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শীর্ষ উচ্চ ঝুঁকি উচ্চ রিটার্ন মিউচুয়াল ফান্ড 2022

Updated on December 12, 2025 , 28966 views

বিশ্বের মধ্যেবিনিয়োগ, উচ্চ ঝুঁকি উচ্চ রিটার্ন বিনিয়োগ বিশ্বাসী যারা বিনিয়োগকারী আছে. এগুলি বিনিয়োগকারীদের জন্য বোঝানো হয় যারা উচ্চ রিটার্ন অর্জনের জন্য উচ্চ-ঝুঁকি নিতে ইচ্ছুক। ইক্যুইটি কিছুযৌথ পুঁজি এই ধরনের পরিকল্পনার জন্য সবচেয়ে উপযুক্ত। যদিও এই তহবিলগুলি দ্বারা সবচেয়ে বেশি প্রভাবিত হয়বাজার অস্থিরতা, কিন্তু আপনি যত বেশি সময় বিনিয়োগ করবেন, ভাল লাভ করার সম্ভাবনা তত বেশি।

High-risk-high-return

আসুন সম্পদ সর্বাধিক করার জন্য আমাদের এই উচ্চ ঝুঁকির তহবিলগুলি খুঁজে বের করার উপায়গুলি দেখি।

উচ্চ ঝুঁকি মিউচুয়াল ফান্ডে বিনিয়োগের স্মার্ট উপায়

একটি পদ্ধতিগতবিনিয়োগ পরিকল্পনা (চুমুকমিউচুয়াল ফান্ডে বিনিয়োগের একটি দক্ষ মোড, বিশেষ করেইক্যুইটি ফান্ড. একটি SIP অনুমতি দেয় একটিবিনিয়োগকারী স্কিমে নিয়মিত একটি নির্দিষ্ট পরিমাণ বিনিয়োগ করতে। এসআইপি-এর একটি গুরুত্বপূর্ণ সুবিধা হল এটি রুপি খরচ গড়তে সাহায্য করে। যখন আপনি একটি নির্দিষ্ট সময়ের মধ্যে নিয়মিত বিনিয়োগ করেন, বাজারের অবস্থা নির্বিশেষে, বাজার কম হলে আপনি বেশি ইউনিট এবং বাজার বেশি হলে কম ইউনিট পাবেন। এটি আপনার মিউচুয়াল ফান্ড ইউনিটের ক্রয় খরচ গড় করে।

অন্য সুবিধা হলযৌগিক শক্তি. আপনি যখন দীর্ঘ সময়ের জন্য বিনিয়োগ করেন তখন আপনার অর্থ চক্রবৃদ্ধি শুরু হয়। সঞ্চিত করপাস বাজারে পুনরায় বিনিয়োগ করা হয় এবং আপনি আপনার বিনিয়োগ দ্বারা অর্জিত আয়ের উপর রিটার্ন অর্জন করেন। এটি একটি বড় কর্পাস তৈরি করতে সাহায্য করে যা আপনাকে নিয়মিত ছোট বিনিয়োগের মাধ্যমে আপনার দীর্ঘমেয়াদী লক্ষ্য অর্জনে সহায়তা করতে পারে।

একটি SIP এর অন্যান্য সুবিধার মধ্যে কয়েকটি হল:

  • ন্যূনতম বিনিয়োগ INR 500 দিয়ে শুরু হয়
  • দীর্ঘমেয়াদী সঞ্চয়ের অভ্যাস গড়ে তোলে
  • দীর্ঘমেয়াদী ঝুঁকি হ্রাস করে
  • লক্ষ্যভিত্তিক বিনিয়োগে সহায়তা করে

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মিউচুয়াল ফান্ডে উচ্চ ঝুঁকি উচ্চ লাভের বিনিয়োগ FY 22 - 23৷

1. সেক্টর ইক্যুইটি ফান্ড

সেক্টর তহবিল এক ধরনের ইক্যুইটি তহবিল যা ব্যাঙ্কিং, ফার্মা, ইনফ্রা ইত্যাদির মতো একটি নির্দিষ্ট খাতে বিনিয়োগ করে৷ একটি সেক্টর-নির্দিষ্ট হওয়ায়, এই তহবিলগুলি সমস্ত ইকুইটি তহবিলের মধ্যে অত্যন্ত ঝুঁকিপূর্ণ বলে বিবেচিত হয়৷ সেক্টর ফান্ডগুলি আপনার অর্থ দ্বিগুণ বা সমস্যা করতে পারে, এইভাবে বিনিয়োগকারীরা উচ্চ-ঝুকিপুন্ন ক্ষুধা শুধুমাত্র সেক্টর ফান্ডে বিনিয়োগ পছন্দ করা উচিত। বিনিয়োগের পরিকল্পনাকারী বিনিয়োগকারীদের যে খাত/শিল্পে তারা বিনিয়োগ করতে চান তার গভীর জ্ঞান থাকা উচিত।

