SIP Kaise Start Kare؟

Updated on September 28, 2026 , 3223 views

گھونٹ kaise start kare? آپ SIP کیسے شروع کرتے ہیں؟ یہ سب سے عام سوال ہے جو لوگوں کے ذریعہ پوچھا جاتا ہے۔میوچل فنڈز میں سرمایہ کاری کریں۔. لیکن، اس سے پہلے کہ ہم آگے بڑھیں، آئیے پہلے یہ سمجھیں کہ سسٹمیٹک کیا ہے۔سرمایہ کاری کا منصوبہ (SIP) سب کے بارے میں۔

SIP کیا ہے؟

ایک منظم سرمایہ کاری کا منصوبہ، جسے عام طور پر SIP کہا جاتا ہے، کا ایک مقبول طریقہ ہے۔سرمایہ کاری پیسے میںباہمی چندہ. آپ ہفتہ وار، ماہانہ یا سہ ماہی پر پہلے سے طے شدہ رقم کی سرمایہ کاری کر سکتے ہیںبنیاد. یہ موڈ آپ کو آٹو کا انتخاب کرنے کی اجازت دیتا ہے۔کٹوتی عمل، جس میں رقم براہ راست آپ سے کٹ جاتی ہے۔بینک اکاؤنٹ اور اس میوچل فنڈ اسکیم کی طرف ہے جسے آپ سرمایہ کاری کرنے کا انتخاب کرتے ہیں۔

SIP سرمایہ کاری منصوبے میوچل فنڈز میں سرمایہ کاری کا سب سے آسان طریقہ ہیں۔ چونکہ رقم مستقل بنیادوں پر کٹوتی ہے، اس سے آپ کو بچت کی عادت پیدا کرنے میں مدد ملتی ہے۔ اس طرح آپ اپنے حصول کے لیے دولت پیدا کر سکتے ہیں۔مالی اہداف.

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منظم سرمایہ کاری کے منصوبے میں سرمایہ کاری کے فوائد

کچھ بڑےایس آئی پی کے فوائد ہیں:

سرمایہ کاری کی رقم

SIP میں سرمایہ کاری کی کم از کم رقم INR 500 ماہانہ سے کم ہے۔ کچھAMCs آپ کو ہر ماہ صرف INR 100 کے ساتھ SIP شروع کرنے کی بھی اجازت دیتا ہے۔ لہذا، آپ اپنی سہولت کے مطابق اس رقم کا انتخاب کر سکتے ہیں۔

لچکدار

سرمایہ کار کسی بھی وقت سرمایہ کاری کی رقم کو کم یا بڑھانے کا انتخاب کر سکتے ہیں۔ فرض کریں، اگر آپ INR 1 کی سرمایہ کاری کر رہے ہیں،000 آج، آپ مستقبل میں اس رقم کو 10,000 روپے تک بڑھا سکتے ہیں۔ اور اسی رقم کو گھٹا کر INR 500 کر سکتے ہیں۔ آپ جب چاہیں سرمایہ کاری روک بھی سکتے ہیں۔ لہذا، اگر آپ نے ابھی اپنا کیریئر شروع کیا ہے، تو آپ INR 500 کے ساتھ سرمایہ کاری شروع کر سکتے ہیں اور جیسے جیسے آپ بڑھتے جائیں گے اس رقم کو بڑھا سکتے ہیں۔

مرکب سازی کی طاقت

آپ اپنی سرمایہ کاری کی ہر رقم پر سود کماتے ہیں۔ یہ مفادات ایک مدت کے ساتھ ملتے اور جمع ہوتے جاتے ہیں۔ اس کا مطلب ہے کہ سرمایہ کاری کی مدت جتنی لمبی ہوگی، فنڈ کی قدر اتنی ہی زیادہ ہوگی۔ اس طرح، یہ ہمیشہ تجویز کیا جاتا ہے کہ طویل مدتی کے لیے SIP کے ذریعے سرمایہ کاری کریں۔ بہت سے طویل مدتی اہداف ہیں جنہیں آپ SIP کے ذریعے پورا کر سکتے ہیں، جیسےریٹائرمنٹ پلاننگ، منزل کی شادی، وغیرہ

روپے کی لاگت کا اوسط

یہ سرمایہ کاروں کو غیر متوقع کے بارے میں فکر کیے بغیر پیسہ لگانے کی اجازت دیتا ہے۔مارکیٹ اسٹاک کی. روپے کی لاگت کا اوسط آپ کے لگائے گئے فنڈز کو قیمت زیادہ ہونے پر کم یونٹس اور قیمت کم ہونے پر زیادہ یونٹس حاصل کرنے کی اجازت دیتا ہے۔

SIP میں سرمایہ کاری کیسے کرے؟

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اپنی رجسٹریشن اور KYC کا عمل مکمل کریں۔

دستاویزات اپ لوڈ کریں (PAN، آدھار، وغیرہ)۔اور، آپ سرمایہ کاری کے لیے تیار ہیں!

