+91-22-48913909Difference Between Savings and Investment
In today's world, understanding the basics of savings and investment is essential for achieving financial security. By making smart decisions about your finances, you can create a secure future for yourself and your family. The goal of this guide is to introduce savings and investments as well as some basic principles of financial planning. We will discuss different types of investment vehicles, how to save money, budgeting techniques, Retirement planning strategies, and more. With the proper knowledge in hand, you can make informed decisions when it comes time to invest or plan for retirement.
An effective financial strategy requires a holistic approach that considers all aspects of Personal Finance, including taxation rules, insurance policies, estate planning considerations, debt management issues, and other factors related to building sustainable wealth over time. Investing wisely now can lead to greater returns in the future, so take the time now to learn about saving and investing correctly!
Key Differences Between Savings and Investment
Saving and investing are two distinct financial terms that people often use interchangeably. However, it is essential to understand the key differences between savings and investment, as they serve different purposes. Saving involves setting aside money for future use by putting it in a safe place such as a Bank account, Fixed Deposit or other secure investments. Investing, on the other hand, involves putting money in instruments like Mutual Funds, gold, stocks, ETFs, etc., with the goal of generating additional income or Capital Gains over time.
A key difference between saving and investing is that saving gives you very less returns and is low risk. While investing can be riskier but potentially generate higher returns. In addition to this, savings tend to have guaranteed safety, while investments may involve more Volatility depending on market conditions. Ultimately, it’s up to you how much risk you are willing to take when deciding which type of activity best suits your needs and objectives.
| Savings | Investing |
|---|---|
| You can meet your short-term goals and manage all the unplanned expenses | You can create wealth and a Portfolio, appreciating the capital that you are investing |
| It is ideal for short-term gains | It is ideal for long-term gains as it gives positive returns |
| Doesn’t provide you with high-valued returns | It helps you in gaining huge returns if you are following the right investment strategies |
| There are no risks involved with saving money | This is subjected to market risks and might include losses if you are not following the market trends and analysis |
| You can save your money using certificates of deposits, money-making instruments, and opening a Savings Account | You can invest in stocks, Bonds, ETFs, and mutual funds to create an investment portfolio |
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Use the 50-20-30 rule to Create a Balanced Financial Plan
Creating a balanced Financial plan requires a consideration of the savings vs. investment ratio. Both savings and investment are integral aspects of personal finance, and it's crucial to maintain a balance between the two to achieve long-term financial stability. The ratio is a way to determine how much of your income you should allocate toward savings and investments each month.
The rule suggests that you should divide your after-tax income into three categories:
Needs (50%): This category includes all of the essential expenses that you must pay each month, such as rent, loans, utilities, groceries, transportation, and insurance.
Savings and Debt Reduction (20%): This category includes any money that you set aside for long-term goals, such as retirement savings or paying off debt. This category is also known as your "financial cushion" because it helps you build a safety net in case of emergencies.
Wants (30%): This category includes any discretionary spending that you choose to make, such as eating out, entertainment, traveling or hobbies.
Following the 50-20-30 rule can help you create a balanced financial plan that allows you to meet your essential needs, save for the future, and enjoy some of the things that make life enjoyable without overspending. However, it's important to remember that this is just a guideline, and you should adjust it to fit your own unique financial situation and priorities.
Why Investing is Better than Saving
Investing offers many benefits that traditional savings accounts lack, making it an important aspect of personal finance. One major benefit of investing is the potential for higher returns than savings accounts since assets like stocks, mutual funds, and Real Estate can appreciate in value over time. By investing in these assets, individuals can earn returns that surpass the interest rates offered by savings accounts. Another advantage of investing is the ability to grow wealth through compounding, where returns are reinvested to generate even greater returns.
This helps individuals achieve their long-term Financial goals, like saving for retirement or purchasing a home. Additionally, investing allows for diversification, which can help to reduce risk by spreading investments across various sectors and industries. Overall, by understanding the advantages of investing and making informed investment decisions, individuals can achieve their financial goals and secure their financial future.
