fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-62820123
11 Best performing SIPs for 2022 - Fincash

Fincash » Mutual Funds » Top 11 SIP Funds

11 Best Mutual Funds for SIP 2022

Updated on November 27, 2022 , 227490 views

SIP Mutual Funds (or top 11 SIP Mutual Funds) are funds that adhere to the simple formula of periodic investment to avoid nervous selling during the inevitable ups and downs of the stock market.

Typically, SIP or Systematic Investment plan is a mode to invest money in Mutual Funds. Investing in top 11 SIP Mutual Funds brings a systematic and disciplined approach to your investment. It reduces your effort to manage your investment on daily Basis. Moreover, it offers leverage of the Power of Compounding leading to desired returns over time.

Best SIP Plans

There are different Types of Mutual Funds for SIP that include equity, debt, balanced, ultra-short term funds, etc. However, equity Mutual Funds offer maximum returns when invested via a SIP. Financial advisors suggest that, the investors must invest in best mutual funds for SIP basis their investment objectives and the period of SIP investment.

Why Invest in Top 11 SIP Funds?

  • SIPs give a disciplined approach towards investing in Mutual Funds

  • Systematic investing helps in financing the future dream and major goals like- retirement, child's career, purchase of a house, car or any other assets

  • SIPs help in making the most of compounding and are ideal for young investors

  • Systematic Investment Plans minimize the risk of equity fluctuations

How to Invest in SIP?

Investing money is an art, it can work wonders if done correctly. Now that you know the Top SIP plans you must know how to invest in it. We have mentioned the steps to invest in SIP below.

1. Analyse your financial goals

Choose a SIP investment suiting your Financial goals. For example, if your goal is short-term (if want to buy a car in the next 2 years), you should invest in Debt Mutual Funds. And, if your goal is long-term (like Retirement planning) then prefer investing in Equity Mutual Funds.

2. Choose a timeline of investment

This will ensure that you invest a right amount of money for a right period of time.

3. Decide the amount you wish to invest monthly

As SIP is a monthly investment, you should choose an amount that you will be able to invest monthly without Fail. You can also calculate the suitable amount as per your goal using sip calculator or SIP return calculator.

4. Select the best SIP plan

Make a wise investment choice by consulting a financial advisor or by choosing Best SIP Plans offered by various online investment platforms.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Top 11 SIP Mutual Funds in India FY 22 - 23

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
ICICI Prudential Technology Fund Growth ₹141.25
↑ 0.10
₹9,182 100 8.66.7-11.735.825.675.7
TATA Digital India Fund Growth ₹33.2133
↓ -0.01
₹6,371 150 7.97.4-11.431.425.374.4
Aditya Birla Sun Life Digital India Fund Growth ₹123.02
↑ 0.02
₹3,249 100 9.19.3-10.431.824.570.5
SBI Technology Opportunities Fund Growth ₹144.46
↓ -0.56
₹2,727 500 1011.1-6.630.324.466.4
Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03
₹3,124 100 2.913.638.921.919.2
Franklin India Technology Fund Growth ₹293.373
↑ 0.83
₹682 500 0.82.8-16.221.717.939
Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18
₹1,354 100 -58.524.51717.3
PGIM India Midcap Opportunities Fund Growth ₹44.84
↓ -0.42
₹7,257 1,000 1.215.17.435.817.363.8
Nippon India Pharma Fund Growth ₹290.95
↑ 2.73
₹4,786 100 6.38.5-4.124.216.323.9
Kotak Small Cap Fund Growth ₹164.638
↓ -0.42
₹8,614 1,000 -0.19.51.931.815.570.9
Axis Mid Cap Fund Growth ₹68.05
↓ -0.31
₹19,708 500 0.311.2-0.519.715.439.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Nov 22
*List of best mutual funds SIP's having Net Assets/ AUM more than 200 Crore in Equity Category of mutual funds ordered based on 5 year calendar year returns.

1. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 12.3% since its launch.  Ranked 37 in Sectoral category.  Return for 2021 was 75.7% , 2020 was 70.6% and 2019 was 2.3% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund
Growth
Launch Date 3 Mar 00
NAV (29 Nov 22) ₹141.25 ↑ 0.10   (0.07 %)
Net Assets (Cr) ₹9,182 on 31 Oct 22
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.07
Sharpe Ratio -0.78
Information Ratio 0.95
Alpha Ratio -7.49
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹14,078
31 Oct 19₹13,740
31 Oct 20₹19,861
31 Oct 21₹37,694
31 Oct 22₹32,369

ICICI Prudential Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 6%
3 Month 8.6%
6 Month 6.7%
1 Year -11.7%
3 Year 35.8%
5 Year 25.6%
10 Year
15 Year
Since launch 12.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 75.7%
2020 70.6%
2019 2.3%
2018 19.1%
2017 19.8%
2016 -4%
2015 3.9%
2014 26.3%
2013 62.6%
2012 17.1%
Fund Manager information for ICICI Prudential Technology Fund
NameSinceTenure
Vaibhav Dusad2 May 202.5 Yr.
Sharmila D’mello30 Jun 220.34 Yr.

Data below for ICICI Prudential Technology Fund as on 31 Oct 22

Equity Sector Allocation
SectorValue
Technology76.91%
Communication Services14.06%
Industrials1.8%
Consumer Cyclical0.63%
Financial Services0.18%
Energy0.1%
Consumer Defensive0.06%
Asset Allocation
Asset ClassValue
Cash6.27%
Equity93.73%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
29%₹2,496 Cr17,655,908
↑ 1,643,280
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS
16%₹1,373 Cr4,568,782
↑ 1,061,999
HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH
10%₹862 Cr9,242,203
Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 507685
7%₹620 Cr15,724,698
↑ 176,373
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL
7%₹610 Cr7,628,999
↓ -1,036,302
Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 532755
5%₹411 Cr4,072,119
↓ -1,029,699
PVR Ltd (Communication Services)
Equity, Since 30 Sep 20 | PVR
1%₹99 Cr555,153
↑ 193,349
MindTree Ltd (Technology)
Equity, Since 30 Jun 20 | 532819
1%₹95 Cr300,363
↓ -48,000
Siemens Ltd (Industrials)
Equity, Since 30 Apr 22 | 500550
1%₹95 Cr341,950
↑ 86,283
Accenture PLC Class A (Technology)
Equity, Since 28 Feb 21 | ACN
1%₹92 Cr43,600

2. TATA Digital India Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 18.9% since its launch.  Return for 2021 was 74.4% , 2020 was 54.8% and 2019 was 7.5% .

Below is the key information for TATA Digital India Fund

TATA Digital India Fund
Growth
Launch Date 28 Dec 15
NAV (29 Nov 22) ₹33.2133 ↓ -0.01   (-0.04 %)
Net Assets (Cr) ₹6,371 on 31 Oct 22
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 0
Sharpe Ratio -0.75
Information Ratio 0.68
Alpha Ratio -1.72
Min Investment 5,000
Min SIP Investment 150
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹14,211
31 Oct 19₹14,714
31 Oct 20₹19,686
31 Oct 21₹36,478
31 Oct 22₹31,442

TATA Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for TATA Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 5.5%
3 Month 7.9%
6 Month 7.4%
1 Year -11.4%
3 Year 31.4%
5 Year 25.3%
10 Year
15 Year
Since launch 18.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 74.4%
2020 54.8%
2019 7.5%
2018 24.9%
2017 19.6%
2016 -6%
2015
2014
2013
2012
Fund Manager information for TATA Digital India Fund
NameSinceTenure
Meeta Shetty9 Mar 211.65 Yr.
Venkat Samala26 Nov 201.93 Yr.

Data below for TATA Digital India Fund as on 31 Oct 22

Equity Sector Allocation
SectorValue
Technology76.53%
Communication Services11.23%
Industrials4.18%
Consumer Cyclical0.85%
Asset Allocation
Asset ClassValue
Cash7.21%
Equity92.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY
25%₹1,500 Cr10,614,598
↑ 350,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS
13%₹782 Cr2,603,873
HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | HCLTECH
8%₹486 Cr5,215,373
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 21 | BHARTIARTL
8%₹481 Cr6,019,200
↑ 150,000
Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 532755
8%₹470 Cr4,655,469
↓ -300,000
Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 28 Feb 21 | LTI
4%₹258 Cr578,950
↑ 178,940
Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | 507685
3%₹198 Cr5,013,632
MindTree Ltd (Technology)
Equity, Since 31 Jul 19 | 532819
2%₹141 Cr445,911
↑ 50,000
Mphasis Ltd (Technology)
Equity, Since 30 Sep 20 | 526299
2%₹132 Cr632,749
Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT
2%₹107 Cr329,212

3. Aditya Birla Sun Life Digital India Fund

(Erstwhile Aditya Birla Sun Life New Millennium Fund)

A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a CAGR/Annualized return of 11.6% since its launch.  Ranked 33 in Sectoral category.  Return for 2021 was 70.5% , 2020 was 59% and 2019 was 9.6% .