شروع کرنے کے

2022 - 2023 میں سرمایہ کاری کے لیے بہترین SIP میوچل فنڈز

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
DSP World Gold Fund Growth	₹58.7417 ↓ -0.07	₹1,828	500	18.7	6.9	32.2	56.6	30.1	167.1
SBI PSU Fund Growth	₹32.6219 ↑ 0.06	₹6,703	500	-5.7	-0.2	1	16.7	20.5	11.3
LIC MF Infrastructure Fund Growth	₹53.6862 ↓ -0.05	₹1,174	1,000	-2.5	18.8	9.4	21.4	20.2	-3.7
DSP India T.I.G.E.R Fund Growth	₹347.992 ↓ -0.29	₹6,325	500	-3.8	16.8	12	17.9	19.5	-2.5
ICICI Prudential Infrastructure Fund Growth	₹194.83 ↑ 0.46	₹8,558	100	-4.5	10.8	0.7	15.7	19.3	6.7
BOI AXA Manufacturing and Infrastructure Fund Growth	₹66.17 ↓ -0.30	₹949	1,000	1.1	20	17.5	19.8	19.1	7.8
Nippon India Power and Infra Fund Growth	₹368.377 ↑ 1.29	₹8,137	100	-4.1	13.8	7	16.5	18.9	-0.5
DSP US Flexible Equity Fund Growth	₹92.9282 ↓ -0.28	₹1,270	500	1	21.6	29.7	27.6	18.4	33.8
Invesco India PSU Equity Fund Growth	₹61.78 ↑ 0.31	₹1,448	500	-5.3	3.1	-2.9	16.1	17.9	10.3
UTI Transportation & Logistics Fund Growth	₹285.619 ↓ -0.43	₹4,341	500	1.9	14.3	-1.7	16	17.7	19.5
HDFC Infrastructure Fund Growth	₹45.442 ↑ 0.15	₹2,325	300	-5.4	8.4	-3.8	12.3	17.4	2.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Sep 26

Research Highlights & Commentary of 11 Funds showcased

Commentary	DSP World Gold Fund	SBI PSU Fund	LIC MF Infrastructure Fund	DSP India T.I.G.E.R Fund	ICICI Prudential Infrastructure Fund	BOI AXA Manufacturing and Infrastructure Fund	Nippon India Power and Infra Fund	DSP US Flexible Equity Fund	Invesco India PSU Equity Fund	UTI Transportation & Logistics Fund	HDFC Infrastructure Fund
Point 1	Lower mid AUM (₹1,828 Cr).	Upper mid AUM (₹6,703 Cr).	Bottom quartile AUM (₹1,174 Cr).	Upper mid AUM (₹6,325 Cr).	Highest AUM (₹8,558 Cr).	Bottom quartile AUM (₹949 Cr).	Top quartile AUM (₹8,137 Cr).	Bottom quartile AUM (₹1,270 Cr).	Lower mid AUM (₹1,448 Cr).	Upper mid AUM (₹4,341 Cr).	Lower mid AUM (₹2,325 Cr).
Point 2	Established history (19+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Oldest track record among peers (22 yrs).	Established history (21+ yrs).	Established history (16+ yrs).	Established history (22+ yrs).	Established history (14+ yrs).	Established history (16+ yrs).	Established history (22+ yrs).	Established history (18+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 2★ (bottom quartile).	Not Rated.	Rating: 4★ (top quartile).	Rating: 3★ (upper mid).	Not Rated.	Rating: 4★ (upper mid).	Top rated.	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).	Rating: 3★ (lower mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 30.10% (top quartile).	5Y return: 20.48% (top quartile).	5Y return: 20.16% (upper mid).	5Y return: 19.51% (upper mid).	5Y return: 19.26% (upper mid).	5Y return: 19.15% (lower mid).	5Y return: 18.92% (lower mid).	5Y return: 18.38% (lower mid).	5Y return: 17.90% (bottom quartile).	5Y return: 17.71% (bottom quartile).	5Y return: 17.38% (bottom quartile).
Point 6	3Y return: 56.58% (top quartile).	3Y return: 16.74% (lower mid).	3Y return: 21.36% (upper mid).	3Y return: 17.93% (upper mid).	3Y return: 15.70% (bottom quartile).	3Y return: 19.82% (upper mid).	3Y return: 16.54% (lower mid).	3Y return: 27.58% (top quartile).	3Y return: 16.12% (lower mid).	3Y return: 15.96% (bottom quartile).	3Y return: 12.32% (bottom quartile).
Point 7	1Y return: 32.18% (top quartile).	1Y return: 1.00% (lower mid).	1Y return: 9.44% (upper mid).	1Y return: 12.05% (upper mid).	1Y return: 0.74% (lower mid).	1Y return: 17.49% (upper mid).	1Y return: 6.98% (lower mid).	1Y return: 29.74% (top quartile).	1Y return: -2.86% (bottom quartile).	1Y return: -1.68% (bottom quartile).	1Y return: -3.84% (bottom quartile).
Point 8	Alpha: 4.18 (upper mid).	Alpha: -0.10 (bottom quartile).	Alpha: 10.92 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 6.69 (top quartile).	Alpha: -7.01 (bottom quartile).	Alpha: -4.28 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).
Point 9	Sharpe: 1.25 (top quartile).	Sharpe: 0.48 (lower mid).	Sharpe: 0.53 (upper mid).	Sharpe: 0.52 (upper mid).	Sharpe: 0.17 (bottom quartile).	Sharpe: 0.91 (upper mid).	Sharpe: 0.48 (lower mid).	Sharpe: 1.42 (top quartile).	Sharpe: 0.27 (bottom quartile).	Sharpe: 0.31 (lower mid).	Sharpe: -0.17 (bottom quartile).
Point 10	Information ratio: -1.01 (bottom quartile).	Information ratio: -0.55 (bottom quartile).	Information ratio: 0.47 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.40 (top quartile).	Information ratio: -0.07 (lower mid).	Information ratio: -0.55 (bottom quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).

