ایس آئی پی 2022 کے لیے بہترین میوچل فنڈز

Updated on January 28, 2026 , 14701 views

گھونٹ یا منظمسرمایہ کاری کا منصوبہ کے بہترین طریقوں میں سے ایک ہے۔میوچل فنڈز میں سرمایہ کاری کریں۔. یہ ایک سمارٹ اور پریشانی سے پاک موڈ ہے۔سرمایہ کاری میوچل فنڈ اسکیموں میں آپ کے پیسے۔ یہاں، آپ باقاعدہ وقفہ (ماہانہ/سہ ماہی، وغیرہ) پر ایک مخصوص پہلے سے طے شدہ رقم کی سرمایہ کاری کر سکتے ہیں۔ جیسا کہ آپ شروع کر سکتے ہیں۔SIP سرمایہ کاری صرف INR 500 کے ساتھ، یہ سرمایہ کاری کا سب سے سستا ذریعہ بناتا ہے۔ آپ کی رقم آپ سے خود بخود ڈیبٹ ہو جاتی ہے۔بینک اکاؤنٹ اور اسکیم میں سرمایہ کاری کی، جو بالواسطہ طور پر طویل مدت میں بچت کی عادت پیدا کرتی ہے۔ SIP سرمایہ کاری آپ کی منصوبہ بندی کرنے کا ایک بہترین طریقہ ہے۔مالی اہداف. آپ کو ایک مخصوص ہدف مقرر کرنا ہوگا اور اسے پورا کرنے کے لیے درکار وقت اور رقم کا اندازہ لگانا ہوگا۔ ذیل میں ہیںبہترین باہمی فنڈز سرمایہ کاری کی مدت پر مبنی SIP کے لیے اورخطرے کی بھوک. سرمایہ کار ان اسکیموں میں سرمایہ کاری کرکے اپنے سرمایہ کاری کے اہداف کو نشانہ بناسکتے ہیں اور انہیں وقت پر حاصل کرسکتے ہیں۔

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SIP سرمایہ کاری مالی سال 22 - 23 کے لیے سرفہرست میوچل فنڈز

بہترین ایکویٹی ایس آئی پی فنڈز— طویل مدتی دولت کی تخلیق کے لیے

ایکویٹی فنڈز توقع کی جاتی ہے کہ طویل مدت میں زیادہ منافع فراہم کریں گے، لیکن یہ خطرناک فنڈز ہیں۔ وہ سرمایہ کار جو 5 سال سے زیادہ کے لیے سرمایہ کاری کر سکتے ہیں انہیں ایکویٹی فنڈز میں سرمایہ کاری کرنے کا مشورہ دیا جاتا ہے۔ کوئی بھی ان فنڈز میں سرمایہ کاری کرکے اپنے طویل مدتی مالی اہداف کی منصوبہ بندی کر سکتا ہے۔

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI PSU Fund Growth	₹34.9227 ↓ -0.22	₹5,817	500	3.7	10.7	20.6	31.7	30.6	11.3
DSP World Gold Fund Growth	₹68.627 ↓ -0.49	₹1,756	500	63.1	121.5	206.2	56.9	30	167.1
ICICI Prudential Infrastructure Fund Growth	₹192.2 ↑ 0.86	₹8,134	100	-4.9	-1.6	9.2	24.9	29.8	6.7
Invesco India PSU Equity Fund Growth	₹68.37 ↓ -0.66	₹1,449	500	3.1	9.2	21.3	32.3	28.7	10.3
HDFC Infrastructure Fund Growth	₹46.464 ↑ 0.05	₹2,452	300	-5	-2.7	7.5	26	27.1	2.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	SBI PSU Fund	DSP World Gold Fund	ICICI Prudential Infrastructure Fund	Invesco India PSU Equity Fund	HDFC Infrastructure Fund
Point 1	Upper mid AUM (₹5,817 Cr).	Bottom quartile AUM (₹1,756 Cr).	Highest AUM (₹8,134 Cr).	Bottom quartile AUM (₹1,449 Cr).	Lower mid AUM (₹2,452 Cr).
Point 2	Established history (15+ yrs).	Established history (18+ yrs).	Oldest track record among peers (20 yrs).	Established history (16+ yrs).	Established history (17+ yrs).
Point 3	Rating: 2★ (bottom quartile).	Top rated.	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 30.62% (top quartile).	5Y return: 29.97% (upper mid).	5Y return: 29.83% (lower mid).	5Y return: 28.69% (bottom quartile).	5Y return: 27.14% (bottom quartile).
Point 6	3Y return: 31.68% (lower mid).	3Y return: 56.94% (top quartile).	3Y return: 24.88% (bottom quartile).	3Y return: 32.31% (upper mid).	3Y return: 26.01% (bottom quartile).
Point 7	1Y return: 20.61% (lower mid).	1Y return: 206.15% (top quartile).	1Y return: 9.19% (bottom quartile).	1Y return: 21.31% (upper mid).	1Y return: 7.46% (bottom quartile).
Point 8	Alpha: -0.22 (bottom quartile).	Alpha: 1.32 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: -1.90 (bottom quartile).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: 0.33 (upper mid).	Sharpe: 3.42 (top quartile).	Sharpe: 0.12 (bottom quartile).	Sharpe: 0.27 (lower mid).	Sharpe: -0.12 (bottom quartile).
Point 10	Information ratio: -0.47 (bottom quartile).	Information ratio: -0.67 (bottom quartile).	Information ratio: 0.00 (top quartile).	Information ratio: -0.37 (lower mid).	Information ratio: 0.00 (upper mid).

