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Top 10 Funds
চুমুক বা পদ্ধতিগতবিনিয়োগ পরিকল্পনা একটি মহান উপায়মিউচুয়াল ফান্ডে বিনিয়োগ করুন. দ্বারা দেওয়া SIP পরিকল্পনাএসবিআই মিউচুয়াল ফান্ড নিয়মিত একটি নির্দিষ্ট পরিমাণ সংরক্ষণ করার একটি দুর্দান্ত উপায়ভিত্তি যেমন সাপ্তাহিক/মাসিক/ত্রৈমাসিক। এটি নিয়মিত সঞ্চয়কে উৎসাহিত করে এবং এর সুবিধাও দেয়যৌগিক শক্তি.
একটি এসআইপি প্ল্যানের মাধ্যমে আপনি শক্তিশালী সম্পদ তৈরি করতে সহজেই দীর্ঘ সময়ের জন্য বিনিয়োগ করতে পারেন। যেহেতু, পরিমাণটি নিয়মিত বিরতিতে বিনিয়োগ করা হয়, এটি এর প্রভাবও হ্রাস করেবাজার অস্থিরতা সঙ্গে একটিএসআইপি বিনিয়োগ, বিনিয়োগকারীরা তাদের বিভিন্ন লক্ষ্য যেমন অবসর গ্রহণ, বিয়ে, বাড়ি/গাড়ি কেনা বা এমনকি উচ্চ শিক্ষা ইত্যাদির পরিকল্পনা করতে পারে।
SBI MF-এর সাথে একটি সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যান করার জন্য একটি বিশাল পরিমাণের প্রয়োজন হয় নাবিনিয়োগ যেহেতু শুরুর পরিমাণ 500 টাকার মতো কম।
SBI SIP মিউচুয়াল ফান্ড ছোটবেলা থেকেই সঞ্চয়ের অভ্যাস গড়ে তুলতে উৎসাহিত করে
একটি এসআইপিতে বিনিয়োগ করে কেউ তাদের দীর্ঘমেয়াদী পরিকল্পনা করতে পারেআর্থিক লক্ষ্য যেমন গাড়ি/বাড়ি কেনা, আন্তর্জাতিক ভ্রমণের জন্য সঞ্চয়, সন্তানের শিক্ষার জন্য সঞ্চয়,অবসর পরিকল্পনা অথবা অন্য কোনো সম্পদ কেনার জন্য।
প্রদত্ত যে একটি সুশৃঙ্খল বিনিয়োগ পরিকল্পনা দীর্ঘ সময়ের মধ্যে বিস্তৃত থাকে, কেউ শেয়ার বাজারের সমস্ত সময়কাল, উত্থান এবং আরও গুরুত্বপূর্ণভাবে মন্দাকে ধরে রাখে। মন্দার সময়ে, যখন ভয় বেশির ভাগ বিনিয়োগকারীকে ধরে ফেলে, তখন SIP কিস্তি বিনিয়োগকারীদের "নিম্ন" কেনা নিশ্চিত করে।
সুতরাং, আজই একটি এসআইপি শুরু করুনইক্যুইটি ফান্ড এই শীর্ষ 10 সেরা SBI SIP তহবিলে বিনিয়োগ করে। এই তহবিলগুলি AUM এর মতো নির্দিষ্ট পরামিতিগুলি গ্রহণ করে সংক্ষিপ্ত তালিকাভুক্ত করা হয়েছে,না, অতীত পারফরম্যান্স, পিয়ার গড় রিটার্ন, ইত্যাদি
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(Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for SBI Small Cap Fund Returns up to 1 year are on (Erstwhile SBI Magnum Multiplier Fund) To provide investors long term capital appreciation/dividend along with the
liquidity of an open-ended scheme. SBI Large and Midcap Fund is a Equity - Large & Mid Cap fund was launched on 25 May 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Large and Midcap Fund Returns up to 1 year are on (Erstwhile SBI Blue Chip Fund) To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index. SBI Bluechip Fund is a Equity - Large Cap fund was launched on 14 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for SBI Bluechip Fund Returns up to 1 year are on To generate opportunities for growth along with possibility of consistent
returns by investing predominantly in a portfolio of stocks of companies engaged
in the commodity business within the following sectors - Oil & Gas, Metals,
Materials & Agriculture and in debt & money market instruments. SBI Magnum COMMA Fund is a Equity - Sectoral fund was launched on 8 Aug 05. It is a fund with High risk and has given a Below is the key information for SBI Magnum COMMA Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments. SBI Magnum Multicap Fund is a Equity - Multi Cap fund was launched on 29 Sep 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Multicap Fund Returns up to 1 year are on (Erstwhile SBI FMCG Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Consumption Opportunities Fund is a Equity - Sectoral fund was launched on 2 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Consumption Opportunities Fund Returns up to 1 year are on To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Contra Fund is a Equity - Contra fund was launched on 6 May 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Contra Fund Returns up to 1 year are on (Erstwhile SBI Magnum Equity Fund) To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments. SBI Magnum Equity ESG Fund is a Equity - Sectoral fund was launched on 27 Nov 06. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Equity ESG Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies. SBI Magnum Mid Cap Fund is a Equity - Mid Cap fund was launched on 29 Mar 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Mid Cap Fund Returns up to 1 year are on To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments. SBI Infrastructure Fund is a Equity - Sectoral fund was launched on 6 Jul 07. It is a fund with High risk and has given a Below is the key information for SBI Infrastructure Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Since launch (%) SBI PSU Fund Growth ₹32.5504
