10টি সেরা SBI MF SIP ফান্ড 2022৷

Updated on August 3, 2026 , 186516 views

চুমুক বা পদ্ধতিগতবিনিয়োগ পরিকল্পনা একটি মহান উপায়মিউচুয়াল ফান্ডে বিনিয়োগ করুন. দ্বারা দেওয়া SIP পরিকল্পনাএসবিআই মিউচুয়াল ফান্ড নিয়মিত একটি নির্দিষ্ট পরিমাণ সংরক্ষণ করার একটি দুর্দান্ত উপায়ভিত্তি যেমন সাপ্তাহিক/মাসিক/ত্রৈমাসিক। এটি নিয়মিত সঞ্চয়কে উৎসাহিত করে এবং এর সুবিধাও দেয়যৌগিক শক্তি.

একটি এসআইপি প্ল্যানের মাধ্যমে আপনি শক্তিশালী সম্পদ তৈরি করতে সহজেই দীর্ঘ সময়ের জন্য বিনিয়োগ করতে পারেন। যেহেতু, পরিমাণটি নিয়মিত বিরতিতে বিনিয়োগ করা হয়, এটি এর প্রভাবও হ্রাস করেবাজার অস্থিরতা সঙ্গে একটিএসআইপি বিনিয়োগ, বিনিয়োগকারীরা তাদের বিভিন্ন লক্ষ্য যেমন অবসর গ্রহণ, বিয়ে, বাড়ি/গাড়ি কেনা বা এমনকি উচ্চ শিক্ষা ইত্যাদির পরিকল্পনা করতে পারে।

কেন এসবিআই মিউচুয়াল ফান্ড এসআইপিতে বিনিয়োগ করবেন?

SBI MF-এর সাথে একটি সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যান করার জন্য একটি বিশাল পরিমাণের প্রয়োজন হয় নাবিনিয়োগ যেহেতু শুরুর পরিমাণ 500 টাকার মতো কম।
SBI SIP মিউচুয়াল ফান্ড ছোটবেলা থেকেই সঞ্চয়ের অভ্যাস গড়ে তুলতে উৎসাহিত করে
একটি এসআইপিতে বিনিয়োগ করে কেউ তাদের দীর্ঘমেয়াদী পরিকল্পনা করতে পারেআর্থিক লক্ষ্য যেমন গাড়ি/বাড়ি কেনা, আন্তর্জাতিক ভ্রমণের জন্য সঞ্চয়, সন্তানের শিক্ষার জন্য সঞ্চয়,অবসর পরিকল্পনা অথবা অন্য কোনো সম্পদ কেনার জন্য।
প্রদত্ত যে একটি সুশৃঙ্খল বিনিয়োগ পরিকল্পনা দীর্ঘ সময়ের মধ্যে বিস্তৃত থাকে, কেউ শেয়ার বাজারের সমস্ত সময়কাল, উত্থান এবং আরও গুরুত্বপূর্ণভাবে মন্দাকে ধরে রাখে। মন্দার সময়ে, যখন ভয় বেশির ভাগ বিনিয়োগকারীকে ধরে ফেলে, তখন SIP কিস্তি বিনিয়োগকারীদের "নিম্ন" কেনা নিশ্চিত করে।

সুতরাং, আজই একটি এসআইপি শুরু করুনইক্যুইটি ফান্ড এই শীর্ষ 10 সেরা SBI SIP তহবিলে বিনিয়োগ করে। এই তহবিলগুলি AUM এর মতো নির্দিষ্ট পরামিতিগুলি গ্রহণ করে সংক্ষিপ্ত তালিকাভুক্ত করা হয়েছে,না, অতীত পারফরম্যান্স, পিয়ার গড় রিটার্ন, ইত্যাদি

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ইক্যুইটি ফান্ডে বিনিয়োগের জন্য সেরা এসবিআই মিউচুয়াল ফান্ড এসআইপি