SBI PSU Fund

Upper mid AUM (₹5,817 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 30.62% (top quartile).
3Y return: 31.68% (lower mid).
1Y return: 20.61% (lower mid).
Alpha: -0.22 (bottom quartile).
Sharpe: 0.33 (upper mid).
Information ratio: -0.47 (bottom quartile).

DSP World Gold Fund

Bottom quartile AUM (₹1,756 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 29.97% (upper mid).
3Y return: 56.94% (top quartile).
1Y return: 206.15% (top quartile).
Alpha: 1.32 (top quartile).
Sharpe: 3.42 (top quartile).
Information ratio: -0.67 (bottom quartile).

ICICI Prudential Infrastructure Fund

Highest AUM (₹8,134 Cr).
Oldest track record among peers (20 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 29.83% (lower mid).
3Y return: 24.88% (bottom quartile).
1Y return: 9.19% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.12 (bottom quartile).
Information ratio: 0.00 (top quartile).

Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,449 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 28.69% (bottom quartile).
3Y return: 32.31% (upper mid).
1Y return: 21.31% (upper mid).
Alpha: -1.90 (bottom quartile).
Sharpe: 0.27 (lower mid).
Information ratio: -0.37 (lower mid).

HDFC Infrastructure Fund

Lower mid AUM (₹2,452 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 27.14% (bottom quartile).
3Y return: 26.01% (bottom quartile).
1Y return: 7.46% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.12 (bottom quartile).
Information ratio: 0.00 (upper mid).

بہترین ڈیبٹ ایس آئی پی فنڈز— زیادہ سے زیادہ منافع کمانے کے لیے

قرض فنڈ آپ کے پیسے کو محفوظ بنانے اور اوسط مستقل منافع پیدا کرنے کا ایک اچھا طریقہ ہے۔ وہ سرمایہ کار جو مستحکم منافع کی تلاش میں ہیں یا جو تین سال سے کم کے لیے سرمایہ کاری کرنا چاہتے ہیں ان کو ان فنڈز میں سرمایہ کاری کرنے پر غور کرنا چاہیے۔

