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Table of Contents
- Why Invest in Top 11 SIP Funds?
- How to Invest in SIP?
- Top 11 SIP Mutual Funds in India FY 21 - 22
- Parameters to Consider While Investing in Best Systematic Investment Plans
- How to Invest in SIP MF Online?
- FAQs
Top 11 Funds
- ICICI Prudential Technology Fund
- TATA Digital India Fund
- Aditya Birla Sun Life Digital India Fund
- SBI Technology Opportunities Fund
- Franklin India Technology Fund
- Franklin India Feeder - Franklin U S Opportunities Fund
- SBI Small Cap Fund
- Nippon India Small Cap Fund
- Axis Mid Cap Fund
- Kotak Small Cap Fund
- Parag Parikh Long Term Equity Fund
11 Best Mutual Funds for SIP 2021
SIP Mutual Funds (or top 11 SIP Mutual Funds) are funds that adhere to the simple formula of periodic investment to avoid nervous selling during the inevitable ups and downs of the stock market.
Typically, SIP or Systematic Investment plan is a mode to invest money in Mutual Funds. Investing in top 11 SIP Mutual Funds brings a systematic and disciplined approach to your investment. It reduces your effort to manage your investment on daily Basis. Moreover, it offers leverage of the Power of Compounding leading to desired returns over time.
There are different Types of Mutual Funds for SIP that include equity, debt, balanced, ultra-short term funds, etc. However, equity Mutual Funds offer maximum returns when invested via a SIP. Financial advisors suggest that, the investors must invest in best mutual funds for SIP basis their investment objectives and the period of SIP investment.
Why Invest in Top 11 SIP Funds?
SIPs give a disciplined approach towards investing in Mutual Funds
Systematic investing helps in financing the future dream and major goals like- retirement, child's career, purchase of a house, car or any other assets
SIPs help in making the most of compounding and are ideal for young investors
Systematic Investment Plans minimize the risk of equity fluctuations
How to Invest in SIP?
Investing money is an art, it can work wonders if done correctly. Now that you know the Top SIP plans you must know how to invest in it. We have mentioned the steps to invest in SIP below.
1. Analyse your financial goals
Choose a SIP investment suiting your Financial goals. For example, if your goal is short-term (if want to buy a car in the next 2 years), you should invest in Debt Mutual Funds. And, if your goal is long-term (like Retirement planning) then prefer investing in Equity Mutual Funds.
2. Choose a timeline of investment
This will ensure that you invest a right amount of money for a right period of time.
3. Decide the amount you wish to invest monthly
As SIP is a monthly investment, you should choose an amount that you will be able to invest monthly without Fail. You can also calculate the suitable amount as per your goal using sip calculator or SIP return calculator.
4. Select the best SIP plan
Make a wise investment choice by consulting a financial advisor or by choosing Best SIP Plans offered by various online investment platforms.
Talk to our investment specialist
Top 11 SIP Mutual Funds in India FY 21 - 22
To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies. ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Technology Fund Returns up to 1 year are on The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns. TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a Below is the key information for TATA Digital India Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life New Millennium Fund) A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend. Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Digital India Fund Returns up to 1 year are on (Erstwhile SBI IT Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Technology Opportunities Fund Returns up to 1 year are on To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies. Franklin India Technology Fund is a Equity - Sectoral fund was launched on 22 Aug 98. It is a fund with High risk and has given a Below is the key information for Franklin India Technology Fund Returns up to 1 year are on The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America. Franklin India Feeder - Franklin U S Opportunities Fund is a Equity - Global fund was launched on 6 Feb 12. It is a fund with High risk and has given a Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund Returns up to 1 year are on (Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for SBI Small Cap Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities. Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Small Cap Fund Returns up to 1 year are on To achieve long term capital appreciation by investing predominantly in equity & equity related instruments of mid size companies. The focus of the fund would be to invest in relatively larger companies within this category. Axis Mid Cap Fund is a Equity - Mid Cap fund was launched on 18 Feb 11. It is a fund with Moderately High risk and has given a Below is the key information for Axis Mid Cap Fund Returns up to 1 year are on (Erstwhile Kotak Midcap Scheme) The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities. Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Small Cap Fund Returns up to 1 year are on (Erstwhile Parag Parikh Long Term Value Fund) The investment objective of the scheme is to seek to generate long-term capital growth from an actively managed portfolio primarily of equity and equity related securities. Parag Parikh Long Term Equity Fund is a Equity - Multi Cap fund was launched on 24 May 13. It is a fund with Moderately High risk and has given a Below is the key information for Parag Parikh Long Term Equity Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) ICICI Prudential Technology Fund Growth ₹163.02
↓ -1.00 ₹6,887 100 6.3 38.3 81.5 42.1 33.6 70.6 TATA Digital India Fund Growth ₹38.2451
↓ -0.30 ₹3,842 500 6.3 37.4 82.4 39.4 33.5 54.8 Aditya Birla Sun Life Digital India Fund Growth ₹140.42
↓ -0.81 ₹2,658 1,000 6.7 32.8 76.7 40.5 33 59 SBI Technology Opportunities Fund Growth ₹156.393
↓ -0.83 ₹1,891 500 5 34.4 72.7 36.6 29.4 47.3 Franklin India Technology Fund Growth ₹355.425
↑ 4.87 ₹721 500 3.6 25.2 46.7 32.9 26.8 56.8 Franklin India Feeder - Franklin U S Opportunities Fund Growth ₹59.6496
↑ 0.73 ₹4,187 500 -0.6 15.1 22.6 28.3 24.2 45.2 SBI Small Cap Fund Growth ₹104.597
↑ 0.29 ₹10,626 500 8.2 17.1 53.4 28.4 23.7 33.6 Nippon India Small Cap Fund Growth ₹83.1776
↑ 0.16 ₹17,197 100 5.9 21.8 74.7 28.2 23.3 29.2 Axis Mid Cap Fund Growth ₹69.46
↓ -0.39 ₹15,988 500 1.7 17.8 44.9 26.3 23.2 26 Kotak Small Cap Fund Growth ₹166.538
↑ 0.36 ₹6,180 1,000 7.5 22.7 76.4 34.7 23 34.2 Parag Parikh Long Term Equity Fund Growth ₹50.4917
↓ -0.04 ₹17,220 1,000 4.8 21.8 47.6 29 22.9 32.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Dec 21 200 Crore in Equity Category of mutual funds ordered based on 5 year calendar year returns.
1. ICICI Prudential Technology Fund
CAGR/Annualized return of 13.7% since its launch. Ranked 37 in Sectoral category. Return for 2020 was 70.6% , 2019 was 2.3% and 2018 was 19.1% . ICICI Prudential Technology Fund
Growth Launch Date 3 Mar 00 NAV (03 Dec 21) ₹163.02 ↓ -1.00 (-0.61 %) Net Assets (Cr) ₹6,887 on 31 Oct 21 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk High Expense Ratio 2.53 Sharpe Ratio 4.5 Information Ratio 0.5 Alpha Ratio 29.87 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 16 ₹10,000 30 Nov 17 ₹11,642 30 Nov 18 ₹14,597 30 Nov 19 ₹14,571 30 Nov 20 ₹22,704 30 Nov 21 ₹41,805 Returns for ICICI Prudential Technology Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21 Duration Returns 1 Month 1.3% 3 Month 6.3% 6 Month 38.3% 1 Year 81.5% 3 Year 42.1% 5 Year 33.6% 10 Year 15 Year Since launch 13.7% Historical performance (Yearly) on absolute basis
Year Returns 2020 70.6% 2019 2.3% 2018 19.1% 2017 19.8% 2016 -4% 2015 3.9% 2014 26.3% 2013 62.6% 2012 17.1% 2011 -18.9% Fund Manager information for ICICI Prudential Technology Fund
Name Since Tenure Priyanka Khandelwal 8 Jul 20 1.32 Yr. Vaibhav Dusad 2 May 20 1.5 Yr. Data below for ICICI Prudential Technology Fund as on 31 Oct 21
Equity Sector Allocation
Sector Value Technology 82.78% Communication Services 10.49% Industrials 3.45% Consumer Cyclical 0.43% Consumer Defensive 0.09% Asset Allocation
Asset Class Value Cash 2.77% Equity 97.23% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY22% ₹1,494 Cr 8,957,330
↑ 1,831,327 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS9% ₹646 Cr 1,901,982
↑ 470,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH9% ₹636 Cr 5,560,768
↑ 904,224 Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 5327559% ₹611 Cr 4,132,059
↑ 107,956 Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT6% ₹401 Cr 1,022,168
↑ 151,873 Mphasis Ltd (Technology)