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)	Since launch (%)
SBI PSU Fund Growth	₹34.6025 ↑ 0.18	₹6,684	500	-3.6	-1.9	11.3	23.9	23	11.3	8
SBI Healthcare Opportunities Fund Growth	₹516.705 ↑ 0.43	₹4,998	500	15.5	25.7	19.3	23.3	17	-3.5	15.7
SBI Magnum COMMA Fund Growth	₹118.137 ↑ 0.89	₹1,150	500	0.4	4.1	14.2	17.8	11.1	12.3	12.5
SBI Focused Equity Fund Growth	₹405.277 ↓ -0.30	₹47,274	500	4.7	7.7	16.8	16.4	13.2	15.7	18.4
SBI Magnum Tax Gain Fund Growth	₹441.508 ↑ 0.26	₹31,839	500	3.3	-1.2	2.6	16.3	15.9	6.6	12
SBI Banking & Financial Services Fund Growth	₹44.2229 ↑ 0.17	₹10,845	500	3	-3.6	5.3	16	12.4	20.4	13.9
SBI Infrastructure Fund Growth	₹51.5146 ↑ 0.11	₹4,852	500	0.8	4.7	7.3	15.9	17.5	-1	9
SBI Large and Midcap Fund Growth	₹665.685 ↑ 1.46	₹40,850	500	5.7	1.4	7.4	14.3	13.9	10.1	17.1
SBI Magnum Equity ESG Fund Growth	₹245.745 ↑ 1.11	₹5,347	500	6	1.4	4.9	13.7	9.9	7.4	9.4
SBI Magnum Mid Cap Fund Growth	₹244.949 ↑ 0.72	₹24,127	500	4.1	5.1	7.4	12.7	14.1	0.4	16.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 5 Aug 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI PSU Fund	SBI Healthcare Opportunities Fund	SBI Magnum COMMA Fund	SBI Focused Equity Fund	SBI Magnum Tax Gain Fund	SBI Banking & Financial Services Fund	SBI Infrastructure Fund	SBI Large and Midcap Fund	SBI Magnum Equity ESG Fund	SBI Magnum Mid Cap Fund
Point 1	Lower mid AUM (₹6,684 Cr).	Bottom quartile AUM (₹4,998 Cr).	Bottom quartile AUM (₹1,150 Cr).	Highest AUM (₹47,274 Cr).	Upper mid AUM (₹31,839 Cr).	Upper mid AUM (₹10,845 Cr).	Bottom quartile AUM (₹4,852 Cr).	Top quartile AUM (₹40,850 Cr).	Lower mid AUM (₹5,347 Cr).	Upper mid AUM (₹24,127 Cr).
Point 2	Established history (16+ yrs).	Oldest track record among peers (21 yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Established history (19+ yrs).	Established history (11+ yrs).	Established history (19+ yrs).	Established history (21+ yrs).	Established history (19+ yrs).	Established history (21+ yrs).
Point 3	Rating: 2★ (lower mid).	Rating: 2★ (lower mid).	Top rated.	Rating: 2★ (bottom quartile).	Rating: 2★ (bottom quartile).	Not Rated.	Rating: 3★ (upper mid).	Rating: 4★ (top quartile).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 23.00% (top quartile).	5Y return: 17.02% (upper mid).	5Y return: 11.14% (bottom quartile).	5Y return: 13.16% (lower mid).	5Y return: 15.91% (upper mid).	5Y return: 12.44% (bottom quartile).	5Y return: 17.54% (top quartile).	5Y return: 13.94% (lower mid).	5Y return: 9.89% (bottom quartile).	5Y return: 14.15% (upper mid).
Point 6	3Y return: 23.88% (top quartile).	3Y return: 23.26% (top quartile).	3Y return: 17.77% (upper mid).	3Y return: 16.43% (upper mid).	3Y return: 16.32% (upper mid).	3Y return: 15.99% (lower mid).	3Y return: 15.92% (lower mid).	3Y return: 14.30% (bottom quartile).	3Y return: 13.68% (bottom quartile).	3Y return: 12.65% (bottom quartile).
Point 7	1Y return: 11.31% (upper mid).	1Y return: 19.30% (top quartile).	1Y return: 14.17% (upper mid).	1Y return: 16.79% (top quartile).	1Y return: 2.55% (bottom quartile).	1Y return: 5.33% (bottom quartile).	1Y return: 7.29% (lower mid).	1Y return: 7.44% (upper mid).	1Y return: 4.86% (bottom quartile).	1Y return: 7.39% (lower mid).
Point 8	Alpha: -0.30 (bottom quartile).	Alpha: 2.23 (top quartile).	Alpha: -0.86 (bottom quartile).	Alpha: 10.04 (top quartile).	Alpha: -0.28 (lower mid).	Alpha: 2.16 (upper mid).	Alpha: 1.29 (upper mid).	Alpha: 1.54 (upper mid).	Alpha: 0.18 (lower mid).	Alpha: -3.96 (bottom quartile).
Point 9	Sharpe: 0.12 (upper mid).	Sharpe: 0.59 (top quartile).	Sharpe: 0.29 (top quartile).	Sharpe: 0.18 (upper mid).	Sharpe: -0.36 (bottom quartile).	Sharpe: -0.11 (lower mid).	Sharpe: -0.11 (lower mid).	Sharpe: -0.10 (upper mid).	Sharpe: -0.38 (bottom quartile).	Sharpe: -0.18 (bottom quartile).
Point 10	Information ratio: -0.11 (upper mid).	Information ratio: -0.17 (lower mid).	Information ratio: -0.08 (upper mid).	Information ratio: 0.49 (upper mid).	Information ratio: 1.29 (top quartile).	Information ratio: 0.96 (top quartile).	Information ratio: -0.15 (lower mid).	Information ratio: -0.26 (bottom quartile).	Information ratio: -0.45 (bottom quartile).	Information ratio: -1.40 (bottom quartile).

SBI PSU Fund

Lower mid AUM (₹6,684 Cr).
Established history (16+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 23.00% (top quartile).
3Y return: 23.88% (top quartile).
1Y return: 11.31% (upper mid).
Alpha: -0.30 (bottom quartile).
Sharpe: 0.12 (upper mid).
Information ratio: -0.11 (upper mid).

SBI Healthcare Opportunities Fund

Bottom quartile AUM (₹4,998 Cr).
Oldest track record among peers (21 yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 17.02% (upper mid).
3Y return: 23.26% (top quartile).
1Y return: 19.30% (top quartile).
Alpha: 2.23 (top quartile).
Sharpe: 0.59 (top quartile).
Information ratio: -0.17 (lower mid).

SBI Magnum COMMA Fund

Bottom quartile AUM (₹1,150 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 11.14% (bottom quartile).
3Y return: 17.77% (upper mid).
1Y return: 14.17% (upper mid).
Alpha: -0.86 (bottom quartile).
Sharpe: 0.29 (top quartile).
Information ratio: -0.08 (upper mid).

SBI Focused Equity Fund

Highest AUM (₹47,274 Cr).
Established history (21+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.16% (lower mid).
3Y return: 16.43% (upper mid).
1Y return: 16.79% (top quartile).
Alpha: 10.04 (top quartile).
Sharpe: 0.18 (upper mid).
Information ratio: 0.49 (upper mid).

SBI Magnum Tax Gain Fund

Upper mid AUM (₹31,839 Cr).
Established history (19+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.91% (upper mid).
3Y return: 16.32% (upper mid).
1Y return: 2.55% (bottom quartile).
Alpha: -0.28 (lower mid).
Sharpe: -0.36 (bottom quartile).
Information ratio: 1.29 (top quartile).

SBI Banking & Financial Services Fund

Upper mid AUM (₹10,845 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 12.44% (bottom quartile).
3Y return: 15.99% (lower mid).
1Y return: 5.33% (bottom quartile).
Alpha: 2.16 (upper mid).
Sharpe: -0.11 (lower mid).
Information ratio: 0.96 (top quartile).

SBI Infrastructure Fund

Bottom quartile AUM (₹4,852 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 17.54% (top quartile).
3Y return: 15.92% (lower mid).
1Y return: 7.29% (lower mid).
Alpha: 1.29 (upper mid).
Sharpe: -0.11 (lower mid).
Information ratio: -0.15 (lower mid).

SBI Large and Midcap Fund

Top quartile AUM (₹40,850 Cr).
Established history (21+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 13.94% (lower mid).
3Y return: 14.30% (bottom quartile).
1Y return: 7.44% (upper mid).
Alpha: 1.54 (upper mid).
Sharpe: -0.10 (upper mid).
Information ratio: -0.26 (bottom quartile).

