म्यूचुअल फंड बनाम एफडी (सावधि जमा)

Updated on October 28, 2025 , 13762 views

म्यूचुअल फंड बनामएफडी? पैसे बचाने के बारे में सोचते समय, ज्यादातर लोग सबसे पहले जो काम करने पर विचार करते हैं, वह हैनिवेश सावधि जमा (एफडी) में। ऐसा आमतौर पर इसलिए होता है क्योंकि इसे समझना आसान है और पीढ़ियों से किया जा रहा है। लेकिन क्या यह सबसे उपयुक्त निवेश है? और क्या यह सर्वोत्तम रिटर्न प्रदान करता है? या म्युचुअल फंड निवेश उद्देश्य को बेहतर ढंग से पूरा कर सकता है? इन सवालों के जवाब जानने के लिए नीचे पढ़ें!

FD या सावधि जमा

सावधि जमा, जिसे FD के रूप में भी जाना जाता है, एक लोकप्रिय हैबैंक दीर्घकालिक और अल्पकालिक निवेश दोनों के लिए उपयुक्त निवेश विकल्प। FD रिटर्न निश्चित होता है क्योंकि FD की ब्याज़ दर भारत सरकार द्वारा पूर्व-निर्धारित होती है। सावधि जमा पर ब्याज दर तय की जा रही है, इसका कोई प्रभाव नहीं हैमुद्रास्फीति इन निवेशों पर।

साथ ही, निवेशकों के हाथ में FD रिटर्न कर योग्य है। हालांकि, FD निवेश के तहत कर कटौती के लिए उत्तरदायी हैंधारा 80सी काआयकर कार्य।

म्यूचुअल फंड्स

म्यूचुअल फंड तीन प्रकार का होता है, डेट, इक्विटी और बैलेंस्डम्यूचुअल फंड्स.डेट म्यूचुअल फंड वे हैं जो अधिकांश संपत्ति सरकार में निवेश करते हैंबांड, कॉरपोरेट बॉन्ड और बाकी इक्विटी मार्केट में। इसके विपरीत, इक्विटी म्यूचुअल फंड अपनी संपत्ति का 65% से अधिक इक्विटी बाजारों में और शेष सरकारी बॉन्ड, कॉर्पोरेट बॉन्ड और प्रतिभूतियों में निवेश करते हैं। जबकि बैलेंस्ड म्यूचुअल फंड वे होते हैं जो आंशिक रूप से डेट में और आंशिक रूप से . में निवेश करते हैंइक्विटी फ़ंड. म्युचुअल फंड एक मुद्रास्फीति को मात देने वाला साधन है, इसलिए यह अधिक कर कुशल है और लंबी अवधि के निवेश पर बेहतर रिटर्न देने की उम्मीद है।

कौन सा बेहतर दीर्घकालिक निवेश है?

अब जब हम जानते हैं कि म्यूचुअल फंड और फिक्स्ड डिपॉजिट (FD) दोनों हैंटैक्स सेविंग निवेश, जो सवाल उठता है - कहां निवेश करना चाहिए? हालांकि यह एक व्यक्तिपरक प्रश्न है और इसका उत्तर एक व्यक्ति से दूसरे व्यक्ति में भिन्न हो सकता है, नीचे विभिन्न मापदंडों के आधार पर एक तुलना का उल्लेख किया गया है जो आपको बेहतर चुनने में मदद कर सकता है।

1. म्युचुअल फंड रिटर्न और एफडी रिटर्न

सावधि जमा पर रिटर्न पूर्व-निर्दिष्ट है और पूरे कार्यकाल में नहीं बदलता है। जबकि म्युचुअल फंड को वित्तीय से जोड़ा जा रहा हैमंडीलंबी अवधि के निवेश पर बेहतर रिटर्न देते हैं।

2. एफडी ब्याज दरें और म्यूचुअल फंड रिटर्न

FD पर ब्याज दर FD के प्रकार या FD की अवधि के आधार पर तय की जाती है, इसलिए कोई भी सावधि जमा पर उच्च ब्याज दरों की उम्मीद नहीं कर सकता है। दूसरी ओर, म्यूचुअल फंड पर रिटर्न अलग-अलग होते हैं क्योंकि विभिन्न प्रकार के फंड अस्थिर रिटर्न देते हैं। यदि बाजार ऊंचा जाता है तो रिटर्न बढ़ता है और इसके विपरीत।

