ایس آئی پی 2022 کے لیے بہترین میوچل فنڈز

Updated on December 17, 2025 , 14608 views

گھونٹ یا منظمسرمایہ کاری کا منصوبہ کے بہترین طریقوں میں سے ایک ہے۔میوچل فنڈز میں سرمایہ کاری کریں۔. یہ ایک سمارٹ اور پریشانی سے پاک موڈ ہے۔سرمایہ کاری میوچل فنڈ اسکیموں میں آپ کے پیسے۔ یہاں، آپ باقاعدہ وقفہ (ماہانہ/سہ ماہی، وغیرہ) پر ایک مخصوص پہلے سے طے شدہ رقم کی سرمایہ کاری کر سکتے ہیں۔ جیسا کہ آپ شروع کر سکتے ہیں۔SIP سرمایہ کاری صرف INR 500 کے ساتھ، یہ سرمایہ کاری کا سب سے سستا ذریعہ بناتا ہے۔ آپ کی رقم آپ سے خود بخود ڈیبٹ ہو جاتی ہے۔بینک اکاؤنٹ اور اسکیم میں سرمایہ کاری کی، جو بالواسطہ طور پر طویل مدت میں بچت کی عادت پیدا کرتی ہے۔ SIP سرمایہ کاری آپ کی منصوبہ بندی کرنے کا ایک بہترین طریقہ ہے۔مالی اہداف. آپ کو ایک مخصوص ہدف مقرر کرنا ہوگا اور اسے پورا کرنے کے لیے درکار وقت اور رقم کا اندازہ لگانا ہوگا۔ ذیل میں ہیںبہترین باہمی فنڈز سرمایہ کاری کی مدت پر مبنی SIP کے لیے اورخطرے کی بھوک. سرمایہ کار ان اسکیموں میں سرمایہ کاری کرکے اپنے سرمایہ کاری کے اہداف کو نشانہ بناسکتے ہیں اور انہیں وقت پر حاصل کرسکتے ہیں۔

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SIP سرمایہ کاری مالی سال 22 - 23 کے لیے سرفہرست میوچل فنڈز

بہترین ایکویٹی ایس آئی پی فنڈز— طویل مدتی دولت کی تخلیق کے لیے

ایکویٹی فنڈز توقع کی جاتی ہے کہ طویل مدت میں زیادہ منافع فراہم کریں گے، لیکن یہ خطرناک فنڈز ہیں۔ وہ سرمایہ کار جو 5 سال سے زیادہ کے لیے سرمایہ کاری کر سکتے ہیں انہیں ایکویٹی فنڈز میں سرمایہ کاری کرنے کا مشورہ دیا جاتا ہے۔ کوئی بھی ان فنڈز میں سرمایہ کاری کرکے اپنے طویل مدتی مالی اہداف کی منصوبہ بندی کر سکتا ہے۔

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
ICICI Prudential Infrastructure Fund Growth	₹194.44 ↑ 1.93	₹8,160	100	-1.4	1.2	2.6	23.6	30	27.4
Motilal Oswal Midcap 30 Fund Growth	₹100.503 ↑ 1.21	₹38,003	500	-5	0.9	-11.6	24.5	28.4	57.1
SBI PSU Fund Growth	₹33.057 ↑ 0.31	₹5,763	500	2.5	5.6	5.5	26.7	28.2	23.5
HDFC Infrastructure Fund Growth	₹46.895 ↑ 0.40	₹2,514	300	-2.7	0.6	-1.4	23.5	27.4	23
Nippon India Small Cap Fund Growth	₹164.828 ↑ 1.52	₹68,572	100	-4.5	-0.3	-7.9	20.2	27.4	26.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	ICICI Prudential Infrastructure Fund	Motilal Oswal Midcap 30 Fund	SBI PSU Fund	HDFC Infrastructure Fund	Nippon India Small Cap Fund
Point 1	Lower mid AUM (₹8,160 Cr).	Upper mid AUM (₹38,003 Cr).	Bottom quartile AUM (₹5,763 Cr).	Bottom quartile AUM (₹2,514 Cr).	Highest AUM (₹68,572 Cr).
Point 2	Oldest track record among peers (20 yrs).	Established history (11+ yrs).	Established history (15+ yrs).	Established history (17+ yrs).	Established history (15+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 3★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 3★ (bottom quartile).	Top rated.
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 30.02% (top quartile).	5Y return: 28.36% (upper mid).	5Y return: 28.24% (lower mid).	5Y return: 27.41% (bottom quartile).	5Y return: 27.36% (bottom quartile).
Point 6	3Y return: 23.63% (lower mid).	3Y return: 24.51% (upper mid).	3Y return: 26.75% (top quartile).	3Y return: 23.53% (bottom quartile).	3Y return: 20.18% (bottom quartile).
Point 7	1Y return: 2.57% (upper mid).	1Y return: -11.63% (bottom quartile).	1Y return: 5.54% (top quartile).	1Y return: -1.37% (lower mid).	1Y return: -7.94% (bottom quartile).
Point 8	Alpha: 0.00 (top quartile).	Alpha: -11.47 (bottom quartile).	Alpha: -0.83 (lower mid).	Alpha: 0.00 (upper mid).	Alpha: -1.19 (bottom quartile).
Point 9	Sharpe: 0.00 (upper mid).	Sharpe: -0.40 (bottom quartile).	Sharpe: 0.03 (top quartile).	Sharpe: -0.15 (lower mid).	Sharpe: -0.40 (bottom quartile).
Point 10	Information ratio: 0.00 (lower mid).	Information ratio: 0.21 (top quartile).	Information ratio: -0.53 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.05 (upper mid).

