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10 সেরা SBI MF SIP ফান্ড 2022 | সেরা এসবিআই এসআইপি ইক্যুইটি ফান্ড

ফিনক্যাশ »এসবিআই মিউচুয়াল ফান্ড »সেরা এসবিআই এসআইপি ফান্ড

10টি সেরা SBI MF SIP ফান্ড 2022৷

Updated on June 29, 2025 , 183607 views

চুমুক বা পদ্ধতিগতবিনিয়োগ পরিকল্পনা একটি মহান উপায়মিউচুয়াল ফান্ডে বিনিয়োগ করুন. দ্বারা দেওয়া SIP পরিকল্পনাএসবিআই মিউচুয়াল ফান্ড নিয়মিত একটি নির্দিষ্ট পরিমাণ সংরক্ষণ করার একটি দুর্দান্ত উপায়ভিত্তি যেমন সাপ্তাহিক/মাসিক/ত্রৈমাসিক। এটি নিয়মিত সঞ্চয়কে উৎসাহিত করে এবং এর সুবিধাও দেয়যৌগিক শক্তি.

SBI

একটি এসআইপি প্ল্যানের মাধ্যমে আপনি শক্তিশালী সম্পদ তৈরি করতে সহজেই দীর্ঘ সময়ের জন্য বিনিয়োগ করতে পারেন। যেহেতু, পরিমাণটি নিয়মিত বিরতিতে বিনিয়োগ করা হয়, এটি এর প্রভাবও হ্রাস করেবাজার অস্থিরতা সঙ্গে একটিএসআইপি বিনিয়োগ, বিনিয়োগকারীরা তাদের বিভিন্ন লক্ষ্য যেমন অবসর গ্রহণ, বিয়ে, বাড়ি/গাড়ি কেনা বা এমনকি উচ্চ শিক্ষা ইত্যাদির পরিকল্পনা করতে পারে।

কেন এসবিআই মিউচুয়াল ফান্ড এসআইপিতে বিনিয়োগ করবেন?

  1. SBI MF-এর সাথে একটি সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যান করার জন্য একটি বিশাল পরিমাণের প্রয়োজন হয় নাবিনিয়োগ যেহেতু শুরুর পরিমাণ 500 টাকার মতো কম।

  2. SBI SIP মিউচুয়াল ফান্ড ছোটবেলা থেকেই সঞ্চয়ের অভ্যাস গড়ে তুলতে উৎসাহিত করে

  3. একটি এসআইপিতে বিনিয়োগ করে কেউ তাদের দীর্ঘমেয়াদী পরিকল্পনা করতে পারেআর্থিক লক্ষ্য যেমন গাড়ি/বাড়ি কেনা, আন্তর্জাতিক ভ্রমণের জন্য সঞ্চয়, সন্তানের শিক্ষার জন্য সঞ্চয়,অবসর পরিকল্পনা অথবা অন্য কোনো সম্পদ কেনার জন্য।

  4. প্রদত্ত যে একটি সুশৃঙ্খল বিনিয়োগ পরিকল্পনা দীর্ঘ সময়ের মধ্যে বিস্তৃত থাকে, কেউ শেয়ার বাজারের সমস্ত সময়কাল, উত্থান এবং আরও গুরুত্বপূর্ণভাবে মন্দাকে ধরে রাখে। মন্দার সময়ে, যখন ভয় বেশির ভাগ বিনিয়োগকারীকে ধরে ফেলে, তখন SIP কিস্তি বিনিয়োগকারীদের "নিম্ন" কেনা নিশ্চিত করে।

সুতরাং, আজই একটি এসআইপি শুরু করুনইক্যুইটি ফান্ড এই শীর্ষ 10 সেরা SBI SIP তহবিলে বিনিয়োগ করে। এই তহবিলগুলি AUM এর মতো নির্দিষ্ট পরামিতিগুলি গ্রহণ করে সংক্ষিপ্ত তালিকাভুক্ত করা হয়েছে,না, অতীত পারফরম্যান্স, পিয়ার গড় রিটার্ন, ইত্যাদি

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ইক্যুইটি ফান্ডে বিনিয়োগের জন্য সেরা এসবিআই মিউচুয়াল ফান্ড এসআইপি

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)Since launch (%)
SBI PSU Fund Growth ₹32.5504
↓ -0.03
₹5,259 500 96.4-1.2393123.58.2
SBI Infrastructure Fund Growth ₹51.0437
↑ 0.22
₹5,060 500 11.22.2-3.83030.120.89.5
SBI Magnum Tax Gain Fund Growth ₹443.605
↓ -0.23
₹29,667 500 9.644.429.628.227.712.5
SBI Healthcare Opportunities Fund Growth ₹432.453
↑ 4.56
₹3,689 500 5.2-12129.324.442.215.6
SBI Contra Fund Growth ₹388.49
↓ -0.51
₹45,496 500 8.43.43.126.333.618.815.1
SBI Banking & Financial Services Fund Growth ₹43.4585
↑ 0.10
₹7,999 500 14.213.616.225.223.419.615.3
SBI Large and Midcap Fund Growth ₹626.275
↑ 1.70
₹31,296 500 9.667.623.326.11817.8
SBI Magnum Mid Cap Fund Growth ₹239.604
↓ -0.80
₹22,406 500 10.41.9222.729.420.317
SBI Small Cap Fund Growth ₹175.071
↓ -0.05
₹34,028 500 12.1-2.3-121.929.124.119.9
SBI Magnum COMMA Fund Growth ₹105.099
↑ 0.37
₹678 500 10.76.74.121.324.610.512.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Jul 25

1. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.9% since its launch.  Ranked 4 in Small Cap category.  Return for 2024 was 24.1% , 2023 was 25.3% and 2022 was 8.1% .