Fund Selection Methodology used to find 11 funds
Best Mutual Funds to Invest in 2026
investing in Mutual Funds is one of the best ways to grow your money over time. As markets rise and fall, having a diversified portfolio that includes investments such as mutual funds can help cushion any losses you may incur during market downturns. The following are some of the top-rated mutual funds for 2026 you must consider to invest:
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP World Gold Fund Growth ₹56.4846
↓ -3.29 ₹2,191 500 7.8 41.7 114.2 50.8 26.1 167.1 SBI PSU Fund Growth ₹33.8338
↓ -0.80 ₹6,545 500 2.3 4.9 17.4 30.7 26 11.3 ICICI Prudential Infrastructure Fund Growth ₹181.25
↓ -4.68 ₹8,098 100 -6.8 -8 4.7 21.4 24.3 6.7 Invesco India PSU Equity Fund Growth ₹63.27
↓ -1.91 ₹1,511 500 -1 -1.9 15.1 28.3 23.9 10.3 DSP India T.I.G.E.R Fund Growth ₹305.751
↓ -6.52 ₹5,460 500 -1.7 -4 10.1 23.9 23.1 -2.5 LIC MF Infrastructure Fund Growth ₹46.8301
↓ -1.20 ₹1,007 1,000 -3.7 -7.7 9.1 26.4 22.5 -3.7 Canara Robeco Infrastructure Growth ₹155.97
↓ -4.01 ₹933 1,000 -0.4 -5.3 9.9 24.1 22.5 0.1 Nippon India Power and Infra Fund Growth ₹333.844
↓ -8.44 ₹7,128 100 -2.5 -6 8.4 24 22.5 -0.5 Franklin Build India Fund Growth ₹136.234
↓ -3.46 ₹3,174 500 -3.9 -5.1 7.9 24.6 22.1 3.7 HDFC Infrastructure Fund Growth ₹43.192
↓ -1.27 ₹2,417 300 -7.9 -10.4 2.8 23.3 22.1 2.2 DSP Natural Resources and New Energy Fund Growth ₹105.8
↑ 0.09 ₹1,990 500 10.2 14.3 27.6 23.5 20.8 17.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Mar 26 Research Highlights & Commentary of 11 Funds showcased
Commentary DSP World Gold Fund SBI PSU Fund ICICI Prudential Infrastructure Fund Invesco India PSU Equity Fund DSP India T.I.G.E.R Fund LIC MF Infrastructure Fund Canara Robeco Infrastructure Nippon India Power and Infra Fund Franklin Build India Fund HDFC Infrastructure Fund DSP Natural Resources and New Energy Fund Point 1 Lower mid AUM (₹2,191 Cr). Upper mid AUM (₹6,545 Cr). Highest AUM (₹8,098 Cr). Bottom quartile AUM (₹1,511 Cr). Upper mid AUM (₹5,460 Cr). Bottom quartile AUM (₹1,007 Cr). Bottom quartile AUM (₹933 Cr). Top quartile AUM (₹7,128 Cr). Upper mid AUM (₹3,174 Cr). Lower mid AUM (₹2,417 Cr). Lower mid AUM (₹1,990 Cr). Point 2 Established history (18+ yrs). Established history (15+ yrs). Established history (20+ yrs). Established history (16+ yrs). Oldest track record among peers (21 yrs). Established history (18+ yrs). Established history (20+ yrs). Established history (21+ yrs). Established history (16+ yrs). Established history (18+ yrs). Established history (17+ yrs). Point 3 Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Not Rated. Not Rated. Rating: 4★ (upper mid). Rating: 5★ (top quartile). Rating: 3★ (lower mid). Top rated. Point 4 Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 26.07% (top quartile). 5Y return: 25.97% (top quartile). 5Y return: 24.33% (upper mid). 5Y return: 23.94% (upper mid). 5Y return: 23.10% (upper mid). 5Y return: 22.46% (lower mid). 5Y return: 22.46% (lower mid). 5Y return: 22.45% (lower mid). 5Y return: 22.11% (bottom quartile). 5Y return: 22.11% (bottom quartile). 5Y return: 20.83% (bottom quartile). Point 6 3Y return: 50.76% (top quartile). 3Y return: 30.68% (top quartile). 3Y return: 21.44% (bottom quartile). 3Y return: 28.33% (upper mid). 3Y return: 23.86% (lower mid). 3Y return: 26.41% (upper mid). 3Y return: 24.13% (lower mid). 3Y return: 23.98% (lower mid). 3Y return: 24.63% (upper mid). 3Y return: 23.32% (bottom quartile). 3Y return: 23.50% (bottom quartile). Point 7 1Y return: 114.23% (top quartile). 1Y return: 17.42% (upper mid). 1Y return: 4.72% (bottom quartile). 1Y return: 15.08% (upper mid). 1Y return: 10.09% (upper mid). 1Y return: 9.11% (lower mid). 1Y return: 9.87% (lower mid). 1Y return: 8.36% (lower mid). 1Y return: 7.92% (bottom quartile). 1Y return: 2.76% (bottom quartile). 1Y return: 27.58% (top quartile). Point 8 Alpha: 6.90 (top quartile). Alpha: 0.92 (upper mid). Alpha: 0.00 (upper mid). Alpha: -6.26 (bottom quartile). Alpha: 0.00 (lower mid). Alpha: 4.76 (top quartile). Alpha: 0.00 (lower mid). Alpha: 0.23 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: 0.00 (bottom quartile). Point 9 Sharpe: 4.06 (top quartile). Sharpe: 1.90 (upper mid). Sharpe: 1.03 (bottom quartile). Sharpe: 1.47 (upper mid). Sharpe: 1.34 (lower mid). Sharpe: 1.13 (lower mid). Sharpe: 1.30 (lower mid). Sharpe: 1.10 (bottom quartile). Sharpe: 1.51 (upper mid). Sharpe: 1.06 (bottom quartile). Sharpe: 2.40 (top quartile). Point 10 Information ratio: -1.08 (bottom quartile). Information ratio: -0.27 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: -0.78 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.34 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.34 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). DSP World Gold Fund