SBI Magnum Equity ESG Fund

Lower mid AUM (₹5,347 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 9.89% (bottom quartile).
3Y return: 13.68% (bottom quartile).
1Y return: 4.86% (bottom quartile).
Alpha: 0.18 (lower mid).
Sharpe: -0.38 (bottom quartile).
Information ratio: -0.45 (bottom quartile).

SBI Magnum Mid Cap Fund

Upper mid AUM (₹24,127 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.15% (upper mid).
3Y return: 12.65% (bottom quartile).
1Y return: 7.39% (lower mid).
Alpha: -3.96 (bottom quartile).
Sharpe: -0.18 (bottom quartile).
Information ratio: -1.40 (bottom quartile).

1. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

Research Highlights for SBI Small Cap Fund

Upper mid AUM (₹40,157 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 13.81% (upper mid).
3Y return: 11.99% (lower mid).
1Y return: 6.93% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.07 (top quartile).
Information ratio: 0.00 (top quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding Ather Energy Ltd (~5.7%).

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund Growth
Launch Date	9 Sep 09
NAV (05 Aug 26)	₹182.11 ↑ 1.23 (0.68 %)
Net Assets (Cr)	₹40,157 on 30 Jun 26
Category	Equity - Small Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	-0.07
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,881
31 Jul 23	₹13,584
31 Jul 24	₹19,186
31 Jul 25	₹18,020
31 Jul 26	₹18,535

SBI Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	1.3%
3 Month	7.8%
6 Month	12.7%
1 Year	6.9%
3 Year	12%
5 Year	13.8%
10 Year
15 Year
Since launch	18.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-4.9%
2024	24.1%
2023	25.3%
2022	8.1%
2021	47.6%
2020	33.6%
2019	6.1%
2018	-19.6%
2017	78.7%
2016	1.3%

Fund Manager information for SBI Small Cap Fund

Name	Since	Tenure
R. Srinivasan	16 Nov 13	12.71 Yr.

Data below for SBI Small Cap Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	27.49%
Industrials	21.45%
Financial Services	16.11%
Basic Materials	13.27%
Technology	5.26%
Consumer Defensive	3.38%
Health Care	2.5%
Utility	2.23%
Real Estate	0.74%
Communication Services	0.34%

Asset Allocation

Asset Class	Value
Cash	7.08%
Equity	92.76%
Debt	0.16%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ather Energy Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| ATHERENERG	6%	₹2,292 Cr	20,096,960
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Mar 20 \| NAVINFLUOR	3%	₹1,254 Cr	1,631,795
Honeywell Automation India Ltd (Industrials) Equity, Since 31 Dec 25 \| HONAUT	3%	₹1,185 Cr	298,145
City Union Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| CUB	3%	₹1,093 Cr	52,419,485 ↑ 131
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 May 20 \| KPIL	3%	₹1,082 Cr	7,900,000
ZF Commercial Vehicle Control Systems India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| ZFCVINDIA	3%	₹1,078 Cr	4,200,000
Belrise Industries Ltd (Consumer Cyclical) Equity, Since 31 Dec 25 \| BELRISE	3%	₹1,039 Cr	43,542,092
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 30 Jun 23 \| KIMS	2%	₹1,004 Cr	12,323,990
Sundaram Fasteners Ltd (Consumer Cyclical) Equity, Since 28 Feb 25 \| SUNDRMFAST	2%	₹934 Cr	10,000,000
K.P.R. Mill Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| KPRMILL	2%	₹907 Cr	7,700,000

2. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

Research Highlights for SBI Magnum COMMA Fund

Bottom quartile AUM (₹1,150 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 11.14% (lower mid).
3Y return: 17.77% (top quartile).
1Y return: 14.17% (top quartile).
Alpha: -0.86 (lower mid).
Sharpe: 0.29 (top quartile).
Information ratio: -0.08 (upper mid).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Tata Steel Ltd (~7.0%).

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (05 Aug 26)	₹118.137 ↑ 0.89 (0.76 %)
Net Assets (Cr)	₹1,150 on 30 Jun 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	0.29
Information Ratio	-0.08
Alpha Ratio	-0.86
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹9,240
31 Jul 23	₹10,318
31 Jul 24	₹15,164
31 Jul 25	₹14,840
31 Jul 26	₹16,633

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	2.5%
3 Month	0.4%
6 Month	4.1%
1 Year	14.2%
3 Year	17.8%
5 Year	11.1%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	12.3%
2024	10.5%
2023	32.3%
2022	-6.6%
2021	52%
2020	23.9%
2019	11.8%
2018	-18.7%
2017	39.2%
2016	32.3%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	2.16 Yr.

Data below for SBI Magnum COMMA Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Basic Materials	51.02%
Energy	15.89%
Utility	13.3%
Consumer Cyclical	8.02%
Consumer Defensive	4.52%
Financial Services	1.8%

Asset Allocation

Asset Class	Value
Cash	5.2%
Equity	94.55%
Debt	0.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	7%	₹80 Cr	4,276,000
JSW Steel Ltd (Basic Materials) Equity, Since 31 May 24 \| JSWSTEEL	5%	₹61 Cr	500,000
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	5%	₹54 Cr	3,170,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	5%	₹53 Cr	2,266,750
Gokaldas Exports Ltd (Consumer Cyclical) Equity, Since 30 Apr 26 \| GOKEX	4%	₹48 Cr	544,735 ↑ 94,735
Arvind Ltd (Consumer Cyclical) Equity, Since 30 Apr 24 \| 500101	4%	₹45 Cr	760,000
Steel Authority Of India Ltd (Basic Materials) Equity, Since 29 Feb 24 \| SAIL	4%	₹41 Cr	2,350,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| 532538	3%	₹38 Cr	34,000
Balrampur Chini Mills Ltd (Consumer Defensive) Equity, Since 31 Jul 24 \| BALRAMCHIN	3%	₹36 Cr	650,000
NMDC Ltd (Basic Materials) Equity, Since 30 Sep 24 \| 526371	3%	₹35 Cr	4,127,919

3. SBI Large and Midcap Fund

(Erstwhile SBI Magnum Multiplier Fund)

To provide investors long term capital appreciation/dividend along with the liquidity of an open-ended scheme.

Research Highlights for SBI Large and Midcap Fund

Upper mid AUM (₹40,850 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.94% (upper mid).
3Y return: 14.30% (upper mid).
1Y return: 7.44% (top quartile).
Alpha: 1.54 (top quartile).
Sharpe: -0.10 (upper mid).
Information ratio: -0.26 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.4%).

