10টি সেরা SBI MF SIP ফান্ড 2022৷

Updated on October 27, 2025 , 184694 views

চুমুক বা পদ্ধতিগতবিনিয়োগ পরিকল্পনা একটি মহান উপায়মিউচুয়াল ফান্ডে বিনিয়োগ করুন. দ্বারা দেওয়া SIP পরিকল্পনাএসবিআই মিউচুয়াল ফান্ড নিয়মিত একটি নির্দিষ্ট পরিমাণ সংরক্ষণ করার একটি দুর্দান্ত উপায়ভিত্তি যেমন সাপ্তাহিক/মাসিক/ত্রৈমাসিক। এটি নিয়মিত সঞ্চয়কে উৎসাহিত করে এবং এর সুবিধাও দেয়যৌগিক শক্তি.

একটি এসআইপি প্ল্যানের মাধ্যমে আপনি শক্তিশালী সম্পদ তৈরি করতে সহজেই দীর্ঘ সময়ের জন্য বিনিয়োগ করতে পারেন। যেহেতু, পরিমাণটি নিয়মিত বিরতিতে বিনিয়োগ করা হয়, এটি এর প্রভাবও হ্রাস করেবাজার অস্থিরতা সঙ্গে একটিএসআইপি বিনিয়োগ, বিনিয়োগকারীরা তাদের বিভিন্ন লক্ষ্য যেমন অবসর গ্রহণ, বিয়ে, বাড়ি/গাড়ি কেনা বা এমনকি উচ্চ শিক্ষা ইত্যাদির পরিকল্পনা করতে পারে।

কেন এসবিআই মিউচুয়াল ফান্ড এসআইপিতে বিনিয়োগ করবেন?

SBI MF-এর সাথে একটি সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যান করার জন্য একটি বিশাল পরিমাণের প্রয়োজন হয় নাবিনিয়োগ যেহেতু শুরুর পরিমাণ 500 টাকার মতো কম।
SBI SIP মিউচুয়াল ফান্ড ছোটবেলা থেকেই সঞ্চয়ের অভ্যাস গড়ে তুলতে উৎসাহিত করে
একটি এসআইপিতে বিনিয়োগ করে কেউ তাদের দীর্ঘমেয়াদী পরিকল্পনা করতে পারেআর্থিক লক্ষ্য যেমন গাড়ি/বাড়ি কেনা, আন্তর্জাতিক ভ্রমণের জন্য সঞ্চয়, সন্তানের শিক্ষার জন্য সঞ্চয়,অবসর পরিকল্পনা অথবা অন্য কোনো সম্পদ কেনার জন্য।
প্রদত্ত যে একটি সুশৃঙ্খল বিনিয়োগ পরিকল্পনা দীর্ঘ সময়ের মধ্যে বিস্তৃত থাকে, কেউ শেয়ার বাজারের সমস্ত সময়কাল, উত্থান এবং আরও গুরুত্বপূর্ণভাবে মন্দাকে ধরে রাখে। মন্দার সময়ে, যখন ভয় বেশির ভাগ বিনিয়োগকারীকে ধরে ফেলে, তখন SIP কিস্তি বিনিয়োগকারীদের "নিম্ন" কেনা নিশ্চিত করে।

সুতরাং, আজই একটি এসআইপি শুরু করুনইক্যুইটি ফান্ড এই শীর্ষ 10 সেরা SBI SIP তহবিলে বিনিয়োগ করে। এই তহবিলগুলি AUM এর মতো নির্দিষ্ট পরামিতিগুলি গ্রহণ করে সংক্ষিপ্ত তালিকাভুক্ত করা হয়েছে,না, অতীত পারফরম্যান্স, পিয়ার গড় রিটার্ন, ইত্যাদি

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ইক্যুইটি ফান্ডে বিনিয়োগের জন্য সেরা এসবিআই মিউচুয়াল ফান্ড এসআইপি