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
DSP Credit Risk Fund Growth	₹50.8554 ↑ 0.02	₹206	500	0.9	1.9	20.4	14.6	21	7.1%	2Y 4M 17D	3Y 3M 14D
Aditya Birla Sun Life Credit Risk Fund Growth	₹24.1079 ↑ 0.01	₹1,092	100	4.6	6.8	16.6	11.8	13.4	7.96%	2Y 4M 28D	3Y 2M 23D
Sundaram Short Term Debt Fund Growth	₹36.3802 ↑ 0.01	₹362	250	0.8	11.4	12.8	5.3		4.52%	1Y 2M 13D	1Y 7M 3D
Aditya Birla Sun Life Medium Term Plan Growth	₹41.9547 ↑ 0.02	₹2,905	1,000	2.6	4.3	12	10	10.9	7.78%	3Y 4M 24D	4Y 6M 7D
Sundaram Low Duration Fund Growth	₹28.8391 ↑ 0.01	₹550	1,000	1	10.2	11.8	5		4.19%	5M 18D	8M 1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	DSP Credit Risk Fund	Aditya Birla Sun Life Credit Risk Fund	Sundaram Short Term Debt Fund	Aditya Birla Sun Life Medium Term Plan	Sundaram Low Duration Fund
Point 1	Bottom quartile AUM (₹206 Cr).	Upper mid AUM (₹1,092 Cr).	Bottom quartile AUM (₹362 Cr).	Highest AUM (₹2,905 Cr).	Lower mid AUM (₹550 Cr).
Point 2	Established history (22+ yrs).	Established history (10+ yrs).	Oldest track record among peers (23 yrs).	Established history (16+ yrs).	Established history (18+ yrs).
Point 3	Top rated.	Not Rated.	Rating: 2★ (lower mid).	Rating: 4★ (upper mid).	Rating: 2★ (bottom quartile).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderately Low.
Point 5	1Y return: 20.42% (top quartile).	1Y return: 16.60% (upper mid).	1Y return: 12.83% (lower mid).	1Y return: 12.00% (bottom quartile).	1Y return: 11.79% (bottom quartile).
Point 6	1M return: 0.12% (bottom quartile).	1M return: 3.61% (top quartile).	1M return: 0.20% (bottom quartile).	1M return: 1.82% (upper mid).	1M return: 0.28% (lower mid).
Point 7	Sharpe: 1.53 (lower mid).	Sharpe: 2.08 (top quartile).	Sharpe: 0.98 (bottom quartile).	Sharpe: 2.01 (upper mid).	Sharpe: 0.99 (bottom quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.10% (lower mid).	Yield to maturity (debt): 7.96% (top quartile).	Yield to maturity (debt): 4.52% (bottom quartile).	Yield to maturity (debt): 7.78% (upper mid).	Yield to maturity (debt): 4.19% (bottom quartile).
Point 10	Modified duration: 2.38 yrs (lower mid).	Modified duration: 2.41 yrs (bottom quartile).	Modified duration: 1.20 yrs (upper mid).	Modified duration: 3.40 yrs (bottom quartile).	Modified duration: 0.47 yrs (top quartile).

DSP Credit Risk Fund

Bottom quartile AUM (₹206 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 20.42% (top quartile).
1M return: 0.12% (bottom quartile).
Sharpe: 1.53 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.10% (lower mid).
Modified duration: 2.38 yrs (lower mid).

Aditya Birla Sun Life Credit Risk Fund

Upper mid AUM (₹1,092 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 16.60% (upper mid).
1M return: 3.61% (top quartile).
Sharpe: 2.08 (top quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.96% (top quartile).
Modified duration: 2.41 yrs (bottom quartile).

Sundaram Short Term Debt Fund

Bottom quartile AUM (₹362 Cr).
Oldest track record among peers (23 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately Low.
1Y return: 12.83% (lower mid).
1M return: 0.20% (bottom quartile).
Sharpe: 0.98 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 4.52% (bottom quartile).
Modified duration: 1.20 yrs (upper mid).

Aditya Birla Sun Life Medium Term Plan

Highest AUM (₹2,905 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 12.00% (bottom quartile).
1M return: 1.82% (upper mid).
Sharpe: 2.01 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.78% (upper mid).
Modified duration: 3.40 yrs (bottom quartile).

Sundaram Low Duration Fund

Lower mid AUM (₹550 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 11.79% (bottom quartile).
1M return: 0.28% (lower mid).
Sharpe: 0.99 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 4.19% (bottom quartile).
Modified duration: 0.47 yrs (top quartile).