↓ -0.03 ₹5,259 500 9 6.4 -1.2 39 31 23.5 8.2 SBI Infrastructure Fund Growth ₹51.0437
↑ 0.22 ₹5,060 500 11.2 2.2 -3.8 30 30.1 20.8 9.5 SBI Magnum Tax Gain Fund Growth ₹443.605
↓ -0.23 ₹29,667 500 9.6 4 4.4 29.6 28.2 27.7 12.5 SBI Healthcare Opportunities Fund Growth ₹432.453
↑ 4.56 ₹3,689 500 5.2 -1 21 29.3 24.4 42.2 15.6 SBI Contra Fund Growth ₹388.49
↓ -0.51 ₹45,496 500 8.4 3.4 3.1 26.3 33.6 18.8 15.1 SBI Banking & Financial Services Fund Growth ₹43.4585
↑ 0.10 ₹7,999 500 14.2 13.6 16.2 25.2 23.4 19.6 15.3 SBI Large and Midcap Fund Growth ₹626.275
↑ 1.70 ₹31,296 500 9.6 6 7.6 23.3 26.1 18 17.8 SBI Magnum Mid Cap Fund Growth ₹239.604
↓ -0.80 ₹22,406 500 10.4 1.9 2 22.7 29.4 20.3 17 SBI Small Cap Fund Growth ₹175.071
↓ -0.05 ₹34,028 500 12.1 -2.3 -1 21.9 29.1 24.1 19.9 SBI Magnum COMMA Fund Growth ₹105.099
↑ 0.37 ₹678 500 10.7 6.7 4.1 21.3 24.6 10.5 12.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Jul 25 1. SBI Small Cap Fund
CAGR/Annualized
return of 19.9% since its launch. Ranked 4 in Small Cap
category. Return for 2024 was 24.1% , 2023 was 25.3% and 2022 was 8.1% . SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (01 Jul 25) ₹175.071 ↓ -0.05 (-0.03 %) Net Assets (Cr) ₹34,028 on 31 May 25 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio -0.04 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹18,915 30 Jun 22 ₹19,904 30 Jun 23 ₹25,328 30 Jun 24 ₹35,947 30 Jun 25 ₹36,070 Returns for SBI Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 3.9% 3 Month 12.1% 6 Month -2.3% 1 Year -1% 3 Year 21.9% 5 Year 29.1% 10 Year 15 Year Since launch 19.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 24.1% 2023 25.3% 2022 8.1% 2021 47.6% 2020 33.6% 2019 6.1% 2018 -19.6% 2017 78.7% 2016 1.3% 2015 20.6% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 11.55 Yr. Mohan Lal 1 May 24 1.08 Yr. Data below for SBI Small Cap Fund as on 31 May 25
Equity Sector Allocation
Sector Value Industrials 25.17% Consumer Cyclical 19.62% Basic Materials 12.97% Financial Services 12.74% Consumer Defensive 4.49% Health Care 2.48% Real Estate 1.43% Communication Services 1.39% Technology 1.22% Utility 0.23% Asset Allocation
Asset Class Value Cash 18.25% Equity 81.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBFC Finance Ltd (Financial Services)
Equity, Since 31 Aug 23 | SBFC3% ₹1,009 Cr 89,318,180 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 May 20 | KPIL3% ₹900 Cr 7,900,000 Chalet Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | CHALET3% ₹892 Cr 9,716,991 E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jan 24 | EIDPARRY3% ₹886 Cr 9,324,049 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | KPRMILL3% ₹867 Cr 7,700,000 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Jun 23 | 5433082% ₹843 Cr 12,323,990 City Union Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | CUB2% ₹815 Cr 41,665,000 DOMS Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | DOMS2% ₹808 Cr 3,300,000 Deepak Fertilisers & Petrochemicals Corp Ltd (Basic Materials)
Equity, Since 31 Jan 25 | DEEPAKFERT2% ₹781 Cr 5,261,203 Finolex Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | FINPIPE2% ₹755 Cr 34,595,699 2. SBI Large and Midcap Fund
CAGR/Annualized
return of 17.8% since its launch. Ranked 20 in Large & Mid Cap
category. Return for 2024 was 18% , 2023 was 26.8% and 2022 was 7.3% . SBI Large and Midcap Fund