ICICI Prudential Infrastructure Fund

Lower mid AUM (₹8,160 Cr).
Oldest track record among peers (20 yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 30.02% (top quartile).
3Y return: 23.63% (lower mid).
1Y return: 2.57% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.00 (upper mid).
Information ratio: 0.00 (lower mid).

Motilal Oswal Midcap 30 Fund

Upper mid AUM (₹38,003 Cr).
Established history (11+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 28.36% (upper mid).
3Y return: 24.51% (upper mid).
1Y return: -11.63% (bottom quartile).
Alpha: -11.47 (bottom quartile).
Sharpe: -0.40 (bottom quartile).
Information ratio: 0.21 (top quartile).

SBI PSU Fund

Bottom quartile AUM (₹5,763 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 28.24% (lower mid).
3Y return: 26.75% (top quartile).
1Y return: 5.54% (top quartile).
Alpha: -0.83 (lower mid).
Sharpe: 0.03 (top quartile).
Information ratio: -0.53 (bottom quartile).

HDFC Infrastructure Fund

Bottom quartile AUM (₹2,514 Cr).
Established history (17+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 27.41% (bottom quartile).
3Y return: 23.53% (bottom quartile).
1Y return: -1.37% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.15 (lower mid).
Information ratio: 0.00 (bottom quartile).

Nippon India Small Cap Fund

Highest AUM (₹68,572 Cr).
Established history (15+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 27.36% (bottom quartile).
3Y return: 20.18% (bottom quartile).
1Y return: -7.94% (bottom quartile).
Alpha: -1.19 (bottom quartile).
Sharpe: -0.40 (bottom quartile).
Information ratio: 0.05 (upper mid).

بہترین ڈیبٹ ایس آئی پی فنڈز— زیادہ سے زیادہ منافع کمانے کے لیے

قرض فنڈ آپ کے پیسے کو محفوظ بنانے اور اوسط مستقل منافع پیدا کرنے کا ایک اچھا طریقہ ہے۔ وہ سرمایہ کار جو مستحکم منافع کی تلاش میں ہیں یا جو تین سال سے کم کے لیے سرمایہ کاری کرنا چاہتے ہیں ان کو ان فنڈز میں سرمایہ کاری کرنے پر غور کرنا چاہیے۔

