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Table of Contents
- Why Invest in Top 11 SIP Funds?
- How to Invest in SIP?
- Top 11 SIP Mutual Funds in India FY 22 - 23
- Parameters to Consider While Investing in Best Systematic Investment Plans
- How to Invest in SIP MF Online?
- FAQs
Top 11 Funds
- ICICI Prudential Technology Fund
- TATA Digital India Fund
- Aditya Birla Sun Life Digital India Fund
- SBI Technology Opportunities Fund
- Principal Emerging Bluechip Fund
- Franklin India Technology Fund
- Sundaram Select Focus Fund
- PGIM India Midcap Opportunities Fund
- Nippon India Pharma Fund
- Kotak Small Cap Fund
- Axis Mid Cap Fund
11 Best Mutual Funds for SIP 2022
SIP Mutual Funds (or top 11 SIP Mutual Funds) are funds that adhere to the simple formula of periodic investment to avoid nervous selling during the inevitable ups and downs of the stock market.
Typically, SIP or Systematic Investment plan is a mode to invest money in Mutual Funds. Investing in top 11 SIP Mutual Funds brings a systematic and disciplined approach to your investment. It reduces your effort to manage your investment on daily Basis. Moreover, it offers leverage of the Power of Compounding leading to desired returns over time.
There are different Types of Mutual Funds for SIP that include equity, debt, balanced, ultra-short term funds, etc. However, equity Mutual Funds offer maximum returns when invested via a SIP. Financial advisors suggest that, the investors must invest in best mutual funds for SIP basis their investment objectives and the period of SIP investment.
Why Invest in Top 11 SIP Funds?
SIPs give a disciplined approach towards investing in Mutual Funds
Systematic investing helps in financing the future dream and major goals like- retirement, child's career, purchase of a house, car or any other assets
SIPs help in making the most of compounding and are ideal for young investors
Systematic Investment Plans minimize the risk of equity fluctuations
How to Invest in SIP?
Investing money is an art, it can work wonders if done correctly. Now that you know the Top SIP plans you must know how to invest in it. We have mentioned the steps to invest in SIP below.
1. Analyse your financial goals
Choose a SIP investment suiting your Financial goals. For example, if your goal is short-term (if want to buy a car in the next 2 years), you should invest in Debt Mutual Funds. And, if your goal is long-term (like Retirement planning) then prefer investing in Equity Mutual Funds.
2. Choose a timeline of investment
This will ensure that you invest a right amount of money for a right period of time.
3. Decide the amount you wish to invest monthly
As SIP is a monthly investment, you should choose an amount that you will be able to invest monthly without Fail. You can also calculate the suitable amount as per your goal using sip calculator or SIP return calculator.
4. Select the best SIP plan
Make a wise investment choice by consulting a financial advisor or by choosing Best SIP Plans offered by various online investment platforms.
Talk to our investment specialist
Top 11 SIP Mutual Funds in India FY 22 - 23
To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies. ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Technology Fund Returns up to 1 year are on The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns. TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a Below is the key information for TATA Digital India Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life New Millennium Fund) A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend. Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Digital India Fund Returns up to 1 year are on (Erstwhile SBI IT Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Technology Opportunities Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies. Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a Below is the key information for Principal Emerging Bluechip Fund Returns up to 1 year are on To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies. Franklin India Technology Fund is a Equity - Sectoral fund was launched on 22 Aug 98. It is a fund with High risk and has given a Below is the key information for Franklin India Technology Fund Returns up to 1 year are on To achieve capital appreciation by investing in