بہترین بیلنسڈ فنڈز— مستحکم منافع کمائیں + طویل مدتی دولت بنائیں

متوازن فنڈ اپنے پیسے کو ایکویٹی اور ڈیٹ فنڈز دونوں میں لگائیں۔ یہ خالص ایکویٹی سے کم غیر مستحکم ہیں۔باہمی چندہ. متوازن فنڈز تین سال سے زیادہ کی مدت میں اعلیٰ منافع فراہم کرتے ہیں۔ وہ سرمایہ کار جو ایکویٹی فنڈز میں سرمایہ کاری کرنا چاہتے ہیں، متوازن فنڈز شروع کرنے کا ایک بہترین طریقہ ہے۔

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Multi Asset Fund Growth	₹79.577 ↓ -1.38	₹6,720	500	2.6	7.6	13.8	21	15.4	11.1
ICICI Prudential Multi-Asset Fund Growth	₹826.636 ↑ 7.08	₹78,179	100	2.8	9.7	18.3	20.2	22.3	18.6
SBI Multi Asset Allocation Fund Growth	₹66.8859 ↓ -1.18	₹13,033	500	6.2	12.1	22.4	19.9	15.6	18.6
ICICI Prudential Equity and Debt Fund Growth	₹403.08 ↓ -0.27	₹49,641	100	-1.5	2.8	12.5	18.9	21.4	13.3
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹37.79 ↑ 0.04	₹1,349	1,000	-1.9	-1.3	7.7	18.8	19.4	-0.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Jan 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	UTI Multi Asset Fund	ICICI Prudential Multi-Asset Fund	SBI Multi Asset Allocation Fund	ICICI Prudential Equity and Debt Fund	BOI AXA Mid and Small Cap Equity and Debt Fund
Point 1	Bottom quartile AUM (₹6,720 Cr).	Highest AUM (₹78,179 Cr).	Lower mid AUM (₹13,033 Cr).	Upper mid AUM (₹49,641 Cr).	Bottom quartile AUM (₹1,349 Cr).
Point 2	Established history (17+ yrs).	Established history (23+ yrs).	Established history (20+ yrs).	Oldest track record among peers (26 yrs).	Established history (9+ yrs).
Point 3	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).	Top rated.	Rating: 4★ (upper mid).	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 15.37% (bottom quartile).	5Y return: 22.27% (top quartile).	5Y return: 15.56% (bottom quartile).	5Y return: 21.39% (upper mid).	5Y return: 19.37% (lower mid).
Point 6	3Y return: 20.98% (top quartile).	3Y return: 20.16% (upper mid).	3Y return: 19.90% (lower mid).	3Y return: 18.91% (bottom quartile).	3Y return: 18.78% (bottom quartile).
Point 7	1Y return: 13.81% (lower mid).	1Y return: 18.34% (upper mid).	1Y return: 22.36% (top quartile).	1Y return: 12.46% (bottom quartile).	1Y return: 7.69% (bottom quartile).
Point 8	1M return: 0.91% (lower mid).	1M return: 1.16% (upper mid).	1M return: 2.04% (top quartile).	1M return: -1.24% (bottom quartile).	1M return: -1.41% (bottom quartile).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).	Alpha: 4.49 (top quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 0.55 (bottom quartile).	Sharpe: 1.86 (top quartile).	Sharpe: 1.60 (upper mid).	Sharpe: 0.83 (lower mid).	Sharpe: -0.29 (bottom quartile).

UTI Multi Asset Fund

Bottom quartile AUM (₹6,720 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.37% (bottom quartile).
3Y return: 20.98% (top quartile).
1Y return: 13.81% (lower mid).
1M return: 0.91% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.55 (bottom quartile).

ICICI Prudential Multi-Asset Fund

Highest AUM (₹78,179 Cr).
Established history (23+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.27% (top quartile).
3Y return: 20.16% (upper mid).
1Y return: 18.34% (upper mid).
1M return: 1.16% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.86 (top quartile).

SBI Multi Asset Allocation Fund

Lower mid AUM (₹13,033 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 15.56% (bottom quartile).
3Y return: 19.90% (lower mid).
1Y return: 22.36% (top quartile).
1M return: 2.04% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.60 (upper mid).

ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹49,641 Cr).
Oldest track record among peers (26 yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 21.39% (upper mid).
3Y return: 18.91% (bottom quartile).
1Y return: 12.46% (bottom quartile).
1M return: -1.24% (bottom quartile).
Alpha: 4.49 (top quartile).
Sharpe: 0.83 (lower mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

Bottom quartile AUM (₹1,349 Cr).
Established history (9+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 19.37% (lower mid).
3Y return: 18.78% (bottom quartile).
1Y return: 7.69% (bottom quartile).
1M return: -1.41% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.29 (bottom quartile).