SBI PSU Fund
ICICI Prudential Infrastructure Fund
Invesco India PSU Equity Fund
DSP India T.I.G.E.R Fund
LIC MF Infrastructure Fund
Canara Robeco Infrastructure
Nippon India Power and Infra Fund
Franklin Build India Fund
HDFC Infrastructure Fund
DSP Natural Resources and New Energy Fund
*List of best mutual funds SIP's having Net Assets/ AUM more than "The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized." Below is the key information for DSP World Gold Fund Returns up to 1 year are on The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others. Research Highlights for SBI PSU Fund Below is the key information for SBI PSU Fund Returns up to 1 year are on To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments. Research Highlights for ICICI Prudential Infrastructure Fund Below is the key information for ICICI Prudential Infrastructure Fund Returns up to 1 year are on To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Research Highlights for Invesco India PSU Equity Fund Below is the key information for Invesco India PSU Equity Fund Returns up to 1 year are on To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector. Research Highlights for DSP India T.I.G.E.R Fund Below is the key information for DSP India T.I.G.E.R Fund Returns up to 1 year are on The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector. Research Highlights for LIC MF Infrastructure Fund Below is the key information for LIC MF Infrastructure Fund Returns up to 1 year are on T o g e n e r a t e income/capital appreciation by investing in equities and equity related instruments of companies in the infrastructure sector. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for Canara Robeco Infrastructure Below is the key information for Canara Robeco Infrastructure Returns up to 1 year are on (Erstwhile Reliance Diversified Power Sector Fund) The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector. Research Highlights for Nippon India Power and Infra Fund Below is the key information for Nippon India Power and Infra Fund Returns up to 1 year are on The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities. Research Highlights for Franklin Build India Fund Below is the key information for Franklin Build India Fund Returns up to 1 year are on To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure. Research Highlights for HDFC Infrastructure Fund Below is the key information for HDFC Infrastructure Fund Returns up to 1 year are on To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes. Research Highlights for DSP Natural Resources and New Energy Fund Below is the key information for DSP Natural Resources and New Energy Fund Returns up to 1 year are on 200 Crore in Equity Category of mutual funds ordered based on 5 year calendar year returns.
1. DSP World Gold Fund
DSP World Gold Fund
Growth Launch Date 14 Sep 07 NAV (18 Mar 26) ₹56.4846 ↓ -3.29 (-5.50 %) Net Assets (Cr) ₹2,191 on 28 Feb 26 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.41 Sharpe Ratio 4.06 Information Ratio -1.08 Alpha Ratio 6.9 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹10,843 28 Feb 23 ₹9,241 29 Feb 24 ₹8,778 28 Feb 25 ₹13,911 28 Feb 26 ₹41,909 Returns for DSP World Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26 Duration Returns 1 Month -9.8% 3 Month 7.8% 6 Month 41.7% 1 Year 114.2% 3 Year 50.8% 5 Year 26.1% 10 Year 15 Year Since launch 9.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 167.1% 2023 15.9% 2022 7% 2021 -7.7% 2020 -9% 2019 31.4% 2018 35.1% 2017 -10.7% 2016 -4% 2015 52.7% Fund Manager information for DSP World Gold Fund
Name Since Tenure Jay Kothari 1 Mar 13 13.01 Yr. Data below for DSP World Gold Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Basic Materials 94.27% Asset Allocation