equity and equity related instruments of select
stocks Sundaram Select Focus Fund is a Equity - Focused fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Select Focus Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized. PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a Below is the key information for PGIM India Midcap Opportunities Fund Returns up to 1 year are on The primary investment objective of the scheme is to seek to generate consistent returns by investing in equity and equity related or fixed income securities of Pharma and other associated companies. Nippon India Pharma Fund is a Equity - Sectoral fund was launched on 5 Jun 04. It is a fund with High risk and has given a Below is the key information for Nippon India Pharma Fund Returns up to 1 year are on (Erstwhile Kotak Midcap Scheme) The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities. Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Small Cap Fund Returns up to 1 year are on To achieve long term capital appreciation by investing predominantly in equity & equity related instruments of mid size companies. The focus of the fund would be to invest in relatively larger companies within this category. Axis Mid Cap Fund is a Equity - Mid Cap fund was launched on 18 Feb 11. It is a fund with Moderately High risk and has given a Below is the key information for Axis Mid Cap Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2021 (%) ICICI Prudential Technology Fund Growth ₹141.25
↑ 0.10 ₹9,182 100 8.6 6.7 -11.7 35.8 25.6 75.7 TATA Digital India Fund Growth ₹33.2133
↓ -0.01 ₹6,371 150 7.9 7.4 -11.4 31.4 25.3 74.4 Aditya Birla Sun Life Digital India Fund Growth ₹123.02
↑ 0.02 ₹3,249 100 9.1 9.3 -10.4 31.8 24.5 70.5 SBI Technology Opportunities Fund Growth ₹144.46
↓ -0.56 ₹2,727 500 10 11.1 -6.6 30.3 24.4 66.4 Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03 ₹3,124 100 2.9 13.6 38.9 21.9 19.2 Franklin India Technology Fund Growth ₹293.373
↑ 0.83 ₹682 500 0.8 2.8 -16.2 21.7 17.9 39 Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 ₹1,354 100 -5 8.5 24.5 17 17.3 PGIM India Midcap Opportunities Fund Growth ₹44.84
↓ -0.42 ₹7,257 1,000 1.2 15.1 7.4 35.8 17.3 63.8 Nippon India Pharma Fund Growth ₹290.95
↑ 2.73 ₹4,786 100 6.3 8.5 -4.1 24.2 16.3 23.9 Kotak Small Cap Fund Growth ₹164.638
↓ -0.42 ₹8,614 1,000 -0.1 9.5 1.9 31.8 15.5 70.9 Axis Mid Cap Fund Growth ₹68.05
↓ -0.31 ₹19,708 500 0.3 11.2 -0.5 19.7 15.4 39.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Nov 22 200 Crore in Equity Category of mutual funds ordered based on 5 year calendar year returns.
1. ICICI Prudential Technology Fund
CAGR/Annualized return of 12.3% since its launch. Ranked 37 in Sectoral category. Return for 2021 was 75.7% , 2020 was 70.6% and 2019 was 2.3% . ICICI Prudential Technology Fund
Growth Launch Date 3 Mar 00 NAV (29 Nov 22) ₹141.25 ↑ 0.10 (0.07 %) Net Assets (Cr) ₹9,182 on 31 Oct 22 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk High Expense Ratio 2.07 Sharpe Ratio -0.78 Information Ratio 0.95 Alpha Ratio -7.49 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 17 ₹10,000 31 Oct 18 ₹14,078 31 Oct 19 ₹13,740 31 Oct 20 ₹19,861 31 Oct 21 ₹37,694 31 Oct 22 ₹32,369 Returns for ICICI Prudential Technology Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22 Duration Returns 1 Month 6% 3 Month 8.6% 6 Month 6.7% 1 Year -11.7% 3 Year 35.8% 5 Year 25.6% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2021 75.7% 2020 70.6% 2019 2.3% 2018 19.1% 2017 19.8% 2016 -4% 2015 3.9% 2014 26.3% 2013 62.6% 2012 17.1% Fund Manager information for ICICI Prudential Technology Fund
Name Since Tenure Vaibhav Dusad 2 May 20 2.5 Yr. Sharmila D’mello 30 Jun 22 0.34 Yr. Data below for ICICI Prudential Technology Fund as on 31 Oct 22
Equity Sector Allocation
Sector Value Technology 76.91% Communication Services 14.06% Industrials 1.8% Consumer Cyclical 0.63% Financial Services 0.18% Energy 0.1% Consumer Defensive 0.06% Asset Allocation