Equity, Since 30 Jun 20 | 5262994% ₹301 Cr 928,928
↑ 302,772 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL4% ₹249 Cr 3,630,200
↑ 410,379 Cognizant Technology Solutions Corp Class A (Technology)
Equity, Since 31 Jul 21 | CTSH3% ₹236 Cr 404,000
↑ 194,000 Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 5076853% ₹180 Cr 2,777,397
↑ 955,947 eClerx Services Ltd (Technology)
Equity, Since 31 Aug 20 | 5329272% ₹166 Cr 759,028
↑ 205,808 2. TATA Digital India Fund
CAGR/Annualized return of 25.4% since its launch. Return for 2020 was 54.8% , 2019 was 7.5% and 2018 was 24.9% . TATA Digital India Fund
Growth Launch Date 28 Dec 15 NAV (03 Dec 21) ₹38.2451 ↓ -0.30 (-0.78 %) Net Assets (Cr) ₹3,842 on 31 Oct 21 Category Equity - Sectoral AMC Tata Asset Management Limited Rating Risk High Expense Ratio 1.73 Sharpe Ratio 4.16 Information Ratio 0.39 Alpha Ratio 23.32 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Months (0.25%),3 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 16 ₹10,000 30 Nov 17 ₹11,715 30 Nov 18 ₹15,384 30 Nov 19 ₹16,052 30 Nov 20 ₹22,527 30 Nov 21 ₹41,361 Returns for TATA Digital India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21 Duration Returns 1 Month 1.4% 3 Month 6.3% 6 Month 37.4% 1 Year 82.4% 3 Year 39.4% 5 Year 33.5% 10 Year 15 Year Since launch 25.4% Historical performance (Yearly) on absolute basis
Year Returns 2020 54.8% 2019 7.5% 2018 24.9% 2017 19.6% 2016 -6% 2015 2014 2013 2012 2011 Fund Manager information for TATA Digital India Fund
Name Since Tenure Meeta Shetty 20 Apr 20 1.53 Yr. Venkat Samala 26 Nov 20 0.93 Yr. Data below for TATA Digital India Fund as on 31 Oct 21
Equity Sector Allocation
Sector Value Technology 76.21% Communication Services 8.74% Industrials 3.88% Consumer Cyclical 2.02% Asset Allocation
Asset Class Value Cash 8.99% Equity 91.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY21% ₹817 Cr 4,896,000
↑ 1,450,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS12% ₹478 Cr 1,408,126
↑ 200,000 Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 53275510% ₹374 Cr 2,532,000
↑ 125,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | HCLTECH9% ₹352 Cr 3,074,713
↑ 600,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT3% ₹127 Cr 324,857
↓ -181,106 Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | 5076853% ₹126 Cr 1,950,000
↑ 500,000 Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 28 Feb 21 | 5400053% ₹117 Cr 175,300
↓ -45,744 Mphasis Ltd (Technology)
Equity, Since 30 Sep 20 | 5262993% ₹113 Cr 349,485
↓ -154,515 L&T Technology Services Ltd (Technology)
Equity, Since 31 May 18 | LTTS3% ₹113 Cr 238,500 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 21 | BHARTIARTL2% ₹96 Cr 1,400,000
↑ 1,400,000 3. Aditya Birla Sun Life Digital India Fund
CAGR/Annualized return of 12.8% since its launch. Ranked 33 in Sectoral category. Return for 2020 was 59% , 2019 was 9.6% and 2018 was 15.6% . Aditya Birla Sun Life Digital India Fund
Growth Launch Date 15 Jan 00 NAV (03 Dec 21) ₹140.42 ↓ -0.81 (-0.57 %) Net Assets (Cr) ₹2,658 on 31 Oct 21 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆ Risk High Expense Ratio 2.56 Sharpe Ratio 4.5 Information Ratio 0.99 Alpha Ratio 24.75 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 16 ₹10,000 30 Nov 17 ₹12,026 30 Nov 18 ₹14,725 30 Nov 19 ₹15,720 30 Nov 20 ₹22,790 30 Nov 21 ₹40,612 Returns for Aditya Birla Sun Life Digital India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21 Duration Returns 1 Month 3.2% 3 Month 6.7% 6 Month 32.8% 1 Year 76.7% 3 Year 40.5% 5 Year 33% 10 Year 15 Year Since launch 12.8% Historical performance (Yearly) on absolute basis
Year Returns 2020 59% 2019 9.6% 2018 15.6% 2017 22.4% 2016 -3.5% 2015 11.2% 2014 21.1% 2013 50.2% 2012 3.7% 2011 -21.8% Fund Manager information for Aditya Birla Sun Life Digital India Fund
Name Since Tenure Kunal Sangoi 15 Jan 14 7.8 Yr. Data below for Aditya Birla Sun Life Digital India Fund as on 31 Oct 21
Equity Sector Allocation
Sector Value Technology 75.71% Communication Services 11.94% Industrials 5.85% Consumer Cyclical 1.7% Asset Allocation
Asset Class Value Cash 4.79% Equity 95.21% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY18% ₹477 Cr 2,859,816
↑ 255,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS11% ₹291 Cr 856,472
↑ 40,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 5327559% ₹252 Cr 1,704,943