Asset Class Value Cash 3.92% Equity 94.27% Debt 0.01% Other 1.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Gold I2
Investment Fund | -70% ₹1,531 Cr 1,103,589
↓ -74,069 VanEck Gold Miners ETF
- | GDX28% ₹604 Cr 573,719 Treps / Reverse Repo Investments
CBLO/Reverse Repo | -4% ₹90 Cr Net Receivables/Payables
Net Current Assets | -2% -₹35 Cr 2. SBI PSU Fund
SBI PSU Fund
Growth Launch Date 7 Jul 10 NAV (19 Mar 26) ₹33.8338 ↓ -0.80 (-2.32 %) Net Assets (Cr) ₹6,545 on 28 Feb 26 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 1.9 Information Ratio -0.27 Alpha Ratio 0.92 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,846 28 Feb 23 ₹13,615 29 Feb 24 ₹26,250 28 Feb 25 ₹24,523 28 Feb 26 ₹34,330 Returns for SBI PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26 Duration Returns 1 Month -6.8% 3 Month 2.3% 6 Month 4.9% 1 Year 17.4% 3 Year 30.7% 5 Year 26% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.3% 2023 23.5% 2022 54% 2021 29% 2020 32.4% 2019 -10% 2018 6% 2017 -23.8% 2016 21.9% 2015 16.2% Fund Manager information for SBI PSU Fund
Name Since Tenure Rohit Shimpi 1 Jun 24 1.75 Yr. Data below for SBI PSU Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 32.81% Utility 30.45% Energy 14.36% Industrials 12.03% Basic Materials 6.19% Asset Allocation
Asset Class Value Cash 4.09% Equity 95.84% Debt 0.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN18% ₹1,193 Cr 9,927,500 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL9% ₹610 Cr 13,725,000
↑ 750,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | POWERGRID9% ₹595 Cr 19,935,554 GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | GAIL9% ₹593 Cr 34,950,000
↑ 5,800,000 NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | NTPC9% ₹590 Cr 15,443,244 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | BPCL6% ₹374 Cr 9,700,000 Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | BANKBARODA5% ₹354 Cr 11,000,000 Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | INDIANB4% ₹240 Cr 2,427,235 NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | NMDC3% ₹228 Cr 27,900,000 Oil India Ltd (Energy)
Equity, Since 31 Mar 24 | OIL3% ₹186 Cr 3,850,000 3. ICICI Prudential Infrastructure Fund
ICICI Prudential Infrastructure Fund
Growth Launch Date 31 Aug 05 NAV (19 Mar 26) ₹181.25 ↓ -4.68 (-2.52 %) Net Assets (Cr) ₹8,098 on 28 Feb 26 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 1.03 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹13,019 28 Feb 23 ₹16,071 29 Feb 24 ₹26,195 28 Feb 25 ₹26,606 28 Feb 26 ₹31,983 Returns for ICICI Prudential Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26 Duration Returns 1 Month -7.6% 3 Month -6.8% 6 Month -8% 1 Year 4.7% 3 Year 21.4% 5 Year 24.3% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.7% 2023 27.4% 2022 44.6% 2021 28.8% 2020 50.1% 2019 3.6% 2018 2.6% 2017 -14% 2016 40.8% 2015 2% Fund Manager information for ICICI Prudential Infrastructure Fund
Name Since Tenure Ihab Dalwai 3 Jun 17 8.75 Yr. Sharmila D’mello 30 Jun 22 3.67 Yr. Data below for ICICI Prudential Infrastructure Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Industrials 46.67% Financial Services 11.63% Basic Materials 9.64% Utility 9.63% Real Estate 7.38% Energy 5.04% Consumer Cyclical 2.22% Communication Services 0.1% Asset Allocation
Asset Class Value Cash 7.37% Equity 92.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity InterGlobe Aviation Ltd (Industrials)
Equity, Since 28 Feb 23 | INDIGO8% ₹672 Cr 1,391,449 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT7% ₹601 Cr 1,405,704
↓ -350,000 NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | NTPC4% ₹356 Cr 9,326,448 Oberoi Realty Ltd (Real Estate)
Equity, Since 31 May 23 | OBEROIRLTY4% ₹310 Cr 2,032,833
↑ 336,652 Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | KPIL3% ₹240 Cr 1,931,967 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Oct 24 | INDUSINDBK3% ₹232 Cr 2,424,016 AIA Engineering Ltd (Industrials)
Equity, Since 28 Feb 21 | AIAENG3% ₹221 Cr 574,561 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 23 | RELIANCE3% ₹213 Cr 1,529,725 NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC2% ₹202 Cr 13,203,905
↑ 150,000 Brigade Enterprises Ltd (Real Estate)
Equity, Since 30 Nov 25 | BRIGADE2% ₹201 Cr 2,901,049
↑ 489,113 4. Invesco India PSU Equity Fund
Invesco India PSU Equity Fund