Below is the key information for SBI Large and Midcap Fund

SBI Large and Midcap Fund Growth
Launch Date	25 May 05
NAV (05 Aug 26)	₹665.685 ↑ 1.46 (0.22 %)
Net Assets (Cr)	₹40,850 on 30 Jun 26
Category	Equity - Large & Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.61
Sharpe Ratio	-0.1
Information Ratio	-0.26
Alpha Ratio	1.54
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,759
31 Jul 23	₹13,192
31 Jul 24	₹17,879
31 Jul 25	₹18,260
31 Jul 26	₹19,368

SBI Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for SBI Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	1.7%
3 Month	5.7%
6 Month	1.4%
1 Year	7.4%
3 Year	14.3%
5 Year	13.9%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	10.1%
2024	18%
2023	26.8%
2022	7.3%
2021	39.3%
2020	15.8%
2019	6.8%
2018	-5.3%
2017	40.5%
2016	0.4%

Fund Manager information for SBI Large and Midcap Fund

Name	Since	Tenure
Saurabh Pant	10 Sep 16	9.89 Yr.

Data below for SBI Large and Midcap Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	21.93%
Consumer Cyclical	17.22%
Basic Materials	13.28%
Health Care	12.79%
Industrials	8.03%
Consumer Defensive	6.9%
Technology	5.43%
Energy	5.12%
Utility	4.75%
Communication Services	1.35%

Asset Allocation

Asset Class	Value
Cash	1.86%
Equity	98.05%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 11 \| HDFCBANK	7%	₹3,032 Cr	38,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	4%	₹1,480 Cr	11,000,000 ↑ 900,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	4%	₹1,430 Cr	10,400,000 ↑ 2,100,000
State Bank of India (Financial Services) Equity, Since 31 Jul 09 \| SBIN	3%	₹1,181 Cr	11,500,000
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 509480	2%	₹1,020 Cr	20,000,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| 500820	2%	₹1,013 Cr	3,844,000
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 Mar 25 \| 500493	2%	₹1,008 Cr	4,700,000 ↓ -1,800,000
Adani Enterprises Ltd (Energy) Equity, Since 31 May 26 \| 512599	2%	₹935 Cr	3,080,000 ↑ 183,724
Tata Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 25 \| TMCV	2%	₹902 Cr	21,332,552
Balkrishna Industries Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| BALKRISIND	2%	₹887 Cr	4,070,000 ↑ 1,170,000

4. SBI Bluechip Fund

(Erstwhile SBI Blue Chip Fund)

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies whose market capitalization is at least equal to or more than the least market capitalized stock of S&P BSE 100 Index.

Research Highlights for SBI Bluechip Fund

Highest AUM (₹55,064 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 10.46% (bottom quartile).
3Y return: 10.35% (bottom quartile).
1Y return: 3.77% (lower mid).
Alpha: 3.45 (top quartile).
Sharpe: -0.28 (lower mid).
Information ratio: -0.05 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Government.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~8.8%).

Below is the key information for SBI Bluechip Fund

SBI Bluechip Fund Growth
Launch Date	14 Feb 06
NAV (05 Aug 26)	₹95.097 ↑ 0.26 (0.28 %)
Net Assets (Cr)	₹55,064 on 30 Jun 26
Category	Equity - Large Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.52
Sharpe Ratio	-0.28
Information Ratio	-0.05
Alpha Ratio	3.45
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,735
31 Jul 23	₹12,729
31 Jul 24	₹16,218
31 Jul 25	₹16,391
31 Jul 26	₹16,733

SBI Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for SBI Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	0.6%
3 Month	4.1%
6 Month	-0.1%
1 Year	3.8%
3 Year	10.4%
5 Year	10.5%
10 Year
15 Year
Since launch	11.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	9.7%
2024	12.5%
2023	22.6%
2022	4.4%
2021	26.1%
2020	16.3%
2019	11.6%
2018	-4.1%
2017	30.2%
2016	4.8%

Fund Manager information for SBI Bluechip Fund

Name	Since	Tenure
Saurabh Pant	1 Apr 24	2.33 Yr.
Pradeep Kesavan	1 Apr 24	2.33 Yr.

Data below for SBI Bluechip Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	34.71%
Consumer Cyclical	13.4%
Basic Materials	10.48%
Industrials	10.25%
Energy	6.98%
Consumer Defensive	6.6%
Health Care	6.36%
Technology	4.9%
Communication Services	2.61%
Utility	1.65%

Asset Allocation

Asset Class	Value
Cash	1.02%
Equity	98.85%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	9%	₹4,828 Cr	60,500,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| ICICIBANK	8%	₹4,518 Cr	32,850,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 15 \| RELIANCE	6%	₹3,170 Cr	24,500,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 09 \| LT	6%	₹3,066 Cr	7,400,000
State Bank of India (Financial Services) Equity, Since 28 Feb 14 \| SBIN	4%	₹1,962 Cr	19,106,000
Asian Paints Ltd (Basic Materials) Equity, Since 31 May 25 \| 500820	4%	₹1,950 Cr	7,400,000 ↓ -900,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	3%	₹1,850 Cr	13,750,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| MOTHERSON	3%	₹1,802 Cr	121,700,000
Infosys Ltd (Technology) Equity, Since 30 Nov 17 \| INFY	3%	₹1,783 Cr	17,817,914
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Nov 17 \| HDFCLIFE	3%	₹1,670 Cr	29,000,000

5. SBI Magnum Multicap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks spanning the entire market capitalization spectrum, debt and money market instruments.

Research Highlights for SBI Magnum Multicap Fund

Lower mid AUM (₹22,685 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 8.72% (bottom quartile).
3Y return: 8.92% (bottom quartile).
1Y return: 2.01% (bottom quartile).
Alpha: -1.42 (bottom quartile).
Sharpe: -0.43 (bottom quartile).
Information ratio: -1.11 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~6.7%).