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund
Growth
Launch Date 9 Sep 09
NAV (01 Jul 25) ₹175.071 ↓ -0.05   (-0.03 %)
Net Assets (Cr) ₹34,028 on 31 May 25
Category Equity - Small Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.7
Sharpe Ratio -0.04
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹18,915
30 Jun 22₹19,904
30 Jun 23₹25,328
30 Jun 24₹35,947
30 Jun 25₹36,070

SBI Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 3.9%
3 Month 12.1%
6 Month -2.3%
1 Year -1%
3 Year 21.9%
5 Year 29.1%
10 Year
15 Year
Since launch 19.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 24.1%
2023 25.3%
2022 8.1%
2021 47.6%
2020 33.6%
2019 6.1%
2018 -19.6%
2017 78.7%
2016 1.3%
2015 20.6%
Fund Manager information for SBI Small Cap Fund
NameSinceTenure
R. Srinivasan16 Nov 1311.55 Yr.
Mohan Lal1 May 241.08 Yr.

Data below for SBI Small Cap Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Industrials25.17%
Consumer Cyclical19.62%
Basic Materials12.97%
Financial Services12.74%
Consumer Defensive4.49%
Health Care2.48%
Real Estate1.43%
Communication Services1.39%
Technology1.22%
Utility0.23%
Asset Allocation
Asset ClassValue
Cash18.25%
Equity81.75%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SBFC Finance Ltd (Financial Services)
Equity, Since 31 Aug 23 | SBFC
3%₹1,009 Cr89,318,180
Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 May 20 | KPIL
3%₹900 Cr7,900,000
Chalet Hotels Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | CHALET
3%₹892 Cr9,716,991
E I D Parry India Ltd (Basic Materials)
Equity, Since 31 Jan 24 | EIDPARRY
3%₹886 Cr9,324,049
K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | KPRMILL
3%₹867 Cr7,700,000
Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Jun 23 | 543308
2%₹843 Cr12,323,990
City Union Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | CUB
2%₹815 Cr41,665,000
DOMS Industries Ltd (Industrials)
Equity, Since 31 Dec 23 | DOMS
2%₹808 Cr3,300,000
Deepak Fertilisers & Petrochemicals Corp Ltd (Basic Materials)
Equity, Since 31 Jan 25 | DEEPAKFERT
2%₹781 Cr5,261,203
Finolex Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | FINPIPE
2%₹755 Cr34,595,699

2. SBI Large and Midcap Fund

(Erstwhile SBI Magnum Multiplier Fund)

To provide investors long term capital appreciation/dividend along with the liquidity of an open-ended scheme.

SBI Large and Midcap Fund is a Equity - Large & Mid Cap fund was launched on 25 May 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.8% since its launch.  Ranked 20 in Large & Mid Cap category.  Return for 2024 was 18% , 2023 was 26.8% and 2022 was 7.3% .

Below is the key information for SBI Large and Midcap Fund

SBI Large and Midcap Fund
Growth
Launch Date 25 May 05
NAV (30 Jun 25) ₹626.275 ↑ 1.70   (0.27 %)
Net Assets (Cr) ₹31,296 on 31 May 25
Category Equity - Large & Mid Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.74
Sharpe Ratio 0.31
Information Ratio -0.36
Alpha Ratio 1.15
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹16,842
30 Jun 22₹17,019
30 Jun 23₹21,971
30 Jun 24₹29,630
30 Jun 25₹31,893

SBI Large and Midcap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for SBI Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 4.4%
3 Month 9.6%
6 Month 6%
1 Year 7.6%
3 Year 23.3%
5 Year 26.1%
10 Year
15 Year
Since launch 17.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 18%
2023 26.8%
2022 7.3%
2021 39.3%
2020 15.8%
2019 6.8%
2018 -5.3%
2017 40.5%
2016 0.4%
2015 11.1%
Fund Manager information for SBI Large and Midcap Fund
NameSinceTenure
Saurabh Pant10 Sep 168.73 Yr.