3. जोखिम कारक

सावधि जमा में शायद ही कोई जोखिम होता है क्योंकि रिटर्न पूर्व निर्धारित होता है। इसके अलावा, अगर बैंक का भंडाफोड़ हो जाता है तो सभी बैंक खातों का 1 लाख रुपये तक का बीमा किया जाता है। दूसरी ओर, म्यूचुअल फंड अधिक जोखिम उठाते हैं क्योंकि वे अपनी संपत्ति को वित्तीय बाजार में निवेश करते हैं। इक्विटी म्युचुअल फंड, जिसकी अधिकांश संपत्ति इक्विटी बाजारों में निवेश की जाती है, बहुत अधिक जोखिम वहन करती है। डेट म्यूचुअल फंड में निवेश करना कम जोखिम भरा होता है, क्योंकि इन फंडों का बहुत कम हिस्सा शेयर बाजार में निवेश किया जाता है।

Ready to Invest?
Talk to our investment specialist

4. मुद्रास्फीति का प्रभाव

ब्याज दर पूर्व निर्धारित होने के कारण सावधि जमा पर मुद्रास्फीति का कोई प्रभाव नहीं पड़ता है। जबकि, म्युचुअल फंड के लिए, रिटर्न मुद्रास्फीति-समायोजित होते हैं जो बेहतर रिटर्न अर्जित करने की इसकी क्षमता को बढ़ाता है।

5. पूंजीगत लाभ

यहाँ नहीं हैंराजधानी FD के मामले में लाभ संभव है। म्यूचुअल फंड के लिए,पूंजीगत लाभ धारण अवधि पर निर्भर करता है। विभिन्न म्युचुअल फंड विभिन्न पूंजीगत लाभ प्रदान करते हैं।

6. चलनिधि

सावधि जमा हैंअनकदी, क्योंकि निवेश की गई राशि एक निश्चित समय के लिए लॉक हो जाती है। यदि उस अवधि से पहले पैसा वापस ले लिया जाता है, तो एक निश्चित जुर्माना काट लिया जाता है। जबकि म्युचुअल फंड तरल होते हैं क्योंकि उन्हें कम समय में बिना ज्यादा खर्च किए बेचा जा सकता हैमूल्यह्रास फंड वैल्यू में। हालांकि, कुछ म्यूच्यूअल फण्ड को बेचने पर लागू होने वाले एक्जिट लोड पर नियंत्रण रखना महत्वपूर्ण है।

7. कराधान

सावधि जमा पर ब्याज पर व्यक्ति के टैक्स स्लैब के अनुसार कर लगाया जाता है। दूसरी ओर,म्यूचुअल फंड कराधान मुख्य रूप से होल्डिंग अवधि पर निर्भर करता है। शॉर्ट टर्म कैपिटल गेन्स (STCG) और लॉन्ग टर्म कैपिटल गेन्स (LTCG) दोनों पर अलग-अलग टैक्स लगता है।

8. टैक्स सेविंग FD की V/S इक्विटी लिंक्ड सेविंग स्कीम्स (ELSS)

उन निवेशकों के लिए जो आईटी अधिनियम की धारा 80 सी के तहत टैक्स सेविंग उद्देश्य के लिए एफडी पर विचार कर रहे हैं। (5 साल का लॉकिन)ईएलएसएस म्युचुअल फंड अच्छे विकल्प हैं क्योंकि उनके पास 3 साल का लॉक इन है और ऐतिहासिक रूप से बेहतर रिटर्न की पेशकश की है।

एक बेहतर निवेश योजना कौन सी है?