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
DSP Credit Risk Fund Growth	₹50.702 ↑ 0.00	₹209	500	1.2	2.2	21.1	14.7	7.8	7.1%	2Y 4M 17D	3Y 3M 14D
Aditya Birla Sun Life Credit Risk Fund Growth	₹23.2413 ↑ 0.00	₹1,096	100	2	4.2	13.4	10.7	11.9	7.62%	2Y 3M 18D	3Y 29D
Sundaram Short Term Debt Fund Growth	₹36.3802 ↑ 0.01	₹362	250	0.8	11.4	12.8	5.3		4.52%	1Y 2M 13D	1Y 7M 3D
Sundaram Low Duration Fund Growth	₹28.8391 ↑ 0.01	₹550	1,000	1	10.2	11.8	5		4.19%	5M 18D	8M 1D
Aditya Birla Sun Life Medium Term Plan Growth	₹41.1276 ↓ -0.01	₹2,886	1,000	1.7	3.1	10.9	9.3	10.5	7.48%	3Y 8M 16D	4Y 11M 5D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	DSP Credit Risk Fund	Aditya Birla Sun Life Credit Risk Fund	Sundaram Short Term Debt Fund	Sundaram Low Duration Fund	Aditya Birla Sun Life Medium Term Plan
Point 1	Bottom quartile AUM (₹209 Cr).	Upper mid AUM (₹1,096 Cr).	Bottom quartile AUM (₹362 Cr).	Lower mid AUM (₹550 Cr).	Highest AUM (₹2,886 Cr).
Point 2	Established history (22+ yrs).	Established history (10+ yrs).	Oldest track record among peers (23 yrs).	Established history (18+ yrs).	Established history (16+ yrs).
Point 3	Top rated.	Not Rated.	Rating: 2★ (lower mid).	Rating: 2★ (bottom quartile).	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Moderate.
Point 5	1Y return: 21.09% (top quartile).	1Y return: 13.37% (upper mid).	1Y return: 12.83% (lower mid).	1Y return: 11.79% (bottom quartile).	1Y return: 10.88% (bottom quartile).
Point 6	1M return: 0.22% (lower mid).	1M return: 0.24% (upper mid).	1M return: 0.20% (bottom quartile).	1M return: 0.28% (top quartile).	1M return: 0.11% (bottom quartile).
Point 7	Sharpe: 1.55 (lower mid).	Sharpe: 2.11 (upper mid).	Sharpe: 0.98 (bottom quartile).	Sharpe: 0.99 (bottom quartile).	Sharpe: 2.17 (top quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.10% (lower mid).	Yield to maturity (debt): 7.62% (top quartile).	Yield to maturity (debt): 4.52% (bottom quartile).	Yield to maturity (debt): 4.19% (bottom quartile).	Yield to maturity (debt): 7.48% (upper mid).
Point 10	Modified duration: 2.38 yrs (bottom quartile).	Modified duration: 2.30 yrs (lower mid).	Modified duration: 1.20 yrs (upper mid).	Modified duration: 0.47 yrs (top quartile).	Modified duration: 3.71 yrs (bottom quartile).

DSP Credit Risk Fund

Bottom quartile AUM (₹209 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderate.
1Y return: 21.09% (top quartile).
1M return: 0.22% (lower mid).
Sharpe: 1.55 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.10% (lower mid).
Modified duration: 2.38 yrs (bottom quartile).

Aditya Birla Sun Life Credit Risk Fund

Upper mid AUM (₹1,096 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 13.37% (upper mid).
1M return: 0.24% (upper mid).
Sharpe: 2.11 (upper mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.62% (top quartile).
Modified duration: 2.30 yrs (lower mid).

Sundaram Short Term Debt Fund

Bottom quartile AUM (₹362 Cr).
Oldest track record among peers (23 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately Low.
1Y return: 12.83% (lower mid).
1M return: 0.20% (bottom quartile).
Sharpe: 0.98 (bottom quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 4.52% (bottom quartile).
Modified duration: 1.20 yrs (upper mid).

Sundaram Low Duration Fund

Lower mid AUM (₹550 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately Low.
1Y return: 11.79% (bottom quartile).
1M return: 0.28% (top quartile).
Sharpe: 0.99 (bottom quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 4.19% (bottom quartile).
Modified duration: 0.47 yrs (top quartile).

Aditya Birla Sun Life Medium Term Plan

Highest AUM (₹2,886 Cr).
Established history (16+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
1Y return: 10.88% (bottom quartile).
1M return: 0.11% (bottom quartile).
Sharpe: 2.17 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 7.48% (upper mid).
Modified duration: 3.71 yrs (bottom quartile).

بہترین بیلنسڈ فنڈز— مستحکم منافع کمائیں + طویل مدتی دولت بنائیں

متوازن فنڈ اپنے پیسے کو ایکویٹی اور ڈیٹ فنڈز دونوں میں لگائیں۔ یہ خالص ایکویٹی سے کم غیر مستحکم ہیں۔باہمی چندہ. متوازن فنڈز تین سال سے زیادہ کی مدت میں اعلیٰ منافع فراہم کرتے ہیں۔ وہ سرمایہ کار جو ایکویٹی فنڈز میں سرمایہ کاری کرنا چاہتے ہیں، متوازن فنڈز شروع کرنے کا ایک بہترین طریقہ ہے۔