Growth Launch Date 25 May 05 NAV (30 Jun 25) ₹626.275 ↑ 1.70 (0.27 %) Net Assets (Cr) ₹31,296 on 31 May 25 Category Equity - Large & Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 0.31 Information Ratio -0.36 Alpha Ratio 1.15 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹16,842 30 Jun 22 ₹17,019 30 Jun 23 ₹21,971 30 Jun 24 ₹29,630 30 Jun 25 ₹31,893 Returns for SBI Large and Midcap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 4.4% 3 Month 9.6% 6 Month 6% 1 Year 7.6% 3 Year 23.3% 5 Year 26.1% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 18% 2023 26.8% 2022 7.3% 2021 39.3% 2020 15.8% 2019 6.8% 2018 -5.3% 2017 40.5% 2016 0.4% 2015 11.1% Fund Manager information for SBI Large and Midcap Fund
Name Since Tenure Saurabh Pant 10 Sep 16 8.73 Yr. Data below for SBI Large and Midcap Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 28.73% Basic Materials 14.66% Consumer Cyclical 13.81% Industrials 10.07% Health Care 9.98% Technology 6.05% Consumer Defensive 5.85% Energy 3.45% Utility 2.05% Communication Services 1.73% Asset Allocation
Asset Class Value Cash 3.62% Equity 96.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 11 | HDFCBANK8% ₹2,559 Cr 13,157,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 23 | KOTAKBANK4% ₹1,162 Cr 5,600,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | AXISBANK4% ₹1,097 Cr 9,200,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE3% ₹1,080 Cr 7,600,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 09 | SBIN3% ₹934 Cr 11,500,000 HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | HDFCAMC3% ₹914 Cr 1,910,000 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Apr 23 | SHREECEM3% ₹858 Cr 290,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK3% ₹845 Cr 5,843,873 Abbott India Ltd (Healthcare)
Equity, Since 30 Sep 22 | ABBOTINDIA3% ₹837 Cr 274,878 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | BERGEPAINT3% ₹816 Cr 14,365,784
↑ 740,514 3. SBI Bluechip Fund
CAGR/Annualized
return of 12.3% since its launch. Ranked 9 in Large Cap
category. Return for 2024 was 12.5% , 2023 was 22.6% and 2022 was 4.4% . SBI Bluechip Fund
Growth Launch Date 14 Feb 06 NAV (01 Jul 25) ₹94.0146 ↓ -0.06 (-0.06 %) Net Assets (Cr) ₹52,251 on 31 May 25 Category Equity - Large Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.59 Sharpe Ratio 0.32 Information Ratio -0.17 Alpha Ratio 0.57 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,517 30 Jun 22 ₹15,655 30 Jun 23 ₹19,684 30 Jun 24 ₹24,734 30 Jun 25 ₹26,529 Returns for SBI Bluechip Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 3% 3 Month 10.4% 6 Month 6.7% 1 Year 6.5% 3 Year 19% 5 Year 21.3% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.5% 2023 22.6% 2022 4.4% 2021 26.1% 2020 16.3% 2019 11.6% 2018 -4.1% 2017 30.2% 2016 4.8% 2015 8% Fund Manager information for SBI Bluechip Fund
Name Since Tenure Saurabh Pant 1 Apr 24 1.17 Yr. Pradeep Kesavan 1 Apr 24 1.17 Yr. Data below for SBI Bluechip Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 34.88% Consumer Cyclical 12.73% Consumer Defensive 8.91% Energy 7.89% Industrials 7.76% Technology 7.16% Basic Materials 6.79% Health Care 6.29% Communication Services 2.91% Real Estate 1.13% Utility 1.05% Asset Allocation
Asset Class Value Cash 2.49% Equity 97.51% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK10% ₹4,998 Cr 25,700,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | ICICIBANK8% ₹4,193 Cr 29,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 15 | RELIANCE8% ₹4,121 Cr 29,000,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 09 | LT5% ₹2,720 Cr 7,400,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | KOTAKBANK4% ₹2,278 Cr 10,980,000
↑ 444,989 Infosys Ltd (Technology)
Equity, Since 30 Nov 17 | INFY4% ₹2,141 Cr 13,700,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB3% ₹1,806 Cr 2,731,710 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 Oct 14 | BRITANNIA3% ₹1,694 Cr 3,073,593 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 19 | EICHERMOT3% ₹1,643 Cr 3,080,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | AXISBANK3% ₹1,639 Cr 13,750,000 4. SBI Magnum COMMA Fund
CAGR/Annualized
return of 12.6% since its launch. Ranked 9 in Sectoral
category. Return for 2024 was 10.5% , 2023 was 32.3% and 2022 was -6.6% . SBI Magnum COMMA Fund