Asset Class Value Cash 6.27% Equity 93.73% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY29% ₹2,496 Cr 17,655,908
↑ 1,643,280 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS16% ₹1,373 Cr 4,568,782
↑ 1,061,999 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH10% ₹862 Cr 9,242,203 Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 5076857% ₹620 Cr 15,724,698
↑ 176,373 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL7% ₹610 Cr 7,628,999
↓ -1,036,302 Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 5327555% ₹411 Cr 4,072,119
↓ -1,029,699 PVR Ltd (Communication Services)
Equity, Since 30 Sep 20 | PVR1% ₹99 Cr 555,153
↑ 193,349 MindTree Ltd (Technology)
Equity, Since 30 Jun 20 | 5328191% ₹95 Cr 300,363
↓ -48,000 Siemens Ltd (Industrials)
Equity, Since 30 Apr 22 | 5005501% ₹95 Cr 341,950
↑ 86,283 Accenture PLC Class A (Technology)
Equity, Since 28 Feb 21 | ACN1% ₹92 Cr 43,600 2. TATA Digital India Fund
CAGR/Annualized return of 18.9% since its launch. Return for 2021 was 74.4% , 2020 was 54.8% and 2019 was 7.5% . TATA Digital India Fund
Growth Launch Date 28 Dec 15 NAV (29 Nov 22) ₹33.2133 ↓ -0.01 (-0.04 %) Net Assets (Cr) ₹6,371 on 31 Oct 22 Category Equity - Sectoral AMC Tata Asset Management Limited Rating Risk High Expense Ratio 0 Sharpe Ratio -0.75 Information Ratio 0.68 Alpha Ratio -1.72 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-3 Months (0.25%),3 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 17 ₹10,000 31 Oct 18 ₹14,211 31 Oct 19 ₹14,714 31 Oct 20 ₹19,686 31 Oct 21 ₹36,478 31 Oct 22 ₹31,442 Returns for TATA Digital India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22 Duration Returns 1 Month 5.5% 3 Month 7.9% 6 Month 7.4% 1 Year -11.4% 3 Year 31.4% 5 Year 25.3% 10 Year 15 Year Since launch 18.9% Historical performance (Yearly) on absolute basis
Year Returns 2021 74.4% 2020 54.8% 2019 7.5% 2018 24.9% 2017 19.6% 2016 -6% 2015 2014 2013 2012 Fund Manager information for TATA Digital India Fund
Name Since Tenure Meeta Shetty 9 Mar 21 1.65 Yr. Venkat Samala 26 Nov 20 1.93 Yr. Data below for TATA Digital India Fund as on 31 Oct 22
Equity Sector Allocation
Sector Value Technology 76.53% Communication Services 11.23% Industrials 4.18% Consumer Cyclical 0.85% Asset Allocation
Asset Class Value Cash 7.21% Equity 92.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY25% ₹1,500 Cr 10,614,598
↑ 350,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS13% ₹782 Cr 2,603,873 HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | HCLTECH8% ₹486 Cr 5,215,373 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 21 | BHARTIARTL8% ₹481 Cr 6,019,200
↑ 150,000 Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 5327558% ₹470 Cr 4,655,469
↓ -300,000 Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 28 Feb 21 | LTI4% ₹258 Cr 578,950
↑ 178,940 Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | 5076853% ₹198 Cr 5,013,632 MindTree Ltd (Technology)
Equity, Since 31 Jul 19 | 5328192% ₹141 Cr 445,911
↑ 50,000 Mphasis Ltd (Technology)
Equity, Since 30 Sep 20 | 5262992% ₹132 Cr 632,749 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT2% ₹107 Cr 329,212 3. Aditya Birla Sun Life Digital India Fund
CAGR/Annualized return of 11.6% since its launch. Ranked 33 in Sectoral category. Return for 2021 was 70.5% , 2020 was 59% and 2019 was 9.6% . Aditya Birla Sun Life Digital India Fund
Growth Launch Date 15 Jan 00 NAV (29 Nov 22) ₹123.02 ↑ 0.02 (0.02 %) Net Assets (Cr) ₹3,249 on 31 Oct 22 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆ Risk High Expense Ratio 2.19 Sharpe Ratio -0.67 Information Ratio 0.81 Alpha Ratio -5.2 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 17 ₹10,000 31 Oct 18 ₹13,236 31 Oct 19 ₹13,624 31 Oct 20 ₹19,114 31 Oct 21 ₹34,096 31 Oct 22 ₹29,985 Returns for Aditya Birla Sun Life Digital India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22 Duration Returns 1 Month 6.2% 3 Month 9.1% 6 Month 9.3% 1 Year -10.4% 3 Year 31.8% 5 Year 24.5% 10 Year 15 Year Since launch 11.6% Historical performance (Yearly) on absolute basis