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Lower mid AUM (₹1,756 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 29.97% (upper mid).
3Y return: 56.94% (top quartile).
1Y return: 206.15% (top quartile).
Alpha: 1.32 (top quartile).
Sharpe: 3.42 (top quartile).
Information ratio: -0.67 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding BGF World Gold I2 (~73.7%).
Top-3 holdings concentration ~100.4%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (29 Jan 26)	₹68.627 ↓ -0.49 (-0.71 %)
Net Assets (Cr)	₹1,756 on 31 Dec 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	3.42
Information Ratio	-0.67
Alpha Ratio	1.32
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,101
31 Dec 22	₹8,405
31 Dec 23	₹8,991
31 Dec 24	₹10,424
31 Dec 25	₹27,842

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26

Duration	Returns
1 Month	29.4%
3 Month	63.1%
6 Month	121.5%
1 Year	206.2%
3 Year	56.9%
5 Year	30%
10 Year
15 Year
Since launch	11.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.85 Yr.

Data below for DSP World Gold Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Basic Materials	94.95%

Asset Allocation

Asset Class	Value
Cash	2.43%
Equity	94.95%
Debt	0.01%
Other	2.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	74%	₹1,294 Cr	1,219,254 ↓ -59,731
VanEck Gold Miners ETF - \| GDX	25%	₹442 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹28 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹8 Cr

2. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,449 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 28.69% (lower mid).
3Y return: 32.31% (upper mid).
1Y return: 21.31% (upper mid).
Alpha: -1.90 (lower mid).
Sharpe: 0.27 (lower mid).
Information ratio: -0.37 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding State Bank of India (~9.4%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (30 Jan 26)	₹68.37 ↓ -0.66 (-0.96 %)
Net Assets (Cr)	₹1,449 on 31 Dec 25
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	0.27
Information Ratio	-0.37
Alpha Ratio	-1.9
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,105
31 Dec 22	₹15,797
31 Dec 23	₹24,402
31 Dec 24	₹30,659
31 Dec 25	₹33,810

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26

Duration	Returns
1 Month	4.9%
3 Month	3.1%
6 Month	9.2%
1 Year	21.3%
3 Year	32.3%
5 Year	28.7%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	25.6%
2022	54.5%
2021	20.5%
2020	31.1%
2019	6.1%
2018	10.1%
2017	-16.9%
2016	24.3%
2015	17.9%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	0.5 Yr.
Sagar Gandhi	1 Jul 25	0.5 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Industrials	31.01%
Financial Services	29.88%
Utility	19.12%
Energy	13.49%
Basic Materials	3.52%
Consumer Cyclical	1.22%

Asset Allocation

Asset Class	Value
Cash	1.76%
Equity	98.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	9%	₹136 Cr	1,387,617 ↓ -38,697
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	8%	₹120 Cr	2,997,692
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	7%	₹104 Cr	2,717,009 ↓ -184,556
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	7%	₹97 Cr	1,157,444 ↑ 76,826
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	6%	₹86 Cr	9,129,820 ↑ 339,034
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	6%	₹86 Cr	196,158
Bank of Baroda (Financial Services) Equity, Since 30 Jun 21 \| 532134	5%	₹66 Cr	2,244,222 ↑ 127,830
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| BDL	5%	₹65 Cr	445,685 ↑ 21,640
Dredging Corp of India Ltd (Industrials) Equity, Since 31 Jul 25 \| DREDGECORP	4%	₹64 Cr	646,300
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| 532555	4%	₹59 Cr	1,801,543 ↓ -223,420

3. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹5,817 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 30.62% (top quartile).
3Y return: 31.68% (lower mid).
1Y return: 20.61% (lower mid).
Alpha: -0.22 (upper mid).
Sharpe: 0.33 (upper mid).
Information ratio: -0.47 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~16.8%).

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (30 Jan 26)	₹34.9227 ↓ -0.22 (-0.62 %)
Net Assets (Cr)	₹5,817 on 31 Dec 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.33
Information Ratio	-0.47
Alpha Ratio	-0.22
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,241
31 Dec 22	₹17,083
31 Dec 23	₹26,314
31 Dec 24	₹32,485
31 Dec 25	₹36,147

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26

Duration	Returns
1 Month	4.5%
3 Month	3.7%
6 Month	10.7%
1 Year	20.6%
3 Year	31.7%
5 Year	30.6%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.59 Yr.