Growth Launch Date 18 Nov 09 NAV (19 Mar 26) ₹63.27 ↓ -1.91 (-2.93 %) Net Assets (Cr) ₹1,511 on 28 Feb 26 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.14 Sharpe Ratio 1.47 Information Ratio -0.78 Alpha Ratio -6.26 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,709 28 Feb 23 ₹13,515 29 Feb 24 ₹25,468 28 Feb 25 ₹22,731 28 Feb 26 ₹31,469 Returns for Invesco India PSU Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26 Duration Returns 1 Month -6.7% 3 Month -1% 6 Month -1.9% 1 Year 15.1% 3 Year 28.3% 5 Year 23.9% 10 Year 15 Year Since launch 12% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.3% 2023 25.6% 2022 54.5% 2021 20.5% 2020 31.1% 2019 6.1% 2018 10.1% 2017 -16.9% 2016 24.3% 2015 17.9% Fund Manager information for Invesco India PSU Equity Fund
Name Since Tenure Hiten Jain 1 Jul 25 0.66 Yr. Sagar Gandhi 1 Jul 25 0.66 Yr. Data below for Invesco India PSU Equity Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Financial Services 31.73% Industrials 29.22% Utility 19.38% Energy 13.06% Basic Materials 3.8% Consumer Cyclical 1.44% Asset Allocation
Asset Class Value Cash 1.37% Equity 98.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN9% ₹141 Cr 1,171,232
↓ -123,757 Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | INDIANB8% ₹115 Cr 1,157,444 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | BPCL7% ₹105 Cr 2,717,009 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL7% ₹103 Cr 2,316,519
↓ -681,173 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL7% ₹102 Cr 261,137
↑ 73,494 NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN5% ₹82 Cr 9,129,820 Bank of Baroda (Financial Services)
Equity, Since 30 Jun 21 | BANKBARODA5% ₹80 Cr 2,477,556
↑ 233,334 NTPC Ltd (Utilities)
Equity, Since 31 May 19 | NTPC5% ₹69 Cr 1,801,543 Dredging Corp of India Ltd (Industrials)
Equity, Since 31 Jul 25 | DREDGECORP4% ₹61 Cr 646,300 REC Ltd (Financial Services)
Equity, Since 31 Aug 23 | RECLTD4% ₹60 Cr 1,703,577
↑ 217,962 5. DSP India T.I.G.E.R Fund
DSP India T.I.G.E.R Fund
Growth Launch Date 11 Jun 04 NAV (19 Mar 26) ₹305.751 ↓ -6.52 (-2.09 %) Net Assets (Cr) ₹5,460 on 28 Feb 26 Category Equity - Sectoral AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 1.34 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹12,599 28 Feb 23 ₹14,649 29 Feb 24 ₹23,990 28 Feb 25 ₹23,841 28 Feb 26 ₹30,113 Returns for DSP India T.I.G.E.R Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26 Duration Returns 1 Month -5.3% 3 Month -1.7% 6 Month -4% 1 Year 10.1% 3 Year 23.9% 5 Year 23.1% 10 Year 15 Year Since launch 17% Historical performance (Yearly) on absolute basis
Year Returns 2024 -2.5% 2023 32.4% 2022 49% 2021 13.9% 2020 51.6% 2019 2.7% 2018 6.7% 2017 -17.2% 2016 47% 2015 4.1% Fund Manager information for DSP India T.I.G.E.R Fund
Name Since Tenure Rohit Singhania 21 Jun 10 15.7 Yr. Data below for DSP India T.I.G.E.R Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Industrials 30.15% Basic Materials 13.33% Financial Services 12.87% Utility 11.23% Consumer Cyclical 9.37% Energy 6.88% Health Care 6.25% Communication Services 2.9% Real Estate 1.5% Technology 1.45% Consumer Defensive 1.19% Asset Allocation
Asset Class Value Cash 2.9% Equity 97.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 04 | LT5% ₹290 Cr 678,645 NTPC Ltd (Utilities)
Equity, Since 30 Nov 17 | NTPC5% ₹270 Cr 7,063,207
↓ -82,676 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 31 Dec 24 | APOLLOHOSP4% ₹236 Cr 301,630
↑ 18,486 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Dec 24 | AMBER3% ₹175 Cr 219,234
↑ 21,969 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 May 25 | MCX3% ₹166 Cr 680,825 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jan 25 | POWERGRID3% ₹166 Cr 5,567,574 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 18 | BHARTIARTL3% ₹153 Cr 812,745 Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 31 Mar 23 | KIRLOSENG3% ₹144 Cr 1,030,925
↓ -123,339 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Oct 25 | HAL2% ₹119 Cr 305,098 Max Financial Services Ltd (Financial Services)
Equity, Since 30 Apr 25 | MFSL2% ₹119 Cr 656,909 6. LIC MF Infrastructure Fund
LIC MF Infrastructure Fund