DSP World Gold Fund

Lower mid AUM (₹1,828 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 30.10% (top quartile).
3Y return: 56.58% (top quartile).
1Y return: 32.18% (top quartile).
Alpha: 4.18 (upper mid).
Sharpe: 1.25 (top quartile).
Information ratio: -1.01 (bottom quartile).

SBI PSU Fund

Upper mid AUM (₹6,703 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 20.48% (top quartile).
3Y return: 16.74% (lower mid).
1Y return: 1.00% (lower mid).
Alpha: -0.10 (bottom quartile).
Sharpe: 0.48 (lower mid).
Information ratio: -0.55 (bottom quartile).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,174 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 20.16% (upper mid).
3Y return: 21.36% (upper mid).
1Y return: 9.44% (upper mid).
Alpha: 10.92 (top quartile).
Sharpe: 0.53 (upper mid).
Information ratio: 0.47 (top quartile).

DSP India T.I.G.E.R Fund

Upper mid AUM (₹6,325 Cr).
Oldest track record among peers (22 yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 19.51% (upper mid).
3Y return: 17.93% (upper mid).
1Y return: 12.05% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.52 (upper mid).
Information ratio: 0.00 (upper mid).

ICICI Prudential Infrastructure Fund

Highest AUM (₹8,558 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 19.26% (upper mid).
3Y return: 15.70% (bottom quartile).
1Y return: 0.74% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.17 (bottom quartile).
Information ratio: 0.00 (upper mid).

BOI AXA Manufacturing and Infrastructure Fund

Bottom quartile AUM (₹949 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.15% (lower mid).
3Y return: 19.82% (upper mid).
1Y return: 17.49% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.91 (upper mid).
Information ratio: 0.00 (upper mid).

Nippon India Power and Infra Fund

Top quartile AUM (₹8,137 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 18.92% (lower mid).
3Y return: 16.54% (lower mid).
1Y return: 6.98% (lower mid).
Alpha: 6.69 (top quartile).
Sharpe: 0.48 (lower mid).
Information ratio: 0.40 (top quartile).

DSP US Flexible Equity Fund

Bottom quartile AUM (₹1,270 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: High.
5Y return: 18.38% (lower mid).
3Y return: 27.58% (top quartile).
1Y return: 29.74% (top quartile).
Alpha: -7.01 (bottom quartile).
Sharpe: 1.42 (top quartile).
Information ratio: -0.07 (lower mid).

Invesco India PSU Equity Fund

Lower mid AUM (₹1,448 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 17.90% (bottom quartile).
3Y return: 16.12% (lower mid).
1Y return: -2.86% (bottom quartile).
Alpha: -4.28 (bottom quartile).
Sharpe: 0.27 (bottom quartile).
Information ratio: -0.55 (bottom quartile).

UTI Transportation & Logistics Fund

Upper mid AUM (₹4,341 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 17.71% (bottom quartile).
3Y return: 15.96% (bottom quartile).
1Y return: -1.68% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.31 (lower mid).
Information ratio: 0.00 (lower mid).

HDFC Infrastructure Fund

Lower mid AUM (₹2,325 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 17.38% (bottom quartile).
3Y return: 12.32% (bottom quartile).
1Y return: -3.84% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.17 (bottom quartile).
Information ratio: 0.00 (lower mid).