Year Returns 2021 70.5% 2020 59% 2019 9.6% 2018 15.6% 2017 22.4% 2016 -3.5% 2015 11.2% 2014 21.1% 2013 50.2% 2012 3.7% Fund Manager information for Aditya Birla Sun Life Digital India Fund
Name Since Tenure Kunal Sangoi 15 Jan 14 8.8 Yr. Data below for Aditya Birla Sun Life Digital India Fund as on 31 Oct 22
Equity Sector Allocation
Sector Value Technology 77.35% Communication Services 10.81% Industrials 6.81% Consumer Cyclical 0.76% Asset Allocation
Asset Class Value Cash 4.27% Equity 95.73% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY24% ₹722 Cr 5,108,401
↑ 50,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS10% ₹299 Cr 995,450
↑ 70,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 53275510% ₹289 Cr 2,863,833
↑ 300,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 10 | HCLTECH8% ₹244 Cr 2,621,227
↑ 200,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL6% ₹189 Cr 2,364,697
↓ -370,300 MindTree Ltd (Technology)
Equity, Since 30 Nov 20 | 5328194% ₹134 Cr 423,329
↑ 57,590 Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT3% ₹97 Cr 1,221,725 Coforge Ltd (Technology)
Equity, Since 30 Jun 20 | COFORGE3% ₹93 Cr 275,281 Zee Entertainment Enterprises Ltd (Communication Services)
Equity, Since 30 Jun 21 | ZEEL3% ₹84 Cr 3,236,967
↑ 1,436,967 Wipro Ltd (Technology)
Equity, Since 31 Jan 21 | 5076852% ₹72 Cr 1,820,817
↓ -150,000 4. SBI Technology Opportunities Fund
CAGR/Annualized return of 20.5% since its launch. Ranked 42 in Sectoral category. Return for 2021 was 66.4% , 2020 was 47.3% and 2019 was 12.2% . SBI Technology Opportunities Fund
Growth Launch Date 9 Jan 13 NAV (29 Nov 22) ₹144.46 ↓ -0.56 (-0.38 %) Net Assets (Cr) ₹2,727 on 31 Oct 22 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆ Risk High Expense Ratio 2.26 Sharpe Ratio -0.51 Information Ratio 0.65 Alpha Ratio -1.74 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 17 ₹10,000 31 Oct 18 ₹13,287 31 Oct 19 ₹14,137 31 Oct 20 ₹18,377 31 Oct 21 ₹32,716 31 Oct 22 ₹30,000 Returns for SBI Technology Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22 Duration Returns 1 Month 5.9% 3 Month 10% 6 Month 11.1% 1 Year -6.6% 3 Year 30.3% 5 Year 24.4% 10 Year 15 Year Since launch 20.5% Historical performance (Yearly) on absolute basis
Year Returns 2021 66.4% 2020 47.3% 2019 12.2% 2018 17.1% 2017 13% 2016 -3.3% 2015 2.4% 2014 29.2% 2013 2012 Fund Manager information for SBI Technology Opportunities Fund
Name Since Tenure Saurabh Pant 1 Jan 22 0.83 Yr. Mohit Jain 1 Jan 22 0.83 Yr. Data below for SBI Technology Opportunities Fund as on 31 Oct 22
Equity Sector Allocation
Sector Value Technology 76.61% Communication Services 18.67% Asset Allocation
Asset Class Value Cash 4.73% Equity 95.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY29% ₹735 Cr 5,200,000
↑ 770,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 06 | TCS13% ₹331 Cr 1,100,000
↑ 144,647 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL11% ₹264 Cr 3,300,000 Netflix Inc (Communication Services)
Equity, Since 31 Aug 21 | NFLX7% ₹180 Cr 92,000 Microsoft Corp (Technology)
Equity, Since 31 Aug 20 | MSFT7% ₹178 Cr 92,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Mar 06 | HCLTECH6% ₹158 Cr 1,700,000 NVIDIA Corp (Technology)
Equity, Since 30 Apr 21 | NVDA6% ₹156 Cr 157,000
↑ 110,000 Wipro Ltd (Technology)
Equity, Since 30 Apr 21 | 5076855% ₹121 Cr 3,080,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 22 | 5327553% ₹84 Cr 830,000 eClerx Services Ltd (Technology)
Equity, Since 31 Jul 21 | ECLERX2% ₹43 Cr 304,741 5. Principal Emerging Bluechip Fund
CAGR/Annualized return of 24.8% since its launch. Ranked 1 in Large & Mid Cap category. . Principal Emerging Bluechip Fund
Growth Launch Date 12 Nov 08 NAV (31 Dec 21) ₹183.316 ↑ 2.03 (1.12 %) Net Assets (Cr) ₹3,124 on 30 Nov 21 Category Equity - Large & Mid Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 2.74 Information Ratio 0.22 Alpha Ratio 2.18 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 17 ₹10,000 31 Oct 18 ₹8,963 31 Oct 19 ₹9,716 31 Oct 20 ₹10,128 31 Oct 21 ₹16,776 Returns for Principal Emerging Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22 Duration Returns 1 Month 2.9% 3 Month 2.9% 6 Month 13.6% 1 Year 38.9% 3 Year 21.9% 5 Year 19.2% 10 Year 15 Year Since launch 24.8% Historical performance (Yearly) on absolute basis