Below is the key information for Aditya Birla Sun Life Digital India Fund

Aditya Birla Sun Life Digital India Fund
Growth
Launch Date 15 Jan 00
NAV (29 Nov 22) ₹123.02 ↑ 0.02   (0.02 %)
Net Assets (Cr) ₹3,249 on 31 Oct 22
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 2.19
Sharpe Ratio -0.67
Information Ratio 0.81
Alpha Ratio -5.2
Min Investment 1,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹13,236
31 Oct 19₹13,624
31 Oct 20₹19,114
31 Oct 21₹34,096
31 Oct 22₹29,985

Aditya Birla Sun Life Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for Aditya Birla Sun Life Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 6.2%
3 Month 9.1%
6 Month 9.3%
1 Year -10.4%
3 Year 31.8%
5 Year 24.5%
10 Year
15 Year
Since launch 11.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 70.5%
2020 59%
2019 9.6%
2018 15.6%
2017 22.4%
2016 -3.5%
2015 11.2%
2014 21.1%
2013 50.2%
2012 3.7%
Fund Manager information for Aditya Birla Sun Life Digital India Fund
NameSinceTenure
Kunal Sangoi15 Jan 148.8 Yr.

Data below for Aditya Birla Sun Life Digital India Fund as on 31 Oct 22

Equity Sector Allocation
SectorValue
Technology77.35%
Communication Services10.81%
Industrials6.81%
Consumer Cyclical0.76%
Asset Allocation
Asset ClassValue
Cash4.27%
Equity95.73%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY
24%₹722 Cr5,108,401
↑ 50,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS
10%₹299 Cr995,450
↑ 70,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 532755
10%₹289 Cr2,863,833
↑ 300,000
HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 10 | HCLTECH
8%₹244 Cr2,621,227
↑ 200,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL
6%₹189 Cr2,364,697
↓ -370,300
MindTree Ltd (Technology)
Equity, Since 30 Nov 20 | 532819
4%₹134 Cr423,329
↑ 57,590
Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT
3%₹97 Cr1,221,725
Coforge Ltd (Technology)
Equity, Since 30 Jun 20 | COFORGE
3%₹93 Cr275,281
Zee Entertainment Enterprises Ltd (Communication Services)
Equity, Since 30 Jun 21 | ZEEL
3%₹84 Cr3,236,967
↑ 1,436,967
Wipro Ltd (Technology)
Equity, Since 31 Jan 21 | 507685
2%₹72 Cr1,820,817
↓ -150,000

4. SBI Technology Opportunities Fund

(Erstwhile SBI IT Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 20.5% since its launch.  Ranked 42 in Sectoral category.  Return for 2021 was 66.4% , 2020 was 47.3% and 2019 was 12.2% .

Below is the key information for SBI Technology Opportunities Fund

SBI Technology Opportunities Fund
Growth
Launch Date 9 Jan 13
NAV (29 Nov 22) ₹144.46 ↓ -0.56   (-0.38 %)
Net Assets (Cr) ₹2,727 on 31 Oct 22
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.26
Sharpe Ratio -0.51
Information Ratio 0.65
Alpha Ratio -1.74
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹13,287
31 Oct 19₹14,137
31 Oct 20₹18,377
31 Oct 21₹32,716
31 Oct 22₹30,000

SBI Technology Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for SBI Technology Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 5.9%
3 Month 10%
6 Month 11.1%
1 Year -6.6%
3 Year 30.3%
5 Year 24.4%
10 Year
15 Year
Since launch 20.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021 66.4%
2020 47.3%
2019 12.2%
2018 17.1%
2017 13%
2016 -3.3%
2015 2.4%
2014 29.2%
2013
2012
Fund Manager information for SBI Technology Opportunities Fund
NameSinceTenure
Saurabh Pant1 Jan 220.83 Yr.
Mohit Jain1 Jan 220.83 Yr.