Data below for SBI Large and Midcap Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services28.73%
Basic Materials14.66%
Consumer Cyclical13.81%
Industrials10.07%
Health Care9.98%
Technology6.05%
Consumer Defensive5.85%
Energy3.45%
Utility2.05%
Communication Services1.73%
Asset Allocation
Asset ClassValue
Cash3.62%
Equity96.38%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 11 | HDFCBANK
8%₹2,559 Cr13,157,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 23 | KOTAKBANK
4%₹1,162 Cr5,600,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | AXISBANK
4%₹1,097 Cr9,200,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE
3%₹1,080 Cr7,600,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 09 | SBIN
3%₹934 Cr11,500,000
HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Mar 23 | HDFCAMC
3%₹914 Cr1,910,000
Shree Cement Ltd (Basic Materials)
Equity, Since 30 Apr 23 | SHREECEM
3%₹858 Cr290,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK
3%₹845 Cr5,843,873
Abbott India Ltd (Healthcare)
Equity, Since 30 Sep 22 | ABBOTINDIA
3%₹837 Cr274,878
Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | BERGEPAINT
3%₹816 Cr14,365,784
↑ 740,514

3. SBI Bluechip Fund

(Erstwhile SBI Blue Chip Fund)

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index.

SBI Bluechip Fund is a Equity - Large Cap fund was launched on 14 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.3% since its launch.  Ranked 9 in Large Cap category.  Return for 2024 was 12.5% , 2023 was 22.6% and 2022 was 4.4% .

Below is the key information for SBI Bluechip Fund

SBI Bluechip Fund
Growth
Launch Date 14 Feb 06
NAV (01 Jul 25) ₹94.0146 ↓ -0.06   (-0.06 %)
Net Assets (Cr) ₹52,251 on 31 May 25
Category Equity - Large Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.59
Sharpe Ratio 0.32
Information Ratio -0.17
Alpha Ratio 0.57
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹15,517
30 Jun 22₹15,655
30 Jun 23₹19,684
30 Jun 24₹24,734
30 Jun 25₹26,529

SBI Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for SBI Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 3%
3 Month 10.4%
6 Month 6.7%
1 Year 6.5%
3 Year 19%
5 Year 21.3%
10 Year
15 Year
Since launch 12.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 12.5%
2023 22.6%
2022 4.4%
2021 26.1%
2020 16.3%
2019 11.6%
2018 -4.1%
2017 30.2%
2016 4.8%
2015 8%
Fund Manager information for SBI Bluechip Fund
NameSinceTenure
Saurabh Pant1 Apr 241.17 Yr.
Pradeep Kesavan1 Apr 241.17 Yr.

Data below for SBI Bluechip Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services34.88%
Consumer Cyclical12.73%
Consumer Defensive8.91%
Energy7.89%
Industrials7.76%
Technology7.16%
Basic Materials6.79%
Health Care6.29%
Communication Services2.91%
Real Estate1.13%
Utility1.05%
Asset Allocation
Asset ClassValue
Cash2.49%
Equity97.51%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK
10%₹4,998 Cr25,700,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | ICICIBANK
8%₹4,193 Cr29,000,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 15 | RELIANCE
8%₹4,121 Cr29,000,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 09 | LT
5%₹2,720 Cr7,400,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 16 | KOTAKBANK
4%₹2,278 Cr10,980,000
↑ 444,989
Infosys Ltd (Technology)
Equity, Since 30 Nov 17 | INFY
4%₹2,141 Cr13,700,000
Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB
3%₹1,806 Cr2,731,710
Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 Oct 14 | BRITANNIA
3%₹1,694 Cr3,073,593
Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 19 | EICHERMOT
3%₹1,643 Cr3,080,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | AXISBANK
3%₹1,639 Cr13,750,000

4. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

SBI Magnum COMMA Fund is a Equity - Sectoral fund was launched on 8 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 12.6% since its launch.  Ranked 9 in Sectoral category.  Return for 2024 was 10.5% , 2023 was 32.3% and 2022 was -6.6% .

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund
Growth
Launch Date 8 Aug 05
NAV (01 Jul 25) ₹105.099 ↑ 0.37   (0.35 %)
Net Assets (Cr) ₹678 on 31 May 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.58
Sharpe Ratio 0
Information Ratio -0.21
Alpha Ratio 6.37
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹18,618
30 Jun 22₹17,130
30 Jun 23₹20,035
30 Jun 24₹28,941
30 Jun 25₹30,164

SBI Magnum COMMA Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 3.3%
3 Month 10.7%
6 Month 6.7%
1 Year 4.1%
3 Year 21.3%
5 Year 24.6%
10 Year
15 Year
Since launch 12.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.5%
2023 32.3%
2022 -6.6%
2021 52%
2020 23.9%
2019 11.8%
2018 -18.7%
2017 39.2%
2016 32.3%
2015 -6.1%
Fund Manager information for SBI Magnum COMMA Fund
NameSinceTenure
Dinesh Balachandran1 Jun 241 Yr.