Year Returns 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 Fund Manager information for Principal Emerging Bluechip Fund
Name Since Tenure Data below for Principal Emerging Bluechip Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. Franklin India Technology Fund
CAGR/Annualized return of 18.3% since its launch. Ranked 41 in Sectoral category. Return for 2021 was 39% , 2020 was 56.8% and 2019 was 12.4% . Franklin India Technology Fund
Growth Launch Date 22 Aug 98 NAV (29 Nov 22) ₹293.373 ↑ 0.83 (0.28 %) Net Assets (Cr) ₹682 on 31 Oct 22 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆ Risk High Expense Ratio 2.45 Sharpe Ratio -1.3 Information Ratio -0.36 Alpha Ratio -15.29 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 17 ₹10,000 31 Oct 18 ₹12,507 31 Oct 19 ₹12,663 31 Oct 20 ₹17,982 31 Oct 21 ₹27,669 31 Oct 22 ₹22,700 Returns for Franklin India Technology Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22 Duration Returns 1 Month 4.6% 3 Month 0.8% 6 Month 2.8% 1 Year -16.2% 3 Year 21.7% 5 Year 17.9% 10 Year 15 Year Since launch 18.3% Historical performance (Yearly) on absolute basis
Year Returns 2021 39% 2020 56.8% 2019 12.4% 2018 11.9% 2017 19.1% 2016 -2.6% 2015 3.8% 2014 16.8% 2013 53.3% 2012 0.3% Fund Manager information for Franklin India Technology Fund
Name Since Tenure Anand Radhakrishnan 3 Mar 07 15.68 Yr. Varun Sharma 30 Nov 15 6.93 Yr. Sandeep Manam 18 Oct 21 1.04 Yr. Data below for Franklin India Technology Fund as on 31 Oct 22
Equity Sector Allocation
Sector Value Technology 61.37% Communication Services 17.94% Consumer Cyclical 10.12% Industrials 3.18% Financial Services 2.88% Basic Materials 0.59% Real Estate 0.27% Health Care 0.15% Energy 0.04% Consumer Defensive 0% Asset Allocation
Asset Class Value Cash 3.06% Equity 96.63% Debt 0.01% Other 0.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY16% ₹107 Cr 760,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 04 | TCS14% ₹90 Cr 300,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Jun 14 | HCLTECH9% ₹59 Cr 630,000 Franklin Technology I Acc USD
Investment Fund | -9% ₹56 Cr 175,810 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 18 | BHARTIARTL7% ₹48 Cr 600,000
↓ -49,504 Tech Mahindra Ltd (Technology)
Equity, Since 28 Feb 14 | 5327554% ₹29 Cr 284,336 Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 17 | NAUKRI4% ₹26 Cr 67,445
↓ -4,307 MakeMyTrip Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | MMYT3% ₹21 Cr 82,135 Cyient Ltd (Industrials)
Equity, Since 31 Dec 06 | CYIENT3% ₹20 Cr 255,722 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5433203% ₹17 Cr 2,694,106 7. Sundaram Select Focus Fund
CAGR/Annualized return of 18.4% since its launch. Ranked 55 in Focused category. . Sundaram Select Focus Fund
Growth Launch Date 30 Jul 02 NAV (24 Dec 21) ₹264.968 ↓ -1.18 (-0.45 %) Net Assets (Cr) ₹1,354 on 30 Nov 21 Category Equity - Focused AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.52 Sharpe Ratio 1.85 Information Ratio -0.52 Alpha Ratio -5.62 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 17 ₹10,000 31 Oct 18 ₹10,052 31 Oct 19 ₹11,731 31 Oct 20 ₹11,361 31 Oct 21 ₹17,047 Returns for Sundaram Select Focus Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22 Duration Returns 1 Month -2.6% 3 Month -5% 6 Month 8.5% 1 Year 24.5% 3 Year 17% 5 Year 17.3% 10 Year 15 Year Since launch 18.4% Historical performance (Yearly) on absolute basis
Year Returns 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 Fund Manager information for Sundaram Select Focus Fund
Name Since Tenure Data below for Sundaram Select Focus Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 8. PGIM India Midcap Opportunities Fund
CAGR/Annualized return of 18.2% since its launch. Ranked 40 in Mid Cap category. Return for 2021 was 63.8% , 2020 was 48.4% and 2019 was 3.6% . PGIM India Midcap Opportunities Fund