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Since launch (%)
SBI PSU Fund Growth	₹33.707 ↑ 0.44	₹5,179	500	6.7	8.4	5.5	30.6	33.8	23.5	8.3
SBI Healthcare Opportunities Fund Growth	₹436.025 ↓ -0.91	₹3,963	500	-0.9	3.2	5	25.2	19.9	42.2	15.4
SBI Magnum Tax Gain Fund Growth	₹450.599 ↑ 3.17	₹29,937	500	3.3	7.4	3.9	24.4	25.9	27.7	12.4
SBI Infrastructure Fund Growth	₹49.9617 ↑ 0.58	₹4,836	500	2.8	4.4	-1.9	22.8	28	20.8	9.2
SBI Contra Fund Growth	₹392.535 ↓ -0.05	₹46,654	500	3.4	6.3	3	20.5	29.6	18.8	15
SBI Banking & Financial Services Fund Growth	₹44.7764 ↑ 0.12	₹8,371	500	6.3	10.9	15.5	19.7	21.6	19.6	15.1
SBI Technology Opportunities Fund Growth	₹223.119 ↓ -0.83	₹4,761	500	5.4	13.7	4	17.8	21.2	30.1	19.5
SBI Magnum COMMA Fund Growth	₹110.188 ↑ 1.86	₹702	500	5.1	13.4	8.5	17.5	21.9	10.5	12.6
SBI Large and Midcap Fund Growth	₹639.728 ↑ 1.39	₹33,248	500	3.5	9.6	7.4	17.1	23.9	18	17.6
SBI Magnum Mid Cap Fund Growth	₹234.193 ↑ 1.68	₹22,012	500	1.2	4	-0.7	16.8	25.5	20.3	16.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Oct 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI PSU Fund	SBI Healthcare Opportunities Fund	SBI Magnum Tax Gain Fund	SBI Infrastructure Fund	SBI Contra Fund	SBI Banking & Financial Services Fund	SBI Technology Opportunities Fund	SBI Magnum COMMA Fund	SBI Large and Midcap Fund	SBI Magnum Mid Cap Fund
Point 1	Lower mid AUM (₹5,179 Cr).	Bottom quartile AUM (₹3,963 Cr).	Upper mid AUM (₹29,937 Cr).	Lower mid AUM (₹4,836 Cr).	Highest AUM (₹46,654 Cr).	Upper mid AUM (₹8,371 Cr).	Bottom quartile AUM (₹4,761 Cr).	Bottom quartile AUM (₹702 Cr).	Top quartile AUM (₹33,248 Cr).	Upper mid AUM (₹22,012 Cr).
Point 2	Established history (15+ yrs).	Oldest track record among peers (20 yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (10+ yrs).	Established history (12+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Not Rated.	Rating: 1★ (bottom quartile).	Top rated.	Rating: 4★ (top quartile).	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 33.77% (top quartile).	5Y return: 19.86% (bottom quartile).	5Y return: 25.87% (upper mid).	5Y return: 28.00% (upper mid).	5Y return: 29.65% (top quartile).	5Y return: 21.64% (bottom quartile).	5Y return: 21.16% (bottom quartile).	5Y return: 21.85% (lower mid).	5Y return: 23.86% (lower mid).	5Y return: 25.51% (upper mid).
Point 6	3Y return: 30.64% (top quartile).	3Y return: 25.20% (top quartile).	3Y return: 24.36% (upper mid).	3Y return: 22.80% (upper mid).	3Y return: 20.49% (upper mid).	3Y return: 19.65% (lower mid).	3Y return: 17.83% (lower mid).	3Y return: 17.53% (bottom quartile).	3Y return: 17.15% (bottom quartile).	3Y return: 16.81% (bottom quartile).
Point 7	1Y return: 5.49% (upper mid).	1Y return: 4.98% (upper mid).	1Y return: 3.91% (lower mid).	1Y return: -1.86% (bottom quartile).	1Y return: 3.00% (bottom quartile).	1Y return: 15.53% (top quartile).	1Y return: 4.03% (lower mid).	1Y return: 8.46% (top quartile).	1Y return: 7.38% (upper mid).	1Y return: -0.74% (bottom quartile).
Point 8	Alpha: -0.35 (upper mid).	Alpha: 2.04 (top quartile).	Alpha: -2.40 (lower mid).	Alpha: -8.12 (bottom quartile).	Alpha: -4.80 (bottom quartile).	Alpha: 0.46 (upper mid).	Alpha: 9.41 (top quartile).	Alpha: -0.41 (lower mid).	Alpha: 1.02 (upper mid).	Alpha: -5.19 (bottom quartile).
Point 9	Sharpe: -0.81 (lower mid).	Sharpe: -0.05 (top quartile).	Sharpe: -0.83 (bottom quartile).	Sharpe: -0.96 (bottom quartile).	Sharpe: -0.98 (bottom quartile).	Sharpe: 0.28 (top quartile).	Sharpe: -0.39 (upper mid).	Sharpe: -0.67 (upper mid).	Sharpe: -0.47 (upper mid).	Sharpe: -0.81 (lower mid).
Point 10	Information ratio: -0.37 (bottom quartile).	Information ratio: 0.38 (upper mid).	Information ratio: 2.12 (top quartile).	Information ratio: -0.01 (lower mid).	Information ratio: 1.37 (top quartile).	Information ratio: 0.69 (upper mid).	Information ratio: 1.22 (upper mid).	Information ratio: -0.04 (lower mid).	Information ratio: -0.10 (bottom quartile).	Information ratio: -1.20 (bottom quartile).

SBI PSU Fund

Lower mid AUM (₹5,179 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 33.77% (top quartile).
3Y return: 30.64% (top quartile).
1Y return: 5.49% (upper mid).
Alpha: -0.35 (upper mid).
Sharpe: -0.81 (lower mid).
Information ratio: -0.37 (bottom quartile).

SBI Healthcare Opportunities Fund

Bottom quartile AUM (₹3,963 Cr).
Oldest track record among peers (20 yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 19.86% (bottom quartile).
3Y return: 25.20% (top quartile).
1Y return: 4.98% (upper mid).
Alpha: 2.04 (top quartile).
Sharpe: -0.05 (top quartile).
Information ratio: 0.38 (upper mid).

SBI Magnum Tax Gain Fund

Upper mid AUM (₹29,937 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.87% (upper mid).
3Y return: 24.36% (upper mid).
1Y return: 3.91% (lower mid).
Alpha: -2.40 (lower mid).
Sharpe: -0.83 (bottom quartile).
Information ratio: 2.12 (top quartile).

SBI Infrastructure Fund

Lower mid AUM (₹4,836 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 28.00% (upper mid).
3Y return: 22.80% (upper mid).
1Y return: -1.86% (bottom quartile).
Alpha: -8.12 (bottom quartile).
Sharpe: -0.96 (bottom quartile).
Information ratio: -0.01 (lower mid).

SBI Contra Fund

Highest AUM (₹46,654 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 29.65% (top quartile).
3Y return: 20.49% (upper mid).
1Y return: 3.00% (bottom quartile).
Alpha: -4.80 (bottom quartile).
Sharpe: -0.98 (bottom quartile).
Information ratio: 1.37 (top quartile).

SBI Banking & Financial Services Fund

Upper mid AUM (₹8,371 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 21.64% (bottom quartile).
3Y return: 19.65% (lower mid).
1Y return: 15.53% (top quartile).
Alpha: 0.46 (upper mid).
Sharpe: 0.28 (top quartile).
Information ratio: 0.69 (upper mid).

SBI Technology Opportunities Fund

Bottom quartile AUM (₹4,761 Cr).
Established history (12+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 21.16% (bottom quartile).
3Y return: 17.83% (lower mid).
1Y return: 4.03% (lower mid).
Alpha: 9.41 (top quartile).
Sharpe: -0.39 (upper mid).
Information ratio: 1.22 (upper mid).

SBI Magnum COMMA Fund

Bottom quartile AUM (₹702 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: High.
5Y return: 21.85% (lower mid).
3Y return: 17.53% (bottom quartile).
1Y return: 8.46% (top quartile).
Alpha: -0.41 (lower mid).
Sharpe: -0.67 (upper mid).
Information ratio: -0.04 (lower mid).