Data below for SBI PSU Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	35.24%
Utility	29.32%
Energy	13.87%
Industrials	12%
Basic Materials	6.69%

Asset Allocation

Asset Class	Value
Cash	2.8%
Equity	97.11%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	17%	₹975 Cr	9,927,500
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹518 Cr	12,975,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	9%	₹509 Cr	15,443,244 ↑ 900,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹502 Cr	29,150,000 ↑ 3,400,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	8%	₹467 Cr	17,635,554 ↑ 1,100,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹372 Cr	9,700,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	6%	₹325 Cr	11,000,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹232 Cr	27,900,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	3%	₹203 Cr	2,427,235
Oil India Ltd (Energy) Equity, Since 31 Mar 24 \| OIL	3%	₹163 Cr	3,850,000

4. Franklin India Opportunities Fund

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Research Highlights for Franklin India Opportunities Fund

Highest AUM (₹8,380 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.79% (bottom quartile).
3Y return: 30.15% (bottom quartile).
1Y return: 6.85% (bottom quartile).
Alpha: -4.27 (bottom quartile).
Sharpe: -0.10 (bottom quartile).
Information ratio: 1.69 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Axis Bank Ltd (~6.0%).

Below is the key information for Franklin India Opportunities Fund

Franklin India Opportunities Fund Growth
Launch Date	21 Feb 00
NAV (29 Jan 26)	₹250.274 ↑ 0.03 (0.01 %)
Net Assets (Cr)	₹8,380 on 31 Dec 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	-0.1
Information Ratio	1.69
Alpha Ratio	-4.27
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,966
31 Dec 22	₹12,725
31 Dec 23	₹19,540
31 Dec 24	₹26,826
31 Dec 25	₹27,668

Franklin India Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Franklin India Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26

Duration	Returns
1 Month	-2.6%
3 Month	-5.5%
6 Month	-0.9%
1 Year	6.9%
3 Year	30.1%
5 Year	21.8%
10 Year
15 Year
Since launch	13.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.1%
2023	37.3%
2022	53.6%
2021	-1.9%
2020	29.7%
2019	27.3%
2018	5.4%
2017	-10.1%
2016	35.6%
2015	4.2%

Fund Manager information for Franklin India Opportunities Fund

Name	Since	Tenure
Kiran Sebastian	7 Feb 22	3.9 Yr.
R. Janakiraman	1 Apr 13	12.76 Yr.
Sandeep Manam	18 Oct 21	4.21 Yr.

Data below for Franklin India Opportunities Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Financial Services	23.16%
Consumer Cyclical	15.36%
Technology	15.21%
Health Care	11.71%
Industrials	9.45%
Basic Materials	8.79%
Communication Services	6.09%
Energy	3.11%
Utility	2.49%
Real Estate	0.46%

Asset Allocation

Asset Class	Value
Cash	4.14%
Equity	95.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 532215	6%	₹501 Cr	3,948,707
State Bank of India (Financial Services) Equity, Since 31 Oct 25 \| SBIN	6%	₹489 Cr	4,981,006
Amphenol Corp Class A (Technology) Equity, Since 31 Jul 25 \| APH	3%	₹285 Cr	234,384
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	3%	₹261 Cr	1,661,519
APL Apollo Tubes Ltd (Basic Materials) Equity, Since 31 Oct 24 \| APLAPOLLO	3%	₹247 Cr	1,289,735
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 24 \| BHARTIARTL	3%	₹244 Cr	1,158,502
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| M&M	3%	₹237 Cr	637,966
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 30 Nov 25 \| HAL	3%	₹233 Cr	531,519
Mphasis Ltd (Technology) Equity, Since 30 Nov 24 \| 526299	3%	₹227 Cr	814,231
IDFC First Bank Ltd (Financial Services) Equity, Since 30 Jun 25 \| IDFCFIRSTB	3%	₹222 Cr	25,878,858 ↑ 5,038,869

5. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,003 Cr).
Established history (17+ yrs).
Not Rated.
Risk profile: High.
5Y return: 25.98% (bottom quartile).
3Y return: 27.49% (bottom quartile).
1Y return: 6.23% (bottom quartile).
Alpha: -18.43 (bottom quartile).
Sharpe: -0.21 (bottom quartile).
Information ratio: 0.28 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Shakti Pumps (India) Ltd (~5.0%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (30 Jan 26)	₹47.6753 ↑ 0.59 (1.25 %)
Net Assets (Cr)	₹1,003 on 31 Dec 25
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	-0.21
Information Ratio	0.28
Alpha Ratio	-18.43
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,661
31 Dec 22	₹15,822
31 Dec 23	₹22,850
31 Dec 24	₹33,771
31 Dec 25	₹32,530

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Jan 26

Duration	Returns
1 Month	-2.2%
3 Month	-6.7%
6 Month	-4.5%
1 Year	6.2%
3 Year	27.5%
5 Year	26%
10 Year
15 Year
Since launch	9.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	47.8%
2022	44.4%
2021	7.9%
2020	46.6%
2019	-0.1%
2018	13.3%
2017	-14.6%
2016	42.2%
2015	-2.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Yogesh Patil	18 Sep 20	5.29 Yr.
Mahesh Bendre	1 Jul 24	1.5 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Dec 25

Equity Sector Allocation

Sector	Value
Industrials	47.89%
Consumer Cyclical	13.2%
Basic Materials	9.06%
Financial Services	6.21%
Utility	5.93%
Technology	3.68%
Real Estate	3.55%
Communication Services	3.18%
Health Care	3.07%

Asset Allocation

Asset Class	Value
Cash	4.22%
Equity	95.78%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	5%	₹50 Cr	686,379 ↓ -7,478
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	5%	₹45 Cr	1,088,395 ↓ -159,564
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹44 Cr	108,403 ↓ -1,181
REC Ltd (Financial Services) Equity, Since 31 Jul 23 \| 532955	3%	₹32 Cr	901,191 ↓ -9,818
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Jun 25 \| APOLLOHOSP	3%	₹31 Cr	43,674 ↓ -475
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	3%	₹29 Cr	93,271 ↓ -1,016
Mahindra Lifespace Developers Ltd (Real Estate) Equity, Since 30 Jun 24 \| MAHLIFE	3%	₹26 Cr	659,065 ↓ -7,180
Avalon Technologies Ltd (Technology) Equity, Since 31 Jul 23 \| AVALON	3%	₹25 Cr	289,118 ↑ 2,984
Cummins India Ltd (Industrials) Equity, Since 31 May 21 \| 500480	3%	₹25 Cr	56,889 ↓ -619
Bharat Bijlee Ltd (Industrials) Equity, Since 31 Jul 22 \| BBL	2%	₹25 Cr	92,624 ↓ -1,009

SIP میں سرمایہ کاری کے فوائد

کچھ بڑےسرمایہ کاری کے فوائد SIP میں درج ذیل ہیں:

روپے کی لاگت کا اوسط

زیادہ تر سرمایہ کاروں کو اس میں سرمایہ کاری کرنے کے بہترین وقت کے بارے میں شبہ ہے۔مارکیٹ. وہ غیر مستحکم مارکیٹوں سے پریشان ہیں۔ لیکن، روپے کی اوسط قیمت تمام پریشانیوں کو توڑ دیتی ہے۔ چونکہ آپ باقاعدہ بن گئے ہیں۔سرمایہ کار ایس آئی پی کے ساتھ، آپ کے پیسے زیادہ یونٹ حاصل کرتے ہیں جب حصص کی قیمت کم ہوتی ہے اور قیمت زیادہ ہونے پر کم ہوتی ہے۔ غیر مستحکم سائیکل کے دوران، یہ آپ کو فی یونٹ کم اوسط قیمت حاصل کرنے کی اجازت دے سکتا ہے۔ اس طرح، SIP کے ذریعے سرمایہ کاری کے مثبت اثرات مارکیٹ کے اتار چڑھاو کے وقت کافی واضح ہو جاتے ہیں۔