Growth Launch Date 8 Aug 05 NAV (01 Jul 25) ₹105.099 ↑ 0.37 (0.35 %) Net Assets (Cr) ₹678 on 31 May 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.58 Sharpe Ratio 0 Information Ratio -0.21 Alpha Ratio 6.37 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹18,618 30 Jun 22 ₹17,130 30 Jun 23 ₹20,035 30 Jun 24 ₹28,941 30 Jun 25 ₹30,164 Returns for SBI Magnum COMMA Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 3.3% 3 Month 10.7% 6 Month 6.7% 1 Year 4.1% 3 Year 21.3% 5 Year 24.6% 10 Year 15 Year Since launch 12.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 32.3% 2022 -6.6% 2021 52% 2020 23.9% 2019 11.8% 2018 -18.7% 2017 39.2% 2016 32.3% 2015 -6.1% Fund Manager information for SBI Magnum COMMA Fund
Name Since Tenure Dinesh Balachandran 1 Jun 24 1 Yr. Data below for SBI Magnum COMMA Fund as on 31 May 25
Equity Sector Allocation
Sector Value Basic Materials 48.4% Energy 27.65% Utility 8.94% Consumer Defensive 8.29% Consumer Cyclical 4.01% Asset Allocation
Asset Class Value Cash 2.71% Equity 97.29% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL9% ₹61 Cr 3,776,000 Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE9% ₹60 Cr 424,732 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | ULTRACEMCO6% ₹38 Cr 34,000 CESC Ltd (Utilities)
Equity, Since 30 Sep 24 | CESC5% ₹34 Cr 2,070,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | ONGC5% ₹34 Cr 1,400,000 CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | CCL4% ₹30 Cr 335,000
↓ -90,000 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | VEDL4% ₹29 Cr 675,000 Arvind Ltd (Consumer Cyclical)
Equity, Since 30 Apr 24 | ARVIND4% ₹27 Cr 760,000 Indian Oil Corp Ltd (Energy)
Equity, Since 29 Feb 24 | IOC4% ₹27 Cr 1,900,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 24 | POWERGRID4% ₹27 Cr 930,000 5. SBI Magnum Multicap Fund
CAGR/Annualized
return of since its launch. Ranked 9 in Multi Cap
category. Return for 2024 was 14.2% , 2023 was 22.8% and 2022 was 0.7% . SBI Magnum Multicap Fund
Growth Launch Date 29 Sep 05 NAV (30 Jun 25) ₹109.505 ↓ -0.44 (-0.40 %) Net Assets (Cr) ₹21,747 on 31 May 25 Category Equity - Multi Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.72 Sharpe Ratio 0.02 Information Ratio -1.13 Alpha Ratio -2.26 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,943 30 Jun 22 ₹15,872 30 Jun 23 ₹19,097 30 Jun 24 ₹24,689 30 Jun 25 ₹25,382 Returns for SBI Magnum Multicap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 3.5% 3 Month 8.2% 6 Month 2.2% 1 Year 2.8% 3 Year 16.9% 5 Year 20.5% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 14.2% 2023 22.8% 2022 0.7% 2021 30.8% 2020 13.6% 2019 11% 2018 -5.5% 2017 37% 2016 5.8% 2015 9.8% Fund Manager information for SBI Magnum Multicap Fund
Name Since Tenure Anup Upadhyay 1 Dec 24 0.5 Yr. Dinesh Balachandran 1 Dec 24 0.5 Yr. Data below for SBI Magnum Multicap Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 38.09% Industrials 12.37% Consumer Cyclical 12.05% Basic Materials 9.86% Energy 6.13% Communication Services 4.99% Technology 4.94% Utility 1.98% Health Care 1.97% Consumer Defensive 1.91% Asset Allocation
Asset Class Value Cash 5.72% Equity 94.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | ICICIBANK9% ₹1,929 Cr 13,344,355
↓ -1,600,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFCBANK8% ₹1,826 Cr 9,389,654 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK7% ₹1,502 Cr 7,239,500 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE6% ₹1,333 Cr 9,384,540 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 19 | LT4% ₹954 Cr 2,596,034
↑ 1,675,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 24 | MARUTI4% ₹830 Cr 674,058 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 16 | BHARTIARTL4% ₹830 Cr 4,470,500 Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 25 | BAJFINANCE3% ₹754 Cr 821,585 Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Jul 23 | MUTHOOTFIN3% ₹692 Cr 3,122,222
↑ 27,178 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Mar 25 | INDIGO3% ₹575 Cr 1,078,166 6. SBI Consumption Opportunities Fund
CAGR/Annualized