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Multi Asset Fund Growth	₹79.0239 ↑ 0.32	₹6,551	500	4	7.8	9.8	19.4	15.2	20.7
ICICI Prudential Multi-Asset Fund Growth	₹810.375 ↑ 0.54	₹75,067	100	3.7	7.2	15.6	19.1	21.5	16.1
ICICI Prudential Equity and Debt Fund Growth	₹409.46 ↑ 2.32	₹49,223	100	1.3	5.9	12	18.8	21.8	17.2
SBI Multi Asset Allocation Fund Growth	₹64.9291 ↑ 0.36	₹12,466	500	6.3	10.3	16.9	17.6	14.7	12.8
JM Equity Hybrid Fund Growth	₹119.947 ↑ 0.96	₹811	500	-2.2	0.8	-4	17.6	17.2	27
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Dec 25

Research Highlights & Commentary of 5 Funds showcased

Commentary	UTI Multi Asset Fund	ICICI Prudential Multi-Asset Fund	ICICI Prudential Equity and Debt Fund	SBI Multi Asset Allocation Fund	JM Equity Hybrid Fund
Point 1	Bottom quartile AUM (₹6,551 Cr).	Highest AUM (₹75,067 Cr).	Upper mid AUM (₹49,223 Cr).	Lower mid AUM (₹12,466 Cr).	Bottom quartile AUM (₹811 Cr).
Point 2	Established history (17+ yrs).	Established history (23+ yrs).	Established history (26+ yrs).	Established history (20+ yrs).	Oldest track record among peers (30 yrs).
Point 3	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).	Top rated.	Rating: 4★ (upper mid).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.	Risk profile: Moderately High.
Point 5	5Y return: 15.17% (bottom quartile).	5Y return: 21.52% (upper mid).	5Y return: 21.78% (top quartile).	5Y return: 14.66% (bottom quartile).	5Y return: 17.23% (lower mid).
Point 6	3Y return: 19.37% (top quartile).	3Y return: 19.06% (upper mid).	3Y return: 18.83% (lower mid).	3Y return: 17.60% (bottom quartile).	3Y return: 17.56% (bottom quartile).
Point 7	1Y return: 9.82% (bottom quartile).	1Y return: 15.59% (upper mid).	1Y return: 11.95% (lower mid).	1Y return: 16.86% (top quartile).	1Y return: -4.05% (bottom quartile).
Point 8	1M return: 0.40% (lower mid).	1M return: 0.84% (upper mid).	1M return: -0.33% (bottom quartile).	1M return: 1.87% (top quartile).	1M return: -1.64% (bottom quartile).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 4.08 (top quartile).	Alpha: 0.00 (bottom quartile).	Alpha: -9.12 (bottom quartile).
Point 10	Sharpe: 0.48 (bottom quartile).	Sharpe: 1.32 (top quartile).	Sharpe: 0.65 (lower mid).	Sharpe: 1.17 (upper mid).	Sharpe: -0.55 (bottom quartile).

UTI Multi Asset Fund

Bottom quartile AUM (₹6,551 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.17% (bottom quartile).
3Y return: 19.37% (top quartile).
1Y return: 9.82% (bottom quartile).
1M return: 0.40% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.48 (bottom quartile).

ICICI Prudential Multi-Asset Fund

Highest AUM (₹75,067 Cr).
Established history (23+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 21.52% (upper mid).
3Y return: 19.06% (upper mid).
1Y return: 15.59% (upper mid).
1M return: 0.84% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.32 (top quartile).

ICICI Prudential Equity and Debt Fund

Upper mid AUM (₹49,223 Cr).
Established history (26+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 21.78% (top quartile).
3Y return: 18.83% (lower mid).
1Y return: 11.95% (lower mid).
1M return: -0.33% (bottom quartile).
Alpha: 4.08 (top quartile).
Sharpe: 0.65 (lower mid).

SBI Multi Asset Allocation Fund

Lower mid AUM (₹12,466 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
5Y return: 14.66% (bottom quartile).
3Y return: 17.60% (bottom quartile).
1Y return: 16.86% (top quartile).
1M return: 1.87% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.17 (upper mid).

JM Equity Hybrid Fund

Bottom quartile AUM (₹811 Cr).
Oldest track record among peers (30 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.23% (lower mid).
3Y return: 17.56% (bottom quartile).
1Y return: -4.05% (bottom quartile).
1M return: -1.64% (bottom quartile).
Alpha: -9.12 (bottom quartile).
Sharpe: -0.55 (bottom quartile).