Below is the key information for SBI Magnum Multicap Fund

SBI Magnum Multicap Fund Growth
Launch Date	29 Sep 05
NAV (04 Aug 26)	₹109.258 ↓ -0.50 (-0.46 %)
Net Assets (Cr)	₹22,685 on 30 Jun 26
Category	Equity - Multi Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.43
Information Ratio	-1.11
Alpha Ratio	-1.42
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-6 Months (1%),6-12 Months (0.5%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,459
31 Jul 23	₹12,127
31 Jul 24	₹15,711
31 Jul 25	₹15,202
31 Jul 26	₹15,319

SBI Magnum Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Magnum Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	1.5%
3 Month	3.2%
6 Month	-1.5%
1 Year	2%
3 Year	8.9%
5 Year	8.7%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.5%
2024	14.2%
2023	22.8%
2022	0.7%
2021	30.8%
2020	13.6%
2019	11%
2018	-5.5%
2017	37%
2016	5.8%

Fund Manager information for SBI Magnum Multicap Fund

Name	Since	Tenure
Anup Upadhyay	1 Dec 24	1.67 Yr.

Data below for SBI Magnum Multicap Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	32.75%
Industrials	14.73%
Consumer Cyclical	14.51%
Health Care	11.03%
Basic Materials	7.59%
Technology	4.92%
Energy	4.23%
Utility	3.08%
Consumer Defensive	2.94%
Communication Services	2%

Asset Allocation

Asset Class	Value
Cash	2.09%
Equity	97.78%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 17 \| ICICIBANK	7%	₹1,511 Cr	10,985,955 ↑ 1,194,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 532215	5%	₹1,051 Cr	7,807,500
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 15 \| HDFCBANK	4%	₹1,017 Cr	12,749,960
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 19 \| LT	4%	₹920 Cr	2,219,697
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 31 Mar 26 \| 532977	3%	₹741 Cr	762,658
JSW Infrastructure Ltd (Industrials) Equity, Since 30 Jun 26 \| JSWINFRA	3%	₹672 Cr	20,856,937 ↑ 20,856,937
Aurobindo Pharma Ltd (Healthcare) Equity, Since 30 Apr 26 \| AUROPHARMA	3%	₹633 Cr	4,007,877
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Jan 25 \| EICHERMOT	2%	₹538 Cr	761,000 ↑ 184,000
Varun Beverages Ltd (Consumer Defensive) Equity, Since 31 May 26 \| VBL	2%	₹535 Cr	10,540,248 ↑ 5,790,248
State Bank of India (Financial Services) Equity, Since 31 Mar 26 \| SBIN	2%	₹513 Cr	4,992,425

6. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Consumption Opportunities Fund

Bottom quartile AUM (₹2,906 Cr).
Established history (13+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 13.17% (lower mid).
3Y return: 7.91% (bottom quartile).
1Y return: -3.77% (bottom quartile).
Alpha: -7.97 (bottom quartile).
Sharpe: -0.78 (bottom quartile).
Information ratio: -0.82 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~5.3%).

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund Growth
Launch Date	2 Jan 13
NAV (05 Aug 26)	₹296.604 ↑ 1.35 (0.46 %)
Net Assets (Cr)	₹2,906 on 30 Jun 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.78
Information Ratio	-0.82
Alpha Ratio	-7.97
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹12,144
31 Jul 23	₹15,094
31 Jul 24	₹20,910
31 Jul 25	₹19,485
31 Jul 26	₹18,562

SBI Consumption Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	2.4%
3 Month	2.4%
6 Month	1.9%
1 Year	-3.8%
3 Year	7.9%
5 Year	13.2%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-6.3%
2024	22.8%
2023	29.9%
2022	13.9%
2021	35.6%
2020	13.9%
2019	0.1%
2018	-2%
2017	53.1%
2016	2.4%

Fund Manager information for SBI Consumption Opportunities Fund

Name	Since	Tenure
Pradeep Kesavan	1 Apr 24	2.33 Yr.
Ashit Desai	1 Apr 24	2.33 Yr.

Data below for SBI Consumption Opportunities Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	51.28%
Consumer Defensive	26.36%
Basic Materials	9.67%
Industrials	5.79%
Communication Services	3.03%
Technology	0.8%

Asset Allocation

Asset Class	Value
Cash	2.44%
Equity	97.46%
Debt	0.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| M&M	5%	₹153 Cr	500,000 ↑ 150,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| 500820	5%	₹138 Cr	525,000 ↓ -54,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 20 \| MARUTI	4%	₹127 Cr	90,000
Page Industries Ltd (Consumer Cyclical) Equity, Since 31 Jan 20 \| 532827	4%	₹123 Cr	29,678
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 509480	4%	₹112 Cr	2,200,000 ↓ -150,172
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| JUBLFOOD	4%	₹110 Cr	2,640,600
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 May 22 \| HINDUNILVR	4%	₹106 Cr	500,000 ↓ -300,000
United Breweries Ltd (Consumer Defensive) Equity, Since 31 May 21 \| UBL	4%	₹104 Cr	780,000
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| 500825	4%	₹103 Cr	200,000
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Mar 24 \| 540376	3%	₹99 Cr	225,000 ↑ 30,957

7. SBI Magnum Mid Cap Fund

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of Midcap companies.

Research Highlights for SBI Magnum Mid Cap Fund

Upper mid AUM (₹24,127 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.15% (upper mid).
3Y return: 12.65% (upper mid).
1Y return: 7.39% (upper mid).
Alpha: -3.96 (bottom quartile).
Sharpe: -0.18 (upper mid).
Information ratio: -1.40 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding Torrent Power Ltd (~2.9%).

Below is the key information for SBI Magnum Mid Cap Fund

SBI Magnum Mid Cap Fund Growth
Launch Date	29 Mar 05
NAV (05 Aug 26)	₹244.949 ↑ 0.72 (0.29 %)
Net Assets (Cr)	₹24,127 on 30 Jun 26
Category	Equity - Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	-0.18
Information Ratio	-1.4
Alpha Ratio	-3.96
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹11,270
31 Jul 23	₹13,795
31 Jul 24	₹19,117
31 Jul 25	₹18,412
31 Jul 26	₹19,339

SBI Magnum Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for SBI Magnum Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	1.4%
3 Month	4.1%
6 Month	5.1%
1 Year	7.4%
3 Year	12.7%
5 Year	14.1%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	0.4%
2024	20.3%
2023	34.5%
2022	3%
2021	52.2%
2020	30.4%
2019	0.1%
2018	-18%
2017	33.5%
2016	5%

Fund Manager information for SBI Magnum Mid Cap Fund

Name	Since	Tenure
Bhavin Vithlani	1 Apr 24	2.33 Yr.