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
ICICI Prudential Banking and Financial Services Fund Growth ₹139.32
↑ 0.56
₹10,5934.84.51214.716.611.6
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹64.15
↑ 0.26
₹3,6066.55.510.91515.98.7
DSP Natural Resources and New Energy Fund Growth ₹95.066
↑ 0.50
₹1,4744.153.318.621.413.9
Sundaram Rural and Consumption Fund Growth ₹97.6048
↑ 0.47
₹1,643-3.32-114.715.820.1
Franklin Build India Fund Growth ₹141.455
↑ 1.19
₹3,088-0.11.2-2.124.126.827.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Dec 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Banking and Financial Services FundAditya Birla Sun Life Banking And Financial Services FundDSP Natural Resources and New Energy FundSundaram Rural and Consumption FundFranklin Build India Fund
Point 1Highest AUM (₹10,593 Cr).Upper mid AUM (₹3,606 Cr).Bottom quartile AUM (₹1,474 Cr).Bottom quartile AUM (₹1,643 Cr).Lower mid AUM (₹3,088 Cr).
Point 2Established history (17+ yrs).Established history (12+ yrs).Established history (17+ yrs).Oldest track record among peers (19 yrs).Established history (16+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.
Point 55Y return: 16.62% (lower mid).5Y return: 15.86% (bottom quartile).5Y return: 21.42% (upper mid).5Y return: 15.82% (bottom quartile).5Y return: 26.83% (top quartile).
Point 63Y return: 14.71% (bottom quartile).3Y return: 14.95% (lower mid).3Y return: 18.61% (upper mid).3Y return: 14.74% (bottom quartile).3Y return: 24.14% (top quartile).
Point 71Y return: 11.98% (top quartile).1Y return: 10.87% (upper mid).1Y return: 3.29% (lower mid).1Y return: -0.99% (bottom quartile).1Y return: -2.15% (bottom quartile).
Point 8Alpha: -2.18 (lower mid).Alpha: -3.75 (bottom quartile).Alpha: 0.00 (top quartile).Alpha: -3.88 (bottom quartile).Alpha: 0.00 (upper mid).
Point 9Sharpe: 0.44 (top quartile).Sharpe: 0.38 (upper mid).Sharpe: 0.14 (lower mid).Sharpe: -0.04 (bottom quartile).Sharpe: -0.11 (bottom quartile).
Point 10Information ratio: 0.26 (top quartile).Information ratio: 0.26 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: -0.18 (bottom quartile).Information ratio: 0.00 (bottom quartile).

ICICI Prudential Banking and Financial Services Fund

  • Highest AUM (₹10,593 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 16.62% (lower mid).
  • 3Y return: 14.71% (bottom quartile).
  • 1Y return: 11.98% (top quartile).
  • Alpha: -2.18 (lower mid).
  • Sharpe: 0.44 (top quartile).
  • Information ratio: 0.26 (top quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,606 Cr).
  • Established history (12+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 15.86% (bottom quartile).
  • 3Y return: 14.95% (lower mid).
  • 1Y return: 10.87% (upper mid).
  • Alpha: -3.75 (bottom quartile).
  • Sharpe: 0.38 (upper mid).
  • Information ratio: 0.26 (upper mid).

DSP Natural Resources and New Energy Fund

  • Bottom quartile AUM (₹1,474 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: High.
  • 5Y return: 21.42% (upper mid).
  • 3Y return: 18.61% (upper mid).
  • 1Y return: 3.29% (lower mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.14 (lower mid).
  • Information ratio: 0.00 (lower mid).

Sundaram Rural and Consumption Fund

  • Bottom quartile AUM (₹1,643 Cr).
  • Oldest track record among peers (19 yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.82% (bottom quartile).
  • 3Y return: 14.74% (bottom quartile).
  • 1Y return: -0.99% (bottom quartile).
  • Alpha: -3.88 (bottom quartile).
  • Sharpe: -0.04 (bottom quartile).
  • Information ratio: -0.18 (bottom quartile).

Franklin Build India Fund

  • Lower mid AUM (₹3,088 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 26.83% (top quartile).
  • 3Y return: 24.14% (top quartile).
  • 1Y return: -2.15% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.11 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

2. মিড এবং স্মল ক্যাপ ফান্ড

মধ্য এবংছোট ক্যাপ তহবিল গত কয়েক বছরে একটি বিশাল মনোযোগ অর্জন করেছে।মিড ক্যাপ তহবিল মাঝারি আকারের এবং ছোট ক্যাপের কোম্পানিগুলিতে বিনিয়োগ করুন স্টার্ট-আপ কোম্পানি বা আকারে ছোট সংস্থাগুলির স্টকগুলিতে বিনিয়োগ করুন। সাধারণত, মিড-ক্যাপগুলি এমন সংস্থাগুলিতে বিনিয়োগ করে যেগুলির মার্কেট ক্যাপ INR 500 Cr থেকে INR 1000 Cr, যেখানে ছোট ক্যাপগুলিকে সাধারণত প্রায় INR 500 কোটির মার্কেট ক্যাপ সহ সংস্থা হিসাবে সংজ্ঞায়িত করা হয়। এই তহবিলগুলিকে ঝুঁকিপূর্ণ হিসাবে বিবেচনা করা হয়, এইভাবে উচ্চ-ঝুঁকির ক্ষুধাযুক্ত বিনিয়োগকারীদের শুধুমাত্র এই তহবিলে বিনিয়োগ করা উচিত। কিন্তু, যেহেতু এই তহবিলগুলি সবচেয়ে উদীয়মান ব্যবসায় বিনিয়োগ করে, তাই তাদের ভাল রিটার্ন দেওয়ার সম্ভাবনা রয়েছে। একজন বিনিয়োগকারীর জন্য এই তহবিলে দীর্ঘ সময়ের জন্য বিনিয়োগ থাকার পরামর্শ দেওয়া হয়।