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Bottom quartile AUM (₹1,689 Cr).
Established history (18+ yrs).
Top rated.
Risk profile: High.
5Y return: 21.72% (bottom quartile).
3Y return: 49.40% (top quartile).
1Y return: 153.98% (top quartile).
Alpha: -4.29 (bottom quartile).
Sharpe: 2.51 (top quartile).
Information ratio: -1.02 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding BGF World Gold I2 (~75.3%).
Top-3 holdings concentration ~101.3%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (18 Dec 25)	₹52.3941 ↑ 0.36 (0.70 %)
Net Assets (Cr)	₹1,689 on 30 Nov 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	2.51
Information Ratio	-1.02
Alpha Ratio	-4.29
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹9,903
30 Nov 22	₹8,659
30 Nov 23	₹9,599
30 Nov 24	₹12,026
30 Nov 25	₹27,573

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 25

Duration	Returns
1 Month	16.4%
3 Month	31.5%
6 Month	66%
1 Year	154%
3 Year	49.4%
5 Year	21.7%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.9%
2023	7%
2022	-7.7%
2021	-9%
2020	31.4%
2019	35.1%
2018	-10.7%
2017	-4%
2016	52.7%
2015	-18.5%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.68 Yr.

Data below for DSP World Gold Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Basic Materials	95.15%

Asset Allocation

Asset Class	Value
Cash	2.29%
Equity	95.15%
Debt	0.02%
Other	2.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	75%	₹1,127 Cr	1,347,933 ↓ -108,097
VanEck Gold Miners ETF - \| GDX	24%	₹367 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	2%	₹23 Cr
Net Receivables/Payables Net Current Assets \| -	1%	-₹20 Cr

2. Franklin India Opportunities Fund

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Research Highlights for Franklin India Opportunities Fund

Upper mid AUM (₹8,304 Cr).
Oldest track record among peers (25 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.99% (bottom quartile).
3Y return: 28.29% (upper mid).
1Y return: -0.04% (bottom quartile).
Alpha: -2.06 (bottom quartile).
Sharpe: -0.04 (bottom quartile).
Information ratio: 1.67 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Axis Bank Ltd (~5.9%).

Below is the key information for Franklin India Opportunities Fund

Franklin India Opportunities Fund Growth
Launch Date	21 Feb 00
NAV (19 Dec 25)	₹257.976 ↑ 2.63 (1.03 %)
Net Assets (Cr)	₹8,304 on 30 Nov 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.83
Sharpe Ratio	-0.04
Information Ratio	1.67
Alpha Ratio	-2.06
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹13,952
30 Nov 22	₹14,394
30 Nov 23	₹19,801
30 Nov 24	₹29,167
30 Nov 25	₹30,396

Franklin India Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Franklin India Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 25

Duration	Returns
1 Month	-2.4%
3 Month	-2.4%
6 Month	3.4%
1 Year	0%
3 Year	28.3%
5 Year	23%
10 Year
15 Year
Since launch	13.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	37.3%
2023	53.6%
2022	-1.9%
2021	29.7%
2020	27.3%
2019	5.4%
2018	-10.1%
2017	35.6%
2016	4.2%
2015	2.3%

Fund Manager information for Franklin India Opportunities Fund

Name	Since	Tenure
Kiran Sebastian	7 Feb 22	3.73 Yr.
R. Janakiraman	1 Apr 13	12.59 Yr.
Sandeep Manam	18 Oct 21	4.04 Yr.

Data below for Franklin India Opportunities Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	24.53%
Consumer Cyclical	16.82%
Health Care	13%
Technology	12.83%
Basic Materials	8.66%
Communication Services	5.45%
Industrials	4.35%
Energy	3.02%
Utility	2.61%
Consumer Defensive	1.62%
Real Estate	0.55%

Asset Allocation

Asset Class	Value
Cash	6.34%
Equity	93.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| 532215	6%	₹487 Cr	3,948,707 ↑ 998,430
State Bank of India (Financial Services) Equity, Since 31 Oct 25 \| SBIN	6%	₹467 Cr	4,981,006 ↑ 4,981,006
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	4%	₹303 Cr	9,548,090
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| MARUTI	3%	₹274 Cr	169,582
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	3%	₹247 Cr	1,661,519 ↓ -810,710
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 24 \| BHARTIARTL	3%	₹238 Cr	1,158,502
Mphasis Ltd (Technology) Equity, Since 30 Nov 24 \| 526299	3%	₹225 Cr	814,231
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| M&M	3%	₹222 Cr	637,966
NTPC Ltd (Utilities) Equity, Since 31 Aug 22 \| 532555	3%	₹213 Cr	6,333,312
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 24 \| HDFCBANK	3%	₹213 Cr	2,153,280 ↓ -1,934,662

3. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Bottom quartile AUM (₹1,445 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 26.51% (upper mid).
3Y return: 26.88% (lower mid).
1Y return: 2.93% (bottom quartile).
Alpha: -0.45 (upper mid).
Sharpe: 0.06 (lower mid).
Information ratio: -0.49 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding State Bank of India (~9.1%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (19 Dec 25)	₹63.91 ↑ 0.66 (1.04 %)
Net Assets (Cr)	₹1,445 on 30 Nov 25
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	0.06
Information Ratio	-0.49
Alpha Ratio	-0.45
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹13,532
30 Nov 22	₹16,574
30 Nov 23	₹21,911
30 Nov 24	₹33,100
30 Nov 25	₹34,463

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 25

Duration	Returns
1 Month	-4.1%
3 Month	-0.9%
6 Month	1.5%
1 Year	2.9%
3 Year	26.9%
5 Year	26.5%
10 Year
15 Year
Since launch	12.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.6%
2023	54.5%
2022	20.5%
2021	31.1%
2020	6.1%
2019	10.1%
2018	-16.9%
2017	24.3%
2016	17.9%
2015	2.5%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	0.34 Yr.
Sagar Gandhi	1 Jul 25	0.34 Yr.

Data below for Invesco India PSU Equity Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	31.05%
Financial Services	28.47%
Utility	20.98%
Energy	13.32%
Basic Materials	2.59%

Asset Allocation

Asset Class	Value
Cash	3.6%
Equity	96.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	9%	₹134 Cr	1,426,314
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	9%	₹128 Cr	2,997,692 ↓ -180,797
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	7%	₹104 Cr	2,901,565 ↓ -327,476
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	6%	₹93 Cr	1,080,618 ↑ 527,920
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	6%	₹92 Cr	196,158 ↓ -30,307
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	6%	₹91 Cr	8,790,786
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| 532555	5%	₹68 Cr	2,024,963 ↓ -1,060,827
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| 541143	4%	₹65 Cr	424,045 ↑ 93,217
Bank of Baroda (Financial Services) Equity, Since 30 Jun 21 \| 532134	4%	₹59 Cr	2,116,392 ↑ 894,585
GAIL (India) Ltd (Utilities) Equity, Since 28 Feb 23 \| 532155	4%	₹56 Cr	3,089,630

4. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Lower mid AUM (₹5,763 Cr).
Established history (15+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 28.24% (top quartile).
3Y return: 26.75% (bottom quartile).
1Y return: 5.54% (upper mid).
Alpha: -0.83 (lower mid).
Sharpe: 0.03 (bottom quartile).
Information ratio: -0.53 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~16.3%).

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (19 Dec 25)	₹33.057 ↑ 0.31 (0.94 %)
Net Assets (Cr)	₹5,763 on 30 Nov 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.03
Information Ratio	-0.53
Alpha Ratio	-0.83
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹13,886
30 Nov 22	₹18,323
30 Nov 23	₹23,973
30 Nov 24	₹36,302
30 Nov 25	₹38,023

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 25

Duration	Returns
1 Month	-2.9%
3 Month	2.5%
6 Month	5.6%
1 Year	5.5%
3 Year	26.7%
5 Year	28.2%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.42 Yr.

Data below for SBI PSU Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	37.03%
Utility	29.3%
Energy	13.78%
Industrials	12.67%
Basic Materials	5.75%

Asset Allocation

Asset Class	Value
Cash	1.48%
Equity	98.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	16%	₹930 Cr	9,927,500
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	10%	₹553 Cr	12,975,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	9%	₹490 Cr	14,543,244
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	8%	₹476 Cr	16,535,554
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	8%	₹471 Cr	25,750,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹346 Cr	9,700,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	5%	₹306 Cr	11,000,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹211 Cr	27,900,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	4%	₹208 Cr	2,427,235
Oil India Ltd (Energy) Equity, Since 31 Mar 24 \| OIL	3%	₹167 Cr	3,850,000

5. Invesco India Mid Cap Fund

The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of mid cap companies. However, there can be no assurance that the funds objectives will be achieved.