return of 15.7% since its launch. Ranked 11 in Sectoral
category. Return for 2024 was 22.8% , 2023 was 29.9% and 2022 was 13.9% . SBI Consumption Opportunities Fund
Growth Launch Date 2 Jan 13 NAV (01 Jul 25) ₹312.588 ↓ -0.55 (-0.17 %) Net Assets (Cr) ₹3,052 on 31 May 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.17 Sharpe Ratio 0.1 Information Ratio -0.14 Alpha Ratio -2.7 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹16,341 30 Jun 22 ₹18,748 30 Jun 23 ₹24,112 30 Jun 24 ₹32,355 30 Jun 25 ₹33,070 Returns for SBI Consumption Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 3% 3 Month 7.1% 6 Month -5.2% 1 Year 1% 3 Year 20.4% 5 Year 26.9% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 22.8% 2023 29.9% 2022 13.9% 2021 35.6% 2020 13.9% 2019 0.1% 2018 -2% 2017 53.1% 2016 2.4% 2015 5.3% Fund Manager information for SBI Consumption Opportunities Fund
Name Since Tenure Pradeep Kesavan 1 Apr 24 1.17 Yr. Ashit Desai 1 Apr 24 1.17 Yr. Data below for SBI Consumption Opportunities Fund as on 31 May 25
Equity Sector Allocation
Sector Value Consumer Cyclical 46.48% Consumer Defensive 31.93% Industrials 5.69% Communication Services 5.05% Basic Materials 4.38% Asset Allocation
Asset Class Value Cash 6.48% Equity 93.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC5% ₹166 Cr 3,960,660
↑ 1,210,660 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL5% ₹154 Cr 830,000 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | 5331555% ₹140 Cr 2,136,850 Ganesha Ecosphere Ltd (Consumer Cyclical)
Equity, Since 31 May 18 | GANECOS5% ₹139 Cr 906,423
↓ -400 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 20 | MARUTI4% ₹136 Cr 110,000
↓ -15,000 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 30 Sep 20 | BRITANNIA4% ₹134 Cr 244,000 Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | BERGEPAINT4% ₹134 Cr 2,350,172 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 22 | HINDUNILVR4% ₹123 Cr 525,000 United Breweries Ltd (Consumer Defensive)
Equity, Since 31 May 21 | UBL4% ₹116 Cr 588,029 Colgate-Palmolive (India) Ltd (Consumer Defensive)
Equity, Since 31 Aug 23 | COLPAL3% ₹104 Cr 425,000 7. SBI Contra Fund
CAGR/Annualized
return of 15.1% since its launch. Ranked 48 in Contra
category. Return for 2024 was 18.8% , 2023 was 38.2% and 2022 was 12.8% . SBI Contra Fund
Growth Launch Date 6 May 05 NAV (30 Jun 25) ₹388.49 ↓ -0.51 (-0.13 %) Net Assets (Cr) ₹45,496 on 31 May 25 Category Equity - Contra AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.7 Sharpe Ratio 0.08 Information Ratio 1.53 Alpha Ratio -2.81 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹18,910 30 Jun 22 ₹21,095 30 Jun 23 ₹27,978 30 Jun 24 ₹41,235 30 Jun 25 ₹42,504 Returns for SBI Contra Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 2.9% 3 Month 8.4% 6 Month 3.4% 1 Year 3.1% 3 Year 26.3% 5 Year 33.6% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.8% 2023 38.2% 2022 12.8% 2021 49.9% 2020 30.6% 2019 -1% 2018 -14.3% 2017 40.2% 2016 2.4% 2015 -0.1% Fund Manager information for SBI Contra Fund
Name Since Tenure Dinesh Balachandran 7 May 18 7.15 Yr. Pradeep Kesavan 1 Dec 23 1.58 Yr. Data below for SBI Contra Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 22.85% Energy 9.72% Basic Materials 7.54% Health Care 6.72% Consumer Cyclical 6.42% Consumer Defensive 6.32% Technology 6.31% Utility 4.81% Industrials 3.77% Communication Services 2.97% Real Estate 1.38% Asset Allocation
Asset Class Value Cash 20.95% Equity 78.83% Debt 0.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFCBANK9% ₹3,933 Cr 20,224,629 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 23 | RELIANCE6% ₹2,802 Cr 19,717,567 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 20 | ITC4% ₹1,621 Cr 38,766,741
↑ 12,000,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | KOTAKBANK3% ₹1,329 Cr 6,405,768 GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 21 | 5321552% ₹987 Cr 51,993,788 Punjab National Bank (Financial Services)
Equity, Since 30 Sep 22 | PNB2% ₹893 Cr 84,411,174 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jul 22 | TATASTEEL2% ₹853 Cr 52,995,525 Torrent Power Ltd (Utilities)
