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2022 में निवेश करने के लिए शीर्ष 5 म्युचुअल फंड

Updated on July 21, 2026 , 38817 views

म्यूचुअल फंड्स देर से ही सही, निवेश का एक लोकप्रिय तरीका बन गया है, और कई निवेशक इसका झुकाव कर रहे हैंनिवेश इस में। म्यूचुअल फंड न केवल अच्छा रिटर्न देते हैं, बल्कि हासिल करने का एक व्यवस्थित अवसर भी देते हैंवित्तीय लक्ष्यों, जो हाल के दिनों में उनकी लोकप्रियता का एक कारण है। हालांकि, वांछित निवेश लक्ष्य प्राप्त करने या अच्छा रिटर्न अर्जित करने के लिए, सही फंड में निवेश करना महत्वपूर्ण है। इसलिए हम यहाँ हैं! निवेशक योजना बना रहे हैंम्युचुअल फंड में निवेश, हम आपको उनमें से कुछ लाते हैंसर्वश्रेष्ठ प्रदर्शन करने वाले म्युचुअल फंड जिन पर आपको निवेश करते समय विचार करने की आवश्यकता है। इन फंडों को एयूएम जैसे महत्वपूर्ण मानकों को पूरा करके शॉर्टलिस्ट किया गया है।नहीं हैं, पिछले प्रदर्शन, सहकर्मी औसत रिटर्न, सूचना अनुपात, आदि।

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भारत में शीर्ष 5 सर्वश्रेष्ठ प्रदर्शन करने वाले म्युचुअल फंड

बेस्ट इक्विटी म्यूचुअल फंड 2022

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)Information RatioSharpe Ratio
DSP World Gold Fund Growth ₹51.528
↑ 2.67
₹1,433 1,000 500 -16.1-18.964.143.623.9167.1-0.51.22
DSP US Flexible Equity Fund Growth ₹93.9309
↑ 0.84
₹1,291 1,000 500 9.818.547.226.918.433.80.151.93
LIC MF Infrastructure Fund Growth ₹53.5155
↓ -0.32
₹1,137 5,000 1,000 3.816.75.724.822.3-3.70.580.22
Kotak Global Emerging Market Fund Growth ₹38.939
↑ 0.31
₹1,767 5,000 1,000 5.815.749.924.710.839.1-0.251.88
UTI Healthcare Fund Growth ₹326.715
↓ -2.06
₹1,308 5,000 500 13.221.410.824.214-3.10.20.58
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Jul 26
Note: Ratio's shown as on 30 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP World Gold FundDSP US Flexible Equity FundLIC MF Infrastructure FundKotak Global Emerging Market Fund UTI Healthcare Fund
Point 1Upper mid AUM (₹1,433 Cr).Bottom quartile AUM (₹1,291 Cr).Bottom quartile AUM (₹1,137 Cr).Highest AUM (₹1,767 Cr).Lower mid AUM (₹1,308 Cr).
Point 2Established history (18+ yrs).Established history (13+ yrs).Established history (18+ yrs).Established history (18+ yrs).Oldest track record among peers (27 yrs).
Point 3Rating: 3★ (upper mid).Top rated.Not Rated.Rating: 3★ (lower mid).Rating: 1★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 23.89% (top quartile).5Y return: 18.41% (lower mid).5Y return: 22.29% (upper mid).5Y return: 10.79% (bottom quartile).5Y return: 13.95% (bottom quartile).
Point 63Y return: 43.65% (top quartile).3Y return: 26.89% (upper mid).3Y return: 24.83% (lower mid).3Y return: 24.69% (bottom quartile).3Y return: 24.18% (bottom quartile).
Point 71Y return: 64.05% (top quartile).1Y return: 47.21% (lower mid).1Y return: 5.68% (bottom quartile).1Y return: 49.89% (upper mid).1Y return: 10.78% (bottom quartile).
Point 8Alpha: 2.12 (lower mid).Alpha: -4.10 (bottom quartile).Alpha: 8.41 (top quartile).Alpha: -1.76 (bottom quartile).Alpha: 2.15 (upper mid).
Point 9Sharpe: 1.22 (lower mid).Sharpe: 1.93 (top quartile).Sharpe: 0.22 (bottom quartile).Sharpe: 1.88 (upper mid).Sharpe: 0.58 (bottom quartile).
Point 10Information ratio: -0.50 (bottom quartile).Information ratio: 0.15 (lower mid).Information ratio: 0.58 (top quartile).Information ratio: -0.25 (bottom quartile).Information ratio: 0.20 (upper mid).