Data below for SBI Magnum Mid Cap Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	25.38%
Industrials	18.61%
Basic Materials	12.09%
Consumer Cyclical	11.17%
Health Care	9.4%
Utility	7.3%
Technology	4.4%
Consumer Defensive	3.8%
Real Estate	3.6%
Communication Services	1.53%
Energy	0.8%

Asset Allocation

Asset Class	Value
Cash	1.81%
Equity	98.07%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Torrent Power Ltd (Utilities) Equity, Since 30 Jun 19 \| 532779	3%	₹707 Cr	5,000,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 31 May 25 \| 500103	3%	₹704 Cr	17,000,000 ↓ -420,252
CRISIL Ltd (Financial Services) Equity, Since 30 Apr 21 \| CRISIL	3%	₹689 Cr	1,688,968 ↑ 21,082
Adani Energy Solutions Ltd (Utilities) Equity, Since 31 Oct 25 \| ADANIENSOL	3%	₹686 Cr	4,600,000 ↓ -355,582
AIA Engineering Ltd (Industrials) Equity, Since 30 Apr 24 \| AIAENG	3%	₹661 Cr	1,300,000
Biocon Ltd (Healthcare) Equity, Since 30 Nov 24 \| BIOCON	3%	₹652 Cr	15,598,584
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 25 \| ICICIGI	3%	₹644 Cr	3,700,000 ↑ 1,000,000
Grindwell Norton Ltd (Industrials) Equity, Since 31 Oct 22 \| 506076	3%	₹635 Cr	2,929,497
Supreme Industries Ltd (Industrials) Equity, Since 31 Dec 25 \| 509930	3%	₹632 Cr	2,000,000 ↑ 200,000
Shree Cement Ltd (Basic Materials) Equity, Since 30 Nov 24 \| 500387	3%	₹631 Cr	250,000

8. SBI Infrastructure Fund

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments.

Research Highlights for SBI Infrastructure Fund

Bottom quartile AUM (₹4,852 Cr).
Established history (19+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 17.54% (top quartile).
3Y return: 15.92% (top quartile).
1Y return: 7.29% (upper mid).
Alpha: 1.29 (upper mid).
Sharpe: -0.11 (upper mid).
Information ratio: -0.15 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~9.6%).

Below is the key information for SBI Infrastructure Fund

SBI Infrastructure Fund Growth
Launch Date	6 Jul 07
NAV (05 Aug 26)	₹51.5146 ↑ 0.11 (0.21 %)
Net Assets (Cr)	₹4,852 on 30 Jun 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.92
Sharpe Ratio	-0.11
Information Ratio	-0.15
Alpha Ratio	1.29
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹11,086
31 Jul 23	₹14,525
31 Jul 24	₹23,756
31 Jul 25	₹21,242
31 Jul 26	₹22,435

SBI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	0.7%
3 Month	0.8%
6 Month	4.7%
1 Year	7.3%
3 Year	15.9%
5 Year	17.5%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-1%
2024	20.8%
2023	49.7%
2022	9.3%
2021	48.3%
2020	8.2%
2019	10.2%
2018	-18.1%
2017	41.7%
2016	9.3%

Fund Manager information for SBI Infrastructure Fund

Name	Since	Tenure
Bhavin Vithlani	1 Jan 22	4.58 Yr.

Data below for SBI Infrastructure Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Industrials	36.1%
Energy	15.56%
Utility	15.48%
Basic Materials	14.3%
Communication Services	6.87%
Financial Services	3.1%
Real Estate	2.08%
Consumer Cyclical	1.8%

Asset Allocation

Asset Class	Value
Cash	4.62%
Equity	95.28%
Debt	0.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 19 \| RELIANCE	10%	₹466 Cr	3,600,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 07 \| BHARTIARTL	7%	₹333 Cr	1,800,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 07 \| LT	6%	₹290 Cr	699,850
Shree Cement Ltd (Basic Materials) Equity, Since 31 Jul 22 \| 500387	5%	₹253 Cr	100,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 30 Sep 25 \| ADANIPORTS	4%	₹217 Cr	1,200,000
Grindwell Norton Ltd (Industrials) Equity, Since 31 Jul 24 \| 506076	4%	₹217 Cr	1,000,000
Siemens Ltd (Industrials) Equity, Since 31 May 25 \| 500550	4%	₹180 Cr	500,000
Adani Energy Solutions Ltd (Utilities) Equity, Since 31 May 25 \| ADANIENSOL	4%	₹179 Cr	1,200,000
Torrent Power Ltd (Utilities) Equity, Since 31 May 22 \| 532779	3%	₹170 Cr	1,200,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 31 May 25 \| 500103	3%	₹166 Cr	4,000,000

9. SBI Magnum Equity ESG Fund

(Erstwhile SBI Magnum Equity Fund)

To provide the investor long-term capital appreciation by investing in high growth companies along with the liquidity of an open-ended scheme through investments primarily in equities and the balance in debt and money market instruments.

Research Highlights for SBI Magnum Equity ESG Fund

Lower mid AUM (₹5,347 Cr).
Established history (19+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.89% (bottom quartile).
3Y return: 13.68% (upper mid).
1Y return: 4.86% (lower mid).
Alpha: 0.18 (upper mid).
Sharpe: -0.38 (lower mid).
Information ratio: -0.45 (lower mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~8.7%).

Below is the key information for SBI Magnum Equity ESG Fund

SBI Magnum Equity ESG Fund Growth
Launch Date	27 Nov 06
NAV (05 Aug 26)	₹245.745 ↑ 1.11 (0.45 %)
Net Assets (Cr)	₹5,347 on 30 Jun 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.93
Sharpe Ratio	-0.38
Information Ratio	-0.45
Alpha Ratio	0.18
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹10,716
31 Jul 23	₹12,155
31 Jul 24	₹16,130
31 Jul 25	₹15,778
31 Jul 26	₹16,141

SBI Magnum Equity ESG Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for SBI Magnum Equity ESG Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	2.8%
3 Month	6%
6 Month	1.4%
1 Year	4.9%
3 Year	13.7%
5 Year	9.9%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.4%
2024	12.1%
2023	24.6%
2022	-2.3%
2021	30.3%
2020	13.5%
2019	14.8%
2018	3.3%
2017	24.1%
2016	4.5%

Fund Manager information for SBI Magnum Equity ESG Fund

Name	Since	Tenure
Rohit Shimpi	1 Jan 22	4.58 Yr.