Equity, Since 31 Oct 21 | TORNTPOWER2% ₹847 Cr 6,163,300 Dabur India Ltd (Consumer Defensive)
Equity, Since 31 Dec 23 | DABUR2% ₹823 Cr 17,046,663 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | INDUSTOWER2% ₹764 Cr 19,886,692 8. SBI Magnum Equity ESG Fund
CAGR/Annualized
return of 9.7% since its launch. Ranked 47 in Sectoral
category. Return for 2024 was 12.1% , 2023 was 24.6% and 2022 was -2.3% . SBI Magnum Equity ESG Fund
Growth Launch Date 27 Nov 06 NAV (01 Jul 25) ₹242.079 ↓ -0.63 (-0.26 %) Net Assets (Cr) ₹5,715 on 31 May 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 0.17 Information Ratio 0.09 Alpha Ratio -1.78 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,327 30 Jun 22 ₹15,222 30 Jun 23 ₹18,537 30 Jun 24 ₹24,323 30 Jun 25 ₹25,257 Returns for SBI Magnum Equity ESG Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 2.2% 3 Month 10% 6 Month 5% 1 Year 2.9% 3 Year 18% 5 Year 20.1% 10 Year 15 Year Since launch 9.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.1% 2023 24.6% 2022 -2.3% 2021 30.3% 2020 13.5% 2019 14.8% 2018 3.3% 2017 24.1% 2016 4.5% 2015 2.4% Fund Manager information for SBI Magnum Equity ESG Fund
Name Since Tenure Rohit Shimpi 1 Jan 22 3.42 Yr. Data below for SBI Magnum Equity ESG Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 35.76% Consumer Cyclical 14.95% Industrials 14.43% Technology 12.67% Basic Materials 5.3% Health Care 3.85% Energy 3.52% Consumer Defensive 3.1% Utility 1.52% Real Estate 1.1% Asset Allocation
Asset Class Value Cash 3.81% Equity 96.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK9% ₹538 Cr 2,767,400 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | ICICIBANK8% ₹475 Cr 3,285,000 Infosys Ltd (Technology)
Equity, Since 28 Feb 03 | INFY5% ₹299 Cr 1,911,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | AXISBANK5% ₹273 Cr 2,290,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 16 | LT5% ₹269 Cr 731,709 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 22 | KOTAKBANK4% ₹214 Cr 1,033,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Nov 17 | TCS4% ₹201 Cr 581,034 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 24 | RELIANCE4% ₹201 Cr 1,415,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MARUTI4% ₹201 Cr 163,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 09 | SBIN3% ₹197 Cr 2,430,000 9. SBI Magnum Mid Cap Fund
CAGR/Annualized
return of 17% since its launch. Ranked 28 in Mid Cap
category. Return for 2024 was 20.3% , 2023 was 34.5% and 2022 was 3% . SBI Magnum Mid Cap Fund
Growth Launch Date 29 Mar 05 NAV (01 Jul 25) ₹239.604 ↓ -0.80 (-0.33 %) Net Assets (Cr) ₹22,406 on 31 May 25 Category Equity - Mid Cap AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 0.18 Information Ratio -1.09 Alpha Ratio -1.03 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹18,249 30 Jun 22 ₹19,685 30 Jun 23 ₹25,657 30 Jun 24 ₹35,516 30 Jun 25 ₹36,595 Returns for SBI Magnum Mid Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 2.9% 3 Month 10.4% 6 Month 1.9% 1 Year 2% 3 Year 22.7% 5 Year 29.4% 10 Year 15 Year Since launch 17% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.3% 2023 34.5% 2022 3% 2021 52.2% 2020 30.4% 2019 0.1% 2018 -18% 2017 33.5% 2016 5% 2015 14.9% Fund Manager information for SBI Magnum Mid Cap Fund
Name Since Tenure Bhavin Vithlani 1 Apr 24 1.17 Yr. Data below for SBI Magnum Mid Cap Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 19.78% Consumer Cyclical 19.45% Health Care 12.69% Industrials 12.62% Basic Materials 10% Technology 4.97% Consumer Defensive 4.13% Real Estate 3.83% Utility 2.88% Communication Services 1.71% Energy 1.38% Asset Allocation
Asset Class Value Cash 6.48% Equity 93.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity CRISIL Ltd (Financial Services)
Equity, Since 30 Apr 21 | CRISIL4% ₹840 Cr 1,600,000 Sundaram Finance Ltd (Financial Services)
Equity, Since 30 Sep 22 | SUNDARMFIN3% ₹765 Cr 1,490,000 Tata Elxsi Ltd (Technology)
