 1Y return: 2.61% (bottom quartile). 1Y return: 9.49% (upper mid). 1Y return: 6.04% (lower mid). Point 8 Alpha: -0.22 (lower mid). Alpha: 0.00 (lower mid). Alpha: -1.90 (bottom quartile). Alpha: 1.32 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (upper mid). Alpha: -15.06 (bottom quartile). Alpha: 0.00 (lower mid). Alpha: -18.43 (bottom quartile). Alpha: 4.00 (top quartile). Alpha: 0.00 (upper mid). Point 9 Sharpe: 0.33 (upper mid). Sharpe: 0.12 (upper mid). Sharpe: 0.27 (upper mid). Sharpe: 3.42 (top quartile). Sharpe: -0.12 (lower mid). Sharpe: -0.31 (bottom quartile). Sharpe: -0.20 (bottom quartile). Sharpe: -0.05 (lower mid). Sharpe: -0.21 (bottom quartile). Sharpe: 0.52 (top quartile). Sharpe: -0.18 (lower mid). Point 10 Information ratio: -0.47 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: -0.37 (bottom quartile). Information ratio: -0.67 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.34 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.28 (upper mid). Information ratio: 1.38 (top quartile). Information ratio: 0.00 (lower mid). SBI PSU Fund
ICICI Prudential Infrastructure Fund
Invesco India PSU Equity Fund
DSP World Gold Fund
HDFC Infrastructure Fund
DSP India T.I.G.E.R Fund
Nippon India Power and Infra Fund
Franklin Build India Fund
LIC MF Infrastructure Fund
ICICI Prudential Dividend Yield Equity Fund
Canara Robeco Infrastructure
200 Crore in Equity Category of mutual funds ordered based on 5 year calendar year returns.
1. SBI PSU Fund
SBI PSU Fund
Growth Launch Date 7 Jul 10 NAV (03 Feb 26) ₹34.8997 ↑ 0.75 (2.19 %) Net Assets (Cr) ₹5,817 on 31 Dec 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 0.33 Information Ratio -0.47 Alpha Ratio -0.22 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹14,656 31 Jan 23 ₹17,067 31 Jan 24 ₹30,032 31 Jan 25 ₹32,242 31 Jan 26 ₹38,028 Returns for SBI PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 26 Duration Returns 1 Month -1.3% 3 Month 1.4% 6 Month 10.5% 1 Year 15.4% 3 Year 31.4% 5 Year 28.6% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.3% 2023 23.5% 2022 54% 2021 29% 2020 32.4% 2019 -10% 2018 6% 2017 -23.8% 2016 21.9% 2015 16.2% Fund Manager information for SBI PSU Fund
Name Since Tenure Rohit Shimpi 1 Jun 24 1.59 Yr. Data below for SBI PSU Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 35.24% Utility 29.32% Energy 13.87% Industrials 12% Basic Materials 6.69% Asset Allocation
Asset Class Value Cash 2.8% Equity 97.11% Debt 0.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN17% ₹975 Cr 9,927,500 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL9% ₹518 Cr 12,975,000 NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 5325559% ₹509 Cr 15,443,244
↑ 900,000 GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 5321559% ₹502 Cr 29,150,000
↑ 3,400,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 5328988% ₹467 Cr 17,635,554
↑ 1,100,000 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 5005476% ₹372 Cr 9,700,000 Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 5321346% ₹325 Cr 11,000,000 NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 5263714% ₹232 Cr 27,900,000 Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | 5328143% ₹203 Cr 2,427,235 Oil India Ltd (Energy)
Equity, Since 31 Mar 24 | OIL3% ₹163 Cr 3,850,000 2. ICICI Prudential Infrastructure Fund
ICICI Prudential Infrastructure Fund