↑ 115,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 10 | HCLTECH8% ₹225 Cr 1,963,931
↑ 50,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL6% ₹161 Cr 2,351,670
↓ -100,000 Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT4% ₹105 Cr 980,651
↑ 25,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT4% ₹100 Cr 255,726
↓ -5,739 Wipro Ltd (Technology)
Equity, Since 31 Jan 21 | 5076853% ₹88 Cr 1,356,888
↑ 280,000 Mphasis Ltd (Technology)
Equity, Since 29 Feb 20 | 5262993% ₹80 Cr 247,470
↑ 40,000 Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 31 Mar 21 | 5400052% ₹65 Cr 96,710 4. SBI Technology Opportunities Fund
CAGR/Annualized return of 24.1% since its launch. Ranked 42 in Sectoral category. Return for 2020 was 47.3% , 2019 was 12.2% and 2018 was 17.1% . SBI Technology Opportunities Fund
Growth Launch Date 9 Jan 13 NAV (03 Dec 21) ₹156.393 ↓ -0.83 (-0.53 %) Net Assets (Cr) ₹1,891 on 31 Oct 21 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆ Risk High Expense Ratio 2.61 Sharpe Ratio 4.4 Information Ratio 0.91 Alpha Ratio 25.62 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 16 ₹10,000 30 Nov 17 ₹11,043 30 Nov 18 ₹13,866 30 Nov 19 ₹14,917 30 Nov 20 ₹20,273 30 Nov 21 ₹35,649 Returns for SBI Technology Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21 Duration Returns 1 Month 1.7% 3 Month 5% 6 Month 34.4% 1 Year 72.7% 3 Year 36.6% 5 Year 29.4% 10 Year 15 Year Since launch 24.1% Historical performance (Yearly) on absolute basis
Year Returns 2020 47.3% 2019 12.2% 2018 17.1% 2017 13% 2016 -3.3% 2015 2.4% 2014 29.2% 2013 2012 2011 Fund Manager information for SBI Technology Opportunities Fund
Name Since Tenure Anup Upadhyay 1 Jun 11 10.43 Yr. Data below for SBI Technology Opportunities Fund as on 31 Oct 21
Equity Sector Allocation
Sector Value Technology 73.26% Communication Services 16.87% Industrials 2.05% Consumer Cyclical 1.82% Asset Allocation
Asset Class Value Cash 5.88% Equity 94.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY22% ₹425 Cr 2,547,700 Alphabet Inc Class A (Communication Services)
Equity, Since 30 Sep 18 | GOOGL10% ₹183 Cr 8,395
↑ 1,500 HCL Technologies Ltd (Technology)
Equity, Since 31 Mar 06 | HCLTECH8% ₹159 Cr 1,393,774
↑ 97,800 Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 15 | 5327557% ₹134 Cr 909,735 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 06 | TCS6% ₹112 Cr 328,911 Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 31 May 20 | 5400056% ₹108 Cr 161,100
↑ 58,100 Microsoft Corp (Technology)
Equity, Since 31 Aug 20 | MSFT5% ₹101 Cr 41,590 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL4% ₹77 Cr 1,130,130 NVIDIA Corp (Technology)
Equity, Since 30 Apr 21 | NVDA3% ₹64 Cr 34,300
↑ 14,700 Persistent Systems Ltd (Technology)
Equity, Since 31 Aug 20 | PERSISTENT3% ₹57 Cr 144,100 5. Franklin India Technology Fund
CAGR/Annualized return of 20.1% since its launch. Ranked 41 in Sectoral category. Return for 2020 was 56.8% , 2019 was 12.4% and 2018 was 11.9% . Franklin India Technology Fund
Growth Launch Date 22 Aug 98 NAV (02 Dec 21) ₹355.425 ↑ 4.87 (1.39 %) Net Assets (Cr) ₹721 on 31 Oct 21 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆ Risk High Expense Ratio 2.51 Sharpe Ratio 3.56 Information Ratio 0.11 Alpha Ratio 14.29 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 16 ₹10,000 30 Nov 17 ₹11,630 30 Nov 18 ₹13,764 30 Nov 19 ₹14,713 30 Nov 20 ₹21,595 30 Nov 21 ₹31,824 Returns for Franklin India Technology Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21 Duration Returns 1 Month 2% 3 Month 3.6% 6 Month 25.2% 1 Year 46.7% 3 Year 32.9% 5 Year 26.8% 10 Year 15 Year Since launch 20.1% Historical performance (Yearly) on absolute basis
Year Returns 2020 56.8% 2019 12.4% 2018 11.9% 2017 19.1% 2016 -2.6% 2015 3.8% 2014 16.8% 2013 53.3% 2012 0.3% 2011 -15.5% Fund Manager information for Franklin India Technology Fund
Name Since Tenure Anand Radhakrishnan 3 Mar 07 14.68 Yr. Varun Sharma 30 Nov 15 5.93 Yr. Mayank Bukrediwala 24 Aug 20 1.19 Yr. Data below for Franklin India Technology Fund as on 31 Oct 21
Equity Sector Allocation
Sector Value Technology 61.75% Communication Services 17.22% Consumer Cyclical 9.22% Industrials 1.52% Basic Materials 0.57% Financial Services 0.54% Real Estate 0.18% Health Care 0.1% Asset Allocation
Asset Class Value Cash 8.52% Equity 91.18% Other 0.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY18% ₹130 Cr 778,984 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 04 | TCS10% ₹71 Cr 209,047 HCL Technologies Ltd (Technology)