Data below for SBI Technology Opportunities Fund as on 31 Oct 22

Equity Sector Allocation
SectorValue
Technology76.61%
Communication Services18.67%
Asset Allocation
Asset ClassValue
Cash4.73%
Equity95.27%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
29%₹735 Cr5,200,000
↑ 770,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 06 | TCS
13%₹331 Cr1,100,000
↑ 144,647
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL
11%₹264 Cr3,300,000
Netflix Inc (Communication Services)
Equity, Since 31 Aug 21 | NFLX
7%₹180 Cr92,000
Microsoft Corp (Technology)
Equity, Since 31 Aug 20 | MSFT
7%₹178 Cr92,000
HCL Technologies Ltd (Technology)
Equity, Since 31 Mar 06 | HCLTECH
6%₹158 Cr1,700,000
NVIDIA Corp (Technology)
Equity, Since 30 Apr 21 | NVDA
6%₹156 Cr157,000
↑ 110,000
Wipro Ltd (Technology)
Equity, Since 30 Apr 21 | 507685
5%₹121 Cr3,080,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 22 | 532755
3%₹84 Cr830,000
eClerx Services Ltd (Technology)
Equity, Since 31 Jul 21 | ECLERX
2%₹43 Cr304,741

5. Principal Emerging Bluechip Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies.

Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24.8% since its launch.  Ranked 1 in Large & Mid Cap category. .

Below is the key information for Principal Emerging Bluechip Fund

Principal Emerging Bluechip Fund
Growth
Launch Date 12 Nov 08
NAV (31 Dec 21) ₹183.316 ↑ 2.03   (1.12 %)
Net Assets (Cr) ₹3,124 on 30 Nov 21
Category Equity - Large & Mid Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.08
Sharpe Ratio 2.74
Information Ratio 0.22
Alpha Ratio 2.18
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹8,963
31 Oct 19₹9,716
31 Oct 20₹10,128
31 Oct 21₹16,776

Principal Emerging Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Principal Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 2.9%
3 Month 2.9%
6 Month 13.6%
1 Year 38.9%
3 Year 21.9%
5 Year 19.2%
10 Year
15 Year
Since launch 24.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for Principal Emerging Bluechip Fund
NameSinceTenure

Data below for Principal Emerging Bluechip Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

6. Franklin India Technology Fund

To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies.

Franklin India Technology Fund is a Equity - Sectoral fund was launched on 22 Aug 98. It is a fund with High risk and has given a CAGR/Annualized return of 18.3% since its launch.  Ranked 41 in Sectoral category.  Return for 2021 was 39% , 2020 was 56.8% and 2019 was 12.4% .

Below is the key information for Franklin India Technology Fund

Franklin India Technology Fund
Growth
Launch Date 22 Aug 98
NAV (29 Nov 22) ₹293.373 ↑ 0.83   (0.28 %)
Net Assets (Cr) ₹682 on 31 Oct 22
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.45
Sharpe Ratio -1.3
Information Ratio -0.36
Alpha Ratio -15.29
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹12,507
31 Oct 19₹12,663
31 Oct 20₹17,982
31 Oct 21₹27,669
31 Oct 22₹22,700

Franklin India Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Franklin India Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 4.6%
3 Month 0.8%
6 Month 2.8%
1 Year -16.2%
3 Year 21.7%
5 Year 17.9%
10 Year
15 Year
Since launch 18.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 39%
2020 56.8%
2019 12.4%
2018 11.9%
2017 19.1%
2016 -2.6%
2015 3.8%
2014 16.8%
2013 53.3%
2012 0.3%
Fund Manager information for Franklin India Technology Fund
NameSinceTenure
Anand Radhakrishnan3 Mar 0715.68 Yr.
Varun Sharma30 Nov 156.93 Yr.
Sandeep Manam18 Oct 211.04 Yr.