SBI Large and Midcap Fund

Top quartile AUM (₹33,248 Cr).
Established history (20+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 23.86% (lower mid).
3Y return: 17.15% (bottom quartile).
1Y return: 7.38% (upper mid).
Alpha: 1.02 (upper mid).
Sharpe: -0.47 (upper mid).
Information ratio: -0.10 (bottom quartile).

SBI Magnum Mid Cap Fund

Upper mid AUM (₹22,012 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 25.51% (upper mid).
3Y return: 16.81% (bottom quartile).
1Y return: -0.74% (bottom quartile).
Alpha: -5.19 (bottom quartile).
Sharpe: -0.81 (lower mid).
Information ratio: -1.20 (bottom quartile).

1. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

Research Highlights for SBI Small Cap Fund

Upper mid AUM (₹35,245 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.54% (upper mid).
3Y return: 15.18% (lower mid).
1Y return: -0.17% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.72 (upper mid).
Information ratio: 0.00 (top quartile).
Higher exposure to Industrials vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~83%).
High-quality debt (AAA/AA ~100%).
Largest holding Ather Energy Ltd (~3.2%).

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund Growth
Launch Date	9 Sep 09
NAV (29 Oct 25)	₹175.269 ↑ 0.35 (0.20 %)
Net Assets (Cr)	₹35,245 on 31 Aug 25
Category	Equity - Small Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	-0.72
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,087
30 Sep 22	₹19,456
30 Sep 23	₹22,973
30 Sep 24	₹32,174
30 Sep 25	₹28,920

SBI Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25

Duration	Returns
1 Month	3.6%
3 Month	1.4%
6 Month	8.5%
1 Year	-0.2%
3 Year	15.2%
5 Year	24.5%
10 Year
15 Year
Since launch	19.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.1%
2023	25.3%
2022	8.1%
2021	47.6%
2020	33.6%
2019	6.1%
2018	-19.6%
2017	78.7%
2016	1.3%
2015	20.6%

Fund Manager information for SBI Small Cap Fund

Name	Since	Tenure
R. Srinivasan	16 Nov 13	11.88 Yr.

Data below for SBI Small Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	26.03%
Consumer Cyclical	20.26%
Financial Services	13.4%
Basic Materials	13.08%
Consumer Defensive	3.9%
Health Care	2.42%
Communication Services	1.38%
Real Estate	1.12%
Technology	1.04%
Utility	0.23%

Asset Allocation

Asset Class	Value
Cash	14.66%
Equity	82.86%
Debt	2.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ather Energy Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| ATHERENERG	3%	₹1,136 Cr	20,096,960
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 May 20 \| KPIL	3%	₹991 Cr	7,900,000
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jan 24 \| EIDPARRY	3%	₹956 Cr	9,324,049
SBFC Finance Ltd (Financial Services) Equity, Since 31 Aug 23 \| SBFC	3%	₹947 Cr	89,318,180
Chalet Hotels Ltd (Consumer Cyclical) Equity, Since 31 Jan 19 \| CHALET	3%	₹924 Cr	9,716,991
City Union Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| CUB	3%	₹891 Cr	41,665,000
182 Day T-Bill 27.02.26 Sovereign Bonds \| -	2%	₹880 Cr	90,000,000
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 30 Jun 23 \| 543308	2%	₹863 Cr	12,323,990
DOMS Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| DOMS	2%	₹820 Cr	3,300,000
K.P.R. Mill Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| KPRMILL	2%	₹820 Cr	7,700,000

2. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

Research Highlights for SBI Magnum COMMA Fund

Bottom quartile AUM (₹702 Cr).
Oldest track record among peers (20 yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 21.85% (lower mid).
3Y return: 17.53% (upper mid).
1Y return: 8.46% (top quartile).
Alpha: -0.41 (upper mid).
Sharpe: -0.67 (upper mid).
Information ratio: -0.04 (upper mid).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Tata Steel Ltd (~8.1%).

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (29 Oct 25)	₹110.188 ↑ 1.86 (1.71 %)
Net Assets (Cr)	₹702 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	-0.67
Information Ratio	-0.04
Alpha Ratio	-0.41
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,620
30 Sep 22	₹16,265
30 Sep 23	₹18,748
30 Sep 24	₹27,054
30 Sep 25	₹25,444

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25

Duration	Returns
1 Month	5.6%
3 Month	5.1%
6 Month	13.4%
1 Year	8.5%
3 Year	17.5%
5 Year	21.9%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	32.3%
2022	-6.6%
2021	52%
2020	23.9%
2019	11.8%
2018	-18.7%
2017	39.2%
2016	32.3%
2015	-6.1%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	1.33 Yr.

Data below for SBI Magnum COMMA Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Basic Materials	52.58%
Energy	23.84%
Utility	7.58%
Consumer Defensive	4.06%
Consumer Cyclical	3.85%
Financial Services	1.95%

Asset Allocation

Asset Class	Value
Cash	6.13%
Equity	93.87%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	8%	₹64 Cr	3,776,000
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	7%	₹58 Cr	424,732
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| 532538	5%	₹42 Cr	34,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	4%	₹34 Cr	1,400,000
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	4%	₹34 Cr	2,070,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	4%	₹31 Cr	675,000
Indian Oil Corp Ltd (Energy) Equity, Since 29 Feb 24 \| IOC	4%	₹28 Cr	1,900,000
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 May 24 \| HINDPETRO	3%	₹27 Cr	600,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Sep 24 \| 532898	3%	₹26 Cr	930,000
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	3%	₹25 Cr	650,000

3. SBI Large and Midcap Fund

(Erstwhile SBI Magnum Multiplier Fund)

To provide investors long term capital appreciation/dividend along with the liquidity of an open-ended scheme.

Research Highlights for SBI Large and Midcap Fund

Upper mid AUM (₹33,248 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.86% (lower mid).
3Y return: 17.15% (upper mid).
1Y return: 7.38% (top quartile).
Alpha: 1.02 (top quartile).
Sharpe: -0.47 (top quartile).
Information ratio: -0.10 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.3%).