Growth Launch Date 31 Aug 05 NAV (03 Feb 26) ₹196.17 ↑ 5.64 (2.96 %) Net Assets (Cr) ₹8,134 on 31 Dec 25 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 0.12 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹16,042 31 Jan 23 ₹19,152 31 Jan 24 ₹29,825 31 Jan 25 ₹34,393 31 Jan 26 ₹36,891 Returns for ICICI Prudential Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 26 Duration Returns 1 Month -5.1% 3 Month -5.2% 6 Month -0.4% 1 Year 6.3% 3 Year 24.4% 5 Year 27.8% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.7% 2023 27.4% 2022 44.6% 2021 28.8% 2020 50.1% 2019 3.6% 2018 2.6% 2017 -14% 2016 40.8% 2015 2% Fund Manager information for ICICI Prudential Infrastructure Fund
Name Since Tenure Ihab Dalwai 3 Jun 17 8.59 Yr. Sharmila D’mello 30 Jun 22 3.51 Yr. Data below for ICICI Prudential Infrastructure Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Industrials 46.72% Financial Services 13.08% Basic Materials 11.19% Utility 10.14% Energy 8.12% Real Estate 4.42% Consumer Cyclical 1.99% Communication Services 0.86% Asset Allocation
Asset Class Value Cash 3.15% Equity 96.85% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT9% ₹717 Cr 1,755,704 InterGlobe Aviation Ltd (Industrials)
Equity, Since 28 Feb 23 | INDIGO7% ₹565 Cr 1,116,358
↑ 891,940 NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | 5325554% ₹342 Cr 10,376,448
↓ -600,000 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 24 | ADANIPORTS3% ₹250 Cr 1,700,000
↓ -154,934 AIA Engineering Ltd (Industrials)
Equity, Since 28 Feb 21 | AIAENG3% ₹246 Cr 612,120
↓ -57,631 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 23 | RELIANCE3% ₹240 Cr 1,529,725 Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | KPIL3% ₹230 Cr 1,911,120
↑ 107,554 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 5322153% ₹214 Cr 1,683,557 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Oct 24 | INDUSINDBK3% ₹209 Cr 2,424,016 NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC3% ₹209 Cr 13,053,905 3. Invesco India PSU Equity Fund
Invesco India PSU Equity Fund
Growth Launch Date 18 Nov 09 NAV (03 Feb 26) ₹67.23 ↑ 1.16 (1.76 %) Net Assets (Cr) ₹1,449 on 31 Dec 25 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.14 Sharpe Ratio 0.27 Information Ratio -0.37 Alpha Ratio -1.9 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹13,872 31 Jan 23 ₹15,622 31 Jan 24 ₹26,577 31 Jan 25 ₹29,948 31 Jan 26 ₹35,297 Returns for Invesco India PSU Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 26 Duration Returns 1 Month -1.9% 3 Month -0.5% 6 Month 7.9% 1 Year 13.9% 3 Year 31.4% 5 Year 27.1% 10 Year 15 Year Since launch 12.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.3% 2023 25.6% 2022 54.5% 2021 20.5% 2020 31.1% 2019 6.1% 2018 10.1% 2017 -16.9% 2016 24.3% 2015 17.9% Fund Manager information for Invesco India PSU Equity Fund
Name Since Tenure Hiten Jain 1 Jul 25 0.5 Yr. Sagar Gandhi 1 Jul 25 0.5 Yr. Data below for Invesco India PSU Equity Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Industrials 31.01% Financial Services 29.88% Utility 19.12% Energy 13.49% Basic Materials 3.52% Consumer Cyclical 1.22% Asset Allocation
Asset Class Value Cash 1.76% Equity 98.24% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN9% ₹136 Cr 1,387,617
↓ -38,697 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL8% ₹120 Cr 2,997,692 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | 5005477% ₹104 Cr 2,717,009
↓ -184,556 Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | 5328147% ₹97 Cr 1,157,444