Equity, Since 31 Dec 24 | TATAELXSI3% ₹676 Cr 1,050,000 Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 14 | SCHAEFFLER3% ₹670 Cr 1,600,000 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Nov 24 | SHREECEM3% ₹666 Cr 225,000 Torrent Power Ltd (Utilities)
Equity, Since 30 Jun 19 | TORNTPOWER3% ₹646 Cr 4,700,000 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Sep 21 | MAXHEALTH3% ₹619 Cr 5,500,000 GlaxoSmithKline Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Dec 19 | GLAXO2% ₹560 Cr 1,696,276 Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Oct 20 | BHARATFORG2% ₹558 Cr 4,500,000 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | FEDERALBNK2% ₹546 Cr 27,000,000 10. SBI Infrastructure Fund
CAGR/Annualized
return of 9.5% since its launch. Ranked 18 in Sectoral
category. Return for 2024 was 20.8% , 2023 was 49.7% and 2022 was 9.3% . SBI Infrastructure Fund
Growth Launch Date 6 Jul 07 NAV (01 Jul 25) ₹51.0437 ↑ 0.22 (0.43 %) Net Assets (Cr) ₹5,060 on 31 May 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk High Expense Ratio 2.21 Sharpe Ratio -0.12 Information Ratio 0.47 Alpha Ratio -1.69 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹16,059 30 Jun 22 ₹17,253 30 Jun 23 ₹22,952 30 Jun 24 ₹38,763 30 Jun 25 ₹37,314 Returns for SBI Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 1 Jul 25 Duration Returns 1 Month 3.1% 3 Month 11.2% 6 Month 2.2% 1 Year -3.8% 3 Year 30% 5 Year 30.1% 10 Year 15 Year Since launch 9.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.8% 2023 49.7% 2022 9.3% 2021 48.3% 2020 8.2% 2019 10.2% 2018 -18.1% 2017 41.7% 2016 9.3% 2015 2.7% Fund Manager information for SBI Infrastructure Fund
Name Since Tenure Bhavin Vithlani 1 Jan 22 3.5 Yr. Data below for SBI Infrastructure Fund as on 31 May 25
Equity Sector Allocation
Sector Value Industrials 30.96% Financial Services 15.59% Basic Materials 12.44% Energy 12.2% Communication Services 9.3% Utility 6.71% Real Estate 3.29% Consumer Cyclical 3.01% Asset Allocation
Asset Class Value Cash 6.5% Equity 93.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 19 | RELIANCE10% ₹490 Cr 3,450,000
↓ -350,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT8% ₹404 Cr 1,100,000 Shree Cement Ltd (Basic Materials)
Equity, Since 31 Jul 22 | SHREECEM6% ₹296 Cr 100,000 Indian Energy Exchange Ltd (Financial Services)
Equity, Since 31 Jan 24 | IEX6% ₹281 Cr 14,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 07 | BHARTIARTL6% ₹278 Cr 1,500,000 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | INDUSTOWER4% ₹192 Cr 5,000,000 Grindwell Norton Ltd (Industrials)
Equity, Since 31 Jul 24 | GRINDWELL4% ₹180 Cr 1,000,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Dec 19 | ULTRACEMCO3% ₹168 Cr 150,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | HDFCBANK3% ₹167 Cr 860,000 Torrent Power Ltd (Utilities)
Equity, Since 31 May 22 | TORNTPOWER3% ₹163 Cr 1,187,325
↓ -211,278
আপনি একটি নির্দিষ্ট সময়ের জন্য মাসিক একটি নির্দিষ্ট পরিমাণ বিনিয়োগ করলে আপনার SIP বিনিয়োগ কীভাবে বাড়বে তা জানতে চান? আমরা আপনাকে একটি উদাহরণ দিয়ে ব্যাখ্যা করব।
এসআইপি ক্যালকুলেটর সাধারণত ইনপুট নেয় যেমন এসআইপি বিনিয়োগের পরিমাণ (লক্ষ্য), বিনিয়োগের জন্য কত বছর প্রয়োজন, প্রত্যাশিতমুদ্রাস্ফীতি হার (এর জন্য একটি অ্যাকাউন্ট প্রয়োজন!) এবং প্রত্যাশিত রিটার্ন। সুতরাং, কেউ একটি লক্ষ্য অর্জনের জন্য প্রয়োজনীয় এসআইপি রিটার্ন গণনা করতে পারে!
ধরুন, আপনি যদি 10 টাকা বিনিয়োগ করেন,000 10 বছরের জন্য, দেখুন কিভাবে আপনার SIP বিনিয়োগ বৃদ্ধি পায়-
মাসিক বিনিয়োগ: INR 10,000
বিনিয়োগের সময়কাল: 10 বছর
মোট বিনিয়োগকৃত পরিমাণ: INR 12,00,000
দীর্ঘমেয়াদী বৃদ্ধির হার (প্রায়): 15%
অনুযায়ী প্রত্যাশিত রিটার্নচুমুক ক্যালকুলেটর: INR 27,86,573
মোট লাভ: INR 15,86,573 (পরম প্রত্যাবর্তন= 132.2%)
উপরের গণনাগুলি দেখায় যে আপনি যদি 10 বছরের জন্য মাসে 10,000 টাকা বিনিয়োগ করেন (মোট INR12,00,000
) তুমি উপার্জন করবেINR 27,86,573
, যার মানে আপনি যে নেট লাভ করেন তাINR 15,86,573
. এটা কি দারুণ না!
Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন।
আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন
নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!