DSP World Gold Fund

  • Upper mid AUM (₹1,433 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 23.89% (top quartile).
  • 3Y return: 43.65% (top quartile).
  • 1Y return: 64.05% (top quartile).
  • Alpha: 2.12 (lower mid).
  • Sharpe: 1.22 (lower mid).
  • Information ratio: -0.50 (bottom quartile).

DSP US Flexible Equity Fund

  • Bottom quartile AUM (₹1,291 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 18.41% (lower mid).
  • 3Y return: 26.89% (upper mid).
  • 1Y return: 47.21% (lower mid).
  • Alpha: -4.10 (bottom quartile).
  • Sharpe: 1.93 (top quartile).
  • Information ratio: 0.15 (lower mid).

LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,137 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 22.29% (upper mid).
  • 3Y return: 24.83% (lower mid).
  • 1Y return: 5.68% (bottom quartile).
  • Alpha: 8.41 (top quartile).
  • Sharpe: 0.22 (bottom quartile).
  • Information ratio: 0.58 (top quartile).

Kotak Global Emerging Market Fund

  • Highest AUM (₹1,767 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 10.79% (bottom quartile).
  • 3Y return: 24.69% (bottom quartile).
  • 1Y return: 49.89% (upper mid).
  • Alpha: -1.76 (bottom quartile).
  • Sharpe: 1.88 (upper mid).
  • Information ratio: -0.25 (bottom quartile).

UTI Healthcare Fund

  • Lower mid AUM (₹1,308 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 13.95% (bottom quartile).
  • 3Y return: 24.18% (bottom quartile).
  • 1Y return: 10.78% (bottom quartile).
  • Alpha: 2.15 (upper mid).
  • Sharpe: 0.58 (bottom quartile).
  • Information ratio: 0.20 (upper mid).

बेस्ट डेट फंड 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹34.9131
↑ 0.04
₹2971.35.913.78.8 0%1Y 15D
Sundaram Short Term Debt Fund Growth ₹36.3802
↑ 0.01
₹3620.811.412.85.3 4.52%1Y 2M 13D1Y 7M 3D
Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01
₹550110.211.85 4.19%5M 18D8M 1D
Aditya Birla Sun Life Credit Risk Fund Growth ₹25.1876
↓ -0.01
₹1,4612.34.511.712.113.47.98%2Y 29D2Y 9M 4D
DSP Credit Risk Fund Growth ₹54.8256
↓ -0.01
₹2751.77.89.815.9217.73%2Y 1M 28D2Y 10M 17D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Aug 22

Research Highlights & Commentary of 5 Funds showcased

CommentaryFranklin India Ultra Short Bond Fund - Super Institutional PlanSundaram Short Term Debt FundSundaram Low Duration FundAditya Birla Sun Life Credit Risk FundDSP Credit Risk Fund
Point 1Bottom quartile AUM (₹297 Cr).Lower mid AUM (₹362 Cr).Upper mid AUM (₹550 Cr).Highest AUM (₹1,461 Cr).Bottom quartile AUM (₹275 Cr).
Point 2Established history (18+ yrs).Oldest track record among peers (23 yrs).Established history (19+ yrs).Established history (11+ yrs).Established history (23+ yrs).
Point 3Rating: 1★ (bottom quartile).Rating: 2★ (upper mid).Rating: 2★ (lower mid).Not Rated.Top rated.
Point 4Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 13.69% (top quartile).1Y return: 12.83% (upper mid).1Y return: 11.79% (lower mid).1Y return: 11.65% (bottom quartile).1Y return: 9.84% (bottom quartile).
Point 61M return: 0.59% (lower mid).1M return: 0.20% (bottom quartile).1M return: 0.28% (bottom quartile).1M return: 0.84% (upper mid).1M return: 1.09% (top quartile).
Point 7Sharpe: 2.57 (top quartile).Sharpe: 0.98 (bottom quartile).Sharpe: 0.99 (lower mid).Sharpe: 1.95 (upper mid).Sharpe: 0.76 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 0.00% (bottom quartile).Yield to maturity (debt): 4.52% (lower mid).Yield to maturity (debt): 4.19% (bottom quartile).Yield to maturity (debt): 7.98% (top quartile).Yield to maturity (debt): 7.73% (upper mid).
Point 10Modified duration: 0.00 yrs (top quartile).Modified duration: 1.20 yrs (lower mid).Modified duration: 0.47 yrs (upper mid).Modified duration: 2.08 yrs (bottom quartile).Modified duration: 2.16 yrs (bottom quartile).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

  • Bottom quartile AUM (₹297 Cr).
  • Established history (18+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 13.69% (top quartile).
  • 1M return: 0.59% (lower mid).
  • Sharpe: 2.57 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).