Below is the key information for SBI Large and Midcap Fund

SBI Large and Midcap Fund Growth
Launch Date	25 May 05
NAV (28 Oct 25)	₹639.728 ↑ 1.39 (0.22 %)
Net Assets (Cr)	₹33,248 on 31 Aug 25
Category	Equity - Large & Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.61
Sharpe Ratio	-0.47
Information Ratio	-0.1
Alpha Ratio	1.02
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,529
30 Sep 22	₹18,052
30 Sep 23	₹21,160
30 Sep 24	₹29,132
30 Sep 25	₹28,628

SBI Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25

Duration	Returns
1 Month	4.4%
3 Month	3.5%
6 Month	9.6%
1 Year	7.4%
3 Year	17.1%
5 Year	23.9%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18%
2023	26.8%
2022	7.3%
2021	39.3%
2020	15.8%
2019	6.8%
2018	-5.3%
2017	40.5%
2016	0.4%
2015	11.1%

Fund Manager information for SBI Large and Midcap Fund

Name	Since	Tenure
Saurabh Pant	10 Sep 16	9.06 Yr.

Data below for SBI Large and Midcap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	24.87%
Basic Materials	17.26%
Consumer Cyclical	14.43%
Health Care	11.95%
Industrials	9.66%
Consumer Defensive	6.14%
Energy	4.26%
Technology	4.19%
Utility	1.42%
Communication Services	1.42%

Asset Allocation

Asset Class	Value
Cash	3.76%
Equity	95.96%
Debt	0.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 11 \| HDFCBANK	7%	₹2,502 Cr	26,314,000
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| HDFCAMC	3%	₹1,057 Cr	1,910,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	3%	₹1,041 Cr	9,200,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	3%	₹1,037 Cr	7,600,000
State Bank of India (Financial Services) Equity, Since 31 Jul 09 \| SBIN	3%	₹1,003 Cr	11,500,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| 500820	3%	₹903 Cr	3,844,000
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 509480	3%	₹869 Cr	16,866,913 ↑ 687,960
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 23 \| 500387	2%	₹849 Cr	290,000
Abbott India Ltd (Healthcare) Equity, Since 30 Sep 22 \| ABBOTINDIA	2%	₹805 Cr	274,878
Alkem Laboratories Ltd (Healthcare) Equity, Since 30 Sep 22 \| ALKEM	2%	₹801 Cr	1,476,712

4. SBI Bluechip Fund

(Erstwhile SBI Blue Chip Fund)

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index.

Research Highlights for SBI Bluechip Fund

Highest AUM (₹52,421 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.37% (bottom quartile).
3Y return: 15.12% (lower mid).
1Y return: 5.92% (upper mid).
Alpha: 1.27 (top quartile).
Sharpe: -0.50 (top quartile).
Information ratio: -0.10 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.3%).

Below is the key information for SBI Bluechip Fund

SBI Bluechip Fund Growth
Launch Date	14 Feb 06
NAV (29 Oct 25)	₹95.7665 ↑ 0.61 (0.65 %)
Net Assets (Cr)	₹52,421 on 31 Aug 25
Category	Equity - Large Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.52
Sharpe Ratio	-0.5
Information Ratio	-0.1
Alpha Ratio	1.27
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,071
30 Sep 22	₹15,829
30 Sep 23	₹18,697
30 Sep 24	₹24,733
30 Sep 25	₹23,802

SBI Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for SBI Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25

Duration	Returns
1 Month	4.9%
3 Month	3.9%
6 Month	7.6%
1 Year	5.9%
3 Year	15.1%
5 Year	19.4%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.5%
2023	22.6%
2022	4.4%
2021	26.1%
2020	16.3%
2019	11.6%
2018	-4.1%
2017	30.2%
2016	4.8%
2015	8%

Fund Manager information for SBI Bluechip Fund

Name	Since	Tenure
Saurabh Pant	1 Apr 24	1.5 Yr.
Pradeep Kesavan	1 Apr 24	1.5 Yr.

Data below for SBI Bluechip Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	32.91%
Consumer Cyclical	13.83%
Basic Materials	11.02%
Consumer Defensive	9.45%
Industrials	7.57%
Energy	7.49%
Health Care	5.64%
Technology	5.47%
Communication Services	2.6%
Utility	0.97%

Asset Allocation

Asset Class	Value
Cash	3.19%
Equity	96.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	9%	₹4,888 Cr	51,400,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 15 \| RELIANCE	7%	₹3,956 Cr	29,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| ICICIBANK	7%	₹3,909 Cr	29,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 09 \| LT	5%	₹2,708 Cr	7,400,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 19 \| EICHERMOT	4%	₹2,158 Cr	3,080,000
Infosys Ltd (Technology) Equity, Since 30 Nov 17 \| INFY	4%	₹2,105 Cr	14,600,000
Asian Paints Ltd (Basic Materials) Equity, Since 31 May 25 \| 500820	4%	₹1,951 Cr	8,300,000
Britannia Industries Ltd (Consumer Defensive) Equity, Since 31 Oct 14 \| 500825	3%	₹1,841 Cr	3,073,593
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 16 \| KOTAKBANK	3%	₹1,833 Cr	9,200,000
State Bank of India (Financial Services) Equity, Since 28 Feb 14 \| SBIN	3%	₹1,667 Cr	19,106,000

5. SBI Magnum Multicap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments.

Research Highlights for SBI Magnum Multicap Fund

Lower mid AUM (₹22,011 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.54% (bottom quartile).
3Y return: 13.63% (bottom quartile).
1Y return: 5.50% (upper mid).
Alpha: -2.09 (lower mid).
Sharpe: -0.79 (lower mid).
Information ratio: -0.72 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.9%).