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Aditya Birla Sun Life Small Cap Fund Growth ₹85.0202
↑ 0.86
₹5,127-0.4-0.6-6.816.719.321.5
SBI Small Cap Fund Growth ₹167.519
↑ 0.73
₹36,945-3.6-1.4-8.812.719.224.1
Sundaram Mid Cap Fund Growth ₹1,426.73
↑ 12.36
₹13,2362.14.9123.123.432
Kotak Emerging Equity Scheme Growth ₹136.116
↑ 1.30
₹60,385-0.82.8-0.420.423.133.6
Taurus Discovery (Midcap) Fund Growth ₹121.3
↑ 1.19
₹133-1.3-0.2-315.417.811.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Dec 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Small Cap FundSBI Small Cap FundSundaram Mid Cap FundKotak Emerging Equity SchemeTaurus Discovery (Midcap) Fund
Point 1Bottom quartile AUM (₹5,127 Cr).Upper mid AUM (₹36,945 Cr).Lower mid AUM (₹13,236 Cr).Highest AUM (₹60,385 Cr).Bottom quartile AUM (₹133 Cr).
Point 2Established history (18+ yrs).Established history (16+ yrs).Established history (23+ yrs).Established history (18+ yrs).Oldest track record among peers (31 yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 19.34% (lower mid).5Y return: 19.17% (bottom quartile).5Y return: 23.43% (top quartile).5Y return: 23.06% (upper mid).5Y return: 17.82% (bottom quartile).
Point 63Y return: 16.67% (lower mid).3Y return: 12.70% (bottom quartile).3Y return: 23.07% (top quartile).3Y return: 20.40% (upper mid).3Y return: 15.39% (bottom quartile).
Point 71Y return: -6.77% (bottom quartile).1Y return: -8.80% (bottom quartile).1Y return: 1.03% (top quartile).1Y return: -0.43% (upper mid).1Y return: -3.04% (lower mid).
Point 8Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: -0.05 (bottom quartile).Alpha: 0.23 (top quartile).Alpha: -3.99 (bottom quartile).
Point 9Sharpe: -0.25 (bottom quartile).Sharpe: -0.45 (bottom quartile).Sharpe: 0.08 (upper mid).Sharpe: 0.09 (top quartile).Sharpe: -0.13 (lower mid).
Point 10Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.16 (top quartile).Information ratio: -0.28 (bottom quartile).Information ratio: -1.20 (bottom quartile).

Aditya Birla Sun Life Small Cap Fund

  • Bottom quartile AUM (₹5,127 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 19.34% (lower mid).
  • 3Y return: 16.67% (lower mid).
  • 1Y return: -6.77% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.25 (bottom quartile).
  • Information ratio: 0.00 (upper mid).

SBI Small Cap Fund

  • Upper mid AUM (₹36,945 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 19.17% (bottom quartile).
  • 3Y return: 12.70% (bottom quartile).
  • 1Y return: -8.80% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.45 (bottom quartile).
  • Information ratio: 0.00 (lower mid).

Sundaram Mid Cap Fund

  • Lower mid AUM (₹13,236 Cr).
  • Established history (23+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.43% (top quartile).
  • 3Y return: 23.07% (top quartile).
  • 1Y return: 1.03% (top quartile).
  • Alpha: -0.05 (bottom quartile).
  • Sharpe: 0.08 (upper mid).
  • Information ratio: 0.16 (top quartile).

Kotak Emerging Equity Scheme

  • Highest AUM (₹60,385 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 23.06% (upper mid).
  • 3Y return: 20.40% (upper mid).
  • 1Y return: -0.43% (upper mid).
  • Alpha: 0.23 (top quartile).
  • Sharpe: 0.09 (top quartile).
  • Information ratio: -0.28 (bottom quartile).

Taurus Discovery (Midcap) Fund

  • Bottom quartile AUM (₹133 Cr).
  • Oldest track record among peers (31 yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.82% (bottom quartile).
  • 3Y return: 15.39% (bottom quartile).
  • 1Y return: -3.04% (lower mid).
  • Alpha: -3.99 (bottom quartile).
  • Sharpe: -0.13 (lower mid).
  • Information ratio: -1.20 (bottom quartile).

3. লার্জ ক্যাপ ফান্ড

বড় ক্যাপ তহবিল ইক্যুইটি ফান্ডের মধ্যে সবচেয়ে জনপ্রিয়। এই তহবিলগুলি আকারে বড় কোম্পানির স্টকগুলিতে বিনিয়োগ করে। এগুলি হল সেই দৃঢ় যারা বাজারে সুপ্রতিষ্ঠিত এবং তাদের শিল্পের নেতা। ঐতিহাসিকভাবে, বড়-ক্যাপ তহবিলগুলি ভাল রিটার্ন প্রদান করেছে। এবং, এই তহবিলগুলি বড় সংস্থাগুলিতে বিনিয়োগ করার কারণে ঝুঁকি মিড এবং ছোট ক্যাপ তহবিলের তুলনায় কম।

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
ICICI Prudential Bluechip Fund Growth ₹115.49
↑ 0.75
₹75,8633.85.87.317.618.716.9
Aditya Birla Sun Life Frontline Equity Fund Growth ₹547.22
↑ 3.80
₹31,0163.34.75.614.916.315.6
SBI Bluechip Fund Growth ₹95.8633
↑ 0.54
₹54,68834.55.313.815.412.5
Nippon India Large Cap Fund Growth ₹94.0548
↑ 0.55
₹48,87124.85.218.420.918.2
Indiabulls Blue Chip Fund Growth ₹44.4
↑ 0.31
₹1322.95.42.613.11312.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Dec 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Bluechip FundAditya Birla Sun Life Frontline Equity FundSBI Bluechip FundNippon India Large Cap FundIndiabulls Blue Chip Fund
Point 1Highest AUM (₹75,863 Cr).Bottom quartile AUM (₹31,016 Cr).Upper mid AUM (₹54,688 Cr).Lower mid AUM (₹48,871 Cr).Bottom quartile AUM (₹132 Cr).
Point 2Established history (17+ yrs).Oldest track record among peers (23 yrs).Established history (19+ yrs).Established history (18+ yrs).Established history (13+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 18.68% (upper mid).5Y return: 16.33% (lower mid).5Y return: 15.45% (bottom quartile).5Y return: 20.92% (top quartile).5Y return: 13.01% (bottom quartile).
Point 63Y return: 17.58% (upper mid).3Y return: 14.90% (lower mid).3Y return: 13.85% (bottom quartile).3Y return: 18.44% (top quartile).3Y return: 13.08% (bottom quartile).
Point 71Y return: 7.26% (top quartile).1Y return: 5.61% (upper mid).1Y return: 5.32% (lower mid).1Y return: 5.20% (bottom quartile).1Y return: 2.61% (bottom quartile).
Point 8Alpha: 0.55 (top quartile).Alpha: -0.50 (lower mid).Alpha: -1.46 (bottom quartile).Alpha: 0.46 (upper mid).Alpha: -1.46 (bottom quartile).
Point 9Sharpe: 0.12 (upper mid).Sharpe: 0.03 (lower mid).Sharpe: 0.00 (bottom quartile).Sharpe: 0.15 (top quartile).Sharpe: -0.04 (bottom quartile).
Point 10Information ratio: 1.23 (upper mid).Information ratio: 0.56 (lower mid).Information ratio: -0.36 (bottom quartile).Information ratio: 1.44 (top quartile).Information ratio: -0.13 (bottom quartile).