आइए संक्षेप में देखें:

पैरामीटर	म्यूचुअल फंड	सावधि जमा
रिटर्न की दर	कोई सुनिश्चित रिटर्न नहीं	निश्चित रिटर्न
मुद्रास्फीति समायोजित रिटर्न	उच्च मुद्रास्फीति समायोजित रिटर्न की संभावना	आम तौर पर कम मुद्रास्फीति समायोजित रिटर्न
जोखिम	मध्यम से उच्च जोखिम	कम जोखिम
लिक्विडिटी	तरल	तरल
समयपूर्व निकासी	एक्जिट लोड/नो लोड के साथ अनुमत	दंड के साथ अनुमत
निवेश की लागत	प्रबंधन लागत/व्यय अनुपात	कोई लागत नहीं अाना
कर स्थिति	अनुकूल कर स्थिति	टैक्स स्लैब के अनुसार

2022 में निवेश करने के लिए सर्वश्रेष्ठ म्युचुअल फंड

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Infrastructure Fund Growth	₹202.16 ↓ -0.54	₹7,645	3.5	12.1	6.4	28.3	37.8	27.4
HDFC Infrastructure Fund Growth	₹48.931 ↓ -0.09	₹2,483	2.5	10.1	3.2	28.7	35.4	23
Franklin Build India Fund Growth	₹146.942 ↓ -0.71	₹2,884	3.4	11	4.7	27.7	33.6	27.8
SBI PSU Fund Growth	₹33.6696 ↓ -0.04	₹5,179	6.7	9.2	5.8	30.6	33.5	23.5
DSP India T.I.G.E.R Fund Growth	₹320.251 ↓ -0.44	₹5,303	2	11.2	-1.4	26.4	33.3	32.4
Motilal Oswal Midcap 30 Fund Growth	₹105.221 ↑ 0.18	₹34,780	3.3	11.2	1.4	26.8	33.1	57.1
Nippon India Power and Infra Fund Growth	₹359.516 ↓ -0.53	₹7,175	4.5	10.5	2.8	28.1	33	26.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Oct 25

Research Highlights & Commentary of 7 Funds showcased

Commentary	ICICI Prudential Infrastructure Fund	HDFC Infrastructure Fund	Franklin Build India Fund	SBI PSU Fund	DSP India T.I.G.E.R Fund	Motilal Oswal Midcap 30 Fund	Nippon India Power and Infra Fund
Point 1	Upper mid AUM (₹7,645 Cr).	Bottom quartile AUM (₹2,483 Cr).	Bottom quartile AUM (₹2,884 Cr).	Lower mid AUM (₹5,179 Cr).	Lower mid AUM (₹5,303 Cr).	Highest AUM (₹34,780 Cr).	Upper mid AUM (₹7,175 Cr).
Point 2	Established history (20+ yrs).	Established history (17+ yrs).	Established history (16+ yrs).	Established history (15+ yrs).	Oldest track record among peers (21 yrs).	Established history (11+ yrs).	Established history (21+ yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Top rated.	Rating: 2★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 3★ (bottom quartile).	Rating: 4★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 37.80% (top quartile).	5Y return: 35.45% (upper mid).	5Y return: 33.57% (upper mid).	5Y return: 33.54% (lower mid).	5Y return: 33.25% (lower mid).	5Y return: 33.11% (bottom quartile).	5Y return: 33.04% (bottom quartile).
Point 6	3Y return: 28.28% (upper mid).	3Y return: 28.73% (upper mid).	3Y return: 27.74% (lower mid).	3Y return: 30.59% (top quartile).	3Y return: 26.38% (bottom quartile).	3Y return: 26.80% (bottom quartile).	3Y return: 28.12% (lower mid).
Point 7	1Y return: 6.39% (top quartile).	1Y return: 3.16% (lower mid).	1Y return: 4.71% (upper mid).	1Y return: 5.79% (upper mid).	1Y return: -1.43% (bottom quartile).	1Y return: 1.38% (bottom quartile).	1Y return: 2.77% (lower mid).
Point 8	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: -0.35 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 4.99 (top quartile).	Alpha: -3.51 (bottom quartile).
Point 9	Sharpe: -0.48 (upper mid).	Sharpe: -0.64 (upper mid).	Sharpe: -0.64 (lower mid).	Sharpe: -0.81 (bottom quartile).	Sharpe: -0.71 (bottom quartile).	Sharpe: -0.18 (top quartile).	Sharpe: -0.66 (lower mid).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: -0.37 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.57 (upper mid).	Information ratio: 0.79 (top quartile).

ICICI Prudential Infrastructure Fund

Upper mid AUM (₹7,645 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 37.80% (top quartile).
3Y return: 28.28% (upper mid).
1Y return: 6.39% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.48 (upper mid).
Information ratio: 0.00 (upper mid).