Data below for Franklin India Technology Fund as on 31 Oct 22

Equity Sector Allocation
SectorValue
Technology61.37%
Communication Services17.94%
Consumer Cyclical10.12%
Industrials3.18%
Financial Services2.88%
Basic Materials0.59%
Real Estate0.27%
Health Care0.15%
Energy0.04%
Consumer Defensive0%
Asset Allocation
Asset ClassValue
Cash3.06%
Equity96.63%
Debt0.01%
Other0.12%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
16%₹107 Cr760,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 04 | TCS
14%₹90 Cr300,000
HCL Technologies Ltd (Technology)
Equity, Since 30 Jun 14 | HCLTECH
9%₹59 Cr630,000
Franklin Technology I Acc USD
Investment Fund | -
9%₹56 Cr175,810
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 18 | BHARTIARTL
7%₹48 Cr600,000
↓ -49,504
Tech Mahindra Ltd (Technology)
Equity, Since 28 Feb 14 | 532755
4%₹29 Cr284,336
Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 17 | NAUKRI
4%₹26 Cr67,445
↓ -4,307
MakeMyTrip Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | MMYT
3%₹21 Cr82,135
Cyient Ltd (Industrials)
Equity, Since 31 Dec 06 | CYIENT
3%₹20 Cr255,722
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 543320
3%₹17 Cr2,694,106

7. Sundaram Select Focus Fund

To achieve capital appreciation by investing in equity and equity related instruments of select stocks

Sundaram Select Focus Fund is a Equity - Focused fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.4% since its launch.  Ranked 55 in Focused category. .

Below is the key information for Sundaram Select Focus Fund

Sundaram Select Focus Fund
Growth
Launch Date 30 Jul 02
NAV (24 Dec 21) ₹264.968 ↓ -1.18   (-0.45 %)
Net Assets (Cr) ₹1,354 on 30 Nov 21
Category Equity - Focused
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.52
Sharpe Ratio 1.85
Information Ratio -0.52
Alpha Ratio -5.62
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,052
31 Oct 19₹11,731
31 Oct 20₹11,361
31 Oct 21₹17,047

Sundaram Select Focus Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Sundaram Select Focus Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month -2.6%
3 Month -5%
6 Month 8.5%
1 Year 24.5%
3 Year 17%
5 Year 17.3%
10 Year
15 Year
Since launch 18.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for Sundaram Select Focus Fund
NameSinceTenure

Data below for Sundaram Select Focus Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

8. PGIM India Midcap Opportunities Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized.

PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 18.2% since its launch.  Ranked 40 in Mid Cap category.  Return for 2021 was 63.8% , 2020 was 48.4% and 2019 was 3.6% .

Below is the key information for PGIM India Midcap Opportunities Fund

PGIM India Midcap Opportunities Fund
Growth
Launch Date 2 Dec 13
NAV (29 Nov 22) ₹44.84 ↓ -0.42   (-0.93 %)
Net Assets (Cr) ₹7,257 on 31 Oct 22
Category Equity - Mid Cap
AMC Pramerica Asset Managers Private Limited
Rating
Risk High
Expense Ratio 0
Sharpe Ratio 0.07
Information Ratio 1.46
Alpha Ratio -0.77
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹8,815
31 Oct 19₹9,074
31 Oct 20₹11,470
31 Oct 21₹21,877
31 Oct 22₹22,843

PGIM India Midcap Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for PGIM India Midcap Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 1.4%
3 Month 1.2%
6 Month 15.1%
1 Year 7.4%
3 Year 35.8%
5 Year 17.3%
10 Year
15 Year
Since launch 18.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 63.8%
2020 48.4%
2019 3.6%
2018 -16.1%
2017 37%
2016 -1.3%
2015 7.9%
2014 42.8%
2013
2012
Fund Manager information for PGIM India Midcap Opportunities Fund
NameSinceTenure
Aniruddha Naha1 Jun 211.42 Yr.
Puneet Pal16 Jul 220.3 Yr.
Vivek Sharma1 Jun 211.42 Yr.