Research Highlights for Invesco India Mid Cap Fund

Highest AUM (₹10,006 Cr).
Established history (18+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 24.52% (lower mid).
3Y return: 26.51% (bottom quartile).
1Y return: 4.65% (lower mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.37 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding AU Small Finance Bank Ltd (~5.6%).

Below is the key information for Invesco India Mid Cap Fund

Invesco India Mid Cap Fund Growth
Launch Date	19 Apr 07
NAV (19 Dec 25)	₹184.24 ↑ 1.77 (0.97 %)
Net Assets (Cr)	₹10,006 on 30 Nov 25
Category	Equity - Mid Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	0.37
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹14,577
30 Nov 22	₹15,346
30 Nov 23	₹19,288
30 Nov 24	₹28,186
30 Nov 25	₹31,678

Invesco India Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Invesco India Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 25

Duration	Returns
1 Month	-1.3%
3 Month	-0.3%
6 Month	7%
1 Year	4.7%
3 Year	26.5%
5 Year	24.5%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	43.1%
2023	34.1%
2022	0.5%
2021	43.1%
2020	24.4%
2019	3.8%
2018	-5.3%
2017	44.3%
2016	1.1%
2015	6.4%

Fund Manager information for Invesco India Mid Cap Fund

Name	Since	Tenure
Aditya Khemani	9 Nov 23	1.98 Yr.
Amit Ganatra	1 Sep 23	2.17 Yr.

Data below for Invesco India Mid Cap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	34.12%
Health Care	18.22%
Consumer Cyclical	17%
Industrials	9.12%
Real Estate	8.42%
Technology	7.23%
Basic Materials	3.95%
Communication Services	1.39%

Asset Allocation

Asset Class	Value
Cash	0.56%
Equity	99.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
AU Small Finance Bank Ltd (Financial Services) Equity, Since 31 Jul 25 \| 540611	6%	₹521 Cr	5,936,790
Swiggy Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| SWIGGY	5%	₹487 Cr	11,879,113 ↑ 1,517,109
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| FEDERALBNK	5%	₹472 Cr	19,960,984 ↑ 5,368,346
L&T Finance Ltd (Financial Services) Equity, Since 31 Dec 23 \| LTF	5%	₹456 Cr	16,854,973
Prestige Estates Projects Ltd (Real Estate) Equity, Since 30 Nov 23 \| PRESTIGE	5%	₹428 Cr	2,451,815 ↑ 33,004
BSE Ltd (Financial Services) Equity, Since 31 Dec 23 \| BSE	4%	₹377 Cr	1,519,233
Max Financial Services Ltd (Financial Services) Equity, Since 30 Nov 23 \| 500271	4%	₹375 Cr	2,422,867 ↑ 324,236
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	4%	₹353 Cr	1,864,031 ↑ 187,614
Sai Life Sciences Ltd (Healthcare) Equity, Since 31 Dec 24 \| SAILIFE	3%	₹308 Cr	3,351,338 ↑ 116,840
JK Cement Ltd (Basic Materials) Equity, Since 31 Oct 22 \| JKCEMENT	3%	₹297 Cr	477,753

SIP میں سرمایہ کاری کے فوائد

کچھ بڑےسرمایہ کاری کے فوائد SIP میں درج ذیل ہیں:

روپے کی لاگت کا اوسط

زیادہ تر سرمایہ کاروں کو اس میں سرمایہ کاری کرنے کے بہترین وقت کے بارے میں شبہ ہے۔مارکیٹ. وہ غیر مستحکم مارکیٹوں سے پریشان ہیں۔ لیکن، روپے کی اوسط قیمت تمام پریشانیوں کو توڑ دیتی ہے۔ چونکہ آپ باقاعدہ بن گئے ہیں۔سرمایہ کار ایس آئی پی کے ساتھ، آپ کے پیسے زیادہ یونٹ حاصل کرتے ہیں جب حصص کی قیمت کم ہوتی ہے اور قیمت زیادہ ہونے پر کم ہوتی ہے۔ غیر مستحکم سائیکل کے دوران، یہ آپ کو فی یونٹ کم اوسط قیمت حاصل کرنے کی اجازت دے سکتا ہے۔ اس طرح، SIP کے ذریعے سرمایہ کاری کے مثبت اثرات مارکیٹ کے اتار چڑھاو کے وقت کافی واضح ہو جاتے ہیں۔