Below is the key information for SBI Magnum Multicap Fund

SBI Magnum Multicap Fund Growth
Launch Date	29 Sep 05
NAV (28 Oct 25)	₹112.867 ↑ 0.20 (0.18 %)
Net Assets (Cr)	₹22,011 on 31 Aug 25
Category	Equity - Multi Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.79
Information Ratio	-0.72
Alpha Ratio	-2.09
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,284
30 Sep 22	₹15,984
30 Sep 23	₹18,406
30 Sep 24	₹24,493
30 Sep 25	₹23,218

SBI Magnum Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for SBI Magnum Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25

Duration	Returns
1 Month	4.2%
3 Month	5.8%
6 Month	7.9%
1 Year	5.5%
3 Year	13.6%
5 Year	18.5%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	14.2%
2023	22.8%
2022	0.7%
2021	30.8%
2020	13.6%
2019	11%
2018	-5.5%
2017	37%
2016	5.8%
2015	9.8%

Fund Manager information for SBI Magnum Multicap Fund

Name	Since	Tenure
Anup Upadhyay	1 Dec 24	0.83 Yr.
Dinesh Balachandran	1 Dec 24	0.83 Yr.

Data below for SBI Magnum Multicap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	37.44%
Basic Materials	13.4%
Consumer Cyclical	12.88%
Industrials	12.19%
Technology	6.09%
Communication Services	5.35%
Energy	4.81%
Health Care	1.87%
Utility	1.77%
Consumer Defensive	1.03%

Asset Allocation

Asset Class	Value
Cash	3.17%
Equity	96.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 15 \| HDFCBANK	8%	₹1,786 Cr	18,779,308
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| ICICIBANK	7%	₹1,543 Cr	11,444,355
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	5%	₹1,082 Cr	7,934,540
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	5%	₹1,022 Cr	5,129,500 ↓ -918,257
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| MARUTI	4%	₹967 Cr	603,058 ↓ -71,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 19 \| LT	4%	₹950 Cr	2,596,034
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 16 \| BHARTIARTL	4%	₹840 Cr	4,470,500
Bajaj Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| 500034	4%	₹821 Cr	8,215,850
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| EICHERMOT	3%	₹684 Cr	977,000
Tata Steel Ltd (Basic Materials) Equity, Since 31 May 25 \| TATASTEEL	3%	₹614 Cr	36,400,000

6. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Consumption Opportunities Fund

Bottom quartile AUM (₹3,175 Cr).
Established history (12+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 24.83% (upper mid).
3Y return: 14.80% (bottom quartile).
1Y return: -2.94% (bottom quartile).
Alpha: -10.05 (bottom quartile).
Sharpe: -0.78 (lower mid).
Information ratio: -0.02 (upper mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~5.8%).

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund Growth
Launch Date	2 Jan 13
NAV (29 Oct 25)	₹315.914 ↑ 0.81 (0.26 %)
Net Assets (Cr)	₹3,175 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.78
Information Ratio	-0.02
Alpha Ratio	-10.05
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,367
30 Sep 22	₹19,988
30 Sep 23	₹23,549
30 Sep 24	₹34,295
30 Sep 25	₹29,633

SBI Consumption Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25

Duration	Returns
1 Month	3.2%
3 Month	3.1%
6 Month	4.1%
1 Year	-2.9%
3 Year	14.8%
5 Year	24.8%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.8%
2023	29.9%
2022	13.9%
2021	35.6%
2020	13.9%
2019	0.1%
2018	-2%
2017	53.1%
2016	2.4%
2015	5.3%

Fund Manager information for SBI Consumption Opportunities Fund

Name	Since	Tenure
Pradeep Kesavan	1 Apr 24	1.5 Yr.
Ashit Desai	1 Apr 24	1.5 Yr.

Data below for SBI Consumption Opportunities Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	46.53%
Consumer Defensive	28.6%
Basic Materials	7.57%
Industrials	6.78%
Communication Services	5.85%

Asset Allocation

Asset Class	Value
Cash	4.65%
Equity	95.32%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	6%	₹186 Cr	990,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| M&M	5%	₹170 Cr	495,000 ↑ 100,000
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| JUBLFOOD	5%	₹147 Cr	2,386,850
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| 500825	4%	₹138 Cr	230,000 ↓ -14,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 May 22 \| HINDUNILVR	4%	₹126 Cr	500,000
United Breweries Ltd (Consumer Defensive) Equity, Since 31 May 21 \| UBL	4%	₹122 Cr	680,000 ↑ 40,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 20 \| MARUTI	4%	₹122 Cr	76,100 ↑ 22,500
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 509480	4%	₹121 Cr	2,350,172
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| EICHERMOT	4%	₹120 Cr	170,956
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| 500820	4%	₹120 Cr	509,000

7. SBI Magnum Equity ESG Fund

(Erstwhile SBI Magnum Equity Fund)

To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments.

Research Highlights for SBI Magnum Equity ESG Fund

Lower mid AUM (₹5,605 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.10% (bottom quartile).
3Y return: 14.67% (bottom quartile).
1Y return: 4.56% (upper mid).
Alpha: -0.45 (upper mid).
Sharpe: -0.67 (upper mid).
Information ratio: -0.12 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.4%).

Below is the key information for SBI Magnum Equity ESG Fund

SBI Magnum Equity ESG Fund Growth
Launch Date	27 Nov 06
NAV (29 Oct 25)	₹246.797 ↑ 0.90 (0.37 %)
Net Assets (Cr)	₹5,605 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.93
Sharpe Ratio	-0.67
Information Ratio	-0.12
Alpha Ratio	-0.45
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,566
30 Sep 22	₹15,277
30 Sep 23	₹17,575
30 Sep 24	₹23,600
30 Sep 25	₹22,514

SBI Magnum Equity ESG Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for SBI Magnum Equity ESG Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25

Duration	Returns
1 Month	4.9%
3 Month	4.5%
6 Month	7.9%
1 Year	4.6%
3 Year	14.7%
5 Year	18.1%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.1%
2023	24.6%
2022	-2.3%
2021	30.3%
2020	13.5%
2019	14.8%
2018	3.3%
2017	24.1%
2016	4.5%
2015	2.4%

Fund Manager information for SBI Magnum Equity ESG Fund

Name	Since	Tenure
Rohit Shimpi	1 Jan 22	3.75 Yr.