Equity, Since 30 Jun 14 | HCLTECH9% ₹67 Cr 589,055
↑ 9,055 Franklin Technology I Acc USD
Investment Fund | -9% ₹62 Cr 116,868 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 18 | BHARTIARTL7% ₹51 Cr 739,623
↑ 139,623 Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 17 | NAUKRI6% ₹44 Cr 73,229 Tech Mahindra Ltd (Technology)
Equity, Since 28 Feb 14 | 5327555% ₹35 Cr 239,424 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5433203% ₹24 Cr 1,811,572
↑ 488,954 MakeMyTrip Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | MMYT3% ₹19 Cr 82,135 Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 30 Nov 18 | 23302% ₹12 Cr 78,000 6. Franklin India Feeder - Franklin U S Opportunities Fund
CAGR/Annualized return of 19.9% since its launch. Ranked 6 in Global category. Return for 2020 was 45.2% , 2019 was 34.2% and 2018 was 6.5% . Franklin India Feeder - Franklin U S Opportunities Fund
Growth Launch Date 6 Feb 12 NAV (02 Dec 21) ₹59.6496 ↑ 0.73 (1.24 %) Net Assets (Cr) ₹4,187 on 31 Oct 21 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆ Risk High Expense Ratio 1.59 Sharpe Ratio 1.61 Information Ratio -0.33 Alpha Ratio -6.79 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 16 ₹10,000 30 Nov 17 ₹11,946 30 Nov 18 ₹13,704 30 Nov 19 ₹16,701 30 Nov 20 ₹23,713 30 Nov 21 ₹29,496 Returns for Franklin India Feeder - Franklin U S Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21 Duration Returns 1 Month -2.8% 3 Month -0.6% 6 Month 15.1% 1 Year 22.6% 3 Year 28.3% 5 Year 24.2% 10 Year 15 Year Since launch 19.9% Historical performance (Yearly) on absolute basis
Year Returns 2020 45.2% 2019 34.2% 2018 6.5% 2017 18.1% 2016 -0.8% 2015 8.8% 2014 8.4% 2013 55.2% 2012 2011 Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund
Name Since Tenure Sandeep Manam 18 Oct 21 0.04 Yr. Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 31 Oct 21
Equity Sector Allocation
Sector Value Technology 34.79% Consumer Cyclical 15.06% Health Care 14.62% Financial Services 12.26% Communication Services 7.25% Real Estate 3.89% Industrials 3.39% Consumer Defensive 2.14% Basic Materials 1.27% Utility 0.43% Asset Allocation
Asset Class Value Cash 1.59% Equity 96.19% Other 2.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity Franklin US Opportunities I(acc)USD
Investment Fund | -100% ₹4,186 Cr 6,308,784
↑ 75,017 Call, Cash & Other Assets
Net Current Assets | -0% ₹1 Cr 7. SBI Small Cap Fund
CAGR/Annualized return of 21.2% since its launch. Ranked 4 in Small Cap category. Return for 2020 was 33.6% , 2019 was 6.1% and 2018 was -19.6% . SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (03 Dec 21) ₹104.597 ↑ 0.29 (0.27 %) Net Assets (Cr) ₹10,626 on 31 Oct 21 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 3.82 Information Ratio 0.26 Alpha Ratio 1.77 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 16 ₹10,000 30 Nov 17 ₹16,050 30 Nov 18 ₹13,502 30 Nov 19 ₹14,666 30 Nov 20 ₹18,276 30 Nov 21 ₹28,349 Returns for SBI Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21 Duration Returns 1 Month -0.1% 3 Month 8.2% 6 Month 17.1% 1 Year 53.4% 3 Year 28.4% 5 Year 23.7% 10 Year 15 Year Since launch 21.2% Historical performance (Yearly) on absolute basis
Year Returns 2020 33.6% 2019 6.1% 2018 -19.6% 2017 78.7% 2016 1.3% 2015 20.6% 2014 110.7% 2013 7.8% 2012 31.9% 2011 -24.3% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 7.96 Yr. Data below for SBI Small Cap Fund as on 31 Oct 21
Equity Sector Allocation
Sector Value Industrials 39.73% Consumer Cyclical 21.6% Basic Materials 17.26% Consumer Defensive 6.75% Financial Services 3.26% Health Care 3.14% Communication Services 0.38% Asset Allocation
Asset Class Value Cash 6.81% Equity 93.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity Carborundum Universal Ltd (Industrials)
Equity, Since 31 May 19 | 5133754% ₹420 Cr 5,008,334
↓ -77,618 Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 31 Mar 19 | 5402034% ₹401 Cr 1,621,987
↑ 291,987 Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO4% ₹384 Cr 4,000,000 Hatsun Agro Product Ltd (Consumer Defensive)
Equity, Since 31 Jul 17 | 5315314% ₹381 Cr 2,846,666 Finolex Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | FINPIPE4% ₹374 Cr 17,000,000 JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 18 | JKCEMENT3% ₹332 Cr 1,000,000 V-Guard Industries Ltd (Industrials)