Data below for PGIM India Midcap Opportunities Fund as on 31 Oct 22

Equity Sector Allocation
SectorValue
Industrials25.77%
Consumer Cyclical22.61%
Financial Services13.41%
Basic Materials11.56%
Consumer Defensive5.81%
Health Care5.74%
Technology4.28%
Real Estate2.97%
Utility1.46%
Asset Allocation
Asset ClassValue
Cash6.22%
Equity93.6%
Debt0.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 31 Oct 21 | 532343
4%₹305 Cr2,950,000
↑ 200,000
Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 30 Apr 21 | 500850
4%₹287 Cr8,647,166
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 22 | ICICIBANK
4%₹280 Cr3,245,500
↑ 1,245,500
ABB India Ltd (Industrials)
Equity, Since 30 Sep 21 | ABB
4%₹273 Cr882,705
Timken India Ltd (Industrials)
Equity, Since 30 Sep 21 | 522113
4%₹259 Cr845,081
Varun Beverages Ltd (Consumer Defensive)
Equity, Since 30 Jun 21 | VBL
3%₹235 Cr2,246,039
↓ -58,400
Cummins India Ltd (Industrials)
Equity, Since 31 Dec 20 | 500480
3%₹224 Cr1,872,298
↑ 250,000
Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | CROMPTON
3%₹216 Cr5,250,000
Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 Jul 22 | JUBLFOOD
3%₹212 Cr3,398,000
↑ 250,000
Dalmia Bharat Ltd (Basic Materials)
Equity, Since 31 Jul 21 | DALBHARAT
3%₹208 Cr1,299,670
↓ -12,630

9. Nippon India Pharma Fund

The primary investment objective of the scheme is to seek to generate consistent returns by investing in equity and equity related or fixed income securities of Pharma and other associated companies.

Nippon India Pharma Fund is a Equity - Sectoral fund was launched on 5 Jun 04. It is a fund with High risk and has given a CAGR/Annualized return of 20% since its launch.  Ranked 35 in Sectoral category.  Return for 2021 was 23.9% , 2020 was 66.4% and 2019 was 1.7% .

Below is the key information for Nippon India Pharma Fund

Nippon India Pharma Fund
Growth
Launch Date 5 Jun 04
NAV (29 Nov 22) ₹290.95 ↑ 2.73   (0.95 %)
Net Assets (Cr) ₹4,786 on 31 Oct 22
Category Equity - Sectoral
AMC Nippon Life Asset Management Ltd.
Rating
Risk High
Expense Ratio 1.96
Sharpe Ratio -0.44
Information Ratio 0.57
Alpha Ratio 0.25
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹11,683
31 Oct 19₹11,134
31 Oct 20₹16,636
31 Oct 21₹22,434
31 Oct 22₹21,735

Nippon India Pharma Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Nippon India Pharma Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 1.5%
3 Month 6.3%
6 Month 8.5%
1 Year -4.1%
3 Year 24.2%
5 Year 16.3%
10 Year
15 Year
Since launch 20%
Historical performance (Yearly) on absolute basis
YearReturns
2021 23.9%
2020 66.4%
2019 1.7%
2018 3.6%
2017 7.6%
2016 -10.6%
2015 19.4%
2014 49.5%
2013 20.9%
2012 34.8%
Fund Manager information for Nippon India Pharma Fund
NameSinceTenure
Sailesh Raj Bhan1 Apr 0517.6 Yr.
Kinjal Desai25 May 184.44 Yr.

Data below for Nippon India Pharma Fund as on 31 Oct 22

Equity Sector Allocation
SectorValue
Health Care99.64%
Asset Allocation
Asset ClassValue
Cash0.36%
Equity99.64%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 09 | SUNPHARMA
15%₹693 Cr7,300,976
Cipla Ltd (Healthcare)
Equity, Since 31 May 08 | 500087
9%₹413 Cr3,700,000
↓ -300,000
Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 30 Jun 11 | DRREDDY
8%₹384 Cr885,000
↑ 35,000
Lupin Ltd (Healthcare)
Equity, Since 31 Aug 08 | 500257
7%₹306 Cr4,500,025
Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB
6%₹278 Cr750,000
Abbott India Ltd (Healthcare)
Equity, Since 31 May 11 | ABBOTINDIA
5%₹248 Cr129,321
Narayana Hrudayalaya Ltd (Healthcare)
Equity, Since 30 Jun 17 | NH
5%₹245 Cr3,402,115
↓ -299,198
Torrent Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Sep 20 | TORNTPHARM
5%₹229 Cr1,465,857
↓ -434,143
Aurobindo Pharma Ltd (Healthcare)
Equity, Since 31 Dec 15 | AUROPHARMA
4%₹179 Cr3,500,000
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Sep 20 | APOLLOHOSP
4%₹169 Cr385,772
↑ 85,000

10. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.1% since its launch.  Ranked 23 in Small Cap category.  Return for 2021 was 70.9% , 2020 was 34.2% and 2019 was 5% .