Growth Launch Date 2 Dec 13 NAV (29 Nov 22) ₹44.84 ↓ -0.42 (-0.93 %) Net Assets (Cr) ₹7,257 on 31 Oct 22 Category Equity - Mid Cap AMC Pramerica Asset Managers Private Limited Rating ☆ Risk High Expense Ratio 0 Sharpe Ratio 0.07 Information Ratio 1.46 Alpha Ratio -0.77 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 17 ₹10,000 31 Oct 18 ₹8,815 31 Oct 19 ₹9,074 31 Oct 20 ₹11,470 31 Oct 21 ₹21,877 31 Oct 22 ₹22,843 Returns for PGIM India Midcap Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22 Duration Returns 1 Month 1.4% 3 Month 1.2% 6 Month 15.1% 1 Year 7.4% 3 Year 35.8% 5 Year 17.3% 10 Year 15 Year Since launch 18.2% Historical performance (Yearly) on absolute basis
Year Returns 2021 63.8% 2020 48.4% 2019 3.6% 2018 -16.1% 2017 37% 2016 -1.3% 2015 7.9% 2014 42.8% 2013 2012 Fund Manager information for PGIM India Midcap Opportunities Fund
Name Since Tenure Aniruddha Naha 1 Jun 21 1.42 Yr. Puneet Pal 16 Jul 22 0.3 Yr. Vivek Sharma 1 Jun 21 1.42 Yr. Data below for PGIM India Midcap Opportunities Fund as on 31 Oct 22
Equity Sector Allocation
Sector Value Industrials 25.77% Consumer Cyclical 22.61% Financial Services 13.41% Basic Materials 11.56% Consumer Defensive 5.81% Health Care 5.74% Technology 4.28% Real Estate 2.97% Utility 1.46% Asset Allocation
Asset Class Value Cash 6.22% Equity 93.6% Debt 0.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 31 Oct 21 | 5323434% ₹305 Cr 2,950,000
↑ 200,000 Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 30 Apr 21 | 5008504% ₹287 Cr 8,647,166 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 22 | ICICIBANK4% ₹280 Cr 3,245,500
↑ 1,245,500 ABB India Ltd (Industrials)
Equity, Since 30 Sep 21 | ABB4% ₹273 Cr 882,705 Timken India Ltd (Industrials)
Equity, Since 30 Sep 21 | 5221134% ₹259 Cr 845,081 Varun Beverages Ltd (Consumer Defensive)
Equity, Since 30 Jun 21 | VBL3% ₹235 Cr 2,246,039
↓ -58,400 Cummins India Ltd (Industrials)
Equity, Since 31 Dec 20 | 5004803% ₹224 Cr 1,872,298
↑ 250,000 Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | CROMPTON3% ₹216 Cr 5,250,000 Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 Jul 22 | JUBLFOOD3% ₹212 Cr 3,398,000
↑ 250,000 Dalmia Bharat Ltd (Basic Materials)
Equity, Since 31 Jul 21 | DALBHARAT3% ₹208 Cr 1,299,670
↓ -12,630 9. Nippon India Pharma Fund
CAGR/Annualized return of 20% since its launch. Ranked 35 in Sectoral category. Return for 2021 was 23.9% , 2020 was 66.4% and 2019 was 1.7% . Nippon India Pharma Fund
Growth Launch Date 5 Jun 04 NAV (29 Nov 22) ₹290.95 ↑ 2.73 (0.95 %) Net Assets (Cr) ₹4,786 on 31 Oct 22 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk High Expense Ratio 1.96 Sharpe Ratio -0.44 Information Ratio 0.57 Alpha Ratio 0.25 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 17 ₹10,000 31 Oct 18 ₹11,683 31 Oct 19 ₹11,134 31 Oct 20 ₹16,636 31 Oct 21 ₹22,434 31 Oct 22 ₹21,735 Returns for Nippon India Pharma Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22 Duration Returns 1 Month 1.5% 3 Month 6.3% 6 Month 8.5% 1 Year -4.1% 3 Year 24.2% 5 Year 16.3% 10 Year 15 Year Since launch 20% Historical performance (Yearly) on absolute basis
Year Returns 2021 23.9% 2020 66.4% 2019 1.7% 2018 3.6% 2017 7.6% 2016 -10.6% 2015 19.4% 2014 49.5% 2013 20.9% 2012 34.8% Fund Manager information for Nippon India Pharma Fund
Name Since Tenure Sailesh Raj Bhan 1 Apr 05 17.6 Yr. Kinjal Desai 25 May 18 4.44 Yr. Data below for Nippon India Pharma Fund as on 31 Oct 22
Equity Sector Allocation
Sector Value Health Care 99.64% Asset Allocation
Asset Class Value Cash 0.36% Equity 99.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 09 | SUNPHARMA15% ₹693 Cr 7,300,976 Cipla Ltd (Healthcare)
Equity, Since 31 May 08 | 5000879% ₹413 Cr 3,700,000
↓ -300,000 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 30 Jun 11 | DRREDDY8% ₹384 Cr 885,000
↑ 35,000 Lupin Ltd (Healthcare)
Equity, Since 31 Aug 08 | 5002577% ₹306 Cr 4,500,025 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB6% ₹278 Cr 750,000 Abbott India Ltd (Healthcare)
Equity, Since 31 May 11 | ABBOTINDIA5% ₹248 Cr 129,321 Narayana Hrudayalaya Ltd (Healthcare)
Equity, Since 30 Jun 17 | NH5% ₹245 Cr 3,402,115