ICICI Prudential Bluechip Fund

  • Highest AUM (₹75,863 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.68% (upper mid).
  • 3Y return: 17.58% (upper mid).
  • 1Y return: 7.26% (top quartile).
  • Alpha: 0.55 (top quartile).
  • Sharpe: 0.12 (upper mid).
  • Information ratio: 1.23 (upper mid).

Aditya Birla Sun Life Frontline Equity Fund

  • Bottom quartile AUM (₹31,016 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.33% (lower mid).
  • 3Y return: 14.90% (lower mid).
  • 1Y return: 5.61% (upper mid).
  • Alpha: -0.50 (lower mid).
  • Sharpe: 0.03 (lower mid).
  • Information ratio: 0.56 (lower mid).

SBI Bluechip Fund

  • Upper mid AUM (₹54,688 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.45% (bottom quartile).
  • 3Y return: 13.85% (bottom quartile).
  • 1Y return: 5.32% (lower mid).
  • Alpha: -1.46 (bottom quartile).
  • Sharpe: 0.00 (bottom quartile).
  • Information ratio: -0.36 (bottom quartile).

Nippon India Large Cap Fund

  • Lower mid AUM (₹48,871 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 20.92% (top quartile).
  • 3Y return: 18.44% (top quartile).
  • 1Y return: 5.20% (bottom quartile).
  • Alpha: 0.46 (upper mid).
  • Sharpe: 0.15 (top quartile).
  • Information ratio: 1.44 (top quartile).

Indiabulls Blue Chip Fund

  • Bottom quartile AUM (₹132 Cr).
  • Established history (13+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.01% (bottom quartile).
  • 3Y return: 13.08% (bottom quartile).
  • 1Y return: 2.61% (bottom quartile).
  • Alpha: -1.46 (bottom quartile).
  • Sharpe: -0.04 (bottom quartile).
  • Information ratio: -0.13 (bottom quartile).

4. বহুমুখী তহবিল/মাল্টি ক্যাপ ফান্ড

বহুমুখী তহবিল মার্কেট ক্যাপিটালাইজেশন জুড়ে বিনিয়োগ করুন যেমন, বড় ক্যাপ, মিড এবং ছোট ক্যাপ স্টক। এই তহবিলগুলির বাজার অনুসারে তাদের পোর্টফোলিওগুলি মানিয়ে নেওয়ার নমনীয়তা রয়েছে। তারা সাধারণত বড় ক্যাপ স্টকগুলিতে 40-60%, মিড-ক্যাপ স্টকগুলিতে 10-40% এবং ছোট-ক্যাপ স্টকগুলিতে প্রায় 10% বিনিয়োগ করে। কখনও কখনও, ছোট-ক্যাপের এক্সপোজার খুব ছোট বা একেবারেই না হতে পারে।

এটা বলা হয় যে বৈচিত্র্যপূর্ণ তহবিল ঝুঁকির ভারসাম্য বজায় রাখে এবং অস্থিরতা কমায় যা সাধারণত স্টক বিনিয়োগের সাথে আসে। যদি পোর্টফোলিওর একটি তহবিল সম্পাদন করতে ব্যর্থ হয় তবে অন্যরা সেখানে আয়ের ভারসাম্য বজায় রাখতে পারে। কিন্তু তবুও একটি ইকুইটি ফান্ড হওয়ার কারণে ঝুঁকি এখনও তহবিলে থেকে যায়।

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Mirae Asset India Equity Fund  Growth ₹117.417
↑ 0.81
₹41,08835.35.312.714.312.7
Kotak Standard Multicap Fund Growth ₹86.625
↑ 0.78
₹56,0401.92.54.515.616.216.5
Motilal Oswal Multicap 35 Fund Growth ₹61.0731
↑ 0.65
₹14,319-31.7-5.920.716.145.7
BNP Paribas Multi Cap Fund Growth ₹73.5154
↓ -0.01
₹588-4.6-2.619.317.313.6
Aditya Birla Sun Life Equity Fund Growth ₹1,876.72
↑ 12.08
₹24,4434.15.76.617.11718.5
SBI Magnum Multicap Fund Growth ₹111.874
↑ 0.63
₹23,1682.73.70.412.814.714.2
Bandhan Focused Equity Fund Growth ₹88.138
↑ 0.50
₹2,0861.31.9-3.618.115.130.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Dec 25