کمپاؤنڈنگ کی طاقت

SIPs پر کام کرتے ہیں۔کمپاؤنڈنگ کی طاقت. سرمایہ کار تھوڑی سی رقم لگا سکتے ہیں اور دیکھ سکتے ہیں کہ وقت کے ساتھ قیمت میں کیسے اضافہ ہوتا ہے۔ آپ جتنی دیر تک سرمایہ کاری کرتے رہیں گے، آپ کی سرمایہ کاری کی قدر اتنی ہی زیادہ ہوتی جائے گی۔ جیسا کہ، باقاعدہ وقفوں پر حاصل ہونے والے منافع کو فنڈ میں دوبارہ لگایا جاتا ہے، سرمایہ کاروں کو واپسی پر واپسی ملتی ہے۔ اور یہی سلسلہ برسوں چلتا رہتا ہے۔ کمپاؤنڈنگ کی طاقت سے زیادہ سے زیادہ فائدہ اٹھانے کے لیے، سرمایہ کاروں کو اس سے زیادہ سے زیادہ فائدہ اٹھانے کے لیے چھوٹی عمر میں ہی بچت شروع کرنی چاہیے۔

مارکیٹ کو وقت دینے کی ضرورت نہیں۔

SIP کے ساتھ، سرمایہ کاروں کو مارکیٹ کے اوقات کے بارے میں فکر کرنے کی ضرورت نہیں ہے۔ SIP سرمایہ کاروں کو لاگت کا اوسط لگا کر مارکیٹ کے اتار چڑھاؤ پر سوار ہونے میں مدد کرتا ہے کیونکہ وہ مختلف سطحوں پر ایک مقررہ رقم باقاعدگی سے لگاتے ہیں۔

مالی اہداف کے حصول کا آسان طریقہ

جیسا کہ آپ SIP کے ذریعے باقاعدہ سرمایہ کار بن جاتے ہیں، آپ آسانی سے اپنے مالی اہداف کی منصوبہ بندی کر سکتے ہیں۔ مثال کے طور پر، اگر آپ کا قلیل مدتی مقصد 2 سال میں کار خریدنا ہے، تو آپ قرض فنڈز میں سرمایہ کاری کر سکتے ہیں، اور اگر آپ نے طے کر لیا ہے۔ریٹائرمنٹ پلاننگ آپ کے طویل مدتی مقصد کے طور پر، آپ کو ایکویٹی فنڈز میں SIP کے ذریعے سرمایہ کاری کرنی چاہیے۔ SIPs طویل مدت میں بچت کی باقاعدہ عادت بھی پیدا کرتے ہیں۔ وہ سرمایہ کار جو اپنی سرمایہ کاری میں تمام فوائد حاصل کرنا چاہتے ہیں انہیں Mutual Funds میں SIP کا راستہ اختیار کرنا چاہیے۔

ایس آئی پی ریٹرن کیلکولیٹر یا میوچل فنڈ کیلکولیٹر

اےگھونٹ کیلکولیٹر میوچل فنڈز میں سرمایہ کاری کرتے وقت استعمال کرنے کا سب سے زبردست ٹول ہے۔ یہ آپ کی SIP سرمایہ کاری پر متوقع منافع کا تعین کرنے میں مدد کرتا ہے۔ آپ اپنی سرمایہ کاری اور وقت کی مدت کے لیے درکار رقم کا حساب لگا سکتے ہیں جسے آپ کو مخصوص مالی ہدف تک پہنچنے کے لیے سرمایہ کاری میں رہنے کی ضرورت ہے۔

SIP کیلکولیٹر کا استعمال کرتے وقت، کسی کو کچھ متغیرات بھرنے ہوتے ہیں، جن میں شامل ہیں-

سرمایہ کاری کی رقم
مطلوبہ سرمایہ کاری کی مدت
متوقعمہنگائی آنے والے سالوں کے لیے شرح (سالانہ)
سرمایہ کاری پر طویل مدتی ترقی کی شرح

ایک بار جب آپ اوپر دی گئی تمام معلومات کو فیڈ کر دیتے ہیں، تو کیلکولیٹر اس رقم کا تخمینہ لگائے گا جو آپ کو آپ کی سرمایہ کاری کی مدت کے بعد حاصل ہو گی، اس کے ساتھ آپ کو حاصل ہونے والے خالص منافع کا بھی اندازہ ہو گا۔

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یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