Data below for SBI Magnum COMMA Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Basic Materials48.4%
Energy27.65%
Utility8.94%
Consumer Defensive8.29%
Consumer Cyclical4.01%
Asset Allocation
Asset ClassValue
Cash2.71%
Equity97.29%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL
9%₹61 Cr3,776,000
Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE
9%₹60 Cr424,732
UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | ULTRACEMCO
6%₹38 Cr34,000
CESC Ltd (Utilities)
Equity, Since 30 Sep 24 | CESC
5%₹34 Cr2,070,000
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | ONGC
5%₹34 Cr1,400,000
CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | CCL
4%₹30 Cr335,000
↓ -90,000
Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | VEDL
4%₹29 Cr675,000
Arvind Ltd (Consumer Cyclical)
Equity, Since 30 Apr 24 | ARVIND
4%₹27 Cr760,000
Indian Oil Corp Ltd (Energy)
Equity, Since 29 Feb 24 | IOC
4%₹27 Cr1,900,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 24 | POWERGRID
4%₹27 Cr930,000

5. SBI Magnum Multicap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments.

SBI Magnum Multicap Fund is a Equity - Multi Cap fund was launched on 29 Sep 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of since its launch.  Ranked 9 in Multi Cap category.  Return for 2024 was 14.2% , 2023 was 22.8% and 2022 was 0.7% .

Below is the key information for SBI Magnum Multicap Fund

SBI Magnum Multicap Fund
Growth
Launch Date 29 Sep 05
NAV (30 Jun 25) ₹109.505 ↓ -0.44   (-0.40 %)
Net Assets (Cr) ₹21,747 on 31 May 25
Category Equity - Multi Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.72
Sharpe Ratio 0.02
Information Ratio -1.13
Alpha Ratio -2.26
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹15,943
30 Jun 22₹15,872
30 Jun 23₹19,097
30 Jun 24₹24,689
30 Jun 25₹25,382

SBI Magnum Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for SBI Magnum Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 3.5%
3 Month 8.2%
6 Month 2.2%
1 Year 2.8%
3 Year 16.9%
5 Year 20.5%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 14.2%
2023 22.8%
2022 0.7%
2021 30.8%
2020 13.6%
2019 11%
2018 -5.5%
2017 37%
2016 5.8%
2015 9.8%
Fund Manager information for SBI Magnum Multicap Fund
NameSinceTenure
Anup Upadhyay1 Dec 240.5 Yr.
Dinesh Balachandran1 Dec 240.5 Yr.

Data below for SBI Magnum Multicap Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services38.09%
Industrials12.37%
Consumer Cyclical12.05%
Basic Materials9.86%
Energy6.13%
Communication Services4.99%
Technology4.94%
Utility1.98%
Health Care1.97%
Consumer Defensive1.91%
Asset Allocation
Asset ClassValue
Cash5.72%
Equity94.28%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 17 | ICICIBANK
9%₹1,929 Cr13,344,355
↓ -1,600,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | HDFCBANK
8%₹1,826 Cr9,389,654
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK
7%₹1,502 Cr7,239,500
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE
6%₹1,333 Cr9,384,540
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 19 | LT
4%₹954 Cr2,596,034
↑ 1,675,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 24 | MARUTI
4%₹830 Cr674,058
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 16 | BHARTIARTL
4%₹830 Cr4,470,500
Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 25 | BAJFINANCE
3%₹754 Cr821,585
Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Jul 23 | MUTHOOTFIN
3%₹692 Cr3,122,222
↑ 27,178
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Mar 25 | INDIGO
3%₹575 Cr1,078,166

6. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Consumption Opportunities Fund is a Equity - Sectoral fund was launched on 2 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 15.7% since its launch.  Ranked 11 in Sectoral category.  Return for 2024 was 22.8% , 2023 was 29.9% and 2022 was 13.9% .

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund
Growth
Launch Date 2 Jan 13
NAV (01 Jul 25) ₹312.588 ↓ -0.55   (-0.17 %)
Net Assets (Cr) ₹3,052 on 31 May 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.17
Sharpe Ratio 0.1
Information Ratio -0.14
Alpha Ratio -2.7
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹16,341
30 Jun 22₹18,748
30 Jun 23₹24,112
30 Jun 24₹32,355
30 Jun 25₹33,070

SBI Consumption Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 3%
3 Month 7.1%
6 Month -5.2%
1 Year 1%
3 Year 20.4%
5 Year 26.9%
10 Year
15 Year
Since launch 15.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 22.8%
2023 29.9%
2022 13.9%
2021 35.6%
2020 13.9%
2019 0.1%
2018 -2%
2017 53.1%
2016 2.4%
2015 5.3%
Fund Manager information for SBI Consumption Opportunities Fund
NameSinceTenure
Pradeep Kesavan1 Apr 241.17 Yr.
Ashit Desai1 Apr 241.17 Yr.