HDFC Infrastructure Fund

Bottom quartile AUM (₹2,483 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 35.45% (upper mid).
3Y return: 28.73% (upper mid).
1Y return: 3.16% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.64 (upper mid).
Information ratio: 0.00 (lower mid).

Franklin Build India Fund

Bottom quartile AUM (₹2,884 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 33.57% (upper mid).
3Y return: 27.74% (lower mid).
1Y return: 4.71% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.64 (lower mid).
Information ratio: 0.00 (lower mid).

SBI PSU Fund

Lower mid AUM (₹5,179 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 33.54% (lower mid).
3Y return: 30.59% (top quartile).
1Y return: 5.79% (upper mid).
Alpha: -0.35 (bottom quartile).
Sharpe: -0.81 (bottom quartile).
Information ratio: -0.37 (bottom quartile).

DSP India T.I.G.E.R Fund

Lower mid AUM (₹5,303 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 33.25% (lower mid).
3Y return: 26.38% (bottom quartile).
1Y return: -1.43% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

Motilal Oswal Midcap 30 Fund

Highest AUM (₹34,780 Cr).
Established history (11+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 33.11% (bottom quartile).
3Y return: 26.80% (bottom quartile).
1Y return: 1.38% (bottom quartile).
Alpha: 4.99 (top quartile).
Sharpe: -0.18 (top quartile).
Information ratio: 0.57 (upper mid).

Nippon India Power and Infra Fund

Upper mid AUM (₹7,175 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 33.04% (bottom quartile).
3Y return: 28.12% (lower mid).
1Y return: 2.77% (lower mid).
Alpha: -3.51 (bottom quartile).
Sharpe: -0.66 (lower mid).
Information ratio: 0.79 (top quartile).

*नीचे 7 . की सूची हैसर्वश्रेष्ठ म्युचुअल फंड शुद्ध संपत्ति/एयूएम से अधिक होना100 करोड़. 5 साल के आधार पर छांटा गयासीएजीआर/वार्षिक रिटर्न।

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Upper mid AUM (₹7,645 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 37.80% (top quartile).
3Y return: 28.28% (upper mid).
1Y return: 6.39% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.48 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding Larsen & Toubro Ltd (~8.6%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (30 Oct 25)	₹202.16 ↓ -0.54 (-0.27 %)
Net Assets (Cr)	₹7,645 on 31 Aug 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.48
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹20,062
30 Sep 22	₹22,524
30 Sep 23	₹31,255
30 Sep 24	₹50,301
30 Sep 25	₹48,047

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹756,118.
Net Profit of ₹456,118 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 25

Duration	Returns
1 Month	4.5%
3 Month	3.5%
6 Month	12.1%
1 Year	6.4%
3 Year	28.3%
5 Year	37.8%
10 Year
15 Year
Since launch	16.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.4%
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%
2015	-3.4%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	8.33 Yr.
Sharmila D’mello	30 Jun 22	3.26 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	36.47%
Basic Materials	15.25%
Financial Services	14.68%
Utility	10.24%
Energy	9.47%
Real Estate	2.93%
Consumer Cyclical	1.84%
Communication Services	1.67%

Asset Allocation

Asset Class	Value
Cash	7.43%
Equity	92.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹674 Cr	1,843,204 ↓ -155,750
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	4%	₹352 Cr	10,329,473 ↓ -750,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Jul 24 \| 500295	4%	₹293 Cr	6,279,591
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	4%	₹277 Cr	2,029,725
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	3%	₹271 Cr	13,053,905
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	3%	₹260 Cr	1,854,934 ↓ -413,725
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹226 Cr	1,803,566
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	3%	₹226 Cr	1,996,057
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹202 Cr	660,770
CESC Ltd (Utilities) Equity, Since 30 Jun 23 \| CESC	2%	₹189 Cr	11,700,502

2. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

Research Highlights for HDFC Infrastructure Fund

Bottom quartile AUM (₹2,483 Cr).
Established history (17+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 35.45% (upper mid).
3Y return: 28.73% (upper mid).
1Y return: 3.16% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.64 (upper mid).
Information ratio: 0.00 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
Largest holding ICICI Bank Ltd (~5.9%).