SBI-এর সাথে আপনার লক্ষ্য পরিকল্পনা করুনযৌথ পুঁজি, তাদের কাছে পৌঁছানোর জন্য SIP ব্যবহার করুন!
ক: একটি SIP-এ বিনিয়োগ শুরু করার কোনো নির্দিষ্ট সময় নেই। আপনি বছরের যেকোনো সময় আপনার বিনিয়োগ শুরু করতে পারেন। সুতরাং, আপনার আর্থিক মূল্যায়ন শুরু করুন এবং নিশ্চিত করুন যে আপনি একটি নির্দিষ্ট সময়ে বিনিয়োগের জন্য প্রস্তুত।
ক: আদর্শভাবে, এসআইপি আপনার দীর্ঘমেয়াদী লক্ষ্যগুলির একটি অংশ হওয়া উচিত। প্রাথমিক কারণ হল আরও বর্ধিত সময়কাল, সম্ভবত সংক্ষিপ্ত মেয়াদের তুলনায় ভাল রিটার্ন তৈরি করা।
ক: আপনি যখন একটি মিউচুয়াল ফান্ডে নিয়মিত বিনিয়োগ করেন, তখন আপনি একটি চক্রবৃদ্ধি সুদ অর্জন করেন এবং শুধুমাত্র বিনিয়োগকৃত মূল পরিমাণে সুদ পান না। এটি চক্রবৃদ্ধি বার্ষিক বৃদ্ধির হার হিসাবে গণনা করা হয়সিএজিআর. দীর্ঘমেয়াদে, চক্রবৃদ্ধি প্রভাব আপনার বিনিয়োগকে বহুগুণ বাড়িয়ে দেয়। অন্য কথায়, চক্রবৃদ্ধি প্রভাবের সাহায্যে, আপনি এসআইপি বিনিয়োগে যে রিটার্ন অর্জন করেন তাও রিটার্ন তৈরি করে।
ক: এসবিআই এসআইপিতে বিনিয়োগ করার প্রাথমিক কারণ হল এতে প্রবেশের পয়েন্ট কম। আপনি ন্যূনতম 500 টাকা বিনিয়োগের সাথে যেকোনো উপযুক্ত SIP-এ বিনিয়োগ শুরু করতে পারেন। এটি SBI SIP-কে বিনিয়োগের জন্য সহজ করে তোলে, বিশেষ করে যদি আপনি SIP-এ বিনিয়োগ শুরু করতে চান।
ক: হ্যাঁ, আপনি যদি এসআইপি-তে বিনিয়োগের বিষয়ে একাধিক বিকল্প পেতে চান, তাহলে এসবিআই সবচেয়ে নির্ভরযোগ্য এবং সেরা ব্যাঙ্কগুলির মধ্যে একটি হিসাবে প্রমাণিত হতে পারে। আপনি SBI Large এ বিনিয়োগ করতে বেছে নিতে পারেনমিড-ক্যাপ এসআইপি, যেখানে আপনি বড় এবং মাঝারি আকারের মূলধনের ইক্যুইটি স্টকগুলিতে আপনার বিনিয়োগকে বৈচিত্র্যময় করতে পারেন। এটি আপনাকে বিনিয়োগে ভাল আয়ের নিশ্চয়তা দেবে। কিন্তু, যদি আপনি চানএকটি এসআইপিতে বিনিয়োগ করুন স্বাস্থ্যসেবা ইক্যুইটির উপর ভিত্তি করে, এসবিআই হেলথকেয়ার সুযোগের ফানগুলিতে বিনিয়োগ করার কথা বিবেচনা করুন যা একটি শক্তিশালী রিটার্ন দেখিয়েছে14.3% এটি চালু হওয়ার পর থেকে।
ক: রুপির গড় ব্যয় শুধুমাত্র ব্যক্তিদের এসআইপি-তে বিনিয়োগ করতে উৎসাহিত করে না, কিন্তু তাদের বাজারের অস্থিরতার সুবিধা নিতে দেয়। যদি SBI SIP-এর NAV কমে যায়, তাহলে একটি হিসাবেবিনিয়োগকারী, আপনি থেকে আরো ইউনিট পাবেনব্যাংক, এবং যদি SIP এর NAV বেড়ে যায়, আপনি কম ইউনিট পাবেন। যেভাবেই হোক, আপনি লাভের জন্য দাঁড়াবেন।
ক: আপনি যদি SBI SIP-এ 5 বছরের জন্য বিনিয়োগ করেন, তাহলে আপনার 10% প্রত্যাশিত রিটার্নে প্রতি মাসে Rs.6403.00 বিনিয়োগ করার কথা বিবেচনা করা উচিত। যদি প্রত্যাশিত রিটার্ন বাড়ে, তাহলে মাসিক বিনিয়োগের পরিমাণ কমে যায়।
Very nice a lots