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund
Growth
Launch Date 24 Feb 05
NAV (29 Nov 22) ₹164.638 ↓ -0.42   (-0.25 %)
Net Assets (Cr) ₹8,614 on 31 Oct 22
Category Equity - Small Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.55
Sharpe Ratio -0.1
Information Ratio 0.81
Alpha Ratio -0.48
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹8,642
31 Oct 19₹9,303
31 Oct 20₹10,558
31 Oct 21₹21,076
31 Oct 22₹21,508

Kotak Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.6%
3 Month -0.1%
6 Month 9.5%
1 Year 1.9%
3 Year 31.8%
5 Year 15.5%
10 Year
15 Year
Since launch 17.1%
Historical performance (Yearly) on absolute basis
YearReturns
2021 70.9%
2020 34.2%
2019 5%
2018 -17.3%
2017 44%
2016 8.9%
2015 7.4%
2014 74%
2013 -4.9%
2012 50.2%
Fund Manager information for Kotak Small Cap Fund
NameSinceTenure
Pankaj Tibrewal21 Jan 1012.79 Yr.
Arjun Khanna30 Apr 220.51 Yr.

Data below for Kotak Small Cap Fund as on 31 Oct 22

Equity Sector Allocation
SectorValue
Industrials32.44%
Consumer Cyclical27.8%
Basic Materials19.74%
Financial Services4.84%
Health Care3.54%
Technology2.92%
Real Estate1.46%
Consumer Defensive1.24%
Energy0.31%
Asset Allocation
Asset ClassValue
Cash4.97%
Equity95.03%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | CARBORUNIV
4%₹375 Cr4,186,972
Century Plyboards (India) Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | 532548
4%₹357 Cr5,620,490
↓ -163,163
Galaxy Surfactants Ltd (Basic Materials)
Equity, Since 31 Jan 18 | GALAXYSURF
3%₹278 Cr927,140
↑ 55,130
Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | SFL
3%₹277 Cr963,836
↑ 562
Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | RATNAMANI
3%₹272 Cr1,440,380
↑ 7,371
Cyient Ltd (Industrials)
Equity, Since 31 Dec 19 | CYIENT
3%₹222 Cr2,794,478
↑ 305,692
Garware Technical Fibres Ltd (Consumer Cyclical)
Equity, Since 30 Jun 21 | GARFIBRES
3%₹221 Cr641,339
↑ 98,028
Blue Star Ltd (Industrials)
Equity, Since 31 May 18 | BLUESTARCO
3%₹218 Cr1,978,982
Blue Dart Express Ltd (Industrials)
Equity, Since 31 Oct 19 | BLUEDART
3%₹216 Cr244,198
↓ -10,742
Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Aug 11 | SOLARINDS
3%₹214 Cr547,434

11. Axis Mid Cap Fund

To achieve long term capital appreciation by investing predominantly in equity & equity related instruments of mid size companies. The focus of the fund would be to invest in relatively larger companies within this category.

Axis Mid Cap Fund is a Equity - Mid Cap fund was launched on 18 Feb 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.7% since its launch.  Ranked 41 in Mid Cap category.  Return for 2021 was 39.9% , 2020 was 26% and 2019 was 11.3% .

Below is the key information for Axis Mid Cap Fund

Axis Mid Cap Fund
Growth
Launch Date 18 Feb 11
NAV (29 Nov 22) ₹68.05 ↓ -0.31   (-0.45 %)
Net Assets (Cr) ₹19,708 on 31 Oct 22
Category Equity - Mid Cap
AMC Axis Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio -0.33
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,466
31 Oct 19₹12,303
31 Oct 20₹13,294
31 Oct 21₹21,706
31 Oct 22₹21,274

Axis Mid Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for Axis Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.9%
3 Month 0.3%
6 Month 11.2%
1 Year -0.5%
3 Year 19.7%
5 Year 15.4%
10 Year
15 Year
Since launch 17.7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 39.9%
2020 26%
2019 11.3%
2018 3.5%
2017 42%
2016 -3.1%
2015 0.8%
2014 76.5%
2013 4.1%
2012 52.6%
Fund Manager information for Axis Mid Cap Fund
NameSinceTenure
Shreyash Devalkar23 Nov 165.94 Yr.
Hitesh Das18 Dec 201.87 Yr.