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (30 Oct 25)	₹48.931 ↓ -0.09 (-0.18 %)
Net Assets (Cr)	₹2,483 on 31 Aug 25
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.06
Sharpe Ratio	-0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹18,908
30 Sep 22	₹20,652
30 Sep 23	₹29,739
30 Sep 24	₹46,335
30 Sep 25	₹43,823

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹721,906.
Net Profit of ₹421,906 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 25

Duration	Returns
1 Month	3.5%
3 Month	2.5%
6 Month	10.1%
1 Year	3.2%
3 Year	28.7%
5 Year	35.4%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23%
2023	55.4%
2022	19.3%
2021	43.2%
2020	-7.5%
2019	-3.4%
2018	-29%
2017	43.3%
2016	-1.9%
2015	-2.5%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Srinivasan Ramamurthy	12 Jan 24	1.72 Yr.
Dhruv Muchhal	22 Jun 23	2.28 Yr.

Data below for HDFC Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	38.53%
Financial Services	19.18%
Basic Materials	10.34%
Utility	7.05%
Energy	6.49%
Communication Services	3.63%
Real Estate	2.48%
Health Care	1.76%
Technology	1.57%
Consumer Cyclical	0.49%

Asset Allocation

Asset Class	Value
Cash	8.47%
Equity	91.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	6%	₹148 Cr	1,100,000 ↓ -200,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	6%	₹139 Cr	380,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	5%	₹133 Cr	1,400,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| 522287	4%	₹95 Cr	758,557 ↑ 272
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	4%	₹89 Cr	1,403,084 ↑ 3,084
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	3%	₹84 Cr	150,000
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| 532555	3%	₹75 Cr	2,200,646 ↑ 646
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹68 Cr	500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 20 \| BHARTIARTL	3%	₹66 Cr	350,000
State Bank of India (Financial Services) Equity, Since 31 Mar 08 \| SBIN	2%	₹61 Cr	704,361

3. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Bottom quartile AUM (₹2,884 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 33.57% (upper mid).
3Y return: 27.74% (lower mid).
1Y return: 4.71% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: -0.64 (lower mid).
Information ratio: 0.00 (lower mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Larsen & Toubro Ltd (~8.3%).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (30 Oct 25)	₹146.942 ↓ -0.71 (-0.48 %)
Net Assets (Cr)	₹2,884 on 31 Aug 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹19,616
30 Sep 22	₹20,506
30 Sep 23	₹28,515
30 Sep 24	₹45,123
30 Sep 25	₹42,883

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 25

Duration	Returns
1 Month	4.8%
3 Month	3.4%
6 Month	11%
1 Year	4.7%
3 Year	27.7%
5 Year	33.6%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.8%
2023	51.1%
2022	11.2%
2021	45.9%
2020	5.4%
2019	6%
2018	-10.7%
2017	43.3%
2016	8.4%
2015	2.1%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	3.96 Yr.
Kiran Sebastian	7 Feb 22	3.65 Yr.
Sandeep Manam	18 Oct 21	3.96 Yr.

Data below for Franklin Build India Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	35.44%
Utility	14.2%
Financial Services	13.18%
Energy	12.89%
Communication Services	7.62%
Basic Materials	5.03%
Real Estate	3.16%
Consumer Cyclical	2.74%
Technology	2.21%

Asset Allocation

Asset Class	Value
Cash	3.52%
Equity	96.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	8%	₹243 Cr	665,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹176 Cr	315,000 ↑ 15,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹164 Cr	1,200,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| 500312	6%	₹163 Cr	6,825,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| ICICIBANK	5%	₹162 Cr	1,200,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| 532555	5%	₹148 Cr	4,350,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	5%	₹133 Cr	710,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹113 Cr	1,000,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| 532898	3%	₹101 Cr	3,600,000
GAIL (India) Ltd (Utilities) Equity, Since 31 Jan 25 \| 532155	3%	₹92 Cr	5,200,000 ↑ 400,000

4. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Lower mid AUM (₹5,179 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 33.54% (lower mid).
3Y return: 30.59% (top quartile).
1Y return: 5.79% (upper mid).
Alpha: -0.35 (bottom quartile).
Sharpe: -0.81 (bottom quartile).
Information ratio: -0.37 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~15.7%).