Data below for SBI Consumption Opportunities Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Consumer Cyclical46.48%
Consumer Defensive31.93%
Industrials5.69%
Communication Services5.05%
Basic Materials4.38%
Asset Allocation
Asset ClassValue
Cash6.48%
Equity93.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
5%₹166 Cr3,960,660
↑ 1,210,660
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 20 | BHARTIARTL
5%₹154 Cr830,000
Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | 533155
5%₹140 Cr2,136,850
Ganesha Ecosphere Ltd (Consumer Cyclical)
Equity, Since 31 May 18 | GANECOS
5%₹139 Cr906,423
↓ -400
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 20 | MARUTI
4%₹136 Cr110,000
↓ -15,000
Britannia Industries Ltd (Consumer Defensive)
Equity, Since 30 Sep 20 | BRITANNIA
4%₹134 Cr244,000
Berger Paints India Ltd (Basic Materials)
Equity, Since 30 Jun 24 | BERGEPAINT
4%₹134 Cr2,350,172
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 22 | HINDUNILVR
4%₹123 Cr525,000
United Breweries Ltd (Consumer Defensive)
Equity, Since 31 May 21 | UBL
4%₹116 Cr588,029
Colgate-Palmolive (India) Ltd (Consumer Defensive)
Equity, Since 31 Aug 23 | COLPAL
3%₹104 Cr425,000

7. SBI Contra Fund

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Contra Fund is a Equity - Contra fund was launched on 6 May 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.1% since its launch.  Ranked 48 in Contra category.  Return for 2024 was 18.8% , 2023 was 38.2% and 2022 was 12.8% .

Below is the key information for SBI Contra Fund

SBI Contra Fund
Growth
Launch Date 6 May 05
NAV (30 Jun 25) ₹388.49 ↓ -0.51   (-0.13 %)
Net Assets (Cr) ₹45,496 on 31 May 25
Category Equity - Contra
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.7
Sharpe Ratio 0.08
Information Ratio 1.53
Alpha Ratio -2.81
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹18,910
30 Jun 22₹21,095
30 Jun 23₹27,978
30 Jun 24₹41,235
30 Jun 25₹42,504

SBI Contra Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹689,048.
Net Profit of ₹389,048
Invest Now

Returns for SBI Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 2.9%
3 Month 8.4%
6 Month 3.4%
1 Year 3.1%
3 Year 26.3%
5 Year 33.6%
10 Year
15 Year
Since launch 15.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 18.8%
2023 38.2%
2022 12.8%
2021 49.9%
2020 30.6%
2019 -1%
2018 -14.3%
2017 40.2%
2016 2.4%
2015 -0.1%
Fund Manager information for SBI Contra Fund
NameSinceTenure
Dinesh Balachandran7 May 187.15 Yr.
Pradeep Kesavan1 Dec 231.58 Yr.

Data below for SBI Contra Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services22.85%
Energy9.72%
Basic Materials7.54%
Health Care6.72%
Consumer Cyclical6.42%
Consumer Defensive6.32%
Technology6.31%
Utility4.81%
Industrials3.77%
Communication Services2.97%
Real Estate1.38%
Asset Allocation
Asset ClassValue
Cash20.95%
Equity78.83%
Debt0.22%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 16 | HDFCBANK
9%₹3,933 Cr20,224,629
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 23 | RELIANCE
6%₹2,802 Cr19,717,567
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 20 | ITC
4%₹1,621 Cr38,766,741
↑ 12,000,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | KOTAKBANK
3%₹1,329 Cr6,405,768
GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 21 | 532155
2%₹987 Cr51,993,788
Punjab National Bank (Financial Services)
Equity, Since 30 Sep 22 | PNB
2%₹893 Cr84,411,174
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jul 22 | TATASTEEL
2%₹853 Cr52,995,525
Torrent Power Ltd (Utilities)
Equity, Since 31 Oct 21 | TORNTPOWER
2%₹847 Cr6,163,300
Dabur India Ltd (Consumer Defensive)
Equity, Since 31 Dec 23 | DABUR
2%₹823 Cr17,046,663
Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | INDUSTOWER
2%₹764 Cr19,886,692

8. SBI Magnum Equity ESG Fund

(Erstwhile SBI Magnum Equity Fund)

To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments.

SBI Magnum Equity ESG Fund is a Equity - Sectoral fund was launched on 27 Nov 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.7% since its launch.  Ranked 47 in Sectoral category.  Return for 2024 was 12.1% , 2023 was 24.6% and 2022 was -2.3% .

Below is the key information for SBI Magnum Equity ESG Fund

SBI Magnum Equity ESG Fund
Growth
Launch Date 27 Nov 06
NAV (01 Jul 25) ₹242.079 ↓ -0.63   (-0.26 %)
Net Assets (Cr) ₹5,715 on 31 May 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.97
Sharpe Ratio 0.17
Information Ratio 0.09
Alpha Ratio -1.78
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹15,327
30 Jun 22₹15,222
30 Jun 23₹18,537
30 Jun 24₹24,323
30 Jun 25₹25,257

SBI Magnum Equity ESG Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for SBI Magnum Equity ESG Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 2.2%
3 Month 10%
6 Month 5%
1 Year 2.9%
3 Year 18%
5 Year 20.1%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 12.1%
2023 24.6%
2022 -2.3%
2021 30.3%
2020 13.5%
2019 14.8%
2018 3.3%
2017 24.1%
2016 4.5%
2015 2.4%
Fund Manager information for SBI Magnum Equity ESG Fund
NameSinceTenure
Rohit Shimpi1 Jan 223.42 Yr.