*کی فہرستبہترین باہمی فنڈز SIP کے پاس خالص اثاثے/ AUM سے زیادہ ہیں۔200 کروڑ میوچل فنڈز کی ایکویٹی کیٹیگری میں 5 سال کی بنیاد پر آرڈر کیا گیا۔سی اے جی آر واپسی

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Lower mid AUM (₹1,828 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 30.10% (top quartile).
3Y return: 56.58% (top quartile).
1Y return: 32.18% (top quartile).
Alpha: 4.18 (upper mid).
Sharpe: 1.25 (top quartile).
Information ratio: -1.01 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~94%).
Largest holding BGF World Gold I2 (~66.7%).
Top-3 holdings concentration ~100.3%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (29 Sep 26)	₹58.7417 ↓ -0.07 (-0.12 %)
Net Assets (Cr)	₹1,828 on 31 Aug 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	1.25
Information Ratio	-1.01
Alpha Ratio	4.18
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹8,263
30 Sep 23	₹9,670
30 Sep 24	₹14,147
30 Sep 25	₹28,247
30 Sep 26	₹37,014

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-11.9%
3 Month	18.7%
6 Month	6.9%
1 Year	32.2%
3 Year	56.6%
5 Year	30.1%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.34 Yr.

Data below for DSP World Gold Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Basic Materials	92.97%

Asset Allocation

Asset Class	Value
Cash	4.49%
Equity	93.67%
Debt	0%
Other	1.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	67%	₹1,220 Cr	958,135 ↓ -25,317
VanEck Gold Miners ETF - \| GDX	30%	₹539 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹74 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹5 Cr

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹6,703 Cr).
Established history (16+ yrs).
Rating: 2★ (bottom quartile).
Risk profile: High.
5Y return: 20.48% (top quartile).
3Y return: 16.74% (lower mid).
1Y return: 1.00% (lower mid).
Alpha: -0.10 (bottom quartile).
Sharpe: 0.48 (lower mid).
Information ratio: -0.55 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~16.4%).

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (30 Sep 26)	₹32.6219 ↑ 0.06 (0.20 %)
Net Assets (Cr)	₹6,703 on 31 Aug 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.48
Information Ratio	-0.55
Alpha Ratio	-0.1
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,843
30 Sep 23	₹15,956
30 Sep 24	₹26,406
30 Sep 25	₹25,132
30 Sep 26	₹25,384

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-5.4%
3 Month	-5.7%
6 Month	-0.2%
1 Year	1%
3 Year	16.7%
5 Year	20.5%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	2.25 Yr.

Data below for SBI PSU Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Financial Services	36.49%
Utility	26.54%
Industrials	17.76%
Energy	11.6%
Basic Materials	5.21%

Asset Allocation

Asset Class	Value
Cash	2.15%
Equity	97.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	16%	₹1,099 Cr	10,367,500 ↓ -460,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	8%	₹555 Cr	16,943,244 ↓ -500,000
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	8%	₹534 Cr	12,885,000 ↓ -1,300,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	7%	₹477 Cr	18,085,554 ↓ -1,850,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	7%	₹454 Cr	25,590,000 ↓ -8,560,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	5%	₹342 Cr	14,350,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	5%	₹340 Cr	14,655,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	5%	₹314 Cr	9,700,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Jun 25 \| 500103	4%	₹288 Cr	6,500,000
Container Corporation of India Ltd (Industrials) Equity, Since 31 Jul 26 \| CONCOR	4%	₹266 Cr	5,200,000 ↑ 3,786,557

3. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,174 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 20.16% (upper mid).
3Y return: 21.36% (upper mid).
1Y return: 9.44% (upper mid).
Alpha: 10.92 (top quartile).
Sharpe: 0.53 (upper mid).
Information ratio: 0.47 (top quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding Tata Motors Passenger Vehicles Ltd (~5.1%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (30 Sep 26)	₹53.6862 ↓ -0.05 (-0.09 %)
Net Assets (Cr)	₹1,174 on 31 Aug 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	0.53
Information Ratio	0.47
Alpha Ratio	10.92
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹11,040
30 Sep 23	₹14,013
30 Sep 24	₹24,274
30 Sep 25	₹22,885
30 Sep 26	₹25,047

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-2.1%
3 Month	-2.5%
6 Month	18.8%
1 Year	9.4%
3 Year	21.4%
5 Year	20.2%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	47.8%
2022	44.4%
2021	7.9%
2020	46.6%
2019	-0.1%
2018	13.3%
2017	-14.6%
2016	42.2%
2015	-2.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Mahesh Bendre	1 Jul 24	2.17 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Industrials	36.85%
Consumer Cyclical	21.34%
Basic Materials	9.27%
Utility	8.26%
Financial Services	7.55%
Real Estate	5.37%
Communication Services	3.33%
Health Care	2.11%