Data below for SBI Magnum Equity ESG Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	35.16%
Consumer Cyclical	16.46%
Industrials	13.19%
Technology	11.84%
Basic Materials	9.62%
Energy	3.44%
Consumer Defensive	3.23%
Health Care	3.18%
Utility	1.5%
Real Estate	0.98%

Asset Allocation

Asset Class	Value
Cash	1.36%
Equity	98.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	9%	₹526 Cr	5,534,800
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 09 \| ICICIBANK	8%	₹443 Cr	3,285,000
Infosys Ltd (Technology) Equity, Since 28 Feb 03 \| INFY	5%	₹276 Cr	1,911,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 16 \| LT	5%	₹268 Cr	731,709
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 20 \| MARUTI	5%	₹261 Cr	163,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 18 \| 532215	5%	₹259 Cr	2,290,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Jul 19 \| 532538	4%	₹214 Cr	175,000
State Bank of India (Financial Services) Equity, Since 28 Feb 09 \| SBIN	4%	₹212 Cr	2,430,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Aug 22 \| KOTAKBANK	4%	₹206 Cr	1,033,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 24 \| RELIANCE	3%	₹193 Cr	1,415,000

8. SBI Contra Fund

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Contra Fund

Top quartile AUM (₹46,654 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 29.65% (top quartile).
3Y return: 20.49% (top quartile).
1Y return: 3.00% (lower mid).
Alpha: -4.80 (lower mid).
Sharpe: -0.98 (bottom quartile).
Information ratio: 1.37 (top quartile).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~81%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.1%).

Below is the key information for SBI Contra Fund

SBI Contra Fund Growth
Launch Date	6 May 05
NAV (28 Oct 25)	₹392.535 ↓ -0.05 (-0.01 %)
Net Assets (Cr)	₹46,654 on 31 Aug 25
Category	Equity - Contra
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.53
Sharpe Ratio	-0.98
Information Ratio	1.37
Alpha Ratio	-4.8
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹18,606
30 Sep 22	₹20,709
30 Sep 23	₹26,715
30 Sep 24	₹38,518
30 Sep 25	₹35,850

SBI Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for SBI Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25

Duration	Returns
1 Month	4.8%
3 Month	3.4%
6 Month	6.3%
1 Year	3%
3 Year	20.5%
5 Year	29.6%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.8%
2023	38.2%
2022	12.8%
2021	49.9%
2020	30.6%
2019	-1%
2018	-14.3%
2017	40.2%
2016	2.4%
2015	-0.1%

Fund Manager information for SBI Contra Fund

Name	Since	Tenure
Dinesh Balachandran	7 May 18	7.41 Yr.
Pradeep Kesavan	1 Dec 23	1.84 Yr.

Data below for SBI Contra Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	21.98%
Basic Materials	10.16%
Energy	9.09%
Consumer Cyclical	8.22%
Health Care	7.48%
Technology	6.25%
Consumer Defensive	5.54%
Utility	4.37%
Industrials	3.68%
Communication Services	2.7%
Real Estate	1.4%

Asset Allocation

Asset Class	Value
Cash	15.22%
Equity	80.86%
Debt	3.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 16 \| HDFCBANK	8%	₹3,847 Cr	40,449,258
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 23 \| RELIANCE	6%	₹2,689 Cr	19,717,567
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 24 \| KOTAKBANK	3%	₹1,276 Cr	6,405,768
Tata Steel Ltd (Basic Materials) Equity, Since 31 Jul 22 \| TATASTEEL	3%	₹1,250 Cr	74,055,908 ↑ 16,060,383
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 20 \| ITC	3%	₹1,245 Cr	31,014,741
Punjab National Bank (Financial Services) Equity, Since 30 Sep 22 \| 532461	2%	₹1,133 Cr	100,456,586
Biocon Ltd (Healthcare) Equity, Since 30 Jun 21 \| BIOCON	2%	₹982 Cr	28,807,465
6.9% Govt Stock 2065 Sovereign Bonds \| -	2%	₹931 Cr	97,500,000 ↑ 23,500,000
Dabur India Ltd (Consumer Defensive) Equity, Since 31 Dec 23 \| 500096	2%	₹926 Cr	18,846,663 ↑ 1,683,950
GAIL (India) Ltd (Utilities) Equity, Since 28 Feb 21 \| 532155	2%	₹917 Cr	51,993,788

9. SBI Magnum Mid Cap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies.

Research Highlights for SBI Magnum Mid Cap Fund

Upper mid AUM (₹22,012 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 25.51% (upper mid).
3Y return: 16.81% (upper mid).
1Y return: -0.74% (bottom quartile).
Alpha: -5.19 (bottom quartile).
Sharpe: -0.81 (bottom quartile).
Information ratio: -1.20 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding CRISIL Ltd (~3.2%).

Below is the key information for SBI Magnum Mid Cap Fund

SBI Magnum Mid Cap Fund Growth
Launch Date	29 Mar 05
NAV (29 Oct 25)	₹234.193 ↑ 1.68 (0.72 %)
Net Assets (Cr)	₹22,012 on 31 Aug 25
Category	Equity - Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.81
Information Ratio	-1.2
Alpha Ratio	-5.19
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,785
30 Sep 22	₹19,927
30 Sep 23	₹24,239
30 Sep 24	₹33,386
30 Sep 25	₹30,143

SBI Magnum Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for SBI Magnum Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	4%
1 Year	-0.7%
3 Year	16.8%
5 Year	25.5%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.3%
2023	34.5%
2022	3%
2021	52.2%
2020	30.4%
2019	0.1%
2018	-18%
2017	33.5%
2016	5%
2015	14.9%

Fund Manager information for SBI Magnum Mid Cap Fund

Name	Since	Tenure
Bhavin Vithlani	1 Apr 24	1.5 Yr.