Data below for SBI Magnum Equity ESG Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services35.76%
Consumer Cyclical14.95%
Industrials14.43%
Technology12.67%
Basic Materials5.3%
Health Care3.85%
Energy3.52%
Consumer Defensive3.1%
Utility1.52%
Real Estate1.1%
Asset Allocation
Asset ClassValue
Cash3.81%
Equity96.19%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
9%₹538 Cr2,767,400
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 09 | ICICIBANK
8%₹475 Cr3,285,000
Infosys Ltd (Technology)
Equity, Since 28 Feb 03 | INFY
5%₹299 Cr1,911,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | AXISBANK
5%₹273 Cr2,290,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 16 | LT
5%₹269 Cr731,709
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 22 | KOTAKBANK
4%₹214 Cr1,033,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Nov 17 | TCS
4%₹201 Cr581,034
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 24 | RELIANCE
4%₹201 Cr1,415,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MARUTI
4%₹201 Cr163,000
State Bank of India (Financial Services)
Equity, Since 28 Feb 09 | SBIN
3%₹197 Cr2,430,000

9. SBI Magnum Mid Cap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies.

SBI Magnum Mid Cap Fund is a Equity - Mid Cap fund was launched on 29 Mar 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17% since its launch.  Ranked 28 in Mid Cap category.  Return for 2024 was 20.3% , 2023 was 34.5% and 2022 was 3% .

Below is the key information for SBI Magnum Mid Cap Fund

SBI Magnum Mid Cap Fund
Growth
Launch Date 29 Mar 05
NAV (01 Jul 25) ₹239.604 ↓ -0.80   (-0.33 %)
Net Assets (Cr) ₹22,406 on 31 May 25
Category Equity - Mid Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.77
Sharpe Ratio 0.18
Information Ratio -1.09
Alpha Ratio -1.03
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹18,249
30 Jun 22₹19,685
30 Jun 23₹25,657
30 Jun 24₹35,516
30 Jun 25₹36,595

SBI Magnum Mid Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Returns for SBI Magnum Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 2.9%
3 Month 10.4%
6 Month 1.9%
1 Year 2%
3 Year 22.7%
5 Year 29.4%
10 Year
15 Year
Since launch 17%
Historical performance (Yearly) on absolute basis
YearReturns
2024 20.3%
2023 34.5%
2022 3%
2021 52.2%
2020 30.4%
2019 0.1%
2018 -18%
2017 33.5%
2016 5%
2015 14.9%
Fund Manager information for SBI Magnum Mid Cap Fund
NameSinceTenure
Bhavin Vithlani1 Apr 241.17 Yr.

Data below for SBI Magnum Mid Cap Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Financial Services19.78%
Consumer Cyclical19.45%
Health Care12.69%
Industrials12.62%
Basic Materials10%
Technology4.97%
Consumer Defensive4.13%
Real Estate3.83%
Utility2.88%
Communication Services1.71%
Energy1.38%
Asset Allocation
Asset ClassValue
Cash6.48%
Equity93.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
CRISIL Ltd (Financial Services)
Equity, Since 30 Apr 21 | CRISIL
4%₹840 Cr1,600,000
Sundaram Finance Ltd (Financial Services)
Equity, Since 30 Sep 22 | SUNDARMFIN
3%₹765 Cr1,490,000
Tata Elxsi Ltd (Technology)
Equity, Since 31 Dec 24 | TATAELXSI
3%₹676 Cr1,050,000
Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 14 | SCHAEFFLER
3%₹670 Cr1,600,000
Shree Cement Ltd (Basic Materials)
Equity, Since 30 Nov 24 | SHREECEM
3%₹666 Cr225,000
Torrent Power Ltd (Utilities)
Equity, Since 30 Jun 19 | TORNTPOWER
3%₹646 Cr4,700,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Sep 21 | MAXHEALTH
3%₹619 Cr5,500,000
GlaxoSmithKline Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Dec 19 | GLAXO
2%₹560 Cr1,696,276
Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Oct 20 | BHARATFORG
2%₹558 Cr4,500,000
The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | FEDERALBNK
2%₹546 Cr27,000,000

10. SBI Infrastructure Fund

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments.

SBI Infrastructure Fund is a Equity - Sectoral fund was launched on 6 Jul 07. It is a fund with High risk and has given a CAGR/Annualized return of 9.5% since its launch.  Ranked 18 in Sectoral category.  Return for 2024 was 20.8% , 2023 was 49.7% and 2022 was 9.3% .

Below is the key information for SBI Infrastructure Fund

SBI Infrastructure Fund
Growth
Launch Date 6 Jul 07
NAV (01 Jul 25) ₹51.0437 ↑ 0.22   (0.43 %)
Net Assets (Cr) ₹5,060 on 31 May 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.21
Sharpe Ratio -0.12
Information Ratio 0.47
Alpha Ratio -1.69
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹16,059
30 Jun 22₹17,253
30 Jun 23₹22,952
30 Jun 24₹38,763
30 Jun 25₹37,314

SBI Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208
Invest Now

Returns for SBI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25

DurationReturns
1 Month 3.1%
3 Month 11.2%
6 Month 2.2%
1 Year -3.8%
3 Year 30%
5 Year 30.1%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 20.8%
2023 49.7%
2022 9.3%
2021 48.3%
2020 8.2%
2019 10.2%
2018 -18.1%
2017 41.7%
2016 9.3%
2015 2.7%
Fund Manager information for SBI Infrastructure Fund
NameSinceTenure
Bhavin Vithlani1 Jan 223.5 Yr.