Sundaram Short Term Debt Fund

  • Lower mid AUM (₹362 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 12.83% (upper mid).
  • 1M return: 0.20% (bottom quartile).
  • Sharpe: 0.98 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 4.52% (lower mid).
  • Modified duration: 1.20 yrs (lower mid).

Sundaram Low Duration Fund

  • Upper mid AUM (₹550 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 11.79% (lower mid).
  • 1M return: 0.28% (bottom quartile).
  • Sharpe: 0.99 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 4.19% (bottom quartile).
  • Modified duration: 0.47 yrs (upper mid).

Aditya Birla Sun Life Credit Risk Fund

  • Highest AUM (₹1,461 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 11.65% (bottom quartile).
  • 1M return: 0.84% (upper mid).
  • Sharpe: 1.95 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.98% (top quartile).
  • Modified duration: 2.08 yrs (bottom quartile).

DSP Credit Risk Fund

  • Bottom quartile AUM (₹275 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 9.84% (bottom quartile).
  • 1M return: 1.09% (top quartile).
  • Sharpe: 0.76 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.73% (upper mid).
  • Modified duration: 2.16 yrs (bottom quartile).

बेस्ट हाइब्रिड फंड्स 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹41.56
↓ -0.28
₹1,6953.113.87.417.813.7-0.9
Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78
₹1,9540.510.527.11614.2
SBI Multi Asset Allocation Fund Growth ₹66.2325
↓ -0.33
₹19,3540.80.19.715.21318.6
ICICI Prudential Multi-Asset Fund Growth ₹806.77
↓ -3.82
₹84,991-0.9-0.6615.217.118.6
UTI Multi Asset Fund Growth ₹78.022
↓ -0.40
₹6,8900.5-1.34.11513.111.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBOI AXA Mid and Small Cap Equity and Debt FundSundaram Equity Hybrid FundSBI Multi Asset Allocation FundICICI Prudential Multi-Asset FundUTI Multi Asset Fund
Point 1Bottom quartile AUM (₹1,695 Cr).Bottom quartile AUM (₹1,954 Cr).Upper mid AUM (₹19,354 Cr).Highest AUM (₹84,991 Cr).Lower mid AUM (₹6,890 Cr).
Point 2Established history (10+ yrs).Oldest track record among peers (26 yrs).Established history (20+ yrs).Established history (23+ yrs).Established history (17+ yrs).
Point 3Not Rated.Rating: 2★ (upper mid).Top rated.Rating: 2★ (lower mid).Rating: 1★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 13.72% (lower mid).5Y return: 14.20% (upper mid).5Y return: 13.03% (bottom quartile).5Y return: 17.11% (top quartile).5Y return: 13.08% (bottom quartile).
Point 63Y return: 17.77% (top quartile).3Y return: 16.03% (upper mid).3Y return: 15.21% (lower mid).3Y return: 15.19% (bottom quartile).3Y return: 15.03% (bottom quartile).
Point 71Y return: 7.39% (lower mid).1Y return: 27.10% (top quartile).1Y return: 9.66% (upper mid).1Y return: 6.02% (bottom quartile).1Y return: 4.11% (bottom quartile).
Point 81M return: -0.69% (bottom quartile).1M return: 1.80% (top quartile).1M return: -0.04% (lower mid).1M return: -0.07% (bottom quartile).1M return: 0.42% (upper mid).
Point 9Alpha: 0.00 (upper mid).Alpha: 5.81 (top quartile).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.17 (lower mid).Sharpe: 2.64 (top quartile).Sharpe: 0.53 (upper mid).Sharpe: 0.01 (bottom quartile).Sharpe: -0.11 (bottom quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Bottom quartile AUM (₹1,695 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.72% (lower mid).
  • 3Y return: 17.77% (top quartile).
  • 1Y return: 7.39% (lower mid).
  • 1M return: -0.69% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.17 (lower mid).