Research Highlights & Commentary of 7 Funds showcased

CommentaryMirae Asset India Equity Fund Kotak Standard Multicap FundMotilal Oswal Multicap 35 FundBNP Paribas Multi Cap FundAditya Birla Sun Life Equity FundSBI Magnum Multicap FundBandhan Focused Equity Fund
Point 1Upper mid AUM (₹41,088 Cr).Highest AUM (₹56,040 Cr).Lower mid AUM (₹14,319 Cr).Bottom quartile AUM (₹588 Cr).Upper mid AUM (₹24,443 Cr).Lower mid AUM (₹23,168 Cr).Bottom quartile AUM (₹2,086 Cr).
Point 2Established history (17+ yrs).Established history (16+ yrs).Established history (11+ yrs).Established history (20+ yrs).Oldest track record among peers (27 yrs).Established history (20+ yrs).Established history (19+ yrs).
Point 3Top rated.Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 4★ (lower mid).Rating: 4★ (lower mid).Rating: 4★ (bottom quartile).Rating: 4★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 14.34% (bottom quartile).5Y return: 16.19% (upper mid).5Y return: 16.09% (upper mid).5Y return: 13.57% (bottom quartile).5Y return: 16.96% (top quartile).5Y return: 14.67% (lower mid).5Y return: 15.12% (lower mid).
Point 63Y return: 12.70% (bottom quartile).3Y return: 15.60% (lower mid).3Y return: 20.70% (top quartile).3Y return: 17.28% (upper mid).3Y return: 17.09% (lower mid).3Y return: 12.80% (bottom quartile).3Y return: 18.08% (upper mid).
Point 71Y return: 5.29% (upper mid).1Y return: 4.48% (lower mid).1Y return: -5.86% (bottom quartile).1Y return: 19.34% (top quartile).1Y return: 6.61% (upper mid).1Y return: 0.36% (lower mid).1Y return: -3.64% (bottom quartile).
Point 8Alpha: 0.62 (upper mid).Alpha: 3.08 (top quartile).Alpha: 0.60 (lower mid).Alpha: 0.00 (lower mid).Alpha: 1.88 (upper mid).Alpha: -1.42 (bottom quartile).Alpha: -0.06 (bottom quartile).
Point 9Sharpe: 0.12 (lower mid).Sharpe: 0.23 (upper mid).Sharpe: 0.05 (lower mid).Sharpe: 2.86 (top quartile).Sharpe: 0.15 (upper mid).Sharpe: -0.12 (bottom quartile).Sharpe: 0.00 (bottom quartile).
Point 10Information ratio: -0.43 (bottom quartile).Information ratio: 0.01 (lower mid).Information ratio: 0.57 (top quartile).Information ratio: 0.00 (lower mid).Information ratio: 0.52 (upper mid).Information ratio: -0.90 (bottom quartile).Information ratio: 0.40 (upper mid).

Mirae Asset India Equity Fund 

  • Upper mid AUM (₹41,088 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.34% (bottom quartile).
  • 3Y return: 12.70% (bottom quartile).
  • 1Y return: 5.29% (upper mid).
  • Alpha: 0.62 (upper mid).
  • Sharpe: 0.12 (lower mid).
  • Information ratio: -0.43 (bottom quartile).

Kotak Standard Multicap Fund

  • Highest AUM (₹56,040 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.19% (upper mid).
  • 3Y return: 15.60% (lower mid).
  • 1Y return: 4.48% (lower mid).
  • Alpha: 3.08 (top quartile).
  • Sharpe: 0.23 (upper mid).
  • Information ratio: 0.01 (lower mid).

Motilal Oswal Multicap 35 Fund

  • Lower mid AUM (₹14,319 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.09% (upper mid).
  • 3Y return: 20.70% (top quartile).
  • 1Y return: -5.86% (bottom quartile).
  • Alpha: 0.60 (lower mid).
  • Sharpe: 0.05 (lower mid).
  • Information ratio: 0.57 (top quartile).

BNP Paribas Multi Cap Fund

  • Bottom quartile AUM (₹588 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.57% (bottom quartile).
  • 3Y return: 17.28% (upper mid).
  • 1Y return: 19.34% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.86 (top quartile).
  • Information ratio: 0.00 (lower mid).

Aditya Birla Sun Life Equity Fund

  • Upper mid AUM (₹24,443 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.96% (top quartile).
  • 3Y return: 17.09% (lower mid).
  • 1Y return: 6.61% (upper mid).
  • Alpha: 1.88 (upper mid).
  • Sharpe: 0.15 (upper mid).
  • Information ratio: 0.52 (upper mid).

SBI Magnum Multicap Fund

  • Lower mid AUM (₹23,168 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 14.67% (lower mid).
  • 3Y return: 12.80% (bottom quartile).
  • 1Y return: 0.36% (lower mid).
  • Alpha: -1.42 (bottom quartile).
  • Sharpe: -0.12 (bottom quartile).
  • Information ratio: -0.90 (bottom quartile).

Bandhan Focused Equity Fund

  • Bottom quartile AUM (₹2,086 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.12% (lower mid).
  • 3Y return: 18.08% (upper mid).
  • 1Y return: -3.64% (bottom quartile).
  • Alpha: -0.06 (bottom quartile).
  • Sharpe: 0.00 (bottom quartile).
  • Information ratio: 0.40 (upper mid).

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Lower mid AUM (₹1,498 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 22.41% (bottom quartile).
  • 3Y return: 47.19% (top quartile).
  • 1Y return: 132.38% (top quartile).
  • Alpha: -4.16 (bottom quartile).
  • Sharpe: 1.83 (top quartile).
  • Information ratio: -1.04 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • Largest holding BGF World Gold I2 (~75.3%).
  • Top-3 holdings concentration ~101.3%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (11 Dec 25) ₹51.4804 ↑ 1.81   (3.64 %)
Net Assets (Cr) ₹1,498 on 31 Oct 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.41
Sharpe Ratio 1.83
Information Ratio -1.04
Alpha Ratio -4.16
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹9,903
30 Nov 22₹8,659
30 Nov 23₹9,599
30 Nov 24₹12,026
30 Nov 25₹27,573

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Dec 25

DurationReturns
1 Month 14%
3 Month 27.4%
6 Month 70%
1 Year 132.4%
3 Year 47.2%
5 Year 22.4%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 15.9%
2023 7%
2022 -7.7%
2021 -9%
2020 31.4%
2019 35.1%
2018 -10.7%
2017 -4%
2016 52.7%
2015 -18.5%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Jay Kothari1 Mar 1312.68 Yr.