Data below for SBI Magnum Equity ESG Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	35.75%
Consumer Cyclical	15.91%
Industrials	13.78%
Basic Materials	13.1%
Technology	6.7%
Health Care	3.81%
Real Estate	2.63%
Energy	2.43%
Consumer Defensive	2.07%

Asset Allocation

Asset Class	Value
Cash	3.74%
Equity	96.17%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 09 \| ICICIBANK	9%	₹466 Cr	3,390,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	8%	₹430 Cr	5,389,800
Axis Bank Ltd (Financial Services) Equity, Since 31 May 18 \| 532215	5%	₹278 Cr	2,065,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 16 \| LT	4%	₹230 Cr	555,709 ↓ -65,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 20 \| MARUTI	4%	₹217 Cr	154,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 25 \| 500034	4%	₹211 Cr	2,100,000
Infosys Ltd (Technology) Equity, Since 28 Feb 03 \| INFY	4%	₹211 Cr	2,106,277
State Bank of India (Financial Services) Equity, Since 28 Feb 09 \| SBIN	4%	₹205 Cr	2,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Aug 22 \| KOTAKBANK	4%	₹203 Cr	5,165,000
Asian Paints Ltd (Basic Materials) Equity, Since 31 Aug 25 \| 500820	3%	₹158 Cr	600,000

10. SBI Contra Fund

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Contra Fund

Top quartile AUM (₹47,362 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.74% (top quartile).
3Y return: 12.59% (lower mid).
1Y return: 1.24% (bottom quartile).
Alpha: -1.15 (lower mid).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.68 (top quartile).
Top sector: Financial Services.
Top bond sector: Government.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Nifty Index 28-07-2026 (~7.6%).

Below is the key information for SBI Contra Fund

SBI Contra Fund Growth
Launch Date	6 May 05
NAV (05 Aug 26)	₹382.328 ↓ -0.18 (-0.05 %)
Net Assets (Cr)	₹47,362 on 30 Jun 26
Category	Equity - Contra
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.53
Sharpe Ratio	-0.57
Information Ratio	0.68
Alpha Ratio	-1.15
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 21	₹10,000
31 Jul 22	₹11,505
31 Jul 23	₹14,872
31 Jul 24	₹21,693
31 Jul 25	₹20,817
31 Jul 26	₹20,892

SBI Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for SBI Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 5 Aug 26

Duration	Returns
1 Month	1.7%
3 Month	2.4%
6 Month	-2.4%
1 Year	1.2%
3 Year	12.6%
5 Year	15.7%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	6.1%
2024	18.8%
2023	38.2%
2022	12.8%
2021	49.9%
2020	30.6%
2019	-1%
2018	-14.3%
2017	40.2%
2016	2.4%

Fund Manager information for SBI Contra Fund

Name	Since	Tenure
Dinesh Balachandran	7 May 18	8.24 Yr.
Pradeep Kesavan	1 Dec 23	2.67 Yr.

Data below for SBI Contra Fund as on 30 Jun 26

Equity Sector Allocation

Sector	Value
Financial Services	23.47%
Basic Materials	9.72%
Health Care	8.83%
Consumer Cyclical	8.71%
Energy	8.12%
Utility	7.79%
Industrials	6.14%
Technology	4.91%
Consumer Defensive	4.46%
Communication Services	3.89%
Real Estate	1.57%

Asset Allocation

Asset Class	Value
Cash	2.99%
Equity	95.28%
Debt	1.74%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nifty Index 28-07-2026 Derivatives, Since 30 Jun 26 \| -	8%	₹3,602 Cr	1,500,265 ↑ 1,500,265
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 16 \| HDFCBANK	5%	₹2,430 Cr	30,449,258 ↓ -6,495,448
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 23 \| RELIANCE	5%	₹2,292 Cr	17,717,567
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 17 \| ICICIBANK	4%	₹2,047 Cr	14,881,550 ↑ 1,400,000
Biocon Ltd (Healthcare) Equity, Since 30 Jun 21 \| BIOCON	4%	₹1,676 Cr	40,073,925
Torrent Power Ltd (Utilities) Equity, Since 31 Oct 21 \| 532779	3%	₹1,271 Cr	8,982,410 ↑ 677,499
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 30 Jun 24 \| 534816	3%	₹1,258 Cr	32,126,692 ↑ 2,373,534
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Mar 24 \| KOTAKBANK	3%	₹1,256 Cr	32,028,840
Punjab National Bank (Financial Services) Equity, Since 30 Sep 22 \| 532461	3%	₹1,236 Cr	115,846,832
GAIL (India) Ltd (Utilities) Equity, Since 28 Feb 21 \| 532155	2%	₹1,067 Cr	61,513,788

কিভাবে SIP বিনিয়োগ বৃদ্ধি পায়?

আপনি একটি নির্দিষ্ট সময়ের জন্য মাসিক একটি নির্দিষ্ট পরিমাণ বিনিয়োগ করলে আপনার SIP বিনিয়োগ কীভাবে বাড়বে তা জানতে চান? আমরা আপনাকে একটি উদাহরণ দিয়ে ব্যাখ্যা করব।

এসআইপি ক্যালকুলেটর বা এসআইপি রিটার্ন ক্যালকুলেটর

এসআইপি ক্যালকুলেটর সাধারণত ইনপুট নেয় যেমন এসআইপি বিনিয়োগের পরিমাণ (লক্ষ্য), বিনিয়োগের জন্য কত বছর প্রয়োজন, প্রত্যাশিতমুদ্রাস্ফীতি হার (এর জন্য একটি অ্যাকাউন্ট প্রয়োজন!) এবং প্রত্যাশিত রিটার্ন। সুতরাং, কেউ একটি লক্ষ্য অর্জনের জন্য প্রয়োজনীয় এসআইপি রিটার্ন গণনা করতে পারে!