Growth Launch Date 29 Feb 08 NAV (19 Mar 26) ₹46.8301 ↓ -1.20 (-2.50 %) Net Assets (Cr) ₹1,007 on 28 Feb 26 Category Equity - Sectoral AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating Risk High Expense Ratio 2.21 Sharpe Ratio 1.13 Information Ratio 0.34 Alpha Ratio 4.76 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹12,622 28 Feb 23 ₹13,475 29 Feb 24 ₹21,758 28 Feb 25 ₹22,556 28 Feb 26 ₹29,283 Returns for LIC MF Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26 Duration Returns 1 Month -6.4% 3 Month -3.7% 6 Month -7.7% 1 Year 9.1% 3 Year 26.4% 5 Year 22.5% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 -3.7% 2023 47.8% 2022 44.4% 2021 7.9% 2020 46.6% 2019 -0.1% 2018 13.3% 2017 -14.6% 2016 42.2% 2015 -2.2% Fund Manager information for LIC MF Infrastructure Fund
Name Since Tenure Yogesh Patil 18 Sep 20 5.45 Yr. Mahesh Bendre 1 Jul 24 1.66 Yr. Data below for LIC MF Infrastructure Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Industrials 42.73% Consumer Cyclical 19.51% Utility 9.28% Basic Materials 9.23% Communication Services 5.72% Health Care 3.39% Technology 2.36% Real Estate 2.32% Financial Services 1.65% Asset Allocation
Asset Class Value Cash 3.82% Equity 96.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT5% ₹46 Cr 108,403 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | TMCV4% ₹40 Cr 796,158
↓ -255,806 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Jun 25 | APOLLOHOSP3% ₹34 Cr 43,674 Tata Motors Passenger Vehicles Ltd (Consumer Cyclical)
Equity, Since 28 Feb 26 | TMPV3% ₹33 Cr 873,039
↑ 873,039 NTPC Ltd (Utilities)
Equity, Since 31 Mar 23 | NTPC3% ₹33 Cr 873,908
↑ 579,408 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 09 | BHARTIARTL3% ₹33 Cr 176,844
↑ 157,308 Schneider Electric Infrastructure Ltd (Industrials)
Equity, Since 31 Dec 23 | SCHNEIDER3% ₹33 Cr 365,090
↓ -11,944 Shakti Pumps (India) Ltd (Industrials)
Equity, Since 31 Mar 24 | SHAKTIPUMP3% ₹32 Cr 624,600
↓ -61,779 Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 5006553% ₹31 Cr 73,005
↓ -20,266 Siemens Energy India Ltd (Utilities)
Equity, Since 31 Aug 25 | ENRIN3% ₹28 Cr 95,701
↑ 42,000 7. Canara Robeco Infrastructure
Canara Robeco Infrastructure
Growth Launch Date 2 Dec 05 NAV (19 Mar 26) ₹155.97 ↓ -4.01 (-2.51 %) Net Assets (Cr) ₹933 on 28 Feb 26 Category Equity - Sectoral AMC Canara Robeco Asset Management Co. Ltd. Rating Risk High Expense Ratio 2.32 Sharpe Ratio 1.3 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹12,941 28 Feb 23 ₹14,255 29 Feb 24 ₹21,721 28 Feb 25 ₹22,794 28 Feb 26 ₹29,026 Returns for Canara Robeco Infrastructure
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26 Duration Returns 1 Month -4.1% 3 Month -0.4% 6 Month -5.3% 1 Year 9.9% 3 Year 24.1% 5 Year 22.5% 10 Year 15 Year Since launch 14.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 0.1% 2023 35.3% 2022 41.2% 2021 9% 2020 56.1% 2019 9% 2018 2.3% 2017 -19.1% 2016 40.2% 2015 2.1% Fund Manager information for Canara Robeco Infrastructure
Name Since Tenure Vishal Mishra 26 Jun 21 4.68 Yr. Shridatta Bhandwaldar 29 Sep 18 7.42 Yr. Data below for Canara Robeco Infrastructure as on 28 Feb 26
Equity Sector Allocation
Sector Value Industrials 46.09% Utility 12.97% Basic Materials 9.82% Energy 8.74% Financial Services 7.1% Consumer Cyclical 3.29% Technology 3.25% Communication Services 2.75% Real Estate 0.97% Asset Allocation
Asset Class Value Cash 5.01% Equity 94.99% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 11 | LT10% ₹92 Cr 215,901
↑ 1,000 NTPC Ltd (Utilities)
Equity, Since 30 Nov 18 | NTPC5% ₹42 Cr 1,106,480 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE4% ₹41 Cr 291,750 State Bank of India (Financial Services)
Equity, Since 31 Jul 24 | SBIN4% ₹39 Cr 324,000
↓ -118,500 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Jul 19 | BEL4% ₹39 Cr 869,000 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Oct 23 | CGPOWER4% ₹34 Cr 465,650
↑ 25,000 Tata Power Co Ltd (Utilities)
Equity, Since 30 Sep 24 | TATAPOWER3% ₹32 Cr 840,000
↑ 30,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Oct 09 | POWERGRID3% ₹30 Cr 1,007,546
↑ 50,000 Cummins India Ltd (Industrials)
Equity, Since 31 Jul 24 | CUMMINSIND3% ₹29 Cr 58,500 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Jan 23 | INDIGO3% ₹28 Cr 58,250 8. Nippon India Power and Infra Fund
Nippon India Power and Infra Fund