↑ 76,826 NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN6% ₹86 Cr 9,129,820
↑ 339,034 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL6% ₹86 Cr 196,158 Bank of Baroda (Financial Services)
Equity, Since 30 Jun 21 | 5321345% ₹66 Cr 2,244,222
↑ 127,830 Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | BDL5% ₹65 Cr 445,685
↑ 21,640 Dredging Corp of India Ltd (Industrials)
Equity, Since 31 Jul 25 | DREDGECORP4% ₹64 Cr 646,300 NTPC Ltd (Utilities)
Equity, Since 31 May 19 | 5325554% ₹59 Cr 1,801,543
↓ -223,420 4. DSP World Gold Fund
DSP World Gold Fund
Growth Launch Date 14 Sep 07 NAV (02 Feb 26) ₹58.2187 ↓ -3.16 (-5.14 %) Net Assets (Cr) ₹1,756 on 31 Dec 25 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.41 Sharpe Ratio 3.42 Information Ratio -0.67 Alpha Ratio 1.32 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹8,807 31 Jan 23 ₹9,422 31 Jan 24 ₹8,517 31 Jan 25 ₹12,548 31 Jan 26 ₹33,170 Returns for DSP World Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 26 Duration Returns 1 Month 10.4% 3 Month 36.4% 6 Month 88.8% 1 Year 150.7% 3 Year 48.6% 5 Year 26.2% 10 Year 15 Year Since launch 10.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 167.1% 2023 15.9% 2022 7% 2021 -7.7% 2020 -9% 2019 31.4% 2018 35.1% 2017 -10.7% 2016 -4% 2015 52.7% Fund Manager information for DSP World Gold Fund
Name Since Tenure Jay Kothari 1 Mar 13 12.85 Yr. Data below for DSP World Gold Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Basic Materials 94.95% Asset Allocation
Asset Class Value Cash 2.43% Equity 94.95% Debt 0.01% Other 2.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Gold I2
Investment Fund | -74% ₹1,294 Cr 1,219,254
↓ -59,731 VanEck Gold Miners ETF
- | GDX25% ₹442 Cr 573,719 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -2% ₹28 Cr Net Receivables/Payables
Net Current Assets | -0% -₹8 Cr 5. HDFC Infrastructure Fund
HDFC Infrastructure Fund
Growth Launch Date 10 Mar 08 NAV (03 Feb 26) ₹47.317 ↑ 1.17 (2.52 %) Net Assets (Cr) ₹2,452 on 31 Dec 25 Category Equity - Sectoral AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.06 Sharpe Ratio -0.13 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹15,059 31 Jan 23 ₹16,950 31 Jan 24 ₹28,499 31 Jan 25 ₹31,485 31 Jan 26 ₹33,227 Returns for HDFC Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 26 Duration Returns 1 Month -4.3% 3 Month -5.5% 6 Month -1.8% 1 Year 4.8% 3 Year 25.7% 5 Year 24.6% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 2.2% 2023 23% 2022 55.4% 2021 19.3% 2020 43.2% 2019 -7.5% 2018 -3.4% 2017 -29% 2016 43.3% 2015 -1.9% Fund Manager information for HDFC Infrastructure Fund
Name Since Tenure Dhruv Muchhal 22 Jun 23 2.53 Yr. Ashish Shah 1 Nov 25 0.17 Yr. Data below for HDFC Infrastructure Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Industrials 39.43% Financial Services 20.52% Basic Materials 10.17% Energy 7.36% Utility 6.95% Communication Services 4.29% Real Estate 2.59% Health Care 1.72% Technology 1.41% Consumer Cyclical 0.69% Asset Allocation
Asset Class Value Cash 4.88% Equity 95.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT7% ₹162 Cr 397,500