Equity, Since 31 Aug 20 | 5329533% ₹326 Cr 12,689,795 Elgi Equipments Ltd (Industrials)
Equity, Since 31 Dec 13 | 5220743% ₹321 Cr 16,129,477 V-Mart Retail Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | 5349763% ₹304 Cr 749,336 Triveni Turbine Ltd (Industrials)
Equity, Since 31 Jan 19 | 5336553% ₹296 Cr 15,435,443
↑ 40,123 8. Nippon India Small Cap Fund
CAGR/Annualized return of 20.8% since its launch. Ranked 6 in Small Cap category. Return for 2020 was 29.2% , 2019 was -2.5% and 2018 was -16.7% . Nippon India Small Cap Fund
Growth Launch Date 16 Sep 10 NAV (03 Dec 21) ₹83.1776 ↑ 0.16 (0.20 %) Net Assets (Cr) ₹17,197 on 31 Oct 21 Category Equity - Small Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.98 Sharpe Ratio 4.16 Information Ratio 0.64 Alpha Ratio 11.5 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 16 ₹10,000 30 Nov 17 ₹15,120 30 Nov 18 ₹13,260 30 Nov 19 ₹12,891 30 Nov 20 ₹15,672 30 Nov 21 ₹27,509 Returns for Nippon India Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21 Duration Returns 1 Month 0.9% 3 Month 5.9% 6 Month 21.8% 1 Year 74.7% 3 Year 28.2% 5 Year 23.3% 10 Year 15 Year Since launch 20.8% Historical performance (Yearly) on absolute basis
Year Returns 2020 29.2% 2019 -2.5% 2018 -16.7% 2017 63% 2016 5.6% 2015 15.1% 2014 97.6% 2013 11.9% 2012 41.9% 2011 -25% Fund Manager information for Nippon India Small Cap Fund
Name Since Tenure Samir Rachh 2 Jan 17 4.83 Yr. Kinjal Desai 25 May 18 3.44 Yr. Data below for Nippon India Small Cap Fund as on 31 Oct 21
Equity Sector Allocation
Sector Value Industrials 24.74% Basic Materials 19.76% Consumer Cyclical 14.38% Technology 11.12% Consumer Defensive 10.67% Financial Services 10.32% Health Care 4.13% Communication Services 2.51% Real Estate 0.41% Utility 0.24% Asset Allocation
Asset Class Value Cash 1.53% Equity 98.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Dec 16 | 5064013% ₹578 Cr 2,590,740
↓ -359,260 Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 30 Apr 18 | 5407623% ₹460 Cr 3,296,395 Birla Corp Ltd (Basic Materials)
Equity, Since 31 May 18 | 5003353% ₹436 Cr 2,850,086 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 31 Jan 15 | 5324972% ₹355 Cr 3,170,619 Bajaj Electricals Ltd (Consumer Cyclical)
Equity, Since 31 Mar 16 | 5000312% ₹339 Cr 3,062,071 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 30 Sep 11 | 5325042% ₹338 Cr 1,011,721 Orient Electric Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 May 18 | 5413012% ₹336 Cr 9,706,033 Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 28 Feb 19 | 5000382% ₹317 Cr 9,703,493 Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Nov 18 | 5406992% ₹300 Cr 600,000 KPIT Technologies Ltd (Technology)
Equity, Since 30 Jun 19 | 5426512% ₹299 Cr 9,676,281 9. Axis Mid Cap Fund
CAGR/Annualized return of 19.7% since its launch. Ranked 41 in Mid Cap category. Return for 2020 was 26% , 2019 was 11.3% and 2018 was 3.5% . Axis Mid Cap Fund
Growth Launch Date 18 Feb 11 NAV (03 Dec 21) ₹69.46 ↓ -0.39 (-0.56 %) Net Assets (Cr) ₹15,988 on 31 Oct 21 Category Equity - Mid Cap AMC Axis Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 1.91 Sharpe Ratio 3.73 Information Ratio 0.71 Alpha Ratio 7.92 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 16 ₹10,000 30 Nov 17 ₹13,395 30 Nov 18 ₹13,919 30 Nov 19 ₹16,004 30 Nov 20 ₹19,222 30 Nov 21 ₹27,710 Returns for Axis Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21 Duration Returns 1 Month -2% 3 Month 1.7% 6 Month 17.8% 1 Year 44.9% 3 Year 26.3% 5 Year 23.2% 10 Year 15 Year Since launch 19.7% Historical performance (Yearly) on absolute basis
Year Returns 2020 26% 2019 11.3% 2018 3.5% 2017 42% 2016 -3.1% 2015 0.8% 2014 76.5% 2013 4.1% 2012 52.6% 2011 Fund Manager information for Axis Mid Cap Fund
Name Since Tenure Shreyash Devalkar 23 Nov 16 4.94 Yr. Hitesh Das 18 Dec 20 0.87 Yr. Data below for Axis Mid Cap Fund as on 31 Oct 21
Equity Sector Allocation
Sector Value Financial Services 18.14% Consumer Cyclical 17.66% Technology 15.09% Industrials 12.38% Basic Materials 10.35% Health Care 7.16% Consumer Defensive 5.47% Utility 3.87% Communication Services 2.04% Asset Allocation
Asset Class Value Cash 6.39% Equity 93.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 29 Feb 16 | CHOLAFIN4% ₹696 Cr 11,323,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIBANK4% ₹689 Cr 8,588,750
↑ 893,750 Coforge Ltd (Technology)