Asset Allocation

Asset Class	Value
Cash	5.82%
Equity	94.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical) Equity, Since 28 Feb 26 \| TMPV	5%	₹59 Cr	1,924,915 ↑ 700,000
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	4%	₹44 Cr	944,348
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 26 \| 503100	3%	₹39 Cr	206,535
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	3%	₹39 Cr	96,023
Indo MIM Ltd (Industrials) Equity, Since 31 Jul 26 \| INDOMIM	3%	₹38 Cr	437,792 ↓ -368,205
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	3%	₹38 Cr	53,599 ↓ -3,718
Tenneco Clean Air India Ltd (Consumer Cyclical) Equity, Since 30 Nov 25 \| TENNIND	3%	₹35 Cr	659,798 ↑ 353,388
KSH International Ltd (Industrials) Equity, Since 31 Dec 25 \| KSHINTL	3%	₹33 Cr	353,095 ↓ -14,406
Bharat Forge Ltd (Industrials) Equity, Since 30 Sep 21 \| 500493	3%	₹31 Cr	145,969 ↑ 90,000
Tata Power Co Ltd (Utilities) Equity, Since 29 Feb 24 \| 500400	3%	₹30 Cr	861,040

4. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Upper mid AUM (₹6,325 Cr).
Oldest track record among peers (22 yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 19.51% (upper mid).
3Y return: 17.93% (upper mid).
1Y return: 12.05% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.52 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
Largest holding Reliance Industries Ltd (~6.7%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (30 Sep 26)	₹347.992 ↓ -0.29 (-0.08 %)
Net Assets (Cr)	₹6,325 on 31 Jul 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.52
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,803
30 Sep 23	₹14,864
30 Sep 24	₹24,412
30 Sep 25	₹21,759
30 Sep 26	₹24,380

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-4.3%
3 Month	-3.8%
6 Month	16.8%
1 Year	12%
3 Year	17.9%
5 Year	19.5%
10 Year
15 Year
Since launch	17.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-2.5%
2023	32.4%
2022	49%
2021	13.9%
2020	51.6%
2019	2.7%
2018	6.7%
2017	-17.2%
2016	47%
2015	4.1%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	16.21 Yr.

Data below for DSP India T.I.G.E.R Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Industrials	27.71%
Energy	12.62%
Basic Materials	11.28%
Financial Services	10.77%
Utility	8.88%
Health Care	5.58%
Consumer Cyclical	5.01%
Communication Services	2.83%
Real Estate	1.5%
Technology	0.97%
Consumer Defensive	0.17%

Asset Allocation

Asset Class	Value
Cash	6.65%
Equity	93.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 19 \| RELIANCE	7%	₹433 Cr	3,388,108 ↑ 120,944
Future on NIFTY Sep26 - \| -	6%	₹376 Cr	155,155 ↑ 155,155
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| 532555	5%	₹303 Cr	9,249,176
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	4%	₹287 Cr	709,133 ↑ 120,468
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	4%	₹268 Cr	301,630
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹183 Cr	1,011,761 ↑ 161,792
Bharat Electronics Ltd (Industrials) Equity, Since 31 May 26 \| BEL	3%	₹169 Cr	4,081,390
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 Oct 25 \| HAL	2%	₹156 Cr	324,769 ↓ -99,010
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Mar 24 \| 500312	2%	₹136 Cr	5,888,442
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Dec 14 \| 532538	2%	₹135 Cr	118,010

5. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Highest AUM (₹8,558 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 19.26% (upper mid).
3Y return: 15.70% (bottom quartile).
1Y return: 0.74% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.17 (bottom quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding InterGlobe Aviation Ltd (~8.3%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (30 Sep 26)	₹194.83 ↑ 0.46 (0.24 %)
Net Assets (Cr)	₹8,558 on 31 Aug 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹11,227
30 Sep 23	₹15,579
30 Sep 24	₹25,072
30 Sep 25	₹23,949
30 Sep 26	₹24,128

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-4.1%
3 Month	-4.5%
6 Month	10.8%
1 Year	0.7%
3 Year	15.7%
5 Year	19.3%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	27.4%
2022	44.6%
2021	28.8%
2020	50.1%
2019	3.6%
2018	2.6%
2017	-14%
2016	40.8%
2015	2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	9.25 Yr.
Sharmila D’mello	30 Jun 22	4.17 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Industrials	44.97%
Basic Materials	13.15%
Financial Services	10.25%
Utility	9.72%
Real Estate	8.67%
Energy	7.29%
Consumer Cyclical	2.13%
Communication Services	0.06%

Asset Allocation

Asset Class	Value
Cash	2.79%
Equity	97.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	8%	₹708 Cr	1,351,985 ↑ 50,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	6%	₹476 Cr	1,176,819 ↓ -91,666
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	5%	₹387 Cr	3,029,725
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 23 \| OBEROIRLTY	4%	₹381 Cr	2,038,517
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	3%	₹282 Cr	8,626,448
Brigade Enterprises Ltd (Real Estate) Equity, Since 30 Nov 25 \| 532929	3%	₹279 Cr	4,257,556
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹256 Cr	1,830,742
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	3%	₹248 Cr	106,892
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	3%	₹238 Cr	3,357,506
Cummins India Ltd (Industrials) Equity, Since 31 Jul 26 \| 500480	3%	₹218 Cr	427,819 ↑ 260,447

6. BOI AXA Manufacturing and Infrastructure Fund

The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns

Research Highlights for BOI AXA Manufacturing and Infrastructure Fund

Bottom quartile AUM (₹949 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: High.
5Y return: 19.15% (lower mid).
3Y return: 19.82% (upper mid).
1Y return: 17.49% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.91 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~7.9%).