Sundaram Equity Hybrid Fund

  • Bottom quartile AUM (₹1,954 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.20% (upper mid).
  • 3Y return: 16.03% (upper mid).
  • 1Y return: 27.10% (top quartile).
  • 1M return: 1.80% (top quartile).
  • Alpha: 5.81 (top quartile).
  • Sharpe: 2.64 (top quartile).

SBI Multi Asset Allocation Fund

  • Upper mid AUM (₹19,354 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 13.03% (bottom quartile).
  • 3Y return: 15.21% (lower mid).
  • 1Y return: 9.66% (upper mid).
  • 1M return: -0.04% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.53 (upper mid).

ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹84,991 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.11% (top quartile).
  • 3Y return: 15.19% (bottom quartile).
  • 1Y return: 6.02% (bottom quartile).
  • 1M return: -0.07% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.01 (bottom quartile).

UTI Multi Asset Fund

  • Lower mid AUM (₹6,890 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.08% (bottom quartile).
  • 3Y return: 15.03% (bottom quartile).
  • 1Y return: 4.11% (bottom quartile).
  • 1M return: 0.42% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.11 (bottom quartile).

बेस्ट गोल्ड म्यूचुअल फंड 2022

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
DSP World Gold Fund Growth ₹51.528
↑ 2.67
₹1,433-16.1-18.964.143.623.9167.1
SBI Gold Fund Growth ₹41.8328
↓ -0.18
₹15,294-4.4-6.941.532.623.371.5
ICICI Prudential Regular Gold Savings Fund Growth ₹44.1847
↓ -0.23
₹6,265-4.4-7.24132.523.272
Aditya Birla Sun Life Gold Fund Growth ₹41.5528
↓ -0.04
₹1,648-4.4-741.732.52372
Kotak Gold Fund Growth ₹54.8991
↓ -0.22
₹6,422-4.1-7.241.432.422.770.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP World Gold FundSBI Gold FundICICI Prudential Regular Gold Savings FundAditya Birla Sun Life Gold FundKotak Gold Fund
Point 1Bottom quartile AUM (₹1,433 Cr).Highest AUM (₹15,294 Cr).Lower mid AUM (₹6,265 Cr).Bottom quartile AUM (₹1,648 Cr).Upper mid AUM (₹6,422 Cr).
Point 2Oldest track record among peers (18 yrs).Established history (14+ yrs).Established history (14+ yrs).Established history (14+ yrs).Established history (15+ yrs).
Point 3Top rated.Rating: 2★ (lower mid).Rating: 1★ (bottom quartile).Rating: 3★ (upper mid).Rating: 1★ (bottom quartile).
Point 4Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 23.89% (top quartile).5Y return: 23.28% (upper mid).5Y return: 23.16% (lower mid).5Y return: 22.98% (bottom quartile).5Y return: 22.73% (bottom quartile).
Point 63Y return: 43.65% (top quartile).3Y return: 32.63% (upper mid).3Y return: 32.54% (lower mid).3Y return: 32.48% (bottom quartile).3Y return: 32.43% (bottom quartile).
Point 71Y return: 64.05% (top quartile).1Y return: 41.49% (lower mid).1Y return: 41.02% (bottom quartile).1Y return: 41.71% (upper mid).1Y return: 41.39% (bottom quartile).
Point 8Alpha: 2.12 (top quartile).1M return: -0.15% (upper mid).1M return: -0.16% (lower mid).1M return: -0.36% (bottom quartile).1M return: 0.17% (top quartile).
Point 9Sharpe: 1.22 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Information ratio: -0.50 (bottom quartile).Sharpe: 1.29 (upper mid).Sharpe: 1.22 (lower mid).Sharpe: 1.20 (bottom quartile).Sharpe: 1.38 (top quartile).

DSP World Gold Fund

  • Bottom quartile AUM (₹1,433 Cr).
  • Oldest track record among peers (18 yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 23.89% (top quartile).
  • 3Y return: 43.65% (top quartile).
  • 1Y return: 64.05% (top quartile).
  • Alpha: 2.12 (top quartile).
  • Sharpe: 1.22 (bottom quartile).
  • Information ratio: -0.50 (bottom quartile).

SBI Gold Fund

  • Highest AUM (₹15,294 Cr).
  • Established history (14+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.28% (upper mid).
  • 3Y return: 32.63% (upper mid).
  • 1Y return: 41.49% (lower mid).
  • 1M return: -0.15% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.29 (upper mid).