Equity, Since 31 May 20 | 5325413% ₹547 Cr 1,123,713 MindTree Ltd (Technology)
Equity, Since 31 Dec 19 | 5328193% ₹515 Cr 1,146,323
↓ -140,000 Astral Ltd (Industrials)
Equity, Since 30 Nov 17 | ASTRAL3% ₹512 Cr 2,344,974 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Jun 17 | 5000343% ₹492 Cr 665,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | HDFCBANK3% ₹492 Cr 3,105,500 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Mar 17 | 5403763% ₹491 Cr 1,060,000 Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 30 Jun 20 | CROMPTON3% ₹482 Cr 10,359,953 Mphasis Ltd (Technology)
Equity, Since 30 Apr 18 | 5262993% ₹476 Cr 1,470,000 10. Kotak Small Cap Fund
CAGR/Annualized return of 18.3% since its launch. Ranked 23 in Small Cap category. Return for 2020 was 34.2% , 2019 was 5% and 2018 was -17.3% . Kotak Small Cap Fund
Growth Launch Date 24 Feb 05 NAV (03 Dec 21) ₹166.538 ↑ 0.36 (0.21 %) Net Assets (Cr) ₹6,180 on 31 Oct 21 Category Equity - Small Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 4.63 Information Ratio 1.6 Alpha Ratio 20.68 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 16 ₹10,000 30 Nov 17 ₹13,243 30 Nov 18 ₹11,226 30 Nov 19 ₹11,877 30 Nov 20 ₹15,241 30 Nov 21 ₹27,179 Returns for Kotak Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21 Duration Returns 1 Month 0.6% 3 Month 7.5% 6 Month 22.7% 1 Year 76.4% 3 Year 34.7% 5 Year 23% 10 Year 15 Year Since launch 18.3% Historical performance (Yearly) on absolute basis
Year Returns 2020 34.2% 2019 5% 2018 -17.3% 2017 44% 2016 8.9% 2015 7.4% 2014 74% 2013 -4.9% 2012 50.2% 2011 -26.9% Fund Manager information for Kotak Small Cap Fund
Name Since Tenure Pankaj Tibrewal 21 Jan 10 11.79 Yr. Data below for Kotak Small Cap Fund as on 31 Oct 21
Equity Sector Allocation
Sector Value Industrials 34.2% Consumer Cyclical 26.32% Basic Materials 19.92% Technology 5.26% Financial Services 4.7% Consumer Defensive 1.63% Health Care 1.42% Real Estate 1.13% Energy 0.54% Asset Allocation
Asset Class Value Cash 4.88% Equity 95.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity Century Plyboards (India) Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | 5325486% ₹351 Cr 6,507,045
↓ -8,760 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | 5133754% ₹263 Cr 3,132,554
↑ 49,415 Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | 5402034% ₹240 Cr 969,285
↑ 56,131 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT3% ₹208 Cr 529,948
↓ -10,846 Galaxy Surfactants Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 5409353% ₹205 Cr 650,103
↑ 7,345 Supreme Industries Ltd (Industrials)
Equity, Since 31 May 14 | 5099303% ₹198 Cr 849,578
↑ 152,522 Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 5201113% ₹193 Cr 898,561
↑ 61,621 Blue Star Ltd (Industrials)
Equity, Since 31 May 18 | BLUESTARCO3% ₹190 Cr 1,978,982 Somany Ceramics Ltd (Industrials)
Equity, Since 31 Jan 21 | 5315483% ₹182 Cr 2,377,258
↑ 75,349 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Jan 18 | AMBER3% ₹163 Cr 491,595
↑ 20,000 11. Parag Parikh Long Term Equity Fund
CAGR/Annualized return of 20.9% since its launch. Ranked 34 in Multi Cap category. Return for 2020 was 32.3% , 2019 was 14.4% and 2018 was -0.4% . Parag Parikh Long Term Equity Fund
Growth Launch Date 24 May 13 NAV (03 Dec 21) ₹50.4917 ↓ -0.04 (-0.07 %) Net Assets (Cr) ₹17,220 on 31 Oct 21 Category Equity - Multi Cap AMC PPFAS Asset Management Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 6.28 Information Ratio 0.86 Alpha Ratio 31.32 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (2%),365-730 Days (1%),730 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 16 ₹10,000 30 Nov 17 ₹12,593 30 Nov 18 ₹12,909 30 Nov 19 ₹14,632 30 Nov 20 ₹18,620 30 Nov 21 ₹27,659 Returns for Parag Parikh Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Dec 21 Duration Returns 1 Month -0.3% 3 Month 4.8% 6 Month 21.8% 1 Year 47.6% 3 Year 29% 5 Year 22.9% 10 Year 15 Year Since launch 20.9% Historical performance (Yearly) on absolute basis
Year Returns 2020 32.3% 2019 14.4% 2018 -0.4% 2017 29.4% 2016 3.3% 2015 8.9% 2014 44.8% 2013 2012 2011 Fund Manager information for Parag Parikh Long Term Equity Fund
Name Since Tenure Raj Mehta 27 Jan 16 5.76 Yr. Rajeev Thakkar 24 May 13 8.44 Yr. Raunak Onkar 24 May 13 8.44 Yr. Data below for Parag Parikh Long Term Equity Fund as on 31 Oct 21
Equity Sector Allocation