Data below for DSP World Gold Fund as on 31 Oct 25

Equity Sector Allocation
SectorValue
Basic Materials95.15%
Asset Allocation
Asset ClassValue
Cash2.29%
Equity95.15%
Debt0.02%
Other2.54%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
75%₹1,127 Cr1,347,933
↓ -108,097
VanEck Gold Miners ETF
- | GDX
24%₹367 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
2%₹23 Cr
Net Receivables/Payables
Net Current Assets | -
1%-₹20 Cr

2. Franklin India Opportunities Fund

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Research Highlights for Franklin India Opportunities Fund

  • Upper mid AUM (₹8,189 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.53% (lower mid).
  • 3Y return: 27.50% (upper mid).
  • 1Y return: -0.71% (bottom quartile).
  • Alpha: 0.68 (top quartile).
  • Sharpe: 0.06 (bottom quartile).
  • Information ratio: 1.78 (top quartile).
  • Top sector: Financial Services.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Axis Bank Ltd (~5.9%).

Below is the key information for Franklin India Opportunities Fund

Franklin India Opportunities Fund
Growth
Launch Date 21 Feb 00
NAV (11 Dec 25) ₹256.218 ↑ 1.00   (0.39 %)
Net Assets (Cr) ₹8,189 on 31 Oct 25
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 1.83
Sharpe Ratio 0.06
Information Ratio 1.78
Alpha Ratio 0.68
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹13,952
30 Nov 22₹14,394
30 Nov 23₹19,801
30 Nov 24₹29,167
30 Nov 25₹30,396

Franklin India Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for Franklin India Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Dec 25

DurationReturns
1 Month -1.5%
3 Month -1%
6 Month 2.2%
1 Year -0.7%
3 Year 27.5%
5 Year 23.5%
10 Year
15 Year
Since launch 13.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 37.3%
2023 53.6%
2022 -1.9%
2021 29.7%
2020 27.3%
2019 5.4%
2018 -10.1%
2017 35.6%
2016 4.2%
2015 2.3%
Fund Manager information for Franklin India Opportunities Fund
NameSinceTenure
Kiran Sebastian7 Feb 223.73 Yr.
R. Janakiraman1 Apr 1312.59 Yr.
Sandeep Manam18 Oct 214.04 Yr.

Data below for Franklin India Opportunities Fund as on 31 Oct 25

Equity Sector Allocation
SectorValue
Financial Services24.53%
Consumer Cyclical16.82%
Health Care13%
Technology12.83%
Basic Materials8.66%
Communication Services5.45%
Industrials4.35%
Energy3.02%
Utility2.61%
Consumer Defensive1.62%
Real Estate0.55%
Asset Allocation
Asset ClassValue
Cash6.34%
Equity93.64%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 25 | 532215
6%₹487 Cr3,948,707
↑ 998,430
State Bank of India (Financial Services)
Equity, Since 31 Oct 25 | SBIN
6%₹467 Cr4,981,006
↑ 4,981,006
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 543320
4%₹303 Cr9,548,090
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 25 | MARUTI
3%₹274 Cr169,582
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE
3%₹247 Cr1,661,519
↓ -810,710
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL
3%₹238 Cr1,158,502
Mphasis Ltd (Technology)
Equity, Since 30 Nov 24 | 526299
3%₹225 Cr814,231
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | M&M
3%₹222 Cr637,966
NTPC Ltd (Utilities)
Equity, Since 31 Aug 22 | 532555
3%₹213 Cr6,333,312
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 24 | HDFCBANK
3%₹213 Cr2,153,280
↓ -1,934,662

3. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

  • Bottom quartile AUM (₹1,466 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 26.77% (upper mid).
  • 3Y return: 26.53% (upper mid).
  • 1Y return: -0.23% (lower mid).
  • Alpha: -0.54 (lower mid).
  • Sharpe: 0.09 (lower mid).
  • Information ratio: -0.60 (bottom quartile).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • Largest holding State Bank of India (~9.1%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund
Growth
Launch Date 18 Nov 09
NAV (12 Dec 25) ₹64.24 ↑ 0.61   (0.96 %)
Net Assets (Cr) ₹1,466 on 31 Oct 25
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.14
Sharpe Ratio 0.09
Information Ratio -0.6
Alpha Ratio -0.54
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹13,532
30 Nov 22₹16,574
30 Nov 23₹21,911
30 Nov 24₹33,100
30 Nov 25₹34,463

Invesco India PSU Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Dec 25

DurationReturns
1 Month -3.9%
3 Month 2%
6 Month 0.5%
1 Year -0.2%
3 Year 26.5%
5 Year 26.8%
10 Year
15 Year
Since launch 12.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 25.6%
2023 54.5%
2022 20.5%
2021 31.1%
2020 6.1%
2019 10.1%
2018 -16.9%
2017 24.3%
2016 17.9%
2015 2.5%
Fund Manager information for Invesco India PSU Equity Fund
NameSinceTenure
Hiten Jain1 Jul 250.34 Yr.
Sagar Gandhi1 Jul 250.34 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Oct 25