↑ 17,500 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | 5321746% ₹148 Cr 1,100,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | HDFCBANK6% ₹139 Cr 1,400,000 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | KPIL4% ₹91 Cr 758,285 J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL3% ₹82 Cr 1,400,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE3% ₹79 Cr 500,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Dec 21 | INDIGO3% ₹76 Cr 150,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 20 | BHARTIARTL3% ₹74 Cr 350,000 NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | 5325553% ₹73 Cr 2,200,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 08 | SBIN3% ₹69 Cr 704,361 6. DSP India T.I.G.E.R Fund
DSP India T.I.G.E.R Fund
Growth Launch Date 11 Jun 04 NAV (03 Feb 26) ₹314.765 ↑ 10.29 (3.38 %) Net Assets (Cr) ₹5,323 on 31 Dec 25 Category Equity - Sectoral AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio -0.31 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹15,028 31 Jan 23 ₹16,816 31 Jan 24 ₹26,495 31 Jan 25 ₹30,221 31 Jan 26 ₹31,981 Returns for DSP India T.I.G.E.R Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 26 Duration Returns 1 Month -4.4% 3 Month -4.6% 6 Month -1.3% 1 Year 4.5% 3 Year 23.8% 5 Year 24.2% 10 Year 15 Year Since launch 17.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 -2.5% 2023 32.4% 2022 49% 2021 13.9% 2020 51.6% 2019 2.7% 2018 6.7% 2017 -17.2% 2016 47% 2015 4.1% Fund Manager information for DSP India T.I.G.E.R Fund
Name Since Tenure Rohit Singhania 21 Jun 10 15.54 Yr. Data below for DSP India T.I.G.E.R Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Industrials 30.1% Basic Materials 14.02% Financial Services 11.6% Utility 10.47% Consumer Cyclical 8.71% Energy 7.67% Health Care 5.45% Communication Services 3.33% Technology 1.7% Real Estate 1.7% Consumer Defensive 1.36% Asset Allocation
Asset Class Value Cash 3.89% Equity 96.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 04 | LT5% ₹284 Cr 694,468
↓ -3,201 NTPC Ltd (Utilities)
Equity, Since 30 Nov 17 | 5325554% ₹235 Cr 7,145,883 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 31 Dec 24 | APOLLOHOSP3% ₹173 Cr 245,928 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 18 | BHARTIARTL3% ₹171 Cr 812,745
↑ 56,591 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 May 25 | MCX3% ₹152 Cr 136,165 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jan 25 | 5328983% ₹147 Cr 5,567,574 Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 31 Mar 23 | KIRLOSENG3% ₹141 Cr 1,154,264
↓ -258,148 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Oct 25 | HAL3% ₹134 Cr 305,098 Coal India Ltd (Energy)
Equity, Since 31 Dec 23 | COALINDIA2% ₹133 Cr 3,321,453 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Dec 24 | AMBER2% ₹126 Cr 197,265 7. Nippon India Power and Infra Fund
Nippon India Power and Infra Fund
Growth Launch Date 8 May 04 NAV (03 Feb 26) ₹341.572 ↑ 10.76 (3.25 %) Net Assets (Cr) ₹7,117 on 31 Dec 25 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 1.85 Sharpe Ratio -0.2 Information Ratio 0.34 Alpha Ratio -15.06 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹14,955 31 Jan 23 ₹16,453 31 Jan 24 ₹27,930 31 Jan 25 ₹30,936 31 Jan 26 ₹31,936 Returns for Nippon India Power and Infra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 26 Duration Returns 1 Month -6.3% 3 Month -7.4% 6 Month -2.3% 1 Year 2.2% 3 Year 24.9% 5 Year 24% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 -0.5% 2023 26.9% 2022 58% 2021 10.9% 2020 48.9% 2019 10.8% 2018 -2.9% 2017 -21.1% 2016 61.7% 2015 0.1% Fund Manager information for Nippon India Power and Infra Fund