Data below for SBI Infrastructure Fund as on 31 May 25

Equity Sector Allocation
SectorValue
Industrials30.96%
Financial Services15.59%
Basic Materials12.44%
Energy12.2%
Communication Services9.3%
Utility6.71%
Real Estate3.29%
Consumer Cyclical3.01%
Asset Allocation
Asset ClassValue
Cash6.5%
Equity93.5%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 19 | RELIANCE
10%₹490 Cr3,450,000
↓ -350,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT
8%₹404 Cr1,100,000
Shree Cement Ltd (Basic Materials)
Equity, Since 31 Jul 22 | SHREECEM
6%₹296 Cr100,000
Indian Energy Exchange Ltd (Financial Services)
Equity, Since 31 Jan 24 | IEX
6%₹281 Cr14,000,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 07 | BHARTIARTL
6%₹278 Cr1,500,000
Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | INDUSTOWER
4%₹192 Cr5,000,000
Grindwell Norton Ltd (Industrials)
Equity, Since 31 Jul 24 | GRINDWELL
4%₹180 Cr1,000,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Dec 19 | ULTRACEMCO
3%₹168 Cr150,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | HDFCBANK
3%₹167 Cr860,000
Torrent Power Ltd (Utilities)
Equity, Since 31 May 22 | TORNTPOWER
3%₹163 Cr1,187,325
↓ -211,278

কিভাবে SIP বিনিয়োগ বৃদ্ধি পায়?

আপনি একটি নির্দিষ্ট সময়ের জন্য মাসিক একটি নির্দিষ্ট পরিমাণ বিনিয়োগ করলে আপনার SIP বিনিয়োগ কীভাবে বাড়বে তা জানতে চান? আমরা আপনাকে একটি উদাহরণ দিয়ে ব্যাখ্যা করব।

এসআইপি ক্যালকুলেটর বা এসআইপি রিটার্ন ক্যালকুলেটর

এসআইপি ক্যালকুলেটর সাধারণত ইনপুট নেয় যেমন এসআইপি বিনিয়োগের পরিমাণ (লক্ষ্য), বিনিয়োগের জন্য কত বছর প্রয়োজন, প্রত্যাশিতমুদ্রাস্ফীতি হার (এর জন্য একটি অ্যাকাউন্ট প্রয়োজন!) এবং প্রত্যাশিত রিটার্ন। সুতরাং, কেউ একটি লক্ষ্য অর্জনের জন্য প্রয়োজনীয় এসআইপি রিটার্ন গণনা করতে পারে!

ধরুন, আপনি যদি 10 টাকা বিনিয়োগ করেন,000 10 বছরের জন্য, দেখুন কিভাবে আপনার SIP বিনিয়োগ বৃদ্ধি পায়-

মাসিক বিনিয়োগ: INR 10,000

বিনিয়োগের সময়কাল: 10 বছর

মোট বিনিয়োগকৃত পরিমাণ: INR 12,00,000

দীর্ঘমেয়াদী বৃদ্ধির হার (প্রায়): 15%

অনুযায়ী প্রত্যাশিত রিটার্নচুমুক ক্যালকুলেটর: INR 27,86,573

মোট লাভ: INR 15,86,573 (পরম প্রত্যাবর্তন= 132.2%)

উপরের গণনাগুলি দেখায় যে আপনি যদি 10 বছরের জন্য মাসে 10,000 টাকা বিনিয়োগ করেন (মোট INR12,00,000) তুমি উপার্জন করবেINR 27,86,573, যার মানে আপনি যে নেট লাভ করেন তাINR 15,86,573. এটা কি দারুণ না!

এসবিআই মিউচুয়াল ফান্ড এসআইপি অনলাইনে কীভাবে বিনিয়োগ করবেন?

  1. Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন।

  2. আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন

  3. নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!

    এবার শুরু করা যাক

SBI-এর সাথে আপনার লক্ষ্য পরিকল্পনা করুনযৌথ পুঁজি, তাদের কাছে পৌঁছানোর জন্য SIP ব্যবহার করুন!

FAQs

1. আমি কখন SIP-এ বিনিয়োগ করতে পারি?