Growth Launch Date 8 May 04 NAV (19 Mar 26) ₹333.844 ↓ -8.44 (-2.47 %) Net Assets (Cr) ₹7,128 on 28 Feb 26 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 1.85 Sharpe Ratio 1.1 Information Ratio 0.34 Alpha Ratio 0.23 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,969 28 Feb 23 ₹14,131 29 Feb 24 ₹25,118 28 Feb 25 ₹23,502 28 Feb 26 ₹29,232 Returns for Nippon India Power and Infra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26 Duration Returns 1 Month -4.4% 3 Month -2.5% 6 Month -6% 1 Year 8.4% 3 Year 24% 5 Year 22.5% 10 Year 15 Year Since launch 17.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 -0.5% 2023 26.9% 2022 58% 2021 10.9% 2020 48.9% 2019 10.8% 2018 -2.9% 2017 -21.1% 2016 61.7% 2015 0.1% Fund Manager information for Nippon India Power and Infra Fund
Name Since Tenure Kinjal Desai 25 May 18 7.77 Yr. Rahul Modi 19 Aug 24 1.53 Yr. Lokesh Maru 5 Sep 25 0.48 Yr. Divya Sharma 5 Sep 25 0.48 Yr. Data below for Nippon India Power and Infra Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Industrials 33.38% Utility 23.94% Consumer Cyclical 11.53% Energy 10.24% Basic Materials 6.92% Technology 4.32% Financial Services 2.91% Health Care 2.3% Communication Services 2.06% Real Estate 1.62% Asset Allocation
Asset Class Value Cash 0.78% Equity 99.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE9% ₹650 Cr 4,660,000 NTPC Ltd (Utilities)
Equity, Since 31 May 09 | NTPC8% ₹592 Cr 15,500,000
↓ -1,500,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT6% ₹423 Cr 989,337 Tata Power Co Ltd (Utilities)
Equity, Since 30 Apr 23 | TATAPOWER4% ₹298 Cr 7,900,789 NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN3% ₹203 Cr 22,571,079
↑ 4,213,009 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 30 Sep 24 | CGPOWER3% ₹197 Cr 2,720,014
↓ -300,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | ULTRACEMCO3% ₹190 Cr 150,000
↓ -10,000 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Sep 24 | BHEL3% ₹183 Cr 6,900,000
↑ 400,000 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 31 Jan 22 | APOLLOHOSP2% ₹164 Cr 210,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 18 | BHARTIARTL2% ₹147 Cr 780,000
↓ -270,000 9. Franklin Build India Fund
Franklin Build India Fund
Growth Launch Date 4 Sep 09 NAV (19 Mar 26) ₹136.234 ↓ -3.46 (-2.47 %) Net Assets (Cr) ₹3,174 on 28 Feb 26 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.01 Sharpe Ratio 1.51 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹12,098 28 Feb 23 ₹13,800 29 Feb 24 ₹23,698 28 Feb 25 ₹23,292 28 Feb 26 ₹29,368 Returns for Franklin Build India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26 Duration Returns 1 Month -7.9% 3 Month -3.9% 6 Month -5.1% 1 Year 7.9% 3 Year 24.6% 5 Year 22.1% 10 Year 15 Year Since launch 17.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 3.7% 2023 27.8% 2022 51.1% 2021 11.2% 2020 45.9% 2019 5.4% 2018 6% 2017 -10.7% 2016 43.3% 2015 8.4% Fund Manager information for Franklin Build India Fund
Name Since Tenure Ajay Argal 18 Oct 21 4.37 Yr. Kiran Sebastian 7 Feb 22 4.06 Yr. Sandeep Manam 18 Oct 21 4.37 Yr. Data below for Franklin Build India Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Industrials 35.45% Financial Services 15.13% Utility 13.58% Energy 13.01% Basic Materials 7.31% Communication Services 7.17% Real Estate 2.41% Consumer Cyclical 1.51% Technology 1% Asset Allocation
Asset Class Value Cash 3.44% Equity 96.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | LT9% ₹285 Cr 665,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 29 Feb 20 | INDIGO6% ₹203 Cr 420,000
↑ 70,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 19 | ONGC6% ₹191 Cr 6,825,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE6% ₹176 Cr 1,260,000 NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | NTPC5% ₹152 Cr 3,978,727 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | AXISBANK4% ₹138 Cr 1,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL4% ₹133 Cr 710,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 25 | HDFCBANK4% ₹133 Cr 1,500,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 14 | SBIN4% ₹114 Cr 950,000
↓ -50,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 21 | POWERGRID3% ₹108 Cr 3,600,000 10. HDFC Infrastructure Fund
HDFC Infrastructure Fund