↓ -299,198 Torrent Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Sep 20 | TORNTPHARM5% ₹229 Cr 1,465,857
↓ -434,143 Aurobindo Pharma Ltd (Healthcare)
Equity, Since 31 Dec 15 | AUROPHARMA4% ₹179 Cr 3,500,000 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Sep 20 | APOLLOHOSP4% ₹169 Cr 385,772
↑ 85,000 10. Kotak Small Cap Fund
CAGR/Annualized return of 17.1% since its launch. Ranked 23 in Small Cap category. Return for 2021 was 70.9% , 2020 was 34.2% and 2019 was 5% . Kotak Small Cap Fund
Growth Launch Date 24 Feb 05 NAV (29 Nov 22) ₹164.638 ↓ -0.42 (-0.25 %) Net Assets (Cr) ₹8,614 on 31 Oct 22 Category Equity - Small Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.55 Sharpe Ratio -0.1 Information Ratio 0.81 Alpha Ratio -0.48 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 17 ₹10,000 31 Oct 18 ₹8,642 31 Oct 19 ₹9,303 31 Oct 20 ₹10,558 31 Oct 21 ₹21,076 31 Oct 22 ₹21,508 Returns for Kotak Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22 Duration Returns 1 Month 0.6% 3 Month -0.1% 6 Month 9.5% 1 Year 1.9% 3 Year 31.8% 5 Year 15.5% 10 Year 15 Year Since launch 17.1% Historical performance (Yearly) on absolute basis
Year Returns 2021 70.9% 2020 34.2% 2019 5% 2018 -17.3% 2017 44% 2016 8.9% 2015 7.4% 2014 74% 2013 -4.9% 2012 50.2% Fund Manager information for Kotak Small Cap Fund
Name Since Tenure Pankaj Tibrewal 21 Jan 10 12.79 Yr. Arjun Khanna 30 Apr 22 0.51 Yr. Data below for Kotak Small Cap Fund as on 31 Oct 22
Equity Sector Allocation
Sector Value Industrials 32.44% Consumer Cyclical 27.8% Basic Materials 19.74% Financial Services 4.84% Health Care 3.54% Technology 2.92% Real Estate 1.46% Consumer Defensive 1.24% Energy 0.31% Asset Allocation
Asset Class Value Cash 4.97% Equity 95.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | CARBORUNIV4% ₹375 Cr 4,186,972 Century Plyboards (India) Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | 5325484% ₹357 Cr 5,620,490
↓ -163,163 Galaxy Surfactants Ltd (Basic Materials)
Equity, Since 31 Jan 18 | GALAXYSURF3% ₹278 Cr 927,140
↑ 55,130 Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | SFL3% ₹277 Cr 963,836
↑ 562 Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | RATNAMANI3% ₹272 Cr 1,440,380
↑ 7,371 Cyient Ltd (Industrials)
Equity, Since 31 Dec 19 | CYIENT3% ₹222 Cr 2,794,478
↑ 305,692 Garware Technical Fibres Ltd (Consumer Cyclical)
Equity, Since 30 Jun 21 | GARFIBRES3% ₹221 Cr 641,339
↑ 98,028 Blue Star Ltd (Industrials)
Equity, Since 31 May 18 | BLUESTARCO3% ₹218 Cr 1,978,982 Blue Dart Express Ltd (Industrials)
Equity, Since 31 Oct 19 | BLUEDART3% ₹216 Cr 244,198
↓ -10,742 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Aug 11 | SOLARINDS3% ₹214 Cr 547,434 11. Axis Mid Cap Fund
CAGR/Annualized return of 17.7% since its launch. Ranked 41 in Mid Cap category. Return for 2021 was 39.9% , 2020 was 26% and 2019 was 11.3% . Axis Mid Cap Fund
Growth Launch Date 18 Feb 11 NAV (29 Nov 22) ₹68.05 ↓ -0.31 (-0.45 %) Net Assets (Cr) ₹19,708 on 31 Oct 22 Category Equity - Mid Cap AMC Axis Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 1.82 Sharpe Ratio -0.33 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 17 ₹10,000 31 Oct 18 ₹10,466 31 Oct 19 ₹12,303 31 Oct 20 ₹13,294 31 Oct 21 ₹21,706 31 Oct 22 ₹21,274 Returns for Axis Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22 Duration Returns 1 Month 0.9% 3 Month 0.3% 6 Month 11.2% 1 Year -0.5% 3 Year 19.7% 5 Year 15.4% 10 Year 15 Year Since launch 17.7% Historical performance (Yearly) on absolute basis
Year Returns 2021 39.9% 2020 26% 2019 11.3% 2018 3.5% 2017 42% 2016 -3.1% 2015 0.8% 2014 76.5% 2013 4.1% 2012 52.6% Fund Manager information for Axis Mid Cap Fund
Name Since Tenure Shreyash Devalkar 23 Nov 16 5.94 Yr. Hitesh Das 18 Dec 20 1.87 Yr. Data below for Axis Mid Cap Fund as on 31 Oct 22
Equity Sector Allocation
Sector Value Consumer Cyclical 25.7% Industrials 16.07% Financial Services 15.77% Basic Materials 11.62% Technology 7.31% Health Care 4.87% Consumer Defensive 2.66% Utility 2.01% Real Estate 1.21% Communication Services 0.97% Asset Allocation