Sector Value Financial Services 33.98% Technology 18.69% Communication Services 15.12% Consumer Cyclical 14.93% Consumer Defensive 7.41% Utility 3.67% Health Care 3.28% Asset Allocation
Asset Class Value Cash 2.92% Equity 97.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity Alphabet Inc Class A (Communication Services)
Equity, Since 31 May 21 | GOOGL9% ₹1,569 Cr 71,838
↑ 5,437 Bajaj Holdings and Investment Ltd (Financial Services)
Equity, Since 31 Oct 16 | 5004908% ₹1,455 Cr 3,012,835
↑ 121,669 Microsoft Corp (Technology)
Equity, Since 30 Apr 20 | MSFT8% ₹1,344 Cr 553,487
↑ 50,540 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 20 | ITC7% ₹1,277 Cr 57,196,067 Amazon.com Inc (Consumer Cyclical)
Equity, Since 31 Jan 19 | AMZN7% ₹1,249 Cr 48,384
↑ 4,509 Indian Energy Exchange Ltd (Financial Services)
Equity, Since 31 Jul 20 | 5407506% ₹1,044 Cr 14,735,528 Meta Platforms Inc Class A (Communication Services)
Equity, Since 31 Jul 17 | FB6% ₹1,035 Cr 436,016
↑ 44,790 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | HEROMOTOCO5% ₹827 Cr 3,111,326
↑ 310,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 14 | ICICIBANK5% ₹819 Cr 10,215,614
↑ 2,350,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 13 | 5322155% ₹789 Cr 10,639,094
↑ 3,575,000
The investors are suggested to invest in the SIP plans of their choice. The above-mentioned top 11 Mutual Funds are suitable for investors of all kind. So, either you are a high-risk investor or a relatively lower one, these SIP funds are the Best Mutual Funds to Invest. So, don’t wait, invest now!
Parameters to Consider While Investing in Best Systematic Investment Plans
To evaluate best performing SIP Funds, let’s know the factors that one must consider before investing.
Quantitative Factors to Invest in Top SIP
The quantitative factors one must consider before investing via SIP include performance rating (as per CRISIL, Value Research etc.), fund age, past returns and fund volatility, expense ratio and exit load.
Qualitative Factors to Invest in Top SIP
Qualitative key statistics to analyse include the track record of the fund manager, reputation of the fund house and the investment process of the SIP fund.
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FAQs
1. What are mutual funds?
A: Mutual funds are a part of the Systematic Investment Plan or SIPs that usually produce excellent returns later. When you invest in Mutual Funds, you diversify your investment portfolio. A mutual fund can be considered an investment tool developed by an Asset Management Company by pooling in multiple investors and companies' investments.
2. What are the different types of mutual funds?
A: Mutual funds can be broadly classified into the following types:
- Equity or growth funds
- Fixed income funds or Debt fund
- Tax saving funds
- Liquid Funds
- Balanced Fund
- Gilt Funds
- Exchange-Traded Funds or ETFs
3. What are growth equity funds?
A: The growth Equity Funds are the most common mutual funds. However, this portfolio will consist of volatile investments. Nevertheless, investors often prefer the growth equity funds as these have higher returns and can be invested for a shorter period.
4. Why should you invest in a debt fund?
A: These investments are ideal for individuals who are looking for fixed returns on investment. The fixed income can be earned from debentures, debt securities, commercial papers, and government securities. Mutual funds would create a portfolio of various types of investments and dissipate the risk.
5. Why should you invest in SIPs?
A: SIPs can provide the investor with assured income. If you are interested in earning passive income and want to ensure that your investment produces regular income, then you can consider investing in SIPs. .
6. Why invest in a tax saving mutual fund?
A: If you are looking to grow your Capital and at the same time want to enjoy tax exemptions, then you could invest in a tax saving mutual fund. Under Section 80C of the income tax Act of 1861, if you invest in equity-linked tax saving mutual funds, you can enjoy tax exemptions on your investment.
7. Do I need a broker to invest in mutual funds?
A: You will need the support of a broker or a financial institute to help you with the investment. You will need the support to identify the suitable SIPs and ensure that the investments have been made correctly.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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