Below is the key information for BOI AXA Manufacturing and Infrastructure Fund

BOI AXA Manufacturing and Infrastructure Fund Growth
Launch Date	5 Mar 10
NAV (30 Sep 26)	₹66.17 ↓ -0.30 (-0.45 %)
Net Assets (Cr)	₹949 on 31 Aug 26
Category	Equity - Sectoral
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.25
Sharpe Ratio	0.91
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,704
30 Sep 23	₹13,959
30 Sep 24	₹21,796
30 Sep 25	₹20,435
30 Sep 26	₹24,009

BOI AXA Manufacturing and Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for BOI AXA Manufacturing and Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-0.9%
3 Month	1.1%
6 Month	20%
1 Year	17.5%
3 Year	19.8%
5 Year	19.1%
10 Year
15 Year
Since launch	12.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	25.7%
2022	44.7%
2021	3.3%
2020	52.5%
2019	28.1%
2018	2.5%
2017	-22.8%
2016	56%
2015	1%

Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund

Name	Since	Tenure
Nitin Gosar	27 Sep 22	3.93 Yr.

Data below for BOI AXA Manufacturing and Infrastructure Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Industrials	21.57%
Consumer Cyclical	14.41%
Health Care	13.66%
Energy	12.21%
Basic Materials	10.45%
Consumer Defensive	6.85%
Utility	4.71%
Technology	3.87%
Communication Services	3.31%
Real Estate	0.95%

Asset Allocation

Asset Class	Value
Cash	7.92%
Equity	91.99%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	8%	₹75 Cr	589,447 ↑ 51,469
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 10 \| LT	5%	₹52 Cr	127,443
NTPC Ltd (Utilities) Equity, Since 31 May 21 \| 532555	5%	₹45 Cr	1,363,654
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 26 \| DIXON	4%	₹37 Cr	24,700
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 26 \| ITC	4%	₹34 Cr	1,318,102
Petronet LNG Ltd (Energy) Equity, Since 31 Jan 26 \| 532522	3%	₹33 Cr	1,103,649
Aurobindo Pharma Ltd (Healthcare) Equity, Since 31 May 25 \| AUROPHARMA	3%	₹33 Cr	192,168 ↓ -4,163
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 22 \| BHARTIARTL	3%	₹31 Cr	173,416
Quality Power Electrical Equipments Ltd (Industrials) Equity, Since 28 Feb 25 \| QPOWER	3%	₹29 Cr	204,943
Vedanta Aluminium Metal Ltd (Basic Materials) Equity, Since 30 Jun 26 \| VAML	2%	₹21 Cr	491,712

7. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Top quartile AUM (₹8,137 Cr).
Established history (22+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 18.92% (lower mid).
3Y return: 16.54% (lower mid).
1Y return: 6.98% (lower mid).
Alpha: 6.69 (top quartile).
Sharpe: 0.48 (lower mid).
Information ratio: 0.40 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~7.3%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (30 Sep 26)	₹368.377 ↑ 1.29 (0.35 %)
Net Assets (Cr)	₹8,137 on 31 Aug 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	0.48
Information Ratio	0.4
Alpha Ratio	6.69
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,577
30 Sep 23	₹15,028
30 Sep 24	₹24,578
30 Sep 25	₹22,234
30 Sep 26	₹23,786

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-3.7%
3 Month	-4.1%
6 Month	13.8%
1 Year	7%
3 Year	16.5%
5 Year	18.9%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.5%
2023	26.9%
2022	58%
2021	10.9%
2020	48.9%
2019	10.8%
2018	-2.9%
2017	-21.1%
2016	61.7%
2015	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	8.28 Yr.
Rahul Modi	19 Aug 24	2.04 Yr.
Amber Singhania	11 Mar 26	0.48 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Industrials	39.33%
Utility	19.66%
Consumer Cyclical	11.2%
Energy	8.76%
Basic Materials	6.98%
Technology	3.77%
Financial Services	3.29%
Communication Services	2.29%
Real Estate	1.79%
Health Care	1.44%