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (30 Oct 25)	₹33.6696 ↓ -0.04 (-0.11 %)
Net Assets (Cr)	₹5,179 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.81
Information Ratio	-0.37
Alpha Ratio	-0.35
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,196
30 Sep 22	₹17,561
30 Sep 23	₹25,841
30 Sep 24	₹42,766
30 Sep 25	₹40,703

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 25

Duration	Returns
1 Month	4.2%
3 Month	6.7%
6 Month	9.2%
1 Year	5.8%
3 Year	30.6%
5 Year	33.5%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.33 Yr.

Data below for SBI PSU Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	36.21%
Utility	29.89%
Energy	13.58%
Industrials	12.34%
Basic Materials	5.79%

Asset Allocation

Asset Class	Value
Cash	2.18%
Equity	97.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	16%	₹866 Cr	9,927,500
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹524 Cr	12,975,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	9%	₹495 Cr	14,543,244
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	8%	₹463 Cr	16,535,554
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	8%	₹454 Cr	25,750,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹329 Cr	9,700,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	5%	₹284 Cr	11,000,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹213 Cr	27,900,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	3%	₹182 Cr	2,427,235
Oil India Ltd (Energy) Equity, Since 31 Mar 24 \| OIL	3%	₹159 Cr	3,850,000

5. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Lower mid AUM (₹5,303 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 33.25% (lower mid).
3Y return: 26.38% (bottom quartile).
1Y return: -1.43% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~90%).
Largest holding Larsen & Toubro Ltd (~4.7%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (30 Oct 25)	₹320.251 ↓ -0.44 (-0.14 %)
Net Assets (Cr)	₹5,303 on 31 Aug 25
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.72
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹19,309
30 Sep 22	₹20,860
30 Sep 23	₹28,701
30 Sep 24	₹47,137
30 Sep 25	₹42,014

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 25

Duration	Returns
1 Month	3.1%
3 Month	2%
6 Month	11.2%
1 Year	-1.4%
3 Year	26.4%
5 Year	33.3%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32.4%
2023	49%
2022	13.9%
2021	51.6%
2020	2.7%
2019	6.7%
2018	-17.2%
2017	47%
2016	4.1%
2015	0.7%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	15.29 Yr.

Data below for DSP India T.I.G.E.R Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	28.9%
Basic Materials	14.22%
Utility	10.79%
Consumer Cyclical	9.07%
Financial Services	8.65%
Health Care	6.05%
Energy	5.41%
Communication Services	2.5%
Technology	1.85%
Real Estate	1.5%
Consumer Defensive	1.15%

Asset Allocation

Asset Class	Value
Cash	9.92%
Equity	90.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	5%	₹255 Cr	697,669
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| 532555	5%	₹243 Cr	7,145,883
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	3%	₹182 Cr	245,928
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Dec 24 \| AMBER	3%	₹160 Cr	197,265
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jan 25 \| 532898	3%	₹156 Cr	5,567,574
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	2%	₹130 Cr	1,412,412
Coal India Ltd (Energy) Equity, Since 31 Dec 23 \| COALINDIA	2%	₹130 Cr	3,321,453
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	2%	₹129 Cr	688,435
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	2%	₹128 Cr	164,204
Siemens Energy India Ltd (Utilities) Equity, Since 30 Apr 25 \| ENRIN	2%	₹127 Cr	369,482

6. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Midcap 30 Fund

Highest AUM (₹34,780 Cr).
Established history (11+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 33.11% (bottom quartile).
3Y return: 26.80% (bottom quartile).
1Y return: 1.38% (bottom quartile).
Alpha: 4.99 (top quartile).
Sharpe: -0.18 (top quartile).
Information ratio: 0.57 (upper mid).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~91%).
Largest holding Dixon Technologies (India) Ltd (~9.6%).