ধরুন, আপনি যদি 10 টাকা বিনিয়োগ করেন,000 10 বছরের জন্য, দেখুন কিভাবে আপনার SIP বিনিয়োগ বৃদ্ধি পায়-

মাসিক বিনিয়োগ: INR 10,000

বিনিয়োগের সময়কাল: 10 বছর

মোট বিনিয়োগকৃত পরিমাণ: INR 12,00,000

দীর্ঘমেয়াদী বৃদ্ধির হার (প্রায়): 15%

অনুযায়ী প্রত্যাশিত রিটার্নচুমুক ক্যালকুলেটর: INR 27,86,573

মোট লাভ: INR 15,86,573 (পরম প্রত্যাবর্তন= 132.2%)

উপরের গণনাগুলি দেখায় যে আপনি যদি 10 বছরের জন্য মাসে 10,000 টাকা বিনিয়োগ করেন (মোট INR12,00,000) তুমি উপার্জন করবেINR 27,86,573, যার মানে আপনি যে নেট লাভ করেন তাINR 15,86,573. এটা কি দারুণ না!

এসবিআই মিউচুয়াল ফান্ড এসআইপি অনলাইনে কীভাবে বিনিয়োগ করবেন?

Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন।

আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন

নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!

এবার শুরু করা যাক

SBI-এর সাথে আপনার লক্ষ্য পরিকল্পনা করুনযৌথ পুঁজি, তাদের কাছে পৌঁছানোর জন্য SIP ব্যবহার করুন!

FAQs

1. আমি কখন SIP-এ বিনিয়োগ করতে পারি?

ক: একটি SIP-এ বিনিয়োগ শুরু করার কোনো নির্দিষ্ট সময় নেই। আপনি বছরের যেকোনো সময় আপনার বিনিয়োগ শুরু করতে পারেন। সুতরাং, আপনার আর্থিক মূল্যায়ন শুরু করুন এবং নিশ্চিত করুন যে আপনি একটি নির্দিষ্ট সময়ে বিনিয়োগের জন্য প্রস্তুত।

2. SIP-এ বিনিয়োগ করার সময় আমার কি দীর্ঘমেয়াদী লক্ষ্যগুলি মাথায় রাখা উচিত?

ক: আদর্শভাবে, এসআইপি আপনার দীর্ঘমেয়াদী লক্ষ্যগুলির একটি অংশ হওয়া উচিত। প্রাথমিক কারণ হল আরও বর্ধিত সময়কাল, সম্ভবত সংক্ষিপ্ত মেয়াদের তুলনায় ভাল রিটার্ন তৈরি করা।

3. মিউচুয়াল ফান্ডে চক্রবৃদ্ধির ক্ষমতা কী?

ক: আপনি যখন একটি মিউচুয়াল ফান্ডে নিয়মিত বিনিয়োগ করেন, তখন আপনি একটি চক্রবৃদ্ধি সুদ অর্জন করেন এবং শুধুমাত্র বিনিয়োগকৃত মূল পরিমাণে সুদ পান না। এটি চক্রবৃদ্ধি বার্ষিক বৃদ্ধির হার হিসাবে গণনা করা হয়সিএজিআর. দীর্ঘমেয়াদে, চক্রবৃদ্ধি প্রভাব আপনার বিনিয়োগকে বহুগুণ বাড়িয়ে দেয়। অন্য কথায়, চক্রবৃদ্ধি প্রভাবের সাহায্যে, আপনি এসআইপি বিনিয়োগে যে রিটার্ন অর্জন করেন তাও রিটার্ন তৈরি করে।

4. কেন আমি এসবিআই এসআইপি-তে বিনিয়োগ করার কথা বিবেচনা করব?

ক: এসবিআই এসআইপিতে বিনিয়োগ করার প্রাথমিক কারণ হল এতে প্রবেশের পয়েন্ট কম। আপনি ন্যূনতম 500 টাকা বিনিয়োগের সাথে যেকোনো উপযুক্ত SIP-এ বিনিয়োগ শুরু করতে পারেন। এটি SBI SIP-কে বিনিয়োগের জন্য সহজ করে তোলে, বিশেষ করে যদি আপনি SIP-এ বিনিয়োগ শুরু করতে চান।

5. SBI কি একাধিক SIP অফার করে?

ক: হ্যাঁ, আপনি যদি এসআইপি-তে বিনিয়োগের বিষয়ে একাধিক বিকল্প পেতে চান, তাহলে এসবিআই সবচেয়ে নির্ভরযোগ্য এবং সেরা ব্যাঙ্কগুলির মধ্যে একটি হিসাবে প্রমাণিত হতে পারে। আপনি SBI Large এ বিনিয়োগ করতে বেছে নিতে পারেনমিড-ক্যাপ এসআইপি, যেখানে আপনি বড় এবং মাঝারি আকারের মূলধনের ইক্যুইটি স্টকগুলিতে আপনার বিনিয়োগকে বৈচিত্র্যময় করতে পারেন। এটি আপনাকে বিনিয়োগে ভাল আয়ের নিশ্চয়তা দেবে। কিন্তু, যদি আপনি চানএকটি এসআইপিতে বিনিয়োগ করুন স্বাস্থ্যসেবা ইক্যুইটির উপর ভিত্তি করে, এসবিআই হেলথকেয়ার সুযোগের ফানগুলিতে বিনিয়োগ করার কথা বিবেচনা করুন যা একটি শক্তিশালী রিটার্ন দেখিয়েছে14.3% এটি চালু হওয়ার পর থেকে।

6. রুপি খরচ গড় কি?

ক: রুপির গড় ব্যয় শুধুমাত্র ব্যক্তিদের এসআইপি-তে বিনিয়োগ করতে উৎসাহিত করে না, কিন্তু তাদের বাজারের অস্থিরতার সুবিধা নিতে দেয়। যদি SBI SIP-এর NAV কমে যায়, তাহলে একটি হিসাবেবিনিয়োগকারী, আপনি থেকে আরো ইউনিট পাবেনব্যাংক, এবং যদি SIP এর NAV বেড়ে যায়, আপনি কম ইউনিট পাবেন। যেভাবেই হোক, আপনি লাভের জন্য দাঁড়াবেন।

7. 5 লক্ষ টাকা রিটার্ন পেতে SBI SIP-এ আমার কতটা বিনিয়োগ করা উচিত তার গড় আমি কি পেতে পারি?

ক: আপনি যদি SBI SIP-এ 5 বছরের জন্য বিনিয়োগ করেন, তাহলে আপনার 10% প্রত্যাশিত রিটার্নে প্রতি মাসে Rs.6403.00 বিনিয়োগ করার কথা বিবেচনা করা উচিত। যদি প্রত্যাশিত রিটার্ন বাড়ে, তাহলে মাসিক বিনিয়োগের পরিমাণ কমে যায়।

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।