Name Since Tenure Kinjal Desai 25 May 18 7.61 Yr. Rahul Modi 19 Aug 24 1.37 Yr. Lokesh Maru 5 Sep 25 0.32 Yr. Divya Sharma 5 Sep 25 0.32 Yr. Data below for Nippon India Power and Infra Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Industrials 32.98% Utility 23% Consumer Cyclical 10.79% Energy 10.36% Basic Materials 7.3% Technology 4.55% Communication Services 3.55% Financial Services 2.54% Real Estate 2.43% Health Care 2.08% Asset Allocation
Asset Class Value Cash 0.43% Equity 99.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE10% ₹715 Cr 4,550,000
↑ 125,000 NTPC Ltd (Utilities)
Equity, Since 31 May 09 | 5325558% ₹560 Cr 17,000,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT6% ₹435 Cr 1,064,337 Tata Power Co Ltd (Utilities)
Equity, Since 30 Apr 23 | 5004004% ₹300 Cr 7,900,789 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 18 | BHARTIARTL4% ₹253 Cr 1,200,000
↓ -900,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | 5325383% ₹200 Cr 170,000 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Sep 24 | 5001033% ₹198 Cr 6,900,000
↓ -1,100,838 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 30 Sep 24 | 5000933% ₹196 Cr 3,020,014 Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | 5004932% ₹173 Cr 1,179,635 NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN2% ₹165 Cr 17,497,157
↑ 350,000 8. Franklin Build India Fund
Franklin Build India Fund
Growth Launch Date 4 Sep 09 NAV (03 Feb 26) ₹144.492 ↑ 3.94 (2.81 %) Net Assets (Cr) ₹3,036 on 31 Dec 25 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.01 Sharpe Ratio -0.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹14,734 31 Jan 23 ₹15,797 31 Jan 24 ₹25,867 31 Jan 25 ₹29,250 31 Jan 26 ₹31,672 Returns for Franklin Build India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 26 Duration Returns 1 Month -3.6% 3 Month -3.8% 6 Month 0.3% 1 Year 7.4% 3 Year 25.9% 5 Year 23.7% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 3.7% 2023 27.8% 2022 51.1% 2021 11.2% 2020 45.9% 2019 5.4% 2018 6% 2017 -10.7% 2016 43.3% 2015 8.4% Fund Manager information for Franklin Build India Fund
Name Since Tenure Ajay Argal 18 Oct 21 4.21 Yr. Kiran Sebastian 7 Feb 22 3.9 Yr. Sandeep Manam 18 Oct 21 4.21 Yr. Data below for Franklin Build India Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Industrials 35% Financial Services 15.02% Utility 14.66% Energy 13.57% Communication Services 8.21% Basic Materials 5.21% Real Estate 2.63% Consumer Cyclical 1.58% Technology 1.15% Asset Allocation
Asset Class Value Cash 2.97% Equity 97.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | LT9% ₹272 Cr 665,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE6% ₹188 Cr 1,200,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 29 Feb 20 | INDIGO5% ₹165 Cr 325,341
↑ 10,341 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 19 | 5003125% ₹164 Cr 6,825,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL5% ₹149 Cr 710,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 25 | HDFCBANK5% ₹149 Cr 1,500,000 NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 5325555% ₹143 Cr 4,350,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 5322154% ₹127 Cr 1,000,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 14 | SBIN3% ₹98 Cr 1,000,000 GAIL (India) Ltd (Utilities)
Equity, Since 31 Jan 25 | 5321553% ₹96 Cr 5,600,000 9. LIC MF Infrastructure Fund
LIC MF Infrastructure Fund