Data below for SBI Magnum Mid Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	25.65%
Consumer Cyclical	18.1%
Basic Materials	11.85%
Industrials	11.3%
Health Care	8.66%
Real Estate	4.48%
Consumer Defensive	4.37%
Technology	3.65%
Utility	2.58%
Communication Services	1.54%
Energy	1.5%

Asset Allocation

Asset Class	Value
Cash	6.32%
Equity	93.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CRISIL Ltd (Financial Services) Equity, Since 30 Apr 21 \| CRISIL	3%	₹702 Cr	1,582,641
Shree Cement Ltd (Basic Materials) Equity, Since 30 Nov 24 \| 500387	3%	₹658 Cr	225,000
Sundaram Finance Ltd (Financial Services) Equity, Since 30 Sep 22 \| SUNDARMFIN	3%	₹657 Cr	1,490,000
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Jan 15 \| M&MFIN	3%	₹619 Cr	22,500,000
Schaeffler India Ltd (Consumer Cyclical) Equity, Since 28 Feb 14 \| SCHAEFFLER	3%	₹617 Cr	1,465,810
Torrent Power Ltd (Utilities) Equity, Since 30 Jun 19 \| 532779	3%	₹573 Cr	4,700,000
HDB Financial Services Ltd (Financial Services) Equity, Since 31 Jul 25 \| HDBFS	3%	₹563 Cr	7,500,000
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 Oct 20 \| 500493	2%	₹546 Cr	4,500,000
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| FEDERALBNK	2%	₹521 Cr	27,000,000
FSN E-Commerce Ventures Ltd (Consumer Cyclical) Equity, Since 31 Jul 23 \| 543384	2%	₹519 Cr	22,336,624

10. SBI Infrastructure Fund

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments.

Research Highlights for SBI Infrastructure Fund

Bottom quartile AUM (₹4,836 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 28.00% (top quartile).
3Y return: 22.80% (top quartile).
1Y return: -1.86% (bottom quartile).
Alpha: -8.12 (bottom quartile).
Sharpe: -0.96 (bottom quartile).
Information ratio: -0.01 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding Larsen & Toubro Ltd (~9.9%).

Below is the key information for SBI Infrastructure Fund

SBI Infrastructure Fund Growth
Launch Date	6 Jul 07
NAV (29 Oct 25)	₹49.9617 ↑ 0.58 (1.18 %)
Net Assets (Cr)	₹4,836 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.92
Sharpe Ratio	-0.96
Information Ratio	-0.01
Alpha Ratio	-8.12
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,060
30 Sep 22	₹18,398
30 Sep 23	₹24,454
30 Sep 24	₹38,041
30 Sep 25	₹33,292

SBI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for SBI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25

Duration	Returns
1 Month	4.2%
3 Month	2.8%
6 Month	4.4%
1 Year	-1.9%
3 Year	22.8%
5 Year	28%
10 Year
15 Year
Since launch	9.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.8%
2023	49.7%
2022	9.3%
2021	48.3%
2020	8.2%
2019	10.2%
2018	-18.1%
2017	41.7%
2016	9.3%
2015	2.7%

Fund Manager information for SBI Infrastructure Fund

Name	Since	Tenure
Bhavin Vithlani	1 Jan 22	3.75 Yr.

Data below for SBI Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	33.92%
Basic Materials	14.67%
Financial Services	13.48%
Energy	10.54%
Utility	10.45%
Communication Services	5.3%
Real Estate	2.75%
Consumer Cyclical	1.02%

Asset Allocation

Asset Class	Value
Cash	7.89%
Equity	92.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	10%	₹476 Cr	1,300,000
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 19 \| RELIANCE	9%	₹436 Cr	3,200,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Jul 22 \| 500387	6%	₹293 Cr	100,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 07 \| BHARTIARTL	5%	₹254 Cr	1,350,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Dec 19 \| 532538	4%	₹183 Cr	150,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| HDFCBANK	4%	₹181 Cr	1,900,000 ↓ -500,000
Grindwell Norton Ltd (Industrials) Equity, Since 31 Jul 24 \| 506076	3%	₹159 Cr	1,000,000
State Bank of India (Financial Services) Equity, Since 31 Jul 25 \| SBIN	3%	₹157 Cr	1,800,000
Siemens Ltd (Industrials) Equity, Since 31 May 25 \| 500550	3%	₹156 Cr	500,000
Adani Energy Solutions Ltd (Utilities) Equity, Since 31 May 25 \| ADANIENSOL	3%	₹154 Cr	1,765,000

কিভাবে SIP বিনিয়োগ বৃদ্ধি পায়?

আপনি একটি নির্দিষ্ট সময়ের জন্য মাসিক একটি নির্দিষ্ট পরিমাণ বিনিয়োগ করলে আপনার SIP বিনিয়োগ কীভাবে বাড়বে তা জানতে চান? আমরা আপনাকে একটি উদাহরণ দিয়ে ব্যাখ্যা করব।

এসআইপি ক্যালকুলেটর বা এসআইপি রিটার্ন ক্যালকুলেটর

এসআইপি ক্যালকুলেটর সাধারণত ইনপুট নেয় যেমন এসআইপি বিনিয়োগের পরিমাণ (লক্ষ্য), বিনিয়োগের জন্য কত বছর প্রয়োজন, প্রত্যাশিতমুদ্রাস্ফীতি হার (এর জন্য একটি অ্যাকাউন্ট প্রয়োজন!) এবং প্রত্যাশিত রিটার্ন। সুতরাং, কেউ একটি লক্ষ্য অর্জনের জন্য প্রয়োজনীয় এসআইপি রিটার্ন গণনা করতে পারে!

ধরুন, আপনি যদি 10 টাকা বিনিয়োগ করেন,000 10 বছরের জন্য, দেখুন কিভাবে আপনার SIP বিনিয়োগ বৃদ্ধি পায়-

মাসিক বিনিয়োগ: INR 10,000

বিনিয়োগের সময়কাল: 10 বছর

মোট বিনিয়োগকৃত পরিমাণ: INR 12,00,000

দীর্ঘমেয়াদী বৃদ্ধির হার (প্রায়): 15%

অনুযায়ী প্রত্যাশিত রিটার্নচুমুক ক্যালকুলেটর: INR 27,86,573

মোট লাভ: INR 15,86,573 (পরম প্রত্যাবর্তন= 132.2%)

উপরের গণনাগুলি দেখায় যে আপনি যদি 10 বছরের জন্য মাসে 10,000 টাকা বিনিয়োগ করেন (মোট INR12,00,000) তুমি উপার্জন করবেINR 27,86,573, যার মানে আপনি যে নেট লাভ করেন তাINR 15,86,573. এটা কি দারুণ না!