ICICI Prudential Regular Gold Savings Fund

  • Lower mid AUM (₹6,265 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 23.16% (lower mid).
  • 3Y return: 32.54% (lower mid).
  • 1Y return: 41.02% (bottom quartile).
  • 1M return: -0.16% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 1.22 (lower mid).

Aditya Birla Sun Life Gold Fund

  • Bottom quartile AUM (₹1,648 Cr).
  • Established history (14+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 22.98% (bottom quartile).
  • 3Y return: 32.48% (bottom quartile).
  • 1Y return: 41.71% (upper mid).
  • 1M return: -0.36% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.20 (bottom quartile).

Kotak Gold Fund

  • Upper mid AUM (₹6,422 Cr).
  • Established history (15+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 22.73% (bottom quartile).
  • 3Y return: 32.43% (bottom quartile).
  • 1Y return: 41.39% (bottom quartile).
  • 1M return: 0.17% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.38 (top quartile).

म्यूचुअल फंड प्रकार: जोखिम और रिटर्न

निवेश करने से पहले, निम्नलिखित म्युचुअल फंड श्रेणियों के मूल जोखिम और औसत रिटर्न को जानें:

म्युचुअल फंड श्रेणी औसत रिटर्न जोखिम जोखिम का प्रकार
इक्विटी फ़ंड 2% -20% उच्च से मध्यम अस्थिरता जोखिम, प्रदर्शन जोखिम, एकाग्रता जोखिम
कर्ज़/बांड 8-14% निम्न से मध्यम ब्याज दर जोखिम, ऋण जोखिम
मुद्रा बाजार फंड 4% -8% कम मुद्रास्फीति जोखिम, अवसर हानि
बैलेंस्ड फंड 5-15% उदारवादी इक्विटी, डेट होल्डिंग्स में अधिक एक्सपोजर

म्यूचुअल फंड कैलकुलेटर: अपने निवेश रिटर्न को पूर्व-निर्धारित करें

घूंट कैलकुलेटर एक स्मार्ट टूल है जो निवेशकों के प्रमुख प्रश्नों को हल करता है जैसे 'कितना निवेश करें', 'मैं कितना कमाऊंगा', 'मेरा लाभ कितना होगा', आदि।म्यूचुअल फंड कैलकुलेटर, अधिक विशेष रूप से,सिप कैलकुलेटर आपकी निवेश राशि को उस अवधि के लिए पूर्व-निर्धारित करता है जिसके लिए आप निवेश करना चाहते हैं। यह प्रभावी के लिए सबसे अच्छे उपकरणों में से एक हैवित्तीय योजना. क्या कोई कार, घर, योजना खरीदने की योजना बनाना चाहता हैनिवृत्ति, एक बच्चे की उच्च शिक्षा या कोई अन्य वित्तीय लक्ष्य, उसके लिए SIP कैलकुलेटर का उपयोग किया जा सकता है। यहां बताया गया है कि कैलकुलेटर कैसे काम करता है:

चित्रण:

मासिक निवेश: ₹ 2,000

निवेश अवधि: 10 वर्ष

निवेश की गई कुल राशि: ₹ 2,40,000

दीर्घकालिक मुद्रास्फीति: 5% (लगभग)

दीर्घकालिक विकास दर: 14% (लगभग)

एसआईपी कैलकुलेटर के अनुसार अपेक्षित रिटर्न: ₹ 4,98,585

SIP-Calculator

एसआईपी कैलकुलेटर में आपको केवल निवेश राशि और निवेश की अवधि (मुद्रास्फीति और अपेक्षित जैसे अतिरिक्त इनपुट) जैसे कुछ बुनियादी इनपुट दर्ज करने होंगे।मंडी रिटर्न अधिक यथार्थवादी तस्वीर देगा)। इन प्रविष्टियों का आउटपुट परिपक्वता और अर्जित लाभ पर अंतिम राशि होगी।

लक्ष्य तक पहुँचने के लिए कितनी राशि का निवेश करना चाहिए, यह निर्धारित करने के लिए एक लक्ष्य को ध्यान में रखते हुए एक समान गणना भी की जा सकती है। आपको नीचे दिए गए लक्ष्य की तरह एक विशेष लक्ष्य चुनना होगा और लक्ष्य कैलकुलेटर का उपयोग करके विवरण का अनुमान लगाना होगा।

SIP-Calculator-6

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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