Growth Launch Date 29 Feb 08 NAV (03 Feb 26) ₹49.1668 ↑ 1.89 (4.01 %) Net Assets (Cr) ₹1,003 on 31 Dec 25 Category Equity - Sectoral AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating Risk High Expense Ratio 2.21 Sharpe Ratio -0.21 Information Ratio 0.28 Alpha Ratio -18.43 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹15,011 31 Jan 23 ₹15,567 31 Jan 24 ₹24,683 31 Jan 25 ₹30,671 31 Jan 26 ₹31,739 Returns for LIC MF Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 26 Duration Returns 1 Month -6% 3 Month -7.5% 6 Month -4% 1 Year 2.6% 3 Year 26.7% 5 Year 23.5% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 -3.7% 2023 47.8% 2022 44.4% 2021 7.9% 2020 46.6% 2019 -0.1% 2018 13.3% 2017 -14.6% 2016 42.2% 2015 -2.2% Fund Manager information for LIC MF Infrastructure Fund
Name Since Tenure Yogesh Patil 18 Sep 20 5.29 Yr. Mahesh Bendre 1 Jul 24 1.5 Yr. Data below for LIC MF Infrastructure Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Industrials 47.89% Consumer Cyclical 13.2% Basic Materials 9.06% Financial Services 6.21% Utility 5.93% Technology 3.68% Real Estate 3.55% Communication Services 3.18% Health Care 3.07% Asset Allocation
Asset Class Value Cash 4.22% Equity 95.78% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shakti Pumps (India) Ltd (Industrials)
Equity, Since 31 Mar 24 | SHAKTIPUMP5% ₹50 Cr 686,379
↓ -7,478 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | TMCV5% ₹45 Cr 1,088,395
↓ -159,564 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT4% ₹44 Cr 108,403
↓ -1,181 REC Ltd (Financial Services)
Equity, Since 31 Jul 23 | 5329553% ₹32 Cr 901,191
↓ -9,818 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Jun 25 | APOLLOHOSP3% ₹31 Cr 43,674
↓ -475 Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 5006553% ₹29 Cr 93,271
↓ -1,016 Mahindra Lifespace Developers Ltd (Real Estate)
Equity, Since 30 Jun 24 | MAHLIFE3% ₹26 Cr 659,065
↓ -7,180 Avalon Technologies Ltd (Technology)
Equity, Since 31 Jul 23 | AVALON3% ₹25 Cr 289,118
↑ 2,984 Cummins India Ltd (Industrials)
Equity, Since 31 May 21 | 5004803% ₹25 Cr 56,889
↓ -619 Bharat Bijlee Ltd (Industrials)
Equity, Since 31 Jul 22 | BBL2% ₹25 Cr 92,624
↓ -1,009 10. ICICI Prudential Dividend Yield Equity Fund
ICICI Prudential Dividend Yield Equity Fund
Growth Launch Date 16 May 14 NAV (03 Feb 26) ₹54.62 ↑ 1.22 (2.28 %) Net Assets (Cr) ₹6,400 on 31 Dec 25 Category Equity - Dividend Yield AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.86 Sharpe Ratio 0.52 Information Ratio 1.38 Alpha Ratio 4 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹15,346 31 Jan 23 ₹16,460 31 Jan 24 ₹23,866 31 Jan 25 ₹27,445 31 Jan 26 ₹30,321 Returns for ICICI Prudential Dividend Yield Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 26 Duration Returns 1 Month -3.9% 3 Month -2.2% 6 Month 3.6% 1 Year 9.5% 3 Year 22.4% 5 Year 23.4% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.8% 2023 21% 2022 38.8% 2021 9.2% 2020 47.1% 2019 14.1% 2018 -2.9% 2017 -11.9% 2016 40.7% 2015 9.7% Fund Manager information for ICICI Prudential Dividend Yield Equity Fund
Name Since Tenure Mittul Kalawadia 29 Jan 18 7.93 Yr. Sharmila D’mello 31 Jul 22 3.42 Yr. Data below for ICICI Prudential Dividend Yield Equity Fund as on 31 Dec 25
Equity Sector Allocation
Sector Value Financial Services 28.64% Energy 10.13% Industrials 8.38% Health Care 7.59% Basic Materials 7.35% Consumer Cyclical 7.17% Consumer Defensive 6.91% Utility 6.82% Communication Services 5.66% Technology 5.28% Real Estate 3.08% Asset Allocation
Asset Class Value Cash 2.19% Equity 97.53% Debt 0.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 5321747% ₹462 Cr 3,440,484 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK6% ₹372 Cr 3,756,381 NTPC Ltd (Utilities)