Data below for Axis Mid Cap Fund as on 31 Oct 22

Equity Sector Allocation
SectorValue
Consumer Cyclical25.7%
Industrials16.07%
Financial Services15.77%
Basic Materials11.62%
Technology7.31%
Health Care4.87%
Consumer Defensive2.66%
Utility2.01%
Real Estate1.21%
Communication Services0.97%
Asset Allocation
Asset ClassValue
Cash11.79%
Equity88.21%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 29 Feb 16 | CHOLAFIN
4%₹818 Cr11,173,735
↑ 250,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIBANK
4%₹777 Cr9,018,750
Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 17 | 500251
3%₹671 Cr4,724,900
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Jun 17 | 500034
3%₹636 Cr867,004
↑ 82,004
Astral Ltd (Industrials)
Equity, Since 30 Nov 17 | ASTRAL
3%₹580 Cr2,596,080
Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 31 Oct 20 | 500850
3%₹546 Cr16,462,563
↑ 365,097
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Mar 17 | 540376
3%₹518 Cr1,180,653
PI Industries Ltd (Basic Materials)
Equity, Since 31 Mar 19 | PIIND
3%₹506 Cr1,686,694
↑ 18,152
ABB India Ltd (Industrials)
Equity, Since 31 Oct 21 | ABB
3%₹488 Cr1,578,549
↑ 29,846
Bata India Ltd (Consumer Cyclical)
Equity, Since 30 Nov 18 | BATAINDIA
2%₹477 Cr2,621,227

The investors are suggested to invest in the SIP plans of their choice. The above-mentioned top 11 Mutual Funds are suitable for investors of all kind. So, either you are a high-risk investor or a relatively lower one, these SIP funds are the Best Mutual Funds to Invest. So, don’t wait, invest now!

Parameters to Consider While Investing in Best Systematic Investment Plans

To evaluate best performing SIP Funds, let’s know the factors that one must consider before investing.

Factors-Determining-top-11-sip

Quantitative Factors to Invest in Top SIP

The quantitative factors one must consider before investing via SIP include performance rating (as per CRISIL, Value Research etc.), fund age, past returns and fund volatility, expense ratio and exit load.

Qualitative Factors to Invest in Top SIP

Qualitative key statistics to analyse include the track record of the fund manager, reputation of the fund house and the investment process of the SIP fund.

How to Invest in SIP MF Online?

  1. Open Free Investment Account for Lifetime at Fincash.com

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Begin your investment journey with SIP today!

FAQs

1. What are mutual funds?

A: Mutual funds are a part of the Systematic Investment Plan or SIPs that usually produce excellent returns later. When you invest in Mutual Funds, you diversify your investment portfolio. A mutual fund can be considered an investment tool developed by an Asset Management Company by pooling in multiple investors and companies' investments.

2. What are the different types of mutual funds?

A: Mutual funds can be broadly classified into the following types:

3. What are growth equity funds?

A: The growth Equity Funds are the most common mutual funds. However, this portfolio will consist of volatile investments. Nevertheless, investors often prefer the growth equity funds as these have higher returns and can be invested for a shorter period.

4. Why should you invest in a debt fund?

A: These investments are ideal for individuals who are looking for fixed returns on investment. The fixed income can be earned from debentures, debt securities, commercial papers, and government securities. Mutual funds would create a portfolio of various types of investments and dissipate the risk.

5. Why should you invest in SIPs?

A: SIPs can provide the investor with assured income. If you are interested in earning passive income and want to ensure that your investment produces regular income, then you can consider investing in SIPs. .

6. Why invest in a tax saving mutual fund?

A: If you are looking to grow your Capital and at the same time want to enjoy tax exemptions, then you could invest in a tax saving mutual fund. Under Section 80C of the income tax Act of 1861, if you invest in equity-linked tax saving mutual funds, you can enjoy tax exemptions on your investment.

7. Do I need a broker to invest in mutual funds?

A: You will need the support of a broker or a financial institute to help you with the investment. You will need the support to identify the suitable SIPs and ensure that the investments have been made correctly.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 3.8, based on 12 reviews.
POST A COMMENT

1 - 2 of 2