Asset Allocation

Asset Class	Value
Cash	1.49%
Equity	98.51%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	7%	₹595 Cr	4,660,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	7%	₹544 Cr	1,344,337 ↓ -52,621
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	5%	₹413 Cr	12,600,000
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	4%	₹311 Cr	34,785,607 ↑ 2,037,961
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| 500103	3%	₹283 Cr	6,400,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 20 \| HAL	2%	₹188 Cr	392,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	2%	₹187 Cr	1,030,000
Triveni Turbine Ltd (Industrials) Equity, Since 30 Jun 25 \| 533655	2%	₹179 Cr	3,103,288 ↑ 50,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	2%	₹172 Cr	150,000
Ambuja Cements Ltd (Basic Materials) Equity, Since 31 Mar 26 \| 500425	2%	₹168 Cr	4,188,394

8. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

Bottom quartile AUM (₹1,270 Cr).
Established history (14+ yrs).
Top rated.
Risk profile: High.
5Y return: 18.38% (lower mid).
3Y return: 27.58% (top quartile).
1Y return: 29.74% (top quartile).
Alpha: -7.01 (bottom quartile).
Sharpe: 1.42 (top quartile).
Information ratio: -0.07 (lower mid).
Higher exposure to Technology vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~94%).
Largest holding BGF US Flexible Equity I2 (~96.0%).
Top-3 holdings concentration ~100.3%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund Growth
Launch Date	3 Aug 12
NAV (29 Sep 26)	₹92.9282 ↓ -0.28 (-0.30 %)
Net Assets (Cr)	₹1,270 on 31 Aug 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.55
Sharpe Ratio	1.42
Information Ratio	-0.07
Alpha Ratio	-7.01
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,295
30 Sep 23	₹11,197
30 Sep 24	₹13,853
30 Sep 25	₹17,875
30 Sep 26	₹23,358

DSP US Flexible Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-0.8%
3 Month	1%
6 Month	21.6%
1 Year	29.7%
3 Year	27.6%
5 Year	18.4%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	33.8%
2023	17.8%
2022	22%
2021	-5.9%
2020	24.2%
2019	22.6%
2018	27.5%
2017	-1.1%
2016	15.5%
2015	9.8%

Fund Manager information for DSP US Flexible Equity Fund

Name	Since	Tenure
Kaivalya Nadkarni	1 May 25	1.34 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Technology	32.91%
Industrials	12.97%
Communication Services	11.37%
Consumer Cyclical	9.78%
Financial Services	9.58%
Health Care	9.41%
Energy	2.81%
Basic Materials	2.31%
Utility	2.1%
Consumer Defensive	0.65%

Asset Allocation

Asset Class	Value
Cash	6.12%
Equity	93.87%
Debt	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF US Flexible Equity I2 Investment Fund \| -	96%	₹1,220 Cr	1,784,131
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹52 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹2 Cr

9. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Lower mid AUM (₹1,448 Cr).
Established history (16+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 17.90% (bottom quartile).
3Y return: 16.12% (lower mid).
1Y return: -2.86% (bottom quartile).
Alpha: -4.28 (bottom quartile).
Sharpe: 0.27 (bottom quartile).
Information ratio: -0.55 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Hindustan Aeronautics Ltd Ordinary Shares (~8.7%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (30 Sep 26)	₹61.78 ↑ 0.31 (0.50 %)
Net Assets (Cr)	₹1,448 on 31 Aug 26
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.08
Sharpe Ratio	0.27
Information Ratio	-0.55
Alpha Ratio	-4.28
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,313
30 Sep 23	₹14,550
30 Sep 24	₹24,738
30 Sep 25	₹23,451
30 Sep 26	₹22,780

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-5.4%
3 Month	-5.3%
6 Month	3.1%
1 Year	-2.9%
3 Year	16.1%
5 Year	17.9%
10 Year
15 Year
Since launch	11.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	25.6%
2022	54.5%
2021	20.5%
2020	31.1%
2019	6.1%
2018	10.1%
2017	-16.9%
2016	24.3%
2015	17.9%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	1.17 Yr.
Sagar Gandhi	1 Jul 25	1.17 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Industrials	46.29%
Financial Services	21.98%
Energy	11.48%
Basic Materials	7.39%
Utility	7.21%
Consumer Cyclical	2.46%
Technology	2.44%

Asset Allocation

Asset Class	Value
Cash	0.76%
Equity	99.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	9%	₹125 Cr	261,137
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	8%	₹112 Cr	1,057,623 ↓ -32,884
Dredging Corp of India Ltd (Industrials) Equity, Since 31 Jul 25 \| DREDGECORP	7%	₹95 Cr	861,251
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	6%	₹90 Cr	1,001,323 ↓ -340,647
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	6%	₹83 Cr	2,001,789 ↓ -76,840
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	5%	₹66 Cr	2,037,258 ↓ -116,024
Container Corporation of India Ltd (Industrials) Equity, Since 31 Jul 26 \| CONCOR	4%	₹63 Cr	1,237,114
Bharat Dynamics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| 541143	4%	₹60 Cr	471,527
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	4%	₹55 Cr	315,700
Honeywell Automation India Ltd (Industrials) Equity, Since 31 Jul 26 \| HONAUT	4%	₹53 Cr	15,047

10. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹4,341 Cr).
Established history (22+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 17.71% (bottom quartile).
3Y return: 15.96% (bottom quartile).
1Y return: -1.68% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.31 (lower mid).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~76%).
Largest holding Mahindra & Mahindra Ltd (~12.2%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (30 Sep 26)	₹285.619 ↓ -0.43 (-0.15 %)
Net Assets (Cr)	₹4,341 on 31 Aug 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.92
Sharpe Ratio	0.31
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹11,936
30 Sep 23	₹14,491
30 Sep 24	₹22,756
30 Sep 25	₹22,979
30 Sep 26	₹22,594

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-6.1%
3 Month	1.9%
6 Month	14.3%
1 Year	-1.7%
3 Year	16%
5 Year	17.7%
10 Year
15 Year
Since launch	16.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.95 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Consumer Cyclical	82.71%
Industrials	14.1%
Energy	0.39%

Asset Allocation

Asset Class	Value
Cash	2.64%
Equity	97.2%
Debt	0.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	12%	₹530 Cr	1,614,940
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| ETERNAL	10%	₹452 Cr	13,773,081
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	8%	₹360 Cr	265,955
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	8%	₹333 Cr	419,126
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	7%	₹282 Cr	232,860
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	5%	₹231 Cr	1,449,964 ↑ 50,000
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	4%	₹190 Cr	438,430
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹181 Cr	332,557 ↓ -15,822
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹173 Cr	786,342
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	3%	₹131 Cr	250,430

11. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

Research Highlights for HDFC Infrastructure Fund

Lower mid AUM (₹2,325 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 17.38% (bottom quartile).
3Y return: 12.32% (bottom quartile).
1Y return: -3.84% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.17 (bottom quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Larsen & Toubro Ltd (~7.3%).

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (30 Sep 26)	₹45.442 ↑ 0.15 (0.33 %)
Net Assets (Cr)	₹2,325 on 31 Aug 26
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.04
Sharpe Ratio	-0.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,923
30 Sep 23	₹15,729
30 Sep 24	₹24,506
30 Sep 25	₹23,178
30 Sep 26	₹22,286

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Sep 26

Duration	Returns
1 Month	-2.4%
3 Month	-5.4%
6 Month	8.4%
1 Year	-3.8%
3 Year	12.3%
5 Year	17.4%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.2%
2023	23%
2022	55.4%
2021	19.3%
2020	43.2%
2019	-7.5%
2018	-3.4%
2017	-29%
2016	43.3%
2015	-1.9%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Dhruv Muchhal	22 Jun 23	3.2 Yr.
Ashish Shah	1 Nov 25	0.83 Yr.

Data below for HDFC Infrastructure Fund as on 31 Aug 26

Equity Sector Allocation

Sector	Value
Industrials	51.69%
Utility	13.35%
Financial Services	10.93%
Basic Materials	7.6%
Energy	5.23%
Real Estate	4.98%
Technology	1.89%
Health Care	1.55%
Communication Services	1.2%
Consumer Cyclical	0.71%

Asset Allocation

Asset Class	Value
Cash	0.74%
Equity	99.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	7%	₹170 Cr	421,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	4%	₹103 Cr	196,369
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	4%	₹100 Cr	716,994 ↓ -20,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹91 Cr	625,000 ↓ -40,000
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| 532555	3%	₹77 Cr	2,350,000
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	3%	₹69 Cr	1,400,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Jan 25 \| ADANIPORTS	3%	₹69 Cr	430,000
TD Power Systems Ltd (Industrials) Equity, Since 30 Jun 23 \| TDPOWERSYS	3%	₹65 Cr	840,000 ↓ -90,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	2%	₹58 Cr	2,200,000 ↓ -200,000
G R Infraprojects Ltd (Industrials) Equity, Since 31 Jul 21 \| GRINFRA	2%	₹50 Cr	570,000

سرمایہ کاروں کو مشورہ دیا جاتا ہے کہ وہ اپنی پسند کے SIP منصوبوں میں سرمایہ کاری کریں۔ مذکورہ بالا 11 میوچل فنڈز ہر قسم کے سرمایہ کاروں کے لیے موزوں ہیں۔ تو، یا تو آپ کو زیادہ خطرہ ہے۔سرمایہ کار یا نسبتاً کم، یہ SIP فنڈز ہیں۔سرمایہ کاری کے لیے بہترین میوچل فنڈز. تو، انتظار نہ کریں، ابھی سرمایہ کاری کریں!

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