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (30 Oct 25)	₹105.221 ↑ 0.18 (0.17 %)
Net Assets (Cr)	₹34,780 on 31 Aug 25
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.56
Sharpe Ratio	-0.18
Information Ratio	0.57
Alpha Ratio	4.99
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,771
30 Sep 22	₹20,631
30 Sep 23	₹24,973
30 Sep 24	₹42,904
30 Sep 25	₹39,390

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 25

Duration	Returns
1 Month	6.6%
3 Month	3.3%
6 Month	11.2%
1 Year	1.4%
3 Year	26.8%
5 Year	33.1%
10 Year
15 Year
Since launch	22.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	57.1%
2023	41.7%
2022	10.7%
2021	55.8%
2020	9.3%
2019	9.7%
2018	-12.7%
2017	30.8%
2016	5.2%
2015	16.5%

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	1 Yr.
Niket Shah	1 Jul 20	5.25 Yr.
Rakesh Shetty	22 Nov 22	2.86 Yr.
Sunil Sawant	1 Jul 24	1.25 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Technology	35.03%
Consumer Cyclical	23.94%
Industrials	21.59%
Communication Services	3.22%
Financial Services	3.15%
Real Estate	2.39%
Health Care	1.69%

Asset Allocation

Asset Class	Value
Cash	8.99%
Equity	91.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Mar 23 \| DIXON	10%	₹3,326 Cr	2,037,521 ↓ -62,478
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 25 \| 543320	9%	₹3,255 Cr	100,000,000
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	9%	₹3,142 Cr	19,750,000
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	8%	₹2,894 Cr	6,000,000 ↑ 500,000
One97 Communications Ltd (Technology) Equity, Since 30 Sep 24 \| 543396	8%	₹2,810 Cr	25,000,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	8%	₹2,726 Cr	60,000,000
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| 500251	7%	₹2,339 Cr	4,999,694 ↓ -1,000,306
Polycab India Ltd (Industrials) Equity, Since 30 Sep 23 \| POLYCAB	7%	₹2,295 Cr	3,150,000 ↑ 100,000
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Jun 25 \| KAYNES	5%	₹1,657 Cr	2,350,000 ↑ 250,000
KEI Industries Ltd (Industrials) Equity, Since 30 Nov 24 \| KEI	5%	₹1,625 Cr	4,000,000 ↑ 250,000

7. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Upper mid AUM (₹7,175 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 33.04% (bottom quartile).
3Y return: 28.12% (lower mid).
1Y return: 2.77% (lower mid).
Alpha: -3.51 (bottom quartile).
Sharpe: -0.66 (lower mid).
Information ratio: 0.79 (top quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~8.0%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (30 Oct 25)	₹359.516 ↓ -0.53 (-0.15 %)
Net Assets (Cr)	₹7,175 on 31 Aug 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	-0.66
Information Ratio	0.79
Alpha Ratio	-3.51
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,764
30 Sep 22	₹18,789
30 Sep 23	₹26,697
30 Sep 24	₹43,660
30 Sep 25	₹39,496

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Oct 25

Duration	Returns
1 Month	4.4%
3 Month	4.5%
6 Month	10.5%
1 Year	2.8%
3 Year	28.1%
5 Year	33%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%
2015	0.3%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.36 Yr.
Rahul Modi	19 Aug 24	1.12 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	32.83%
Utility	24.03%
Energy	9.35%
Basic Materials	7.89%
Consumer Cyclical	7.49%
Communication Services	5.9%
Technology	4.94%
Real Estate	2.68%
Financial Services	2.23%
Health Care	2.12%

Asset Allocation

Asset Class	Value
Cash	0.53%
Equity	99.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	8%	₹583 Cr	4,275,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	8%	₹579 Cr	17,000,000 ↑ 300,001
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	6%	₹432 Cr	2,300,000 ↓ -250,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	6%	₹415 Cr	1,134,337 ↓ -39,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| 500400	4%	₹307 Cr	7,900,789
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| 500093	3%	₹250 Cr	3,370,014 ↓ -247,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| 500103	3%	₹222 Cr	9,300,838 ↑ 400,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	3%	₹208 Cr	170,000 ↓ -5,000
Kaynes Technology India Ltd (Technology) Equity, Since 30 Nov 22 \| KAYNES	2%	₹176 Cr	250,113 ↓ -86,114
Carborundum Universal Ltd (Industrials) Equity, Since 30 Sep 23 \| CARBORUNIV	2%	₹166 Cr	1,800,000

वित्तीय योजना आपके प्रबंधन की कुंजी हैआय और व्यय। तो, आपका क्या हैवित्तीय लक्ष्य? विश्लेषण करें और समझदारी से निवेश करें!

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।