کمپاؤنڈنگ کی طاقت

SIPs پر کام کرتے ہیں۔کمپاؤنڈنگ کی طاقت. سرمایہ کار تھوڑی سی رقم لگا سکتے ہیں اور دیکھ سکتے ہیں کہ وقت کے ساتھ قیمت میں کیسے اضافہ ہوتا ہے۔ آپ جتنی دیر تک سرمایہ کاری کرتے رہیں گے، آپ کی سرمایہ کاری کی قدر اتنی ہی زیادہ ہوتی جائے گی۔ جیسا کہ، باقاعدہ وقفوں پر حاصل ہونے والے منافع کو فنڈ میں دوبارہ لگایا جاتا ہے، سرمایہ کاروں کو واپسی پر واپسی ملتی ہے۔ اور یہی سلسلہ برسوں چلتا رہتا ہے۔ کمپاؤنڈنگ کی طاقت سے زیادہ سے زیادہ فائدہ اٹھانے کے لیے، سرمایہ کاروں کو اس سے زیادہ سے زیادہ فائدہ اٹھانے کے لیے چھوٹی عمر میں ہی بچت شروع کرنی چاہیے۔

مارکیٹ کو وقت دینے کی ضرورت نہیں۔

SIP کے ساتھ، سرمایہ کاروں کو مارکیٹ کے اوقات کے بارے میں فکر کرنے کی ضرورت نہیں ہے۔ SIP سرمایہ کاروں کو لاگت کا اوسط لگا کر مارکیٹ کے اتار چڑھاؤ پر سوار ہونے میں مدد کرتا ہے کیونکہ وہ مختلف سطحوں پر ایک مقررہ رقم باقاعدگی سے لگاتے ہیں۔

مالی اہداف کے حصول کا آسان طریقہ

جیسا کہ آپ SIP کے ذریعے باقاعدہ سرمایہ کار بن جاتے ہیں، آپ آسانی سے اپنے مالی اہداف کی منصوبہ بندی کر سکتے ہیں۔ مثال کے طور پر، اگر آپ کا قلیل مدتی مقصد 2 سال میں کار خریدنا ہے، تو آپ قرض فنڈز میں سرمایہ کاری کر سکتے ہیں، اور اگر آپ نے طے کر لیا ہے۔ریٹائرمنٹ پلاننگ آپ کے طویل مدتی مقصد کے طور پر، آپ کو ایکویٹی فنڈز میں SIP کے ذریعے سرمایہ کاری کرنی چاہیے۔ SIPs طویل مدت میں بچت کی باقاعدہ عادت بھی پیدا کرتے ہیں۔ وہ سرمایہ کار جو اپنی سرمایہ کاری میں تمام فوائد حاصل کرنا چاہتے ہیں انہیں Mutual Funds میں SIP کا راستہ اختیار کرنا چاہیے۔

ایس آئی پی ریٹرن کیلکولیٹر یا میوچل فنڈ کیلکولیٹر

اےگھونٹ کیلکولیٹر میوچل فنڈز میں سرمایہ کاری کرتے وقت استعمال کرنے کا سب سے زبردست ٹول ہے۔ یہ آپ کی SIP سرمایہ کاری پر متوقع منافع کا تعین کرنے میں مدد کرتا ہے۔ آپ اپنی سرمایہ کاری اور وقت کی مدت کے لیے درکار رقم کا حساب لگا سکتے ہیں جسے آپ کو مخصوص مالی ہدف تک پہنچنے کے لیے سرمایہ کاری میں رہنے کی ضرورت ہے۔

SIP کیلکولیٹر کا استعمال کرتے وقت، کسی کو کچھ متغیرات بھرنے ہوتے ہیں، جن میں شامل ہیں-

سرمایہ کاری کی رقم
مطلوبہ سرمایہ کاری کی مدت
متوقعمہنگائی آنے والے سالوں کے لیے شرح (سالانہ)
سرمایہ کاری پر طویل مدتی ترقی کی شرح

ایک بار جب آپ اوپر دی گئی تمام معلومات کو فیڈ کر دیتے ہیں، تو کیلکولیٹر اس رقم کا تخمینہ لگائے گا جو آپ کو آپ کی سرمایہ کاری کی مدت کے بعد حاصل ہو گی، اس کے ساتھ آپ کو حاصل ہونے والے خالص منافع کا بھی اندازہ ہو گا۔

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یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