ক: একটি SIP-এ বিনিয়োগ শুরু করার কোনো নির্দিষ্ট সময় নেই। আপনি বছরের যেকোনো সময় আপনার বিনিয়োগ শুরু করতে পারেন। সুতরাং, আপনার আর্থিক মূল্যায়ন শুরু করুন এবং নিশ্চিত করুন যে আপনি একটি নির্দিষ্ট সময়ে বিনিয়োগের জন্য প্রস্তুত।

2. SIP-এ বিনিয়োগ করার সময় আমার কি দীর্ঘমেয়াদী লক্ষ্যগুলি মাথায় রাখা উচিত?

ক: আদর্শভাবে, এসআইপি আপনার দীর্ঘমেয়াদী লক্ষ্যগুলির একটি অংশ হওয়া উচিত। প্রাথমিক কারণ হল আরও বর্ধিত সময়কাল, সম্ভবত সংক্ষিপ্ত মেয়াদের তুলনায় ভাল রিটার্ন তৈরি করা।

3. মিউচুয়াল ফান্ডে চক্রবৃদ্ধির ক্ষমতা কী?

ক: আপনি যখন একটি মিউচুয়াল ফান্ডে নিয়মিত বিনিয়োগ করেন, তখন আপনি একটি চক্রবৃদ্ধি সুদ অর্জন করেন এবং শুধুমাত্র বিনিয়োগকৃত মূল পরিমাণে সুদ পান না। এটি চক্রবৃদ্ধি বার্ষিক বৃদ্ধির হার হিসাবে গণনা করা হয়সিএজিআর. দীর্ঘমেয়াদে, চক্রবৃদ্ধি প্রভাব আপনার বিনিয়োগকে বহুগুণ বাড়িয়ে দেয়। অন্য কথায়, চক্রবৃদ্ধি প্রভাবের সাহায্যে, আপনি এসআইপি বিনিয়োগে যে রিটার্ন অর্জন করেন তাও রিটার্ন তৈরি করে।

4. কেন আমি এসবিআই এসআইপি-তে বিনিয়োগ করার কথা বিবেচনা করব?

ক: এসবিআই এসআইপিতে বিনিয়োগ করার প্রাথমিক কারণ হল এতে প্রবেশের পয়েন্ট কম। আপনি ন্যূনতম 500 টাকা বিনিয়োগের সাথে যেকোনো উপযুক্ত SIP-এ বিনিয়োগ শুরু করতে পারেন। এটি SBI SIP-কে বিনিয়োগের জন্য সহজ করে তোলে, বিশেষ করে যদি আপনি SIP-এ বিনিয়োগ শুরু করতে চান।

5. SBI কি একাধিক SIP অফার করে?

ক: হ্যাঁ, আপনি যদি এসআইপি-তে বিনিয়োগের বিষয়ে একাধিক বিকল্প পেতে চান, তাহলে এসবিআই সবচেয়ে নির্ভরযোগ্য এবং সেরা ব্যাঙ্কগুলির মধ্যে একটি হিসাবে প্রমাণিত হতে পারে। আপনি SBI Large এ বিনিয়োগ করতে বেছে নিতে পারেনমিড-ক্যাপ এসআইপি, যেখানে আপনি বড় এবং মাঝারি আকারের মূলধনের ইক্যুইটি স্টকগুলিতে আপনার বিনিয়োগকে বৈচিত্র্যময় করতে পারেন। এটি আপনাকে বিনিয়োগে ভাল আয়ের নিশ্চয়তা দেবে। কিন্তু, যদি আপনি চানএকটি এসআইপিতে বিনিয়োগ করুন স্বাস্থ্যসেবা ইক্যুইটির উপর ভিত্তি করে, এসবিআই হেলথকেয়ার সুযোগের ফানগুলিতে বিনিয়োগ করার কথা বিবেচনা করুন যা একটি শক্তিশালী রিটার্ন দেখিয়েছে14.3% এটি চালু হওয়ার পর থেকে।

6. রুপি খরচ গড় কি?

ক: রুপির গড় ব্যয় শুধুমাত্র ব্যক্তিদের এসআইপি-তে বিনিয়োগ করতে উৎসাহিত করে না, কিন্তু তাদের বাজারের অস্থিরতার সুবিধা নিতে দেয়। যদি SBI SIP-এর NAV কমে যায়, তাহলে একটি হিসাবেবিনিয়োগকারী, আপনি থেকে আরো ইউনিট পাবেনব্যাংক, এবং যদি SIP এর NAV বেড়ে যায়, আপনি কম ইউনিট পাবেন। যেভাবেই হোক, আপনি লাভের জন্য দাঁড়াবেন।

7. 5 লক্ষ টাকা রিটার্ন পেতে SBI SIP-এ আমার কতটা বিনিয়োগ করা উচিত তার গড় আমি কি পেতে পারি?

ক: আপনি যদি SBI SIP-এ 5 বছরের জন্য বিনিয়োগ করেন, তাহলে আপনার 10% প্রত্যাশিত রিটার্নে প্রতি মাসে Rs.6403.00 বিনিয়োগ করার কথা বিবেচনা করা উচিত। যদি প্রত্যাশিত রিটার্ন বাড়ে, তাহলে মাসিক বিনিয়োগের পরিমাণ কমে যায়।

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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Mukesh kumar, posted on 19 Aug 21 3:06 PM

Very nice a lots

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