Equity, Since 31 Oct 16 | 5325556% ₹366 Cr 11,099,394 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Apr 21 | SUNPHARMA5% ₹346 Cr 2,013,986 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 5322154% ₹274 Cr 2,157,930 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 22 | MARUTI4% ₹269 Cr 161,010 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 25 | RELIANCE4% ₹242 Cr 1,538,943 InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Jun 25 | INDIGO3% ₹205 Cr 405,520
↑ 126,846 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 21 | LT3% ₹191 Cr 467,263 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 Dec 21 | 5003123% ₹175 Cr 7,270,322 11. Canara Robeco Infrastructure
Canara Robeco Infrastructure
Growth Launch Date 2 Dec 05 NAV (03 Feb 26) ₹159.62 ↑ 4.79 (3.09 %) Net Assets (Cr) ₹894 on 31 Dec 25 Category Equity - Sectoral AMC Canara Robeco Asset Management Co. Ltd. Rating Risk High Expense Ratio 2.32 Sharpe Ratio -0.18 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 21 ₹10,000 31 Jan 22 ₹15,478 31 Jan 23 ₹16,229 31 Jan 24 ₹24,420 31 Jan 25 ₹29,225 31 Jan 26 ₹31,221 Returns for Canara Robeco Infrastructure
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 26 Duration Returns 1 Month -3.5% 3 Month -6.1% 6 Month -3% 1 Year 6% 3 Year 24.2% 5 Year 23.2% 10 Year 15 Year Since launch 14.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 0.1% 2023 35.3% 2022 41.2% 2021 9% 2020 56.1% 2019 9% 2018 2.3% 2017 -19.1% 2016 40.2% 2015 2.1% Fund Manager information for Canara Robeco Infrastructure
Name Since Tenure Vishal Mishra 26 Jun 21 4.52 Yr. Shridatta Bhandwaldar 29 Sep 18 7.26 Yr. Data below for Canara Robeco Infrastructure as on 31 Dec 25
Equity Sector Allocation
Sector Value Industrials 45.69% Utility 12.07% Basic Materials 9.54% Energy 9.39% Financial Services 7.49% Technology 4.06% Communication Services 3.22% Consumer Cyclical 3.04% Real Estate 1.29% Asset Allocation
Asset Class Value Cash 4.21% Equity 95.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 11 | LT10% ₹89 Cr 217,901
↓ -5,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE5% ₹46 Cr 291,750
↑ 12,500 State Bank of India (Financial Services)
Equity, Since 31 Jul 24 | SBIN5% ₹43 Cr 442,500 NTPC Ltd (Utilities)
Equity, Since 30 Nov 18 | 5325554% ₹36 Cr 1,106,480
↑ 40,000 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Jul 19 | BEL4% ₹36 Cr 894,000
↑ 25,000 GE Vernova T&D India Ltd (Industrials)
Equity, Since 31 Jan 24 | 5222754% ₹31 Cr 99,985
↓ -5,200 Tata Power Co Ltd (Utilities)
Equity, Since 30 Sep 24 | 5004003% ₹31 Cr 810,000
↑ 25,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Jan 23 | INDIGO3% ₹29 Cr 58,250 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 24 | BHARTIARTL3% ₹29 Cr 136,600 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Oct 23 | 5000933% ₹29 Cr 440,650
↑ 27,500
Conclusion
When it comes to making investment decisions, it's important to have a solid understanding of the options available to you. Investing in ETFs and mutual funds can offer a diversified portfolio, but it's crucial to assess your financial goals, risk tolerance, and time horizon before making any investment decisions. Without proper guidance or professional support, it can be challenging to navigate the complex world of investing.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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