Asset Class Value Cash 11.79% Equity 88.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 29 Feb 16 | CHOLAFIN4% ₹818 Cr 11,173,735
↑ 250,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIBANK4% ₹777 Cr 9,018,750 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 17 | 5002513% ₹671 Cr 4,724,900 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Jun 17 | 5000343% ₹636 Cr 867,004
↑ 82,004 Astral Ltd (Industrials)
Equity, Since 30 Nov 17 | ASTRAL3% ₹580 Cr 2,596,080 Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 31 Oct 20 | 5008503% ₹546 Cr 16,462,563
↑ 365,097 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Mar 17 | 5403763% ₹518 Cr 1,180,653 PI Industries Ltd (Basic Materials)
Equity, Since 31 Mar 19 | PIIND3% ₹506 Cr 1,686,694
↑ 18,152 ABB India Ltd (Industrials)
Equity, Since 31 Oct 21 | ABB3% ₹488 Cr 1,578,549
↑ 29,846 Bata India Ltd (Consumer Cyclical)
Equity, Since 30 Nov 18 | BATAINDIA2% ₹477 Cr 2,621,227
The investors are suggested to invest in the SIP plans of their choice. The above-mentioned top 11 Mutual Funds are suitable for investors of all kind. So, either you are a high-risk investor or a relatively lower one, these SIP funds are the Best Mutual Funds to Invest. So, don’t wait, invest now!
Parameters to Consider While Investing in Best Systematic Investment Plans
To evaluate best performing SIP Funds, let’s know the factors that one must consider before investing.
Quantitative Factors to Invest in Top SIP
The quantitative factors one must consider before investing via SIP include performance rating (as per CRISIL, Value Research etc.), fund age, past returns and fund volatility, expense ratio and exit load.
Qualitative Factors to Invest in Top SIP
Qualitative key statistics to analyse include the track record of the fund manager, reputation of the fund house and the investment process of the SIP fund.
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FAQs
1. What are mutual funds?
A: Mutual funds are a part of the Systematic Investment Plan or SIPs that usually produce excellent returns later. When you invest in Mutual Funds, you diversify your investment portfolio. A mutual fund can be considered an investment tool developed by an Asset Management Company by pooling in multiple investors and companies' investments.
2. What are the different types of mutual funds?
A: Mutual funds can be broadly classified into the following types:
- Equity or growth funds
- Fixed income funds or Debt fund
- Tax saving funds
- Liquid Funds
- Balanced Fund
- Gilt Funds
- Exchange-Traded Funds or ETFs
3. What are growth equity funds?
A: The growth Equity Funds are the most common mutual funds. However, this portfolio will consist of volatile investments. Nevertheless, investors often prefer the growth equity funds as these have higher returns and can be invested for a shorter period.
4. Why should you invest in a debt fund?
A: These investments are ideal for individuals who are looking for fixed returns on investment. The fixed income can be earned from debentures, debt securities, commercial papers, and government securities. Mutual funds would create a portfolio of various types of investments and dissipate the risk.
5. Why should you invest in SIPs?
A: SIPs can provide the investor with assured income. If you are interested in earning passive income and want to ensure that your investment produces regular income, then you can consider investing in SIPs. .
6. Why invest in a tax saving mutual fund?
A: If you are looking to grow your Capital and at the same time want to enjoy tax exemptions, then you could invest in a tax saving mutual fund. Under Section 80C of the income tax Act of 1861, if you invest in equity-linked tax saving mutual funds, you can enjoy tax exemptions on your investment.
7. Do I need a broker to invest in mutual funds?
A: You will need the support of a broker or a financial institute to help you with the investment. You will need the support to identify the suitable SIPs and ensure that the investments have been made correctly.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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