এসবিআই মিউচুয়াল ফান্ড এসআইপি অনলাইনে কীভাবে বিনিয়োগ করবেন?

Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন।

আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন

নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!

এবার শুরু করা যাক

SBI-এর সাথে আপনার লক্ষ্য পরিকল্পনা করুনযৌথ পুঁজি, তাদের কাছে পৌঁছানোর জন্য SIP ব্যবহার করুন!

FAQs

1. আমি কখন SIP-এ বিনিয়োগ করতে পারি?

ক: একটি SIP-এ বিনিয়োগ শুরু করার কোনো নির্দিষ্ট সময় নেই। আপনি বছরের যেকোনো সময় আপনার বিনিয়োগ শুরু করতে পারেন। সুতরাং, আপনার আর্থিক মূল্যায়ন শুরু করুন এবং নিশ্চিত করুন যে আপনি একটি নির্দিষ্ট সময়ে বিনিয়োগের জন্য প্রস্তুত।

2. SIP-এ বিনিয়োগ করার সময় আমার কি দীর্ঘমেয়াদী লক্ষ্যগুলি মাথায় রাখা উচিত?

ক: আদর্শভাবে, এসআইপি আপনার দীর্ঘমেয়াদী লক্ষ্যগুলির একটি অংশ হওয়া উচিত। প্রাথমিক কারণ হল আরও বর্ধিত সময়কাল, সম্ভবত সংক্ষিপ্ত মেয়াদের তুলনায় ভাল রিটার্ন তৈরি করা।

3. মিউচুয়াল ফান্ডে চক্রবৃদ্ধির ক্ষমতা কী?

ক: আপনি যখন একটি মিউচুয়াল ফান্ডে নিয়মিত বিনিয়োগ করেন, তখন আপনি একটি চক্রবৃদ্ধি সুদ অর্জন করেন এবং শুধুমাত্র বিনিয়োগকৃত মূল পরিমাণে সুদ পান না। এটি চক্রবৃদ্ধি বার্ষিক বৃদ্ধির হার হিসাবে গণনা করা হয়সিএজিআর. দীর্ঘমেয়াদে, চক্রবৃদ্ধি প্রভাব আপনার বিনিয়োগকে বহুগুণ বাড়িয়ে দেয়। অন্য কথায়, চক্রবৃদ্ধি প্রভাবের সাহায্যে, আপনি এসআইপি বিনিয়োগে যে রিটার্ন অর্জন করেন তাও রিটার্ন তৈরি করে।

4. কেন আমি এসবিআই এসআইপি-তে বিনিয়োগ করার কথা বিবেচনা করব?

ক: এসবিআই এসআইপিতে বিনিয়োগ করার প্রাথমিক কারণ হল এতে প্রবেশের পয়েন্ট কম। আপনি ন্যূনতম 500 টাকা বিনিয়োগের সাথে যেকোনো উপযুক্ত SIP-এ বিনিয়োগ শুরু করতে পারেন। এটি SBI SIP-কে বিনিয়োগের জন্য সহজ করে তোলে, বিশেষ করে যদি আপনি SIP-এ বিনিয়োগ শুরু করতে চান।

5. SBI কি একাধিক SIP অফার করে?

ক: হ্যাঁ, আপনি যদি এসআইপি-তে বিনিয়োগের বিষয়ে একাধিক বিকল্প পেতে চান, তাহলে এসবিআই সবচেয়ে নির্ভরযোগ্য এবং সেরা ব্যাঙ্কগুলির মধ্যে একটি হিসাবে প্রমাণিত হতে পারে। আপনি SBI Large এ বিনিয়োগ করতে বেছে নিতে পারেনমিড-ক্যাপ এসআইপি, যেখানে আপনি বড় এবং মাঝারি আকারের মূলধনের ইক্যুইটি স্টকগুলিতে আপনার বিনিয়োগকে বৈচিত্র্যময় করতে পারেন। এটি আপনাকে বিনিয়োগে ভাল আয়ের নিশ্চয়তা দেবে। কিন্তু, যদি আপনি চানএকটি এসআইপিতে বিনিয়োগ করুন স্বাস্থ্যসেবা ইক্যুইটির উপর ভিত্তি করে, এসবিআই হেলথকেয়ার সুযোগের ফানগুলিতে বিনিয়োগ করার কথা বিবেচনা করুন যা একটি শক্তিশালী রিটার্ন দেখিয়েছে14.3% এটি চালু হওয়ার পর থেকে।

6. রুপি খরচ গড় কি?

ক: রুপির গড় ব্যয় শুধুমাত্র ব্যক্তিদের এসআইপি-তে বিনিয়োগ করতে উৎসাহিত করে না, কিন্তু তাদের বাজারের অস্থিরতার সুবিধা নিতে দেয়। যদি SBI SIP-এর NAV কমে যায়, তাহলে একটি হিসাবেবিনিয়োগকারী, আপনি থেকে আরো ইউনিট পাবেনব্যাংক, এবং যদি SIP এর NAV বেড়ে যায়, আপনি কম ইউনিট পাবেন। যেভাবেই হোক, আপনি লাভের জন্য দাঁড়াবেন।

7. 5 লক্ষ টাকা রিটার্ন পেতে SBI SIP-এ আমার কতটা বিনিয়োগ করা উচিত তার গড় আমি কি পেতে পারি?

ক: আপনি যদি SBI SIP-এ 5 বছরের জন্য বিনিয়োগ করেন, তাহলে আপনার 10% প্রত্যাশিত রিটার্নে প্রতি মাসে Rs.6403.00 বিনিয়োগ করার কথা বিবেচনা করা উচিত। যদি প্রত্যাশিত রিটার্ন বাড়ে, তাহলে মাসিক বিনিয়োগের পরিমাণ কমে যায়।

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।