Growth Launch Date 10 Mar 08 NAV (19 Mar 26) ₹43.192 ↓ -1.27 (-2.85 %) Net Assets (Cr) ₹2,417 on 28 Feb 26 Category Equity - Sectoral AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.06 Sharpe Ratio 1.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹11,903 28 Feb 23 ₹13,888 29 Feb 24 ₹25,247 28 Feb 25 ₹24,286 28 Feb 26 ₹29,124 Returns for HDFC Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26 Duration Returns 1 Month -8.7% 3 Month -7.9% 6 Month -10.4% 1 Year 2.8% 3 Year 23.3% 5 Year 22.1% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 2.2% 2023 23% 2022 55.4% 2021 19.3% 2020 43.2% 2019 -7.5% 2018 -3.4% 2017 -29% 2016 43.3% 2015 -1.9% Fund Manager information for HDFC Infrastructure Fund
Name Since Tenure Dhruv Muchhal 22 Jun 23 2.69 Yr. Ashish Shah 1 Nov 25 0.33 Yr. Data below for HDFC Infrastructure Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Industrials 40.41% Financial Services 21.13% Basic Materials 9.71% Utility 8.12% Energy 7.29% Communication Services 4.13% Real Estate 3.07% Health Care 2.03% Technology 1.29% Consumer Cyclical 0.75% Asset Allocation
Asset Class Value Cash 2.06% Equity 97.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT7% ₹173 Cr 403,500 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹152 Cr 1,100,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | HDFCBANK5% ₹124 Cr 1,400,000 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | KPIL4% ₹97 Cr 778,285
↑ 20,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 08 | SBIN4% ₹85 Cr 704,361 NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | NTPC3% ₹84 Cr 2,200,000 J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL3% ₹74 Cr 1,400,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Dec 21 | INDIGO3% ₹72 Cr 150,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE3% ₹70 Cr 500,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | AXISBANK3% ₹69 Cr 500,000 11. DSP Natural Resources and New Energy Fund
DSP Natural Resources and New Energy Fund
Growth Launch Date 25 Apr 08 NAV (18 Mar 26) ₹105.8 ↑ 0.09 (0.08 %) Net Assets (Cr) ₹1,990 on 28 Feb 26 Category Equity - Sectoral AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk High Expense Ratio 1.99 Sharpe Ratio 2.4 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 21 ₹10,000 28 Feb 22 ₹12,942 28 Feb 23 ₹13,335 29 Feb 24 ₹19,096 28 Feb 25 ₹18,712 28 Feb 26 ₹26,378 Returns for DSP Natural Resources and New Energy Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Mar 26 Duration Returns 1 Month -1.9% 3 Month 10.2% 6 Month 14.3% 1 Year 27.6% 3 Year 23.5% 5 Year 20.8% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.5% 2023 13.9% 2022 31.2% 2021 9.8% 2020 42.8% 2019 11.5% 2018 4.4% 2017 -15.3% 2016 43.1% 2015 43.1% Fund Manager information for DSP Natural Resources and New Energy Fund
Name Since Tenure Rohit Singhania 1 Jul 12 13.67 Yr. Data below for DSP Natural Resources and New Energy Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Energy 42.75% Basic Materials 34.63% Utility 7.31% Industrials 1.48% Technology 1.04% Consumer Cyclical 0.09% Asset Allocation
Asset Class Value Cash 11.69% Equity 88.31% Debt 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Energy I2
Investment Fund | -10% ₹208 Cr 602,478 Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Mar 20 | JINDALSTEL9% ₹188 Cr 1,511,761
↑ 155,095 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 16 | TATASTEEL9% ₹187 Cr 8,808,711
↑ 912,125 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | ONGC8% ₹165 Cr 5,905,732 Petronet LNG Ltd (Energy)
Equity, Since 31 Jan 18 | PETRONET6% ₹112 Cr 3,461,007
↑ 1,280,641 Oil India Ltd (Energy)
Equity, Since 29 Feb 24 | OIL4% ₹87 Cr 1,801,812
↓ -152,617 Indian Oil Corp Ltd (Energy)
Equity, Since 31 May 25 | IOC4% ₹82 Cr 4,371,802
↑ 1,061,923 BGF Sustainable Energy I2
Investment Fund | -4% ₹82 Cr 330,203 National Aluminium Co Ltd (Basic Materials)
Equity, Since 28 Feb 22 | NATIONALUM3% ₹68 Cr 1,928,199
↓ -510,856 Coal India Ltd (Energy)
Equity, Since 31 Mar 22 | COALINDIA3% ₹66 Cr 1,533,115
Conclusion
When it comes to making investment decisions, it's important to have a solid understanding of the options available to you. Investing in ETFs and mutual funds can offer a diversified portfolio, but it's crucial to assess your financial goals, risk tolerance, and time horizon before making any investment decisions. Without proper guidance or professional support, it can be challenging to navigate the complex world of investing.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for DSP World Gold Fund