Equity Sector Allocation
SectorValue
Industrials31.05%
Financial Services28.47%
Utility20.98%
Energy13.32%
Basic Materials2.59%
Asset Allocation
Asset ClassValue
Cash3.6%
Equity96.4%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
9%₹134 Cr1,426,314
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL
9%₹128 Cr2,997,692
↓ -180,797
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | 500547
7%₹104 Cr2,901,565
↓ -327,476
Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | 532814
6%₹93 Cr1,080,618
↑ 527,920
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL
6%₹92 Cr196,158
↓ -30,307
NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN
6%₹91 Cr8,790,786
NTPC Ltd (Utilities)
Equity, Since 31 May 19 | 532555
5%₹68 Cr2,024,963
↓ -1,060,827
Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | 541143
4%₹65 Cr424,045
↑ 93,217
Bank of Baroda (Financial Services)
Equity, Since 30 Jun 21 | 532134
4%₹59 Cr2,116,392
↑ 894,585
GAIL (India) Ltd (Utilities)
Equity, Since 28 Feb 23 | 532155
4%₹56 Cr3,089,630

4. Invesco India Mid Cap Fund

The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of mid cap companies. However, there can be no assurance that the funds objectives will be achieved.

Research Highlights for Invesco India Mid Cap Fund

  • Highest AUM (₹9,320 Cr).
  • Established history (18+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 25.04% (lower mid).
  • 3Y return: 26.36% (lower mid).
  • 1Y return: 5.76% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.43 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding AU Small Finance Bank Ltd (~5.6%).

Below is the key information for Invesco India Mid Cap Fund

Invesco India Mid Cap Fund
Growth
Launch Date 19 Apr 07
NAV (12 Dec 25) ₹184.76 ↑ 1.81   (0.99 %)
Net Assets (Cr) ₹9,320 on 31 Oct 25
Category Equity - Mid Cap
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio 0.43
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹14,577
30 Nov 22₹15,346
30 Nov 23₹19,288
30 Nov 24₹28,186
30 Nov 25₹31,678

Invesco India Mid Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for Invesco India Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Dec 25

DurationReturns
1 Month -0.1%
3 Month 1.8%
6 Month 6%
1 Year 5.8%
3 Year 26.4%
5 Year 25%
10 Year
15 Year
Since launch 16.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 43.1%
2023 34.1%
2022 0.5%
2021 43.1%
2020 24.4%
2019 3.8%
2018 -5.3%
2017 44.3%
2016 1.1%
2015 6.4%
Fund Manager information for Invesco India Mid Cap Fund
NameSinceTenure
Aditya Khemani9 Nov 231.98 Yr.
Amit Ganatra1 Sep 232.17 Yr.

Data below for Invesco India Mid Cap Fund as on 31 Oct 25

Equity Sector Allocation
SectorValue
Financial Services34.12%
Health Care18.22%
Consumer Cyclical17%
Industrials9.12%
Real Estate8.42%
Technology7.23%
Basic Materials3.95%
Communication Services1.39%
Asset Allocation
Asset ClassValue
Cash0.56%
Equity99.44%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Jul 25 | 540611
6%₹521 Cr5,936,790
Swiggy Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | SWIGGY
5%₹487 Cr11,879,113
↑ 1,517,109
The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 22 | FEDERALBNK
5%₹472 Cr19,960,984
↑ 5,368,346
L&T Finance Ltd (Financial Services)
Equity, Since 31 Dec 23 | LTF
5%₹456 Cr16,854,973
Prestige Estates Projects Ltd (Real Estate)
Equity, Since 30 Nov 23 | PRESTIGE
5%₹428 Cr2,451,815
↑ 33,004
BSE Ltd (Financial Services)
Equity, Since 31 Dec 23 | BSE
4%₹377 Cr1,519,233
Max Financial Services Ltd (Financial Services)
Equity, Since 30 Nov 23 | 500271
4%₹375 Cr2,422,867
↑ 324,236
Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Mar 24 | 532296
4%₹353 Cr1,864,031
↑ 187,614
Sai Life Sciences Ltd (Healthcare)
Equity, Since 31 Dec 24 | SAILIFE
3%₹308 Cr3,351,338
↑ 116,840
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 22 | JKCEMENT
3%₹297 Cr477,753

5. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

  • Upper mid AUM (₹5,714 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 28.52% (top quartile).
  • 3Y return: 26.25% (lower mid).
  • 1Y return: 1.51% (lower mid).
  • Alpha: -0.58 (lower mid).
  • Sharpe: 0.09 (lower mid).
  • Information ratio: -0.57 (lower mid).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding State Bank of India (~16.3%).

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (12 Dec 25) ₹33.0142 ↑ 0.32   (0.97 %)
Net Assets (Cr) ₹5,714 on 31 Oct 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 1.89
Sharpe Ratio 0.09
Information Ratio -0.57
Alpha Ratio -0.58
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹13,886
30 Nov 22₹18,323
30 Nov 23₹23,973
30 Nov 24₹36,302
30 Nov 25₹38,023

SBI PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Dec 25

DurationReturns
1 Month -2.7%
3 Month 4.4%
6 Month 2.9%
1 Year 1.5%
3 Year 26.2%
5 Year 28.5%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 23.5%
2023 54%
2022 29%
2021 32.4%
2020 -10%
2019 6%
2018 -23.8%
2017 21.9%
2016 16.2%
2015 -11.1%
Fund Manager information for SBI PSU Fund
NameSinceTenure
Rohit Shimpi1 Jun 241.42 Yr.

Data below for SBI PSU Fund as on 31 Oct 25

Equity Sector Allocation
SectorValue
Financial Services37.03%
Utility29.3%
Energy13.78%
Industrials12.67%
Basic Materials5.75%
Asset Allocation
Asset ClassValue
Cash1.48%
Equity98.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN
16%₹930 Cr9,927,500
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL
10%₹553 Cr12,975,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 532555
9%₹490 Cr14,543,244
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 532898
8%₹476 Cr16,535,554
GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 532155
8%₹471 Cr25,750,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 500547
6%₹346 Cr9,700,000
Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 532134
5%₹306 Cr11,000,000
NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 526371
4%₹211 Cr27,900,000
Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | 532814
4%₹208 Cr2,427,235
Oil India Ltd (Energy)
Equity, Since 31 Mar 24 | OIL
3%₹167 Cr3,850,000

6. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,054 Cr).
  • Established history (17+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 26.72% (upper mid).
  • 3Y return: 25.35% (bottom quartile).
  • 1Y return: -7.68% (bottom quartile).
  • Alpha: -6.32 (bottom quartile).
  • Sharpe: -0.04 (bottom quartile).
  • Information ratio: 0.40 (upper mid).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Shakti Pumps (India) Ltd (~5.4%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund
Growth
Launch Date 29 Feb 08
NAV (12 Dec 25) ₹48.7203 ↑ 0.44   (0.91 %)
Net Assets (Cr) ₹1,054 on 31 Oct 25
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.21
Sharpe Ratio -0.04
Information Ratio 0.4
Alpha Ratio -6.32
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹15,227
30 Nov 22₹17,048
30 Nov 23₹22,071
30 Nov 24₹35,282
30 Nov 25₹34,336

LIC MF Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Dec 25

DurationReturns
1 Month -3%
3 Month -1.9%
6 Month -1.9%
1 Year -7.7%
3 Year 25.4%
5 Year 26.7%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 47.8%
2023 44.4%
2022 7.9%
2021 46.6%
2020 -0.1%
2019 13.3%
2018 -14.6%
2017 42.2%
2016 -2.2%
2015 -6.2%
Fund Manager information for LIC MF Infrastructure Fund
NameSinceTenure
Yogesh Patil18 Sep 205.12 Yr.
Mahesh Bendre1 Jul 241.34 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Oct 25

Equity Sector Allocation
SectorValue
Industrials46.67%
Basic Materials10.73%
Consumer Cyclical7.92%
Financial Services7.74%
Utility5.33%
Technology4.46%
Real Estate3.56%
Health Care3.4%
Communication Services3.11%
Energy0.98%
Asset Allocation
Asset ClassValue
Cash5.56%
Equity94.44%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Shakti Pumps (India) Ltd (Industrials)
Equity, Since 31 Mar 24 | SHAKTIPUMP
5%₹57 Cr693,857
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT
4%₹44 Cr109,584
Afcons Infrastructure Ltd (Industrials)
Equity, Since 31 Oct 24 | AFCONS
3%₹34 Cr769,765
REC Ltd (Financial Services)
Equity, Since 31 Jul 23 | 532955
3%₹34 Cr911,009
Avalon Technologies Ltd (Technology)
Equity, Since 31 Jul 23 | AVALON
3%₹34 Cr286,134
↓ -24,481
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Jun 25 | APOLLOHOSP
3%₹34 Cr44,149
Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 500655
3%₹32 Cr94,287
Bharat Bijlee Ltd (Industrials)
Equity, Since 31 Jul 22 | BBL
3%₹28 Cr93,633
↑ 13,500
Cummins India Ltd (Industrials)
Equity, Since 31 May 21 | 500480
3%₹27 Cr62,276
Schneider Electric Infrastructure Ltd (Industrials)
Equity, Since 31 Dec 23 | SCHNEIDER
3%₹27 Cr319,302

7. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

  • Lower mid AUM (₹4,008 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 23.12% (bottom quartile).
  • 3Y return: 24.68% (bottom quartile).
  • 1Y return: 15.29% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.60 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Higher exposure to Consumer Cyclical vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~95%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Mahindra & Mahindra Ltd (~14.0%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund
Growth
Launch Date 11 Apr 04
NAV (12 Dec 25) ₹294.196 ↑ 1.52   (0.52 %)
Net Assets (Cr) ₹4,008 on 31 Oct 25
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 1.93
Sharpe Ratio 0.6
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 20₹10,000
30 Nov 21₹12,512
30 Nov 22₹15,441
30 Nov 23₹19,543
30 Nov 24₹25,175
30 Nov 25₹29,452

UTI Transportation & Logistics Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Dec 25

DurationReturns
1 Month -0.2%
3 Month 0.8%
6 Month 14.9%
1 Year 15.3%
3 Year 24.7%
5 Year 23.1%
10 Year
15 Year
Since launch 16.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 18.7%
2023 40.1%
2022 14.7%
2021 24.3%
2020 11%
2019 -8.7%
2018 -19.5%
2017 39.6%
2016 4.8%
2015 5.7%
Fund Manager information for UTI Transportation & Logistics Fund
NameSinceTenure
Sachin Trivedi22 Sep 169.11 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Oct 25

Equity Sector Allocation
SectorValue
Consumer Cyclical79.11%
Industrials13.88%
Asset Allocation
Asset ClassValue
Cash5.18%
Equity94.65%
Debt0.13%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | M&M
14%₹559 Cr1,604,386
↑ 28,711
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | MARUTI
11%₹423 Cr261,576
↓ -2,437
Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 08 | EICHERMOT
10%₹389 Cr554,527
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 543320
7%₹270 Cr8,494,093
↑ 419,678
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 May 18 | INDIGO
5%₹201 Cr357,935
↓ -30,056
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Apr 18 | 532977
5%₹189 Cr212,504
Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | HEROMOTOCO
5%₹182 Cr327,739
Hyundai Motor India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | HYUNDAI
4%₹173 Cr711,342
↑ 125,000
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS
4%₹156 Cr1,076,157
TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | 532343
4%₹142 Cr403,430

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